Products and Services of SBI

PERSONAL BANKING

Deposit Schemes

❖ Saving bank accounts

➢ Regular Saving bank account
➢ Basic Saving
➢ Small Account
➢ Insta saving
➢ Digital saving
➢ Saving Account for Minors
❖ Current accounts
❖ Term Deposits
➢ Tax saving schemes
➢ Reinvestment plans
➢ SBI MODS
➢ Recurring deposits
➢ Annuity Deposits
➢ SBI Flexi Deposits
➢ Domestic Term deposits
➢ Capital Gain Scheme
➢ RFC Domestic

Personal Finance

❖ Home Loans
❖ Education loans
❖ Car Loans
❖ Gold loans
❖ Personal Loans
❖ Loan against property (LAP)
❖ Loan against securities

Services

❖ Mobile banking
❖ sbiN TOUCH
❖ internet banking
❖ ATM services
❖ Foreign Inward remittances
❖ Safe deposit lockers
❖ PPF
❖ NPS
❖ ASBA
❖ Green remit card
❖ Western union money transfer
 ❖ SBI inCube
❖ Gold banking
❖ Bhim SBI Pay
❖ Bhim Aadhar SBI
❖ NETC fast tag

NRI Services

Accounts

• NRE Account
• NRE Salary Account
• NRE ‘SUKOON’ Current Account
• NRO Account
• NRO Salary Account
• FCNRB Account
• FCNRB Premium Account
• RFC Account
• Demat Account
• NRO Tax Saving Scheme
• SBI Capgains Plus Account

Loans

• Home Loan
• Car Loan
• Loan Against Deposit
• Online OD Against Deposit

Investments
• Mutual Funds
• Insurance
• Equity Trading
• Portfolio Investment Services

Remittences

Agriculture Banking
• Crop Loan
o Kisan Credit Card (KCC)
• Gold Loan
o Gold Loan for crop production
o Multi Purpose Gold Loan
• Farm mechanization Loan
o Tractor Loan
▪ SSTL (Mortgage free)
▪ SSTL (With Liquid collateral)
▪ New Tractor Loan Scheme
▪ Tatkal Tractor Loan
o Combine harvester loan
o Drip Irrigation
• Allied Activities
o Dairy Loan
o Poultry Loan
o Fisheries Loan
o Produce Marketing Loan
o Setting up of Agri Clinic and Agri Business centres
o Land Purchase Scheme
o SBI Krishak uthan Yojna
o Scheme for Debt Swapping of borrowers
• Agri Debt Waiver / Relief Scheme, 2008

Rural
• Micro Credit
• Regional Rural Banks
• Financial Inclusion
• Aadhaar Seeding
• PMJDY Gallery
• Direct Benefit Transfer (DBT)
o Lending To Minority Communities Quarterly Progress Reports
• Rural Self Employment Training Institutes (RSETIs)

Corporates:
• Working Capital Finance
• Project Finance
• Deferred Payment Gaurantees
• Corporate Term Loans
• Structured Finance
• Dealer Financing
• Channel Financing
• Equipment Leasing
• Loan Syndication
• Financing Indian Firms Overseas Subsidiaries or JVs
• Construction Equipment Loan
• Cash management products
• Bank Guarantees
• Letter of credit

Government Business
• Direct Taxes
• Indirect Taxes
• State Government Taxes
• Pension
• Senior Citizens Savings Scheme
• Passport Seva Kendra
• Online Payment User Guide
• Pension Payment for Autonomous Institutions
• Public Provident Fund (PPF)
• Sukanya Samriddhi Yojana
• Digital Life Certificate (Jeevan Pramaan)

SME Products
Current Accounts

• Regular Current Account MAB Rs. 10,000

• Gold Current Account MAB Rs. 1,00,000
• Diamond Current Account MAB Rs. 5,00,000
• Platinum Current Account MAB Rs. 10,00,000
• Power POS Current Account (with POS Machine)
• Surbhi Current Account (Sweep Facility Available)
• Power Jyoti Current Account (Fee Collection)
• Power Jyoti PUL Current Account (Fee Collection)

SME Loans

• Asset Backed Loan

• Asset Backed Loan Commercial Real Estate
• COTTON GINNING PLUS
• Doctor Plus
• Export Packing Credit
• e Dealer Finance Scheme
• e Vendor Finance Scheme
• Fleet Finance
• Lease Rental Discounting
• Medical Equipment Finance
• Open term Loan
• PM Mudra Yojana
• SME eBiz Loan
• Simplified Small Business Loan
• Stand Up India
• SME Smart Score
• SME Credit Card
• Warehouse Receipt Finance
•
SME Collection Products
o Power Jyoti
o Power Jyoti Pre Uploaded

• SME Fixed Deposits

o Term Deposits
o Corporate Liquid Term Deposit
o Non Callable Term Deposit

SME Government Schemes

o PMEGP
o PMMY
o SUI
o CGTMSE

CROSS SELLING

❖ SBI Mutual Funds

❖ SBI General Insurance
❖ SBI Cards
❖ SBI Life insurance
❖ SBI capital markets
ICICI BANK PRODUCTS

Personal Banking

Accounts and deposits

❖ Saving deposit
❖ Fixed deposits
❖ Recurring deposits
❖ iWish flexi deposit
❖ Paylater by ICICI
❖ Pension Accounts
❖ Salary Account

Loan

❖ Personal Loan
❖ Home Loan
❖ Car Loan
❖ Gold Loan
❖ Education Loans
❖ Loan against securities
❖ Commercial business loan
❖ Mudra Loan
❖ Stand up India

Investment Products

❖ Fixed deposits
❖ Icici bank bonds
❖ GOI bonds
❖ Gold monetization bonds
❖ Senior citizen saving account
❖ PPF
❖ Sukanya samriddhi account
❖ Mutual funds
❖ ASBA
❖ Digital gold

Insurance
❖ Life insurance
❖ Travel insurance
❖ Car insurance
❖ Health Insurance

Cards

❖ Credit cards
❖ Loan on credit cards
❖ Debit card
❖ Travel card
❖ Forex card
❖ Expression debit cards

Agri and Rural

❖ Instant gold loan
❖ Tractor loan
❖ Agri term loan
❖ Micro banking
❖ Farmer Finance
❖ Agri trader and processor loan

SME

❖ Working capital loans

❖ Term loans
❖ Easy business loan
❖ Supply chain finance
❖ Cash management service
❖ Treasury services
❖ Trade service
❖ Forex solution
❖ Current account

Corporate

❖ Commercial banking
❖ Global markets
❖ Investment banking
❖ Project finance
❖ Custodial services
❖ Financial institution capital markets