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1. Which is the rate that RBI changes in this 20 September: Bank Rate
2. RTGS me minimum transaction: The minimum amount to be remitted through RTGS
is 2 lakh. There is no upper ceiling for RTGS transactions
3. Pension given to those people who are suffered from Muzaffarnagar riots come under
which scheme – The pension, which would be anywhere between Rs 400 and Rs 500,
would be given under the Rani Laxmi Bai Pension Scheme.
4. Who directed the bollywood film Satyagraha: – Prakash Jha
5. The limit of Rajiv Gandhi Equity Savings Scheme (RGESS) hiked to: – Rs. 12 Lakh
per year
6. ATM wrong deduction to be refunded within:
7. Which of the following bank doesn’t have it’s head office in Kolkata – IOB
8. Which country becomes the 28th member of EU: – Croatia
9. When RBI wants to absorb liquidity from market increase reverse repo, decrease repo
or increase crr: Increase Reverse REPO Rate
10. Committee on Gold – KUB Rao committee
11. Which book is not written by Chetan Bhagat – two people
12. Who becomes the first Indian-origin Miss America 2013 – Nina Davuluri
13. GDP Growth Forecast by CSO for 2013-14:- 5.3%
14. The name of the airline venture float by TATA and Singapore Airlines – Tata SIA
Airlines Ltd
15. Which is the Most Important Stock Exchange in the World – NYSE/ Nasdaq
16. Which award given to Finance Minister P Chidambaram by – Business Reformer
Award
17. Balance Sheet indicates what: company's assets
18. G20 Summit 2013 Venue — Saint Petersburg, Russia
19. Infosys launches new version of banking solution — Finacle11
20. R. Sodhi related to which sports: Shooting
21. MacMohan Line between which countries – India and China
22. Who developed rupee symbol – Udaya Kumar
23. Ceo of apple inc.: Timothy D. Cook
24. FCNR(B) interest rate:
25. REER full form: Real Effective Exchange Rate
26. Bhag Milka Bhag actor: Farhaan Akhtar
27. CEO of Women Bank: Usha Ananthasubramanian
28. Full form of EASIEST — Electronic Accounting System in Excise and Service Tax
29. ATM without the label of any bank: White label ATM
30. Capital of Lebanon: Beirut
31. Information technology Act in which year: Information Technology Act 2000 (also
known as ITA-2000)
32. IFSC Code is needed in: Online or Net Banking Transaction
33. Who is the first Indian to win shooting completion in world championship –Rahi
Sarnobat
34. 726 MW ONGC power project in which North-Eastern state — Tripura
35. The 78-year-old RBI history book released by Prime Minister Manmohan Singh ‘RBI
History — Looking Back and Looking Ahead’
36. Mandatory for companies to spend at least 2% of net profits on: CSR
37. If a NRI wants to deal in indian market ,he can do so by: (participatory notes)
38. Adjustments done by centarl bank of a country to control money is called: monetary
policy
39. Who is the richest Indian in world 6 times continuously: Mukesh Ambani
40. International Women’s day: 8 March
41. GAAR: General Anti-Avoidance Rule
42. SAFTA: South Asian Free Trade Area
43. Zimbabwe President: Robert G.Muagabe
44. The process of making blackmoney white: (money laundering)
45. Hassan rouhani is the PM of: President of Iran
46. Wheat ,Bajra comes under : kharif crop
47. New Director General of CPRF – Dilip Trivedi
48. HC of WTO: Geneva
49. Import duty on gold – 15%
50. GENERAL AWARENESS PRACTICE MCQs FOR IBPS EXAMS
51. 1. Recently who received the Mahatma Gandhi International Award for Peace and
Reconciliation?
1) Angela Merkel of Germany
2) Ellen Johnson Sirleaf of Liberia
3) Brigalia Bam of South Africa
4) Azim Premji of India
5) None of above
2. Loans to poor people by banks have many limitations including lack of security and
high operating cost. So to help them which type of finance system developed?
1) Ponzi schemes
2) Micro Finance System
3) Money Laundering Schemes
4) Money tampering finance
5) Super vision Finance
3. The following statements are related to Micro Finance system. Locate the wrong
option.
1) It provides micro credit having scope for small savings and remittance of funds
2) It based on the principle of livelihood creation
3) The livelihood mission means engaging in activities in a routine fashion to generate
cash or non-cash income
4) High volumes of low transactions done through this system
5) None
7. The Micro Finance Institutions (MFI) differ from one another in terms of?
1) Product offering
2) Loan repayment structure
3) Product offerings
4) Legal structure
5) All of above
8. Indian Micro Finance Institutes (MFI) usually adopt the group-based lending
models, which are of two types, SHG model and JLG model. SHG means Self Help
Group and JLG means?
1) Joint Liability Game
2) Josh Liability Group
3) Joint Loan Group
4) Joint Liability Group
5) None
9. To control high rate interest rates, coercive collections and illegal insurance
practices by the Micro Finance Institutes, Andhra Pradesh government passed Andhra
Pradesh Microfinance Institutions (Regulation of Money Lending) Act in?
1) 2013
2) 2005
3) 2007
4) 2009
5) 2011
10. In the Not-For-profit Micro Finance Institutes, which among the following are
included?
1) Societies
2) Public Trusts
3) Non-profit companies
4) All of above
5) None
11. One of the delivery channel for Micro Finance is SHG model. SHG means?
1) Soar Help Group
2) Sake Help Group
3) Self Hope Group
4) Store Help Group
5) Self Help Group
12. Co-operatives registered under state or National Acts and MACS come under
Mutual benefit MFIs. MACS means?
1) Moral-Aided Co-operative Societies
2) Mint-Aided Co-operative Societies
3) Mutually-Aided Co-operative Societies
4) Mutually-Aided Co-ordinate Societies
5) None
13. Non-banking financial companies, producer companies and LAB come under the
category of For-Profit -MFIs. LAB means?
1) Loan Area Banks
2) Legal Area Banks
3) Local Axis Banks
4) Local Area Banks
5) None
14. SKS Microfinance Ltd, the only listed micro lender in the country founded by?
1) Sudipa Sen
2) M.B.N.Rao
3) Kunal Ghosh
4) Vikram Akula
5) None
16. SIDBI related statements are given. Pick the wrong statement.
1) SIDBI means Small Industries Development Bank of India
2) It was established on April 2, 1990
3) It is the principal financial institution for the promotion, financing and
development of industry in the small scale sector
4) Its head office is in Hyderabad
5) None
20. On 9 October 2013 RBI announced set up a Technical Committee under the
chairman ship of ............ to examine the feasibility of encrypted SMS-based fund
transfers.
1) Anand Sinha
2) Raghu Ram Rajan
3) Urjith Patel
4) Pandu Ranga
5) Sambamurthy
22. In order to invite more foreign exchange, the government of India intends to allow
the banks to offer ......... as declared on 30 September 2013.
1) overburdened bonds
2) roll chunk bonds
3) euro facilitation bonds
4) quasi-sovereign bonds
5) None
23. Which member of the world bank group launched the Indian rupee denominated
bond, may be the first step towards internationalization of the Indian currency?
1) IBRD
2) IDA
3) IFC
4) MIGA
5) IMF
24. On 3 October 2013, CCEA approved the Rashtriya Uchchatar Shiksha Abhiyan
(RUSA) for reforming .........
1) Primary education
2) Mid school education
3) Technical education
4) Distance education
5) Higher education
25. Details of current account deficit (CAD) given. Pick the wrong option.
1) CAD of first quarter of 2013-14 registered at 4.9 per cent of GDP.
2) High imports of gold and oil largely led to a worsening of the deficit.
3) 4.4 % CAD registered in the corresponding Q 1 of the previous financial year.
4) By 2014-15, CAD will be reduced to 3.0% as per the statement of FM in the
Budget 2013-14.
5) None
26. On 17 September 2013, the Customs Duty on Articles of Jewellery and of
Goldsmiths' or Silversmiths' Wares revised from 10 % to ...
1) 36 %
2) 24 %
3) 20%
4) 18%
5) 15%
27. FIU has begun a probe into the transactions of investors and owners of crisis-
ridden National Spot Exchange Limited (NSEL). FIU means?
1) Financial Intelligence Unit
2) Financial Insurance Unit
3) First Intelligence Unit
4) Financial Inject Unit
5) None
29. New class of Foreign Portfolio Investor (FPI) regulations given by SEBI on 5 Oct
2013. Locate the wrong option.
1) KYC (Know Your Client) requirements and other registration procedures would be
much simpler for FPIs compared to current practices.
2) SEBI grants permanent registration to them compare to current practice of granting
approvals for one year or five years.
3) All existing FIIs (Foreign Institutional Investors) their Sub Accounts and QFI
(Qualified Foreign Investors) will be eventually merged into this new investor class to
be known as FPIs.
4) FPI not allowed from USA.
5) FPIs would be allowed to invest across a host of the capital market segments,
including in shares, debentures, warrants, mutual funds, collective investment
schemes, derivatives, treasury bills and government securities.
31. Annual Plenary Meetings of IMF and World Bank on 11th and 12th October,
2013 held at ........
1) Washington D.C
2) Rome
3) London
4) Paris
5) Manila
33. Which Indian Batsman was appointed as the brand ambassador of Border Security
Force?
1) Sachin Tendulkar
2) Yuvraj Singh
3) Virat Kohli
4) V.V.S.Laxman
5) Sunil Gavaskar
34. Nobel Prize in Literature 2013 conferred on Alice Munro. She belongs to ........
1) Israel
2) Ireland
3) USA
4) Canada
5) UK
35. India and which country decided to observe year 2014 as the year of Friendly
Exchanges?
1) Indonesia
2) Pakistan
3) France
4) China
5) Maldives
36. Which Chinese politician has been recently gets life sentence on graft charges?
1) Li Keqiang
2) Xi Jinping
3) Bo Xila
4) Zhang Dejiang
5) None
37. Which party got more seats in Northern Provincial Elections of Sri Lanka?
1) United Progressive Tamil Alliance (UPTA)
2) Liberation of Tamil Tigers Eelam (LTTE)
3) Tamil National Alliance (TNA)
4) United People's Freedom Alliance (UPFA)
5) None
ANSWERS:
1-3, 2-2, 3-5, 4-3, 5-5, 6-4, 7-5, 8-4, 9-5, 10-4
11-5, 12-3, 13-4, 14-4, 15-3, 16-4, 17-3, 18-3, 19-3, 20-5
21-4, 22-4, 23-3, 24-5, 25-4, 26-5, 27-1, 28-4, 29-4, 30-3
31-1, 32-1, 33-3, 34-4, 35-4, 36-3, 37-3, 38-3
2. Who among the following was recently appointed as the new Governor of the Reserve
Bank of India?
1) K.C. Chakrabarty
2) Urjit Patel
3) Raghuram Rajan
4) Anand Sinha
5) H.R. Khan
4. To which country does Muhammad Yunus, who developed the concepts of microcredit and
microfinance, belong?
1) Egypt
2) Pakistan
3) Indonesia
4) Afghanistan
5) Bangladesh
5. Which of the following does not correctly explain the market practice of Insider Trading?
1) It is the trading of a public company's stock.
2) It is the trading of bonds or stock options by individuals with access to non-public
information about the company.
3) Matters related to insider trading in India are dealt by Forward Market Commission.
4) Insider trading in India is governed by the Prohibition of Insider Trading regulations 1992.
5) None of these
6. Which of the following has the authority to appoint Banking Ombudsman in India?
1) SEBI
2) RBI
3) NABARD
4) CII
5) Ministry of Finance, Government of India
7. Union Finance Minister P.Chidambaram recently asked Public sector banks of India to set
up ATMs in all branches by
1) December 2013
2) January 2014
3) March 2014
4) October 2014
5) January 2015
9. Which of the following, in the banking sector, measures the ability of a company to meet
its short term debt obligations?
1) Current ratio
2) Acid test ratio
3) Cash ratio
4) Working capital ratio
5) All of the above
10. The Reserve Bank of India recently barred from disbursing loans against gold coins
weighing more than
1) 10 grams
2) 25 grams
3) 50 grams
4) 100 grams
5) 122 grams
12. Which of the following is correct regarding the Securities Transaction Tax?
1) It is not applicable on off-market transactions
2) It is not applicable on commodity
3) It is not applicable on currency transactions
4) It was originally introduced in 2004
5) All of the above
13. Which of the following statements is/are correct regarding FDI or FII stake in any
company?
1) Less than 10% stake in a company is treated as FDI under international classification.
2) More than 10 percent stake in a company is treated as FII under international
classification.
3) FDI entities have greater powers in terms of share transactions and voting rights in
comparison to FII.
4) FII are allowed to conduct private transaction, while FDIs are not.
5) All of the above
14. Every commercial bank in India have to maintain liquid assets such as precious metals
(gold) or other approved securities as reserves other than the cash. This is known as Statutory
Liquidity Ratio. What is present rate?
1) 40%
2) 32%
3) 25%
4) 23%
5) 18%
15. The government is giving a fresh push to its flagship rural employment scheme ahead of
the general elections, providing additional funds to four states. Which one is not among those
states?
1) Uttar Pradesh
2) Bihar
3) Chhattisgarh
4) Jharkhand
5) Odisha
16. What is the standard weight in which gold is quoted in the international market?
1) Ounce
2) Gram
3) Troy ounce
4) Grain
5) Pennyweight
17. Who heads the committee on Insurance Broking which was in news recently?
1) Abhihit Sen
2) Suresh Mathur
3) Anil Pradhan
4) Ketan Agarwal
5) Dinesh Avasthi
18. Mr. Anil Khatri filed a complaint with the Banking Ombudsman. However, he is not
satisfied with the decision of the Ombudsman. Whom can he approach now for the redressal
of his grievance?
1) Chief Justice of respective High Court
2) Banking Ombudsman Tribunal
3) Governor of Reserve Bank of India
4) Supreme Court of India
5) Deputy Governor of Reserve Bank of India
19. What is the name of a path-breaking initiative by the Government and the Indian Banks'
Association which promises to bring basic banking services to 73,000 unbanked villages with
a population of 2,000 and above?
1) Swabalamban
2) Chetna
3) Swabhimaan
4) Akanksha
5) Sugam - Sulabh
20. In which state of India is the Koyna Hydroelectric Power Project located?
1) Odisha
2) Maharashtra
3) Andhra Pradesh
4) Karnataka
5) Gujarat
21. Which of the following categories does not come under Priority Sector Lending in India?
1) Education
2) Housing
3) Export credit
4) Health
5) Micro and Small Enterprises
22. What was the number of banking licence applicants before the Reserve Bank of India for
opening of new banks by 31 May 2013?
1) 15
2) 26
3) 33
4) 40
5) 44
23. As per a new circular by the Reserve Bank of India in July 2013, for High Risk
Customers / entities, Banks will now be required to update KYC data only once in
1) 1 month
2) 3 months
3) 6 months
4) 1 year
5) 2 years
25. With which of the following countries in the Nifty Index associated?
1) Japan
2) USA
3) India
4) The Netherlands
5) Britain
27. In which month of the year is Income Tax Return filed in India where the assesses is a
Company?
1) March
2) May
3) July
4) October
5) December
30. On which day is the World Consumer Rights Day celebrated across the world?
1) 14 January
2) 15 March
3) 8 April
4) 1 July
5) 5 August
31. The document which specifies the internal operations of a company is known as
1) Audit Report
2) Assessment Report
3) Article of Association
4) Operational Synopsis
5) Blueprint
32. With reference to the Swadhar Scheme, who among the following is/are not its
beneficiaries?
1) Women victims of terrorist/ extremist violence
2) Widows deserted by their families
3) Women subject to domestic violence
4) Women survivors of natural disaster
5) Women with HIV/ AIDS deserted by their family
33. Which of the following companies has maximum sharedholding in the India Mortgage
Guarantee Corporation (IMGC)?
1) National Housing Bank
2) Genworth
3) Asian Development Bank
4) International Finance Corporation
5) World Bank
34. The Reserve Bank recently released the final guidelines for issuing of new banking
licences. As per these guidelines, foreign shareholding in the new bank for the first five years
will be up to?
1) 16%
2) 33%
3) 49%
4) 51%
5) 64%
35. Which term is used to describe a situation where an inflation rate is high, the economic
growth rate slows down, and unemployment remains steadily high?
1) Recession
2) Depreciation
3) Stagflation
4) Depression
5) Running inflation
36. Which of the following is not correct regarding the Reverse Repo Rate?
1) It is the rate at which commercial banks borrow money from Reserve Bank of India.
2) It is a monetary policy instrument.
3) An increase in the reverse repo rate will decrease the money supply.
4) Both 2 and 3
5) None of these
37. Which measure is used by the Reserve Bank of India to buy or sell government bonds or
other securities in open market?
1) Rationing of Credit
2) Direct Action
3) Consumer Credit
4) Consumer Credit Regulation
5) Open Market Operations
38. Who among the following is the Director of the Central Bureau of Investigation?
1) Ranjit Sinha
2) Amar Pratap Singh
3) U.S. Misra
4) R.K. Raghavan
5) P.C. Sharma
39. Who among the following is the recipient of the Rajiv Gandhi National Sadhbhavna
Award 2013?
1) A.R. Rahman
2) D.R. Mehta
3) Amjad Ali Khan
4) Yash Chopra
5) Shiv Kumar Sharma
40. Who is appointed as the Chairman of the Federal Reserve Bank of the United States of
America?
1) Treasury Secretary of the United States.
2) A member of the Board of Governors of the Federal Reserve Bank.
3) A former Governor on the board of the International Monetary Fund.
4) Anyone having expertise in the field of finance and social service.
5) None of these
ANSWERS:
1-2, 2-3, 3-2, 4-5, 5-3, 6-2, 7-3, 8-5, 9-5, 10-3
11-1, 12-5, 13-3, 14-4, 15-3, 16-3, 17-2, 18-5, 19-3, 20-2
21-4, 22-2, 23-5, 24-2, 25-3, 26-1, 27-4, 28-4, 29-2, 30-2
31-3, 32-3, 33-1, 34-3, 35-3, 36-1, 37-5, 38-1, 39-3, 40-2
1. The 23rd ASEAN Summit was held in which of the following cities in October
2013?
1) Bali (Indonesia)
2) Phnom Penh (Cambodia)
3) Jakarta (Indonesia)
4) Bandar Seri Begawan (Brunei)
5) Hanoi (Vietnam)
2. The Sakharov Prize for Freedom of Thought was established in December 1988
by the European Parliament. Who is the winner of the 2013 Sakharov Prize?
1) Nelson Mandela
2) Malala Yousafzai
3) Anatoly Marchenko
4) Aung San Suu Kyi
5) Taslima Nasrin
3. Which Bangladesh cricketer became the first player to score a century and take
a hat-trick in the same Test match in October 2013?
1) Tamim Iqbal
2) Shakib Al Hasan
3) Sohag Gazi
4) Abdur Razzak
5) None of these
6. Who is the winner of the 2013 Man Booker Prize for Literature?
1) Ruth Ozeki (A Tale for the Time Being)
2) Jim Crace (Harvest)
3) Eleanor Catton (The Luminaries)
4) Colm Toibin (The Testament of Mary)
5) NoViolet Bulawayo (We Need New Names)
7. The 2013 Global Hunger Index (GHI) was released on October 14, 2013 by the
International Food Policy Research Institute (IFPRI). What is India's rank?
1) 118
2) 56
3) 37
4) 63
5) 78
8. The United Nations Organization declared which of the following days as the
International Day of the Girl Child?
1) October 10
2) October 11
3) October 12
4) October 14
5) October 15
11. Laiki Bank was closed in 2013. It was the second largest banking group in?
1) Greece
2) Spain
3) Cyprus
4) Portugal
5) Italy
13. An elected government completed its five-year term for the first time in which of
the following countries in 2013?
1) Bangladesh
2) Myanmar
3) Italy
4) Pakistan
5) Australia
14. Belgian mathematician Pierre Deligne was given the 2013 Abel Prize. This
Prize is given by?
1) Belgium
2) USA
3) UK
4) Sweden
5) Norway
16. Rajiv Gandhi Thermal Power Station is located in Hisar district of?
1) Rajasthan
2) Haryana
3) Punjab
4) Himachal Pradesh
5) Uttar Pradesh
17. India has entered into a Tax Information Exchange Agreement (TIEA) with
Liechtenstein. This country is located in?
1) East Asia
2) West Asia
3) Europe
4) Africa
5) South America
18. The theme of which of the following 2013 Summits was "Africa: A partnership
for Development, Integration and Industrialization"?
1) G20
2) ASEAN
3) African Union
4) BRICS
5) None of these
24. When all people at all times have access to sufficient, safe, nutritious food to
maintain a healthy and active life, it is called?
1) Food Preservation
2) Food Production
3) Food Security
4) Food Distribution System
5) None of these
25. Which of the following is not included while calculating Human Development
Index (HDI)?
1) Life expectancy at birth
2) Per capita income
3) Literacy rate
4) Rate of migration to urban areas
5) Both 1 and 2
26. The scheme launched for the empowerment of adolescent girls in India is?
1) Prerna
2) Swabhiman
3) Sabla
4) SEWA
5) Kutir Jyothi
27. 'Key Resolve' is an annual joint military exercise between the United States
and?
1) India 2) China
3) France 4) South Korea
5) United Kingdom
28. Which bank has launched an 'Incredible India Travel Card' in association with
the Tourism Ministry?
1) SBI
2) HDFC Bank
3) YES Bank
4) ICICI Bank
5) Bank of Baroda
29. The Petroleum Ministry has appointed a Committee to prepare a roadmap for
enhancing domestic production of oil and gas so as to reduce the country's import
dependency by 2030. Who is its Chairman?
1) Y.V. Reddy
2) Vijay Kelkar
3) Bimal Jalan
4) D. Subba Rao
5) None of these
30. Who is the director of the award winning Hindi film 'Paan Singh Tomar'?
1) Irfan Khan
2) Anurag Basu
3) Sujay Ghosh
4) Tigmanshu Dhulia
5) Prakash Jha
31. Who won the men's singles title at the 2013 All-England Badminton
Championship?
1) Chen Long
2) Lee Chong Wei
3) Zhengming Wang
4) Pengyu Du
5) None of these
32. Which of the following has become the first state in India to ban manual
scavenging?
1) Haryana
2) Delhi
3) Gujarat
4) Punjab
5) Rajasthan
35. Which of the following schemes was launched with the aim of increasing self-
reliance and autonomy of women by providing self employment?
1) STEP
2) IFAD
3) Aadhar
4) Aastha
5) None of these
ANSWERS
1.4 2.2 3.3 4.5 5.5 6.3 7.4 8.2 9.1 10.3
11.3 12.1 13.4 14.5 15.4 16.2 17.3 18.4 19.4 20.3
21.4 22.5 23.4 24.3 25.4 26.3 27.4 28.3 29.2 30.4
31.1 32.2 33.3 34.5 35.1
3. In which state the 15000th branch of SBI was opened `on 17 August 2013.
1) West Bengal
2) AP
3) Kerala
4) Tamilnadu
5) Haryana
5. On 23 August 2013, RBI sold 48 days CMB to meet the temporary cash flow
mismatches of the Government of India. CMB means ....?
1) Cash Money Bill
2) Call Management Bill
3) Cash Management Borrowing
4) Core Management Bill
5) Cash Management Bill
7. As per the promise given to World Trade Organization earlier, India should
allow how many branches of foreign banks in India per year?
1) 12
2) 24
3) 45
4) 15
5) 20
11. Nachiket Mor appointed as the head to assess the approach to financial
inclusion by ...
1) SEBI
2) GOI
3) WTO
4) RBI
5) World Bank
12. ...... heads the panel to take a close look at rising NPAs and suggest steps to
improve the recovery of bad debts as announced by RBI on 4 September 2013?
1) H.R.Khan
2) Anand Sinha
3) K.C.Chakrabarthy
4) Urjith Patel
5) Syamala Gopinath
13. An outside panel of experts to screen applications for new bank licenses will
be headed by ?
1) Subba Rao
2) Kelkar
3) Bimal Jalan
4) Rangarajan
5) None
14. The aim of the differential rate of interest scheme is to provide concessional
loans to?
1) public sector enterprices
2) pravite sector enterprices
3) weaker sections of society
4) all the above
5) none
16. Government has decided to start "A set of missions" to address the needs of
agriculture development in 12th five year plan. These missions are
1) NFSM(National Food Security Mission) & NHM( National Horticulture
Mission)
2) NMSA(National Mission on Sustainable Agriculture
3) NMO (National Missions on Oil seeds & Oil palm)
4) NMAET(Mational Mission on Agriculture Extension & Technology)
5) All above
17. In which of the following countries, The G - 20 Finance Ministers and Central
Bank Governors Meeting was held in July 2013?
1) USA
2) China
3) India
4) Germany
5) Russia
21. On 2 September 2013, which bank became the first bank to translate financial
literacy curriculum into Gujarati?
1) ICICI
2) SBI
3) Indian bank
4) UBI
5) Axis
22. RBI asked banks to link the disbursal of home loans to ...... on 3 September
2013, as it advised the banks not to go for the upfront disbursal of loans.
1) value of Market loan
2) route map of construction place
3) stages of construction
4) HDFC rules of loan disbursal
5) None
23. To help mutual funds, how much fund borrowing window opened by the RBI
recently?
1) Rs.15,000cr
2) Rs.1500cr
3) Rs.75,000cr
4) Rs.8000cr
5) Rs.25,000cr
24. RBI made an announcement on 14th August 2013 to cut down the amount of
foreign exchange an Indian may use to invest or spend abroad from the current
annual limit of $ 200,000 to ......
1) $ 1,00,000
2) $ 55,000
3) $ 45,000
4) $ 1,75,000
5) $ 75,000
25. On 21 July 2013, RBI reduced realization period for exports to .....
1) 21 Months
2) 18 Months
3) 12 Months
4) 8 Months
5) 9 Months
26. On which of the following rates China Central Bank lifted the ban on 19 July
2013 to motivate the economy to boost its growth ?
1) Deposit rates
2) Locker rates
3) Lending rates
4) Bank rate
5) None
27. On which day Indian rupee had shown the lowest value of 68.80 against
dollar?
1) 20 August
2) 1 September
3) 11 August
4) 31 July
5) 28 August
32 All foreign exchange activities (exchange control) in our country are regulated
through the following act
1) RBI Act
2) Foreign Exchange Manage ment Act (FEMA)
3) Foreign Exchange Regulation Act(FERA)
4) Foreign Trade (Development &Regulation) Act
5) Foreign Contribution & Regulation Act (FCRA)
33. PAN is required to be quoted, as per RBI's KYC guidelines if the amount of
transaction in cash is:
1) above Rs.50000
2) Rs.50000 or above
3) less than Rs.50000
4) Rs.10000 and above
5) none
34. "Good People to bank with" is the punch line of which bank?
1) Union Bank of India
2) IDBI
3) HSBC
4) DBS
5) Yes Bank
37. 'Under micro credit, credit up to a maximum amount of Rs._____ can be allowed
under priority sector:
1) Rs.10000
2) Rs.25000
3) Rs.50000
4) Rs.1 lac
5) Rs.2 lac
38. Who has been appointed as the new Chairperson of the Central Board of
Direct Taxes (CBDT)?
1) Archana Bhargava
2) Sudha Sharma
3) Poonam Saxena
4) Chitra
5) None
39. India has raised the ceiling for Foreign Direct Investment in asset
reconstruction companies to?
1) 26%
2)74%
3) 52%
4) 100%
5) 50%
ANSWERS:
1.3 2.5 3.4 4.4 5.5 6.5 7.1 8.4 9.4 10.5
11.4 12.3 13.3 14.3 15.3 16.5 17.5 18.1 19.5 20.1
21.5 22.3 23.5 24.5 25.5 26.3 27.5 28.2 29.5 30.2
31.3 32.2 33.2 34.1 35.3 36.3 37.3 38.2 39.2