Documente Academic
Documente Profesional
Documente Cultură
Homework 1
Homework 1
5.
a person who calculates how likely accidents, such as fire, flood, or loss ofproperty,
actuary
are to happen, and tells insurance companies how much they
(actuar)
shouldcharge their customers.
Assessor someone whose job is to judge or decide the amount, value, quality, orimportance of
(asesor) something:
to say that something is true or is a fact, although you cannot prove it and
claim
other people might not believe it
consequential a loss of money that happens as a result of something wrong or illegal that
loss someone else has done
cover to put or spread something over something, or to lie on the surface of something:
a person or company whose job is to give people independentadvice about
insurance
what insurance is available from different companies, and
broker
toarrange insurance for them
product the fact that a company is responsible when a customer is injured or harmed by
liability one of its products
risk used to mean that you are responsible for any damage, loss, ordifficulty:
6. Translation
1.The ghinion is only dull against stupidity. (French Proverb)
2. The first risk factor is ignoring the risk. (Alvin Toffler)
3. Whoever fails to keep his possessions is a friend of the thief. (Proverbs and
Armenian Thoughts)
4. Lucky we face and we call it a chance. (Benjamin Disraeli)
5. Short-term outlook long-term perspective.
(John Naisbitt, Megatendinte, Edit Pol, Buc., 1989)
B.
G. Insurances ended the year 2016 with a profitable growth of 16%, 5 points
above the market level, and at the same time managed to generate sustainable
profit for the third consecutive year. Thus, last year the company subscribed
premiums in the amount of 932.3 million lei and registered a profit of
approximately 30 million RON. At the same time, the net insurance
recommendation rate reached 66 in 2016, compared to 55 in 2015, and
customer satisfaction to 92%, according to the IRSOP study conducted in
September 2016.
C.
National Union of Insurance and Reinsurance in Romania - UNSAR is a
professional organization established in 1994, based on OG 26/2000, on
associations and foundations. The Union was set up at the initiative of a group
of 13 insurance and reinsurance companies and currently has 17 full members
as well as 5 associate members. Under the Association Statute, UNSAR is a
non-governmental, non-governmental, non-governmental, non-profit
organization created to develop and expand cooperation and co-operation in
insurance and reinsurance.
Within the Association there are several sections and committees that meet
periodically to discuss the current technical problems of the Union's activity
and propose solutions to solve them. In addition to UNSAR, the Arbitration
Body, independent of the body, is working to settle amicably the differences
between insurers.
UNSAR is a member of some international associations:
• Member of IUAI (International Association of Aviation Insurers), 1996,
International Union of Aviation Insurers
• Member of the IUMI (International Maritime Insurance Association) in
1997, the International Maritime Insurance Union
• Full member of the European insurance and reinsurance federation since
2007
In zilele de navigație și navigație rudimentară, vestea era deseori proastă: navele ar fi naufragiat,
iar comercianții ar fi ruinați. Deși asigurarea navelor și a mărfurilor poate fi urmărită înapoi la
fenicieni, la căminul lui Lloyd's sa născut asigurarea marină modernă. Un proprietar de nave ar
scrie pe o foaie de hârtie detaliile unei călătorii propuse - numele, traseul și portul de apel al unei
nave, valoarea căruței și a încărcăturii sale și suma pe care a fost dispus să o plătească
"Asigurare".
La sfârșitul secolului al XVII-lea, marinarii s-au adunat la cafeneaua lui Edward Lloyd, în Turnul
Street, în apropiere de Thames Waterfront din Londra, bârfe, cărți de joc și afaceri. Cafeaua,
apreciată pentru puterile sale terapeutice, era un banc o ceașcă. Stilouri, cerneală și hârtie erau
gratuite, așa cum au fost știrile oferite de alergătorii lui Lloyd, care se scurgeau înainte și înapoi
între cafenea și docuri, colectând cele mai recente informații despre nave și încărcăturile lor.
Până în 1771, deși Edward Lloyd a fost mult timp mort, numele său a rămas pe măsură ce a făcut
tradiția de a face afaceri din bănci din lemn, grupate în cutii dreptunghiulare, în jurul unei încăperi
mari. Cei care beau cafea, care se îmbogățiseră în cabine și bănci în jurul camerei, mulți dintre ei
proprietarii de nave, ar decide apoi, cât de mult ar exista vreunul dintre riscurile pe care erau
dispuși să le accepte în schimbul primei. Un "asigurător" își va scrie numele pe carnetul
proprietarului navei sub informația de expediere (prin urmare, termenul de subscriptor)