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WEALTHY INVESTOR!
SIP Ab Sapne
Sach Karo
MY DREAM
BECOME HOUSE Ab Sapne
CROREPATI Sach Karo
GIVING
BETTER EDUCATION
TO MY CHILDREN
ENJOY A PEACEFUL
RETIREMENT LIFE
ACHIEVE OTHER
GOALS
START EARLY
+
INVEST IN RIGHT ASSET CLASS
+
SAVE REGULARLY
=
GOAL
ACHIEVEMENT
START EARLY TO GET BENEFIT FROM THE Ab Sapne
Sach Karo
‘POWER OF COMPOUNDING’
DO YOU KNOW?
AT THE RATE OF 15% COMPOUNDING WHAT WILL BE THE VALUE OF
R1/-
After 5 years After 10 years After 15 years After 30 years
BANK FD’s
- Low Rates
- High Taxes
REAL ESTATE
- High Price
- High Maintenance
- No Liquidity
MUTUAL
GOLD FUNDS
- Low Growth SIP
- Risky to keep at
home
SIP
PPF
- 15 years lock in period
- Low Rates MUTUAL FUNDS SIP
- No auto investment - Superior Returns - Easy to Investment or Redemption process
- Tedious Redemption - Auto Investment - Transparent & Convenient
process - High liquidity - Can Track everything online
- No lock in, (except, in elss for only 3 years)
EQUITY MARKET HAS OUTPERFORMED Ab Sapne
Sach Karo
ALL OTHER INVESTMENT AVENUES
R 1,77,635
1,80,000 15%
1,60,000 RIGHT ASSET CLASS
1,40,000 Growth of R1000 in Different Asset Classes
1,20,000
1,00,000
80,000
60,000
40,000 R30,000
R21,372
R18,144 R14,569 9.6%
20,000 R8,675 8.6%
8.1% 7.5%
6.0%
0
INFLATION GOLD SILVER BANK COMP. MUTUAL
DEPOSITS DEPOSITS FUNDS
Growth in Different Asset Classes from March 1981 - March 2019.
Source: Gold-Handbook of Statistics on Indian Economy, RBI. Silver - Handbook of Statistics on Indian Economy, RBI. Sensex
- www.bseindia.com, Co Deposits - assumed (1% higher than Bank FD Rate). Bank Deposits - Handbook of Statistics on
Indian Economy, RBI. Inflation(WPI) - Handbook of Statistics on Indian Economy, RBI
1.23
R CRORES
25 YEARS 45 YEARS 60 YEARS
Retirement planning is a long process. The earlier it is started, the better it is. When you are young, your risk-taking capacity is high,
which allows you to earn a higher rate of return. This is the time when you can start building a corpus for life after retirement.
The earlier you start, the easier it will be to reach your goals. If you wait for a few years, you will have to put aside a bigger sum to reach
the same goal.
FIRST SAVE AND THEN SPEND
INCOME - SAVINGS = MONEY AVAILABLE FOR SPENDING
EXAMPLE - 2 Ab Sapne
START EARLY, INVEST LESS GET ENOUGH CORPUS FOR YOUR CHILD Sach Karo
WHEN IT IS REQUIRED
R1.33 CRORES
MR. LATE’S
CHILD CORPUS
Systematic investing has a compounding effect on your investments. In the long term, an investment as low as R10,000/- per month
swells up into a huge corpus. Starting late even with a big investment amount will give you much lower returns as compared to an
early start.
The above example is merely an illustration to explain the benefit of investing at an early age. Returns are assumed at 15% CAGR.
Assumed that SIP investment are done regularly every month. The actual result may vary from depicted results depending on scheme
selected.
IMPORTANT Ab Sapne
Sach Karo
THINGS TO KEEP IN MIND Don't
Keep looking at
the markets, they will
Don't keep going up and down
check your
returns daily
Remember,
Don't even the worst
fund has delivered 10%+
worry if your funds return in the long term
are not performing, all
funds go through high and
low cycle
Invest for
Long term
Redeem
your money Never
only when required for Stop your SIP
the goal before it's tenure
SIP PERFORMANCE Ab Sapne
Sach Karo
EQUITY NOT RISKY IN LONG TERM PERFORMANCE
OF SIP IN DIVERSIFIED EQUITY MF SCHEMES
There are 48 Equity funds, which have completed 15 years, the average SIP return of 48 diversified equity funds is 13.72%
over last 15 years. So someone who had started with SIP of R25,000 in April 2004, has accumulated R1.38 Cr as on 31st
March, 2019. (on an investment of R45 Lakh over the 15 year period).
E-Wealth
Account
W E A LT H ON YOUR FINGERTIPS
PURCHASE
- PAPER SIP
- SIGNATURE
- FORM FILLING
- DIGITAL
- E-WEALTH ONLINE MOBILE APP SMS / EMAIL*
ON PHONE* (CALL)
0261 - 4027500
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(App Store)
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(Play Store)