Resumen Ejecutivo

RESULTADOS DE LA INDUSTRIA ASEGURADORA
RESUMEN EJECUTIVO
diciembre-2018
TABLA DE CONTENIDO
TIPO CONTENIDO TIPO CONTENIDO
Cuadro RESUMEN DE LAS PPALES VARIABLES DEL SECTOR Cuadro GASTOS GENERALES
Cuadro BALANCES CIAS DE SEG. GENERALES Gráfico GASTOS GENERALES CIAS DE SEGUROS GRALES
Cuadro ESTADOS DE RESULTADOS CIAS DE SEG. GENERALES Gráfico GASTOS GENERALES CIAS DE SEGUROS DE VIDA
Cuadro BALANCES CIAS DE SEG. DE VIDA Gráfico GASTOS GENERALES SOC. DE CAPITALIZACIÓN
Cuadro ESTADOS DE RESULTADOS CIAS DE SEG. DE VIDA Cuadro RESULTADO TÉCNICO
Cuadro BALANCES SOCIEDADES DE CAPITALIZACIÓN Gráfico RESULTADO TÉCNICO CIAS DE SEGUROS GRALES
Cuadro ESTADOS DE RESULTADOS SOC.DE CAPITALIZACIÓN Gráfico RESULTADO TÉCNICO CIAS DE SEGUROS DE VIDA
Cuadro PRIMAS Y SINIESTROS POR RAMO Gráfico RESULTADO TÉCNICO SOC. DE CAPITALIZACIÓN
Gráfico ESTRUCTURA DEL MERCADO Cuadro PRODUCTO DE INVERSIONES
Cuadro PRIMAS EMITIDAS POR COMPAÑÍA Gráfico PROD. INVERSIONES CIAS DE SEGUROS GRALES
Gráfico PRIMAS EMITIDAS CIAS SEG. GENERALES Gráfico PROD. INVERSIONES CIAS DE SEGUROS DE VIDA
Gráfico PRIMAS EMITIDAS CIAS SEG. VIDA Gráfico PROD. INVERSIONES SOC. DE CAPITALIZACIÓN
Gráfico CUOTAS RECAUDADAS - CAPITALIZ. Cuadro RESULTADO NETO
Cuadro SINIESTROS PAGADOS POR COMPAÑÍA Gráfico RESULTADO NETO CIAS DE SEGUROS GRALES
Cuadro SINIESTRALIDAD CUENTA COMPAÑÍA Gráfico RESULTADO NETO CIAS DE SEGUROS DE VIDA
Gráfico SINIESTRAL. CTA CÍA SEGUROS GENERALES Gráfico RESULTADO NETO SOC. DE CAPITALIZACIÓN
Gráfico SINIESTRAL. CTA CÍA SEGUROS DE VIDA Cuadro ACTIVOS TOTALES
Cuadro SINIESTRALIDAD CUENTA COMPAÑÍA II Cuadro INVERSIONES
Cuadro COSTOS DE INTERMEDIACIÓN Cuadro RESERVAS TÉCNICAS
Gráfico CTOS INTERMEDIACIÓN CIAS DE SEGUROS GRALES Cuadro PATRIMONIO CONTABLE
Gráfico CTOS INTERMEDIACIÓN CIAS DE SEGUROS DE VIDA Cuadro PATRIMONIO TOTAL
Gráfico CTOS INTERMEDIACIÓN SOC. DE CAPITALIZACIÓN

INDUSTRIA ASEGURADORA COLOMBIANA
RESUMEN DE LAS PRINCIPALES VARIABLES DEL SECTOR
Comparativo diciembre-2017 vs diciembre-2018
CIFRAS EN MILES DE MILLONES DE PESOS
GENERALES VIDA CAPITALIZACIÓN TOTAL
CUENTAS
Dec-17 Dec-18 Variac Dec-17 Dec-18 Variac Dec-17 Dec-18 Variac Dec-17 Dec-18 Variac
PRIMAS EMITIDAS 12,526.12 13,346.72 6.6% 13,473.24 13,918.66 3.3% 25,999.35 27,265.38 4.9%
###
CUOTAS RECAUDADAS 679.79 611.01 -10.1% 679.79 611.01 -10.1%
SINIESTROS PAGADOS 5,958.72 6,176.56 3.7% 6,600.43 7,501.06 13.6% 12,559.14 13,677.62 8.9%
VALORES RECONOCIDOS 737.16 645.10 -12.5% 737.16 645.10 -12.5%
PRIMAS DEVENGADAS 8,794.09 9,524.57 8.3% 9,885.12 10,321.03 4.4% 18,679.20 19,845.60 6.2%
SINIESTROS INCURRIDOS 4,651.71 4,920.37 5.8% 7,503.70 7,530.96 0.4% 12,155.41 12,451.33 2.4%
SINIESTRALIDAD CTA CIA 52.9% 51.7% -2.3% 75.9% 73.0% -3.9% 65.1% 62.7% -3.6%
SINIESTRALIDAD CTA CIA(II)1 54.5% 52.8% -3.1% 75.6% 72.3% -4.3% 65.8% 63.1% -4.1%
COSTOS DE INTERMEDIACIÓN 1,785.39 1,847.29 3.5% 1,351.88 1,422.89 5.3% 19.55 16.65 -14.9% 3,156.83 3,286.82 4.1%
GASTOS GENERALES 2,935.80 3,059.79 4.2% 2,219.15 2,416.65 8.9% 29.92 29.56 -1.2% 5,184.88 5,506.01 6.2%
RESULTADO TÉCNICO (581.42) (301.59) 48.1% (1,685.95) (1,531.03) 9.2% (49.00) (45.69) 6.8% (2,316.38) (1,878.31) 18.9%
###
PRODUCTO DE INVERSIONES 892.38 791.90 -11.3% 3,079.83 2,762.35 -10.3% 90.46 98.05 8.4% 4,062.67 3,652.30 -10.1%
###
RESULTADO NETO 342.34 383.79 12.1% 1,459.71 1,308.28 -10.4% 31.59 41.75 32.2% 1,833.64 1,733.82 -5.4%
ACTIVOS 23,243.45 29,830.68 28.3% 42,979.06 46,904.45 9.1% 1,138.96 1,044.93 -8.3% 67,361.47 77,780.06 15.5%
INVERSIONES 11,473.64 12,788.11 11.5% 36,243.04 39,962.03 10.3% 1,047.17 940.38 -10.2% 48,763.84 53,690.52 10.1%
RESERVAS TECNICAS 14,429.17 20,350.34 41.0% 32,748.17 36,114.61 10.3% 744.80 744.59 0.0% 47,922.14 57,209.54 19.4%
PATRIMONIO CONTABLE 4,165.21 4,547.62 9.2% 6,531.04 7,121.45 9.0% 179.00 165.37 -7.6% 10,875.26 11,834.44 8.8%
PATRIMONIO TOTAL 4,507.55 4,930.57 9.4% 7,909.32 8,339.73 5.4% 186.54 183.37 -1.7% 12,603.40 13,453.66 6.7%
COMPARATIVO POR RAMOS DE SEGUROS
(millones de pesos)
PRIMAS EMITIDAS SINIESTROS PAGADOS PRIMAS DEVENGADAS SINIESTROS INCURRIDOS SINIESTRALIDAD CTA CIA
RAMOS
Dec-17 Dec-18 VAR (%) Dec-17 Dec-18 VAR (%) Dec-17 Dec-18 VAR (%) Dec-17 Dec-18 VAR (%) Dec-17 Dec-18 VAR (%)
Automóviles 3,359,420 3,485,465 4% 1,965,881 2,056,380 4.6% 2,991,330 3,172,715 6.1% 1,942,545 1,966,378 1.2% 65% 62% -3.0%
Responsabilidad Civil 912,216 1,059,852 16% 329,591 349,957 6.2% 547,765 633,078 15.6% 288,560 327,002 13.3% 53% 52% -1.0%
Incendio y Lucro Cesante 865,125 990,614 15% 538,630 628,030 16.6% 319,825 394,213 23.3% 171,076 191,784 12.1% 53% 49% -4.8%
Terremoto 783,742 840,670 7% 7,723 17,154 122.1% 225,853 279,544 23.8% 101,821 100,616 -1.2% 45% 36% -9.1%
Cumplimiento 716,668 782,017 9% 356,297 268,871 -24.5% 425,816 436,260 2.5% 210,443 261,058 24.1% 49% 60% 10.4%
Ingeniería (1) 618,079 681,536 10% 217,055 298,364 37.5% 155,227 165,447 6.6% 77,556 116,937 50.8% 50% 71% 20.7%
Desempleo 468,562 497,336 6% 72,801 79,090 8.6% 399,571 436,182 9.2% 73,382 61,456 -16.3% 18% 14% -4.3%
Sustracción 367,217 377,167 3% 67,715 87,437 29.1% 287,754 311,073 8.1% 56,659 67,648 19.4% 20% 22% 2.1%
Transporte 289,878 292,302 1% 123,833 155,737 25.8% 186,459 196,834 5.6% 66,834 80,380 20.3% 36% 41% 5.0%
Aviación 118,036 116,155 -2% 140,000 81,749 -41.6% 775 355 -54.2% 785 697 -11% 101% 196% 95%
Hogar 233,805 223,577 -4% 86,004 79,418 -7.7% 127,873 137,127 7.2% 45,797 47,561 3.9% 36% 35% -1.1%
Otros ramos de daños (2) 334,133 348,011 4% 233,463 162,601 -30.4% 112,042 128,515 14.7% 59,462 92,230 55.1% 53% 72% 18.7%
TOTAL SEGUROS DE DAÑOS 9,066,881 9,694,702 6.9% 4,138,993 4,264,788 3.0% 5,780,290 6,291,343 8.8% 3,094,920 3,313,747 7.1% 54% 53% -0.9%
Colectivo y Vida grupo 3,410,589 3,703,113 2.0% 1,306,135 1,453,949 11.3% 2,970,255 3,189,483 7.4% 1,129,503 1,214,526 7.5% 38% 38% 0.1%
Salud 1,658,251 1,555,800 2.3% 1,091,568 1,234,247 13.1% 1,540,587 1,721,106 11.7% 1,086,137 1,254,030 15.5% 71% 73% 2.4%
Accidentes personales 1,032,570 1,017,098 -1% 253,585 274,485 8.2% 835,233 858,852 2.8% 224,562 262,709 17.0% 27% 31% 3.7%
Vida Individual 946,857 1,046,816 11% 209,765 215,315 2.6% 782,352 818,894 4.7% 182,890 207,005 13.2% 23% 25% 1.9%
Educativo 165,231 172,916 5% 152,858 174,693 14.3% -6,193 -27,484 -343.8% 202,879 195,514 -3.6% -3276% -711% 2564.6%
Otros ramos de Personas 126,602 135,533 7% 232,783 244,306 5.0% 50,023 101,458 102.8% 235,372 246,125 4.6% 471% 243% -227.9%
TOTAL SEGUROS DE PERSONAS 7,340,100 7,631,276 4% 3,246,694 3,596,995 10.8% 6,172,257 6,662,309 7.9% 3,061,343 3,379,909 10.4% 50% 51% 1.1%
Riesgos Laborales 3,447,877 3,842,802 11% 1,322,833 1,488,296 12.5% 3,413,530 3,804,780 11.5% 2,298,020 2,414,183 5.1% 67% 63% -3.9%
Seguros Previsionales 2,059,750 1,586,776 -23% 1,760,251 1,992,108 13.2% 1,832,010 1,343,819 -26.6% 1,827,353 1,315,568 -28.0% 100% 98% -1.8%
Rentas Vitalicias 1,764,716 1,939,444 10% 707,905 837,774 18.3% -383,081 -282,127 26.4% 748,223 886,572 18.5% -195% -314% -118.9%
TOTAL RAMOS DE SEGURIDAD SOCIAL 7,272,343 7,369,022 1% 3,790,989 4,318,178 13.9% 4,862,459 4,866,472 0.1% 4,873,596 4,616,323 -5.3% 100% 95% -5.4%
TOTAL SIN S.O.A.T 23,679,324 24,695,000 4% 11,176,676 12,179,961 9.0% 16,815,006 17,820,124 6.0% 11,029,859 11,309,979 2.5% 66% 63% -2.1%
S.O.A.T. 2,320,029 2,570,378 11% 1,384,540 1,497,653 8.2% 1,409,541 1,557,014 10.5% 1,144,100 1,195,459 4.5% 81% 77% -4.4%
GRAN TOTAL 25,999,353 27,265,378 4.9% 12,561,216 13,677,614 8.9% 18,224,547 19,377,138 6.3% 12,173,959 12,505,438 2.7% 66.8% 64.5% -2.3%
CUADRO No 2
COMPARATIVO POR RAMOS DE SEGUROS
ENERO - DICIEMBRE 2000 Vs 1998
(millones de pesos)
PRIMAS EMITIDAS
Dec-18
Automóviles 3,485,465
Responsabilidad Civil 1,059,852
Incendio y Lucro Cesante 990,614
Terremoto 840,670
Cumplimiento 782,017
Ingeniería (1) 681,536
Desempleo 497,336
Sustracción 377,167
Transporte 292,302
Hogar 223,577
Aviación 116,155
Otros ramos de daños (2) 348,011
TOTAL SEGUROS DE DAÑOS 9,694,702
Colectivo y Vida grupo 3,703,113

Salud 1,555,800
Vida Individual 1,046,816
Accidentes personales 1,017,098
Educativo 172,916
Otros ramos de Personas 135,533
0 0
TOTAL SEGUROS DE PERSONAS 7,631,276
Riesgos Laborales 3,842,802

Rentas Vitalicias 1,939,444
Seguros Previsionales 1,586,776
TOTAL RAMOS DE SEGURIDAD SOCIAL 7,369,022
TOTAL SIN S.O.A.T 24,695,000
S.O.A.T. 2,570,378
GRAN TOTAL 27,265,378

FUENTE: FASECOLDA - Estadísticas de Seguros y Capitalización - Cifras Preliminares
NOTA : No incluye información de Seguros Atlas ni de Caja Agraria
En Rentas Vitalicias los Siniestros pagados corresponden al pago de las pensiones de Jubilación.
Volver a tabla de contenido
ESTRUCTURA DEL MERCADO ASEGURADOR

PRIMAS EMITIDAS POR RAMOS ESTRUCTURA DEL MERCADO ASEGURADOR
DISTRIBUCIÓN DE LOS SEGUROS DE DAÑOS
S.O.A.T.;
0
9%
Otros ramos de daños (2);
RAMOS DE 0 SEGUROS DE
Hogar; 2% Aviación; 1%
4%
Transporte; 3%
SEGURIDAD DAÑOS; 36% Sustracción; 4%
Cumplimiento; 8%
Automóviles; 36%
#DIV/0! #DIV/0!
SOCIAL; 27% SEGUROS DE PERSONAS; Desempleo;
IngenieríaTerremoto;
(1); 7% 9%
5%
Responsabilidad Civil; 11%
#DIV/0!
28%
Incendio y Lucro Cesante;
10% 0 0
1.980%
2.308%
ESTRUCTURA DEL MERCADO ASEGURADOR ESTRUCTURA DEL MERCADO ASEGURADOR

DISTRIBUCIÓN DE LOS SEGUROS DE PERSONAS DISTRIBUCIÓN DE RAMOS DE SEGURIDAD SOCIAL
Otros ramos de Personas; Seguros Previsionales;

Educativo; 2% 2% 22%
Accidentes personales;
13% Colectivo y Vida grupo; Riesgos Laborales; 52%
Vida Individual; 14% 49%
Rentas Vitalicias; 26%
Salud; 20%
COMPAÑÍAS DE SEGUROS GEN
ESTADO DE SITUACIÓN FINA
Al 31-dic-2018
(Millones de pesos)
ALFA ALLIANZ AXA COLPATRIA BBVA SEGUROS BERKLEY
A C T I V O
EFECTIVO 20,278 42,363 30,251 41,076 12,752
OPERACIONES DEL MERCADO MONETARIO 0 0 0 0 0
INVERSIONES Y OPER. CON DERIVADOS 148,343 583,524 932,016 201,200 27,661
CARTERA DE CREDITOS 0 2,641 0 0 0
CUENTAS POR COBRAR ACT. ASEGURADORA 188,393 483,414 828,293 77,957 61,593
CUENTAS POR COBRAR 4,415 29,568 37,273 599 372
ACTIVOS MANTENIDOS PARA LA VENTA 0 0 0 0 0
ACTIVOS MATERIALES 14,983 19,071 13,388 386 748
OTROS ACTIVOS 21,270 19,458 85,458 15,679 524
TOTAL ACTIVO 397,682 1,180,039 1,926,679 336,897 103,650
P A S I V O
INSTRUM. FINANC. A COSTO AMORTIZ. 0 46 87,388 0 425
INSTRUM. FINANC. A VR RAZONABLE 0 0 2,778 5,976 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 88 26,459 7,064 0 683
CUENTAS POR PAGAR ACT. ASEGURADORA 14,017 61,719 124,839 27,017 7,004
CUENTAS POR PAGAR 16,525 94,760 87,918 24,438 5,266
RESERVAS TECNICAS 201,807 800,451 1,323,132 194,150 66,858
OBLIGACIONES LABORALES 664 3,969 5,814 798 343

PROVISIONES 959 30,978 25,680 2,827 1,161
OTROS PASIVOS 14,486 4,800 33,637 588 881
TOTAL PASIVO 248,546 1,023,182 1,698,250 255,794 82,621
P A T R I M O N I O
CAPITAL SOCIAL 6,228 82,335 11,693 18,336 25,500
RESERVAS 120,313 63,319 5,771 26,183 0
PATRIMONIO ESPECIALES 0 0 0 0 0
FONDOS DESTINACION ESPECIFICA 0 0 0 0 0
SUPERAVIT O DEFICIT 4,051 22,901 231,760 4,163 0
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 -2,902 -38,924 1,605 -7,054

GANANCIA (PÉRDIDA) DEL EJERCICIO 18,543 -8,795 25,457 30,819 2,581
RESULTADO PROCESO DE CONVERG. A NIIF 0 0 -7,327 0 0
TOTAL PATRIMONIO 149,135 156,858 228,430 81,106 21,027
TOTAL PASIVO Y PATRIMONIO 397,681 1,180,040 1,926,680 336,900 103,648

COMPAÑÍAS DE SEGUROS GENERALES COMPAÑÍAS DE SEGUROS GEN
ESTADO DE SITUACIÓN FINANCIERA ESTADO DE SITUACIÓN FINA
Al 31-dic-2018 Al 31-dic-2018
(Millones de pesos) (Millones de pesos)
BOLIVAR CARDIF CHUBB COFACE CONFIANZA
A C T I V O
EFECTIVO 10,802 29,417 17,629 2,508 17,093
INVERSIONES Y OPER. CON DERIVADOS 1,300,432 793,177 455,987 17,763 382,986
CARTERA DE CREDITOS 957 0 0 0 357
CUENTAS POR COBRAR 13,973 22,237 19,135 843 8,597
ACTIVOS MATERIALES 93,509 1,830 24,068 0 11,753
OTROS ACTIVOS 6,054 11,328 22,214 311 17,154
TOTAL ACTIVO 2,010,342 961,350 988,287 33,418 947,114
P A S I V O
INSTRUM. FINANC. A COSTO AMORTIZ. 0 0 0 0 0
INSTRUM. FINANC. A VR RAZONABLE 6,226 0 0 0 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 59,256 33 1,414 0 4,617
RESERVAS TECNICAS 687,844 436,066 701,355 11,007 759,460
OBLIGACIONES LABORALES 8,395 5,188 11,135 304 4,434

PROVISIONES 8,414 2,332 30,086 1,021 14,216
OTROS PASIVOS 17,544 7 1,710 0 3,035
TOTAL PASIVO 996,573 595,343 862,799 16,964 828,984
P A T R I M O N I O
CAPITAL SOCIAL 20,130 311,927 48,803 15,803 49,754
RESERVAS 466,328 2,118 36,721 181 79,811
SUPERAVIT O DEFICIT 306,268 2,696 8,826 0 6,989
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 78,704 0 51,280 576 -9,193

GANANCIA (PÉRDIDA) DEL EJERCICIO 142,338 49,266 -20,143 -105 -9,230
RESULTADO PROCESO DE CONVERG. A NIIF 0 0 0 0 0
TOTAL PATRIMONIO 1,013,768 366,007 125,487 16,455 118,131
TOTAL PASIVO Y PATRIMONIO 2,010,341 961,350 988,286 33,419 947,115

Al 31-dic-2018
(Millones de pesos)
EQUIDAD
A C T I V O
EFECTIVO 12,295
OPERACIONES DEL MERCADO MONETARIO 0
INVERSIONES Y OPER. CON DERIVADOS 233,886
CARTERA DE CREDITOS 0
CUENTAS POR COBRAR ACT. ASEGURADORA 361,362
CUENTAS POR COBRAR 19,459
ACTIVOS MANTENIDOS PARA LA VENTA 3,170
ACTIVOS MATERIALES 32,518
OTROS ACTIVOS 8,216
TOTAL ACTIVO 670,906
P A S I V O
INSTRUM. FINANC. A COSTO AMORTIZ. 0
INSTRUM. FINANC. A VR RAZONABLE 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 11,919
CUENTAS POR PAGAR ACT. ASEGURADORA 160,741
CUENTAS POR PAGAR 42,808
RESERVAS TECNICAS 359,101
OBLIGACIONES LABORALES 5,641

PROVISIONES 15,003
OTROS PASIVOS 52
TOTAL PASIVO 595,265
P A T R I M O N I O
CAPITAL SOCIAL 34,077
RESERVAS 14,806
PATRIMONIO ESPECIALES 0
FONDOS DESTINACION ESPECIFICA 15,567
SUPERAVIT O DEFICIT 23,819
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0

GANANCIA (PÉRDIDA) DEL EJERCICIO -12,627
RESULTADO PROCESO DE CONVERG. A NIIF 0
TOTAL PATRIMONIO 75,642
TOTAL PASIVO Y PATRIMONIO 670,907

Al 31-dic-2018
(Millones de pesos)
JMALUCELLI
ESTADO HDI SEGUROS LIBERTY MAPFRE
TRAVELERS
A C T I V O
EFECTIVO 127,289 29,231 2,344 25,771 14,890
INVERSIONES Y OPER. CON DERIVADOS 1,221,836 146,303 28,296 1,148,080 728,998
CARTERA DE CREDITOS 0 2,592 0 13,709 0
CUENTAS POR COBRAR ACT. ASEGURADORA 490,042 113,657 51,138 245,461 4,915,492
CUENTAS POR COBRAR 86,958 9,737 6,667 25,272 30,731
ACTIVOS MANTENIDOS PARA LA VENTA 6,096 9,243 0 4,508 8,972
ACTIVOS MATERIALES 9,564 5,761 251 35,569 5,594
OTROS ACTIVOS 136,073 13,221 1,726 91,574 20,983
TOTAL ACTIVO 2,077,858 329,745 90,422 1,589,944 5,725,660
P A S I V O
INSTRUM. FINANC. A COSTO AMORTIZ. 676 0 0 1,253 0
INSTRUM. FINANC. A VR RAZONABLE 0 216 0 0 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 0 23,451 0 4,156 23
RESERVAS TECNICAS 1,601,752 182,272 53,443 1,010,215 5,132,738
OBLIGACIONES LABORALES 10,913 2,783 438 9,000 6,816

PROVISIONES 13,105 14,542 580 48,669 23,023
OTROS PASIVOS 34,146 14,444 120 26,221 101,255
TOTAL PASIVO 1,873,492 275,447 65,662 1,190,272 5,493,958
P A T R I M O N I O
CAPITAL SOCIAL 391 34,244 29,745 102,157 95,047
RESERVAS 103,051 0 256 149,916 12,407
SUPERAVIT O DEFICIT 98,084 24,010 7,924 74,278 103,629
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 -5,857 -5,275 0 6,660

GANANCIA (PÉRDIDA) DEL EJERCICIO 2,840 1,900 -4,119 73,322 13,959
RESULTADO PROCESO DE CONVERG. A NIIF 0 0 -3,772 0 0
TOTAL PASIVO Y PATRIMONIO 2,077,858 329,744 90,421 1,589,945 5,725,660

COMPAÑÍAS DE SEGUROS GENERALES
ESTADO
ESTADO DE SITUACIÓN DE SITUACIÓN FINA
FINANCIERA
Al 31-dic-2018 Al 31-dic-2018
MUNDIAL NACIONAL PREVISORA QBE SBS SEGUROS
A C T I V O
EFECTIVO 12,533 2,043 109,108 3,739 16,513
INVERSIONES Y OPER. CON DERIVADOS 378,895 29,704 955,146 290,366 322,945
CARTERA DE CREDITOS 0 0 5,714 0 0
CUENTAS POR COBRAR 15,133 528 62,030 25,297 3,392
ACTIVOS MANTENIDOS PARA LA VENTA 5,382 0 0 0 6,248
ACTIVOS MATERIALES 14,410 9,437 62,927 3,485 15,534
OTROS ACTIVOS 75,757 5,940 48,192 39,816 98,375
TOTAL ACTIVO 940,022 140,096 2,200,210 477,480 1,186,161
P A S I V O
INSTRUM. FINANC. A VR RAZONABLE 4,226 0 3,581 0 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 4,376 0 0 29,144 0
RESERVAS TECNICAS 554,427 97,536 1,439,086 299,146 933,872
OBLIGACIONES LABORALES 1,653 351 31,968 11,094 5,927

PROVISIONES 13,439 2,050 17,564 14,044 7,246
OTROS PASIVOS 49,981 99 36,830 6,148 22,899
TOTAL PASIVO 837,037 108,417 1,814,825 398,652 1,073,302
P A T R I M O N I O
CAPITAL SOCIAL 9,014 13,250 132,241 125,482 162,939
RESERVAS 69,996 6,625 90,551 8,935 9,221
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 5,381 1,921 9,902 -49,755

GANANCIA (PÉRDIDA) DEL EJERCICIO 15,555 2,017 14,677 -70,188 -24,853
RESULTADO PROCESO DE CONVERG. A NIIF 0 0 0 -2,287 0
TOTAL PASIVO Y PATRIMONIO 940,024 140,096 2,200,210 477,477 1,186,162

AÑÍAS DE SEGUROS GENERALES COMPAÑÍAS DE SEGUROS GEN
TADO DE SITUACIÓN FINANCIERA ESTADO DE SITUACIÓN FINA
Al 31-dic-2018 Al 31-dic-2018
SEGUREXPO SOLIDARIA SOLUNION SURAMERICANA ZURICH
A C T I V O
EFECTIVO 4,269 41,783 1,260 140,013 13,968
INVERSIONES Y OPER. CON DERIVADOS 65,372 460,178 42,850 1,658,294 63,942
CUENTAS POR COBRAR ACT. ASEGURADORA 36,280 175,632 57,941 2,009,887 136,683
CUENTAS POR COBRAR 703 13,596 2,650 86,085 3,025
ACTIVOS MANTENIDOS PARA LA VENTA 110 0 0 2,797 0
OTROS ACTIVOS 2,977 43,848 1,943 48,058 28,572
TOTAL ACTIVO 113,045 742,013 108,122 4,304,531 249,004
P A S I V O
INSTRUM. FINANC. A VR RAZONABLE 0 0 0 16,386 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 0 3,357 61 269 0
RESERVAS TECNICAS 82,517 435,497 54,089 2,809,436 123,082
OBLIGACIONES LABORALES 424 3,902 207 51,434 3,525

PROVISIONES 815 10,675 2,552 25,776 5,719
OTROS PASIVOS 4,885 11,660 35 113,268 47
TOTAL PASIVO 93,968 541,670 73,998 3,654,917 200,172
P A T R I M O N I O
CAPITAL SOCIAL 13,137 11,336 9,400 44,580 65,883
RESERVAS 5,534 135,052 17,849 390,229 0
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 0 0 359 -43,233

GANANCIA (PÉRDIDA) DEL EJERCICIO 306 52,181 4,269 91,465 -8,483
RESULTADO PROCESO DE CONVERG. A NIIF -1,365 -3,604 0 0 0
TOTAL PASIVO Y PATRIMONIO 113,044 742,014 108,122 4,304,530 249,006

COMPAÑÍAS DE SEGUROS GE
ESTADO DE RESULTADO
Del 01-enero-2018 al 31-diciembr
(Millones de pesos)
C U E N T A S ALFA ALLIANZ AXA COLPATRIA BBVA SEGUROS BERKLEY
PRIMAS EMITIDAS 258,507 864,678 914,907 166,592 46,128

PRIMAS ACEPTADAS 0 0 0 0 0
PRIMAS CEDIDAS 247,246 172,237 197,524 40,926 31,627
PRIMAS RETENIDAS 11,261 692,441 717,383 125,666 14,501
MOVIMIENTO DE RESERVAS (4,665) 20,536 40,943 1,571 2,729
PRIMAS DEVENGADAS 15,926 671,905 676,440 124,095 11,772
COSTO XL 372 20,896 50,784 24,128 836
PRIMAS DEVENGADAS NETAS XL 15,554 651,009 625,656 99,967 10,936
SINIESTROS PAGADOS 48,457 494,040 358,980 29,914 3,971

SINIESTROS DE ACEPTACIONES 0 0 0 0 0
REEMBOLSO DE SINIESTROS S/CESIONES 48,309 78,224 59,245 11,611 3,106
SINIESTROS RETENIDOS 148 415,816 299,735 18,303 865
MOVIMIENTO DE RESERVAS 21 42,781 45,507 12,848 3,263
SINIESTROS INCURRIDOS 169 458,597 345,242 31,151 4,128
REEMBOLSO SINIESTROS XL 0 8,302 10,903 136 0
SINIESTROS INCURRIDOS NETOS XL 169 450,295 334,339 31,015 4,128
COMISIONES 87,344 97,999 157,060 26,745 9,782

COMISIONES SOBRE CESIONES 130,573 25,428 32,275 11,921 16,665
COMISIONES NETAS (43,229) 72,571 124,785 14,824 (6,883)

OTROS PRODUCTOS DE SEGUROS 6,613 1,795 21,618 1,346 92
OTROS COSTOS DE SEGUROS 8,975 8,443 53,140 2,942 2,497

RESULTADO TECNICO BRUTO 56,252 121,495 135,010 52,532 11,286
GASTOS DE PERSONAL 7,296 64,563 46,239 5,708 6,433
GASTOS ADMINISTRATIVOS 16,579 102,030 85,236 8,120 4,364

RESULTADO TECNICO NETO 32,377 (45,098) 3,535 38,704 489
RESULTADO FINANCIERO 431 37,843 46,296 11,344 2,140
OTROS INGRESOS 2,792 15,839 16,335 644 232

OTROS EGRESOS 928 14,527 19,937 296 225
UTILIDAD ANTES DE IMPUESTOS 34,672 (5,943) 46,229 50,396 2,636
IMPUESTO DE RENTA Y COMPLEMENTARIOS 16,129 2,014 20,771 19,577 54
UTILIDAD NETA 18,543 (7,957) 25,458 30,819 2,582
FUENTE: Fasecolda, Estadísticas de la Industria Aseguradora y de Capitalización. Cifras preliminares, - Del 01-enero-2018 al 31-diciembre-2018
COMPAÑÍAS DE SEGUROS GENERALES COMPAÑÍAS DE SEGUROS GE
ESTADO DE RESULTADOS ESTADO DE RESULTADO
Del 01-enero-2018 al 31-diciembre-2018 Del 01-enero-2018 al 31-diciembr
C U E N T A S BOLIVAR CARDIF CHUBB COFACE CONFIANZA
PRIMAS EMITIDAS 752,926 418,052 520,767 10,859 157,940

PRIMAS ACEPTADAS 0 399,758 53,971 0 0
PRIMAS CEDIDAS 214,107 0 138,306 8,760 71,463
MOVIMIENTO DE RESERVAS 3,496 18,709 4,901 9 (21,172)
COSTO XL 8,218 555 76,509 21 12,894

SINIESTROS DE ACEPTACIONES 853 52,542 12,207 0 0
REEMBOLSO DE SINIESTROS S/CESIONES 54,634 0 48,098 2,561 21,529
SINIESTROS RETENIDOS 225,785 128,823 155,622 566 34,746
MOVIMIENTO DE RESERVAS 7,860 16,645 49,794 638 28,918
SINIESTROS INCURRIDOS 233,645 145,468 205,416 1,204 63,664
REEMBOLSO SINIESTROS XL 943 313 10,565 0 3,820
SINIESTROS INCURRIDOS NETOS XL 232,702 145,155 194,851 1,204 59,844
COMISIONES 101,129 149,359 77,270 823 37,555

COMISIONES SOBRE CESIONES 60,507 (225,965) 52,365 3,127 22,639
COMISIONES NETAS 40,622 375,324 24,905 (2,304) 14,916

OTROS PRODUCTOS DE SEGUROS 3,439 3,357 3,155 95 3,234
OTROS COSTOS DE SEGUROS 18,226 3,763 9,178 26 2,347


RESULTADO TECNICO NETO 70,016 40,455 (50,675) (895) (25,430)
RESULTADO FINANCIERO 106,604 44,742 33,281 984 17,394
OTROS INGRESOS 7,220 4,394 9,460 200 2,010

OTROS EGRESOS 8,146 3,302 8,141 109 919
UTILIDAD ANTES DE IMPUESTOS 175,694 86,289 (16,075) 180 (6,945)
IMPUESTO DE RENTA Y COMPLEMENTARIOS 33,355 37,023 4,069 285 2,285
UTILIDAD NETA 142,339 49,266 (20,144) (105) (9,230)
Cifras preliminares,
FUENTE: Fasecolda,
- Del 01-enero-2018
Estadísticas
al 31-diciembre-2018
de la Industria Aseguradora y de Capitalización. Cifras preliminares, - Del 01-enero-2018 al 31-diciembre-2018
ESTADO DE RESULTADO
(Millones de pesos)
JMALUCELLI
C U E N T A S EQUIDAD ESTADO HDI SEGUROS LIBERTY
TRAVELERS
PRIMAS EMITIDAS 388,005 1,331,046 199,764 15,691 849,515

PRIMAS CEDIDAS 184,512 386,760 52,253 12,226 60,595
MOVIMIENTO DE RESERVAS 2,067 93,876 (31) 1,323 29,283
COSTO XL 7,713 24,736 5,917 302 36,602
SINIESTROS PAGADOS 208,422 602,761 107,494 271 318,369

REEMBOLSO DE SINIESTROS S/CESIONES 82,706 259,695 16,535 8 23,429
SINIESTROS RETENIDOS 125,716 343,066 90,959 263 294,940
MOVIMIENTO DE RESERVAS (2,764) 80,487 6,383 453 32,778
SINIESTROS INCURRIDOS 122,952 423,553 97,342 716 327,718
REEMBOLSO SINIESTROS XL 0 6,089 3,989 0 4,839
SINIESTROS INCURRIDOS NETOS XL 122,952 417,464 93,354 716 322,879
COMISIONES 55,881 203,334 38,619 4,402 107,363

COMISIONES NETAS 13,782 105,063 21,173 (2,328) 81,379

OTROS PRODUCTOS DE SEGUROS 2,739 640 3,812 177 4,081


RESULTADO TECNICO NETO (57,340) (86,407) (4,494) (5,618) 10,233
RESULTADO FINANCIERO 14,513 78,208 7,967 1,801 85,052
OTROS INGRESOS 29,942 22,734 8,166 986 20,625

OTROS EGRESOS 1,727 1,999 9,219 894 2,199
UTILIDAD ANTES DE IMPUESTOS (14,612) 12,536 2,421 (3,725) 113,711
IMPUESTO DE RENTA Y COMPLEMENTARIOS (1,984) 9,695 520 393 40,389
UTILIDAD NETA (12,628) 2,841 1,901 (4,118) 73,322
COMPAÑÍAS
COMPAÑÍAS
DE SEGUROS
DE SEGUROS
GENERAL
GE
ESTADOESTADO
DE RESULTADOS
DE RESULTADO
Del 01-enero-2018
Del 01-enero-2018
al 31-diciembr
(Millones de pesos)
(Millones de pesos)
C U E N T A S MAPFRE MUNDIAL NACIONAL PREVISORA QBE
PRIMAS EMITIDAS 899,110 793,273 48,013 902,387 168,668

PRIMAS ACEPTADAS 5,787 0 0 0 0
PRIMAS CEDIDAS 428,537 318,753 45,533 318,292 42,257
MOVIMIENTO DE RESERVAS 20,031 (4,029) 357 (9,656) (61,447)
COSTO XL 14,726 8,094 528 35,645 8,441
SINIESTROS PAGADOS 530,251 374,435 489 515,894 223,232

REEMBOLSO DE SINIESTROS S/CESIONES 295,013 160,891 432 158,269 49,814
SINIESTROS RETENIDOS 235,238 213,544 57 357,625 173,418
MOVIMIENTO DE RESERVAS 37,696 8,091 739 19,528 31,508
SINIESTROS INCURRIDOS 272,934 221,635 796 377,153 204,926
REEMBOLSO SINIESTROS XL (4,408) 0 0 2,356 29,330
SINIESTROS INCURRIDOS NETOS XL 277,342 221,635 796 374,797 175,596
COMISIONES 106,641 120,658 9,066 87,578 16,400

COMISIONES NETAS 62,316 60,163 (10,912) 38,071 3,083

OTROS PRODUCTOS DE SEGUROS 23,528 1,266 24 3,854 10,275
OTROS COSTOS DE SEGUROS 40,516 101,692 1,596 44,410 12,378

RESULTADO TECNICO BRUTO 84,957 88,231 10,139 104,682 (1,365)

RESULTADO TECNICO NETO (26,492) (2,273) 1,932 (68,941) (70,219)
OTROS INGRESOS 32,745 4,566 170 24,294 8,327

OTROS EGRESOS 19,799 2,676 164 14,769 10,047
UTILIDAD ANTES DE IMPUESTOS 25,066 21,608 3,156 11,871 (54,985)
IMPUESTO DE RENTA Y COMPLEMENTARIOS 11,106 6,053 1,141 (2,804) 15,199
UTILIDAD NETA 13,960 15,555 2,015 14,675 (70,184)
COMPAÑÍAS DE SEGUROS GENERALES COMPAÑÍAS DE SEGUROS GE
ESTADO DE RESULTADOS ESTADO DE RESULTADO
Del 01-enero-2018 al 31-diciembre-2018 Del 01-enero-2018 al 31-diciembr
C U E N T A S SBS SEGUROS SEGUREXPO SOLIDARIA SOLUNION SURAMERICANA
PRIMAS EMITIDAS 431,635 26,131 641,704 47,710 2,373,774

PRIMAS ACEPTADAS 12,939 0 0 0 63,041
PRIMAS CEDIDAS 152,181 18,725 62,964 43,403 782,069
PRIMAS RETENIDAS 292,393 7,406 578,740 4,307 1,654,746
MOVIMIENTO DE RESERVAS 30,571 56 13,231 193 38,668
PRIMAS DEVENGADAS 261,822 7,350 565,509 4,114 1,616,078
COSTO XL 26,088 924 12,320 138 21,482
PRIMAS DEVENGADAS NETAS XL 235,734 6,426 553,189 3,976 1,594,596
SINIESTROS PAGADOS 170,654 15,083 244,659 32,581 1,269,722

SINIESTROS DE ACEPTACIONES 1 0 0 0 34,893
REEMBOLSO DE SINIESTROS S/CESIONES 87,334 11,490 20,437 29,929 360,907
SINIESTROS RETENIDOS 83,321 3,593 224,222 2,652 943,708
MOVIMIENTO DE RESERVAS 57,636 4,934 27,572 (403) 29,592
REEMBOLSO SINIESTROS XL 9,850 18 3,328 0 10,079
COMISIONES 41,486 2,925 77,237 3,679 214,560

COMISIONES NETAS 7,665 (4,967) 54,036 (9,562) 35,628

OTROS PRODUCTOS DE SEGUROS 7,060 1,421 12,846 1,063 9,507


RESULTADO TECNICO NETO (40,939) (7,310) 19,004 (802) (5,716)
OTROS INGRESOS 17,621 4,993 5,402 5,546 58,729

OTROS EGRESOS 9,718 2,575 3,178 465 30,657
UTILIDAD ANTES DE IMPUESTOS (20,548) 417 52,179 6,511 117,887
IMPUESTO DE RENTA Y COMPLEMENTARIOS 4,303 111 0 2,244 26,424
UTILIDAD NETA (24,851) 306 52,179 4,267 91,463
ESTADO DE RESULTADO
(Millones de pesos)
C U E N T A S ZURICH TOTAL
PRIMAS EMITIDAS 118,936 13,346,718

PRIMAS ACEPTADAS 6,444 541,940
PRIMAS CEDIDAS 107,519 4,138,775
PRIMAS RETENIDAS 17,861 9,749,883
MOVIMIENTO DE RESERVAS 3,766 225,316
PRIMAS DEVENGADAS 14,095 9,524,567
COSTO XL 0 398,869
PRIMAS DEVENGADAS NETAS XL 14,095 9,125,698
SINIESTROS PAGADOS 20,117 6,176,558

SINIESTROS DE ACEPTACIONES 107 100,603
REEMBOLSO DE SINIESTROS S/CESIONES 17,789 1,901,995
SINIESTROS RETENIDOS 2,435 4,375,166
MOVIMIENTO DE RESERVAS 2,700 545,205
SINIESTROS INCURRIDOS 5,135 4,920,371
REEMBOLSO SINIESTROS XL 0 100,451
SINIESTROS INCURRIDOS NETOS XL 5,135 4,819,920
COMISIONES 12,395 1,847,290

COMISIONES SOBRE CESIONES 27,959 792,733
COMISIONES NETAS (15,564) 1,054,557

OTROS PRODUCTOS DE SEGUROS 954 127,991
OTROS COSTOS DE SEGUROS 3,394 621,710

RESULTADO TECNICO BRUTO 22,084 2,757,502
GASTOS DE PERSONAL 16,086 912,185
GASTOS ADMINISTRATIVOS 26,381 2,147,604

RESULTADO TECNICO NETO (20,383) (302,287)
RESULTADO FINANCIERO 4,376 789,549
OTROS INGRESOS 18,067 322,039

OTROS EGRESOS 10,054 176,670
UTILIDAD ANTES DE IMPUESTOS (7,994) 632,631
IMPUESTO DE RENTA Y COMPLEMENTARIOS 490 248,842
UTILIDAD NETA (8,484) 383,789
COMPAÑÍAS DE SEGUROS
ESTADO DE SITUACIÓN F
Al 31-dic-2018
(Millones de pesos)
ALFA ALLIANZ ARL SURA AURORA AXA COLPATRIA
A C T I V O
EFECTIVO 778,132 19,105 148,654 2,981 11,751
INVERSIONES Y OPER. CON DERIVADOS 9,563,999 1,272,062 2,702,703 25,992 2,115,139
CARTERA DE CREDITOS 0 15,434 0 0 0
CUENTAS POR COBRAR ACT. ASEGURADORA 467,527 111,762 148,286 547 137,385
CUENTAS POR COBRAR 21,963 26,066 2,021 470 26,342
OTROS ACTIVOS 18,491 17,711 22 342 62,115
TOTAL ACTIVO 10,884,453 1,485,264 3,040,067 43,269 2,382,622
P A S I V O
INSTRUM. FINANC. A COSTO AMORTIZ. 0 0 0 0 131,641
INSTRUM. FINANC. A VR RAZONABLE 1,804 0 6,667 0 4,356
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 12 1,501 0 0 4,852
CUENTAS POR PAGAR ACT. ASEGURADORA 47,639 41,083 58,859 183 32,050
RESERVAS TECNICAS 9,449,524 1,180,440 2,358,658 10,930 1,709,407
OBLIGACIONES LABORALES 622 3,089 19,710 271 12,092

PROVISIONES 2,280 17,105 151 264 9,532
OTROS PASIVOS 135,270 350 4,378 133 3,641
TOTAL PASIVO 9,676,006 1,265,241 2,482,981 13,629 1,968,702
P A T R I M O N I O
CAPITAL SOCIAL 14,122 38,660 12,986 18,651 10,223
RESERVAS 1,035,473 132,090 350,377 10,952 207,228
SUPERAVIT O DEFICIT -45,665 53,227 12,583 4,436 168,647
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 0 -8,679 -7,188 4,704
GANANCIA (PÉRDIDA) DEL EJERCICIO 204,516 7,099 213,451 2,789 23,117
RESULTADO PROCESO DE CONVERG. A NIIF 0 -11,054 -23,631 0 0
TOTAL PATRIMONIO 1,208,446 220,022 557,087 29,640 413,919
TOTAL PASIVO Y PATRIMONIO 10,884,452 1,485,263 3,040,068 43,269 2,382,621

FUENTE: Fasecolda, Estadísticas de la Industria Aseguradora y de Capitalización. Cifras preliminares, - Al 31-dic-2018
COMPAÑÍAS DE SEGUROS DE VIDA COMPAÑÍAS DE SEGUROS
ESTADO DE SITUACIÓN FINANCIERA ESTADO DE SITUACIÓN F
Al 31-dic-2018 Al 31-dic-2018
BBVA SEGUROS BMI COLOMBIA BOLIVAR COLMENA EQUIDAD
A C T I V O
EFECTIVO 88,956 2,409 41,185 147,911 7,139
INVERSIONES Y OPER. CON DERIVADOS 1,359,579 12,834 5,379,726 1,012,669 289,239
CUENTAS POR COBRAR 1,817 205 72,132 802 6,220
ACTIVOS MATERIALES 1,605 687 27,135 27,078 23,840
OTROS ACTIVOS 13,521 19 4,206 2,776 3,578
TOTAL ACTIVO 1,505,557 17,317 6,201,637 1,330,463 432,730
P A S I V O
INSTRUM. FINANC. A COSTO AMORTIZ. 0 0 261,223 0 0
INSTRUM. FINANC. A VR RAZONABLE 0 0 123,821 0 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 0 0 101,005 1,273 2,671
CUENTAS POR PAGAR ACT. ASEGURADORA 6,483 349 127,543 50,540 53,317
CUENTAS POR PAGAR 7,213 252 20,255 52,396 20,806
RESERVAS TECNICAS 1,039,220 522 3,675,313 973,704 283,882
OBLIGACIONES LABORALES 1,543 85 40,342 6,915 0

PROVISIONES 3,214 317 15,368 24 4,559
OTROS PASIVOS 264 0 21,128 0 222
TOTAL PASIVO 1,057,937 1,525 4,385,998 1,084,852 365,457
P A T R I M O N I O
CAPITAL SOCIAL 18,937 20,317 33,068 6,507 38,477
RESERVAS 307,339 0 1,142,397 133,821 19,648
FONDOS DESTINACION ESPECIFICA 0 0 0 0 4,651
SUPERAVIT O DEFICIT 3,643 0 331,269 31,546 2,787
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 3,714 -1,320 77,637 0 -1,090
GANANCIA (PÉRDIDA) DEL EJERCICIO 116,004 -3,206 231,268 73,737 2,801
RESULTADO PROCESO DE CONVERG. A NIIF -2,017 0 0 0 0
TOTAL PATRIMONIO 447,620 15,791 1,815,639 245,611 67,274
TOTAL PASIVO Y PATRIMONIO 1,505,557 17,316 6,201,637 1,330,463 432,731

COMPAÑÍAS DECOMPAÑÍA
SEGUROS
A ESTADO DE SITUACIÓN
ESTADO DE
F
Al 31-dic-2018
(Millones de pesos)
ESTADO HDI VIDA GLOBAL LIBERTY MAPFRE
A C T I V O
EFECTIVO 5,060 5,019 21,038 7,183 5,468
OPERACIONES DEL MERCADO MONETARIO 676 0 0 1,253 0
INVERSIONES Y OPER. CON DERIVADOS 116,981 20,934 2,581,585 605,309 2,940,772
CARTERA DE CREDITOS 587 118 63,713 0 4,824
ACTIVOS MANTENIDOS PARA LA VENTA 0 9,724 0 0 0
ACTIVOS MATERIALES 5,079 918 54,337 6,666 1,409
OTROS ACTIVOS 5,019 1,627 20,551 4,242 791
TOTAL ACTIVO 154,307 57,544 2,805,129 664,015 3,368,666
P A S I V O
INSTRUM. FINANC. A VR RAZONABLE 0 0 48,690 0 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 0 315 0 3,468 87
RESERVAS TECNICAS 99,485 26,757 2,521,267 458,132 3,054,464
OBLIGACIONES LABORALES 893 0 1,151 1,514 6,399

PROVISIONES 3,294 3,910 401 5,800 11,362
OTROS PASIVOS 7,893 615 490 9,550 5,777
TOTAL PASIVO 121,034 39,830 2,580,115 500,597 3,119,753
P A T R I M O N I O
CAPITAL SOCIAL 2,200 6,285 44,713 22,560 488,252
RESERVAS 15,945 4,592 71,287 103,945 15,702
SUPERAVIT O DEFICIT 15,621 6,583 104,613 8,578 -2,301
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 0 1,779 0 -234,019
GANANCIA (PÉRDIDA) DEL EJERCICIO 369 415 2,621 28,338 -18,721
RESULTADO PROCESO DE CONVERG. A NIIF -863 -161 0 0 0
TOTAL PASIVO Y PATRIMONIO 154,306 57,544 2,805,128 664,018 3,368,666

COMPAÑÍAS DE SEGUROS DE VIDA COMPAÑÍAS DE SEGUROS
ESTADO DE SITUACIÓN FINANCIERAESTADO DE SITUACIÓN F
Al 31-dic-2018 Al 31-dic-2018
METLIFE OLD MUTUAL PANAMERICAN POSITIVA SURAMERICANA
A C T I V O
EFECTIVO 7,310 41,014 357 280,141 256,113
INVERSIONES Y OPER. CON DERIVADOS 689,696 471,410 32,425 3,203,755 5,377,099
CARTERA DE CREDITOS 9,612 0 14,054 0 2,456
ACTIVOS MANTENIDOS PARA LA VENTA 0 0 0 1,692 0
OTROS ACTIVOS 239,347 21,335 2,214 389,794 36,318
TOTAL ACTIVO 1,004,420 580,738 93,787 4,129,986 6,722,473
P A S I V O
INSTRUM. FINANC. A VR RAZONABLE 0 387 0 0 11,545
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 0 0 1,777 0 0
RESERVAS TECNICAS 652,119 408,554 35,002 3,317,649 4,859,582
OBLIGACIONES LABORALES 5,119 527 620 6,683 64,813

PROVISIONES 21,289 0 5,757 7,496 94,143
OTROS PASIVOS 65,287 0 1,366 9,474 22,227
TOTAL PASIVO 791,336 421,467 55,827 3,407,437 5,224,994
P A T R I M O N I O
CAPITAL SOCIAL 1,114 11,641 44,171 422,336 33,175
RESERVAS 0 24,616 593 128,084 1,224,201
SUPERAVIT O DEFICIT 185,288 80,724 991 565,881 5,875
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 10,022 22,995 -6,697 -397,282 -769
GANANCIA (PÉRDIDA) DEL EJERCICIO 16,661 19,298 -90 3,530 294,283
RESULTADO PROCESO DE CONVERG. A NIIF 0 0 -1,011 0 -59,286
TOTAL PATRIMONIO 213,085 159,274 37,957 722,549 1,497,479
TOTAL PASIVO Y PATRIMONIO 1,004,421 580,741 93,784 4,129,986 6,722,473

COMPAÑÍAS DE SEGURO
ESTADO DE RESULTA
Del 01-enero-2018 al 31-dicie
(Millones de pesos)
C U E N T A S ALFA ALLIANZ ARL SURA AURORA AXA COLPATRIA
PRIMAS EMITIDAS 3,441,906 532,546 1,371,319 5,398 733,003

PRIMAS CEDIDAS 420,531 6,053 0 20 36,573
PRIMAS RETENIDAS 3,021,375 526,493 1,371,319 5,378 696,430
MOVIMIENTO DE RESERVAS 1,765,857 63,006 0 (105) 14,209
PRIMAS DEVENGADAS 1,255,518 463,487 1,371,319 5,483 682,221
COSTO XL 38,874 9,549 28,400 0 3,741
PRIMAS DEVENGADAS NETAS XL 1,216,644 453,938 1,342,919 5,483 678,480
SINIESTROS PAGADOS 1,662,209 401,722 475,023 1,070 263,426

REEMBOLSO DE SINIESTROS S/CESIONES 167,170 6,057 0 0 7,402
SINIESTROS RETENIDOS 1,495,039 395,665 475,023 1,070 256,024
MOVIMIENTO DE RESERVAS 54,611 16,385 374,985 (1,313) 159,846
SINIESTROS INCURRIDOS 1,549,650 412,050 850,008 (243) 415,870
REEMBOLSO SINIESTROS XL 61,621 7,529 27,971 0 6,412
SINIESTROS INCURRIDOS NETOS XL 1,488,029 404,521 822,037 (243) 409,458
COMISIONES 265,931 65,681 68,360 706 133,321

COMISIONES SOBRE CESIONES 173,372 1,095 0 8 28,156
COMISIONES NETAS 92,559 64,586 68,360 698 105,165

OTROS PRODUCTOS DE SEGUROS 9,899 119 623 534 6,892
OTROS COSTOS DE SEGUROS 14,637 568 238,425 97 173,786

RESULTADO TECNICO BRUTO (368,682) (15,618) 214,720 5,465 (3,037)

RESULTADO TECNICO NETO (404,717) (159,346) 21,314 40 (117,420)
PRODUCTO DE INVERSIONES 578,260 105,924 196,194 1,415 142,357
OTROS INGRESOS 37,189 63,335 7,623 2,266 6,943

OTROS EGRESOS 3,685 2,813 11,581 84 7,374
UTILIDAD ANTES DE IMPUESTOS 207,047 7,100 213,550 3,637 24,506
IMPUESTO DE RENTA Y COMPLEMENTARIOS 2,531 0 99 848 1,391
UTILIDAD NETA 204,516 7,100 213,451 2,789 23,115
COMPAÑÍAS DE SEGUROS DE VIDA COMPAÑÍAS DE SEGURO
ESTADO DE RESULTADOS ESTADO DE RESULTA
Del 01-enero-2018 al 31-diciembre-2018 Del 01-enero-2018 al 31-dicie
C U E N T A S BBVA SEGUROS BMI COLOMBIA BOLIVAR COLMENA EQUIDAD
PRIMAS EMITIDAS 267,444 1,058 1,537,047 627,233 291,415

PRIMAS CEDIDAS 3,976 1,048 279,952 42,600 76,160
PRIMAS RETENIDAS 263,468 10 1,257,095 584,633 215,255
MOVIMIENTO DE RESERVAS 29,395 9 208,098 1,187 3,550
PRIMAS DEVENGADAS 234,073 1 1,048,997 583,446 211,705
COSTO XL 8,669 0 6,100 14,285 1,571
PRIMAS DEVENGADAS NETAS XL 225,404 1 1,042,897 569,161 210,134
SINIESTROS PAGADOS 113,025 148 776,766 183,109 128,517

REEMBOLSO DE SINIESTROS S/CESIONES 819 148 204,313 7,859 35,462
SINIESTROS RETENIDOS 112,206 0 572,453 175,250 93,055
MOVIMIENTO DE RESERVAS 3,862 0 83,356 65,729 7,493
SINIESTROS INCURRIDOS 116,068 0 655,809 240,979 100,548
REEMBOLSO SINIESTROS XL 698 0 2,492 2,766 699
SINIESTROS INCURRIDOS NETOS XL 115,370 0 653,317 238,213 99,849
COMISIONES 69,301 302 146,937 47,744 20,463

COMISIONES SOBRE CESIONES 600 346 17,275 27,948 26,378
COMISIONES NETAS 68,701 (44) 129,662 19,796 (5,915)

OTROS PRODUCTOS DE SEGUROS 569 0 1,867 4,500 1,207
OTROS COSTOS DE SEGUROS 294 0 72,692 141,116 19,683

RESULTADO TECNICO BRUTO 41,608 45 189,093 174,536 97,724

RESULTADO TECNICO NETO 9,640 (3,674) (108,848) 92,922 (13,187)
PRODUCTO DE INVERSIONES 125,872 642 342,697 78,772 17,797
OTROS INGRESOS 11 42 11,696 10,430 4,114

OTROS EGRESOS 2,709 46 13,700 6,306 5,923
UTILIDAD ANTES DE IMPUESTOS 132,814 (3,036) 231,846 175,817 2,801
IMPUESTO DE RENTA Y COMPLEMENTARIOS 16,811 170 577 12,076 0
UTILIDAD NETA 116,003 (3,206) 231,269 163,741 2,801
ción. Cifras preliminares,
FUENTE: Fasecolda,
- Del 01-enero-2018
Estadísticas
de la Industria Aseguradora y de Capitalización. Cifras preliminares, - Del 01-enero-2018 al 31-diciembre-2018
COMPAÑÍAS DE SEGURO
ESTADO DE RESULTA
(Millones de pesos)
C U E N T A S ESTADO
PRIMAS EMITIDAS 133,639

PRIMAS ACEPTADAS 0
PRIMAS CEDIDAS 3,498
PRIMAS RETENIDAS 130,141
MOVIMIENTO DE RESERVAS 3,029
PRIMAS DEVENGADAS 127,112
COSTO XL 2,701
PRIMAS DEVENGADAS NETAS XL 124,411
SINIESTROS PAGADOS 70,123

SINIESTROS DE ACEPTACIONES 0
REEMBOLSO DE SINIESTROS S/CESIONES 2,357
SINIESTROS RETENIDOS 67,766
MOVIMIENTO DE RESERVAS 8,112
SINIESTROS INCURRIDOS 75,878
REEMBOLSO SINIESTROS XL 6,515
SINIESTROS INCURRIDOS NETOS XL 69,363
COMISIONES 33,428
COMISIONES SOBRE CESIONES (64)
COMISIONES NETAS 33,492

OTROS PRODUCTOS DE SEGUROS 16
OTROS COSTOS DE SEGUROS 1,125

RESULTADO TECNICO BRUTO 20,447
GASTOS DE PERSONAL 7,151
GASTOS ADMINISTRATIVOS 20,902

RESULTADO TECNICO NETO (7,606)
PRODUCTO DE INVERSIONES 8,433
OTROS INGRESOS 1,442

OTROS EGRESOS 8
UTILIDAD ANTES DE IMPUESTOS 2,262
IMPUESTO DE RENTA Y COMPLEMENTARIOS 1,892
UTILIDAD NETA 370
COMPAÑÍAS
COMPAÑÍAS
DE SEGURO
DE S
ESTADO DE
ESTADO
RESULTA
DE
Del 01-enero-2018 al
(Millones de
(Millones de pesos)
C U E N T A S HDI VIDA GLOBAL LIBERTY MAPFRE METLIFE
PRIMAS EMITIDAS 80,938 257,492 179,655 409,529 318,822

PRIMAS CEDIDAS 12,930 5,159 2,281 2,539 8,864
MOVIMIENTO DE RESERVAS 125 254,689 (1,411) 103,794 54,798
PRIMAS DEVENGADAS 67,883 (2,356) 178,785 303,196 255,160
COSTO XL 1,368 70 3,959 5,495 1,846
PRIMAS DEVENGADAS NETAS XL 66,515 (2,426) 174,826 297,701 253,314

REEMBOLSO DE SINIESTROS S/CESIONES 10,476 1,292 981 42,807 4,110
SINIESTROS RETENIDOS 28,859 132,738 79,033 340,638 41,441
MOVIMIENTO DE RESERVAS 3,167 25,177 21,189 29,553 6,658
REEMBOLSO SINIESTROS XL 440 497 3,504 10,590 3,216
COMISIONES 21,731 7,111 22,826 93,482 48,232

COMISIONES SOBRE CESIONES 2,553 1,986 505 (186) 4,015
COMISIONES NETAS 19,178 5,125 22,321 93,668 44,217

OTROS PRODUCTOS DE SEGUROS 1,178 16 0 56,490 200
OTROS COSTOS DE SEGUROS 533 8 29,701 60,244 216

RESULTADO TECNICO BRUTO 16,396 (164,961) 26,086 (159,322) 164,198

RESULTADO TECNICO NETO (817) (199,462) (8,823) (244,765) (32,970)
PRODUCTO DE INVERSIONES 1,325 195,009 40,174 214,728 46,287
OTROS INGRESOS 1,847 8,693 3,969 12,616 7,085

OTROS EGRESOS 1,734 1,620 2,098 1,302 965
UTILIDAD ANTES DE IMPUESTOS 621 2,621 33,223 (18,723) 19,437
IMPUESTO DE RENTA Y COMPLEMENTARIOS 205 0 4,887 0 2,777
UTILIDAD NETA 416 2,621 28,336 (18,723) 16,660
COMPAÑÍAS DE SEGUROS DE VIDA COMPAÑÍAS DE SEGURO
ESTADO DE RESULTADOS ESTADO DE RESULTA
Del 01-enero-2018 al 30-junio-2018
(Millones de pesos)
(Millones de pesos)
C U E N T A S OLD MUTUAL PANAMERICAN POSITIVA SURAMERICANA TOTAL
PRIMAS EMITIDAS (21,981) 122,800 1,090,363 2,539,034 13,918,660

PRIMAS ACEPTADAS 0 0 0 2,443 2,443
PRIMAS CEDIDAS 2,437 80,404 9,351 124,592 1,118,968
PRIMAS RETENIDAS (24,418) 42,396 1,081,012 2,416,885 12,802,135
MOVIMIENTO DE RESERVAS (33,914) 1,231 40,794 (27,240) 2,481,101
PRIMAS DEVENGADAS 9,496 41,165 1,040,218 2,444,125 10,321,034
COSTO XL 0 1,575 10,150 49,670 188,023
PRIMAS DEVENGADAS NETAS XL 9,496 39,590 1,030,068 2,394,455 10,133,011
SINIESTROS PAGADOS 8,530 42,473 629,069 2,063,474 7,501,059

SINIESTROS DE ACEPTACIONES 0 0 0 1,988 1,988
REEMBOLSO DE SINIESTROS S/CESIONES 0 23,258 5,449 77,587 597,547
SINIESTROS RETENIDOS 8,530 19,215 623,620 1,987,875 6,905,500
MOVIMIENTO DE RESERVAS 353 (2,371) 230,052 (461,387) 625,457
SINIESTROS INCURRIDOS 8,883 16,844 853,672 1,526,488 7,530,957
REEMBOLSO SINIESTROS XL 1,553 0 10,629 57,418 204,551
SINIESTROS INCURRIDOS NETOS XL 7,330 16,844 843,043 1,469,070 7,326,406
COMISIONES 4,050 28,204 50,444 294,637 1,422,891

COMISIONES SOBRE CESIONES 0 22,178 (14) 26,788 332,939
COMISIONES NETAS 4,050 6,026 50,458 267,849 1,089,952

OTROS PRODUCTOS DE SEGUROS 0 354 23,938 1,194 109,596
OTROS COSTOS DE SEGUROS 224 100 185,877 1,298 940,624

RESULTADO TECNICO BRUTO (2,108) 16,974 (25,372) 657,432 885,625
GASTOS ADMINISTRATIVOS 23,148 10,796 99,367 573,461 1,579,475

RESULTADO TECNICO NETO (27,284) (4,519) (196,781) (124,728) (1,531,030)
PRODUCTO DE INVERSIONES 28,482 2,882 222,694 411,225 2,761,169
OTROS INGRESOS 18,622 2,702 13,244 26,144 240,013

OTROS EGRESOS 511 779 33,095 18,037 114,370
UTILIDAD ANTES DE IMPUESTOS 19,308 286 6,062 294,604 1,355,782
IMPUESTO DE RENTA Y COMPLEMENTARIOS 10 374 2,535 320 47,503
UTILIDAD NETA 19,298 (88) 3,527 294,284 1,308,279
SOCIEDADES DE CAPITALIZACIÓN
ESTADO DE SITUACIÓN FINANCIERA
Del 01-enero-2018 al 31-diciembre-2018
(Millones de pesos)
AXA COLPATRIA
BOLIVAR COLMENA
CAPIT.
A C T I V O
EFECTIVO 19,731 4,959 7,165
OPERACIONES DEL MERCADO MONETARIO 0 0 0
INVERSIONES Y OPER. CON DERIVADOS 540,802 305,814 81,644
CARTERA DE CREDITOS 28,925 0 0
CUENTAS POR COBRAR ACT. ASEGURADORA 11 0 0
CUENTAS POR COBRAR 11,338 335 45
ACTIVOS MANTENIDOS PARA LA VENTA 0 1,624 0
ACTIVOS MATERIALES 18,954 15,676 6,601
OTROS ACTIVOS 974 193 134
TOTAL ACTIVO 620,735 328,601 95,589
P A S I V O
INSTRUM. FINANC. A VR RAZONABLE 3 0 0
CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 13,167 0 0
CUENTAS POR PAGAR ACT. ASEGURADORA 29,539 4,535 34,219
CUENTAS POR PAGAR 19,567 5,563 2,495
RESERVAS TECNICAS 530,513 171,091 42,980
OBLIGACIONES LABORALES 1,667 789 243
PROVISIONES 2,751 476 0
OTROS PASIVOS 50 1,910 0
TOTAL PASIVO 597,257 184,364 79,937
P A T R I M O N I O
CAPITAL SOCIAL 2,117 13,633 3,165
RESERVAS 0 65,051 4,332
PATRIMONIO ESPECIALES 0 0 0
FONDOS DESTINACION ESPECIFICA 0 0 0
SUPERAVIT O DEFICIT 33,591 37,789 4,307
GANANCIAS (PÉRDIDA) EJERCICIOS ANT. -5,291 6,676 0
GANANCIA (PÉRDIDA) DEL EJERCICIO -6,940 21,087 3,848
TOTAL PATRIMONIO 23,477 144,236 15,652
TOTAL PASIVO Y PATRIMONIO 620,734 328,600 95,589

ESTADO DE RESULTADOS
Del 01-enero-2018 al 31-diciembre-2018
(Millones de pesos)
AXA COLPATRIA
C U E N T A S BOLIVAR CAPIT. COLMENA CAPIT.
CAPIT.
CUOTAS RECAUDADAS 579,598 11,741 19,667

VALORES RECONOCIDOS 612,637 14,530 17,933
COMISIONES 10,721 4,926 511
MOVIMIENTO RESERVA 687 (0) 1,978
OTROS INGRESOS 5,497 7,669 4,381
RESULTADO TÉCNICO (38,949) (46) 3,626
GASTOS DE PERSONAL 5,536 4,562 1,824

GASTOS ADMINISTRATIVOS 17,174 4,350 2,391
RESULTADO FINANCIERO 61,308 30,625 6,114
RESULTADO OPERACIONAL (351) 21,667 5,526
OTROS INGRESOS 355 1,391 454

OTROS EGRESOS 31 440 2
UTILIDAD (PERD) ANTES DE IMPUESTOS (27) 22,618 5,978

IMPUESTO DE RENTA Y COMPLEMENTARIOS 6,913 1,531 2,130
UTILIDAD (PERD) NETA (6,940) 21,087 3,848

FUENTE: Fasecolda, Estadísticas de la Industria Aseguradora y de Capitalización. Cifras preliminares, Enero - diciembre-2018
PRIMAS SINIESTROS SINIESTRALIDAD COSTOS DE INTERMEDIACION GASTOS GENERALES RESULTADO TECNICO RESULTADO FINANCIERO RESULTADO NETO UTILIDAD NETA
COMPAÑIAS Dec-17 Dec-18 COMPAÑIAS Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 COMPAÑIAS Dec-17 Dec-18
SURAMERICANA 2,186,050.0 2,373,774.3 SURAMERICANA 1,333,763.1 1,269,721.5 SEGUREXPO 91% 116% SURAMERICANA 202,207.8 214,559.5 SURAMERICANA 475,222.7 524,008.8 BOLIVAR 32,732.5 70,015.7 BOLIVAR 113,092.1 106,604.0 BOLIVAR 127,490.7 142,338.5 BOLIVAR 127,490.7 142,338.5
ESTADO 1,101,418.7 1,331,045.6 ESTADO 548,652.1 602,760.7 QBE 70% 109% ESTADO 175,495.4 203,333.5 LIBERTY 282,648.1 291,964.9 CARDIF 21,173.4 40,454.9 SURAMERICA 116,367.9 97,507.5 SURAMERIC 73,861.9 91,465.1 SURAMERICANA 73,861.9 91,465.1
AXA COLPATRIA 780,802.7 914,907.4 MAPFRE 435,080.9 530,251.4 ALLIANZ 63% 68% AXA COLPATRIA 127,144.7 157,059.6 CARDIF 299,735.8 237,206.2 BBVA 29,007.8 38,703.7 LIBERTY 77,485.5 85,051.5 LIBERTY 9,111.5 73,321.6 LIBERTY 9,111.5 73,321.6
PREVISORA 869,873.2 902,386.7 PREVISORA 444,615.7 515,893.8 HDI 68% 66% CARDIF 157,181.5 149,358.6 SOLIDARIA 177,025.5 234,118.1 0 ALFA 34,684.8 32,375.9 ESTADO 92,886.3 78,207.7 SOLIDARIA 36,105.3 52,180.6 SOLIDARIA 36,105.3 52,180.6
MAPFRE 876,777.7 899,109.6 ALLIANZ 465,331.4 494,039.7 PREVISORA 60% 64% MUNDIAL 89,813.0 120,657.7 ESTADO 208,244.8 231,068.2 SOLIDARIA 4,974.8 19,005.1 PREVISORA 90,811.4 71,287.2 CARDIF 45,138.1 49,265.9 CARDIF 45,138.1 49,265.9
ALLIANZ 845,276.3 864,678.0 MUNDIAL 389,774.7 374,435.2 EQUIDAD 56% 61% LIBERTY 128,650.6 107,363.1 CHUBB 210,404.3 179,918.1 LIBERTY (97,158.6) 10,232.0 AXA COLPATR 55,457.6 46,295.9 BBVA 24,520.1 30,818.8 BBVA 24,520.1 30,818.8
LIBERTY 781,449.0 849,514.7 AXA COLPATRIA 336,648.5 358,980.3 SURAMERICANA 67% 60% MAPFRE 132,274.2 106,640.7 PREVISORA 162,785.9 173,622.9 AXA COLPATR (72,219.1) 3,534.9 CARDIF 57,382.6 44,741.6 AXA COLPAT (21,892.5) 25,456.8 AXA COLPATRIA (21,892.5) 25,456.8
MUNDIAL 626,033.6 793,273.2 LIBERTY 338,230.6 318,368.8 MAPFRE 59% 60% BOLIVAR 93,864.5 101,128.7 BOLIVAR 154,023.2 168,978.2 NACIONAL (450.6) 1,933.5 MAPFRE 30,755.4 38,653.4 ALFA 33,648.6 18,542.6 ALFA 33,648.6 18,542.6
BOLIVAR 735,507.0 752,926.3 BOLIVAR 298,789.5 279,566.0 CONFIANZA 65% 59% ALLIANZ 101,737.9 97,999.0 ALLIANZ 153,482.1 166,593.5 BERKLEY (3,116.5) 488.2 ALLIANZ 35,961.7 37,842.7 MUNDIAL 15,636.8 15,555.4 MUNDIAL 15,636.8 15,555.4
SOLIDARIA 540,284.4 641,704.5 SOLIDARIA 205,515.1 244,658.7 COFACE 19% 58% PREVISORA 86,329.8 87,577.6 SBS SEGUROS 132,541.4 134,875.0 SOLUNION 754.9 (801.1) CHUBB 24,862.9 33,281.0 PREVISORA 35,228.7 14,676.6 PREVISORA 35,228.7 14,676.6
CHUBB 540,785.5 520,767.2 QBE 211,196.3 223,232.2 SOLUNION 71% 55% ALFA 91,822.7 87,344.0 AXA COLPATRIA 133,874.8 131,475.8 COFACE 1,607.3 (895.0) SOLIDARIA 28,409.2 30,950.9 MAPFRE 488.8 13,958.7 MAPFRE 488.8 13,958.7
SBS SEGUROS 383,240.2 431,634.8 EQUIDAD 202,618.7 208,422.0 SBS SEGUROS 66% 54% CHUBB 77,557.2 77,269.7 MAPFRE 98,272.4 111,448.2 MUNDIAL (16,507.8) (2,273.3) MUNDIAL 34,509.9 21,990.8 SOLUNION 4,306.3 4,268.7 SOLUNION 4,306.3 4,268.7
CARDIF 517,997.2 418,052.2 CHUBB 200,222.8 191,512.7 AXA COLPATRIA 54% 51% SOLIDARIA 71,765.1 77,237.1 EQUIDAD 111,078.0 99,982.8 HDI (9,749.4) (4,494.3) CONFIANZA 26,656.7 17,504.9 ESTADO 11,725.9 2,839.6 ESTADO 11,725.9 2,839.6
EQUIDAD 400,982.9 388,004.9 SBS SEGUROS 151,795.9 170,653.5 ESTADO 50% 50% EQUIDAD 55,432.7 55,881.0 MUNDIAL 64,837.3 90,503.7 JMALUCELLI (4,597.0) (5,617.3) QBE 20,970.4 16,953.8 BERKLEY (926.5) 2,581.4 BERKLEY (926.5) 2,581.4
ALFA 261,052.2 258,507.2 HDI 97,379.4 107,494.5 CHUBB 40% 48% SBS SEGUROS 26,161.8 41,486.3 QBE 76,597.5 68,854.1 SURAMERICA (70,273.4) (5,714.1) EQUIDAD 16,370.3 14,741.9 NACIONAL 1,152.3 2,016.9 NACIONAL 1,152.3 2,016.9
HDI 182,743.0 199,764.3 CARDIF 100,473.9 76,281.3 MUNDIAL 56% 46% HDI 33,509.6 38,619.1 CONFIANZA 47,126.8 46,311.9 SEGUREXPO (4,886.1) (7,310.0) SBS SEGURO 16,346.8 12,487.8 HDI (495.9) 1,900.2 HDI (495.9) 1,900.2
QBE 348,535.0 168,667.9 CONFIANZA 62,367.0 56,275.0 SOLIDARIA 46% 45% CONFIANZA 43,216.8 37,554.5 ZURICH 31,046.2 42,467.4 ZURICH (18,658.1) (20,382.8) BBVA 12,881.6 11,343.8 SEGUREXP 203.3 306.3 SEGUREXPO 203.3 306.3
BBVA 151,126.7 166,591.9 ALFA 39,692.4 48,457.4 BOLIVAR 52% 44% BBVA 28,537.6 26,744.6 HDI 30,389.6 33,525.7 CONFIANZA (37,633.9) (25,431.0) HDI 9,650.0 7,966.9 COFACE 913.6 (104.8) COFACE 913.6 (104.8)
CONFIANZA 175,354.4 157,940.2 SOLUNION 27,084.2 32,580.5 LIBERTY 48% 43% QBE 34,647.8 16,399.7 ALFA 22,111.4 23,875.8 MAPFRE (47,168.1) (26,492.7) SEGUREXPO 3,115.7 5,308.6 JMALUCELL (4,695.4) (4,118.6) JMALUCELLI TR (4,695.4) (4,118.6)
ZURICH 66,158.5 118,936.3 BBVA 25,539.6 29,914.0 NACIONAL 38% 38% ZURICH 5,928.0 12,394.6 BBVA 16,155.7 13,828.6 SBS SEGURO (54,232.6) (40,940.6) ZURICH 3,318.2 4,376.4 ALLIANZ 10,478.2 (7,958.2) ALLIANZ 10,478.2 (7,958.2)
NACIONAL 33,557.2 48,013.3 ZURICH 10,348.2 20,116.5 ZURICH 20% 36% BERKLEY 6,526.2 9,782.5 SOLUNION 10,160.0 13,136.2 ALLIANZ (15,202.8) (45,098.1) SOLUNION 2,514.9 2,232.4 ZURICH (9,279.8) (8,483.4) ZURICH (9,279.8) (8,483.4)
SOLUNION 40,158.4 47,709.5 SEGUREXPO 16,803.4 15,082.5 BERKLEY 35% 35% NACIONAL 5,840.9 9,065.7 BERKLEY 9,286.9 10,797.0 CHUBB (23,944.5) (49,973.6) BERKLEY 1,326.9 2,140.1 CONFIANZA (9,193.4) (9,230.2) CONFIANZA (9,193.4) (9,230.2)
BERKLEY 32,009.1 46,128.2 BERKLEY 4,002.3 3,970.9 JMALUCELLI TRAVE 18% 33% JMALUCELLI TR 3,517.7 4,402.5 SEGUREXPO 9,349.6 9,783.0 EQUIDAD (31,035.4) (57,338.9) JMALUCELLI 2,389.1 1,800.7 EQUIDAD 12,367.4 (12,627.4) EQUIDAD 12,367.4 (12,627.4)
SEGUREXPO 25,093.4 26,131.1 COFACE 7,637.1 3,126.8 BBVA 20% 25% SOLUNION 2,674.9 3,678.9 JMALUCELLI TR 8,583.6 9,106.3 PREVISORA (55,314.5) (68,939.9) NACIONAL 2,263.4 1,218.0 CHUBB (4,363.0) (20,142.7) CHUBB (4,363.0) (20,142.7)
JMALUCELLI TRAVELER 12,222.0 15,690.5 NACIONAL 4,868.7 489.2 CARDIF 18% 18% SEGUREXPO 2,711.2 2,924.8 NACIONAL 7,743.4 8,206.7 QBE (49,765.3) (70,219.4) COFACE 1,059.1 983.9 SBS SEGUR (23,986.4) (24,852.9) SBS SEGUROS (23,986.4) (24,852.9)
COFACE 11,628.0 10,858.8 JMALUCELLI TR 284.1 270.6 ALFA 1% 1% COFACE 844.0 822.7 COFACE 3,077.9 4,132.9 ESTADO (94,440.9) (86,408.1) ALFA 15,536.6 431.0 QBE (25,204.9) (70,183.8) QBE (25,204.9) (70,183.8)
0 0 0
12,526,116 13,346,719 5,958,716 6,176,556 1251% 1342% 1,785,393 1,847,286 2,935,805 3,059,790 (581,419) (301,586) 892,382 791,905 342,340 383,792 342,340 383,792
V I DA V I DA V I DA V I DA V I DA 0 V I DA V I DA V I DA V I DA
COMPAÑIAS Dec-17 Dec-18 COMPAÑIAS Dec-17 Dec-18 COMPAÑIAS Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 Dec-17 Dec-18 COMPAÑIAS Dec-17 Dec-18
ALFA 3,142,858.4 3,441,906.3 SURAMERICANA 1,816,578.1 2,063,474.3 ALFA 126% 123% SURAMERICANA 311,372.1 294,636.7 SURAMERICANA 733,235.5 782,160.6 COLMENA 79,827.8 92,921.1 ALFA 591,337.3 578,375.7 SURAMERIC 357,663.0 294,282.7 SURAMERICANA 357,663.0 294,282.7
PRIMAS EMITIDAS Y CUOTAS RECAUDADAS
CIFRAS EN MILLONES DE PESOS
GENERALES VIDA CAPITALIZACIÓN TOTAL PRIMAS
COMPAÑÍAS
Dec-17 Dec-18 Variac. Dec-17 Dec-18 Variac. Dec-17 Dec-18 Variac. Dec-17 Dec-18 Variac.
SURAMERICANA 2,186,050 2,373,774 9% 3,120,866 2,539,034 -19% 0 0 0% 5,306,916 4,912,809 -7%
ALFA 261,052 258,507 -1% 3,142,858 3,441,906 10% 0 0 0% 3,403,911 3,700,413 9%
BOLIVAR 735,507 752,926 2% 1,374,239 1,537,047 12% 11,221 11,741 5% 2,109,746 2,289,973 9%
AXA COLPATRIA 780,803 914,907 17% 656,007 733,003 12% 650,963 579,598 -11% 1,436,809 1,647,910 15%
ESTADO 1,101,419 1,331,046 21% 121,950 133,639 10% 0 0 0% 1,223,369 1,464,685 20%
ALLIANZ 845,276 864,678 2% 500,893 532,546 6% 0 0 0% 1,346,170 1,397,224 4%
ARL SURA 0 0 0% 1,174,780 1,371,319 17% 0 0 0% 1,174,780 1,371,319 17%
MAPFRE 876,778 899,110 3% 393,129 409,529 4% 0 0 0% 1,269,907 1,308,639 3%
POSITIVA 0 0 0% 1,032,764 1,090,363 6% 0 0 0% 1,032,764 1,090,363 6%
LIBERTY 781,449 849,515 9% 197,024 179,655 -9% 0 0 0% 978,473 1,029,169 5%
PREVISORA 869,873 902,387 4% 0 0 0% 0 0 0% 869,873 902,387 4%
MUNDIAL 626,034 793,273 27% 0 0 0% 0 0 0% 626,034 793,273 27%
EQUIDAD 400,983 388,005 -3% 250,870 291,415 16% 0 0 0% 651,853 679,420 4%
SOLIDARIA 540,284 641,704 19% 0 0 0% 0 0 0% 540,284 641,704 19%
COLMENA 0 0 0% 574,568 627,233 9% 17,604 19,667 12% 574,568 627,233 9%
CHUBB 540,786 520,767 -4% 0 0 0% 0 0 0% 540,786 520,767 -4%
BBVA 151,127 166,592 10% 277,276 267,444 -4% 0 0 0% 428,402 434,036 1%
SBS SEGUROS 383,240 431,635 13% 0 0 0% 0 0 0% 383,240 431,635 13%
CARDIF 517,997 418,052 -19% 0 0 0% 0 0 0% 517,997 418,052 -19%
METLIFE 0 0 0% 287,287 318,822 11% 0 0 0% 287,287 318,822 11%
HDI 182,743 199,764 9% 77,686 80,938 4% 0 0 0% 260,429 280,702 8%
GLOBAL 0 0 0% 169,444 257,492 52% 0 0 0% 169,444 257,492 52%
QBE 348,535 168,668 -52% 0 0 0% 0 0 0% 348,535 168,668 -52%
CONFIANZA 175,354 157,940 -10% 0 0 0% 0 0 0% 175,354 157,940 -10%
PANAMERICAN 0 0 0% 106,684 122,800 15% 0 0 0% 106,684 122,800 15%
ZURICH 66,159 118,936 80% 0 0 0% 0 0 0% 66,159 118,936 80%
NACIONAL 33,557 48,013 43% 0 0 0% 0 0 0% 33,557 48,013 43%
SOLUNION 40,158 47,710 19% 0 0 0% 0 0 0% 40,158 47,710 19%
BERKLEY 32,009 46,128 44% 0 0 0% 0 0 0% 32,009 46,128 44%
SEGUREXPO 25,093 26,131 4% 0 0 0% 0 0 0% 25,093 26,131 4%
JMALUCELLI TRAVELERS 12,222 15,691 28% 0 0 0% 0 0 0% 12,222 15,691 28%
COFACE 11,628 10,859 -7% 0 0 0% 0 0 0% 11,628 10,859 -7%
AURORA 0 0 0% 6,458 5,398 -16% 0 0 0% 6,458 5,398 -16%
BMI COLOMBIA 0 0 0% 0 1,058 N.C. 0 0 0% 0 1,058 N.C.
OLD MUTUAL 0 0 0% 8,453 (21,981) -360% 0 0 0% 8,453 (21,981) -360%
0 0 0%
TOTAL 12,526,116 13,346,719 7% 13,473,236 13,918,659 3% 679,788 611,006 -10% 25,999,352 27,265,378 5%
MILLONES DE PESOS
2,400,000
COMPORTAMIENTO DE LAS PRIMAS EMITIDAS
2,000,000
0 Dec-17 Dec-18
1,600,000
0
1,200,000
800,000
400,000
1.980%
JMALUCELLI TRAVELERS
0 2.308%
SURAMERICANA
AXA COLPATRIA
SBS SEGUROS
SEGUREXPO
PREVISORA
CONFIANZA
SOLIDARIA
NACIONAL
SOLUNION
BERKLEY
MUNDIAL
ALLIANZ
ESTADO
EQUIDAD
MAPFRE
LIBERTY
CARDIF
COFACE
BOLIVAR
CHUBB
ZURICH
BBVA
HDI
ALFA
QBE
DISTRIBUCIÓN DEL MERCADO
JMALUCELLI TRAVELERS;
QBE; 1.26% BBVA; 1.25% CONFIANZA; 1.18% ZURICH; 0.89%
HDI; 1.50%
SEGUREXPO;
NACIONAL; 0.4% 0.2%0.4%BERKLEY; 0.3%
SOLUNION;
0.1%
COFACE; 0.1%
SURAMERICANA; 17.79%
ALFA; 1.94%
EQUIDAD; 2.91%
SBS SEGUROS; 3.23%
CARDIF ; 3.13%
CHUBB; 3.90%
ESTADO; 9.97%
SOLIDARIA; 4.81%
BOLIVAR; 5.64% AXA COLPATRIA; 6.85%

MUNDIAL; 5.94%
PREVISORA; 6.76%
LIBERTY; 6.36%
ALLIANZ; 6.48% MAPFRE; 6.74%
COMPAÑÍAS DE SEGUROS DE VIDA
COMPORTAMIENTO DE LAS PRIMAS EMITIDAS
3,500,000
MILLONES DE PESOS
3,000,000
Dec-17
Dec-18
2,500,000 0
2,000,000 0
1,500,000
1,000,000
500,000
1.980%
0 2.308%
HDI
ESTADO
ALLIANZ
AXA COLPATRIA
ALFA
SURAMERICANA
ARL SURA
COLMENA
LIBERTY
BMI COLOMBIA
POSITIVA
MAPFRE
METLIFE
BBVA
AURORA
PANAMERICAN
GLOBAL
OLD MUTUAL
BOLIVAR
EQUIDAD
OLD MUT
LIBERTY; UAL; 0%
GLOBAL; 2% 1%
BBVA; 2%
EQUIDAD; 2%
METLIFE; 2%
ALFA; 25%
MAPFRE; 3%
PANAMERICAN;
BMI ESTADO;
AURORA;
COLOMBIA;
HDI; 0.6% 1%
1%0.04%
0.01%
ALLIANZ; 4%
COLMENA; 4%
AXA COLPATRIA; 5%
POSITIVA; 8%
SURAMERICANA; 18%
CUOTAS RECAUDADAS
MILLONES DE PESOS
700,000
600,000
0
0 Dec-17
500,000
Dec-18
400,000
300,000
1.980%
200,000 2.308%
100,000
0
AXA COLPATRIA COLMENA BOLIVAR
SINIESTROS PAGADOS Y VALORES RECONOCIDOS
GENERALES VIDA CAPITALIZACIÓN TOTAL SINIESTROS
COMPAÑÍAS
SURAMERICANA 1,333,763 1,269,722 -5% 1,816,578 2,063,474 14% 0 0 0% 3,150,341 3,333,196 5.8%
ALFA 39,692 48,457 22% 1,464,290 1,662,209 14% 0 0 0% 1,503,983 1,710,667 13.7%
BOLIVAR 298,789 279,566 -6% 613,508 776,766 27% 17,552 14,530 -17% 912,298 1,056,332 15.8%
MAPFRE 435,081 530,251 22% 348,101 383,445 10% 0 0 0% 783,181 913,697 16.7%
ALLIANZ 465,331 494,040 6% 377,134 401,722 7% 0 0 0% 842,466 895,762 6.3%
ESTADO 548,652 602,761 10% 52,880 70,123 33% 0 0 0% 601,532 672,884 11.9%
POSITIVA 0 0 0% 557,063 629,069 13% 0 0 0% 557,063 629,069 12.9%
AXA COLPATRIA 336,649 358,980 7% 234,899 263,426 12% 701,811 612,637 -13% 571,548 622,406 8.9%
PREVISORA 444,616 515,894 16% 0 0 0% 0 0 0% 444,616 515,894 16.0%
ARL SURA 0 0 0% 403,353 475,023 18% 0 0 0% 403,353 475,023 17.8%
LIBERTY 338,231 318,369 -6% 89,748 80,014 -11% 0 0 0% 427,978 398,382 -6.9%
MUNDIAL 389,775 374,435 -4% 0 0 0% 0 0 0% 389,775 374,435 -3.9%
EQUIDAD 202,619 208,422 3% 117,896 128,517 9% 0 0 0% 320,515 336,939 5.1%
SOLIDARIA 205,515 244,659 19% 0 0 0% 0 0 0% 205,515 244,659 19.0%
QBE 211,196 223,232 6% 0 0 0% 0 0 0% 211,196 223,232 5.7%
CHUBB 200,223 191,513 -4% 0 0 0% 0 0 0% 200,223 191,513 -4.4%
COLMENA 0 0 0% 170,076 183,109 8% 17,794 17,933 1% 170,076 183,109 7.7%
SBS SEGUROS 151,796 170,654 12% 0 0 0% 0 0 0% 151,796 170,654 12.4%
HDI 97,379 107,494 10% 41,831 39,335 -6% 0 0 0% 139,210 146,830 5.5%
BBVA 25,540 29,914 17% 117,532 113,025 -4% 0 0 0% 143,072 142,939 -0.1%
GLOBAL 0 0 0% 116,339 134,030 15% 0 0 0% 116,339 134,030 15.2%
CARDIF 100,474 76,281 -24% 0 0 0% 0 0 0% 100,474 76,281 -24.1%
CONFIANZA 62,367 56,275 -10% 0 0 0% 0 0 0% 62,367 56,275 -9.8%
METLIFE 0 0 0% 41,078 45,551 11% 0 0 0% 41,078 45,551 10.9%
PANAMERICAN 0 0 0% 28,393 42,473 50% 0 0 0% 28,393 42,473 49.6%
SOLUNION 27,084 32,581 20% 0 0 0% 0 0 0% 27,084 32,581 20.3%
ZURICH 10,348 20,117 94% 0 0 0% 0 0 0% 10,348 20,117 94.4%
SEGUREXPO 16,803 15,083 -10% 0 0 0% 0 0 0% 16,803 15,083 -10.2%
OLD MUTUAL 0 0 0% 7,001 8,530 22% 0 0 0% 7,001 8,530 21.8%
BERKLEY 4,002 3,971 -1% 0 0 0% 0 0 0% 4,002 3,971 -0.8%
COFACE 7,637 3,127 -59% 0 0 0% 0 0 0% 7,637 3,127 -59.1%
AURORA 0 0 0% 2,728 1,070 -61% 0 0 0% 2,728 1,070 -60.8%
NACIONAL 4,869 489 -90% 0 0 0% 0 0 0% 4,869 489 -90.0%
JMALUCELLI TRAVELERS 284 271 -5% 0 0 0% 0 0 0% 284 271 -4.8%
BMI COLOMBIA 0 0 0% 0 148 N.C. 0 0 0% 0 148 N.C.
TOTAL 5,958,716 6,176,556 3.7% 6,600,429 7,501,060 13.6% 737,157 645,099 -12.5% 12,559,145 13,677,615 8.9%
SINIESTROS PAGADOS = Siniestros liquidados - Salvamentos - Recobros
PRIMAS DEVENGADAS
GENERALES VIDA TOTAL
COMPAÑÍAS
Dec-17 Dec-18 Variac. Dec-17 Dec-18 Variac. Dec-17 Dec-18 Variac.
SURAMERICANA 1,508,279 1,616,079 7.1% 2,801,520 2,444,125 -12.8% 4,309,800 4,060,203 -5.8%
BOLIVAR 503,728 535,323 6.3% 936,264 1,048,996 12.0% 1,439,992 1,584,319 10.0%
ARL SURA 0 0 0.0% 1,174,780 1,371,319 16.7% 1,174,780 1,371,319 16.7%
AXA COLPATRIA 541,937 676,440 24.8% 620,352 682,221 10.0% 1,162,288 1,358,662 16.9%
ALFA 12,088 15,927 31.8% 1,083,903 1,255,518 15.8% 1,095,991 1,271,444 16.0%
ALLIANZ 672,503 671,906 -0.1% 473,564 463,487 -2.1% 1,146,067 1,135,393 -0.9%
POSITIVA 0 0 0.0% 961,143 1,040,218 8.2% 961,143 1,040,218 8.2%
ESTADO 718,629 850,409 18.3% 114,506 127,113 11.0% 833,135 977,521 17.3%
LIBERTY 709,406 759,636 7.1% 188,130 178,785 -5.0% 897,536 938,421 4.6%
CARDIF 828,309 799,101 -3.5% 0 0 0.0% 828,309 799,101 -3.5%
MAPFRE 439,941 456,328 3.7% 262,553 303,197 15.5% 702,494 759,525 8.1%
PREVISORA 543,087 593,752 9.3% 0 0 0.0% 543,087 593,752 9.3%
COLMENA 0 0 0.0% 533,266 583,446 9.4% 533,266 583,446 9.4%
SOLIDARIA 468,304 565,510 20.8% 0 0 0.0% 468,304 565,510 20.8%
MUNDIAL 361,756 478,549 32.3% 0 0 0.0% 361,756 478,549 32.3%
CHUBB 443,562 431,531 -2.7% 0 0 0.0% 443,562 431,531 -2.7%
EQUIDAD 215,021 201,427 -6.3% 185,872 211,704 13.9% 400,893 413,131 3.1%
BBVA 109,828 124,094 13.0% 248,518 234,073 -5.8% 358,347 358,167 -0.1%
SBS SEGUROS 158,729 261,822 64.9% 0 0 0.0% 158,729 261,822 64.9%
METLIFE 0 0 0.0% 221,512 255,160 15.2% 221,512 255,160 15.2%
HDI 135,231 147,542 9.1% 63,866 67,883 6.3% 199,097 215,425 8.2%
QBE 306,132 187,857 -38.6% 0 0 0.0% 306,132 187,857 -38.6%
CONFIANZA 88,529 107,649 21.6% 0 0 0.0% 88,529 107,649 21.6%
PANAMERICAN 0 0 0.0% 34,037 41,165 20.9% 34,037 41,165 20.9%
ZURICH 5,853 14,095 140.8% 0 0 0.0% 5,853 14,095 140.8%
BERKLEY 7,523 11,772 56.5% 0 0 0.0% 7,523 11,772 56.5%
OLD MUTUAL 0 0 0.0% (6,311) 9,496 250.5% (6,311) 9,496 250.5%
SEGUREXPO 6,885 7,350 6.7% 0 0 0.0% 6,885 7,350 6.7%
AURORA 0 0 0.0% 6,398 5,482 -14.3% 6,398 5,482 -14.3%
SOLUNION 3,610 4,113 14.0% 0 0 0.0% 3,610 4,113 14.0%
JMALUCELLI TRAVELERS 853 2,142 151.2% 0 0 0.0% 853 2,142 151.2%
NACIONAL 2,014 2,123 5.4% 0 0 0.0% 2,014 2,123 5.4%
COFACE 2,350 2,090 -11.0% 0 0 0.0% 2,350 2,090 -11.0%
BMI COLOMBIA 0 0 0.0% 0 1 N.C. 0 1 N.C.
GLOBAL 0 0 0.0% (18,759) (2,356) 87.4% (18,759) (2,356) 87.4%
TOTAL 8,794,085 9,524,566 8.3% 9,885,116 10,321,032 4.4% 18,679,201 19,845,598 6.2%
SINIESTROS INCURRIDOS
COMPAÑÍAS
SURAMERICANA 1,013,695.1 973,299.5 -4.0% 1,952,367.6 1,526,487.8 -21.8% 2,966,062.7 2,499,787.3 -16%
ALFA 106.1 169.9 60.1% 1,365,405.3 1,549,649.8 13.5% 1,365,511.4 1,549,819.7 13.5%
BOLIVAR 260,299.5 233,645.9 -10.2% 622,498.5 655,808.7 5.4% 882,798.0 889,454.6 0.8%
ALLIANZ 425,710.4 458,596.6 7.7% 381,438.6 412,050.4 8.0% 807,148.9 870,647.0 7.9%
POSITIVA 0.0 0.0 0.0% 818,703.3 853,672.2 4.3% 818,703.3 853,672.2 4.3%
ARL SURA 0.0 0.0 0.0% 755,152.0 850,007.9 12.6% 755,152.0 850,007.9 12.6%
AXA COLPATRIA 294,636.9 345,242.3 17.2% 432,405.2 415,869.9 -3.8% 727,042.1 761,112.2 4.7%
MAPFRE 259,787.3 272,935.1 5.1% 283,958.1 370,190.7 30.4% 543,745.4 643,125.8 18.3%
ESTADO 360,015.8 423,552.8 17.6% 58,801.0 75,878.5 29.0% 418,816.8 499,431.3 19.2%
LIBERTY 341,225.4 327,718.2 -4.0% 118,298.0 100,221.7 -15.3% 459,523.3 427,939.9 -6.9%
PREVISORA 326,532.2 377,152.8 15.5% 0.0 0.0 0.0% 326,532.2 377,152.8 15.5%
SOLIDARIA 217,548.9 251,792.9 15.7% 0.0 0.0 0.0% 217,548.9 251,792.9 15.7%
COLMENA 0.0 0.0 0.0% 226,449.5 240,979.2 6.4% 226,449.5 240,979.2 6.4%
EQUIDAD 120,539.7 122,951.1 2.0% 114,021.3 100,548.3 -11.8% 234,561.1 223,499.5 -4.7%
MUNDIAL 202,160.5 221,635.4 9.6% 0.0 0.0 0.0% 202,160.5 221,635.4 9.6%
CHUBB 179,431.7 205,416.3 14.5% 0.0 0.0 0.0% 179,431.7 205,416.3 14.5%
QBE 214,613.2 204,925.9 -4.5% 0.0 0.0 0.0% 214,613.2 204,925.9 -4.5%
GLOBAL 0.0 0.0 0.0% 152,646.2 157,915.0 3.5% 152,646.2 157,915.0 3.5%
BBVA 21,959.5 31,150.6 41.9% 118,427.8 116,067.4 -2.0% 140,387.3 147,218.0 4.9%
CARDIF 145,389.1 145,468.0 0.1% 0.0 0.0 0.0% 145,389.1 145,468.0 0.1%
SBS SEGUROS 104,339.2 140,957.0 35.1% 0.0 0.0 0.0% 104,339.2 140,957.0 35.1%
HDI 92,397.1 97,343.2 5.4% 35,361.3 32,026.4 -9.4% 127,758.5 129,369.7 1.3%
CONFIANZA 57,345.1 63,664.5 11.0% 0.0 0.0 0.0% 57,345.1 63,664.5 11.0%
METLIFE 0.0 0.0 0.0% 41,787.4 48,099.0 15.1% 41,787.4 48,099.0 15.1%
PANAMERICAN 0.0 0.0 0.0% 17,229.5 16,844.9 -2.2% 17,229.5 16,844.9 -2.2%
OLD MUTUAL 0.0 0.0 0.0% 7,004.0 8,883.1 26.8% 7,004.0 8,883.1 26.8%
SEGUREXPO 6,298.0 8,526.6 35.4% 0.0 0.0 0.0% 6,298.0 8,526.6 35.4%
ZURICH 1,166.6 5,134.3 340.1% 0.0 0.0 0.0% 1,166.6 5,134.3 340.1%
BERKLEY 2,610.2 4,128.2 58.2% 0.0 0.0 0.0% 2,610.2 4,128.2 58.2%
SOLUNION 2,564.6 2,248.2 -12.3% 0.0 0.0 0.0% 2,564.6 2,248.2 -12.3%
COFACE 435.0 1,204.2 176.8% 0.0 0.0 0.0% 435.0 1,204.2 176.8%
NACIONAL 755.3 796.3 5.4% 0.0 0.0 0.0% 755.3 796.3 5.4%
JMALUCELLI TRAVELERS 151.8 715.1 371.1% 0.0 0.0 0.0% 151.8 715.1 371.1%
BMI COLOMBIA 0.0 0.0 0.0% 0.0 0.3 N.C. 0.0 0.3 N.C.
AURORA 0.0 0.0 0.0% 1,743.9 (243.0) -113.9% 1,743.9 (243.0) -113.9%
TOTAL 4,651,714.1 4,920,370.5 5.8% 7,503,698.4 7,530,958.1 0.4% 12,155,412.5 12,451,328.6 2.4%
SINIESTROS INCURRIDOS = Siniestros pagados - Reembolso de siniestros + Incremento reserva de siniestros
SINIESTRALIDAD CUENTA COMPAÑÍA
Comparativo enero-2017 vs enero-2018
COMPAÑÍAS
ALFA 0.9% 1.1% 0.2% 126.0% 123.4% -2.5% 124.6% 121.9% -2.7%
SEGUREXPO 91.5% 116.0% 24.5% 0.0% 0.0% 0.0% 91.5% 116.0% 24.5%
QBE 70.1% 109.1% 39.0% 0.0% 0.0% 0.0% 70.1% 109.1% 39.0%
OLD MUTUAL 0.0% 0.0% 0.0% -111.0% 93.5% 204.5% -111.0% 94% 204.5%
MAPFRE 59.1% 59.8% 0.8% 108.2% 122.1% 13.9% 77.4% 84.7% 7.3%
POSITIVA 0.0% 0.0% 0.0% 85.2% 82.1% -3.1% 85.2% 82.1% -3.1%
ALLIANZ 63.3% 68.3% 5.0% 80.5% 88.9% 8.4% 70.4% 76.7% 6.3%
PREVISORA 60.1% 63.5% 3.4% 0.0% 0.0% 0.0% 60.1% 63.5% 3.4%
ARL SURA 0.0% 0.0% 0.0% 64.3% 62.0% -2.3% 64.3% 62.0% -2.3%
SURAMERICANA 0.7 0.6 -7.0% 69.7% 62.5% -7.2% 68.8% 62% -7.3%
HDI 68.3% 66.0% -2.3% 55.4% 47.2% -8.2% 64.2% 60.1% -4.1%
CONFIANZA 64.8% 59.1% -5.6% 0.0% 0.0% 0.0% 64.8% 59.1% -5.6%
COFACE 18.5% 57.6% 39.1% 0.0% 0.0% 0.0% 18.5% 57.6% 39.1%
BOLIVAR 51.7% 43.6% -8.0% 66.5% 62.5% -4.0% 61.3% 56.1% -5.2%
AXA COLPATRIA 54.4% 51.0% -3.3% 69.7% 61.0% -8.7% 62.6% 56.0% -6.5%
SOLUNION 71.0% 54.7% -16.4% 0.0% 0.0% 0.0% 71.0% 54.7% -16.4%
EQUIDAD 56.1% 61.0% 5.0% 61.3% 47.5% -13.8% 58.5% 54.1% -4.4%
SBS SEGUROS 65.7% 53.8% -11.9% 0.0% 0.0% 0.0% 65.7% 53.8% -11.9%
ESTADO 50.1% 49.8% -0.3% 51.4% 59.7% 8.3% 50.3% 51.1% 0.8%
CHUBB 40.5% 47.6% 7.1% 0.0% 0.0% 0.0% 40.5% 47.6% 7.1%
MUNDIAL 55.9% 46.3% -9.6% 0.0% 0.0% 0.0% 55.9% 46.3% -9.6%
LIBERTY 48.1% 43.1% -5.0% 62.9% 56.1% -6.8% 51.2% 45.6% -5.6%
SOLIDARIA 46.5% 44.5% -1.9% 0.0% 0.0% 0.0% 46.5% 44.5% -1.9%
COLMENA 0.0% 0.0% 0.0% 42.5% 41.3% -1.2% 42.5% 41.3% -1.2%
BBVA 20.0% 25.1% 5.1% 47.7% 49.6% 1.9% 39.2% 41.1% 1.9%
PANAMERICAN 0.0% 0.0% 0.0% 50.6% 40.9% -9.7% 50.6% 41% -9.7%
NACIONAL 37.5% 37.5% 0.0% 0.0% 0.0% 0.0% 37.5% 37.5% 0.0%
ZURICH 19.9% 36.4% 16.5% 0.0% 0.0% 0.0% 19.9% 36.4% 16.5%
BERKLEY 34.7% 35.1% 0.4% 0.0% 0.0% 0.0% 34.7% 35.1% 0.4%
JMALUCELLI TRAVELERS 17.8% 33.4% 15.6% 0.0% 0.0% 0.0% 17.8% 33.4% 15.6%
BMI COLOMBIA 0.0% 0.0% 0.0% 0.0% 31.5% 31.5% 0.0% 31.5% 31.5%
METLIFE 0.0% 0.0% 0.0% 18.9% 18.9% 0.0% 18.9% 18.9% 0.0%
CARDIF 17.6% 18.2% 0.7% 0.0% 0.0% 0.0% 17.6% 18.2% 0.7%
AURORA 0.0% 0.0% 0.0% 27.3% -4.4% -31.7% 27.3% -4.4% -31.7%
GLOBAL 0.0% 0.0% 0.0% -813.7% -6702.6% -5888.8% -813.7% -6702.6% -5888.8%
TOTAL 52.9% 51.7% -1.2% 75.9% 73.0% -2.9% 65.1% 62.7% -2.3%
ALFA
CARDIF
BBVA
BERKLEY
ZURICH
NACIONAL
LIBERTY
BOLIVAR
SOLIDARIA
MUNDIAL
CHUBB
Dec-17
ESTADO
Dec-18
AXA COLPATRIA
SBS SEGUROS
SOLUNION
COFACE
CONFIANZA
MAPFRE
SURAMERICANA
EQUIDAD
PREVISORA
HDI
ALLIANZ
QBE
SEGUREXPO
-30% -20% -10% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 110% 120%
GLOBAL
AURORA
METLIFE
BMI COLOMBIA
PANAMERICAN
COLMENA
Dec-17
HDI Dec-18
EQUIDAD
BBVA
LIBERTY
ESTADO
AXA COLPATRIA
ARL SURA
SURAMERICANA
BOLIVAR
POSITIVA
ALLIANZ
OLD MUTUAL
MAPFRE
ALFA
-70% -60% -50% -40% -30% -20% -10% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130%
SINIESTRALIDAD CUENTA COMPAÑÍA II
INCLUYENDO LOS INGRESOS Y EGRESOS DE LOS CONTRATOS NO PROPORCIONALES
COMPAÑÍAS
SEGUREXPO 103.5% 132.4% 28.9% 0.0% 0.0% 0.0% 103.5% 132.4% 28.9%
ALFA 0.9% 1.1% 0.2% 124.8% 122.3% -2.5% 123.5% 120.8% -2.7%
QBE 73.9% 97.9% 24.0% 0.0% 0.0% 0.0% 73.9% 97.9% 24.0%
MAPFRE 60.8% 62.8% 2.0% 109.4% 120.8% 11.4% 79.1% 86.2% 7.0%
POSITIVA 0.0% 0.0% 0.0% 85.3% 81.8% -3.5% 85.3% 81.8% -3.5%
ALLIANZ 65.3% 69.2% 3.9% 79.2% 89.1% 9.9% 71.1% 77.4% 6.3%
OLD MUTUAL 0.0% 0.0% 0.0% -105.2% 77.2% 182.4% -105.2% 77.2% 182.4%
PREVISORA 63.6% 67.2% 3.6% 0.0% 0.0% 0.0% 63.6% 67.2% 3.6%
CONFIANZA 67.5% 63.2% -4.4% 0.0% 0.0% 0.0% 67.5% 63.2% -4.4%
ARL SURA 0.0% 0.0% 0.0% 63.8% 61.2% -2.6% 63.8% 61.2% -2.6%
SURAMERICANA 66.9% 60.4% -6.5% 69.3% 61.4% -7.9% 68.4% 61.0% -7.5%
HDI 66.5% 65.9% -0.5% 55.2% 47.5% -7.7% 62.9% 60.0% -2.8%
COFACE 18.6% 58.2% 39.6% 0.0% 0.0% 0.0% 18.6% 58.2% 39.6%
AXA COLPATRIA 59.9% 53.4% -6.4% 69.2% 60.4% -8.8% 65.1% 57.0% -8.0%
SOLUNION 73.4% 56.6% -16.9% 0.0% 0.0% 0.0% 73.4% 56.6% -16.9%
BOLIVAR 52.8% 44.2% -8.7% 66.5% 62.6% -3.9% 61.8% 56.4% -5.4%
SBS SEGUROS 64.1% 55.6% -8.4% 0.0% 0.0% 0.0% 64.1% 55.6% -8.4%
EQUIDAD 57.2% 63.5% 6.2% 61.3% 47.5% -13.7% 59.1% 55.2% -3.9%
CHUBB 46.1% 54.7% 8.6% 0.0% 0.0% 0.0% 46.1% 54.7% 8.6%
ESTADO 51.0% 50.6% -0.4% 50.5% 55.8% 5.3% 50.9% 51.2% 0.3%
NACIONAL 43.9% 49.9% 6.0% 0.0% 0.0% 0.0% 43.9% 49.9% 6.0%
MUNDIAL 57.2% 47.1% -10.1% 0.0% 0.0% 0.0% 57.2% 47.1% -10.1%
LIBERTY 50.7% 44.7% -6.0% 62.7% 55.3% -7.4% 53.3% 46.7% -6.6%
BBVA 25.0% 31.0% 6.0% 49.2% 51.2% 2.0% 42.8% 45.0% 2.2%
SOLIDARIA 47.5% 44.9% -2.6% 0.0% 0.0% 0.0% 47.5% 44.9% -2.6%
PANAMERICAN 0.0% 0.0% 0.0% 52.0% 42.6% -9.4% 52.0% 42.6% -9.4%
COLMENA 0.0% 0.0% 0.0% 42.3% 41.9% -0.5% 42.3% 41.9% -0.5%
JMALUCELLI TRAVELERS 23.1% 38.9% 15.8% 0.0% 0.0% 0.0% 23.1% 38.9% 15.8%
BERKLEY 37.8% 37.8% -0.1% 0.0% 0.0% 0.0% 37.8% 37.8% -0.1%
ZURICH 19.9% 36.4% 16.5% 0.0% 0.0% 0.0% 19.9% 36.4% 16.5%
BMI COLOMBIA 0.0% 0.0% 0.0% /0 31.5% N.A. /0 31.5% N.A.
CARDIF 17.2% 18.2% 1.0% 0.0% 0.0% 0.0% 17.2% 18.2% 1.0%
METLIFE 0.0% 0.0% 0.0% 16.8% 17.7% 0.9% 16.8% 17.7% 0.9%
AURORA 0.0% 0.0% 0.0% 27.3% -4.4% -31.7% 27.3% -4.4% -31.7%
GLOBAL 0.0% 0.0% 0.0% -810.2% -6488.7% -5678.5% -810.2% -6488.7% -5678.5%
TOTAL 54.5% 52.8% -1.7% 75.6% 72.3% -3.2% 65.8% 63.1% -2.7%
COSTOS DE INTERMEDIACIÓN
COMPAÑÍAS
SURAMERICANA 202,208 214,560 6% 311,372 294,637 -5% 0 0 0% 513,580 509,196 -1%
ALFA 91,823 87,344 -5% 228,531 265,931 16% 0 0 0% 320,353 353,275 10%
AXA COLPATRIA 127,145 157,060 24% 117,224 133,321 14% 14,503 11,199 -23% 244,369 290,380 19%
BOLIVAR 93,865 101,129 8% 139,053 146,937 6% 4,585 4,935 8% 232,917 248,066 7%
ESTADO 175,495 203,334 16% 29,700 33,428 13% 0 0 0% 205,195 236,762 15%
MAPFRE 132,274 106,641 -19% 89,022 93,482 5% 0 0 0% 221,297 200,123 -10%
ALLIANZ 101,738 97,999 -4% 64,884 65,681 1% 0 0 0% 166,622 163,680 -2%
CARDIF 157,181 149,359 -5% 0 0 0% 0 0 0% 157,181 149,359 -5%
LIBERTY 128,651 107,363 -17% 25,776 22,826 -11% 0 0 0% 154,427 130,189 -16%
MUNDIAL 89,813 120,658 34% 0 0 0% 0 0 0% 89,813 120,658 34%
BBVA 28,538 26,745 -6% 73,958 69,301 -6% 0 0 0% 102,495 96,045 -6%
PREVISORA 86,330 87,578 1% 0 0 0% 0 0 0% 86,330 87,578 1%
CHUBB 77,557 77,270 0% 0 0 0% 0 0 0% 77,557 77,270 0%
SOLIDARIA 71,765 77,237 8% 0 0 0% 0 0 0% 71,765 77,237 8%
EQUIDAD 55,433 55,881 1% 13,193 20,463 55% 0 0 0% 68,626 76,344 11%
ARL SURA 0 0 0% 61,573 68,360 11% 0 0 0% 61,573 68,360 11%
HDI 33,510 38,619 15% 19,250 21,731 13% 0 0 0% 52,760 60,350 14%
POSITIVA 0 0 0% 45,027 50,444 12% 0 0 0% 45,027 50,444 12%
METLIFE 0 0 0% 48,261 48,232 0% 0 0 0% 48,261 48,232 0%
COLMENA 0 0 0% 48,207 47,744 -1% 467 511 9% 48,207 47,744 -1%
SBS SEGUROS 26,162 41,486 59% 0 0 0% 0 0 0% 26,162 41,486 59%
CONFIANZA 43,217 37,555 -13% 0 0 0% 0 0 0% 43,217 37,555 -13%
PANAMERICAN 0 0 0% 25,373 28,204 11% 0 0 0% 25,373 28,204 11%
QBE 34,648 16,400 -53% 0 0 0% 0 0 0% 34,648 16,400 -53%
ZURICH 5,928 12,395 109% 0 0 0% 0 0 0% 5,928 12,395 109%
BERKLEY 6,526 9,782 50% 0 0 0% 0 0 0% 6,526 9,782 50%
NACIONAL 5,841 9,066 55% 0 0 0% 0 0 5,841 9,066 55%
GLOBAL 0 0 0% 7,302 7,111 -3% 0 0 0% 7,302 7,111 -3%
OLD MUTUAL 0 0 0% 3,111 4,050 30% 0 0 0% 3,111 4,050 30%
SOLUNION 2,675 3,679 38% 0 0 0% 0 0 0% 2,675 3,679 38%
SEGUREXPO 2,711 2,925 8% 0 0 0% 0 0 0% 2,711 2,925 8%
COFACE 844 823 -3% 0 0 0% 0 0 0% 844 823 -3%
AURORA 0 0 0% 1,067 706 -34% 0 0 0% 1,067 706 -34%
TOTAL 1,785,393 1,847,286 3% 1,351,884 1,422,892 5% 19,555 16,645 -15% 3,137,277 3,270,178 4%
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
40,000
80,000
120,000
160,000
200,000
0
SURAMERICANA
ESTADO
AXA COLPATRIA 0
CARDIF
MUNDIAL
2.308%
1.980%
0
LIBERTY
MAPFRE
BOLIVAR
ALLIANZ
PREVISORA
ALFA
CHUBB
SOLIDARIA
EQUIDAD
SBS SEGUROS
HDI
CONFIANZA
BBVA
QBE
ZURICH
Dec-18
Dec-17
BERKLEY
NACIONAL
SOLUNION
SEGUREXPO
COFACE
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
0
120,000
160,000
200,000
240,000
280,000
320,000
40,000
80,000
SURAMERICANA
ALFA 0
BOLIVAR
2.308%
1.980%
0
AXA COLPATRIA
MAPFRE
BBVA
ARL SURA
ALLIANZ
POSITIVA
METLIFE
COLMENA
ESTADO
Dec-18
Dec-17
PANAMERICAN
LIBERTY
HDI
EQUIDAD
GLOBAL
OLD MUTUAL
AURORA
BMI COLOMBIA
16,000
M
I 14,000
L
L
O 0
12,000
N
Dec-17
E
S 0
10,000
Dec-18
D
E
8,000
P
E
S 6,000
O
S
4,000
1.980%
2.308%
2,000
0
AXA COLPATRIA BOLIVAR COLMENA
GASTOS GENERALES
COMPAÑÍAS
SURAMERICANA 475,223 524,009 10% 733,236 782,161 7% 0 0 0% 1,208,458 1,306,169 8%
BOLIVAR 154,023 168,978 10% 264,457 297,941 13% 7,223 7,705 7% 418,480 466,920 12%
LIBERTY 282,648 291,965 3% 37,185 34,909 -6% 0 0 0% 319,833 326,873 2%
ALLIANZ 153,482 166,594 9% 136,945 143,728 5% 0 0 0% 290,427 310,321 7%
ESTADO 208,245 231,068 11% 26,779 28,053 5% 0 0 0% 235,024 259,121 10%
AXA COLPATRIA 133,875 131,476 -2% 110,015 114,382 4% 18,871 17,915 -5% 243,890 245,858 1%
CARDIF 299,736 237,206 -21% 0 0 0% 0 0 0% 299,736 237,206 -21%
SOLIDARIA 177,025 234,118 32% 0 0 0% 0 0 0% 177,025 234,118 32%
EQUIDAD 111,078 99,983 -10% 81,066 110,910 37% 0 0 0% 192,144 210,893 10%
METLIFE 0 0 0% 170,240 197,168 16% 0 0 0% 170,240 197,168 16%
MAPFRE 98,272 111,448 13% 84,924 85,442 1% 0 0 0% 183,196 196,890 7%
ARL SURA 0 0 0% 172,959 193,405 12% 0 0 0% 172,959 193,405 12%
CHUBB 210,404 179,918 -14% 0 0 0% 0 0 0% 210,404 179,918 -14%
PREVISORA 162,786 173,623 7% 0 0 0% 0 0 0% 162,786 173,623 7%
POSITIVA 0 0 0% 163,472 171,408 5% 0 0 0% 163,472 171,408 5%
SBS SEGUROS 132,541 134,875 2% 0 0 0% 0 0 0% 132,541 134,875 2%
MUNDIAL 64,837 90,504 40% 0 0 0% 0 0 0% 64,837 90,504 40%
COLMENA 0 0 0% 75,446 81,614 8% 3,829 3,943 3% 75,446 81,614 8%
QBE 76,597 68,854 -10% 0 0 0% 0 0 0% 76,597 68,854 -10%
ALFA 22,111 23,876 8% 32,192 36,035 12% 0 0 0% 54,303 59,911 10%
HDI 30,390 33,526 10% 15,377 17,212 12% 0 0 0% 45,767 50,738 11%
CONFIANZA 47,127 46,312 -2% 0 0 0% 0 0 0% 47,127 46,312 -2%
BBVA 16,156 13,829 -14% 33,502 31,968 -5% 0 0 0% 49,658 45,797 -8%
ZURICH 31,046 42,467 37% 0 0 0% 0 0 0% 31,046 42,467 37%
GLOBAL 0 0 0% 29,199 34,502 18% 0 0 0% 29,199 34,502 18%
OLD MUTUAL 0 0 0% 29,558 25,176 -15% 0 0 0% 29,558 25,176 -15%
PANAMERICAN 0 0 0% 17,374 21,494 24% 0 0 0% 17,374 21,494 24%
SOLUNION 10,160 13,136 29% 0 0 0% 0 0 0% 10,160 13,136 29%
BERKLEY 9,287 10,797 16% 0 0 0% 0 0 0% 9,287 10,797 16%
SEGUREXPO 9,350 9,783 5% 0 0 0% 0 0 0% 9,350 9,783 5%
NACIONAL 7,743 8,207 6% 0 0 0% 0 0 0% 7,743 8,207 6%
AURORA 0 0 0% 5,222 5,425 4% 0 0 0% 5,222 5,425 4%
COFACE 3,078 4,133 34% 0 0 0% 0 0 0% 3,078 4,133 34%
TOTAL 2,935,805 3,059,790 4% 2,219,149 2,416,653 9% 29,923 29,564 -1% 5,154,953 5,476,443 6%
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
100,000
200,000
300,000
400,000
500,000
0
SURAMERICANA
0
LIBERTY
CARDIF
SOLIDARIA
2.308%
1.980%
0
ESTADO
CHUBB
PREVISORA
BOLIVAR
ALLIANZ
SBS SEGUROS
AXA COLPATRIA
MAPFRE
EQUIDAD
MUNDIAL
GASTOS GENERALES
QBE
CONFIANZA
ZURICH
HDI
Dec-18
Dec-17
ALFA
BBVA
SOLUNION
BERKLEY
SEGUREXPO
NACIONAL
COFACE
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
0
100,000
200,000
300,000
400,000
500,000
600,000
700,000
800,000
SURAMERICANA
BOLIVAR
METLIFE
0
ARL SURA
POSITIVA
2.308%
1.980%
0
ALLIANZ
AXA COLPATRIA
EQUIDAD
MAPFRE
COLMENA
ALFA
GASTOS GENERALES
LIBERTY
GLOBAL
BBVA
Dec-18
Dec-17
ESTADO
OLD MUTUAL
PANAMERICAN
HDI
AURORA
BMI COLOMBIA
GASTOS GENERALES
20,000
Dec-17
M
I Dec-18
L 0
L 16,000
O 0
N
E
S
12,000
D
E
P
E
S 8,000
O
S 1.980%
2.308%
4,000
0
RESULTADO TÉCNICO
COMPAÑÍAS
COLMENA 0 0 0.0% 79,828 92,921 16.4% -4,296 -4,454 -3.7% 79,828 92,921 16.4%
BBVA 29,008 38,704 33.4% 15,003 9,641 -35.7% 0 0 0.0% 44,010 48,345 9.8%
CARDIF 21,173 40,455 91.1% 0 0 0.0% 0 0 0.0% 21,173 40,455 91.1%
ARL SURA 0 0 0.0% -29,396 21,314 172.5% 0 0 0.0% -29,396 21,314 172.5%
SOLIDARIA 4,975 19,005 282.0% 0 0 0.0% 0 0 0.0% 4,975 19,005 282.0%
NACIONAL (451) 1,934 529.1% 0 0 0.0% 0 0 0.0% -451 1,934 529.1%
LIBERTY (97,159) 10,232 110.5% -25,325 -8,822 65.2% 0 0 0.0% -122,484 1,410 101.2%
BERKLEY (3,117) 488 115.7% 0 0 0.0% 0 0 0.0% -3,117 488 115.7%
AURORA 0 0 0.0% -1,341 39 102.9% 0 0 0.0% -1,341 39 102.9%
SOLUNION 755 -801 -206.1% 0 0 0.0% 0 0 0.0% 755 -801 -206.1%
COFACE 1,607 -895 -155.7% 0 0 0.0% 0 0 0.0% 1,607 -895 -155.7%
MUNDIAL (16,508) -2,273 86.2% 0 0 0.0% 0 0 0.0% -16,508 -2,273 86.2%
BMI COLOMBIA 0 0 0.0% 0 -3,675 N.C. 0 0 0.0% 0 -3,675 N.C.
PANAMERICAN 0 0 0.0% -4,430 -4,520 -2.0% 0 0 0.0% -4,430 -4,520 -2.0%
HDI (9,749) -4,494 53.9% -2,363 -817 65.4% 0 0 0.0% -12,113 -5,311 56.2%
JMALUCELLI TRAVELERS (4,597) -5,617 -22.2% 0 0 0.0% 0 0 0.0% -4,597 -5,617 -22.2%
SEGUREXPO (4,886) -7,310 -49.6% 0 0 0.0% 0 0 0.0% -4,886 -7,310 -49.6%
ZURICH (18,658) -20,383 -9.2% 0 0 0.0% 0 0 0.0% -18,658 -20,383 -9.2%
CONFIANZA (37,634) -25,431 32.4% 0 0 0.0% 0 0 0.0% -37,634 -25,431 32.4%
OLD MUTUAL 0 0 0.0% -45,620 -27,284 40.2% 0 0 0.0% -45,620 -27,284 40.2%
METLIFE 0 0 0.0% -31,415 -32,970 -4.9% 0 0 0.0% -31,415 -32,970 -4.9%
BOLIVAR 32,733 70,016 113.9% -134,957 -108,849 19.3% -11,808 -12,640 -7.1% -102,224 -38,833 62.0%
SBS SEGUROS (54,233) -40,941 24.5% 0 0 0.0% 0 0 0.0% -54,233 -40,941 24.5%
CHUBB (23,945) -49,974 -108.7% 0 0 0.0% 0 0 0.0% -23,945 -49,974 -108.7%
PREVISORA (55,315) -68,940 -24.6% 0 0 0.0% 0 0 0.0% -55,315 -68,940 -24.6%
QBE (49,765) -70,219 -41.1% 0 0 0.0% 0 0 0.0% -49,765 -70,219 -41.1%
EQUIDAD (31,035) -57,339 -84.8% -14,173 -13,188 7.0% 0 0 0.0% -45,208 -70,527 -56.0%
ESTADO (94,441) -86,408 8.5% -2,569 -7,607 -196.1% 0 0 0.0% -97,010 -94,015 3.1%
AXA COLPATRIA (72,219) 3,535 104.9% -152,606 -117,417 23.1% -32,901 -28,599 13.1% -224,825 -113,882 49.3%
SURAMERICANA (70,273) -5,714 91.9% -180,779 -124,730 31.0% 0 0 0.0% -251,052 -130,444 48.0%
POSITIVA 0 0 0.0% -212,917 -196,779 7.6% 0 0 0.0% -212,917 -196,779 7.6%
GLOBAL 0 0 0.0% -206,103 -199,462 3.2% 0 0 0.0% -206,103 -199,462 3.2%
ALLIANZ (15,203) -45,098 -196.6% -106,324 -159,347 -49.9% 0 0 0.0% -121,527 -204,445 -68.2%
MAPFRE (47,168) -26,493 43.8% -231,698 -244,763 -5.6% 0 0 0.0% -278,866 -271,256 2.7%
ALFA 34,685 32,376 -6.7% -398,769 -404,717 -1.5% 0 0 0.0% -364,085 -372,341 -2.3%
TOTAL -581,419 -301,586 48.1% -1,685,954 -1,531,030 9.2% -49,005 -45,693 6.8% -2,267,373 -1,832,617 19.2%
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
-100,000
-80,000
-60,000
-40,000
-20,000
0
20,000
40,000
60,000
BOLIVAR
CARDIF
BBVA
ALFA
0
SOLIDARIA
LIBERTY
0
1.980%
AXA COLPATRIA
Dec-18
2.308% Dec-17
NACIONAL
BERKLEY
SOLUNION
COFACE
MUNDIAL
HDI
RESULTADO TÉCNICO
SURAMERICANA
SEGUREXPO
ZURICH
CONFIANZA
MAPFRE
SBS SEGUROS
ALLIANZ
CHUBB
EQUIDAD
PREVISORA
QBE
ESTADO
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
0
90,000
(410,000)
(310,000)
(210,000)
(110,000)
(10,000)
COLMENA
ARL SURA
2.308%
1.980%
0
BBVA
AURORA
HDI
BMI COLOMBIA
PANAMERICAN
ESTADO
LIBERTY
Dec-18
Dec-17
EQUIDAD
OLD MUTUAL
RESULTADO TÉCNICO
METLIFE
BOLIVAR
AXA COLPATRIA
SURAMERICANA
ALLIANZ
POSITIVA
GLOBAL
MAPFRE
ALFA
RESULTADO TÉCNICO
20,000
M
I 18,000
L
L
O 16,000 0 Dec-17
N Dec-18
E 14,000
S
0
D 12,000
E
10,000
P
E
S 8,000
O
S 6,000
1.980%
4,000
2.308%
2,000
0
PRODUCTO DE INVERSIONES
COMPAÑÍAS
Dec-17 Dec-18 Var. Dec-17 Dec-18 Var. Dec-17 Dec-18 Var. Dec-17 Dec-18 Var.
ALFA 15,537 431 -97% 591,337 578,376 -2% 0 0 0% 606,874 578,807 -5%
SURAMERICANA 116,368 97,508 -16% 489,604 411,225 -16% 0 0 0% 605,972 508,732 -16%
BOLIVAR 113,092 106,604 -6% 452,270 342,697 -24% 29,189 30,625 5% 565,362 449,301 -21%
MAPFRE 30,755 38,653 26% 226,926 214,728 -5% 0 0 0% 257,681 253,382 -2%
POSITIVA 0 0 0% 243,257 222,694 -8% 0 0 0% 243,257 222,694 -8%
ARL SURA 0 0 0% 198,688 196,194 -1% 0 0 0% 198,688 196,194 -1%
GLOBAL 0 0 0% 203,434 195,009 -4% 0 0 0% 203,434 195,009 -4%
AXA COLPATRIA 55,458 46,296 -17% 152,614 142,357 -7% 54,462 61,308 208,071 188,652 -9%
ALLIANZ 35,962 37,843 5% 121,308 105,924 -13% 0 0 0% 157,269 143,766 -9%
BBVA 12,882 11,344 -12% 140,426 125,872 -10% 0 0 0% 153,307 137,216 -10%
LIBERTY 77,486 85,052 10% 42,555 40,174 -6% 0 0 0% 120,040 125,226 4%
ESTADO 92,886 78,208 -16% 9,411 8,433 -10% 0 0 0% 102,298 86,641 -15%
COLMENA 0 0 0% 86,965 78,772 -9% 6,812 6,114 -10% 86,965 78,772 -9%
PREVISORA 90,811 71,287 -21% 0 0 0% 0 0 0% 90,811 71,287 -21%
METLIFE 0 0 0% 46,828 46,287 -1% 0 0 0% 46,828 46,287 -1%
CARDIF 57,383 44,742 -22% 0 0 0% 0 0 0% 57,383 44,742 -22%
CHUBB 24,863 33,281 34% 0 0 0% 0 0 0% 24,863 33,281 34%
EQUIDAD 16,370 14,742 -10% 20,825 18,131 -13% 0 0 0% 37,195 32,873 -12%
SOLIDARIA 28,409 30,951 9% 0 0 0% 0 0 0% 28,409 30,951 9%
OLD MUTUAL - - 0% 46,329 29,209 -37% 0 0 0% 46,329 29,209 -37%
MUNDIAL 34,510 21,991 -36% 0 0 0% 0 0 0% 34,510 21,991 -36%
CONFIANZA 26,657 17,505 -34% 0 0 0% 0 0 0% 26,657 17,505 -34%
QBE 20,970 16,954 -19% 0 0 0% 0 0 0% 20,970 16,954 -19%
SBS SEGUROS 16,347 12,488 -24% 0 0 0% 0 0 0% 16,347 12,488 -24%
HDI 9,650 7,967 -17% 1,557 1,325 -15% 0 0 0% 11,207 9,292 -17%
SEGUREXPO 3,116 5,309 70% 0 0 0% 0 0 0% 3,116 5,309 70%
ZURICH 3,318 4,376 32% 0 0 0% 0 0 0% 3,318 4,376 32%
PANAMERICAN 0 0 0% 2,951 2,882 -2% 0 0 0% 2,951 2,882 -2%
SOLUNION 2,515 2,232 -11% 0 0 0% 0 0 0% 2,515 2,232 -11%
BERKLEY 1,327 2,140 61% 0 0 0% 0 0 0% 1,327 2,140 61%
JMALUCELLI TRAVELER 2,389 1,801 -25% 0 0 0% 0 0 0% 2,389 1,801 -25%
AURORA 0 0 0% 2,542 1,415 -44% 0 0 0% 2,542 1,415 -44%
NACIONAL 2,263 1,218 -46% 0 0 0% 0 0 0% 2,263 1,218 -46%
COFACE 1,059 984 -7% 0 0 0% 0 0 0% 1,059 984 -7%
TOTAL 892,382 791,905 -11% 3,079,826 2,762,346 -10% 90,463 98,048 8% 3,972,208 3,554,250 -11%
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
20,000
40,000
60,000
80,000
0
100,000
120,000
BOLIVAR
SURAMERICANA 0
LIBERTY
ESTADO
2.308%
1.980%
0
PREVISORA
AXA COLPATRIA
CARDIF
MAPFRE
ALLIANZ
CHUBB
SOLIDARIA
MUNDIAL
CONFIANZA
QBE
EQUIDAD
SBS SEGUROS
BBVA
Dec-18
Dec-17
HDI
SEGUREXPO
ZURICH
SOLUNION
BERKLEY
NACIONAL
COFACE
ALFA
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
0
100,000
200,000
300,000
400,000
500,000
600,000
ALFA
SURAMERICANA
0
BOLIVAR
POSITIVA
2.308%
1.980%
0
MAPFRE
ARL SURA
GLOBAL
AXA COLPATRIA
BBVA
ALLIANZ
COLMENA
METLIFE
Dec-18
Dec-17
LIBERTY
OLD MUTUAL
EQUIDAD
ESTADO
PANAMERICAN
AURORA
HDI
BMI COLOMBIA
M
I 60,000 Dec-17 Dec-18
L
L
O
0
50,000
N
E 0
S
40,000
D
E
30,000
P
E
S
O 20,000
S
1.980%
10,000 2.308%
0
RESULTADO NETO
COMPAÑÍAS
SURAMERICANA 73,862 91,465 24% 357,663 294,283 -18% 0 0 0% 431,525 385,748 -11%
BOLIVAR 127,491 142,339 12% 317,397 231,268 -27% 14,360 16,696 16% 444,887 373,606 -16%
ALFA 33,649 18,543 -45% 206,455 204,516 -1% 0 0 0% 240,104 223,059 -7%
ARL SURA 0 0 0% 187,863 213,451 14% 0 0 0% 187,863 213,451 14%
COLMENA 0 0 0% 152,210 163,741 8% 897 (115) -113% 152,210 163,741 8%
BBVA 24,520 30,819 26% 137,229 116,004 -15% 0 0 0% 161,749 146,823 -9%
LIBERTY 9,112 73,322 705% 25,063 28,338 13% 0 0 0% 34,175 101,659 197%
SOLIDARIA 36,105 52,181 45% 0 0 0% 0 0 0% 36,105 52,181 45%
CARDIF 45,138 49,266 9% 0 0 0% 0 0 0% 45,138 49,266 9%
AXA COLPATRIA (21,892) 25,457 216% 6,860 23,117 237% 16,330 25,168 54% (15,032) 48,574 423%
OLD MUTUAL 0 0 0% 16,675 19,298 16% 0 0 0% 16,675 19,298 16%
METLIFE 0 0 0% 22,706 16,661 -27% 0 0 0% 22,706 16,661 -27%
MUNDIAL 15,637 15,555 -1% 0 0 0% 0 0 0% 15,637 15,555 -1%
PREVISORA 35,229 14,677 -58% 0 0 0% 0 0 0% 35,229 14,677 -58%
SOLUNION 4,306 4,269 -1% 0 0 0% 0 0 0% 4,306 4,269 -1%
POSITIVA 0 0 0% 1,489 3,530 137% 0 0 0% 1,489 3,530 137%
ESTADO 11,726 2,840 -76% 2,892 369 -87% 0 0 0% 14,618 3,208 -78%
AURORA 0 0 0% 1,865 2,789 50% 0 0 0% 1,865 2,789 50%
GLOBAL 0 0 0% 1,043 2,621 151% 0 0 0% 1,043 2,621 151%
BERKLEY (927) 2,581 379% 0 0 0% 0 0 0% (927) 2,581 379%
HDI (496) 1,900 483% (2,810) 415 115% 0 0 0% (3,306) 2,315 170%
NACIONAL 1,152 2,017 75% 0 0 0% 0 0 0% 1,152 2,017 75%
SEGUREXPO 203 306 51% 0 0 0% 0 0 0% 203 306 51%
PANAMERICAN 0 0 0% (2,674) (90) 97% 0 0 0% (2,674) (90) 97%
COFACE 914 (105) -111% 0 0 0% 0 0 0% 914 (105) -111%
ALLIANZ 10,478 (7,958) -176% 21,908 7,099 -68% 0 0 0% 32,386 (859) -103%
BMI COLOMBIA 0 0 0% 0 (3,206) N.C. 0 0 0% 0 (3,206) N.C.
JMALUCELLI TRAVELERS (4,695) (4,119) 12% 0 0 0% 0 0 0% (4,695) (4,119) 12%
MAPFRE 489 13,959 2756% 129 (18,721) -14617% 0 0 0% 618 (4,762) -871%
ZURICH (9,280) (8,483) 9% 0 0 0% 0 0 0% (9,280) (8,483) 9%
CONFIANZA (9,193) (9,230) 0% 0 0 0% 0 0 0% (9,193) (9,230) 0%
EQUIDAD 12,367 (12,627) -202% 5,747 2,801 -51% 0 0 0% 18,115 (9,827) -154%
CHUBB (4,363) (20,143) -362% 0 0 0% 0 0 0% (4,363) (20,143) -362%
SBS SEGUROS (23,986) (24,853) -4% 0 0 0% 0 0 0% (23,986) (24,853) -4%
QBE (25,205) (70,184) -178% 0 0 0% 0 0 0% (25,205) (70,184) -178%
TOTAL 342,340 383,792 12% 1,459,710 1,308,282 -10% 31,588 41,750 32% 1,802,050 1,692,074 -6%
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
100,000
120,000
140,000
20,000
40,000
60,000
80,000
-80,000
-60,000
-40,000
-20,000
0
BOLIVAR
SURAMERICANA
0
LIBERTY
SOLIDARIA
CARDIF
2.308%
1.980%
0
BBVA
AXA COLPATRIA
ALFA
MUNDIAL
PREVISORA
MAPFRE
SOLUNION
ESTADO
BERKLEY
NACIONAL
HDI
RESULTADO NETO
SEGUREXPO
COFACE
ALLIANZ
ZURICH
CONFIANZA
Dec-18
Dec-17
EQUIDAD
CHUBB
SBS SEGUROS
QBE
I
L
L
S
S
E
P
E
S
E
D
N
O
O
M
210,000
260,000
310,000
360,000
10,000
60,000
110,000
160,000
(40,000)
SURAMERICANA
0
BOLIVAR
ARL SURA
ALFA
2.308%
1.980%
0
COLMENA
BBVA
LIBERTY
AXA COLPATRIA
OLD MUTUAL
METLIFE
ALLIANZ
POSITIVA
EQUIDAD
RESULTADO NETO
AURORA
Dec-18
Dec-17
GLOBAL
HDI
ESTADO
PANAMERICAN
BMI COLOMBIA
MAPFRE
RESULTADO NETO
30,000
M 25,000
0
I Dec-17
L
L 0 Dec-18
O 20,000
N
E
S
D 15,000
E
P
E 10,000
S 1.980%
O 2.308%
S
5,000
0
(1) Para el año 2003 incluye las cifras de COLMENA GENERALES

A C T I V O S
COMPAÑÍAS
ALFA 379,468 397,681 5% 9,075,460 10,884,452 20% 0 0 0% 9,454,928 11,282,133 19%
SURAMERICANA 3,576,163 4,304,531 20% 7,127,301 6,722,473 -6% 0 0 0% 10,703,464 11,027,004 3%
MAPFRE 1,640,688 5,725,659 249% 3,289,123 3,368,665 2% 0 0 0% 4,929,811 9,094,324 84%
BOLIVAR 1,842,581 2,010,342 9% 5,452,631 6,201,637 14% 322,082 328,600 2% 7,295,212 8,211,979 13%
AXA COLPATRIA 1,667,813 1,926,679 16% 2,228,982 2,382,622 7% 723,037 620,736 -14% 3,896,795 4,309,302 11%
POSITIVA 0 0 0% 3,851,414 4,129,987 7% 0 0 0% 3,851,414 4,129,987 7%
ARL SURA 0 0 0% 2,634,197 3,040,069 15% 0 0 0% 2,634,197 3,040,069 15%
GLOBAL 0 0 0% 2,474,431 2,805,129 13% 0 0 0% 2,474,431 2,805,129 13%
ALLIANZ 1,160,548 1,180,040 2% 1,441,102 1,485,264 3% 0 0 0% 2,601,651 2,665,304 2%
LIBERTY 1,473,745 1,589,944 8% 614,103 664,017 8% 0 0 0% 2,087,848 2,253,961 8%
ESTADO 1,822,740 2,077,858 14% 148,459 154,307 4% 0 0 0% 1,971,199 2,232,165 13%
PREVISORA 2,131,112 2,200,210 3% 0 0 0% 0 0 0% 2,131,112 2,200,210 3%
BBVA 297,881 336,899 13% 1,447,161 1,505,557 4% 0 0 0% 1,745,042 1,842,455 6%
COLMENA 0 0 0% 1,190,818 1,330,463 12% 93,836 95,590 2% 1,190,818 1,330,463 12%
SBS SEGUROS 821,135 1,186,162 44% 0 0 0% 0 0 0% 821,135 1,186,162 44%
EQUIDAD 665,126 670,905 1% 400,264 432,731 8% 0 0 0% 1,065,391 1,103,635 4%
METLIFE 0 0 0% 884,642 1,004,420 14% 0 0 0% 884,642 1,004,420 14%
CHUBB 936,748 988,286 6% 0 0 0% 0 0 0% 936,748 988,286 6%
CARDIF 870,980 961,350 10% 0 0 0% 0 0 0% 870,980 961,350 10%
CONFIANZA 921,389 947,115 3% 0 0 0% 0 0 0% 921,389 947,115 3%
MUNDIAL 824,996 940,022 14% 0 0 0% 0 0 0% 824,996 940,022 14%
SOLIDARIA 669,312 742,014 11% 0 0 0% 0 0 0% 669,312 742,014 11%
OLD MUTUAL 0 0 0% 554,578 580,739 5% 0 0 0% 554,578 580,739 5%
QBE 580,050 477,480 -18% 0 0 0% 0 0 0% 580,050 477,480 -18%
HDI 279,183 329,746 18% 51,583 57,544 12% 0 0 0% 330,766 387,289 17%
ZURICH 149,053 249,004 67% 0 0 0% 0 0 0% 149,053 249,004 67%
NACIONAL 123,705 140,095 13% 0 0 0% 0 0 0% 123,705 140,095 13%
SEGUREXPO 112,475 113,044 1% 0 0 0% 0 0 0% 112,475 113,044 1%
SOLUNION 106,617 108,122 1% 0 0 0% 0 0 0% 106,617 108,122 1%
BERKLEY 72,609 103,650 43% 0 0 0% 0 0 0% 72,609 103,650 43%
PANAMERICAN 0 0 0% 70,114 93,787 34% 0 0 0% 70,114 93,787 34%
AURORA 0 0 0% 42,696 43,270 1% 0 0 0% 42,696 43,270 1%
COFACE 28,903 33,419 16% 0 0 0% 0 0 0% 28,903 33,419 16%
BMI COLOMBIA 0 0 0% 0 17,318 N.C 0 0 0% 0 17,318 N.C.
TOTAL 23,243,454 29,830,679 28% 42,979,060 46,904,451 9% 1,138,956 1,044,927 -8% 66,222,514 76,735,130 16%
INVERSIONES
COMPAÑÍAS
ALFA 150,883 148,343 -2% 7,852,431 9,581,698 22% 0 0 0% 8,003,315 9,730,041 22%
SURAMERICANA 1,618,540 1,776,350 10% 5,635,279 5,401,233 -4% 0 0 0% 7,253,819 7,177,584 -1%
BOLIVAR 1,193,834 1,323,055 11% 4,794,896 5,382,775 12% 296,106 307,604 4% 5,988,729 6,705,830 12%
MAPFRE 546,989 728,998 33% 2,815,562 2,940,772 4% 0 0 0% 3,362,551 3,669,770 9%
POSITIVA 0 0 0% 2,979,129 3,250,022 9% 0 0 0% 2,979,129 3,250,022 9%
AXA COLPATRIA 803,975 932,404 16% 1,981,067 2,121,238 7% 663,340 544,615 -18% 2,785,042 3,053,642 10%
ARL SURA 0 0 0% 2,401,107 2,702,703 13% 0 0 0% 2,401,107 2,702,703 13%
GLOBAL 0 0 0% 2,322,043 2,631,628 13% 0 0 0% 2,322,043 2,631,628 13%
ALLIANZ 519,840 583,524 12% 1,219,198 1,275,871 5% 0 0 0% 1,739,038 1,859,395 7%
LIBERTY 1,016,993 1,149,118 13% 546,668 605,309 11% 0 0 0% 1,563,660 1,754,428 12%
BBVA 189,140 201,200 6% 1,309,192 1,359,579 4% 0 0 0% 1,498,332 1,560,779 4%
ESTADO 1,119,381 1,221,836 9% 113,896 116,981 3% 0 0 0% 1,233,278 1,338,817 9%
COLMENA 0 0 0% 865,269 1,020,104 18% 87,719 88,164 1% 865,269 1,020,104 18%
PREVISORA 972,863 974,719 0% 0 0 0% 0 0 0% 972,863 974,719 0%
CARDIF 713,305 793,177 11% 0 0 0% 0 0 0% 713,305 793,177 11%
METLIFE 0 0 0% 599,180 689,696 15% 0 0 0% 599,180 689,696 15%
EQUIDAD 240,158 234,347 -2% 273,658 305,220 12% 0 0 0% 513,815 539,567 5%
OLD MUTUAL 0 0 0% 448,034 477,190 7% 0 0 0% 448,034 477,190 7%
SOLIDARIA 388,362 460,178 18% 0 0 0% 0 0 0% 388,362 460,178 18%
CHUBB 376,276 456,493 21% 0 0 0% 0 0 0% 376,276 456,493 21%
CONFIANZA 376,825 382,986 2% 0 0 0% 0 0 0% 376,825 382,986 2%
MUNDIAL 329,210 380,282 16% 0 0 0% 0 0 0% 329,210 380,282 16%
SBS SEGUROS 243,615 328,839 35% 0 0 0% 0 0 0% 243,615 328,839 35%
QBE 301,648 290,366 -4% 0 0 0% 0 0 0% 301,648 290,366 -4%
HDI 133,113 146,303 10% 17,758 20,934 18% 0 0 0% 150,871 167,237 11%
SEGUREXPO 59,997 65,372 9% 0 0 0% 0 0 0% 59,997 65,372 9%
ZURICH 46,929 63,942 36% 0 0 0% 0 0 0% 46,929 63,942 36%
SOLUNION 35,423 42,850 21% 0 0 0% 0 0 0% 35,423 42,850 21%
AURORA 0 0 0% 33,116 33,684 2% 0 0 0% 33,116 33,684 2%
PANAMERICAN 0 0 0% 35,560 32,560 -8% 0 0 0% 35,560 32,560 -8%
NACIONAL 25,226 29,704 18% 0 0 0% 0 0 0% 25,226 29,704 18%
JMALUCELLI TRAVELERS 30,165 28,296 -6% 0 0 0% 0 0 0% 30,165 28,296 -6%
BERKLEY 24,411 27,661 13% 0 0 0% 0 0 0% 24,411 27,661 13%
COFACE 16,536 17,763 7% 0 0 0% 0 0 0% 16,536 17,763 7%
TOTAL 11,473,638 12,788,108 11% 36,243,042 39,962,032 10% 1,047,165 940,383 -10% 47,716,680 52,750,139 11%
RESERVAS TÉCNICAS
COMPAÑÍAS
ALFA 177,910 201,807 13% 7,593,904 9,449,524 24% 0 0 0% 7,771,814 9,651,331 24%
MAPFRE 1,231,160 5,132,738 317% 2,938,477 3,054,464 4% 0 0 0% 4,169,637 8,187,201 96%
SURAMERICANA 2,193,871 2,809,436 28% 5,299,965 4,859,582 -8% 0 0 0% 7,493,835 7,669,018 2%
BOLIVAR 643,399 687,844 7% 3,276,821 3,675,313 12% 173,974 171,091 -2% 3,920,220 4,363,157 11%
POSITIVA 0 0 0% 3,063,956 3,317,649 8% 0 0 0% 3,063,956 3,317,649 8%
AXA COLPATRIA 1,113,941 1,323,132 19% 1,534,907 1,709,407 11% 529,827 530,513 0% 2,648,848 3,032,539 14%
GLOBAL 0 0 0% 2,240,569 2,521,267 13% 0 0 0% 2,240,569 2,521,267 13%
ARL SURA 0 0 0% 1,980,579 2,358,658 19% 0 0 0% 1,980,579 2,358,658 19%
ALLIANZ 775,439 800,451 3% 1,095,499 1,180,440 8% 0 0 0% 1,870,937 1,980,892 6%
ESTADO 1,324,895 1,601,752 21% 88,225 99,485 13% 0 0 0% 1,413,119 1,701,237 20%
LIBERTY 964,178 1,010,215 5% 432,442 458,132 6% 0 0 0% 1,396,621 1,468,347 5%
PREVISORA 1,317,745 1,439,086 9% 0 0 0% 0 0 0% 1,317,745 1,439,086 9%
BBVA 173,525 194,150 12% 1,004,298 1,039,220 3% 0 0 0% 1,177,823 1,233,370 5%
COLMENA 0 0 0% 895,462 973,704 9% 41,002 42,980 5% 895,462 973,704 9%
SBS SEGUROS 570,294 933,872 64% 0 0 0% 0 0 0% 570,294 933,872 64%
CONFIANZA 732,868 759,460 4% 0 0 0% 0 0 0% 732,868 759,460 4%
CHUBB 636,744 701,355 10% 0 0 0% 0 0 0% 636,744 701,355 10%
METLIFE 0 0 0% 578,725 652,119 13% 0 0 0% 578,725 652,119 13%
EQUIDAD 355,364 359,101 1% 261,183 283,882 9% 0 0 0% 616,547 642,983 4%
MUNDIAL 513,411 554,427 8% 0 0 0% 0 0 0% 513,411 554,427 8%
CARDIF 400,970 436,066 9% 0 0 0% 0 0 0% 400,970 436,066 9%
SOLIDARIA 400,081 435,497 9% 0 0 0% 0 0 0% 400,081 435,497 9%
OLD MUTUAL 0 0 0% 395,851 408,554 3% 0 0 0% 395,851 408,554 3%
QBE 348,543 299,146 -14% 0 0 0% 0 0 0% 348,543 299,146 -14%
HDI 171,722 182,272 6% 23,289 26,757 15% 0 0 0% 195,011 209,030 7%
ZURICH 63,728 123,082 93% 0 0 0% 0 0 0% 63,728 123,082 93%
NACIONAL 82,517 97,536 18% 0 0 0% 0 0 0% 82,517 97,536 18%
SEGUREXPO 80,879 82,517 2% 0 0 0% 0 0 0% 80,879 82,517 2%
BERKLEY 40,648 66,858 64% 0 0 0% 0 0 0% 40,648 66,858 64%
SOLUNION 55,474 54,089 -2% 0 0 0% 0 0 0% 55,474 54,089 -2%
PANAMERICAN 0 0 0% 31,662 35,002 11% 0 0 0% 31,662 35,002 11%
COFACE 7,888 11,007 40% 0 0 0% 0 0 0% 7,888 11,007 40%
AURORA 0 0 0% 12,357 10,930 -12% 0 0 0% 12,357 10,930 -12%
TOTAL 14,429,169 20,350,340 41% 32,748,171 36,114,612 10% 744,803 744,585 0% 47,177,339 56,464,952 20%
PATRIMONIO CONTABLE
COMPAÑÍAS
BOLIVAR 767,656 871,430 14% 1,374,975 1,584,371 15% 118,233 123,149 4% 2,142,631 2,455,801 15%
SURAMERICANA 525,779 558,148 6% 1,055,692 1,203,196 14% 0 0 0% 1,581,472 1,761,344 11%
ALFA 114,338 130,592 14% 1,038,055 1,003,930 -3% 0 0 0% 1,152,393 1,134,522 -2%
POSITIVA 0 0 0% 691,255 719,019 4% 0 0 0% 691,255 719,019 4%
AXA COLPATRIA 223,216 202,973 -9% 389,985 390,803 0% 49,156 30,418 -38% 613,201 593,776 -3%
MAPFRE 159,393 217,743 37% 268,796 267,633 0% 0 0 0% 428,189 485,376 13%
LIBERTY 317,238 326,351 3% 110,019 135,082 23% 0 0 0% 427,257 461,433 8%
BBVA 46,977 50,286 7% 275,728 331,617 20% 0 0 0% 322,704 381,903 18%
ALLIANZ 155,179 165,653 7% 191,215 212,923 11% 0 0 0% 346,395 378,575 9%
PREVISORA 353,160 370,708 5% 0 0 0% 0 0 0% 353,160 370,708 5%
ARL SURA 0 0 0% 345,418 343,637 -1% 0 0 0% 345,418 343,637 -1%
CARDIF 271,603 316,741 17% 0 0 0% 0 0 0% 271,603 316,741 17%
ESTADO 195,435 201,527 3% 31,012 32,904 6% 0 0 0% 226,447 234,431 4%
GLOBAL 0 0 0% 226,802 222,393 -2% 0 0 0% 226,802 222,393 -2%
METLIFE 0 0 0% 163,018 196,424 20% 0 0 0% 163,018 196,424 20%
COLMENA 0 0 0% 107,568 171,874 60% 11,614 11,805 2% 107,568 171,874 60%
EQUIDAD 74,871 88,268 18% 59,868 64,473 8% 0 0 0% 134,740 152,741 13%
QBE 107,012 149,014 39% 0 0 0% 0 0 0% 107,012 149,014 39%
SOLIDARIA 112,193 148,163 32% 0 0 0% 0 0 0% 112,193 148,163 32%
CHUBB 149,988 145,631 -3% 0 0 0% 0 0 0% 149,988 145,631 -3%
OLD MUTUAL 0 0 0% 130,762 139,975 7% 0 0 0% 130,762 139,975 7%
SBS SEGUROS 123,630 137,713 11% 0 0 0% 0 0 0% 123,630 137,713 11%
CONFIANZA 135,463 127,360 -6% 0 0 0% 0 0 0% 135,463 127,360 -6%
MUNDIAL 79,699 87,431 10% 0 0 0% 0 0 0% 79,699 87,431 10%
HDI 52,892 52,398 -1% 20,070 17,299 -14% 0 0 0% 72,962 69,697 -4%
ZURICH 54,596 57,317 5% 0 0 0% 0 0 0% 54,596 57,317 5%
PANAMERICAN 0 0 0% 25,824 38,048 47% 0 0 0% 25,824 38,048 47%
SOLUNION 29,308 29,855 2% 0 0 0% 0 0 0% 29,308 29,855 2%
NACIONAL 27,759 29,661 7% 0 0 0% 0 0 0% 27,759 29,661 7%
AURORA 0 0 0% 24,981 26,851 7% 0 0 0% 24,981 26,851 7%
SEGUREXPO 18,761 18,769 0% 0 0 0% 0 0 0% 18,761 18,769 0%
BERKLEY 19,373 18,446 -5% 0 0 0% 0 0 0% 19,373 18,446 -5%
COFACE 16,115 16,560 3% 0 0 0% 0 0 0% 16,115 16,560 3%
TOTAL 4,165,210 4,547,617 9.2% 6,531,043 7,121,450 9.0% 179,003 165,372 -7.6% 10,696,254 11,669,067 9.1%
PATRIMONIO CONTABLE= Patrimonio total -Utilidades del Ejercicio
PATRIMONIO TOTAL
COMPAÑÍAS
BOLIVAR 895,146 1,013,768 13% 1,692,372 1,815,639 7% 132,215 144,236 9% 2,587,518 2,829,408 9%
SURAMERICANA 599,641 649,614 8% 1,413,355 1,497,479 6% 0 0 0% 2,012,996 2,147,092 7%
ALFA 147,987 149,135 1% 1,244,510 1,208,446 -3% 0 0 0% 1,392,497 1,357,581 -3%
POSITIVA 0 0 0% 692,744 722,549 4% 0 0 0% 692,744 722,549 4%
AXA COLPATRIA 201,323 228,430 13% 396,845 413,920 4% 39,543 23,478 -41% 598,169 642,350 7%
LIBERTY 326,350 399,672 22% 135,082 163,420 21% 0 0 0% 461,432 563,093 22%
ARL SURA 0 0 0% 533,281 557,088 4% 0 0 0% 533,281 557,088 4%
BBVA 71,497 81,105 13% 412,957 447,621 8% 0 0 0% 484,454 528,726 9%
MAPFRE 159,882 231,701 45% 268,925 248,912 -7% 0 0 0% 428,807 480,614 12%
PREVISORA 388,389 385,385 -1% 0 0 0% 0 0 0% 388,389 385,385 -1%
ALLIANZ 165,658 156,858 -5% 213,123 220,022 3% 0 0 0% 378,781 376,879 -1%
CARDIF 316,741 366,007 16% 0 0 0% 0 0 0% 316,741 366,007 16%
COLMENA 0 0 0% 178,340 245,610 38% 14,779 15,653 6% 178,340 245,610 38%
ESTADO 207,161 204,367 -1% 33,904 33,273 -2% 0 0 0% 241,065 237,639 -1%
GLOBAL 0 0 0% 227,845 225,014 -1% 0 0 0% 227,845 225,014 -1%
METLIFE 0 0 0% 185,724 213,085 15% 0 0 0% 185,724 213,085 15%
SOLIDARIA 148,299 200,344 35% 0 0 0% 0 0 0% 148,299 200,344 35%
OLD MUTUAL 0 0 0% 147,437 159,273 8% 0 0 0% 147,437 159,273 8%
EQUIDAD 87,239 75,640 -13% 65,616 67,274 3% 0 0 0% 152,854 142,915 -7%
CHUBB 145,625 125,488 -14% 0 0 0% 0 0 0% 145,625 125,488 -14%
CONFIANZA 126,270 118,130 -6% 0 0 0% 0 0 0% 126,270 118,130 -6%
SBS SEGUROS 99,644 112,860 13% 0 0 0% 0 0 0% 99,644 112,860 13%
MUNDIAL 95,336 102,987 8% 0 0 0% 0 0 0% 95,336 102,987 8%
QBE 81,807 78,826 -4% 0 0 0% 0 0 0% 81,807 78,826 -4%
HDI 52,396 54,298 4% 17,260 17,714 3% 0 0 0% 69,656 72,012 3%
ZURICH 45,317 48,833 8% 0 0 0% 0 0 0% 45,317 48,833 8%
PANAMERICAN 0 0 0% 23,150 37,959 64% 0 0 0% 23,150 37,959 64%
SOLUNION 33,615 34,124 2% 0 0 0% 0 0 0% 33,615 34,124 2%
NACIONAL 28,912 31,678 10% 0 0 0% 0 0 0% 28,912 31,678 10%
AURORA 0 0 0% 26,846 29,640 10% 0 0 26,846 29,640 10%
BERKLEY 18,446 21,028 14% 0 0 0% 0 0 0% 18,446 21,028 14%
SEGUREXPO 18,965 19,076 1% 0 0 0% 0 0 0% 18,965 19,076 1%
COFACE 17,029 16,455 -3% 0 0 0% 0 0 0% 17,029 16,455 -3%
TOTAL 4,507,550 4,930,568 9% 7,909,316 8,339,728 5% 186,537 183,367 -2% 12,416,867 13,270,296 7%

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RESULTADOS DE LA INDUSTRIA ASEGURADORA

Cuadro ESTADOS DE RESULTADOS CIAS DE SEG. DE VIDA Cuadro RESULTADO TÉCNICO

Gráfico ESTRUCTURA DEL MERCADO Cuadro PRODUCTO DE INVERSIONES

Gráfico CUOTAS RECAUDADAS - CAPITALIZ. Cuadro RESULTADO NETO

Gráfico SINIESTRAL. CTA CÍA SEGUROS DE VIDA Cuadro ACTIVOS TOTALES

Cuadro SINIESTRALIDAD CUENTA COMPAÑÍA II Cuadro INVERSIONES

Cuadro COSTOS DE INTERMEDIACIÓN Cuadro RESERVAS TÉCNICAS

Gráfico CTOS INTERMEDIACIÓN CIAS DE SEGUROS GRALES Cuadro PATRIMONIO CONTABLE

Gráfico CTOS INTERMEDIACIÓN CIAS DE SEGUROS DE VIDA Cuadro PATRIMONIO TOTAL

Gráfico CTOS INTERMEDIACIÓN SOC. DE CAPITALIZACIÓN

CUOTAS RECAUDADAS 679.79 611.01 -10.1% 679.79 611.01 -10.1%

VALORES RECONOCIDOS 737.16 645.10 -12.5% 737.16 645.10 -12.5%

TOTAL SEGUROS DE DAÑOS 9,694,702

Colectivo y Vida grupo 3,703,113

TOTAL SEGUROS DE PERSONAS 7,631,276

Riesgos Laborales 3,842,802

TOTAL RAMOS DE SEGURIDAD SOCIAL 7,369,022

TOTAL SIN S.O.A.T 24,695,000

GRAN TOTAL 27,265,378

ESTRUCTURA DEL MERCADO ASEGURADOR

ESTRUCTURA DEL MERCADO ASEGURADOR ESTRUCTURA DEL MERCADO ASEGURADOR

Otros ramos de Personas; Seguros Previsionales;

ALFA ALLIANZ AXA COLPATRIA BBVA SEGUROS BERKLEY

OPERACIONES DEL MERCADO MONETARIO 0 0 0 0 0

INVERSIONES Y OPER. CON DERIVADOS 148,343 583,524 932,016 201,200 27,661

CARTERA DE CREDITOS 0 2,641 0 0 0

CUENTAS POR COBRAR 4,415 29,568 37,273 599 372

ACTIVOS MANTENIDOS PARA LA VENTA 0 0 0 0 0

ACTIVOS MATERIALES 14,983 19,071 13,388 386 748

OTROS ACTIVOS 21,270 19,458 85,458 15,679 524

TOTAL ACTIVO 397,682 1,180,039 1,926,679 336,897 103,650

INSTRUM. FINANC. A VR RAZONABLE 0 0 2,778 5,976 0

CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 88 26,459 7,064 0 683

CUENTAS POR PAGAR 16,525 94,760 87,918 24,438 5,266

RESERVAS TECNICAS 201,807 800,451 1,323,132 194,150 66,858

OBLIGACIONES LABORALES 664 3,969 5,814 798 343

OTROS PASIVOS 14,486 4,800 33,637 588 881

TOTAL PASIVO 248,546 1,023,182 1,698,250 255,794 82,621

RESERVAS 120,313 63,319 5,771 26,183 0

FONDOS DESTINACION ESPECIFICA 0 0 0 0 0

SUPERAVIT O DEFICIT 4,051 22,901 231,760 4,163 0

GANANCIAS (PÉRDIDA) EJERCICIOS ANT. 0 -2,902 -38,924 1,605 -7,054

TOTAL PATRIMONIO 149,135 156,858 228,430 81,106 21,027

TOTAL PASIVO Y PATRIMONIO 397,681 1,180,040 1,926,680 336,900 103,648

BOLIVAR CARDIF CHUBB COFACE CONFIANZA

OPERACIONES DEL MERCADO MONETARIO 0 0 0 0 0

INVERSIONES Y OPER. CON DERIVADOS 1,300,432 793,177 455,987 17,763 382,986

CARTERA DE CREDITOS 957 0 0 0 357

CUENTAS POR COBRAR 13,973 22,237 19,135 843 8,597

ACTIVOS MANTENIDOS PARA LA VENTA 0 1 0 0 0

ACTIVOS MATERIALES 93,509 1,830 24,068 0 11,753

OTROS ACTIVOS 6,054 11,328 22,214 311 17,154

TOTAL ACTIVO 2,010,342 961,350 988,287 33,418 947,114

INSTRUM. FINANC. A VR RAZONABLE 6,226 0 0 0 0

CREDITOS DE BANCOS Y OTRAS OBLIG. FINANC. 59,256 33 1,414 0 4,617

CUENTAS POR PAGAR 92,845 117,223 60,930 2,971 16,810

RESERVAS TECNICAS 687,844 436,066 701,355 11,007 759,460

OBLIGACIONES LABORALES 8,395 5,188 11,135 304 4,434

OTROS PASIVOS 17,544 7 1,710 0 3,035

TOTAL PASIVO 996,573 595,343 862,799 16,964 828,984

RESERVAS 466,328 2,118 36,721 181 79,811

FONDOS DESTINACION ESPECIFICA 0 0 0 0 0

SUPERAVIT O DEFICIT 306,268 2,696 8,826 0 6,989