Sun FlexiLink

Make a bright choice with Sun FlexiLink, an investment-linked life insurance product that primarily helps address your need for:

Sun FlexiLink lets you enjoy these benefits:

LIFE INSURANCE COVERAGE
This is equivalent to the Face Amount plus the Fund Value, or 500% of the annual regular premium plus 125% of excess
premiums (if any), less 125% of partial withdrawals made (if any), whichever is higher.

The addition of supplements or riders may also provide protection for contingencies such as accidents, disability and
illnesses.

SUITABLE INVESTMENT OPTIONS

Maximize your money's worth by choosing among the investment fund options that best suit your investment
objectives and risk appetite. Plus, take advantage of Sun Life's professional fund managers' investment experience and
expertise.

FUNDS FOR FUTURE NEEDS

Build funds for a comfortable retirement, an important life milestone, or for your child's education. In case of an
emergency, money comes in handy via a partial fund withdrawal.

MANAGEABLE PREMIUM PAYMENTS

You may opt to increase your fund's value anytime through top-ups or excess payments on top of your regular
premium.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 1,000,000.00 TOTAL DISABILITY BENEFIT (TDB)
INITIAL LIFE INSURANCE COVERAGE 1 1,009,620.00 ACCIDENTAL DEATH BENEFIT (ADB) 1,000,000.00
1 Initial
Life Insurance Coverage refers to the death benefit at the end of Month 1 based on CRITICAL ILLNESS BENEFIT (CIB) 1,000,000.00
current charges.

DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION

2The values above are computed based on 8% projected return which is subject to change and is not guaranteed by Sun Life. Projected values are net of
Equity
all current charges.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
 Variable Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the Life of :      WILMA CLEO YVONNE DAPOG Age Last Birthday :      26 (Female)
Currency :       Philippine Peso
Basic Plan Benefit Amount Regular Premium
Sun FlexiLink - Non-Smoker Ps 1,000,000.00 Ps 21,080.00
Additional Benefits
Total Disability Benefit (Waiver of Premium) - TDB Ps 2,630.00
Accidental Death Benefit - ADB Ps 1,000,000.00 Ps 1,070.00
Critical Illness Benefit - CIB Ps 1,000,000.00 Ps 3,400.00
Class: Standard Total Initial Annual Regular Premium Ps 28,180.00
Annual Excess Premium (to be Billed Regularly) Ps 11,820.00
Total Initial Annual Premium (to be Billed Ps 40,000.00
Regularly)
Total Quarterly Premium to be Billed Ps 10,000.00
Excess Premium (One-time) Ps 0.00
Sun FlexiLink is a variable life insurance product payable until age 88. The living benefit is equal to the fund value, which is
partially or fully withdrawable from the policy's share in the separate account(s). The death benefit is the higher of the sum of the
face amount and the fund value or the minimum death benefit. The minimum death benefit is equal to 500% of the regular
premium plus 125% of each paid excess premium, if any, less 125% of each partial withdrawal, if any. No other benefits are
payable under this product.
The policy is a variable contract. Only the face amount is guaranteed. The rest of the benefits, namely the fund value and the actual
death benefit payable depend on the investment experience of separate account(s) linked to the policy.
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return said documents for cancellation by giving us written
notice. We must receive such notice within 15 days from the date you receive the policy. We will refund the fund value of the units
allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine pesos.
(ii) The illustrations assume that all premiums are paid in full when due and as planned , you will have no withdrawals on the policy beyond those
illustrated, mode of payment is annual and the current scale of charges remains unchanged.
(iii) The Company reserves the right to adjust the basic and rider premium, and any charges in this plan.
(iv) The above values are illustrations only of the key features of the recommended insurance plans. This illustration may differ from any earlier
proposal illustration.
(v) The values in the succeeding pages are illustration of possible performance of your fund. Since the fund performance may vary, the values of your
units are not guaranteed and will depend on the actual investment performance at that given period. The value of the policy could be less than the
premiums paid.
(vi) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid. The Company may require evidence
of insurability of the Life Insured with respect to payment of any excess premium.

This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy contract will be delivered to you.

While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.

Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the provisions of the insurance policy
contract will prevail.

Prepared By :      MEDINA, FRANCES CLAIRE D. Date :     

Branch :      COCONUT    
This is only an illustration.
4.0 / 1.0 099449O160620190904466588826 Page 1 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Fund Allocation
100% Equity Fund

Investment Fund Description

Balanced Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity
instruments.
Bond Fund
The fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average risk.
Equity Fund
The fund is designed to produce long term capital appreciation through investment in high quality stocks that are diversified across sectors.
Money Market Fund (available only for fund switching/transfers)
The fund is designed to ensure capital protection and provide adequate liquidity while maximizing yields on short-term placements.
MyFuture Fund
The fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic corporate debt in accordance with an
asset allocation strategy that will become increasingly conservative as the maturity of the fund approaches.
Growth PLUS Fund
The fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and equity-linked securities, diversified
across sectors, which distribute periodic dividends and provide sustainable dividend yields.
Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities comprised of constituents of the
Philippine Stock Exchange Index (PSEi).
Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and equity-linked securities diversified across
sectors.
Opportunity Tracker Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity
instruments.

This is only an illustration.

4.0 / 1.0 099449O160620190904466588826 Page 2 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Historical Investment Performance of Investment Funds of Sun Life's Variable Life Insurance Products
Year-on-Year Return
Compounded
3-Year 5-Year 10-Year
Annual Growth
Fund Name 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- Return Return Return
Rate (for
(Fund Launch Date) 09 10 11 12 13 14 15 16 17 18 (2018 vs (2018 vs (2018 vs
completed
2015) 2013) 2008)
calendar years)
Peso Balanced
27.03% 26.92% 1.95% 23.20% 1.14% 11.81% -3.75% -2.74% 12.70% -9.89% 8.23% -1.22% 6.31% 117.73%
(Dec. 6, 2004)
Peso Bond
6.11% 10.69% 6.90% 6.56% 8.25% 0.16% -0.96% -0.90% 0.71% -5.32% 4.49% -5.50% -6.27% 35.75%
(Sep. 13, 2004)
Peso Equity
47.10% 36.98% 1.34% 30.97% 1.31% 19.73% -5.02% -1.78% 20.94% -9.46% 10.86% 7.54% 22.30% 231.39%
(Sep. 13, 2004)
Peso Money Market
1.49% 1.03% 0.50% 0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 1.56% 0.67% 2.11% 1.83% 5.26%
(Jun. 25, 2007)
MyFuture 2020
34.12% 33.77% 1.84% 31.37% 2.88% 16.74% -4.10% -2.64% 9.01% -3.94% 10.92% 1.94% 14.13% 181.87%
(Jun. 7, 2008)
MyFuture 2025
32.88% 33.56% 2.25% 31.15% 2.97% 18.15% -5.51% -2.42% 14.71% -8.07% 10.91% 2.90% 14.87% 181.53%
(Jun. 7, 2008)
MyFuture 2030
36.04% 34.36% 1.61% 30.93% 2.10% 20.58% -5.05% -2.68% 16.78% -11.79% 11.04% 0.25% 14.76% 184.93%
(Jun. 7, 2008)
MyFuture 2035
36.48% 34.98% 1.71% 30.93% 3.31% 20.55% -4.86% -2.08% 17.67% -12.95% 11.30% 0.31% 15.04% 191.59%
(Jun. 7, 2008)
MyFuture 2040
37.44% 34.21% 1.94% 30.96% 3.14% 20.36% -4.79% -2.04% 20.54% -13.12% 11.56% 2.60% 17.58% 198.61%
(Jun. 7, 2008)
Growth PLUS
N/A N/A N/A N/A N/A N/A -12.09%* -2.81% 21.42% -15.18% 0.03% 0.09% N/A N/A
(Apr. 8, 2015)
Index
N/A N/A N/A N/A N/A N/A N/A 1.71%* 23.64% -13.52% 3.40% N/A N/A N/A
(Jan. 25, 2016)
Captains
N/A N/A N/A N/A N/A N/A N/A -6.56%* 14.24% -14.60% -1.23% N/A N/A N/A
(Apr. 18, 2016)
Opportunity Tracker
N/A N/A N/A N/A N/A N/A N/A N/A -0.46%* -12.14% -12.14% N/A N/A N/A
(Oct. 9, 2017)
* Returns are from Fund inception date and not full year returns.

The values above are actual investment returns of Investment Funds of variable life insurance products, net of fund management charges. Past investment
performance is not necessarily indicative of the future or likely performance of the funds.
The Unit Price of an Investment Fund on a Valuation Date is determined by dividing the net asset value of the Investment Fund on the Valuation Date by the
aggregate number of outstanding Units of the Investment Fund on the Valuation Date. Currently, Valuation is done on a daily basis.
The Unit Prices of the Investment Funds are published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit
Prices.

Certified true and correct:

Michael Gerard D. Enriquez

Chief Investment Officer

This is only an illustration.

4.0 / 1.0 099449O160620190904466588826 Page 3 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Critical Illness Benefit

If the life insured has been diagnosed, while living, to have contracted any one or more of the following Critical Illnesses listed below or has
undergone any of the specified surgeries, then you will receive Ps 1,000,000.00*. The Critical Illness must occur more than 90 days after the
date the benefit comes into force and the diagnosis must occur before the earlier of the life insured's 70th birthday and the maturity date of the
policy.

The list of Critical Illnesses and those requiring surgery include:

Critical Illnesses
20. Major Burns
1. Acute Heart Attack
21. Major Head Trauma
2. Alzheimer's Disease
22. Medullary Cystic Disease
3. Amyotrophic Lateral Sclerosis(ALS)
23. Meningeal Tuberculosis
4. Aplastic Anaemia
24. Motor Neuron Disease
5. Bacterial Meningitis
25. Multiple Sclerosis
6. Benign Brain Tumour
26. Paralysis
7. Cerebral Metastasis
27. Parkinson's Disease
8. Coma
28. Progressive Bulbar Palsy (PBP)
9. Deafness
29. Progressive Muscular Atrophy (PMA)
10. Dissecting Aortic Aneurysm
30. Stroke
11. Encephalitis
31. Terminal Illness
12. End Stage Liver Failure
32. Total Blindness
13. End Stage Lung Disease
14. End Stage Renal Disease
Critical Illnesses Requiring Surgery
15. Fulminant Hepatitis
33. Coronary Artery Bypass Surgery
16. Guillain-Barre Syndrome
34. Major Organ Transplant
17. Invasive Cancer
35. Replacement of Heart Valve
18. Loss of Limbs
36. Surgery for Disease of the Aorta (Aorta Surgery)
19. Loss of Speech

We will not pay for claims arising from any of the following: (a) critical illnesses diagnosed within 90 days from the issue date of this benefit or
its last reinstatement, whichever is later; (b) any pre-existing or recurring critical illnesses which are diagnosed or which the life insured
contracted prior to the issue date of this benefit or date of last reinstatement; (c) congenital abnormalities; (d) any Human Immunodeficiency
Virus (HIV) and/or any HIV-related illness including Acquired Immune Deficiency Syndrome (AIDS) and/or any mutations, derivation or
variations thereof; (e) attempted suicide or self-inflicted injury while sane or insane; (f) taking or absorbing, accidentally or otherwise, any
intoxicating liquor, sedative or poison drug, narcotic or medicine, except as prescribed by a Doctor; and (g) inhaling any gas or fumes except if
inhalation is accidental AND in the course of duty.
Note: This benefit automatically renews every five years with a premium adjustment every 5th anniversary of the policy. We may change
the premium rate of this benefit from time to time but not more often than once a year, subject to the approval of the Insurance
Commission. We will advise you by written notice as to the new premium rate prior to the renewal date.

Premium Schedule
Critical Illness Benefit Critical Illness Benefit
Duration Duration
Premium Premium
1-5 3,400.00 31 - 35 21,560.00
6 - 10 4,100.00 36 - 40 30,130.00
11 - 15 5,270.00 41 - 44 40,960.00
16 - 20 7,090.00  
21 - 25 9,590.00  
26 - 30 13,470.00  
*The CIB Face Amount will be subject to Financial Underwriting.

This is only an illustration.

4.0 / 1.0 099449O160620190904466588826 Page 4 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Illustration of Rider Premiums

    Rider Premiums
End of Attained Premiums   Total Rider TDB* ADB^ CIB#
Year Age Paid   Premiums
   
1 27 28,180 7,100 2,630 1,070 3,400
2 28 28,180 7,100 2,630 1,070 3,400
3 29 28,180 7,100 2,630 1,070 3,400
4 30 28,180 7,100 2,630 1,070 3,400
5 31 28,180 7,100 2,630 1,070 3,400
6 32 28,880 7,800 2,630 1,070 4,100
7 33 28,880 7,800 2,630 1,070 4,100
8 34 28,880 7,800 2,630 1,070 4,100
9 35 28,880 7,800 2,630 1,070 4,100
10 36 28,880 7,800 2,630 1,070 4,100
11 37 30,050 8,970 2,630 1,070 5,270
12 38 30,050 8,970 2,630 1,070 5,270
13 39 30,050 8,970 2,630 1,070 5,270
14 40 30,050 8,970 2,630 1,070 5,270
15 41 30,050 8,970 2,630 1,070 5,270
16 42 31,870 10,790 2,630 1,070 7,090
17 43 31,870 10,790 2,630 1,070 7,090
18 44 31,870 10,790 2,630 1,070 7,090
19 45 31,870 10,790 2,630 1,070 7,090
20 46 31,870 10,790 2,630 1,070 7,090
 
29 55 38,250 17,170 2,630 1,070 13,470
34 60 46,340 25,260 2,630 1,070 21,560
39 65 52,280 31,200 1,070 30,130
   
*TDB premium payment terminates at attained age 60.
^ADB premium payment terminates at attained age 70.
#CIB premium payment terminates at attained age 70.

This is only an illustration.

4.0 / 1.0 099449O160620190904466588826 Page 5 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Illustration of Benefits - Equity Fund (100%)

It is assumed in the table below that the regular premiums are paid in full throughout the duration of the contract.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of
payment is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums   Fund Value   Death Benefit
of Age Paid Charges**   4% 8% 10%   4% 8% 10%
Year              
 
1 27 28,180 26,348 2,055 2,281 2,395 1,002,055 1,002,281 1,002,395
2 28 28,180 20,038 10,936 11,927 12,432 1,010,936 1,011,927 1,012,432
3 29 28,180 14,781 25,529 27,804 28,981 1,025,529 1,027,804 1,028,981
4 30 28,180 10,578 44,983 49,300 51,570 1,044,983 1,049,300 1,051,570
5 31 28,180 10,592 65,180 72,462 76,353 1,065,180 1,072,462 1,076,353
6 32 28,880 10,251 87,240 98,543 104,685 1,087,240 1,098,543 1,104,685
7 33 28,880 10,265 110,145 126,650 135,773 1,110,145 1,126,650 1,135,773
8 34 28,880 10,278 133,929 156,938 169,886 1,133,929 1,156,938 1,169,886
9 35 28,880 10,291 158,626 189,581 207,318 1,158,626 1,189,581 1,207,318
10 36 28,880 10,305 186,966 227,871 251,742 1,186,966 1,227,871 1,251,742
11 37 30,050 10,434 214,819 267,207 298,358 1,214,819 1,267,207 1,298,358
12 38 30,050 10,448 243,743 309,604 349,518 1,243,743 1,309,604 1,349,518
13 39 30,050 10,461 273,780 355,301 405,664 1,273,780 1,355,301 1,405,664
14 40 30,050 10,474 304,974 404,555 467,284 1,304,974 1,404,555 1,467,284
15 41 30,050 10,488 342,818 464,597 542,794 1,342,818 1,464,597 1,542,794
16 42 31,870 12,421 376,604 522,327 617,769 1,376,604 1,522,327 1,617,769
17 43 31,870 12,556 411,570 584,429 699,930 1,411,570 1,584,429 1,699,930
18 44 31,870 12,706 447,745 651,227 789,964 1,447,745 1,651,227 1,789,964
19 45 31,870 12,874 485,157 723,070 888,623 1,485,157 1,723,070 1,888,623
  20 46 31,870 13,066 532,711 813,015 1,011,995 1,532,711 1,813,015 2,011,995
29 55 38,250 22,174 961,699 1,871,902 2,653,278 1,961,699 2,871,902 3,653,278
34 60 46,340 30,725 1,276,424 2,877,460 4,409,772 2,276,424 3,877,460 5,409,772
39 65 52,280 41,360 1,652,871 4,355,163 7,242,850 2,652,871 5,355,163 8,242,850
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 85% of annual regular premium on the first policy year and 5% of annual regular
premium from the second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of
50% of the annual regular premium on the second year, 25% on the third year and 5% on the fourth and fifth year and monthly insurance
charges; and (c) a fund management charge of 2.00% (plus VAT) of the fund value. The figures shown above are net of all charges. The
monthly charges are deducted from the fund. No premium charge and monthly periodic charge are imposed on any extra premium and
additional benefit premium.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is
currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual
performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you
terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

4.0 / 1.0 099449O160620190904466588826 Page 6 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Premium Holiday Illustration

If your fund value is sufficient, you can apply to suspend payments of regular premium and excess premium, if any. During this premium
holiday, the payment of the monthly charges will be taken from the fund value. The following table is an illustration of a premium holiday
after 10 years of premium payment.

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period. Also, the
assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are calculated assuming the fund
is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment is other than annual, values shown
may change.

PROJECTED BENEFITS
End Attained Premiums Charges**   Fund Value   Death Benefit
of Age Paid   4% 8% 10%   4% 8% 10%
Year              
1 27 40,000 26,939 13,721 14,388 14,721 1,013,721 1,014,388 1,014,721
2 28 40,000 20,629 34,723 37,086 38,290 1,034,723 1,037,086 1,038,290
3 29 40,000 15,372 61,910 67,036 69,694 1,061,910 1,067,036 1,069,694
4 30 40,000 11,169 94,448 103,705 108,589 1,094,448 1,103,705 1,108,589
5 31 40,000 11,183 128,239 143,225 151,272 1,128,239 1,143,225 1,151,272
6 32 40,700 10,842 164,422 186,944 199,254 1,164,422 1,186,944 1,199,254
7 33 40,700 10,856 202,001 234,066 251,913 1,202,001 1,234,066 1,251,913
8 34 40,700 10,869 241,031 284,856 309,705 1,241,031 1,284,856 1,309,705
9 35 40,700 10,882 281,567 339,602 373,132 1,281,567 1,339,602 1,373,132
10 36 40,700 10,896 328,455 404,192 448,775 1,328,455 1,404,192 1,448,775
11 37 10,434 330,599 424,911 481,665 1,330,599 1,424,911 1,481,665
12 38 10,448 332,813 447,234 517,755 1,332,813 1,447,234 1,517,755
13 39 10,461 335,100 471,289 557,359 1,335,100 1,471,289 1,557,359
14 40 10,474 337,462 497,209 600,820 1,337,462 1,497,209 1,600,820
15 41 10,488 346,581 534,340 659,301 1,346,581 1,534,340 1,659,301
16 42 12,421 347,403 563,159 710,678 1,347,403 1,563,159 1,710,678
17 43 12,556 348,119 594,091 766,936 1,348,119 1,594,091 1,766,936
18 44 12,706 348,710 627,284 828,535 1,348,710 1,627,284 1,828,535
19 45 12,874 349,152 662,895 895,979 1,349,152 1,662,895 1,895,979
20 46 13,066 356,380 713,319 985,819 1,356,380 1,713,319 1,985,819
 
29 55 22,174 312,549 1,191,279 2,061,007 1,312,549 2,191,279 3,061,007
34 60 30,725 226,759 1,590,207 3,155,368 1,226,759 2,590,207 4,155,368
39 65 41,360 76,960 2,132,974 4,877,497 1,076,960 3,132,974 5,877,497
Based on a 10% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of MyFuture Fund/s if fund
allocation is purely in MyFuture Fund/s.
Based on a 8% projected rate of return, premium holiday may continue until the end of the contract term, or the maturity date of MyFuture Fund/s if fund
allocation is purely in MyFuture Fund/s.
Based on a 4% projected rate of return, premium holiday may continue until the end of duration 40. If premium payment is not made on duration 41, the
policy will terminate since fund value is not sufficient to pay for the monthly charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 85% of annual regular premium on the first policy year and 5% of annual regular premium from the
second to the tenth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of 50% of the annual regular
premium on the second year, 25% on the third year and 5% on the fourth and fifth year and monthly insurance charges; and (c) a fund management charge
of 2.00% (plus VAT) of the fund value for Equity Fund. The figures shown above are net of all charges. The monthly charges are deducted from the fund. No
premium charge and monthly periodic charge are imposed on any extra premium and additional benefit premium.
A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is currently equal to
2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual performance of the fund.
You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you terminate the policy
early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

4.0 / 1.0 099449O160620190904466588826 Page 7 of 9
 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Alternative Product Offering: Sun MaxiLink Prime

Basic Plan Benefit Amount Regular Premium
Sun MaxiLink Prime - Non-Smoker Ps 500,000.00 Ps 22,375.00
Additional Benefits
Total Disability Benefit (Waiver of Premium) - TDB Ps 650.00
Accidental Death Benefit - ADB Ps 500,000.00 Ps 690.00
Critical Illness Benefit - CIB Ps 1,000,000.00 Ps 3,400.00
Hospital Income Benefit - HIB Ps 2,500.00 /day Ps 5,750.00
Class: Standard Total Initial Annual Regular Premium Ps 32,865.00
Annual Excess Premium (to be Billed Regularly) Ps 7,135.00
Total Initial Annual Premium (to be Billed Ps 40,000.00
Regularly)
Total Quarterly Premium to be Billed Ps 10,000.00
Excess Premium (One-time) Ps 0.00
Sun MaxiLink Prime is a variable life insurance product until age 88 payable for 10 years*. The living benefit is equal to the fund value, which is partially or
fully withdrawable from the policy's share in the separate account(s). The death benefit is the higher of the sum of 200% of the face amount and the fund
value or the minimum death benefit. The minimum death benefit is equal to 500% of the regular premium plus 125% of each paid excess premium, if any,
less 125% of each partial withdrawal, if any. No other benefits are payable under this product.

Illustration of Benefits - Equity Fund (100%)

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period. Also, the
assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are calculated assuming the fund
is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of payment is other than annual, values shown
may change.
PROJECTED BENEFITS
End Attained Premiums   Fund Value   Death Benefit
of Age Paid   4% 8% 10%   4% 8% 10%
Year              
1 27 40,000 14,009 14,746 15,116 1,014,009 1,014,746 1,015,116
2 28 40,000 33,361 35,781 37,015 1,033,361 1,035,781 1,037,015
3 29 40,000 58,021 63,107 65,750 1,058,021 1,063,107 1,065,750
4 30 40,000 87,056 96,052 100,810 1,087,056 1,096,052 1,100,810
5 31 40,000 117,208 131,558 139,284 1,117,208 1,131,558 1,139,284
6 32 40,700 150,839 172,222 183,942 1,150,839 1,172,222 1,183,942
7 33 40,700 185,766 216,050 232,951 1,185,766 1,216,050 1,232,951
8 34 40,700 222,040 263,290 286,736 1,222,040 1,263,290 1,286,736
9 35 40,700 259,714 314,207 345,766 1,259,714 1,314,207 1,345,766
10 36 40,700 303,288 374,284 416,170 1,303,288 1,374,284 1,416,170
15 41 11,020 366,715 547,635 667,562 1,366,715 1,547,635 1,667,562
  20 46 12,840 442,687 802,191 1,072,532 1,442,687 1,802,191 2,072,532
29 55 19,220 600,485 1,567,645 2,483,525 1,600,485 2,567,645 3,483,525
34 60 27,310 713,537 2,295,018 3,995,387 1,713,537 3,295,018 4,995,387
39 65 30,130 841,092 3,360,055 6,431,412 1,841,092 4,360,055 7,431,412
Premium payment period of 10 years is not guaranteed. You may still be required to pay additional premium after 10 years if the fund value is
insufficient to pay the charges.
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value for Equity Fund.
The projected values are net of: (a) premium charges of 65% of annual regular
premium on the first policy year and 5% of annual regular premium from the A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter
second to the fifth year, all excess premiums shall be subject to a premium is included in the above illustration. The loyalty bonus is currently equal to 2%
charge of 5%; (b) monthly periodic charge of 40% of the annual regular of the average monthly fund balance of the preceding 5 years. It is not
premium on the second year, 20% on the third year and 5% on the fourth and guaranteed and will depend on the actual performance of the fund.
fifth; (c) monthly insurance charge of 200% of the Face Amount multiplied by
  You should only invest in this product if you intend to pay the regular premium
the insurance rate determined by the Company, plus additional benefit
premiums, if any; and (d) a fund management charge of 2.00% (plus VAT) of for the whole of your chosen payment term. Should you terminate the policy
the fund value for Equity Fund . The figures shown above are net of all charges. early, you may suffer a loss as illustrated above.
The monthly charges are deducted from the fund. No premium charge and
monthly periodic charge are imposed on any extra premium and additional The figures shown herein are based on assumptions in the accompanying first
benefit premium. page of this proposal.

To learn more about this product, please ask your Insurance/Financial Advisor.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

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 WILMA CLEO YVONNE DAPOG 26 (Female)
Sun FlexiLink - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Premium to be Billed : Ps 40,000.00

Declaration and Acknowledgement of Variability

I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has
explained to me the features and the charges on the policy, the manner in which the variable benefits will reflect
the investment experience of the separate account(s), and the guarantees on minimum death benefit.
Further, I acknowledge that:
I have applied with Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have
reviewed the illustration(s) that shows how a variable life insurance policy performs using company's
assumptions and based on the Insurance Commission's guidelines on interest rates.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will
depend on the actual performance of that given period and that the value of my policy could be less than the
premiums paid. The unit values of my Variable Life Insurance are periodically published.
I understand that all investment risks under the policy are to be borne solely by me, as the policy owner.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and
disclosing my personal data, I authorize and consent to the use, processing and exchange of information needed
to prepare the proposal. In the event I do not proceed with my insurance application with Sun Life of Canada
(Philippines), Inc., my personal data is kept for one year in Sun Life of Canada (Philippines), Inc.'s data
processing systems after which, it will be irreversibly anonymized for the sole purpose of data analytics and
proposal counts report.

Applicant's Signature over Printed Name Date

End of Proposal

This is only an illustration.

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