"Insure & be secure"

A presentation specially compiled for

Mr. ABC

Presented by :-
Nidhi Investment Consultant
Premal B Patel
Life Insurance Advisor LIC of India - Ahmedabad
+919426743391
 Nidhi Investment Consultant
Premal B Patel

Life Insurance Advisor

LIC of India - Ahmedabad
+919426743391

Magic Mix Illustration for Mr. ABC (age 16) Ref. No. 000000000043

Proposed Insurance

Term/ Basic Sum ^ Install. Tax

Id Com.Date Plan Name PPT Assured Md. Premium Beneficiary
1 01/03/2019 836-Jeevan Labh 25/16 11,00,000 Y 49,869
2 01/03/2019 814-New Endowment 30/30 10,50,000 Y 31,709
3 01/03/2019 814-New Endowment 35/35 10,00,000 Y 25,386
4 01/03/2019 845-Jeevan Umang 84/15 7,00,000 Y 56,650
38,50,000

Annual Premium: 1,63,614

'^' : - Premiums indicated are inclusive of GST.

GST Bifurcation
Details of Plan PREMIUM
1st Year 2nd Year Onward
Sr. Comm. Sum
No. Date Pl/Tm/PPT Assured Md. Basic GST Total GST Total
1 01/03/19 836/25/16 11,00,000 Y 47,722 2,147 49,869 1,074 48,796
2 01/03/19 814/30/30 10,50,000 Y 30,344 1,365 31,709 683 31,027
3 01/03/19 814/35/35 10,00,000 Y 24,293 1,093 25,386 547 24,840
4 01/03/19 845/84/15 7,00,000 Y 54,211 2,439 56,650 1,220 55,431
38,50,000 1,56,570 7,044 1,63,614 3,524 1,60,094

Modewise Summary of Installment Premiums

PREMIUM
* Bonus
Id Com. Date Plan/Tm/PPT Rate FAB Opted Yearly Half Yearly Quarterly Monthly Single **Daily
1 01/03/2019 836/25/16 50 450 Y 49,869 25,198 12,730 4,244 0 136.63
2 01/03/2019 814/30/30 48 1100 Y 31,709 16,033 8,106 2,702 0 86.87
3 01/03/2019 814/35/35 48 2300 Y 25,386 12,839 6,492 2,164 0 69.55
4 01/03/2019 845/84/15 67 20 Y 56,650 28,618 14,457 4,818 0 155.21
1,63,614 82,688 41,785 13,928 0 448.26
1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2019
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Premal B Patel

Life Insurance Advisor

LIC of India - Ahmedabad
+919426743391

Magic Mix Illustration for Mr. ABC (age 16) Ref. No. 000000000043

Innovative Forecast of Insurance Benefits

Fin. Year Risk Cover For the Year Loan
Ending Age (Natural Death) Payment Returns Cash Flow Available
31/03/2019 16 40,50,300 1,63,614 0 -1,63,614 0
31/03/2020 17 42,50,600 1,60,094 0 -1,60,094 0
31/03/2021 18 44,50,900 1,60,094 0 -1,60,094 1,17,850
31/03/2022 19 46,51,200 1,60,094 0 -1,60,094 3,32,387
31/03/2023 20 48,51,500 1,60,094 0 -1,60,094 4,36,967
31/03/2024 21 50,51,800 1,60,094 0 -1,60,094 5,46,222
31/03/2025 22 52,52,100 1,60,094 0 -1,60,094 6,65,615
31/03/2026 23 54,52,400 1,60,094 0 -1,60,094 7,98,743
31/03/2027 24 56,52,700 1,60,094 0 -1,60,094 9,43,302
31/03/2028 25 58,53,000 1,60,094 0 -1,60,094 11,01,561
31/03/2029 26 60,53,300 1,60,094 0 -1,60,094 12,75,611
31/03/2030 27 62,53,600 1,60,094 0 -1,60,094 14,67,501
31/03/2031 28 64,53,900 1,60,094 0 -1,60,094 16,60,057
31/03/2032 29 66,54,200 1,60,094 0 -1,60,094 18,48,551
31/03/2033 30 69,31,500 1,60,094 0 -1,60,094 20,51,428
31/03/2034 31 71,27,600 1,04,663 56,000 -48,663 13,91,830
31/03/2035 32 73,23,700 55,867 56,000 133 14,78,748
31/03/2036 33 75,19,800 55,867 56,000 133 15,74,115
31/03/2037 34 77,54,400 55,867 56,000 133 16,80,190
31/03/2038 35 80,08,250 55,867 56,000 133 18,06,679
31/03/2039 36 83,00,600 55,867 56,000 133 19,46,964
31/03/2040 37 86,69,950 55,867 56,000 133 20,92,310
31/03/2041 38 92,31,800 55,867 56,000 133 22,53,788
31/03/2042 39 97,93,650 55,867 56,000 133 24,41,813
31/03/2043 40 1,03,55,500 55,867 56,000 133 26,60,455
31/03/2044 41 77,82,350 55,867 30,26,000 29,70,133 18,56,906
31/03/2045 42 82,34,200 55,867 56,000 133 20,38,959
31/03/2046 43 86,86,050 55,867 56,000 133 22,43,013
31/03/2047 44 91,37,900 55,867 56,000 133 24,72,148
31/03/2048 45 97,82,250 55,867 56,000 133 27,30,930
31/03/2049 46 64,76,700 24,840 37,73,000 37,48,160 12,06,146
31/03/2050 47 69,73,150 24,840 56,000 31,160 13,14,617
31/03/2051 48 74,69,600 24,840 56,000 31,160 14,36,387
31/03/2052 49 79,66,050 24,840 56,000 31,160 15,73,610
31/03/2053 50 84,62,500 24,840 56,000 31,160 17,28,758
31/03/2054 51 36,80,950 0 50,36,000 50,36,000 2,80,000
31/03/2055 52 38,79,400 0 56,000 56,000 2,80,000
31/03/2056 53 40,77,850 0 56,000 56,000 2,80,000
31/03/2057 54 42,76,300 0 56,000 56,000 2,80,000
31/03/2058 55 44,74,750 0 56,000 56,000 2,80,000
31/03/2059 56 44,98,200 0 56,000 56,000 2,80,000
31/03/2060 57 45,21,650 0 56,000 56,000 2,80,000
31/03/2061 58 45,45,100 0 56,000 56,000 2,80,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Premal B Patel

Life Insurance Advisor

LIC of India - Ahmedabad
+919426743391

Magic Mix Illustration for Mr. ABC (age 16) Ref. No. 000000000043

Fin. Year Risk Cover For the Year Loan

Ending Age (Natural Death) Payment Returns Cash Flow Available
31/03/2062 59 45,68,550 0 56,000 56,000 2,80,000
31/03/2063 60 45,92,000 0 56,000 56,000 2,80,000
31/03/2064 61 46,15,450 0 56,000 56,000 2,80,000
31/03/2065 62 46,38,900 0 56,000 56,000 2,80,000
31/03/2066 63 46,62,350 0 56,000 56,000 2,80,000
31/03/2067 64 46,85,800 0 56,000 56,000 2,80,000
31/03/2068 65 47,09,250 0 56,000 56,000 2,80,000
31/03/2069 66 47,32,700 0 56,000 56,000 2,80,000
31/03/2070 67 47,56,150 0 56,000 56,000 2,80,000
31/03/2071 68 47,79,600 0 56,000 56,000 2,80,000
31/03/2072 69 48,03,050 0 56,000 56,000 2,80,000
31/03/2073 70 48,26,500 0 56,000 56,000 2,80,000
31/03/2074 71 48,49,950 0 56,000 56,000 2,80,000
31/03/2075 72 48,73,400 0 56,000 56,000 2,80,000
31/03/2076 73 48,96,850 0 56,000 56,000 2,80,000
31/03/2077 74 49,20,300 0 56,000 56,000 2,80,000
31/03/2078 75 49,43,750 0 56,000 56,000 2,80,000
31/03/2079 76 49,67,200 0 56,000 56,000 2,80,000
31/03/2080 77 49,90,650 0 56,000 56,000 2,80,000
31/03/2081 78 50,14,100 0 56,000 56,000 2,80,000
31/03/2082 79 50,37,550 0 56,000 56,000 2,80,000
31/03/2083 80 50,61,000 0 56,000 56,000 2,80,000
31/03/2084 81 50,84,450 0 56,000 56,000 2,80,000
31/03/2085 82 51,07,900 0 56,000 56,000 2,80,000
31/03/2086 83 51,31,350 0 56,000 56,000 2,80,000
31/03/2087 84 51,54,800 0 56,000 56,000 2,80,000
31/03/2088 85 51,78,250 0 56,000 56,000 2,80,000
31/03/2089 86 52,01,700 0 56,000 56,000 2,80,000
31/03/2090 87 52,25,150 0 56,000 56,000 2,80,000
31/03/2091 88 52,48,600 0 56,000 56,000 2,80,000
31/03/2092 89 52,72,050 0 56,000 56,000 2,80,000
31/03/2093 90 52,95,500 0 56,000 56,000 2,80,000
31/03/2094 91 53,18,950 0 56,000 56,000 2,80,000
31/03/2095 92 53,42,400 0 56,000 56,000 2,80,000
31/03/2096 93 53,65,850 0 56,000 56,000 2,80,000
31/03/2097 94 53,89,300 0 56,000 56,000 2,80,000
31/03/2098 95 54,12,750 0 56,000 56,000 2,80,000
31/03/2099 96 54,36,200 0 56,000 56,000 2,80,000
31/03/2100 97 54,59,650 0 56,000 56,000 2,80,000
31/03/2101 98 54,83,100 0 56,000 56,000 2,80,000
31/03/2102 99 55,06,550 0 56,000 56,000 0
01/03/2103 100 0 0 55,06,550 55,06,550 0

34,15,931 2,10,37,550 1,76,21,619

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Premal B Patel

Life Insurance Advisor

LIC of India - Ahmedabad
+919426743391

Magic Mix Illustration for Mr. ABC (age 16) Ref. No. 000000000043

Explanatory Notes
Payment to L.I.C. indicates Annual Premium
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
Premal B Patel

Life Insurance Advisor

LIC of India - Ahmedabad
+919426743391

Magic Mix Illustration for Mr. ABC (age 16) Ref. No. 000000000043

K e y A s s u mp t i o n s

Personal Data: DOB: 01/03/2003

Income Tax: Sec. 80C Limit Available: 150000Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80C and @ 30.90 % u/s 80D
Projections: Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.

Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Bonus Projection for Plan 845 : Last declared reversionary bonus of plan no. 178 Jeevan Tarang has been considered for the
purpose of projected Riskcover and Returns.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.