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Transplants Covered
II.OUT-PATIENT BENEFIT
Out-Patient
-Consultation including specialists Covered
evaluation
-First aid treatment of injury or illness Covered
-Treatment for minor injuries such as Covered
lacerations, mild burns, sprain and strain
fractures
-Laboratory examinations and all other Covered
diagnostic procedures required
-Outpatient Medication Not covered
-Minor surgery not requiring confinement Covered
- Nursing Care – up to six months Covered
III.EMERGENCY BENEFIT
-Emergency care services Covered
-Emergency Care in Areas where there are Covered
No accredited specialists at the accredited
hospital
-Emergency Care in Areas where there are Covered
No accredited hospital, 100% coverage
-Emergency care services in Non- Covered
accredited hospitals
-Unavailability of Room during emergency Covered for board difference and incremental cost of
confinement when room category is not upgrade to next available room category.
available
-Ambulance conduction (surface) Covered
-Emergency care services in medical Not covered
facilities in foreign territories while on
official business trip
IV.SPECIAL MODALITIES OF
TREATMENTS
-Percutaneous Adrenalectomy, Covered
Laparoscopic procedures, Heart Surgery,
Angioplasty
-New Diagnostic Procedures Covered
-Speech Therapy Covered
-Dialysis Covered
-Chemotherapy Covered
-Radiotherapy Covered
-Physical Therapy Covered
-All sophisticated diagnostic modalities or Covered
methods of treatment for which there are
No comparable conventional of traditional
equivalent or counterparts.
Pre-Existing Conditions Covered for Employees. Limited coverage (USD
5,000 or 75% of cost) for dependents after 1 full
year of membership.
Vaccines
-Anti-tetanus Covered
-Anti-rabies, anti-venom vaccines Covered
-Work related illnesses/injuries Not covered