Activ Secure Brouchures

Step 3 Pick your optional covers
Eligibility Criteria
i. Age Minimum entry age - 5 years
Optional Covers
Maximum entry age - 65 years
1 Temporary Total • Weekly benefit options (in `): 1000, 2000, 3000, 4000, 5000, 7500,
Coverage under Temporary Total Disablement (TTD) benefit cannot be renewed post 70
Disablement 10000, 12500, 15000, 20000, 25000, 30000, 40000, 50000
years
(TTD) • Maximum TTD limit can be 2 times the income.
• This benefit is available for a max of 100 weeks. ii. Tenure 1,2,3 years
2 Accidental Covered up to 1% of Accidental Death Sum Insured or `1 Lakh whichever iii. Relationships covered Self, spouse, up to 4 children, up to 2 parents and 2 parents in laws
In-patient is higher iv. Eligibility for Sum • Earning member
Hospitalization
Insured
Cover - Up to 12 times of annual gross income
3 EMI Protect 3 EMIs totaling upto the following options (in `): - In case Loan Protect benefit is opted for - Total sum of Personal Accident Sum
50000, 75000, 100000, 200000, 300000, 400000, 500000 Insured + Loan Protect limit chosen, should not exceed 15 times of annual gross
income
4 Broken Bones Benefit limit up to `1 Lakh/`3 Lakhs/`5 Lakhs
Benefit (lump sum as per table) • Non-earning spouse - 100% of Proposer’s sum insured/eligibility or 30L whichever is
lower
5 Loan Protect Available with Personal Accident sum insured up to `10 Crores only
Options in `: 1 lakh – 10 lakhs (in multiples of 1 lakh) • Non-earning Parent/ Parent in laws – 100% of Proposer’s sum insured/eligibility or
15 lakhs – 25 lakhs (in multiples of 5 lakhs) 15L whichever is lower (TTD benefit is not applicable)
30 lakhs – 50 lakhs (in multiples of 10 lakhs) • Children – 100% of Proposer’s sum insured/eligibility or 15L whichever is lower
1 cr, 1.5 cr, 2 cr, 5 cr (TTD benefit is not applicable)
Option may be chosen maximum upto Accidental Death Sum Insured amount
6 Coma Benefit Benefit limit equal to Accidental Death Cover
Sum Insured maximum up to `10 Lakhs Major Exclusions How to claim?
7 Burn Benefit Benefit limit up to `1Lakh/`2 Lakhs/`3 Lakhs (lump sum as per table)
Any claim directly or indirectly arising out of: Aer the accident, intimate us within 7 days and
8 Accidental Coverage up to the lowest of following:
Medical Expenses 1) Actual Expenses submit claim documents within 30 days.
i. Suicide or attempted suicide, intentional
(OPD including 2) 10% of Accidental Death Sum Insured self-injury Documents required:
Day Care) 3) 40% of admissible claim under Permanent Total Disablement
4) 40% of admissible claim under Permanent Partial Disablement ii. Venereal disease, mental Illness or sickness, Completed claim form
5) 40% of admissible claim under Temporary Total Disablement psychiatric condition
6) `50,000 Photo id and age proof
9 Adventure Sports Benefit up to Accidental Death Cover Sum Insured, maximum up to `10 Lakhs iii. War, act of foreign enemy, military or usurped Kajal and Vishal Grover / Café owners
acts FIR or attested copy of medico legal certificate
Cover
10 Worldwide Available (including Air Ambulance) Copies of consultation letters aer accident
iv. Any hospitalization not arising out of an injury
Emergency
Assistance
Services
v. Insured person committing any breach of law Radiological investigation reports PROTECTING your wellbeing is important
aer an accident.
with criminal intent
11 Wellness Coach Available Additional documents for specific benefits
*Please refer to the policy document for complete list of exclusions
Activ Secure - Personal Accident Plan

Health Insurance - Complete protection for you and your family
- Protection against income loss
Aditya Birla Health Insurance Co. Limited - 5% cumulative bonus leading to increased protection every year
Activ Secure Plan consists of Personal Accident Plan, Critical Illness Plan, Cancer Secure and Hospital Cash Plan
Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677.
Product Name: Activ Secure, Product UIN: ADIHLIP18076V011718. Advertisement UIN: ABHI/LF/18-19/1199.
Health Insurance
Address: 9th Floor, Tower 1, One Indiabulls Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013.
Email: care.healthinsurance@adityabirlacapital.com, Website: adityabirlahealthinsurance.com, Telephone: 1800 270 7000,
Aditya Birla Health Insurance Co. Limited
Fax: +91 22 6225 7700. For more details on risk factors, terms and conditions please read terms and conditions carefully before concluding
a sale. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and is used by Aditya Birla
Health Insurance Co. Limited under licensed user agreement(s).
Customize your Personal Accident Plan in 3 simple steps.
Key Benefits
Step 1 Select your sum insured (`)
Plan I Plan II Plan III Plan IV Plan V

1 – 10 lakhs 1 – 10 lakhs 1 – 10 lakhs 5 – 10 lakhs -
` (in multiples of 1 lakh) (in multiples of 1 lakh) (in multiples of 1 lakh) (in multiples of 1 lakh)
100% payout 15 – 25 lakhs 15 – 25 lakhs 15 – 25 lakhs 15– 25 lakhs 10 – 25 lakhs

100% payout for on Accidental (in multiples of 5 lakhs) (in multiples of 5 lakhs) (in multiples of 5 lakhs) (in multiples of 5 lakhs) (in multiples of 5 lakhs)
Permanent Disabilities Death 30 – 50 lakhs 30 – 50 lakhs 30 – 50 lakhs 30 – 50 lakhs 30 – 50 lakhs
due to accidents (in multiples of 10 lakhs) (in multiples of 10 lakhs) (in multiples of 10 lakhs) (in multiples of 10 lakhs) (in multiples of 10 lakhs)
1 cr, 1.5 cr, 2 cr 1 cr, 1.5 cr, 2 cr, 5 cr 1 cr, 1.5 cr, 2 cr, 5 cr 1 cr, 1.5 cr, 2 cr, 5 cr, 1 cr, 1.5 cr, 2 cr, 5 cr,
10 cr 7.5 cr, 10 cr, 15cr,
20cr
Continuous Emergency Step 2 Pick from 5 Base Plans

income during ambulance
temporary total cover
Plan I Plan II Plan III Plan IV Plan V
disability (TTD)
1 Accidental Death 100% of 100% of
100% of 100% of 100% of
due to accidents* Cover (AD) sum insured sum insured
sum insured sum insured sum insured
2 Permanent Total - 100% of
100% of 100% of 100% of
Disablement(PTD) sum insured
sum insured sum insured sum insured
` 3 Permanent Partial
Disablement(PPD)
- -100% of
sum insured
100% of
sum insured
100% of
sum insured
5% cumulative 4 Education Benefit 10% of sum 10% of sum 10% of sum 10% of sum 10% of sum
Protection insured max insured max insured max insured max insured max
for your Loans bonus every up to `10 Lakhs up to `10 Lakhs up to `10 Lakhs up to `10 Lakhs up to `10 Lakhs
and EMI’s* claim free year 5 Emergency Road - - - Covered up to Covered up to
Ambulance Cover `10,000 `10,000
6 Funeral Expenses - - - Covered up Covered up
to 1% of to 1% of
*Optional Covers sum insured sum insured
max up max up
to `50,000 to `50,000
7 Repatriation of - - - - Lump sum
Mortal Remains benefit of
`50,000
8 Orphan Benefit - - - - Lump sum
benefit of 10%
of sum insured,
max
up to 15 Lakhs
9 Modification - - - - Covered up to
Benefit (Residence `1 Lakh
and Vehicle)
Life is so much better when you know that you are protected. 10 Compassionate
Visit
- - - - Domestic:
up to `10,000
International:
Activ Secure - Personal Accident is a specially designed plan to 11 Cumulative 5% per claim 5% per claim 5% per claim 5% per claim
up to `25,000
5% per claim
give you and your family the protection and financial backing Bonus free year,
max
free year,
max
free year,
max
free year,
max
free year,
max 50%
50% of Sum 50% of Sum 50% of Sum 50% of Sum of Sum Insured.
required in case of an unfortunate accident. Insured Insured Insured Insured Applicable for
Sum Insured
up to `10 Crores
only.
i. Age Minimum entry age - Plan 1 & 2: 5 years | Plan 3: 18 years

ii. Tenure 1,2,3 years
iii. Relationships covered Self, spouse, up to 4 children, up to 2 parents and 2 parents in laws
iv. Eligibility for Sum • Earning member - Up to 12 times of annual gross income
Insured
• Non-earning spouse - 50% of Proposer’s sum insured/eligibility or
30L whichever is lower
• Non-earning Parent/ Parent in laws – 50% of Proposer’s sum
insured/eligibility or 10L whichever is lower
• Children – 50% of Proposer’s sum insured/eligibility or 15L
whichever is lower
Major Exclusions How to claim?
Any claim directly or indirectly arising out of: Aer the occurrence of the event, intimate us
within 7 days and submit claim documents
i. Sexually transmitted disease or HIV/ AIDS
within 30 days.
ii. Influence of intoxicating liquor or drugs
Documents required:
iii. Suicide or attempted suicide, intentional Completed claim form
self-injury
Medical certificate confirming Critical Illness
iv. Congenital external diseases, defects or Certificate confirming that the claim doesn’t
anomalies relate to Pre-Existing Disease or any Illness/
v. Insured person committing any breach of Injury which was diagnosed within the first
90 days
Eligibility and Coverage
law
Varsha Vadhyar / Entrepreneur
Photocopy of indoor case papers (if applicable)
FIR copy or medico legal certificate -
in accidental cases only
*Please refer to the policy document for complete list of exclusions Specific documents (if any) PROTECTING your future becomes
important aer a critical illness.
Activ Secure - Critical Illness Plan
Health Insurance
- Complete protection for 64 major critical illnesses
Aditya Birla Health Insurance Co. Limited - Get lump sum payout upfront between `1 lakh to `1 crore on detection
Health Insurance
A critical illness can affect not just your health, but your future as well. Activ Secure - Critical Illness plans at a glance
Activ Secure – Critical Illness is a plan that’s carefully designed to safeguard
Plan 1 Plan 2 Plan 3
your tomorrow. When you fall critically ill, we will provide you with a lump
Sum Insured
sum payment upfront, so that you needn’t worry about the future. 1 – 10 lakhs (in multiples of 1 lakh) 1 – 10 lakhs (in multiples of 1 lakh) 5 – 10 lakhs (in multiples of 1 lakh)
15 – 25 lakhs (in multiples of 5 lakhs) 15 – 25 lakhs (in multiples of 5 lakhs) 15 – 25 lakhs (in multiples of 5 lakhs)
30 – 50 lakhs (in multiples of 10 lakhs) 30 – 50 lakhs (in multiples of 10 lakhs) 30 – 50 lakhs (in multiples of 10 lakhs)
1 crore 1 crore 1 crore
Critical Illness Cover

Protect your future by getting covered for 20 Critical Illnesses Covered 50 Critical Illnesses Covered 64 Critical Illnesses
64 major illnesses and procedures. (100% sum insured) (100% sum insured) (100% sum insured for List A)
(50% sum insured maximum
`10 Lakhs for List B)
Initial Waiting Period
Plan 3 90 Days 90 Days 90 days (List A) / 180 days (List B)
Survival Period
15 Days 15 Days 15 Days
Plan 2 Second E Opinion (Optional Cover)

Complete all round Available Available Available
protection
Plan 1 Wellness Coach (Optional Cover)
Available Available Available
Comprehensive
protection
Base level
protection
64 Prashant and Varsha Vadhyar
50
major
critical illnesses
20
covered
major critical
illnesses
critical illnesses covered
covered
All 50 diseases of Plan 2
All 20 diseases of Plan 1 plus additional illnesses and
Including all major illness plus others like brain procedures like angioplasty,
like cancer, heart attack, surgery, benign brain pacemaker insertion and
kidney failure tumour, TB hysterectomy
Activ Secure - Critical Illness Plan

i. Age Minimum entry age - 18 years

ii. Tenure 1,2,3 years
iii. Relationships covered Self, spouse, up to 4 children, up to 2 parents and 2 parents in laws
iv. Eligibility for Sum • Earning member - Up to 12 times of annual gross income
Insured • Non-earning spouse - 50% of Proposer’s sum insured/eligibility
or 30L whichever is lower
• Non-earning Parent/ Parent in laws – 50% of Proposer’s sum
insured/eligibility or 10L whichever is lower
• Children – 50% of Proposer’s sum insured/eligibility or 15L
whichever is lower
Any claim directly or indirectly arising out of: Aer diagnosis of cancer, intimate us within 7
days and submit claims documents within 30 days.
i. Sexually transmitted disease or HIV/AIDS
Documents required:
ii. Influence of intoxicating liquor or drugs
iii. Suicide or attempted suicide, intentional Completed claim form
self-injury Medical certificate confirming the diagnosis
Certificate confirming that the claim doesn’t
iv. Congenital external diseases, defects or relate to Pre-Existing Disease or any Illness/
anomalies Injury which was diagnosed within the first 90
v. Insured person committing any breach of days
Photocopy of indoor case papers (if applicable)
Eligibility and Coverage
law
Photocopy of first consultation letter and
vi. Birth control procedures and hormone subsequent prescriptions Omendu Prakash / Artist and Graphic Designer
replacement therapy
Specific documents (if any)
*Please refer to the policy document for complete list of exclusions
PROTECTING your positivity is very

important while you take on cancer.
Activ Secure - Cancer Secure Plan
Health Insurance
- We cover you for every stage of cancer - Early, Major or Advanced
Aditya Birla Health Insurance Co. Limited - Get yourself covered for up to 150% of sum insured
Health Insurance
Activ Secure - Cancer Secure Plan
Sum Insured Options (`)
5 – 10 lakhs (in multiples of 1 lakh) 15 – 25 lakhs (in multiples of 5 lakhs),
30 – 50 lakhs (in multiples of 10 lakhs) 1 crore
Cancer Care Cover

Early: 50% sum insured, maximum `10 Lakhs,
Major: 100% sum insured,
Advanced: 150% of sum insured
Initial Waiting Period: 90 days (180 days for early stage)
Survival Period: 7 Days
Cancer Cumulative Bonus: 10% per claim - free year, maximum: 100% of sum insured
Second E Opinion (optional): Available
Wellness Coach (optional): Available
Payout Option: Lump sum payout
Claims eligible as per stages of Cancer

Early Major Advanced Total Benefit %
Scenario
Stage Cancer Stage Cancer Stage Cancer of Sum Insured
Cancer care doesn’t end at just one hospital visit. It is a long term
battle that requires you to remain positive throughout. That’s why,
our Activ Secure - Cancer Secure plan is specially designed to 1
50%
100% 150%
protect you financially through every stage. Because when you fight
cancer, we fight cancer with you.
Your Activ Secure - Cancer Secure Plan at a glance

2 100% 100%
150%
3
50%
100% 150%
10%
4 150% 150%
Stay protected for all 3 stages Get covered for Get rewarded with
of cancer, whether it’s Early, up to 150% of sum insured a 10% cumulative bonus
Major or Advanced for every claim-free year
i. Age Minimum entry age – 5 years, Maximum entry age - 65 years,
Proposer’s Minimum age – 18 years
ii. Term 1, 2 and 3 years
iii. Relationships Covered Self, spouse, up to 4 children, up to 2 parents and up to 2 in-laws
Note: Sum insured of earning member can be up to 12 times of their Annual gross income
Any claim directly or indirectly arising out of: Aer hospitalization, please intimate us within
7 days and submit claim documents within 30 days.
i. War, act of foreign enemy, military or usurped
acts Documents required:
ii. Breach of law with criminal intent, intentional Completed claim form
self injury
Discharge card / day care summary / transfer
iii. Weight management program, treatment of
summary
obesity
Final hospital bill
iv. Cosmetic, aesthetic and re-shaping treatments
and surgeries Consultation papers indicating history / treatment
v. Psychiatric or psychological disorders, mental details
disorders Diagnostic test reports, medical prescription, copy
Indradip Das / Entrepreneur
vi. HIV/ AIDS and related complications of invoice
vii. Treatment for sterility, infertility, sub-fertility or MLC / FIR copy – in accidental cases only
other related conditions
Death summary & death certificate (in death PROTECTING you from unexpected expenses
is essential during hospitalization.
*Please refer to the policy document for complete list of exclusions claims)
Activ Secure - Hospital Cash Plan

- Get daily cash allowance for each day of hospitalization from `500 to `10,000
- Get double your daily cash allowance in case of admission into ICU
- Get double your daily cash allowance in case of hospitalization due to road traffic accidents
Health Insurance - Extra allowance for hospitalization of more than 7 days
Aditya Birla Health Insurance Co. Limited - Parental accommodation benefit for children up to 12 years
Product Name: Activ Secure, Product UIN: ADIHLIP18076V011718. Advertisement UIN: ABHI/LF/17-18/253
Health Insurance
Activ Secure - Hospital Cash
Daily Cash Benefit (DCB) ` 500, ` 1000, ` 2000, ` 3000, ` 4000, ` 5000, ` 10,000
Days Per Policy Year limit 30 days/ 45 days/ 60 days
Deductible Per Claim 1 day
Double Benefit Cover (Maximum up to 10 days within the days per Policy Year limit)
2 times Daily Cash Benefit is paid for each day of hospitalization (post deductible) in case of one or more of
the following events:
- ICU hospitalization days
- Hospitalization due to Road traffic accidents
Convalescence Benefit
Lump sum benefit equal to 1 Daily Cash Benefit, for hospitalization more than 7 days (in addition to other
Daily Cash Benefit/Double Benefit)
Parental Accommodation Benefit

Lump Sum benefit equal to 1 Daily Cash Benefit, when the insured aged is 12 years or less and has
been hospitalized for a period exceeding consecutive 72 hours
Initial Waiting Period 30 days
Hospitalization usually comes with a string of unexpected expenses

and an intimidating hospital bill. Activ Secure - Hospital Cash is
specially designed to equip you with a daily allowance, so that all
you need to focus on is your recovery.

Activ Secure Brouchures

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Step 3 Pick your optional covers

Activ Secure - Personal Accident Plan

Plan I Plan II Plan III Plan IV Plan V

100% payout 15 – 25 lakhs 15 – 25 lakhs 15 – 25 lakhs 15– 25 lakhs 10 – 25 lakhs

Continuous Emergency Step 2 Pick from 5 Base Plans

i. Age Minimum entry age - Plan 1 & 2: 5 years | Plan 3: 18 years

Major Exclusions How to claim?

Critical Illness Cover

Initial Waiting Period

Plan 3 90 Days 90 Days 90 days (List A) / 180 days (List B)

Plan 2 Second E Opinion (Optional Cover)

Activ Secure - Critical Illness Plan

i. Age Minimum entry age - 18 years

Major Exclusions How to claim?

PROTECTING your positivity is very

Cancer Care Cover

Initial Waiting Period: 90 days (180 days for early stage)

Survival Period: 7 Days

Second E Opinion (optional): Available

Wellness Coach (optional): Available

Payout Option: Lump sum payout

Claims eligible as per stages of Cancer

Your Activ Secure - Cancer Secure Plan at a glance

Major Exclusions How to claim?

Activ Secure - Hospital Cash Plan

Days Per Policy Year limit 30 days/ 45 days/ 60 days

Deductible Per Claim 1 day

Parental Accommodation Benefit

Initial Waiting Period 30 days

Hospitalization usually comes with a string of unexpected expenses

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