Net Worth

FUND FLOW (DETAILED)
As on 31st March
M/S SGM BIO-ENERGY Rs in Lacs
0 2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022
1 SOURCES Proj. Proj. Proj. Proj. Proj. Proj.
a. Net Profit (After Tax) 9.25 12.04 13.80 14.50 15.85 16.49
b. Depreciation 14.26 12.12 10.30 8.76 7.44 6.33
c Increase in Capital 0.00 0.00 0.00 0.00 0.00 0.00
d. Increase In TL. Incl.public deposits 0.00 0.00 0.00 0.00 0.00 0.00
e. Decrease in
i.) Fixed Assets 0.00 0.00 0.00 0.00 0.00 0.00
ii.) Other Non Current Assets 0.00 0.00 0.00 0.00 0.00 0.00
f Others 0.00 0.00 0.00 0.00 0.00 0.00
g. Total 23.51 24.16 24.10 23.25 23.29 22.82
2 USES
a. Net Loss 0.00 0.00 0.00 0.00 0.00 0.00
b. Dec.in Term Liab. incl. Pub.Dep. 3.75 6.43 6.43 6.43 6.43 6.43
c. Increase in
i) Fixed Assets 0.00 0.00 0.00 0.00 0.00 0.00
ii) Other Non current assets 0.00 0.00 0.00 0.00 0.00 0.00
d. Dividend Payment 0.00 0.00 0.00 0.00 0.00 0.00
e Others 5.00 5.00 8.00 10.00 10.00 10.00
f Total 8.75 11.43 14.43 16.43 16.43 16.43
FUNDS FLOW STATEMENT

(Summary)
2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022

Particulars Proj. Proj. Proj. Proj. Proj. Proj.
3 I Long Term Surplus/Deficit 14.76 12.73 9.67 6.83 6.86 6.39
4 ii Increase/decrease in Curr. Assts. 29.59 16.77 15.32 30.74 17.76 17.76
5 iii Inc./Dec. in CL other than BB 11.68 2.25 2.07 3.95 1.71 0.37
6 iv Inc./Dec. in WC Gap 17.92 14.53 13.25 26.78 16.05 17.39
7 v Net Surplus (+) Deficit (-) -3.16 -1.80 -3.58 -19.96 -9.19 -11.00
8 vi Inc./Dec. in Bank Borrowings 0.00 0.00 0.00 0.00 0.00 0.00

2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022

Long Term Sources 23.51 24.16 24.10 23.25 23.29 22.82

Long Term Uses 8.75 11.43 14.43 16.43 16.43 16.43
Surplus/Deficit 14.76 12.73 9.67 6.83 6.86 6.39
Movement of TNW
2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022

Opening balance 53.95 58.20 65.24 71.04 75.54 81.38

1 Add.
i Profit/(-)Loss after Tax 9.25 12.04 13.80 14.50 15.85 16.49
ii Increase in Capital 0.00 0.00 0.00 0.00 0.00 0.00
iii Dec./(-) Inc.in Intangible Asset 0.00 0.00 0.00 0.00 0.00 0.00
iv Others -5.00 -5.00 -8.00 -10.00 -10.00 -10.00
2 Less
Div Paid(Incl.Div.Tax)/ Withdrawa 0.00 0.00 0.00 0.00 0.00 0.00
TNW 58.20 65.24 71.04 75.54 81.38 87.88
INVENTORY & RECEIVABLES HOLDINNG LEVELS
M/S SGM BIO-ENERGY As on 31st March
Rs. in Lacs
Particulars 2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021
Proj. Proj. Proj. Proj. Proj. Proj.
I II III IV V VI
Raw Material : a) Indigenous 0.00 0.00 0.00 0.00 0.00 0.00
Months 0.00 0.00 0.00 0.00 0.00 0.00
b) Imported 0.00 0.00 0.00 0.00 0.00 0.00
Months #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
Stock in Process 0.00 0.00 0.00 0.00 0.00 0.00
Months 0.00 0.00 0.00 0.00 0.00 0.00
Finished Goods 10.00 11.00 12.00 13.00 15.00 16.00
Months 6.12 0.55 0.55 0.55 0.57 0.57
Other Spares : a) Indigenous 0.00 0.00 0.00 0.00 0.00 0.00
b) Imported 0.00 0.00 0.00 0.00 0.00 0.00
Receivables : a) Domestic 44.43 70.37 84.93 98.45 111.45 127.59
Months 18.40 3.22 3.57 3.79 3.90 4.17
b) Export 0.00 0.00 0.00 0.00 0.00 0.00
Receivables 44.43 70.37 84.93 98.45 111.45 127.59
Months 18.40 3.22 3.57 3.79 3.90 4.17
S. Creditors 0.71 9.18 10.13 11.33 12.78 13.80
Months 0.50 0.60 0.60 0.60 0.60 0.60
Other Creditors 2.46 5.68 6.97 7.84 8.27 8.97
Other Current Assets 15.19 18.84 21.06 22.86 25.27 26.89
(Figures in italics represents holding period in months.)

YEAR 2015-16 2016-17 2017-18 2018-192019-2020
2020-2021
M/s
If ASSETS are equal to LIABILITIES N N N N N N
Balance Sheet Total ASSETS 155.68 171.01 175.67 180.68 187.34 197.66
Balance Sheet Total LIABILITIES 107.13 119.31 122.16 123.60 123.56 124.68
Diff Assets- liabilities 48.55 51.71 53.51 57.08 63.79 72.97
Is Balance Sheet SIP Closing stock Y Y Y Y Y Y
Equal to OP-Stmt. SIP Closing Stock
SIP Closing Stock :Asset Staement. 0.00 0.00 0.00 0.00 0.00 0.00
SIP Closing Stock : Operating Stmt. 0.00 0.00 0.00 0.00 0.00 0.00
Is Balance Sheet FG Closing stock Y Y Y Y Y Y
Equal to OP-Stmt. FG Closing Stock
FG Closing Stock : Asst. Stmt. 10.00 11.00 12.00 13.00 15.00 16.00
FG Closing Stock : OP. Statement 10.00 11.00 12.00 13.00 15.00 16.00
Is Balance Sheet Depreciation Y Y Y Y Y
Equal to OP-Stmt. Depriciation
Balance Sheet Depriciation 14.26 12.12 10.30 8.76 7.44
Operating profit depriciation 14.26 12.12 10.30 8.76 7.44
Diff 0.00 0.00 0.00 0.00
PROFIT AFTER TAX 4.95 9.25 12.04 13.80 14.50 15.85
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Adj. Sales = Net Sales+Increase 34.15 263.31 286.20 313.13 344.58 367.88
in FG & SIP
RM/ Adj. Sales (%) 41.82 69.69 70.81 72.35 74.20 75.02
Spares/ Adj. Sales (%) 0.00 0.00 0.00 0.00 0.00 0.00
Power & Fuel/ Adj. Sales(%) 3.07 4.63 4.43 4.26 4.10 3.98
Labour/ Adj. Sales (%) 4.98 7.75 7.48 7.18 6.85 6.74
Other Mfg Exp./Adj. Sales (%) 4.67 4.26 4.27 4.31 4.38 4.48
Cost of Prod./ Adj. Sales(%) 77.11 91.74 91.23 91.39 92.07 92.24
Cost Of sales / Sale (%) 67.63 91.70 91.20 91.36 92.03 92.22
PBDIT 15.34 34.05 35.09 34.92 33.50 33.25
GenSelling+General Exp/Adj Sales % 0.53 0.75 0.75 0.75 0.75 0.75
Is FAs Additions>TLs raised Y Y Y Y Y
Increase in FA 0.00 0.00 0.00 0.00 0.00 0.00
Increase in TL 0.00 -3.75 -6.43 -6.43 -6.43 -6.43
If Cash Accrual>TL Installment Y Y Y Y Y

Cash Accrual 13.73 35.98 34.92 33.03 30.35 28.56
TL installment 3.99 18.24 21.77 20.13 18.50 16.86

Net DSCR 3.44 1.97 1.60 1.64 1.64 1.69
M/S SGM BIO-ENERGY
LIST OF ANNEXURES
No Particulars
1 List of Machinery
2 Cost of Project and Means of Finance
3 Schedule of Implementation
4 Schedule of Depreciation
5 Schedule of Term Loan Interest and Repayment
6 Manpower and Power costs
7 Sales & Profit Projections
8 Projected Profit and Loss Account
9 DSCR Calculation
10 Projected Balance Sheet
11 Projected Key Financial Parameters
12 Cash Flow Statement
13 Break-Even Analysis
14 Sensitivity Analysis
15 Assessment of Working Capital
16 Asset Cover and Security Margin
17 Process Flow Chart
18 Slurry Process Flow Chart
19 Settling Tank
M/S SGM BIO-ENERGY Rs. Lacs
LIST OF MACHINERIES & EQUIPMENTS
Sl No Description Supplier / Make Total Cost

1 BRIQUETTING PLANT (2 NOS) ESAN TRADERS 61.34
2 RAW MATERIAL EQUIPMENT' ESAN TRADERS 20.48
3 RAW MATERIAL DRYING EQUIPMENT ESAN TRADERS 20.95
TOTAL 102.76
M/S SGM BIO-ENERGY Annexure - 2
COST OF THE PROJECT Rs. In lacs
No PARTICULARS Cost TL (75%)

1 Plant and Machinery as per Annexure -1 102.76 77.07
2 Factory Buildinng 0.00 0.00
3 Land Lease Advance (Deposit) 1.00 0.00
4 Office Set up, Furnitures and Fixtures 0.00 0.00
5 Provision for Contingency 0.00 0.00
6 Interest during implementation 0.00 0.00
7 Working Capital Margin 1.25 0.00
TOTAL 105.01 77.07
7 Term Loan -Eligible 77.07

8 Term Loan -Sought 45.00
MEANS OF FINANCING
9 Promoter's Contribution 60.01
10 Term loan 45.00
TOTAL 105.01
11 PROMOTER'S CONTRIBUTION (%) 57.15%
12 DEBT EQUITY RATIO 1.33
M/S SGM BIO-ENERGY Annexure -3
SCHEDULE OF IMPLEMENTATION
Term loan (Rs.lakhs) 45.00

Rate of Interest assumed for projections 13.50%
Land Lease Agreement Completed
Availment of Term Loan 1ST MARCH 2016
Commencement of Civil Works UNDER PROCESS
Completion of Civil Works UNDER PROCESS
Electrical work UNDER PROCESS
Receipt of Machinery 25TH JAN 2016
Installation and Trail Run 15 TH FEB 2016
Commencement of commercial Production 1ST MARCH 2016
Total Implementation Period 2 MONTH
Holiday Period required 6 months
Total Moratorium Period from first Disbs. 8 months
Repayment to Commence from 1ST SEP 2016
No. of Installments 84
Total Period of Advance 92.00
Installment Amount 0.54
PERFORMANCE AND FINANCIAL INDICATORS
As on 31st March
M/S SGM BIO-ENERGY
2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021
Domestic Sales(Gross) 24.15 262.31 285.20 312.13 342.58 366.88

Export Sales 0.00 0.00 0.00 0.00 0.00 0.00
Net Sales 24.15 262.31 285.20 312.13 342.58 366.88
% rise/fall (-) in net sales 986.18 8.73 9.44 9.76 7.09
Profit Before tax 7.07 13.21 17.19 19.72 20.71 22.64
PBT/ Sales (%) 29.29 5.04 6.03 6.32 6.05 6.17
Profit After Tax 4.95 9.25 12.04 13.80 14.50 15.85
Cash Accrual 12.66 23.51 24.16 24.10 23.25 23.29
Paid Up Capital 49.00 49.00 49.00 49.00 49.00 49.00
TNW 53.95 58.20 65.24 71.04 75.54 81.38
TOL/TNW (times) 0.99 1.05 0.87 0.74 0.64 0.53
NWC 51.44 69.36 83.89 97.14 110.67 126.71
Current Ratio 7.29 4.49 4.80 5.02 5.25 5.56
Adjusted TNW 53.95 58.20 65.24 71.04 75.54 81.38
Adjusted TOL/TNW 0.99 1.05 0.87 0.74 0.64 0.53
Figures in Italics represents estimates taken at the time of the last renewal.
Other Ratios
Operating Cost/ sales % 70.71 94.96 93.97 93.68 93.95 93.83
Net Sales /TTA (times) 0.16 1.53 1.62 1.73 1.83 1.86
PBDIT 15.34 34.05 35.09 34.92 33.50 33.25

EFFICIENCY RATIOS
2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021

Net Sales/ Total Tangible 0.16 1.53 1.62 1.73 1.83 1.86
Assets (times)
PBT/ Total Tangible Assets (%) 4.54 7.73 9.79 10.91 11.05 11.45
Operating Cost to sales (%) 70.71 94.96 93.97 93.68 93.95 93.83
Bank Finance/ Ct. Assets (%) 8.39 5.60 4.72 4.12 3.66 3.24
Inventory+ Receivables to net 165.58 97.92 108.69 115.13 118.75 126.94

Sales (days)
Figures in Italics represents estimates taken at the time of the last renewal.
PBDIT 15.34 34.05 35.09 34.92 33.50 33.25
RISK RATING RELATED RATIOS
1 Current Ratio 7.29 4.49 4.80 5.02 5.25 5.56

2 TOL/TNW (times) 0.99 1.05 0.87 0.74 0.64 0.53
3 PBDIT/Interest (times) 27.28 5.17 6.08 7.12 8.30 10.49
4 PAT/Net Sales (%) 0.00 3.53 4.22 4.42 4.23 4.32
5 ROCE (%) (PBDIT/TA) 9.86 19.91 19.97 19.33 17.88 16.82
6 INV+REC./Sales (days) 322 98 109 115 119 127
M/S SGM BIO-ENERGY Annexure -4 Annexure -4 Annexure -4 Annexure -4
FIXED ASSET & DEPRECIATION SCHEDULE Rs. Lakhs Rs. Lakhs Rs. Lakhs Rs. Lakhs
PARTICULARS Depn ADD DEPN WDV DEPN WDV DEPN WDV DEPN WDV DEPN WDV DEPN WDV DEPN WDV DEPN WDV DEPN WDV
Rate 2016 2017 2018 2019 2020 2021 2022 2023 2024
Land 0.00% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Building 10.00% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Plant & Machinery 15.00% 102.76 7.71 95.06 14.26 80.80 12.12 68.68 10.30 58.38 8.76 49.62 7.44 42.18 6.33 35.85 5.38 30.47 4.57 25.90
TOTAL 102.76 7.71 95.06 14.26 80.80 12.12 68.68 10.30 58.38 8.76 49.62 7.44 42.18 6.33 35.85 5.38 30.47 4.57 25.90
YEARS 2016 2017 2018 2019 2020 2021 2022 2023 2024
DEPN 7.71 14.26 12.12 10.30 8.76 7.44 6.33 5.38 4.57
PARTICULARS 2016 2017 2018 2019 2020 2021 2022 2023 2024
Land 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Building 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Plant & Machinery 95.06 80.80 68.68 58.38 49.62 42.18 35.85 30.47 25.90
Total 95.06 80.80 68.68 58.38 49.62 42.18 35.85 30.47 25.90
Gross Block 102.76 102.76 102.76 102.76 102.76 102.76 102.76 102.76 102.76
Deprciation (Cumulative) 7.71 21.97 34.09 44.39 53.14 60.59 66.91 72.29 76.86
Net Block 95.06 80.80 68.68 58.38 49.62 42.18 35.85 30.47 25.90
INTEREST AND REPAYMENT SCHEDULE
TL 45.00
ROI 13.50% 0.01125 Rs. Lacs Rs. Lacs Rs. Lacs Rs. Lacs
INST 84
INST AMT 0.54
As on 31.03 2016 2017 2018 2019 2020 2021 2022 2023 2024
Instalment 0.54 0.54 0.54 0.54 0.54 0.54 0.00 0.00 0.00
31.03.13 0.00 61.90 49.52 37.14 24.76 12.38 12.38 12.38 12.38
Apr 0.00 0.00 45.00 0.51 40.71 0.46 34.29 0.39 27.86 0.31 21.43 0.24 15.00 0.17 8.57 0.10 2.14 0.02
May 0.00 0.00 45.00 0.51 40.18 0.45 33.75 0.38 27.32 0.31 20.89 0.24 14.46 0.16 8.04 0.09 1.61 0.02
Jun 0.00 0.00 45.00 0.51 39.64 0.45 33.21 0.37 26.79 0.30 20.36 0.23 13.93 0.16 7.50 0.08 1.07 0.01
Jul 0.00 0.00 45.00 0.51 39.11 0.44 32.68 0.37 26.25 0.30 19.82 0.22 13.39 0.15 6.96 0.08 0.54 0.01
Aug 0.00 0.00 45.00 0.51 38.57 0.43 32.14 0.36 25.71 0.29 19.29 0.22 12.86 0.14 6.43 0.07 0.00 0.00
Sep 0.00 0.00 44.46 0.50 38.04 0.43 31.61 0.36 25.18 0.28 18.75 0.21 12.32 0.14 5.89 0.07
Oct 0.00 0.00 43.93 0.49 37.50 0.42 31.07 0.35 24.64 0.28 18.21 0.20 11.79 0.13 5.36 0.06
Nov 0.00 0.00 43.39 0.49 36.96 0.42 30.54 0.34 24.11 0.27 17.68 0.20 11.25 0.13 4.82 0.05
Dec 0.00 0.00 42.86 0.48 36.43 0.41 30.00 0.34 23.57 0.27 17.14 0.19 10.71 0.12 4.29 0.05
Jan 0.00 0.00 42.32 0.48 35.89 0.40 29.46 0.33 23.04 0.26 16.61 0.19 10.18 0.11 3.75 0.04
Feb 0.00 0.00 41.79 0.47 35.36 0.40 28.93 0.33 22.50 0.25 16.07 0.18 9.64 0.11 3.21 0.04
Mar 45.00 0.51 41.25 0.46 34.82 0.39 28.39 0.32 21.96 0.25 15.54 0.17 9.11 0.10 2.68 0.03
Repayments 3.75 6.43 6.43 6.43 6.43 6.43 6.43 2.68
Total Int 0.51 5.91 5.10 4.23 3.36 2.50 1.63 0.76 0.06
SUMMARY
YEARS 2016 2017 2018 2019 2020 2021 2022 2023 2024
Interest 0.51 5.91 5.10 4.23 3.36 2.50 1.63 0.76 0.06
Balance 45.00 41.25 34.82 28.39 21.96 15.54 9.11 2.68 0.00
Repayments 0.00 3.75 6.43 6.43 6.43 6.43 6.43 6.43 2.68
Working Capital 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
Interest 0.06 0.68 0.68 0.68 0.68 0.68 0.68 0.68 0.68
ASSESSMENT OF WORKING CAPITAL REQUIREMENT
OPERATING STATEMENT
Name of the Account M/s M/S SGM BIO-ENERGY
Amt.in Lacs
As per profit and loss account actuals/ estimates for the year ending 31st March
2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021

1 GROSS SALES/RECEIPTS I II III IV V VI
i. Domestic sales/Receipts 24.15 262.31 285.20 312.13 342.58 366.88
ii. Export sales

Contract Income
Total 24.15 262.31 285.20 312.13 342.58 366.88
2 Less excise duty
Deduct other items
3 Net sales ( item 1 - item 2 ) 24.15 262.31 285.20 312.13 342.58 366.88
4 % age rise (+) or fall (-) in net 986.18 8.73 9.44 9.76 7.09
sales compared to previous
year (annualised)
5 Cost of Sales
i.) Raw materials/Purchas(including 14.28 183.50 202.65 226.55 255.67 275.99

stores and other items used
in the process of manufacture)
(a) imported
(b) Indigenous 14.28 183.50 202.65 226.55 255.67 275.99
ii) Contract work expenses 0.00 0.00 0.00 0.00 0.00 0.00
(a) Imported
(b) Indigenous 0.00 0.00 0.00 0.00 0.00 0.00
iii) Power and fuel 1.05 12.19 12.68 13.33 14.14 14.63
iv) Wages 1.70 20.40 21.42 22.49 23.62 24.80
v) Operating expense 1.59 11.21 12.23 13.50 15.08 16.47
vi) Depreciation 7.71 14.26 12.12 10.30 8.76 7.44
vii) SUB TOTAL (I TO VI) 26.33 241.55 261.09 286.16 317.26 339.32
viii)ADD: Opening stocks-in-
Process 0.00 0.00 0.00 0.00 0.00 0.00

Sub-total 26.33 241.55 261.09 286.16 317.26 339.32
Form II : Sheet 2 2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021
ix) Deduct : Closing stocks-in-
process
x) Cost of Production 26.33 241.55 261.09 286.16 317.26 339.32

xi) Add : Opening stock of
finished goods 0.00 10.00 11.00 12.00 13.00 15.00
SUB-TOTAL 26.33 251.55 272.09 298.16 330.26 354.32

xii) Deduct closing stock of
finished goods 10.00 11.00 12.00 13.00 15.00 16.00
xiii SUB-TOTAL ( Total cost 16.33 240.55 260.09 285.16 315.26 338.32
of sales)
6 Selling general and administrtive
expenses 0.18 1.97 2.14 2.34 2.57 2.75
7 SUB-TOTAL (5+6) 16.51 242.52 262.23 287.50 317.83 341.07
8 Operating profit before interest 7.64 19.79 22.97 24.62 24.75 25.81
( 3-7 )
9 Interest 0.56 6.58 5.77 4.91 4.04 3.17
10 Operating profit after interest 7.07 13.21 17.19 19.72 20.71 22.64
( 8-9 )
11 (i) Add other non-operating income
Specify :a)
b)
c)
d)
Sub-total ( income ) 0.00 0.00 0.00 0.00 0.00 0.00
(ii) Deduct other non-operating expenses
(a) Preliminary Expenses

Written off
Sub-total ( expenses ) 0.00 0.00 0.00 0.00 0.00 0.00

(iii) Net of other non-operating 0.00 0.00 0.00 0.00 0.00 0.00
income/expenses
12 Profit before tax/loss[10+11(iii)] 7.07 13.21 17.19 19.72 20.71 22.64
13 Provision for taxes 2.12 3.96 5.16 5.92 6.21 6.79
14 Net profit/loss ( 12-13 ) 4.95 9.25 12.04 13.80 14.50 15.85

15 (a) Equity dividend paid-amt/
Drawings 0.00 0.00 0.00 0.00 0.00 0.00
16 Retained profit ( 14-15 ) 4.95 9.25 12.04 13.80 14.50 15.85

17 Retained profit/Net profit (% age 100.00 100.00 100.00 100.00 100.00 100.00
Annexure -6
M/S SGM BIO-ENERGY
MANPOWER REQUIREMENT
Rs. 000's
Salary / Monthly
Particulars Nos Month Salary
Manager 1 20 20
Machine Operators 2 15 30
Helpers 12 10 120
Total 15 170 1.7 Rs. Lakhs
2016 2017 2018 2019 2020 2021

No.of Months 1 12 12 12 12 12
Yearly Salary 1.70 20.40 21.42 22.49 23.62 24.80
2022 2023 2024
12 12 12
26.04 27.34 28.70
LIABILITIES STATEMENT FORM III
Name of Account M/s M/S SGM BIO-ENERGY

Sheet 1 AS PER BALANCE SHEET AS AT 31st MARCH
Rs in Lacs
0 2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024
Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj.
CURRENT LIABILITIES I II III IV V VI VII VIII IX
1 Short-term borrowings from

banks(including bills purchased,
discounted & excess borrowing
placed on repayment basis)
(i.) From applicant banks 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
(ii.) From other banks
(iii) Of which BP & BD
SUB TOTAL 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
2 Short term borrowings from

others
3 Sundry Creditors (Trade) 0.71 9.18 10.13 11.33 12.78 13.80 13.84 14.51 14.82
4 Advance payments from custo-

mers/deposits from dealers
5 Provision for taxes 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 Dividend payable
7 Other statutory liabilities

(due within one year)
8 Deposits/instalments of term 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
loans/DPGs/Debentures,etc.
(due within one year)
9 Other current liabilities &

provisions(due within 1 Yr)
(specify major items) 2.46 5.68 6.97 7.84 8.27 8.97 9.30 9.78 11.00
a) Out standing expenses 2.46 5.68 6.97 7.84 8.27 8.97 9.30 9.78 11.00
b)
c)
d)
SUB-TOTAL (B) 3.18 14.85 17.10 19.17 21.06 22.77 23.14 24.29 25.81
TOTAL CURRENT LIABILITIES 8.18 19.85 22.10 24.17 26.06 27.77 28.14 29.29 30.81
TERM LIABILITIES
Rs. in Lacs
2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024
Sheet 2 Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj.
11 Unsecured Loan(not maturing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
within one year)
12 Subsidy
13 Term loans(excluding instalment) 45.00 41.25 34.82 28.39 21.96 15.54 9.11 2.68 0.00
payable within one year)
14 Deferred Payment Credits

(excluding instalments due
within one year)
15 Term deposits (repayable

after one year)
16 Loans from Directors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 TOTAL TERM LIABILITIES 45.00 41.25 34.82 28.39 21.96 15.54 9.11 2.68 0.00
18 TOTAL OUTSIDE LIABILITIES 53.18 61.10 56.92 52.56 48.02 43.30 37.24 31.97 30.81
NET WORTH
19 Ordinary share capital 49.00 49.00 49.00 49.00 49.00 49.00 49.00 49.00 49.00
20 General reserve 4.95 9.20 16.24 22.04 26.54 32.38 38.88 46.34 56.49
21 Revaluation reserve
22 Other reserve (excluding

provisions)
23 Surplus (+) or deficit (-) in

Profit & Loss Account
23a Others (specify) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
b)
c)
d)
24 NET WORTH 53.95 58.20 65.24 71.04 75.54 81.38 87.88 95.34 105.49
25 TOTAL LIABILITIES 107.13 119.31 122.16 123.60 123.56 124.68 125.12 127.32 136.31
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
FORM III(CONTINUED)
Sheet 3
AS PER BALANCE SHEET AS AT : 31st MARCH
M/S SGM BIO-ENERGY Rs. in Lacs
2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024
ASSETS Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj.
I II III IV V VI VII VIII IX
26 Cash and bank balances 3.07 3.88 3.90 3.94 4.06 4.10 4.50 4.70 4.90
27 Investment (other than long 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
term investment)
(i) Government & other
Trustee Securities
(ii) Fixed Deposits with Banks
28 (i) Receivables other than 44.43 70.37 84.93 98.45 111.45 127.59 140.67 149.10 157.16
deferred & exports (include
bills purchased and
discounted by Banks)
(ii) Export receivables(include
bills purchased and
discounted by banks)
29 Instalments of deferred
receivables(due with in one yr.)
30 Inventory:
(i)Raw materials(including stores
& other items used in the
process of manufacture)
(a) Imported
(b) Indigenous
(ii) Stock-In-Process 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(iii) Finished goods 10.00 11.00 12.00 13.00 15.00 16.00 20.00 30.00 48.00
(iv) Other Consumable Spares 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(a) Imported
(b) Indigenous) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
31 Advance to suppliers of raw 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
materials & stores and spares
32 Advance payment of taxes 2.12 3.96 5.16 5.92 6.21 6.79 7.07 7.49 8.64
33 Other Current assets
(Specify major items) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
advance 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
b)
c)
d)
34 TOTAL CURRENT ASSETS 59.62 89.21 105.99 121.31 136.72 154.48 172.24 191.29 218.70
As on 31st March
Rs. in Lacs
FIXED ASSETS 2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024
Sheet 4 Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj. Proj.
35 Gross Block(Land & Building 102.76 102.76 102.76 102.76 102.76 102.76 102.76 102.76 102.76
machinery, work-in-process)
36 Depreciation to date 7.71 21.97 34.09 44.39 53.14 60.59 66.91 72.29 76.86
37 NET BLOCK 95.06 80.80 68.68 58.38 49.62 42.18 35.85 30.47 25.90
OTHER NON-CURRENT ASSETS
38 Investment/bookdebts/advances/ 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
deposits which are not current
assets
(i) a) Investment in subsidiary
Co./affiliates
b) Others 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(ii) Advances to suppliers of 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
capital goods & contractors
(iii)Deferred receivables (maturity
exceeding one year)
(iv)Others (a) Debtors> 6 months
(b) Security Deposits 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
(c) Others
39 Non-consumables stores &

spares
40 Other non-current assets incl-
uding dues from Directors
41 TOTAL OTHER NON-CURR. ASSETS 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
42 Intangible assets (patents, 0.00 0.00
goodwill, prelim.expenses, bad/
doubtful exp.not provided for etc)
43 TOTAL ASSETS(34+37+41+42) 155.68 171.01 175.67 180.68 187.34 197.66 209.09 222.76 245.60
Investment in Associates 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
44 NET WORKING CAPITAL 51.44 69.36 83.89 97.14 110.67 126.71 144.10 161.99 187.88
CURRENT RATIO 7.29 4.49 4.80 5.02 5.25 5.56 6.12 6.53 7.10
TNW 53.95 58.20 65.24 71.04 75.54 81.38 87.88 95.34 105.49
TOL/TNW 0.99 1.05 0.87 0.74 0.64 0.53 0.42 0.34 0.29
Total Term Liability/TNW 0.83 0.71 0.53 0.40 0.29 0.19 0.10 0.03 0.00
DIFFERENCE IN B/S 48.55 51.71 53.51 57.08 63.79 72.97 83.97 95.44 109.29
TOL/TNW (loan from directors 1.09 1.25 1.16 1.07 0.98 0.88 0.76 0.65 0.63
taken as quasi capital)
ABF ASSESSMENT
M/S SGM BIO-ENERGY As on 31st March
Rs. in Lacs
2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021
Total CA 59.62 89.21 105.99 121.31 136.72 154.48
Other CL(Except Bank Borr.) 3.18 14.85 17.10 19.17 21.06 22.77
Working Capital Gap 56.44 74.36 88.89 102.14 115.67 131.71
Net Working Capital (Act./Proj) 51.44 69.36 83.89 97.14 110.67 126.71
Assessed Bank Finance 5.00 5.00 5.00 5.00 5.00 5.00
NWC to TCA (%) 86.28 77.75 79.15 80.08 80.94 82.03
Bank Finance to TCA % 8.39 5.60 4.72 4.12 3.66 3.24
S. Cr. To TCA (%) 1.20 3.08 2.83 2.68 2.56 2.43
Other CL to TCA (%) 9.50 12.51 11.02 10.25 9.64 6.14
Check Total(12+13+14+15) 105.37 98.94 97.71 97.13 96.81 93.83
2013-14 2014-15 2015-16 2016-17 2017-18 2018-19

NWC to TCA (%) 86.28 77.75 79.15 80.08 80.94 82.03

Bank Finance to TCA % 8.39 5.60 4.72 4.12 3.66 3.24
Other CL to TCA (%) 10.70 15.60 13.85 12.93 12.20 8.56
Annexure -8
M/S SGM BIO-ENERGY
Projected Proift & Loss account 0.00 0.00 0.00 0.00 0.00 Rs. lacs Rs. lacs Rs. lacs Rs. lacs
4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
Particulars 2016 2017 2018 2019 2020 2021 2022 2023 2024
Income Projection
Gross Sales 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
Local Sales 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
Manufacturing Expenses
Raw Materials 14.28 183.50 202.65 226.55 255.67 275.99 276.78 290.22 296.34
Consumables(1%of sales) 0.24 2.62 2.85 3.12 3.43 3.67 3.65 3.74 3.76
Salary and Wages 1.70 20.40 21.42 22.49 23.62 24.80 26.04 27.34 28.70
Power Charges 1.05 12.19 12.68 13.33 14.14 14.63 14.63 14.63 14.63
Land Rent 0.56 1.68 1.76 1.85 1.94 2.04 2.14 2.25 2.36
Repair and Maintenance 0.25 1.00 1.20 1.50 2.00 2.50 2.50 2.50 2.50
Transportation & Freight 0.30 3.28 3.57 3.90 4.28 4.59 4.56 4.67 4.70
Other Manufacturing Expenses 0.24 2.62 2.85 3.12 3.43 3.67 3.65 3.74 3.76
Add : Opening Stock of FG 0.00 10.00 11.00 12.00 13.00 15.00 16.00 20.00 30.00
Less: Closing Stock of FG 10.00 11.00 12.00 13.00 15.00 16.00 20.00 30.00 48.00
Total manufacturing expenses 8.62 226.29 247.97 274.86 306.50 330.87 329.95 339.08 338.74
Admin and selling Expenses 0.18 1.97 2.14 2.34 2.57 2.75 2.74 2.80 2.82
Profit Before Intt., Dep. & Tax 15.34 34.05 35.09 34.92 33.50 33.25 32.19 31.77 34.09
Interest on Working Capital 0.06 0.68 0.68 0.68 0.68 0.68 0.68 0.68 0.68
Interest on Term Loan 0.51 5.91 5.10 4.23 3.36 2.50 1.63 0.76 0.06
Operating Profit Before Dep. & Tax 14.78 27.47 29.31 30.02 29.47 30.08 29.89 30.33 33.36
Depreciation 7.71 14.26 12.12 10.30 8.76 7.44 6.33 5.38 4.57
Preliminary Expenses W/O 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit after dep. 7.07 13.21 17.19 19.72 20.71 22.64 23.56 24.95 28.79
Add. Net non operative income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit Before Tax 7.07 13.21 17.19 19.72 20.71 22.64 23.56 24.95 28.79
Less: Provision for Income Tax 2.12 3.96 5.16 5.92 6.21 6.79 7.07 7.49 8.64
Profit After Tax 4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
Annexure -9
Computation of DSCR 4.95
Years -> 2016 2017 2018 2019 2020 2021 2022 2023 2024
Particulars Projection
Profit After Tax 4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
Depreciation 7.71 14.26 12.12 10.30 8.76 7.44 6.33 5.38 4.57
Preliminary Exp. W/o 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Funds From Operation 13.17 29.41 29.25 28.33 26.62 25.78 24.45 23.60 24.78
Debt Obligation
Installment on term loan 0.00 3.75 6.43 6.43 6.43 6.43 6.43 6.43 2.68
Total Debt obligations 0.51 9.66 11.53 10.66 9.79 8.92 8.06 7.19 2.74
Yearwise DSCR (in times) 26.01 3.05 2.54 2.66 2.72 2.89 3.03 3.28 9.05
Average DSCR (in times) 4.17
Projected Balance Sheet
LIABILITIES 2016 2017 2018 2019 2020 2021 2022 2023 2024
Projn
Capital
Opening Balance 0.00 53.95 58.20 65.24 71.04 75.54 81.38 87.88 95.34
Addn. During the year 49.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Add. Net Profit 4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
Less. Drawings 0.00 5.00 5.00 8.00 10.00 10.00 10.00 10.00 10.00
Closing Balance 53.95 58.20 65.24 71.04 75.54 81.38 87.88 95.34 105.49
Unsecured Loans 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Long Term Liabilities
Term Loan 45.00 41.25 34.82 28.39 21.96 15.54 9.11 2.68 0.00
Total term liabilities 45.00 41.25 34.82 28.39 21.96 15.54 9.11 2.68 0.00
Current Liabilities & Provisions
Working Capital CC 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
Sundry Creditors 0.71 9.18 10.13 11.33 12.78 13.80 13.84 14.51 14.82
Other Current Liabilities & Provisions 2.46 5.68 6.97 7.84 8.27 8.97 9.30 9.78 11.00
Total Current Liabilities 8.18 19.85 22.10 24.17 26.06 27.77 28.14 29.29 30.81
Total Liabilities 107.13 119.31 122.16 123.60 123.56 124.68 125.12 127.32 136.31
ASSETS
Fixed Assets
Gross Block 102.76 102.76 102.76 102.76 102.76 102.76 102.76 102.76 102.76
Less:Depreciation 7.71 21.97 34.09 44.39 53.14 60.59 66.91 72.29 76.86
Net Block 95.06 80.80 68.68 58.38 49.62 42.18 35.85 30.47 25.90
Current Assets
Inventories
Finished Goods 10.00 11.00 12.00 13.00 15.00 16.00 20.00 30.00 48.00
Sundry Debtors 44.43 70.37 84.93 98.45 111.45 127.59 140.67 149.10 157.16
Cash & Bank Balance 3.07 3.88 3.90 3.94 4.06 4.10 4.50 4.70 4.90
Other Current Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Advance Tax 2.12 3.96 5.16 5.92 6.21 6.79 7.07 7.49 8.64
Total Current Assets 59.62 89.21 105.99 121.31 136.72 154.48 172.24 191.29 218.70
Non Current Assets:
Investments/Deposits 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Misc Expe not Written off 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Deposits & Advances land 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00
Total Assets 155.68 171.01 175.67 180.68 187.34 197.66 209.09 222.76 245.60
M/S SGM BIO-ENERGY Annexure - 11
Key Performance Indicators 48.55 51.71 53.51 57.08 63.79 72.97 83.97 95.44 109.29
2.8131506395
Parameter 2016 2017 2018 2019 2020 2021 2022 2023 2024
Projn
Capital 53.95 58.20 65.24 71.04 75.54 81.38 87.88 95.34 105.49
Reserves and Surplus 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Unsec Loan/Quasi Equity 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Worth 53.95 58.20 65.24 71.04 75.54 81.38 87.88 95.34 105.49
NWC 51.44 69.36 83.89 97.14 110.67 126.71 144.10 161.99 187.88
CR 7.29 4.49 4.80 5.02 5.25 5.56 6.12 6.53 7.10
Net Sales 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
Opg Profit (PBIDT) 15.34 34.05 35.09 34.92 33.50 33.25 32.19 31.77 34.09
PBDIT/ Sales (%) 63.54% 12.98% 12.30% 11.19% 9.78% 9.06% 8.82% 8.50% 9.08%
NPBT 7.07 13.21 17.19 19.72 20.71 22.64 23.56 24.95 28.79
NPAT 4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
NPAT / Sales (%) 20.51% 3.53% 4.22% 4.42% 4.23% 4.32% 4.52% 4.67% 5.36%
Depreciation 7.71 14.26 12.12 10.30 8.76 7.44 6.33 5.38 4.57
D:E Ratio 0.83 0.71 0.53 0.40 0.29 0.19 0.10 0.03 0.00
TOL/TNW 0.99 1.05 0.87 0.74 0.64 0.53 0.42 0.34 0.29
Sales & Expenses projection Rs. Lakhs Rs. Lakhs Rs. Lakhs Rs. Lakhs
Particulars 2016 2017 2018 2019 2020 2021 2022 2023 2024
Machinery 2 2 2 2 2 2 2 2 2
No. of Working Hours (two shifts) 20 20 20 20 20 20 20 20 20
Output per day ( in MTt) 20 20 20 20 20 20 20 20 20
No.of days 30 325 325 325 325 325 325 325 325
Output at 100% Capacity 600 6500 6500 6500 6500 6500 6500 6500 6500
Capacity of 1 Machines 600 6500 6500 6500 6500 6500 6500 6500 6500
Capacity Utlisation (%) 70.00% 75.00% 78.00% 82.00% 87.00% 90.00% 90.00% 90.00% 90.00%
Projected Output (in MT) 420 4875 5070 5330 5655 5850 5850 5850 5850
Projected Output ( Rounded off) 420 4875 5070 5330 5655 5850 5850 5850 5850
Selling Rate per MT (Rs) 5750 5750 6000 6250 6500 6750 6750 6900 6900
Total Sale value of Production 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
Actual Sales 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
Sales Growth NA 1086.18% 108.73% 109.44% 109.76% 107.09% 99.45% 102.40% 100.54%
Cost of Raw Materials Per MT 3400.00 3600.00 3780.00 3969.00 4167.45 4375.82 4594.61 4824.34 5065.56
Cost of Raw Materials consumed 14.28 183.50 202.65 226.55 255.67 275.99 276.78 290.22 296.34
4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
Particulars 2016 2017 2018 2019 2020 2021 2022 2023 2024
Other Consumables(1%of sales) 0.24 2.62 2.85 3.12 3.43 3.67 3.65 3.74 3.76
Salary and Wages 1.70 20.40 21.42 22.49 23.62 24.80 26.04 27.34 28.70
Power Charges 1.05 12.19 12.68 13.33 14.14 14.63 14.63 14.63 14.63
Land Rent 0.56 1.68 1.76 1.85 1.94 2.04 2.14 2.25 2.36
Transportation & Freight (1.25% of sales) 0.30 3.28 3.57 3.90 4.28 4.59 4.56 4.67 4.70
Other Manufacturing Expenses(1%) 0.24 2.62 2.85 3.12 3.43 3.67 3.65 3.74 3.76
Add : Opening Stock of (SFG +FG) 0.00 10.00 11.00 12.00 13.00 15.00 16.00 20.00 30.00
Less: Closing Stock of (SFG+FG) 10.00 11.00 12.00 13.00 15.00 16.00 20.00 30.00 48.00
Total Manufacturing Expenses 8.62 226.29 247.97 274.86 306.50 330.87 329.95 339.08 338.74
Selling And Admin Expenses 0.18 1.97 2.14 2.34 2.57 2.75 2.74 2.80 2.82
Depreciation 7.71 14.26 12.12 10.30 8.76 7.44 6.33 5.38 4.57
Total Expenses 17.08 249.10 268.01 292.41 321.86 344.24 341.31 348.70 346.86
Profit Before Tax 7.07 13.21 17.19 19.72 20.71 22.64 23.56 24.95 28.79
Provision for Tax 2.12 3.96 5.16 5.92 6.21 6.79 7.07 7.49 8.64
Profit After Tax 4.95 9.25 12.04 13.80 14.50 15.85 16.49 17.47 20.15
Annexure -13
M/S SGM BIO-ENERGY
BREAKEVEN ANALYSIS Rs. In lacs
No PARTICULARS 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7 YR 8 YR 9 YR
As on 31st March 2016 2017 2018 2019 2020 2021 2022 2023 2024
A. SALES 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
B VARIABLE EXPENSES
Raw Materials 14.28 183.50 202.65 226.55 255.67 275.99 276.78 290.22 296.34
Consumables 0.24 2.62 2.85 3.12 3.43 3.67 3.65 3.74 3.76
Salary and Wages 1.70 20.40 21.42 22.49 23.62 24.80 26.04 27.34 28.70
Power Charges 1.05 12.19 12.68 13.33 14.14 14.63 14.63 14.63 14.63
Transportation (2% of sales) 0.30 3.28 3.57 3.90 4.28 4.59 4.56 4.67 4.70
Other Manufacturing Expenses(1.5%) 0.24 2.62 2.85 3.12 3.43 3.67 3.65 3.74 3.76
Increase / Decrease in Inventory -10.00 -1.00 -1.00 -1.00 -2.00 -1.00 -4.00 -10.00 -18.00
SUB TOTAL B 8.12 225.29 246.89 273.68 305.23 329.51 328.48 337.51 337.05
C CONTRIBUTION (A-B) 16.03 37.02 38.32 38.44 37.34 37.37 36.40 36.14 38.60
D. FIXED EXPENSES
1 Depreciation 7.71 14.26 12.12 10.30 8.76 7.44 6.33 5.38 4.57
2 Preliminary Exp. W/o 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 Land Rent 0.56 1.68 1.76 1.85 1.94 2.04 2.14 2.25 2.36
3 Selling & Genl expenses 0.18 1.97 2.14 2.34 2.57 2.75 2.74 2.80 2.82
4 Interest on Term loans 0.51 5.91 5.10 4.23 3.36 2.50 1.63 0.76 0.06
SUB TOTAL D 8.95 23.81 21.12 18.73 16.63 14.73 12.83 11.19 9.81
E OPERATING PROFIT(C-D) 7.07 13.21 17.19 19.72 20.71 22.64 23.56 24.95 28.79
F. BREAK EVEN SALES
(D X A)\C 13.49 168.70 157.22 152.04 152.59 144.63 128.67 115.69 95.49
G. Break - Even % of Sales 56% 64% 55% 49% 45% 39% 35% 31% 25%
No PARTICULARS 2016 2017 2018 2019 2020 2021 2022 2023 2024
A. SALES 24.15 262.31 285.20 312.13 342.58 366.88 364.88 373.65 375.65
B VARIABLE EXPENSES 8.12 225.29 246.89 273.68 305.23 329.51 328.48 337.51 337.05
C CONTRIBUTION (A-B) 16.03 37.02 38.32 38.44 37.34 37.37 36.40 36.14 38.60
D. FIXED EXPENSES 8.95 23.81 21.12 18.73 16.63 14.73 12.83 11.19 9.81
E OPERATING PROFIT(C-D) 7.07 13.21 17.19 19.72 20.71 22.64 23.56 24.95 28.79
F. BREAK EVEN SALES (DXA/C) 13.49 168.70 157.22 152.04 152.59 144.63 128.67 115.69 95.49
G. Break - Even Point 56% 64% 55% 49% 45% 39% 35% 31% 25%
SECURITY MARGIN & ASSET COVERAGE:
No Particulars At start 2017 2018 2019 2020 2021 2022 2023 2024
a Cost of FA/ WDV 95.06 80.80 68.68 58.38 49.62 42.18 35.85 30.47 25.90
b T L Outstanding 45.00 41.25 34.82 28.39 21.96 15.54 9.11 2.68 0.00
c Margin (a-b) 50.06 39.55 33.86 29.98 27.66 26.64 26.74 27.79 25.90
d Asset coverage (a/b) 2.11 1.96 1.97 2.06 2.26 2.71 3.94 11.38 #DIV/0!
e Security Margin (c/a) 53% 49% 49% 51% 56% 63% 75% 91% 100%
CREDIT MONITORING DATA BASE
NAME OF THE COMPANY : M/S SHRIM STONES

ASSESSMENT OF WORKING CAPITAL REQUIREMENTS
FORM II OPERATING STATEMENT
PROJECTION PROJECTION
PARTICULARS 31-03-2012 31-03-2013
1 a Manufacturing sales 24.15 262.31

b Labour charges 0.00 0.00
C Other income 0.00 0.00
Total 24.15 262.31

Less Excise duty paid 0.00 0.00
2 Total 24.15 262.31
% age rise or fall in net sales as
compared to previous year
3 COST OF SALES
I Raw materials (including stores
& other items used in the process
of manufacture
a. Imported 0.00 0.00
b. Indigenous 14.28 183.50
Sub - total 14.28 183.50
II Consumable stores & spares
a. Imported 0.00 0.00
b. Indigenous Err:509 Err:509
Sub - total Err:509 Err:509
iii Power & Fuel 1.05 12.19
iv Labour Charges 0.00 0.00
v Repairs & Maintenance 0.25 1.00
vi Salaries & Wages 1.70 20.40
vii Other manufacturing expenses 0.24 2.62
viii Transportation 0.30 3.28
Sub - total 3.54 39.49
ix Depreciation 7.71 14.26
Sub - total Err:509 Err:509
4 i Add Opening Stocks of SFG 0.00 0.00
ii Ded Closing Stocks of SFG 0.00 0.00
COST OF PRODUCTION Err:509 Err:509
iii Add Opening Stocks of FG 0.00 10.00
iv Ded Closing Stocks of FG 10.00 11.00
COST OF SALES Err:509 Err:509
Cost of Sales - % age of Sales Err:509 Err:509
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS
FORM II OPERATING STATEMENT
PARTICULARS 31-03-2012 31-03-2013
5 Selling, Gen & Admin Expenses 0.18 1.97
6 SUB TOTAL (4+5) Err:509 Err:509
7 Op. Profit before interest Err:509 Err:509
8 Interest 0.56 6.58
9 Op. Profit after interest Err:509 Err:509

% age of Net Sales Err:509 Err:509
10 I Add other non op. income

a Interest/ Discount received 0.00 0.00
b Increase / Decrease in inventory 0.00 0.00
Sub total (income) 0.00 0.00
II Ded. other non op. expenses
a Preliminery expenses w/o 0.00 0.00
c Directors Remuneration 0.00 0.00
Sub total (expenses) 0.00 0.00
Net of other non operating
11 iii income / expenses - -
12 PROFIT BEFORE TAX Err:509 Err:509
14 Provision for Taxation 2.12 3.96
15 NET PROFIT/LOSS Err:509 Err:509
16 Less Dividend paid/payable 0.00 0.00

Rate of Dividend (%) 0.00 0.00
17 Retained Profit Err:509 Err:509
18 Retained profit / Net Profit ( % age) Err:509 Err:509
PBT / NET Sales % Err:509 Err:509
18 Net Profit / Net Sales % Err:509 Err:509

ANALYSIS OF BALANCE SHEET
PARTICULARS 31-03-2012 31-03-2013
LIABILITIES
CURRENT LIABILITIES
1 Short term borrowings from banks
(incl BP/BD and the excess
borrowings placed on repayment
but exclude bills drawn under LCs)
i From bank 5.00 5.00
ii (of which BP/BD ) 0.00 0.00
Sub Total (A) 5.00 5.00
2 Short term borrowings from others 0.00 0.00

3 Sundry creditors (Goods & Services) 0.71 9.18
4 Advances payments from
customers, / deposits from dealers 0.00 0.00
5 Provision for taxes 0.00 0.00
6 Dividend payable 0.00 0.00
7 Other statutory liabilities 0.00 0.00
8 Deposits / Instalments of
term loans/DPGs/debentures etc
(due within one year) 0.00 0.00
9 Other current liabilities
& provisions(due within one year
specify major items
i Outstanding Liabilities 2.46 5.68
ii Duties & Taxes
Sub Total (B) 3.18 14.85
10 TOTAL CURRENT LIABILITIES 8.18 19.85

FORM III
PARTICULARS 31-03-2012 31-03-2013
TERM LIABILITIES
11 Unsecured Loans 0.00 0.00
12 Preference shares (redeemable
after one year) 0.00 0.00
13 Term Loans ( Exclusive of instalments
payable within one year) 45.00 41.25
15 Term deposits (repayable after 1 year) 0.00 0.00
16 Other term liabilities 0.00 0.00
16 TOTAL TERM LIABILITIES 45.00 41.25
17 TOTAL OUTSIDE LIABILITIES 53.18 61.10
NETWORTH
18 Paid up capital 49.00 53.95
19 Profit & Loss account 4.95 9.25
21 Misc Exp.outstanding(not w/o) 0.00 0.00
22 Drawings 0.00 5.00
23 NET WORTH 53.95 58.20
24 TOTAL LIABILITIES 107.13 119.31

PARTICULARS 31-03-2012 31-03-2013
ASSETS
CURRENT ASSETS
25 Cash & bank balances 3.07 3.88
26 Investments other than
long term investments 0.00 0.00
I Government & other
trustee securities/CP,CD,MF 0.00 0.00
ii Fixed deposits with bks 0.00 0.00
27 I Recievables other than deferred
export recievables ( incl BP/BD
excluding BP/BD by Banks
drawn under LCs) 44.43 70.37
ii Export recievables (Excluding
bills purchased and discounted
by banks drawn under LCs 0.00 0.00
28 Instalments of deferred
recievables (due within one year) 0.00 0.00
29 INVENTORY
I Raw material (including stores &
other items used in the process of
manufacture
a Imported
b Indigenous Err:509 Err:509
ii Semi Finished Goods Err:509 Err:509
iii Finished Goods 10.00 11.00
iv Consumable Stores and Spares
a Imported
b Indigenous 0.00 0.00
30 Advances to suppliers of
raw materials 0.00 0.00
31 Advance payment of taxes 2.12 3.96
32 Other current assets
(Specify major ones)
i TDS 0.00 0.00
iii Advance to Staff 0.00 0.00
iii Others 0.00 0.00
33 TOTAL CURRENT ASSETS Err:509 Err:509

PARTICULARS 31-03-2012 31-03-2013
FIXED ASSETS
34 GROSS BLOCK 102.76 102.76
35 Less Depreciation 7.71 21.97
36 NET BLOCK 95.06 80.80
OTHER NON CURRENT ASSETS

37 a Investments/book debts/
advances/deposits, which
are not current assets
b Investments in subsidiary
companies / affiliates 0.00 0.00
c Other non current assets
i Receivables more than 6 months 0.00 0.00
ii BESCOM Deposit 1.00 1.00
iii Sales Tax Deposit 0.00 0.00
iv Telephone Deposit 0.00 0.00
v Rent Deposit 0.00 0.00
38 Non consumable stores 0.00 0.00
39 Other non-current assets 0.00 0.00
40 TOTAL NON CURR.ASSETS 1.00 1.00
41 Intangible assets 0.00 0.00
42 TOTAL ASSETS Err:509 Err:509
43 TANGIBLE NET WORTH 53.95 58.20

45 NET WORKING CAPITAL 2.90 17.65
46 CURRENT RATIO 0.00 0.00
47 TOL / TNW RATIO 0.99 1.05
ADDITIONAL INFORMATION
I ICDs placed 0.00 0.00
ii ICDs taken 0.00 0.00
iii Bk fin for bills under LC 0.00 0.00
iv Inv. in CP /CD / MF 0.00 0.00
v Disputed indirect tax 0.00 0.00
vi Others 0.00 0.00
Diff.in balance sheet * Err:509 Err:509
FORM IV
COMPARITIVE POSITION OF CURRENT ASSETS AND CURRENT LIABILIITIES

As Per Balance Sheet as at
PARTICULARS 31-03-2012 31-03-2013
A. CURRENT ASSETS
1 Raw Materials (including stores &

other items used in the procees of manf.)
a Imported 0.00 0.00
months of consumption : 0.00 0.00
b Indigenous Err:509 Err:509
2 Other Consumable spares
(excluding those included in
(I) above)
a Imported 0.00 0.00
b Indigenous 0.00 0.00
3 Semi Finished Goods Err:509 Err:509
months cost of production. 0.00 0.00
4 Finished Goods : 10.00 11.00
months cost of sales: 0.00 0.00
5 Receivables other than
deferred and export receivables
(including non-LC/bills purchased
and discounted by banks) 44.43 70.37
months domestic sales (22.08) (3.22)
excluding deferred payment sales
6 Export receivables
(incl.non LC bills purchased
and discounted by banks) 0.00 0.00
months export sales: (0.00) (0.00)
7 Advance to suppliers 0.00 0.00
8 Other current assets
incl. cash & bank balances
& deferred recievables
due with in one year 5.19 7.84
9 TOTAL CURRENT ASSETS Err:509 Err:509

As item (34) of Balance sheet Err:509 Err:509
FORM IV
COMPARITIVE STATEMENT OF CURRENT ASSETS AND CURRENT LIABILITIES

PARTICULARS 31-03-2012 31-03-2013
A. CURRENT LIABILITIES
(other than bank borrowings
for working capital)
PURCHASES Err:509 Err:509
10 Creditors for purchase of
raw materials,stores &
consumable spares: 0.71 9.18
Mth's purchases (0.60) (0.60)
11 Short Term borrowings for Others 0.00 0.00
11 Advance from customers 0.00 0.00
12 Statutory liabilities 0.00 0.00
13 Provision for Taxation 0.00 0.00
14 DPG/TL Instalments falling due within 1 year 0.00 0.00
15 Other current liabilities

specify major items
ii Outstanding Liabilities 2.46 5.68
ii Duties & Taxes 0.00 0.00
Sub Total (B) 2.46 5.68
16 Total Other Current liabilities 3.18 14.85
As item (10) of Balance sheet 3.18 14.85

WORKING CAPITAL ASSESSMENT CALCULATION UNDER ABS METHOD
Projections Projections
31-03-2013 31-03-2014
1 Total Current Assets (TCA) Err:509 Err:509
2 Oth.Cur.liabilities (OCL) 14.85 17.10

(Other than Bank Borrowing)
3 Working Capital Gap (WCG) Err:509 Err:509
4 Net Working Capital (NWC) 17.65 30.38

(Actuals/Projected)
5 Assessed Bank Finance (ABF) Err:509 Err:509
6 NWC to TCA (%) 0.00% 0.00%
7 Bank Finance to TCA (%) 0.00% 0.00%
8 Sundry Creditors to TCA (%) 0.00% 0.00%
9 Other CL to TCA (%) Err:509 Err:509

(other than Bk.finance & SCrs)
10 Inventories to Net Sales (days) 0 0
11 Receivables to Gross Sales (days) 98 109
12 S.Creditors to Purchases (days) Err:509 Err:509
13 Net Profit / Net sales % Err:509 Err:509

(AMOUNT - Rs in lacs)
As per balance sheet as at
31-03-2013 31-03-2014
1 SOURCES OF FUNDS
a Net Profit (after tax) less drawings Err:509 Err:509
b Depreciation 14.26 12.12
c Misc Exp W/0 Err:509 Err:509
d Increase in Term liabilities
(incl. public deposits) 0.00 0.00
e Decrease in
I Fixed Assets 0.00 0.00
ii Other non-current assets 0.00 0.00
f Others - Preliminery expenses w/o 0.00 0.00
1 TOTAL SOURCES OF FUNDS Err:509 Err:509
2 USES OF FUNDS
a Net loss Err:509 Err:509
b Decrease in Term liabilities
( including public deposits) 3.75 6.43
c Increase in
I Fixed Assets 0.00 0.00
ii Other non-current assets 0.00 0.00
d I Dividend payable /paid 0.00 0.00
Others - Preliminery expenses 0.00 0.00
2 TOTAL USES OF FUNDS Err:509 Err:509
a Long Term Surplus /Deficit Err:509 Err:509

b Increase/(-)decrease in
Current Assets * (as per
details given below) Err:509 Err:509
c Increase/(-)decrease in
Current liabilities other
than bank borrowings 11.68 2.25
d Increase/(-)decrease in
Working Capital gap Err:509 Err:509
3 Net Surplus /Deficit Err:509 Err:509
4 Increase/(-)decrease in
Bank borrowings 0.00 0.00
5 Increase/decrease in Net Sales 238.16 22.89

31-03-2013 31-03-2014
I Long Term Sources Err:509 Err:509

ii Long term Uses Err:509 Err:509
Surplus/Deficit Err:509 Err:509
I Short term sources 11.68 2.25
ii Short term uses Err:509 Err:509
Surplus/Deficit Err:509 Err:509
BREAKUP OF ITEM NO(4) FORM VI - FUND FLOW STATEMENT
31-03-2013 31-03-2014
I Increase/(-)decrease in
Raw Materials Err:509 Err:509
ii Increase/(-)decrease in
Stocks in process Err:509 Err:509
iii Increase/(-)decrease in
Finished Goods 1.00 1.00
iv Increase/(-)decrease in
Receivable 25.94 14.56
v Increase/(-)decrease in
Stores & Spares - 0.00
vi Increase/(-)decrease in
other current assets 2.65 1.21
Total increase/Decrease in OCA Err:509 Err:509
As per item (4) in Funds Flow statement Err:509 Err:509

ANALYTICAL RATIOS
No PARTICULARS 31-03-2012 31-03-2013
a PBDIT Err:509 Err:509
b Net Profit / Sales Err:509 Err:509
c Net Profit / Total Funds Err:509 Err:509
d Cash Accruals Err:509 Err:509
e Retained acccruals Err:509 Err:509
f Retained accruals/Cash accruals Err:509 Err:509
g PBDIT / Net Sales Err:509 Err:509
h PBDIT / Interest Err:509 Err:509
I ROCE % (PBDIT / TTA %) Err:509 Err:509
j INV. + REC / NET SALES IN DAYS Err:509 Err:509
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS AS PER TURNOVER MEHTOD
PARTICULARS 31-03-2012 31-03-2013
I Projected Annual Turnover 36.23 262.31

II 25 % of PAT 9.06 65.58
III LESS 5% of PAT 1.81 13.12
IV Eligble Bank Borrowings 7.25 52.46
V Actual Bank Borrowings /
Bank limit recommended 5.00 5.00
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS AS PER TRADITIONAL METHOD
PARTICULARS 31-03-2012 31-03-2013
I Total Current Assets Err:509 Err:509

II Other Current liabilities 3.18 14.85
III Working Capital Gap Err:509 Err:509
IV 25 % of item III Err:509 Err:509
V Actual / Projected NWC 2.90 17.65
VI Item III - Item IV Err:509 Err:509
VII Item III - Item V Err:509 Err:509
Actual Bank Borrowings / Bank limit
VIII recommended Err:509 Err:509
EFFICIENCY RATIOS
No Particulars Projected Projected

1 Net Sales to Total Tangible Assets (times) Err:509 Err:509
2 PBT to Total Tangible Assets (%) Err:509 Err:509
3 Operating cost / Sales (%) Err:509 Err:509
4 Bank Finance to Current Assets (%) Err:509 Err:509
5 Inventory + Receivables to Net Sales (days) Err:509 Err:509
KEY PERFORMANCE AND FINANCIAL INDICATORS
No Particulars 2009 2010

Aud. Aud.
1 Net Sales 24.15 262.31
2 Operating profit Err:509 Err:509
3 PBT Err:509 Err:509
4 PBT/ Net sales % Err:509 Err:509
5 PAT Err:509 Err:509
6 Cash accruals Err:509 Err:509
7 PBDIT Err:509 Err:509
8 Capital 49.00 53.95
9 TNW 53.95 58.20
10 Adjusted TNW * 53.95 58.20
11 TOL / TNW 0.99 1.05
12 TOL / Adjusted TNW * 0.99 1.05
13 Net working capital 2.90 17.65
14 Current ratio 0.00 0.00
HOLDING LEVELS OF INVENTORY , CARRY PERIODS OF RECEIVABLES & S.CRS
No Inventory / Payments Projected Projected

2012 2013
1 Raw material 0.00 0.00
2 Consumables Spares 0.00 0.00
3 Semi-Finished Goods 0.00 0.00
4 Finished Goods 0.00 0.00
5 Receivables (22.08) (3.22)
6 S. Creditors (0.60) (0.60)
ASSESSMENT OF WCR AS PER ABF METHOD
No Particulars Projected Projected

2013 2014
1 Total Current Assets (TCA) Err:509 Err:509
2 Other Current Liabilities (OCL) 14.85 17.10
3 Working Capital Gap Err:509 Err:509
4 Net Working Capital 17.65 30.38
5 Assessed Bank Finance Err:509 Err:509
6 NWC to TCA % 0.00% 0.00%
7 Bank Finance to TCA % 0.00% 0.00%
8 Other Current Liabilities to TCA% Err:509 Err:509
9 S. Creditors to TCA % 0.00% 0.00%
BASE
NES
REQUIREMENTS
MENT
(Rs. in lacs)
31-03-2014 31-03-2015
285.20 312.13
0.00 0.00
0.00 0.00
285.20 312.13
0.00 0.00
285.20 312.13
0.00 0.00
202.65 226.55
202.65 226.55
0.00 0.00
Err:509 Err:509
Err:509 Err:509
12.68 13.33
0.00 0.00
1.20 1.50
21.42 22.49
2.85 3.12
3.57 3.90
41.71 44.34
12.12 10.30
Err:509 Err:509
0.00 0.00
0.00 0.00
Err:509 Err:509
11.00 12.00
12.00 13.00
Err:509 Err:509
Err:509 Err:509
NES
REQUIREMENTS
MENT
(Rs. in lacs)
31-03-2014 31-03-2015
2.14 2.34
Err:509 Err:509
Err:509 Err:509
5.77 4.91
Err:509 Err:509
Err:509 Err:509
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
- -
Err:509 Err:509
5.16 5.92
Err:509 Err:509
0.00 0.00
0.00 0.00
Err:509 Err:509
100% 100%
Err:509 Err:509
Err:509 Err:509
NES
NCE SHEET
(Rs. in lacs)
31-03-2014 31-03-2015
5.00 5.00
0.00 0.00
5.00 5.00
0.00 0.00
10.13 11.33
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
6.97 7.84
17.10 19.17
22.10 24.17
NES
NCE SHEET
(Rs. in lacs)
31-03-2014 31-03-2015
0.00 0.00
0.00 0.00
34.82 28.39
0.00 0.00
0.00 0.00
34.82 28.39
56.92 52.56
58.20 65.24
12.04 13.80
0.00 0.00
5.00 8.00
65.24 71.04
122.16 123.60
NES
NCE SHEET
(Rs. in lacs)
31-03-2014 31-03-2015
3.90 3.94
0.00 0.00
0.00 0.00
0.00 0.00
84.93 98.45
0.00 0.00
0.00 0.00
Err:509 Err:509
Err:509 Err:509
12.00 13.00
0.00 0.00
0.00 0.00
5.16 5.92
0.00 0.00
0.00 0.00
0.00 0.00
Err:509 Err:509
NES
NCE SHEET
(Rs. in lacs)
31-03-2014 31-03-2015
102.76 102.76
34.09 44.39
68.68 58.38
0.00 0.00
0.00 0.00
1.00 1.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
1.00 1.00
0.00 0.00
Err:509 Err:509
65.24 71.04
30.38 40.06
0.00 0.00
0.87 0.74
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
Err:509 Err:509
NES
URRENT LIABILIITIES
31-03-2014 31-03-2015
0.00 0.00
0.00 0.00
Err:509 Err:509
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
Err:509 Err:509
0.00 0.00
12.00 13.00
0.00 0.00
84.93 98.45
(3.57) (3.79)
0.00 0.00
(0.00) (0.00)
0.00 0.00
9.06 9.86
Err:509 Err:509
Err:509 Err:509
NES
AND CURRENT LIABILITIES

31-03-2014 31-03-2015
Err:509 Err:509
10.13 11.33
(0.60) (0.60)
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
6.97 7.84
0.00 0.00
6.97 7.84
17.10 19.17
17.10 19.17
ON UNDER ABS METHOD
RIM STONES
Projections
31-03-2015
Err:509
19.17
Err:509
40.06
Err:509
0.00%
0.00%
0.00%
Err:509
115
Err:509
Err:509
Projections
31-03-2015
Err:509
10.30
Err:509
0.00
0.00
0.00
0.00
Err:509
Err:509
6.43
0.00
0.00
0.00
0.00
Err:509
Err:509
Err:509
2.07
Err:509
Err:509
0.00
26.93
NES
et as at
Projections
31-03-2015
Err:509
Err:509
Err:509
2.07
Err:509
Err:509
FLOW STATEMENT
Projections
31-03-2015
Err:509
Err:509
1.00
13.52
0.00
0.80
Err:509
Err:509
31-03-2014 31-03-2015
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
OVER MEHTOD
31-03-2014 31-03-2015
285.20 312.13
71.30 78.03
14.26 15.61
57.04 62.43
5.00 5.00
ITIONAL METHOD
31-03-2014 31-03-2015
Err:509 Err:509
17.10 19.17
Err:509 Err:509
Err:509 Err:509
30.38 40.06
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Projected Projected
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
2011 2012
Estm. Projn.
285.20 312.13
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
Err:509 Err:509
58.20 65.24
65.24 71.04
65.24 71.04
0.87 0.74
0.87 0.74
30.38 40.06
0.00 0.00
ES & S.CRS
Projected Projected
2014 2015
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
(3.57) (3.79)
(0.60) (0.60)
Projected
2015
Err:509
19.17
Err:509
40.06
Err:509
0.00%
0.00%
Err:509
0.00%

Net Worth

Încărcat de

Informații document

Drepturi de autor

Formate disponibile

Partajați acest document

Partajați sau inserați document

Opțiuni de partajare

Vi se pare util acest document?

Este necorespunzător acest conținut?

Drepturi de autor:

Formate disponibile

Net Worth

Încărcat de

Drepturi de autor:

Formate disponibile

FUND FLOW (DETAILED)

b. Depreciation 14.26 12.12 10.30 8.76 7.44 6.33

c Increase in Capital 0.00 0.00 0.00 0.00 0.00 0.00

f Others 0.00 0.00 0.00 0.00 0.00 0.00

g. Total 23.51 24.16 24.10 23.25 23.29 22.82

d. Dividend Payment 0.00 0.00 0.00 0.00 0.00 0.00

e Others 5.00 5.00 8.00 10.00 10.00 10.00

f Total 8.75 11.43 14.43 16.43 16.43 16.43

FUNDS FLOW STATEMENT

2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022

4 ii Increase/decrease in Curr. Assts. 29.59 16.77 15.32 30.74 17.76 17.76

8 vi Inc./Dec. in Bank Borrowings 0.00 0.00 0.00 0.00 0.00 0.00

2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022

Long Term Sources 23.51 24.16 24.10 23.25 23.29 22.82

2016-17 2017-18 2018-19 2019-2020 2020-2021 2021-2022

Opening balance 53.95 58.20 65.24 71.04 75.54 81.38

(Figures in italics represents holding period in months.)

If Cash Accrual>TL Installment Y Y Y Y Y

TL installment 3.99 18.24 21.77 20.13 18.50 16.86

2 Cost of Project and Means of Finance

5 Schedule of Term Loan Interest and Repayment

6 Manpower and Power costs

7 Sales & Profit Projections

8 Projected Profit and Loss Account

10 Projected Balance Sheet

11 Projected Key Financial Parameters

12 Cash Flow Statement

15 Assessment of Working Capital

16 Asset Cover and Security Margin

17 Process Flow Chart

18 Slurry Process Flow Chart

Sl No Description Supplier / Make Total Cost

No PARTICULARS Cost TL (75%)

7 Term Loan -Eligible 77.07

Term loan (Rs.lakhs) 45.00

Domestic Sales(Gross) 24.15 262.31 285.20 312.13 342.58 366.88

% rise/fall (-) in net sales 986.18 8.73 9.44 9.76 7.09

Profit Before tax 7.07 13.21 17.19 19.72 20.71 22.64

PBT/ Sales (%) 29.29 5.04 6.03 6.32 6.05 6.17

Profit After Tax 4.95 9.25 12.04 13.80 14.50 15.85

Cash Accrual 12.66 23.51 24.16 24.10 23.25 23.29

Paid Up Capital 49.00 49.00 49.00 49.00 49.00 49.00

TNW 53.95 58.20 65.24 71.04 75.54 81.38

TOL/TNW (times) 0.99 1.05 0.87 0.74 0.64 0.53

NWC 51.44 69.36 83.89 97.14 110.67 126.71

Current Ratio 7.29 4.49 4.80 5.02 5.25 5.56

Adjusted TNW 53.95 58.20 65.24 71.04 75.54 81.38

Adjusted TOL/TNW 0.99 1.05 0.87 0.74 0.64 0.53

Operating Cost/ sales % 70.71 94.96 93.97 93.68 93.95 93.83

PBDIT 15.34 34.05 35.09 34.92 33.50 33.25

2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021

Inventory+ Receivables to net 165.58 97.92 108.69 115.13 118.75 126.94

PBDIT 15.34 34.05 35.09 34.92 33.50 33.25

RISK RATING RELATED RATIOS

1 Current Ratio 7.29 4.49 4.80 5.02 5.25 5.56

2015-16 2016-17 2017-18 2018-19 2019-2020 2020-2021

i. Domestic sales/Receipts 24.15 262.31 285.20 312.13 342.58 366.88

ii. Export sales

Total 24.15 262.31 285.20 312.13 342.58 366.88

2 Less excise duty

Deduct other items

i.) Raw materials/Purchas(including 14.28 183.50 202.65 226.55 255.67 275.99

(b) Indigenous 14.28 183.50 202.65 226.55 255.67 275.99

(b) Indigenous 0.00 0.00 0.00 0.00 0.00 0.00