"Insure & be secure"

A presentation specially compiled for

Mr. Sainath

Presented by :-
NAVNATH MHASKE
INSURANCE CONSULTANT
NAV NAGAPUR AHMEDNAGAR
CELL 9421331124
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Proposed Insurance

Term/ Basic Sum DAB Rider ^ Install. Tax

Id Com.Date Plan Name PPT Assured SA Md Premium Beneficiary

1 01/12/2018 833-Jeevan Lakshya 13/10 1,00,000 1,00,000 Y 10546

2 01/12/2018 836-Jeevan Labh 16/10 2,00,000 2,00,000 Y 17866
3 01/12/2018 845-Jeevan Umang 66/15 3,00,000 3,00,000 Y 25156
6,00,000 6,00,000

Annual Premium: 53,568

'^' : - Premiums indicated are inclusive of GST.

Modewise Summary of Installment Premiums

PREMIUM
* Bonus
Id Com. Date Plan/Tm/PPT Rate FAB Opted Yearly Half Yearly Quarterly Monthly Single **Daily
1 01/12/2018 833/13/10 41 0 Y 10,546 5,326 2,689 896 0 28.89
2 01/12/2018 836/16/10 43 25 Y 17,866 9,023 4,556 1,518 0 48.95
3 01/12/2018 845/66/15 49 3550 Y 25,156 12,705 6,414 2,138 0 68.92
53,568 27,054 13,659 4,552 0 146.76
1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2017
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Medical Requirement Details

Sum at Risk: 6,00,000 Medical by DMR: No

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Forecast of Insurance Benefits

Fin. Year Risk Cover For the Year Cash Loan
Ending Ag Natural Death Accident Death Premium Returns Cash Flow Value Available
31/03/2019 34 8,06,600 14,06,600 53,568 0 -53,568 0 0
31/03/2020 35 8,19,900 14,19,900 52,416 0 -52,416 0 0
31/03/2021 36 8,33,200 14,33,200 52,416 0 -52,416 51,312 46,181
31/03/2022 37 8,46,500 14,46,500 52,416 0 -52,416 1,24,874 1,12,387
31/03/2023 38 8,59,800 14,59,800 52,416 0 -52,416 1,60,503 1,44,453
31/03/2024 39 8,73,100 14,73,100 52,416 0 -52,416 1,98,831 1,78,948
31/03/2025 40 8,86,400 14,86,400 52,416 0 -52,416 2,39,699 2,15,729
31/03/2026 41 8,99,700 14,99,700 52,416 0 -52,416 2,89,777 2,60,800
31/03/2027 42 9,13,000 15,13,000 52,416 0 -52,416 3,45,145 3,10,630
31/03/2028 43 9,26,300 15,26,300 52,416 0 -52,416 4,09,165 3,68,249
31/03/2029 44 9,39,600 15,39,600 24,615 0 -24,615 4,68,329 4,21,497
31/03/2030 45 9,52,900 15,52,900 24,615 0 -24,615 5,32,424 4,79,181
31/03/2031 46 9,66,200 15,66,200 24,615 0 -24,615 6,03,608 5,31,241
31/03/2032 47 8,26,200 13,26,200 24,615 1,53,300 1,28,685 5,08,502 4,57,652
31/03/2033 48 8,59,500 13,59,500 24,615 0 -24,615 5,70,991 5,13,892
31/03/2034 49 8,85,300 13,85,300 0 24,000 24,000 7,99,422 2,41,082
31/03/2035 50 5,58,900 8,58,900 0 3,66,600 3,66,600 4,90,680 1,20,000
31/03/2036 51 5,75,100 8,75,100 0 24,000 24,000 5,05,410 1,20,000
31/03/2037 52 5,94,300 8,94,300 0 24,000 24,000 5,23,140 1,20,000
31/03/2038 53 6,15,000 9,15,000 0 24,000 24,000 5,42,370 1,20,000
31/03/2039 54 6,38,700 9,38,700 0 24,000 24,000 5,64,600 1,20,000
31/03/2040 55 6,68,400 9,68,400 0 24,000 24,000 5,92,830 1,20,000
31/03/2041 56 7,13,100 10,13,100 0 24,000 24,000 6,36,060 1,20,000
31/03/2042 57 7,57,800 10,57,800 0 24,000 24,000 6,79,290 1,20,000
31/03/2043 58 8,02,500 11,02,500 0 24,000 24,000 7,22,520 1,20,000
31/03/2044 59 8,47,200 11,47,200 0 24,000 24,000 7,65,750 1,20,000
31/03/2045 60 8,97,900 11,97,900 0 24,000 24,000 8,14,980 1,20,000
31/03/2046 61 9,48,600 12,48,600 0 24,000 24,000 8,64,210 1,20,000
31/03/2047 62 9,99,300 12,99,300 0 24,000 24,000 9,13,440 1,20,000
31/03/2048 63 10,71,000 13,71,000 0 24,000 24,000 9,83,670 1,20,000
31/03/2049 64 11,45,700 14,45,700 0 24,000 24,000 10,56,900 1,20,000
31/03/2050 65 12,35,400 15,35,400 0 24,000 24,000 11,45,130 1,20,000
31/03/2051 66 13,25,100 16,25,100 0 24,000 24,000 12,33,360 1,20,000
31/03/2052 67 14,14,800 17,14,800 0 24,000 24,000 13,21,590 1,20,000
31/03/2053 68 15,04,500 18,04,500 0 24,000 24,000 14,09,820 1,20,000
31/03/2054 69 15,94,200 18,94,200 0 24,000 24,000 14,98,050 1,20,000
31/03/2055 70 16,83,900 16,83,900 0 24,000 24,000 15,86,280 1,20,000
31/03/2056 71 17,73,600 17,73,600 0 24,000 24,000 16,74,510 1,20,000
31/03/2057 72 18,63,300 18,63,300 0 24,000 24,000 17,62,740 1,20,000
31/03/2058 73 19,53,000 19,53,000 0 24,000 24,000 18,50,970 1,20,000
31/03/2059 74 19,67,700 19,67,700 0 24,000 24,000 18,64,200 1,20,000
31/03/2060 75 19,82,400 19,82,400 0 24,000 24,000 18,77,430 1,20,000
31/03/2061 76 19,97,100 19,97,100 0 24,000 24,000 18,90,660 1,20,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Fin. Year Risk Cover For the Year Cash Loan

Ending Ag Natural Death Accident Death Premium Returns Cash Flow Value Available
31/03/2062 77 20,11,800 20,11,800 0 24,000 24,000 19,03,890 1,20,000
31/03/2063 78 20,26,500 20,26,500 0 24,000 24,000 19,17,120 1,20,000
31/03/2064 79 20,41,200 20,41,200 0 24,000 24,000 19,30,350 1,20,000
31/03/2065 80 20,55,900 20,55,900 0 24,000 24,000 19,43,580 1,20,000
31/03/2066 81 20,70,600 20,70,600 0 24,000 24,000 19,56,810 1,20,000
31/03/2067 82 20,85,300 20,85,300 0 24,000 24,000 19,70,040 1,20,000
31/03/2068 83 21,00,000 21,00,000 0 24,000 24,000 19,83,270 1,20,000
31/03/2069 84 21,14,700 21,14,700 0 24,000 24,000 19,96,500 1,20,000
31/03/2070 85 21,29,400 21,29,400 0 24,000 24,000 20,09,730 1,20,000
31/03/2071 86 21,44,100 21,44,100 0 24,000 24,000 20,22,960 1,20,000
31/03/2072 87 21,58,800 21,58,800 0 24,000 24,000 20,36,190 1,20,000
31/03/2073 88 21,73,500 21,73,500 0 24,000 24,000 20,49,420 1,20,000
31/03/2074 89 21,88,200 21,88,200 0 24,000 24,000 20,62,650 1,20,000
31/03/2075 90 22,02,900 22,02,900 0 24,000 24,000 20,75,880 1,20,000
31/03/2076 91 22,17,600 22,17,600 0 24,000 24,000 20,89,110 1,20,000
31/03/2077 92 22,32,300 22,32,300 0 24,000 24,000 21,02,340 1,20,000
31/03/2078 93 22,47,000 22,47,000 0 24,000 24,000 21,15,570 1,20,000
31/03/2079 94 22,61,700 22,61,700 0 24,000 24,000 21,28,800 1,20,000
31/03/2080 95 22,76,400 22,76,400 0 24,000 24,000 21,42,030 1,20,000
31/03/2081 96 22,91,100 22,91,100 0 24,000 24,000 21,55,260 1,20,000
31/03/2082 97 23,05,800 23,05,800 0 24,000 24,000 21,68,490 1,20,000
31/03/2083 98 23,20,500 23,20,500 0 24,000 24,000 21,81,720 1,20,000
31/03/2084 99 23,35,200 23,35,200 0 24,000 24,000 22,04,825 0
01/12/2084 100 0 0 0 23,35,200 23,35,200 0 0
6,48,387 40,55,100 34,06,713

Yield on Investments (Pre Tax) : 5.50 %

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Innovative Forecast of Insurance Benefits

Fin. Year For the Year For the Year Cash Loan
Ending Age Natural Death Accident Death Payment Returns Cash Flow Value Available

31/03/2019 34 8,06,600 14,06,600 53,568 0 -53,568 0 0

31/03/2020 35 8,19,900 14,19,900 52,416 0 -52,416 0 0
31/03/2021 36 8,33,200 14,33,200 52,416 0 -52,416 51,312 46,181
31/03/2022 37 8,46,500 14,46,500 52,416 0 -52,416 1,24,874 1,12,387
31/03/2023 38 8,59,800 14,59,800 52,416 0 -52,416 1,60,503 1,44,453
31/03/2024 39 8,73,100 14,73,100 52,416 0 -52,416 1,98,831 1,78,948
31/03/2025 40 8,86,400 14,86,400 52,416 0 -52,416 2,39,699 2,15,729
31/03/2026 41 8,99,700 14,99,700 52,416 0 -52,416 2,89,777 2,60,800
31/03/2027 42 9,13,000 15,13,000 52,416 0 -52,416 3,45,145 3,10,630
31/03/2028 43 9,26,300 15,26,300 52,416 0 -52,416 4,09,165 3,68,249
31/03/2029 44 9,39,600 15,39,600 24,615 0 -24,615 4,68,329 4,21,497
31/03/2030 45 9,52,900 15,52,900 24,615 0 -24,615 5,32,424 4,79,181
31/03/2031 46 9,66,200 15,66,200 24,615 0 -24,615 6,03,608 5,31,241
31/03/2032 47 8,26,200 13,26,200 24,615 1,53,300 1,28,685 5,08,502 4,57,652
31/03/2033 48 8,59,500 13,59,500 24,615 0 -24,615 5,70,991 5,13,892
31/03/2034 49 8,85,300 13,85,300 0 24,000 24,000 7,99,422 2,41,082
31/03/2035 50 5,58,900 8,58,900 0 3,66,600 3,66,600 4,90,680 1,20,000
31/03/2036 51 5,75,100 8,75,100 0 24,000 24,000 5,05,410 1,20,000
31/03/2037 52 5,94,300 8,94,300 0 24,000 24,000 5,23,140 1,20,000
31/03/2038 53 6,15,000 9,15,000 0 24,000 24,000 5,42,370 1,20,000
31/03/2039 54 6,38,700 9,38,700 0 24,000 24,000 5,64,600 1,20,000
31/03/2040 55 6,68,400 9,68,400 0 24,000 24,000 5,92,830 1,20,000
31/03/2041 56 7,13,100 10,13,100 0 24,000 24,000 6,36,060 1,20,000
31/03/2042 57 7,57,800 10,57,800 0 24,000 24,000 6,79,290 1,20,000
31/03/2043 58 8,02,500 11,02,500 0 24,000 24,000 7,22,520 1,20,000
31/03/2044 59 8,47,200 11,47,200 0 24,000 24,000 7,65,750 1,20,000
31/03/2045 60 8,97,900 11,97,900 0 24,000 24,000 8,14,980 1,20,000
31/03/2046 61 9,48,600 12,48,600 0 24,000 24,000 8,64,210 1,20,000
31/03/2047 62 9,99,300 12,99,300 0 24,000 24,000 9,13,440 1,20,000
31/03/2048 63 10,71,000 13,71,000 0 24,000 24,000 9,83,670 1,20,000
31/03/2049 64 11,45,700 14,45,700 0 24,000 24,000 10,56,900 1,20,000
31/03/2050 65 12,35,400 15,35,400 0 24,000 24,000 11,45,130 1,20,000
31/03/2051 66 13,25,100 16,25,100 0 24,000 24,000 12,33,360 1,20,000
31/03/2052 67 14,14,800 17,14,800 0 24,000 24,000 13,21,590 1,20,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Fin. Year For the Year For the Year Cash Loan
Ending Age Natural Death Accident Death Payment Returns Cash Flow Value Available

31/03/2053 68 15,04,500 18,04,500 0 24,000 24,000 14,09,820 1,20,000

31/03/2054 69 15,94,200 18,94,200 0 24,000 24,000 14,98,050 1,20,000
31/03/2055 70 16,83,900 16,83,900 0 24,000 24,000 15,86,280 1,20,000
31/03/2056 71 17,73,600 17,73,600 0 24,000 24,000 16,74,510 1,20,000
31/03/2057 72 18,63,300 18,63,300 0 24,000 24,000 17,62,740 1,20,000
31/03/2058 73 19,53,000 19,53,000 0 24,000 24,000 18,50,970 1,20,000
31/03/2059 74 19,67,700 19,67,700 0 24,000 24,000 18,64,200 1,20,000
31/03/2060 75 19,82,400 19,82,400 0 24,000 24,000 18,77,430 1,20,000
31/03/2061 76 19,97,100 19,97,100 0 24,000 24,000 18,90,660 1,20,000
31/03/2062 77 20,11,800 20,11,800 0 24,000 24,000 19,03,890 1,20,000
31/03/2063 78 20,26,500 20,26,500 0 24,000 24,000 19,17,120 1,20,000
31/03/2064 79 20,41,200 20,41,200 0 24,000 24,000 19,30,350 1,20,000
31/03/2065 80 20,55,900 20,55,900 0 24,000 24,000 19,43,580 1,20,000
31/03/2066 81 20,70,600 20,70,600 0 24,000 24,000 19,56,810 1,20,000
31/03/2067 82 20,85,300 20,85,300 0 24,000 24,000 19,70,040 1,20,000
31/03/2068 83 21,00,000 21,00,000 0 24,000 24,000 19,83,270 1,20,000
31/03/2069 84 21,14,700 21,14,700 0 24,000 24,000 19,96,500 1,20,000
31/03/2070 85 21,29,400 21,29,400 0 24,000 24,000 20,09,730 1,20,000
31/03/2071 86 21,44,100 21,44,100 0 24,000 24,000 20,22,960 1,20,000
31/03/2072 87 21,58,800 21,58,800 0 24,000 24,000 20,36,190 1,20,000
31/03/2073 88 21,73,500 21,73,500 0 24,000 24,000 20,49,420 1,20,000
31/03/2074 89 21,88,200 21,88,200 0 24,000 24,000 20,62,650 1,20,000
31/03/2075 90 22,02,900 22,02,900 0 24,000 24,000 20,75,880 1,20,000
31/03/2076 91 22,17,600 22,17,600 0 24,000 24,000 20,89,110 1,20,000
31/03/2077 92 22,32,300 22,32,300 0 24,000 24,000 21,02,340 1,20,000
31/03/2078 93 22,47,000 22,47,000 0 24,000 24,000 21,15,570 1,20,000
31/03/2079 94 22,61,700 22,61,700 0 24,000 24,000 21,28,800 1,20,000
31/03/2080 95 22,76,400 22,76,400 0 24,000 24,000 21,42,030 1,20,000
31/03/2081 96 22,91,100 22,91,100 0 24,000 24,000 21,55,260 1,20,000
31/03/2082 97 23,05,800 23,05,800 0 24,000 24,000 21,68,490 1,20,000
31/03/2083 98 23,20,500 23,20,500 0 24,000 24,000 21,81,720 1,20,000
31/03/2084 99 23,35,200 23,35,200 0 24,000 24,000 22,04,825 0
01/12/2084 100 0 0 0 23,35,200 23,35,200 0 0

6,48,387 40,55,100 34,06,713

Explanatory Notes
Payment to L.I.C. indicates Annual Premium
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Yield on Investments (Pre Tax) : 5.50 %

E x p l a n a t o r y N o t e s
The death benefit under plan 833 is payable as below:
l
Additional amount of Rs. 6,00,000 will also be paid immediately in the event of Accidental Death
l
10 % of sum assured will be paid every year till 1 year prior to maturity date.
l
110 % of sum assured + Bonus + Final Addition Bonus will be paid on maturity date.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

K e y A s s u mp t i o n s

Personal Data: DOB: 20/02/1985

Income Tax: Sec. 80C Limit Available: 150000Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80C and @ 30.90 % u/s 80D
Projections: Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.

Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Bonus Projection for Plan 845 : Last declared reversionary bonus of plan no. 815 New Jeevan Anand has been considered for
the purpose of projected Riskcover and Returns.

Premium Breakup & Tax Implication (for the year)

Premium Breakup u/s 80 CCE u/s 80 D
Fin. Year Accidental Eligible Tax Ben. Eligible Tax Ben. Total
Ending Basic Benefit PWB Total Amount @30.9% Amount @30.9% Benefit
31/03/2019 52,660 909 0 53,569 51,262 15,840 0 0 15,840
31/03/2020 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2021 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2022 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2023 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2024 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2025 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2026 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2027 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2028 51,526 889 0 52,416 51,262 15,840 0 0 15,840
31/03/2029 24,139 475 0 24,614 24,073 7,439 0 0 7,439
31/03/2030 24,139 475 0 24,614 24,073 7,439 0 0 7,439
31/03/2031 24,139 475 0 24,614 24,073 7,439 0 0 7,439
31/03/2032 24,139 475 0 24,614 24,073 7,439 0 0 7,439
31/03/2033 24,139 475 0 24,614 24,073 7,439 0 0 7,439
6,37,089 11,292 0 6,48,383 6,32,985 1,95,595 0 0 1,95,595

Premium Calendar

Id Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
1 - - - - - - - - 10,546 - - -
2 - - - - - - - - 17,866 - - -
3 - - - - - - - - 25,156 - - -
- - - - - - - - 53,568 - - -

Annual Premium : 53,568

Yield on Investments (Post Tax) : 7.37 %

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Scenario Comparision

Fin. Year Risk Cover Returns

Ending Age Premium Last Bonus 8% Scenario 4% Scenario Last Bonus 8% Scenario 4% Scenario
31/03/2019 34 53,568 8,06,600 7,54,400 7,31,600 0 0 0
31/03/2020 35 52,416 8,19,900 7,68,800 7,23,200 0 0 0
31/03/2021 36 52,416 8,33,200 7,83,200 7,14,800 0 0 0
31/03/2022 37 52,416 8,46,500 7,97,600 7,06,400 0 0 0
31/03/2023 38 52,416 8,59,800 8,12,000 6,98,000 0 0 0
31/03/2024 39 52,416 8,73,100 8,26,400 6,89,600 0 0 0
31/03/2025 40 52,416 8,86,400 8,40,800 6,81,200 0 0 0
31/03/2026 41 52,416 8,99,700 8,55,200 6,72,800 0 0 0
31/03/2027 42 52,416 9,13,000 8,69,600 6,64,400 0 0 0
31/03/2028 43 52,416 9,26,300 8,84,000 6,56,000 0 0 0
31/03/2029 44 24,615 9,39,600 8,98,400 6,47,600 0 0 0
31/03/2030 45 24,615 9,52,900 9,12,800 6,39,200 0 0 0
31/03/2031 46 24,615 9,66,200 9,27,200 6,30,800 0 0 0
31/03/2032 47 24,615 8,26,200 7,99,600 5,11,200 1,53,300 1,39,000 1,10,400
31/03/2033 48 24,615 8,59,500 8,25,000 5,12,000 0 0 0
31/03/2034 49 0 8,85,300 8,39,500 5,12,800 24,000 24,000 24,000
31/03/2035 50 0 5,58,900 5,54,100 3,00,000 3,66,600 3,17,800 2,36,800
31/03/2036 51 0 5,75,100 5,62,800 3,00,000 24,000 24,000 24,000
31/03/2037 52 0 5,94,300 5,72,700 3,00,000 24,000 24,000 24,000
31/03/2038 53 0 6,15,000 5,83,500 3,00,000 24,000 24,000 24,000
31/03/2039 54 0 6,38,700 5,95,800 3,00,000 24,000 24,000 24,000
31/03/2040 55 0 6,68,400 6,11,100 3,00,000 24,000 24,000 24,000
31/03/2041 56 0 7,13,100 6,33,900 3,00,000 24,000 24,000 24,000
31/03/2042 57 0 7,57,800 6,56,700 3,00,000 24,000 24,000 24,000
31/03/2043 58 0 8,02,500 6,79,500 3,00,000 24,000 24,000 24,000
31/03/2044 59 0 8,47,200 7,02,300 3,00,000 24,000 24,000 24,000
31/03/2045 60 0 8,97,900 7,28,100 3,00,000 24,000 24,000 24,000
31/03/2046 61 0 9,48,600 7,53,900 3,00,000 24,000 24,000 24,000
31/03/2047 62 0 9,99,300 7,79,700 3,00,000 24,000 24,000 24,000
31/03/2048 63 0 10,71,000 8,16,000 3,00,000 24,000 24,000 24,000
31/03/2049 64 0 11,45,700 8,53,800 3,00,000 24,000 24,000 24,000
31/03/2050 65 0 12,35,400 8,99,100 3,00,000 24,000 24,000 24,000
31/03/2051 66 0 13,25,100 9,44,400 3,00,000 24,000 24,000 24,000
31/03/2052 67 0 14,14,800 9,89,700 3,00,000 24,000 24,000 24,000
31/03/2053 68 0 15,04,500 10,35,000 3,00,000 24,000 24,000 24,000
31/03/2054 69 0 15,94,200 10,80,300 3,00,000 24,000 24,000 24,000
31/03/2055 70 0 16,83,900 11,25,600 3,00,000 24,000 24,000 24,000
31/03/2056 71 0 17,73,600 11,70,900 3,00,000 24,000 24,000 24,000
31/03/2057 72 0 18,63,300 12,16,200 3,00,000 24,000 24,000 24,000
31/03/2058 73 0 19,53,000 12,61,500 3,00,000 24,000 24,000 24,000
31/03/2059 74 0 19,67,700 13,08,900 3,00,000 24,000 24,000 24,000
31/03/2060 75 0 19,82,400 13,58,400 3,00,000 24,000 24,000 24,000
31/03/2061 76 0 19,97,100 14,09,700 3,00,000 24,000 24,000 24,000
31/03/2062 77 0 20,11,800 14,63,400 3,00,000 24,000 24,000 24,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Fin. Year Risk Cover Returns

Ending Age Premium Last Bonus 8% Scenario 4% Scenario Last Bonus 8% Scenario 4% Scenario
31/03/2063 78 0 20,26,500 15,19,200 3,00,000 24,000 24,000 24,000
31/03/2064 79 0 20,41,200 15,77,100 3,00,000 24,000 24,000 24,000
31/03/2065 80 0 20,55,900 16,37,400 3,00,000 24,000 24,000 24,000
31/03/2066 81 0 20,70,600 16,99,500 3,00,000 24,000 24,000 24,000
31/03/2067 82 0 20,85,300 17,64,000 3,00,000 24,000 24,000 24,000
31/03/2068 83 0 21,00,000 18,30,300 3,00,000 24,000 24,000 24,000
31/03/2069 84 0 21,14,700 18,98,700 3,00,000 24,000 24,000 24,000
31/03/2070 85 0 21,29,400 19,69,200 3,00,000 24,000 24,000 24,000
31/03/2071 86 0 21,44,100 20,41,500 3,00,000 24,000 24,000 24,000
31/03/2072 87 0 21,58,800 21,15,600 3,00,000 24,000 24,000 24,000
31/03/2073 88 0 21,73,500 21,91,500 3,00,000 24,000 24,000 24,000
31/03/2074 89 0 21,88,200 22,68,900 3,00,000 24,000 24,000 24,000
31/03/2075 90 0 22,02,900 23,47,800 3,00,000 24,000 24,000 24,000
31/03/2076 91 0 22,17,600 24,27,900 3,00,000 24,000 24,000 24,000
31/03/2077 92 0 22,32,300 25,09,500 3,00,000 24,000 24,000 24,000
31/03/2078 93 0 22,47,000 25,92,000 3,00,000 24,000 24,000 24,000
31/03/2079 94 0 22,61,700 26,75,400 3,00,000 24,000 24,000 24,000
31/03/2080 95 0 22,76,400 27,59,400 3,00,000 24,000 24,000 24,000
31/03/2081 96 0 22,91,100 28,43,700 3,00,000 24,000 24,000 24,000
31/03/2082 97 0 23,05,800 29,28,600 3,00,000 24,000 24,000 24,000
31/03/2083 98 0 23,20,500 30,13,200 3,00,000 24,000 24,000 24,000
31/03/2084 99 0 23,35,200 30,97,800 3,00,000 24,000 24,000 24,000
01/12/2084 100 0 0 0 0 23,35,200 30,97,800 3,00,000
6,48,387 40,55,100 47,54,600 18,47,200

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Natural death Benefit Breakup calculation

Policy Immediate Payable Maturity Sum Total

Year Age Payment Annual FIB Installments Total FIB Total Bonus FAB (Payable on Death) Receivable
A B C D E F G H I J
T.R.S.A 10% of B.S.A Term - A DxE 110% of B.S.A C+F+G+H+I
1 34 5,23,300 10,000 12 1,20,000 53,300 0 1,10,000 8,06,600
2 35 5,46,600 10,000 11 1,10,000 53,300 0 1,10,000 8,19,900
3 36 5,69,900 10,000 10 1,00,000 53,300 0 1,10,000 8,33,200
4 37 5,93,200 10,000 9 90,000 53,300 0 1,10,000 8,46,500
5 38 6,16,500 10,000 8 80,000 53,300 0 1,10,000 8,59,800
6 39 6,39,800 10,000 7 70,000 53,300 0 1,10,000 8,73,100
7 40 6,63,100 10,000 6 60,000 53,300 0 1,10,000 8,86,400
8 41 6,86,400 10,000 5 50,000 53,300 0 1,10,000 8,99,700
9 42 7,09,700 10,000 4 40,000 53,300 0 1,10,000 9,13,000
10 43 7,33,000 10,000 3 30,000 53,300 0 1,10,000 9,26,300
11 44 7,56,300 10,000 2 20,000 53,300 0 1,10,000 9,39,600
12 45 7,79,600 10,000 1 10,000 53,300 0 1,10,000 9,52,900
13 46 8,02,900 10,000 0 0 53,300 0 1,10,000 9,66,200
14 47 8,26,200 0 0 0 0 0 0 8,26,200
15 48 8,59,500 0 0 0 0 0 0 8,59,500
16 49 8,85,300 0 0 0 0 0 0 8,85,300
17 50 5,58,900 0 0 0 0 0 0 5,58,900
18 51 5,75,100 0 0 0 0 0 0 5,75,100
19 52 5,94,300 0 0 0 0 0 0 5,94,300
20 53 6,15,000 0 0 0 0 0 0 6,15,000
21 54 6,38,700 0 0 0 0 0 0 6,38,700
22 55 6,68,400 0 0 0 0 0 0 6,68,400
23 56 7,13,100 0 0 0 0 0 0 7,13,100
24 57 7,57,800 0 0 0 0 0 0 7,57,800
25 58 8,02,500 0 0 0 0 0 0 8,02,500
26 59 8,47,200 0 0 0 0 0 0 8,47,200
27 60 8,97,900 0 0 0 0 0 0 8,97,900
28 61 9,48,600 0 0 0 0 0 0 9,48,600
29 62 9,99,300 0 0 0 0 0 0 9,99,300
30 63 10,71,000 0 0 0 0 0 0 10,71,000
31 64 11,45,700 0 0 0 0 0 0 11,45,700
32 65 12,35,400 0 0 0 0 0 0 12,35,400
33 66 13,25,100 0 0 0 0 0 0 13,25,100

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Policy Immediate Payable Maturity Sum Total

Year Age Payment Annual FIB Installments Total FIB Total Bonus FAB (Payable on Death) Receivable
A B C D E F G H I J
T.R.S.A 10% of B.S.A Term - A DxE 110% of B.S.A C+F+G+H+I
34 67 14,14,800 0 0 0 0 0 0 14,14,800
35 68 15,04,500 0 0 0 0 0 0 15,04,500
36 69 15,94,200 0 0 0 0 0 0 15,94,200
37 70 16,83,900 0 0 0 0 0 0 16,83,900
38 71 17,73,600 0 0 0 0 0 0 17,73,600
39 72 18,63,300 0 0 0 0 0 0 18,63,300
40 73 19,53,000 0 0 0 0 0 0 19,53,000
41 74 19,67,700 0 0 0 0 0 0 19,67,700
42 75 19,82,400 0 0 0 0 0 0 19,82,400
43 76 19,97,100 0 0 0 0 0 0 19,97,100
44 77 20,11,800 0 0 0 0 0 0 20,11,800
45 78 20,26,500 0 0 0 0 0 0 20,26,500
46 79 20,41,200 0 0 0 0 0 0 20,41,200
47 80 20,55,900 0 0 0 0 0 0 20,55,900
48 81 20,70,600 0 0 0 0 0 0 20,70,600
49 82 20,85,300 0 0 0 0 0 0 20,85,300
50 83 21,00,000 0 0 0 0 0 0 21,00,000
51 84 21,14,700 0 0 0 0 0 0 21,14,700
52 85 21,29,400 0 0 0 0 0 0 21,29,400
53 86 21,44,100 0 0 0 0 0 0 21,44,100
54 87 21,58,800 0 0 0 0 0 0 21,58,800
55 88 21,73,500 0 0 0 0 0 0 21,73,500
56 89 21,88,200 0 0 0 0 0 0 21,88,200
57 90 22,02,900 0 0 0 0 0 0 22,02,900
58 91 22,17,600 0 0 0 0 0 0 22,17,600
59 92 22,32,300 0 0 0 0 0 0 22,32,300
60 93 22,47,000 0 0 0 0 0 0 22,47,000
61 94 22,61,700 0 0 0 0 0 0 22,61,700
62 95 22,76,400 0 0 0 0 0 0 22,76,400
63 96 22,91,100 0 0 0 0 0 0 22,91,100
64 97 23,05,800 0 0 0 0 0 0 23,05,800
65 98 23,20,500 0 0 0 0 0 0 23,20,500
66 99 23,35,200 0 0 0 0 0 0 23,35,200

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Abbreviations :
l B.S.A (Basic Sum Assured) l FIB (Family Income Benefit) l FAB (Final Additional Bonus) l T.R.S.A (Term Rider Sum Assured)

l Additional amount of Rs. 6,00,000 will also be paid immediately in the event of Accidental Death

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 NAVNATH MHASKE
INSURANCE CONSULTANT

NAV NAGAPUR
AHMEDNAGAR
CELL 9421331124

Magic Mix Illustration for Mr. Sainath (age 34) Ref. No. 220

Expert View

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.