Nidhi Investment Consultant

C T Jain - A Member of International Club

11 times MDRT - Life Insurance Advisor

LIC of India - Ahmedabad
+91 9825986341
ctjain1384@gmail.com

Magic Mix Illustration for Mr. Jitendra P Jain (age 32) Ref. No. 000000000018
Date : 16/11/2018

Proposed Insurance

Term/ Basic Sum DAB Rider ^ Install. Tax

Id Com.Date Plan Name PPT Assured SA Md Premium Beneficiary
1 16/11/2018 814-New Endowment 35/35 9,70,000 0 Y 26,661
2 16/11/2018 845-Jeevan Umang 68/15 3,25,000 3,25,000 Y 26,897
12,95,000 3,25,000

Annual Premium: 53,558

'^' : - Premiums indicated are inclusive of GST.

GST Bifurcation
Details of Plan PREMIUM
1st Year 2nd Year Onward
Sr. Comm. Sum
No. Date Pl/Tm/PPT Assured Md. Basic GST Total GST Total
1 16/11/18 814/35/35 9,70,000 Y 25,513 1,148 26,661 574 26,087
2 16/11/18 845/68/15 3,25,000 Y 25,739 1,158 26,897 579 26,318
12,95,000 51,252 2,306 53,558 1,153 52,405

Modewise Summary of Installment Premiums

PREMIUM
* Bonus
Id Com. Date Plan/Tm/PPT Rate FAB Opted Yearly Half Yearly Quarterly Monthly Single **Daily
1 16/11/2018 814/35/35 48 2300 Y 26,661 13,482 6,817 2,272 0 73.04
2 16/11/2018 845/68/15 60 20 Y 26,897 13,585 6,860 2,288 0 73.69
53,558 27,067 13,677 4,560 0 146.73
1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2019
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
C T Jain - A Member of International Club

11 times MDRT - Life Insurance Advisor

LIC of India - Ahmedabad
+91 9825986341
ctjain1384@gmail.com

Magic Mix Illustration for Mr. Jitendra P Jain (age 32) Ref. No. 000000000018

Innovative Forecast of Insurance Benefits

For the Year Loan
Fin. Year For the Year
Available
Ending Age Natural Death Accident Death Payment Returns Cash Flow
31/03/2019 33 13,61,060 16,86,060 53,558 0 -53,558 0
31/03/2020 34 14,27,120 17,52,120 52,405 0 -52,405 0
31/03/2021 35 14,93,180 18,18,180 52,405 0 -52,405 36,428
31/03/2022 36 15,59,240 18,84,240 52,405 0 -52,405 95,053
31/03/2023 37 16,25,300 19,50,300 52,405 0 -52,405 1,28,384
31/03/2024 38 16,91,360 20,16,360 52,405 0 -52,405 1,61,356
31/03/2025 39 17,57,420 20,82,420 52,405 0 -52,405 2,04,124
31/03/2026 40 18,23,480 21,48,480 52,405 0 -52,405 2,48,038
31/03/2027 41 18,89,540 22,14,540 52,405 0 -52,405 2,96,412
31/03/2028 42 19,55,600 22,80,600 52,405 0 -52,405 3,49,948
31/03/2029 43 20,21,660 23,46,660 52,405 0 -52,405 4,10,744
31/03/2030 44 20,87,720 24,12,720 52,405 0 -52,405 4,74,268
31/03/2031 45 21,53,780 24,78,780 52,405 0 -52,405 5,35,879
31/03/2032 46 22,19,840 25,44,840 52,405 0 -52,405 5,98,522
31/03/2033 47 23,11,800 26,36,800 52,405 0 -52,405 6,75,595
31/03/2034 48 23,74,585 23,74,585 26,087 26,000 -87 3,42,828
31/03/2035 49 24,37,370 24,37,370 26,087 26,000 -87 3,60,231
31/03/2036 50 25,00,155 25,00,155 26,087 26,000 -87 3,78,472
31/03/2037 51 25,75,890 25,75,890 26,087 26,000 -87 3,97,566
31/03/2038 52 26,58,100 26,58,100 26,087 26,000 -87 4,27,944
31/03/2039 53 27,53,260 27,53,260 26,087 26,000 -87 4,64,568
31/03/2040 54 28,74,320 28,74,320 26,087 26,000 -87 5,04,707
31/03/2041 55 30,60,130 30,60,130 26,087 26,000 -87 5,48,761
31/03/2042 56 32,45,940 32,45,940 26,087 26,000 -87 5,97,164
31/03/2043 57 34,31,750 34,31,750 26,087 26,000 -87 6,50,279
31/03/2044 58 36,17,560 36,17,560 26,087 26,000 -87 7,04,304
31/03/2045 59 38,29,270 38,29,270 26,087 26,000 -87 7,59,730
31/03/2046 60 40,40,980 40,40,980 26,087 26,000 -87 8,21,667
31/03/2047 61 42,52,690 42,52,690 26,087 26,000 -87 8,91,444
31/03/2048 62 45,55,050 45,55,050 26,087 26,000 -87 9,70,772
31/03/2049 63 48,70,360 48,70,360 26,087 26,000 -87 10,64,908
31/03/2050 64 52,50,420 52,50,420 26,087 26,000 -87 11,75,242
31/03/2051 65 56,30,480 56,30,480 26,087 26,000 -87 12,99,448
31/03/2052 66 60,10,540 60,10,540 26,087 26,000 -87 14,39,532
31/03/2053 67 63,90,600 63,90,600 26,087 26,000 -87 15,98,560

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
C T Jain - A Member of International Club

11 times MDRT - Life Insurance Advisor

LIC of India - Ahmedabad
+91 9825986341
ctjain1384@gmail.com

Magic Mix Illustration for Mr. Jitendra P Jain (age 32) Ref. No. 000000000018

For the Year Loan

Fin. Year For the Year
Available
Ending Age Natural Death Accident Death Payment Returns Cash Flow
31/03/2054 68 16,51,000 16,51,000 0 48,56,600 48,56,600 1,30,000
31/03/2055 69 17,42,000 17,42,000 0 26,000 26,000 1,30,000
31/03/2056 70 18,33,000 18,33,000 0 26,000 26,000 1,30,000
31/03/2057 71 19,24,000 19,24,000 0 26,000 26,000 1,30,000
31/03/2058 72 20,15,000 20,15,000 0 26,000 26,000 1,30,000
31/03/2059 73 20,24,750 20,24,750 0 26,000 26,000 1,30,000
31/03/2060 74 20,34,500 20,34,500 0 26,000 26,000 1,30,000
31/03/2061 75 20,44,250 20,44,250 0 26,000 26,000 1,30,000
31/03/2062 76 20,54,000 20,54,000 0 26,000 26,000 1,30,000
31/03/2063 77 20,63,750 20,63,750 0 26,000 26,000 1,30,000
31/03/2064 78 20,73,500 20,73,500 0 26,000 26,000 1,30,000
31/03/2065 79 20,83,250 20,83,250 0 26,000 26,000 1,30,000
31/03/2066 80 20,93,000 20,93,000 0 26,000 26,000 1,30,000
31/03/2067 81 21,02,750 21,02,750 0 26,000 26,000 1,30,000
31/03/2068 82 21,12,500 21,12,500 0 26,000 26,000 1,30,000
31/03/2069 83 21,22,250 21,22,250 0 26,000 26,000 1,30,000
31/03/2070 84 21,32,000 21,32,000 0 26,000 26,000 1,30,000
31/03/2071 85 21,41,750 21,41,750 0 26,000 26,000 1,30,000
31/03/2072 86 21,51,500 21,51,500 0 26,000 26,000 1,30,000
31/03/2073 87 21,61,250 21,61,250 0 26,000 26,000 1,30,000
31/03/2074 88 21,71,000 21,71,000 0 26,000 26,000 1,30,000
31/03/2075 89 21,80,750 21,80,750 0 26,000 26,000 1,30,000
31/03/2076 90 21,90,500 21,90,500 0 26,000 26,000 1,30,000
31/03/2077 91 22,00,250 22,00,250 0 26,000 26,000 1,30,000
31/03/2078 92 22,10,000 22,10,000 0 26,000 26,000 1,30,000
31/03/2079 93 22,19,750 22,19,750 0 26,000 26,000 1,30,000
31/03/2080 94 22,29,500 22,29,500 0 26,000 26,000 1,30,000
31/03/2081 95 22,39,250 22,39,250 0 26,000 26,000 1,30,000
31/03/2082 96 22,49,000 22,49,000 0 26,000 26,000 1,30,000
31/03/2083 97 22,58,750 22,58,750 0 26,000 26,000 1,30,000
31/03/2084 98 22,68,500 22,68,500 0 26,000 26,000 1,30,000
31/03/2085 99 22,78,250 22,78,250 0 26,000 26,000 1,30,000
31/03/2086 100 22,88,000 22,88,000 0 26,000 26,000 0
16/11/2086 100 0 0 0 22,88,000 22,88,000 0

13,08,968 84,96,600 71,87,632

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
C T Jain - A Member of International Club

11 times MDRT - Life Insurance Advisor

LIC of India - Ahmedabad
+91 9825986341
ctjain1384@gmail.com

Magic Mix Illustration for Mr. Jitendra P Jain (age 32) Ref. No. 000000000018

Explanatory Notes
Payment to L.I.C. indicates Annual Premium
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Nidhi Investment Consultant
C T Jain - A Member of International Club

11 times MDRT - Life Insurance Advisor

LIC of India - Ahmedabad
+91 9825986341
ctjain1384@gmail.com

Magic Mix Illustration for Mr. Jitendra P Jain (age 32) Ref. No. 000000000018

K e y A s s u mp t i o n s

Personal Data: DOB: 05/07/1986

Income Tax: Sec. 80C Limit Available: 150000Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80C and @ 30.90 % u/s 80D
Projections: Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.

Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Bonus Projection for Plan 845 : Last declared reversionary bonus of plan no. 178 Jeevan Tarang has been considered for the
purpose of projected Riskcover and Returns.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.