Life Protection

GREAT
CHERISH 80
Celebrate your golden years with hassle free enrolment for protection
Raikan usia emas anda dengan mendapatkan perlindungan
melalui pendaftaran yang mudah
 Benefits at a glance

Celebrate your golden years •

•
Hassle free enrolment with no medical underwriting
Death Benefit
with hassle free enrolment for •
•
Accidental Death Benefit
Guaranteed Maturity Benefit
protection Note: Terms and conditions apply.

Live your life to the fullest even in your golden years. You
can cherish every moment of each day with your loved
ones when you have the protection plan with guaranteed
money back upon maturity.
Hassle free enrolment with no medical underwriting
Great Cherish 80 will put your mind at ease as you are not
required to undergo any medical examinations or answer
any health questions to be eligible for the plan. Therefore,
obtaining the protection you need for your golden years is easy.

Note: Terms and conditions apply.

Great Cherish 80 is here to let you live out the best years of
your life with your loved ones. Plan ahead to protect your Death Benefit
future and family’s financial goals with an added peace of Great Cherish 80 helps ensure that your loved ones will get
the protection they need should you no longer be able to
mind for the comfort of your golden years.
provide for them. In the event of death, your loved ones will
receive the Death Benefit based on the policy year in which
Manage your future with the protection of an insurance death occurs, as follows:
plan that has a hassle free application process so that you
can enjoy the best years of your life without worry. Policy Death due to Death due to non-
Year accidental cause accidental cause

Refund of total premiums

1&2
Higher of Basic Sum paid without interest
Assured or total premiums
paid without interest Higher of Basic Sum
3&
Assured or total premiums
above
paid without interest

Note: Terms and conditions apply.

 Frequently Asked Questions

Accidental Death Benefit Q: Who can apply?

Should accidental death occur, your loved ones will A: This plan is available to all Malaysians, Singaporeans,
receive an additional percentage of the Basic Sum Assured Bruneians and Permanent Residents of Malaysia. The
payable in addition to the Death Benefit, based on your age minimum entry age is 45 years next birthday and the
next birthday at the policy anniversary preceding death, as maximum entry age is 70 years next birthday.
follows:
Q: How much sum assured can I purchase?
A: The minimum sum assured purchasable is RM10,000 and
Age next birthday of the Life maximum sum assured purchasable is RM100,000 for this
Assured at the Policy Accidental Death Benefit plan.
Anniversary preceding Death
Q: What are some of the exclusions under the plan?
A: No benefit is payable under the following circumstances:
45 to 64 300% of the Basic Sum Assured • Death Benefit is not payable during the first policy year
from the risk commencement date or from the date
of any reinstatement of the policy, whichever is later, as
65 to 80 150% of the Basic Sum Assured
a result of suicide, while sane or insane.
• Accidental Death Benefit is not payable for accidental
death resulting from self-inflicted injuries, while sane
Note: Terms and conditions apply. or insane.

Maturity Benefit with 108% money back guaranteed
Upon maturity of the plan on the policy anniversary at
age 80 years next birthday, 108% of total premiums paid
without interest will be payable.
Note: Terms and conditions apply.
The exclusions highlighted here are not exhaustive. Full
details of exclusions are available in the policy document.
Q: How do I pay my premiums?
A: You can pay by credit card, banker’s order, internet banking,
auto debit or cash. You have the flexibility to pay your
premium annually, half-yearly, quarterly or monthly (by
credit card, banker’s order, internet banking or auto debit).

Q: Will I be entitled to tax benefits?

A: Benefits received from Great Cherish 80 are generally
non-taxable and premiums paid may qualify for tax
relief. However, tax benefits are subject to the Malaysian
Income Tax Act, 1967, and final decision of the Inland
Revenue Board.
Important Notices

Great Cherish 80 is a non-participating plan. Premiums are payable

until maturity of the plan or upon death, whichever occurs first. Raikan usia emas anda dengan
The premium rates are guaranteed and will remain the same
throughout the premium payment term. However, the premium will mendapatkan perlindungan
be higher with higher coverage.
melalui pendaftaran yang
You should satisfy yourself that this plan will best serve your needs
and that the premium payable under the policy is an amount you can
mudah
afford. A free-look period of 15 days is given for you to review the
suitability of the plan. If the policy is returned to the Company during this Nikmati hidup sepenuhnya walaupun pada usia emas. Anda
period, the full premium would be refunded to the policy owner. If you
boleh mengecapi setiap saat dalam kehidupan seharian
switch your policy from one company to another or if you exchange
your current policy with another policy within the same company, you bersama orang tersayang apabila anda mempunyai pelan
may be required to submit an application where the acceptance of perlindungan dengan jaminan pemulangan wang apabila
your proposal will be subject to the terms and conditions to be
pelan matang.
imposed at the time of policy switching or replacement.

The policy may not have the guaranteed minimum cash value on
termination until after you have paid premiums for two years. If
you surrender your policy early you may get back less than the
amount you have paid. If you stop paying premiums before the
end of the premium payment term, an automatic premium loan will
be effected under your policy to pay future premiums so long as
the cash value is more than the total indebtedness. The company
shall charge interest on the above loans at interest rates to be
determined by the Company from time to time. The prevailing
interest rate is available on the Company’s official website.
Cessation of premium payment before the end of the premium
payment term may lead to early termination of coverage.
Great Cherish 80 membolehkan anda menikmati tahun-tahun
emas bersama orang tersayang. Rancang untuk melindungi
matlamat kewangan masa depan anda dan keluarga bagi
memperoleh minda yang tenang demi menjalani usia emas
dengan selesa.
Uruskan masa depan anda dengan perlindungan pelan
insurans melalui pendaftaran mudah agar anda dapat
menikmati tahun-tahun keemasan tanpa kerisauan.

This brochure is for general information only. It is not a contract of

insurance. You are advised to refer to the Sales Illustration,
Product Disclosure Sheet and sample policy documents for detailed
important features and benefits of the plan before purchasing the plan.
The exclusions and limitations of benefits highlighted above are not
exhaustive. For further information, reference shall be made to the terms
and conditions specified in the policy issued by Great Eastern Life.

If there is any discrepancy between the English, Bahasa Malaysia and

Chinese versions of this brochure, the English version shall prevail.

The terms “Great Eastern Life” and “the Company” shall refer to
Great Eastern Life Assurance (Malaysia) Berhad.

For more information, please contact your friendly Great

Eastern Life Planning Advisor or Customer Service Careline
at 1300-1300 88.
 BRANCH OFFICES / PEJABAT CAWANGAN / ‫ݴ‬ႜ‫ں‬኷
Alor Setar Kuching
66 & 68, Jalan Teluk Wan Jah House No. 51, Lot 435
05200 Alor Setar, Kedah Section 54, KTLD
Tel: 04-731 9877 Fax: 04-731 9878 Travilion Commercial Centre
Batu Pahat Jalan Padungan
109, Jalan Rahmat 93100 Kuching, Sarawak
83000 Batu Pahat, Johor Tel: 082-412 736 Fax: 082-426 684
Tel: 07-432 5562 Fax: 07-432 5560 Lahad Datu
Bintulu Ground & 1st Floor
No. 313, Lot 3956, Phase 4 MDLD 3804, Lot 66
Bintulu Parkcity Commerce Square Fajar Centre, Jalan Segama
Jalan Tun Ahmad Zaidi / 91100 Lahad Datu, Sabah
Jalan Tanjung Batu Tel: 089-884 136 Fax: 089-884 226
97000 Bintulu, Sarawak Melaka
Tel: 086-336 676 Fax: 086-332 601 No. 23, Jalan PM 15
Ipoh Plaza Mahkota
Wisma Great Eastern 75000 Melaka
16, Persiaran Tugu, Greentown Ave Tel: 06-282 4577 Fax: 06-283 4579
30450 Ipoh, Perak Miri
Tel: 05-254 2027 Fax: 05-255 5578 Lots 1260 & 1261
Johor Bahru Block 10, M.C.L.D, Jalan Melayu
Wisma Great Eastern, 98000 Miri, Sarawak
02-01, Blok A, Tel: 085-413 299 Fax: 085-417 518
Komersil Southkey Mozek,
Penang
Persiaran Southkey 1,
Kota Southkey, 80150 Johor Bahru 25, Light Street
Tel: 07-336 9388 Fax: 07-336 9383 10200 Penang
Tel: 04-262 2141 Fax: 04-262 2140
Klang
No. 8 & 10, Jalan Tiara 2A Sandakan
Bandar Baru Klang Lot 5 & 6, Block 40
41150 Klang, Selangor Lorong Indah 15
Tel: 03-3343 6688 Fax: 03-3341 3398 Bandar Indah, Phase 7
Mile 4, North Road
Kluang
90000 Sandakan, Sabah
No. 22 & 24
Tel: 089-213 484 Fax: 089-271 343
Jalan Md Lazim Saim
HEAD OFFICE / IBU PEJABAT / 总公司 86000 Kluang, Johor Seremban
101 & 103, Jalan Yam Tuan
Tel: 07-772 3529 Fax: 07-772 3449
Great Eastern Life Assurance (Malaysia) Berhad (93745-A) 70000 Seremban
Menara Great Eastern, 303 Jalan Ampang, 50450 Kuala Lumpur Kota Bharu
Negeri Sembilan
03-4259 8888 No. S25/5252-T & U
Tel: 06-763 6120 Fax: 06-763 1480
Jalan Sultan Yahya Petra
03-4259 8000
15200 Kota Bharu, Kelantan Sibu
wecare-my@greateasternlife.com Tel: 09-748 2332 Fax: 09-744 9701 No. 10 A-F
www.greateasternlife.com Wisma Great Eastern
Kota Kinabalu
Wisma Great Eastern Persiaran Brooke
Great Eastern Life Assurance (Malaysia) Berhad (93745-A) 96000 Sibu, Sarawak
is licensed under the Financial Services Act 2013 and is regulated Level 4 & 5, No. 65 Jalan Gaya
88000 Kota Kinabalu, Sabah Tel: 084-312 829 Fax: 084-333 925
by Bank Negara Malaysia.

MCM/GC80/V3/10/18
Tel: 088-252 033 Fax: 088-210 437 Taiping
For the latest contact details, please refer to the Company’s website. 133A, Jalan Barrack
Kuala Terengganu
2nd Floor, 6F 34000 Taiping, Perak
Great Eastern Life Assurance (Malaysia) Berhad (93745-A) Bangunan Persatuan Hin Ann Tel: 05-805 1021 Fax: 05-805 1023
dilesenkan di bawah Akta Perkhidmatan Kewangan 2013 dan Jalan Air Jernih, 20300 Tawau
dikawal selia oleh Bank Negara Malaysia. Kuala Terengganu, Terengganu Ground Floor
Untuk maklumat lanjut, sila layari laman sesawang Syarikat. Tel: 09-622 4959 Fax: 09-626 5195 Wisma Great Eastern
Kuantan Jalan Billian
A25, Jalan Dato Lim Hoe Lek 91000 Tawau, Sabah
大东方人寿保险（马来西亚）有限公司（93745-A） Tel: 089-771 322 Fax: 089-762 341
25200 Kuantan, Pahang
在2013年金融服务法令下获得执照并由马来西亚国家银行管制。
Tel: 09-515 7666 Fax: 09-515 8477
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