JPMorgan ACCESS BAI2 Codes

Current Current BAI2 Future Future BAI2 Special Text * BAI2

BAI2 Code Description BAI2 Code Description Summary Code
108 CREDIT (ANY TYPE) 175 CHECK DEPOSIT PACKAGE 170
108 CREDIT (ANY TYPE) 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
108 CREDIT (ANY TYPE) 398 MISCELLANEOUS FEE REFUND NSF OD FEE REVERSAL 390
108 CREDIT (ANY TYPE) 399 MISCELLANEOUS CREDIT 390
108 CREDIT (ANY TYPE) 399 MISCELLANEOUS CREDIT CREDIT MEMO 390
108 CREDIT (ANY TYPE) 399 MISCELLANEOUS CREDIT PHONE FUNDS XFER 390
115 LOCKBOX DEPOSIT 115 LOCKBOX DEPOSIT 110
166 ACH SETTLEMENT 165 PREAUTHORIZED ACH CREDIT 140
166 ACH SETTLEMENT 166 ACH SETTLEMENT 167
166 ACH SETTLEMENT 399 MISCELLANEOUS CREDIT 390
169 MISCELLANEOUS ACH CREDIT 165 PREAUTHORIZED ACH CREDIT 140
169 MISCELLANEOUS ACH CREDIT 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
172 DEPOSIT CORRECTION 175 CHECK DEPOSIT PACKAGE 170
172 DEPOSIT CORRECTION 357 CREDIT ADJUSTMENT 356
174 OTHER DEPOSIT 174 OTHER DEPOSIT 170
174 OTHER DEPOSIT 175 CHECK DEPOSIT PACKAGE 170
174 OTHER DEPOSIT 195 INCOMING MONEY TRANSFER 190
174 OTHER DEPOSIT 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
174 OTHER DEPOSIT 366 CURRENCY AND COIN DEPOSITED CASH SVCS CASH DEP (DEPDATE, BAG, ULID, VLTID) 352
195 INCOMING MONEY TRANSFER 195 INCOMING MONEY TRANSFER 190
202 BOND OPERATIONS CREDIT 399 MISCELLANEOUS CREDIT 390
213 LETTER OF CREDIT 213 LETTER OF CREDIT 215
214 FOREIGN EXCHANGE CREDIT 214 FOREIGN EXCHANGE CREDIT 210
237 INDIVIDUAL COLLECTION CREDIT 399 MISCELLANEOUS CREDIT 390
240 COUPON COLLECTIONS BANKS 357 CREDIT ADJUSTMENT 356
249 MISCELLANEOUS SECURITY CREDIT 175 CHECK DEPOSIT PACKAGE 170
249 MISCELLANEOUS SECURITY CREDIT 249 MISCELLANEOUS SECURITY CREDIT 230
249 MISCELLANEOUS SECURITY CREDIT 249 MISCELLANEOUS SECURITY CREDIT REDEMPTION OF (INVESTMENT TYPE) 230
249 MISCELLANEOUS SECURITY CREDIT 249 MISCELLANEOUS SECURITY CREDIT TRANSFER FROM (INVESTMENT TYPE) 230
249 MISCELLANEOUS SECURITY CREDIT 268 RETURN ITEM ADJUSTMENT RETURN ITEM ADJUSTMENT CREDIT 250
249 MISCELLANEOUS SECURITY CREDIT 354 INTEREST CREDIT INTEREST PAID TO (INVESTMENT) 390
249 MISCELLANEOUS SECURITY CREDIT 399 MISCELLANEOUS CREDIT 390
252 DEBIT REVERSAL 252 DEBIT REVERSAL 251
266 RETURN ITEM 252 DEBIT REVERSAL 251
275 ZBA CREDIT 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270
275 ZBA CREDIT 354 INTEREST CREDIT INTEREST PAID TO (INVESTMENT) 390
275 ZBA CREDIT 399 MISCELLANEOUS CREDIT 390
275 ZBA CREDIT 399 MISCELLANEOUS CREDIT XFER FROM SAVINGS 390
295 ATM CREDIT 295 ATM CREDIT 390
357 CREDIT ADJUSTMENT 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
357 CREDIT ADJUSTMENT 357 CREDIT ADJUSTMENT 356
398 MISCELLANEOUS FEE REFUND 398 MISCELLANEOUS FEE REFUND FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 165 PREAUTHORIZED ACH CREDIT 140
399 MISCELLANEOUS CREDIT 171 INDIVIDUAL LOAN DEPOSIT INDIV LOAN DEPOSIT 180
399 MISCELLANEOUS CREDIT 172 DEPOSIT CORRECTION 170
399 MISCELLANEOUS CREDIT 172 DEPOSIT CORRECTION DEPOSIT CORRECTION 170

8 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
399 MISCELLANEOUS CREDIT 174 OTHER DEPOSIT 170
399 MISCELLANEOUS CREDIT 175 CHECK DEPOSIT PACKAGE 170
399 MISCELLANEOUS CREDIT 195 INCOMING MONEY TRANSFER 190
399 MISCELLANEOUS CREDIT 201 INDIVIDUAL AUTOMATIC TRANSFER 390
CREDITS
399 MISCELLANEOUS CREDIT 227 STANDING ORDER 190
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT REDEMPTION OF (INVESTMENT TYPE) 230
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT TRANSFER FROM (INVESTMENT TYPE) 230
399 MISCELLANEOUS CREDIT 252 DEBIT REVERSAL 251
399 MISCELLANEOUS CREDIT 254 POSTING ERROR CORRECTION CREDIT 250
399 MISCELLANEOUS CREDIT 254 POSTING ERROR CORRECTION CREDIT DEPOSIT ERROR CORRECTION INCREASE 250
399 MISCELLANEOUS CREDIT 255 CHECK POSTED AND RETURNED 250
399 MISCELLANEOUS CREDIT 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270
399 MISCELLANEOUS CREDIT 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
399 MISCELLANEOUS CREDIT 295 ATM CREDIT 390
399 MISCELLANEOUS CREDIT 295 ATM CREDIT CARD PURCHASE RETURN 390
399 MISCELLANEOUS CREDIT 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
399 MISCELLANEOUS CREDIT 354 INTEREST CREDIT INTEREST PAID TO (INVESTMENT) 390
399 MISCELLANEOUS CREDIT 357 CREDIT ADJUSTMENT 356
399 MISCELLANEOUS CREDIT 359 INTEREST ADJUSTMENT CREDIT 390
399 MISCELLANEOUS CREDIT 366 CURRENCY AND COIN DEPOSITED CASH SVCS CASH DEP (DEPDATE, BAG, ULID, VLTID) 352
399 MISCELLANEOUS CREDIT 372 BACK VALUE ADJUSTMENT 370
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND CARD FEE REFUND 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND RFND ATM XFER FEE 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT CREDIT MEMO 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT OD XFER 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT PHONE FUNDS XFER 390
409 DEBIT (ANY TYPE) 554 POSTING ERROR CORRECTION DEBIT 551
409 DEBIT (ANY TYPE) 631 DEBIT ADJUSTMENT 630
409 DEBIT (ANY TYPE) 699 MISCELLANEOUS DEBIT 690
409 DEBIT (ANY TYPE) 699 MISCELLANEOUS DEBIT BANK CHARGE 690
409 DEBIT (ANY TYPE) 699 MISCELLANEOUS DEBIT PHONE FUNDS XFER 690
451 ACH DEBIT RECEIVED 466 ACH SETTLEMENT 450
451 ACH DEBIT RECEIVED 468 ACH RETURN ITEM OR ADJUSTMENT 467
SETTLEMENT
451 ACH DEBIT RECEIVED 595 ATM DEBIT 690
452 ITEM IN ACH DISBURSEMENT OR DEBIT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
466 ACH SETTLEMENT 466 ACH SETTLEMENT 450
469 MISCELLANEOUS ACH DEBIT 455 PREAUTHORIZED ACH DEBIT 450
469 MISCELLANEOUS ACH DEBIT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
475 CHECK PAID 475 CHECK PAID 470
475 CHECK PAID 631 DEBIT ADJUSTMENT 630
477 BANK ORIGINATED DEBIT 699 MISCELLANEOUS DEBIT 690
495 OUTGOING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER 490
495 OUTGOING MONEY TRANSFER 698 MISCELLANEOUS FEES 690

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 9
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
JPMorgan ACCESS BAI2 Codes | Continued
Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
502 BOND OPERATIONS DEBIT 699 MISCELLANEOUS DEBIT 690
512 LETTER OF CREDIT DEBIT 512 LETTER OF CREDIT DEBIT 515
514 FOREIGN EXCHANGE DEBIT 514 FOREIGN EXCHANGE DEBIT 510
529 MISCELLANEOUS INTERNATIONAL 699 MISCELLANEOUS DEBIT 690
DEBIT
549 MISCELLANEOUS SECURITY DEBIT 549 MISCELLANEOUS SECURITY DEBIT 530
549 MISCELLANEOUS SECURITY DEBIT 549 MISCELLANEOUS SECURITY DEBIT PURCHASE OF (INVESTMENT TYPE) 530

549 MISCELLANEOUS SECURITY DEBIT 549 MISCELLANEOUS SECURITY DEBIT TRANSFER TO (INVESTMENT TYPE) 530
549 MISCELLANEOUS SECURITY DEBIT 699 MISCELLANEOUS DEBIT 690
552 CREDIT REVERSAL 552 CREDIT REVERSAL 551
555 DEPOSITED ITEM RETURNED 555 DEPOSITED ITEM RETURNED DEPOSIT ITEM RETURNED-(REASON, CHK #, MAKER 550
[OPTIONAL])
566 RETURN ITEM 555 DEPOSITED ITEM RETURNED DEPOSIT ITEM RETURNED-(REASON, CHK #, MAKER 550
[OPTIONAL])
566 RETURN ITEM 631 DEBIT ADJUSTMENT 630
574 CUMULATIVE ZBA OR 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
DISBURSEMENT DEBITS
575 ZBA DEBIT 527 STANDING ORDER 490
575 ZBA DEBIT 567 RETURN ITEM FEE 551
575 ZBA DEBIT 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
575 ZBA DEBIT 698 MISCELLANEOUS FEES ACCT SERVICE FEE 690
575 ZBA DEBIT 698 MISCELLANEOUS FEES ATM WTHDRWL FEE 690
575 ZBA DEBIT 698 MISCELLANEOUS FEES ATM INQUIRY FEE 690
575 ZBA DEBIT 698 MISCELLANEOUS FEES STOP PMNT FEE 690
575 ZBA DEBIT 699 MISCELLANEOUS DEBIT 690
575 ZBA DEBIT 699 MISCELLANEOUS DEBIT ODP XFER 690
595 ATM DEBIT 595 ATM DEBIT 690
595 ATM DEBIT 595 ATM DEBIT CARD PURCHASE WITH PIN 690
631 DEBIT ADJUSTMENT 629 CASH CENTER DEBIT 628
666 CURRENCY AND COIN SHIPPED 629 CASH CENTER DEBIT 628
666 CURRENCY AND COIN SHIPPED 666 CURRENCY AND COIN SHIPPED CURR/COIN SHIPMENT (SHIP DATE, ULID, CONFIRM #) 628
696 REGULAR COLLECTION 699 MISCELLANEOUS DEBIT 690
698 MISCELLANEOUS FEES 475 CHECK PAID 470
698 MISCELLANEOUS FEES 495 OUTGOING MONEY TRANSFER 490
698 MISCELLANEOUS FEES 698 MISCELLANEOUS FEES 690
698 MISCELLANEOUS FEES 698 MISCELLANEOUS FEES ACCT SERVICE FEE 690
698 MISCELLANEOUS FEES 698 MISCELLANEOUS FEES SAFE DEP BOX FEE 690
698 MISCELLANEOUS FEES 699 MISCELLANEOUS DEBIT 690
699 MISCELLANEOUS DEBIT 455 PREAUTHORIZED ACH DEBIT 450
699 MISCELLANEOUS DEBIT 468 ACH RETURN ITEM OR ADJUSTMENT 467
SETTLEMENT
699 MISCELLANEOUS DEBIT 475 CHECK PAID 470
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO AUTO LEASE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO EQUITY LINE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO INSTALLMENT LOAN 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO MORTGAGE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT INDIV LOAN PAYMENT 480
699 MISCELLANEOUS DEBIT 495 OUTGOING MONEY TRANSFER 490
699 MISCELLANEOUS DEBIT 501 INDIVIDUAL AUTOMATIC TRANSFER DEBIT 690
699 MISCELLANEOUS DEBIT 514 FOREIGN EXCHANGE DEBIT 510
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT 530

10 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT PURCHASE OF (INVESTMENT TYPE) 530
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT TRANSFER TO (INVESTMENT TYPE) 530
699 MISCELLANEOUS DEBIT 564 OVERDRAFT FEE 551
699 MISCELLANEOUS DEBIT 567 RETURN ITEM FEE 551
699 MISCELLANEOUS DEBIT 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
699 MISCELLANEOUS DEBIT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
699 MISCELLANEOUS DEBIT 595 ATM DEBIT 690
699 MISCELLANEOUS DEBIT 629 CASH CENTER DEBIT 628
699 MISCELLANEOUS DEBIT 631 DEBIT ADJUSTMENT 630
699 MISCELLANEOUS DEBIT 654 INTEREST DEBIT FED INT WTHHLD 690
699 MISCELLANEOUS DEBIT 659 INTEREST ADJUSTMENT DEBIT 655
699 MISCELLANEOUS DEBIT 659 INTEREST ADJUSTMENT DEBIT INTEREST ADJUSTMENT DEBIT 655
699 MISCELLANEOUS DEBIT 672 BACK VALUE ADJUSTMENT TO ACCOUNT (15 DIGIT ACCT #) 670
699 MISCELLANEOUS DEBIT 694 DEPOSIT REVERSAL 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ACCT SERVICE FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES CARD FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES CHK PRINTING FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES SAFE DEP BOX FEE 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT BANK CHARGE 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT PHONE FUNDS XFER 690
118 LOCKBOX ADJUSTMENT CREDIT 110
135 DTC CONCENTRATION CREDIT 131
184 DRAFT DEPOSIT PAPER DRAFT CREDIT 170
187 CASH LETTER CREDIT CASH LETTER DEPOSIT 170
196 MONEY TRANSFER ADJUSTMENT 190
218 FOREIGN COLLECTION CREDIT 210
222 FOREIGN CHECKS DEPOSITED 210
229 MISCELLANEOUS INTERNATIONAL CREDIT CASH LETTER CREDIT (OUR REF #, YOUR REF #) 210
266 RETURN ITEM 260
308 TRUST CREDIT 307
357 CREDIT ADJUSTMENT PREV DAY LATE PRESENTMENT CREDIT 356
395 CHECK REVERSAL 390
397 FLOAT ADJUSTMENT 390
408 FLOAT ADJUSTMENT 400
415 LOCKBOX DEBIT 416
474 CERTIFIED CHECK DEBIT 470
487 CASH LETTER DEBIT CASH LETTER DEP REV 470
496 MONEY TRANSFER ADJUSTMENT 490
513 LETTER OF CREDIT 515
518 FOREIGN COLLECTION DEBIT 510
529 MISCELLANEOUS INTERNATIONAL DEBIT 510
631 DEBIT ADJUSTMENT PREV DAY LATE PRESENTMENT DEBIT 630
633 TRUST DEBIT 632
695 DEPOSIT CORRECTION DEBIT 690
695 DEPOSIT CORRECTION DEBIT DEPOSIT CORRECTION 690
695 DEPOSIT CORRECTION DEBIT DEPOSIT ERROR CORRECTION DECREASE 690
696 REGULAR COLLECTION 690

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 11
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
TSLink and JPMorgan Insight BAI2 Codes
Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
108 CREDIT (ANY TYPE) 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
108 CREDIT (ANY TYPE) 399 MISCELLANEOUS CREDIT 390

115 LOCKBOX DEPOSIT 115 LOCKBOX DEPOSIT 110

142 ACH CREDIT RECEIVED 165 PREAUTHORIZED ACH CREDIT 140
142 ACH CREDIT RECEIVED 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
166 ACH SETTLEMENT 165 PREAUTHORIZED ACH CREDIT 140
166 ACH SETTLEMENT 399 MISCELLANEOUS CREDIT 390
169 MISCELLANEOUS ACH CREDIT 165 PREAUTHORIZED ACH CREDIT 140
174 OTHER DEPOSIT 174 OTHER DEPOSIT 170
174 OTHER DEPOSIT 175 CHECK DEPOSIT PACKAGE 170
174 OTHER DEPOSIT 366 CURRENCY AND COIN DEPOSITED CASH SVCS CASH DEP (DEPDATE, BAG, ULID, VLTID) 352
195 INCOMING MONEY TRANSFER 195 INCOMING MONEY TRANSFER 190
201 INDIVIDUAL AUTOMATIC TRANSFER 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270
CREDITS
202 BOND OPERATIONS CREDIT 399 MISCELLANEOUS CREDIT 390
213 LETTER OF CREDIT 213 LETTER OF CREDIT 215
237 INDIVIDUAL COLLECTION CREDIT 399 MISCELLANEOUS CREDIT 390
240 COUPON COLLECTIONS. BANKS 357 CREDIT ADJUSTMENT 356
249 MISCELLANEOUS SECURITY CREDIT 175 CHECK DEPOSIT PACKAGE 170
249 MISCELLANEOUS SECURITY CREDIT 399 MISCELLANEOUS CREDIT 390
252 DEBIT REVERSAL 252 DEBIT REVERSAL 251
266 RETURN ITEM 252 DEBIT REVERSAL 251
275 ZBA CREDIT 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270
351 INDIVIDUAL INVESTMENT SOLD 249 MISCELLANEOUS SECURITY CREDIT REDEMPTION OF (INVESTMENT TYPE) 230
351 INDIVIDUAL INVESTMENT SOLD 249 MISCELLANEOUS SECURITY CREDIT TRANSFER FROM (INVESTMENT TYPE) 230
355 INVESTMENT INTEREST 354 INTEREST CREDIT INTEREST PAID TO (INVESTMENT) 390
357 CREDIT ADJUSTMENT 357 CREDIT ADJUSTMENT 356
398 MISCELLANEOUS FEE REFUND 398 MISCELLANEOUS FEE REFUND FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 165 PREAUTHORIZED ACH CREDIT 140
399 MISCELLANEOUS CREDIT 166 ACH SETTLEMENT 167
399 MISCELLANEOUS CREDIT 171 INDIVIDUAL LOAN DEPOSIT INDIV LOAN DEPOSIT 180
399 MISCELLANEOUS CREDIT 172 DEPOSIT CORRECTION 170
399 MISCELLANEOUS CREDIT 172 DEPOSIT CORRECTION DEPOSIT CORRECTION 170
399 MISCELLANEOUS CREDIT 174 OTHER DEPOSIT 170
399 MISCELLANEOUS CREDIT 175 CHECK DEPOSIT PACKAGE 170
399 MISCELLANEOUS CREDIT 195 INCOMING MONEY TRANSFER 190
399 MISCELLANEOUS CREDIT 201 INDIVIDUAL AUTOMATIC TRANSFER CREDITS 390
399 MISCELLANEOUS CREDIT 214 FOREIGN EXCHANGE CREDIT 210
399 MISCELLANEOUS CREDIT 227 STANDING ORDER 190
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT 230
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT REDEMPTION OF (INVESTMENT TYPE) 230
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT TRANSFER FROM (INVESTMENT TYPE) 230
399 MISCELLANEOUS CREDIT 252 DEBIT REVERSAL 251
399 MISCELLANEOUS CREDIT 254 POSTING ERROR CORRECTION CREDIT 250
399 MISCELLANEOUS CREDIT 254 POSTING ERROR CORRECTION CREDIT DEPOSIT ERROR CORRECTION INCREASE 250
399 MISCELLANEOUS CREDIT 255 CHECK POSTED AND RETURNED 250

12 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Current Current BAI Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
399 MISCELLANEOUS CREDIT 268 RETURN ITEM ADJUSTMENT RETURN ITEM ADJUSTMENT CREDIT 250
399 MISCELLANEOUS CREDIT 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270
399 MISCELLANEOUS CREDIT 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
399 MISCELLANEOUS CREDIT 295 ATM CREDIT 390
399 MISCELLANEOUS CREDIT 295 ATM CREDIT CARD PURCHASE RETURN 390
399 MISCELLANEOUS CREDIT 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
399 MISCELLANEOUS CREDIT 354 INTEREST CREDIT INTEREST PAID TO (INVESTMENT) 390
399 MISCELLANEOUS CREDIT 357 CREDIT ADJUSTMENT 356
399 MISCELLANEOUS CREDIT 359 INTEREST ADJUSTMENT CREDIT 390
399 MISCELLANEOUS CREDIT 372 BACK VALUE ADJUSTMENT 370
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND CARD FEE REFUND 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND NSF OD FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND RFND ATM XFER FEE 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT CREDIT MEMO 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT OD XFER 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT PHONE FUNDS XFER 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT XFER FROM SAVINGS 390
451 ACH DEBIT RECEIVED 455 PREAUTHORIZED ACH DEBIT 450
451 ACH DEBIT RECEIVED 466 ACH SETTLEMENT 450
451 ACH DEBIT RECEIVED 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
452 ITEM IN ACH DISBURSEMENT OR DEBIT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
466 ACH SETTLEMENT 466 ACH SETTLEMENT 450
469 MISCELLANEOUS ACH DEBIT 455 PREAUTHORIZED ACH DEBIT 450
475 CHECK PAID 475 CHECK PAID 470
495 OUTGOING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER 490
501 INDIVIDUAL AUTOMATIC TRANSFER 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
DEBIT
502 BOND OPERATIONS DEBIT 699 MISCELLANEOUS DEBIT 690
512 LETTER OF CREDIT DEBIT 512 LETTER OF CREDIT DEBIT 515
514 FOREIGN EXCHANGE DEBIT 514 FOREIGN EXCHANGE DEBIT 510
529 MISCELLANEOUS INTERNATIONAL DEBIT 699 MISCELLANEOUS DEBIT 690
549 MISCELLANEOUS SECURITY DEBIT 699 MISCELLANEOUS DEBIT 690
552 CREDIT REVERSAL 552 CREDIT REVERSAL 551
566 RETURN ITEM 555 DEPOSITED ITEM RETURNED DEPOSIT ITEM RETURNED-(REASON, CHK #, MAKER 550
[OPTIONAL])
574 CUMULATIVE ZBA OR DISBURSEMENT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
DEBITS
575 ZBA DEBIT 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
595 ATM DEBIT 595 ATM DEBIT 690
631 DEBIT ADJUSTMENT 629 CASH CENTER DEBIT 628
651 INDIVIDUAL INVESTMENT 549 MISCELLANEOUS SECURITY DEBIT PURCHASE OF (INVESTMENT TYPE) 530
PURCHASED
651 INDIVIDUAL INVESTMENT PURCHASED 549 MISCELLANEOUS SECURITY DEBIT TRANSFER TO (INVESTMENT TYPE) 530

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 13
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
TSLink and JPMorgan Insight BAI2 Codes | Continued
Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
666 CURRENCY AND COIN SHIPPED 666 CURRENCY AND COIN SHIPPED CURR/COIN SHIPMENT (SHIP DATE, ULID, CONFIRM #) 628
696 REGULAR COLLECTION 699 MISCELLANEOUS DEBIT 690
698 MISCELLANEOUS FEES 475 CHECK PAID 470
698 MISCELLANEOUS FEES 698 MISCELLANEOUS FEES 690
699 MISCELLANEOUS DEBIT 455 PREAUTHORIZED ACH DEBIT 450
699 MISCELLANEOUS DEBIT 468 ACH RETURN ITEM OR ADJUSTMENT 467
SETTLEMENT
699 MISCELLANEOUS DEBIT 475 CHECK PAID 470
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO AUTO LEASE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO EQUITY LINE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO INSTALLMENT LOAN 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO MORTGAGE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT INDIV LOAN PAYMENT 480
699 MISCELLANEOUS DEBIT 495 OUTGOING MONEY TRANSFER 490
699 MISCELLANEOUS DEBIT 501 INDIVIDUAL AUTOMATIC TRANSFER DEBIT 690
699 MISCELLANEOUS DEBIT 514 FOREIGN EXCHANGE DEBIT 510
699 MISCELLANEOUS DEBIT 527 STANDING ORDER 490
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT 530
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT PURCHASE OF (INVESTMENT TYPE) 530
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT TRANSFER TO (INVESTMENT TYPE) 530
699 MISCELLANEOUS DEBIT 554 POSTING ERROR CORRECTION DEBIT 551
699 MISCELLANEOUS DEBIT 564 OVERDRAFT FEE 551
699 MISCELLANEOUS DEBIT 567 RETURN ITEM FEE 551
699 MISCELLANEOUS DEBIT 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
699 MISCELLANEOUS DEBIT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
699 MISCELLANEOUS DEBIT 595 ATM DEBIT 690
699 MISCELLANEOUS DEBIT 595 ATM DEBIT CARD PURCHASE WITH PIN 690
699 MISCELLANEOUS DEBIT 629 CASH CENTER DEBIT 628
699 MISCELLANEOUS DEBIT 631 DEBIT ADJUSTMENT 630
699 MISCELLANEOUS DEBIT 654 INTEREST DEBIT FED INT WTHHLD 690
699 MISCELLANEOUS DEBIT 659 INTEREST ADJUSTMENT DEBIT 655
699 MISCELLANEOUS DEBIT 659 INTEREST ADJUSTMENT DEBIT INTEREST ADJUSTMENT DEBIT 655
699 MISCELLANEOUS DEBIT 672 BACK VALUE ADJUSTMENT TO ACCOUNT (15 DIGIT ACCT #) 670
699 MISCELLANEOUS DEBIT 694 DEPOSIT REVERSAL 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ACCT SERVICE FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ATM INQUIRY FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ATM WTHDRWL FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES CARD FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES CHK PRINTING FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES SAFE DEP BOX FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES STOP PMNT FEE 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT BANK CHARGE 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT ODP XFER 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT PHONE FUNDS XFER 690

14 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
118 LOCKBOX ADJUSTMENT CREDIT 110
135 DTC CONCENTRATION CREDIT 131
184 DRAFT DEPOSIT PAPER DRAFT CREDIT 170
187 CASH LETTER CREDIT CASH LETTER DEPOSIT 170
196 MONEY TRANSFER ADJUSTMENT 190
218 FOREIGN COLLECTION CREDIT 210
222 FOREIGN CHECKS DEPOSITED 210
229 MISCELLANEOUS INTERNATIONAL CREDIT CASH LETTER CREDIT (OUR REF #, YOUR REF #) 210
266 RETURN ITEM 260
308 TRUST CREDIT 307
357 CREDIT ADJUSTMENT PREV DAY LATE PRESENTMENT CREDIT 356
395 CHECK REVERSAL 390
397 FLOAT ADJUSTMENT 390
408 FLOAT ADJUSTMENT 400
415 LOCKBOX DEBIT 416
474 CERTIFIED CHECK DEBIT 470
487 CASH LETTER DEBIT CASH LETTER DEP REV 470
496 MONEY TRANSFER ADJUSTMENT 490
513 LETTER OF CREDIT 515
518 FOREIGN COLLECTION DEBIT 510
529 MISCELLANEOUS INTERNATIONAL DEBIT 510
631 DEBIT ADJUSTMENT PREV DAY LATE PRESENTMENT DEBIT 630
633 TRUST DEBIT 632
695 DEPOSIT CORRECTION DEBIT 690
695 DEPOSIT CORRECTION DEBIT DEPOSIT CORRECTION 690
695 DEPOSIT CORRECTION DEBIT DEPOSIT ERROR CORRECTION DECREASE 690
696 REGULAR COLLECTION 690

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 15
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
Outgoing Data Exchange BAI2 Codes
Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
108 CREDIT (ANY TYPE) 175 CHECK DEPOSIT PACKAGE 170

108 CREDIT (ANY TYPE) 399 MISCELLANEOUS CREDIT 390

115 LOCKBOX DEPOSIT 115 LOCKBOX DEPOSIT 110

142 ACH CREDIT RECEIVED 165 PREAUTHORIZED ACH CREDIT 140
142 ACH CREDIT RECEIVED 166 ACH SETTLEMENT 167
142 ACH CREDIT RECEIVED 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
166 ACH SETTLEMENT 165 PREAUTHORIZED ACH CREDIT 140
174 OTHER DEPOSIT 174 OTHER DEPOSIT 170
174 OTHER DEPOSIT 175 CHECK DEPOSIT PACKAGE 170
174 OTHER DEPOSIT 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
174 OTHER DEPOSIT 357 CREDIT ADJUSTMENT PREV DAY LATE PRESENTMENT CREDIT 356
174 OTHER DEPOSIT 359 INTEREST ADJUSTMENT CREDIT 390
174 OTHER DEPOSIT 366 CURRENCY AND COIN DEPOSITED CASH SVCS CASH DEP (DEPDATE, BAG, ULID, VLTID) 352
174 OTHER DEPOSIT 399 MISCELLANEOUS CREDIT 390
195 INCOMING MONEY TRANSFER 195 INCOMING MONEY TRANSFER 190
202 BOND OPERATIONS CREDIT 399 MISCELLANEOUS CREDIT 390
213 LETTER OF CREDIT 213 LETTER OF CREDIT 215
237 INDIVIDUAL COLLECTION CREDIT 399 MISCELLANEOUS CREDIT 390
240 COUPON COLLECTIONS. BANKS 357 CREDIT ADJUSTMENT 356
252 DEBIT REVERSAL 252 DEBIT REVERSAL 251
266 RETURN ITEM 252 DEBIT REVERSAL 251
275 ZBA CREDIT 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270
357 CREDIT ADJUSTMENT 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
398 MISCELLANEOUS FEE REFUND 398 MISCELLANEOUS FEE REFUND FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 165 PREAUTHORIZED ACH CREDIT 140
399 MISCELLANEOUS CREDIT 171 INDIVIDUAL LOAN DEPOSIT INDIV LOAN DEPOSIT 180
399 MISCELLANEOUS CREDIT 172 DEPOSIT CORRECTION 170
399 MISCELLANEOUS CREDIT 172 DEPOSIT CORRECTION DEPOSIT CORRECTION 170
399 MISCELLANEOUS CREDIT 174 OTHER DEPOSIT 170
399 MISCELLANEOUS CREDIT 175 CHECK DEPOSIT PACKAGE 170
399 MISCELLANEOUS CREDIT 195 INCOMING MONEY TRANSFER 190
399 MISCELLANEOUS CREDIT 201 INDIVIDUAL AUTOMATIC TRANSFER 390
CREDITS
399 MISCELLANEOUS CREDIT 214 FOREIGN EXCHANGE CREDIT 210
399 MISCELLANEOUS CREDIT 227 STANDING ORDER 190
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT 230
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT REDEMPTION OF (INVESTMENT TYPE) 230
399 MISCELLANEOUS CREDIT 249 MISCELLANEOUS SECURITY CREDIT TRANSFER FROM (INVESTMENT TYPE) 230
399 MISCELLANEOUS CREDIT 252 DEBIT REVERSAL 251
399 MISCELLANEOUS CREDIT 254 POSTING ERROR CORRECTION CREDIT 250
399 MISCELLANEOUS CREDIT 254 POSTING ERROR CORRECTION CREDIT DEPOSIT ERROR CORRECTION INCREASE 250
399 MISCELLANEOUS CREDIT 255 CHECK POSTED AND RETURNED 250
399 MISCELLANEOUS CREDIT 268 RETURN ITEM ADJUSTMENT RETURN ITEM ADJUSTMENT CREDIT 250
399 MISCELLANEOUS CREDIT 275 ZBA CREDIT FROM ACCOUNT (15 DIGIT ACCT #) 270

16 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Current Current BAI Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
399 MISCELLANEOUS CREDIT 277 CMA CREDIT TRANSFER FUNDING XFER FROM (15 DIGIT ACCT #) 270
399 MISCELLANEOUS CREDIT 295 ATM CREDIT 390
399 MISCELLANEOUS CREDIT 295 ATM CREDIT CARD PURCHASE RETURN 390
399 MISCELLANEOUS CREDIT 353 CASH CENTER CREDIT CASH SVCS DB/CR DEP ADJUST (ORG DEP AMT, 352
DEPDATE, VLTID, REASON)
399 MISCELLANEOUS CREDIT 354 INTEREST CREDIT INTEREST PAID TO (INVESTMENT) 390
399 MISCELLANEOUS CREDIT 357 CREDIT ADJUSTMENT 356
399 MISCELLANEOUS CREDIT 357 CREDIT ADJUSTMENT PREV DAY LATE PRESENTMENT CREDIT 356
399 MISCELLANEOUS CREDIT 359 INTEREST ADJUSTMENT CREDIT 390
399 MISCELLANEOUS CREDIT 372 BACK VALUE ADJUSTMENT 370
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND CARD FEE REFUND 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND NSF OD FEE REVERSAL 390
399 MISCELLANEOUS CREDIT 398 MISCELLANEOUS FEE REFUND RFND ATM XFER FEE 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT CREDIT MEMO 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT OD XFER 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT PHONE FUNDS XFER 390
399 MISCELLANEOUS CREDIT 399 MISCELLANEOUS CREDIT XFER FROM SAVINGS 390
451 ACH DEBIT RECEIVED 455 PREAUTHORIZED ACH DEBIT 450
451 ACH DEBIT RECEIVED 466 ACH SETTLEMENT 450
451 ACH DEBIT RECEIVED 468 ACH RETURN ITEM OR ADJUSTMENT 467
SETTLEMENT
451 ACH DEBIT RECEIVED 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
467 ACH SETTLEMENT DEBITS 466 ACH SETTLEMENT 450
475 CHECK PAID 475 CHECK PAID 470
475 CHECK PAID 631 DEBIT ADJUSTMENT PREV DAY LATE PRESENTMENT DEBIT 630
475 CHECK PAID 659 INTEREST ADJUSTMENT DEBIT 655
475 CHECK PAID 659 INTEREST ADJUSTMENT DEBIT INTEREST ADJUSTMENT DEBIT 655
475 CHECK PAID 699 MISCELLANEOUS DEBIT 690
475 CHECK PAID 699 MISCELLANEOUS DEBIT BANK CHARGE 690
477 BANK ORIGINATED DEBIT 699 MISCELLANEOUS DEBIT 690
495 OUTGOING MONEY TRANSFER 495 OUTGOING MONEY TRANSFER 490
502 BOND OPERATIONS DEBIT 699 MISCELLANEOUS DEBIT 690
512 LETTER OF CREDIT DEBIT 512 LETTER OF CREDIT DEBIT 515
529 MISCELLANEOUS INTERNATIONAL 699 MISCELLANEOUS DEBIT 690
DEBIT
552 CREDIT REVERSAL 552 CREDIT REVERSAL 551
566 RETURN ITEM 555 DEPOSITED ITEM RETURNED DEPOSIT ITEM RETURNED-(REASON, CHK #, MAKER 550
[OPTIONAL])
575 ZBA DEBIT 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
595 ATM DEBIT 595 ATM DEBIT 690
631 DEBIT ADJUSTMENT 629 CASH CENTER DEBIT 628
666 CURRENCY AND COIN SHIPPED 666 CURRENCY AND COIN SHIPPED CURR/COIN SHIPMENT (SHIP DATE, ULID, CONFIRM #) 628
696 REGULAR COLLECTION 699 MISCELLANEOUS DEBIT 690

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 17
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
Outgoing Data Exchange BAI2 Codes | Continued
Current Current BAI2 Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
698 MISCELLANEOUS FEES 495 OUTGOING MONEY TRANSFER 490

698 MISCELLANEOUS FEES 698 MISCELLANEOUS FEES 690

698 MISCELLANEOUS FEES 698 MISCELLANEOUS FEES ACCT SERVICE FEE 690

699 MISCELLANEOUS DEBIT 455 PREAUTHORIZED ACH DEBIT 450

699 MISCELLANEOUS DEBIT 468 ACH RETURN ITEM OR ADJUSTMENT 467

SETTLEMENT
699 MISCELLANEOUS DEBIT 475 CHECK PAID 470
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO AUTO LEASE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO EQUITY LINE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO INSTALLMENT LOAN 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT ATM PAYMENT TO MORTGAGE 480
699 MISCELLANEOUS DEBIT 481 INDIVIDUAL LOAN PAYMENT INDIV LOAN PAYMENT 480
699 MISCELLANEOUS DEBIT 495 OUTGOING MONEY TRANSFER 490
699 MISCELLANEOUS DEBIT 501 INDIVIDUAL AUTOMATIC TRANSFER DEBIT 690
699 MISCELLANEOUS DEBIT 514 FOREIGN EXCHANGE DEBIT 510
699 MISCELLANEOUS DEBIT 527 STANDING ORDER 490
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT 530
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT PURCHASE OF (INVESTMENT TYPE) 530
699 MISCELLANEOUS DEBIT 549 MISCELLANEOUS SECURITY DEBIT TRANSFER TO (INVESTMENT TYPE) 530
699 MISCELLANEOUS DEBIT 554 POSTING ERROR CORRECTION DEBIT 551
699 MISCELLANEOUS DEBIT 564 OVERDRAFT FEE 551
699 MISCELLANEOUS DEBIT 567 RETURN ITEM FEE 551
699 MISCELLANEOUS DEBIT 575 ZBA DEBIT TO ACCOUNT (15 DIGIT ACCT #) 570
699 MISCELLANEOUS DEBIT 577 ZBA DEBIT TRANSFER FUNDING XFER TO (15 DIGIT ACCT #) 570
699 MISCELLANEOUS DEBIT 595 ATM DEBIT 690
699 MISCELLANEOUS DEBIT 595 ATM DEBIT CARD PURCHASE WITH PIN 690
699 MISCELLANEOUS DEBIT 629 CASH CENTER DEBIT 628
699 MISCELLANEOUS DEBIT 631 DEBIT ADJUSTMENT 630
699 MISCELLANEOUS DEBIT 631 DEBIT ADJUSTMENT PREV DAY LATE PRESENTMENT DEBIT 630
699 MISCELLANEOUS DEBIT 654 INTEREST DEBIT FED INT WTHHLD 690
699 MISCELLANEOUS DEBIT 659 INTEREST ADJUSTMENT DEBIT 655
699 MISCELLANEOUS DEBIT 659 INTEREST ADJUSTMENT DEBIT INTEREST ADJUSTMENT DEBIT 655
699 MISCELLANEOUS DEBIT 672 BACK VALUE ADJUSTMENT TO ACCOUNT (15 DIGIT ACCT #) 670
699 MISCELLANEOUS DEBIT 694 DEPOSIT REVERSAL 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ACCT SERVICE FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ATM INQUIRY FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES ATM WTHDRWL FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES CARD FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES CHK PRINTING FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES SAFE DEP BOX FEE 690
699 MISCELLANEOUS DEBIT 698 MISCELLANEOUS FEES STOP PMNT FEE 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT BANK CHARGE 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT ODP XFER 690
699 MISCELLANEOUS DEBIT 699 MISCELLANEOUS DEBIT PHONE FUNDS XFER 690

18 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Current Current BAI Future Future BAI2 Special Text * BAI2
BAI2 Code Description BAI2 Code Description Summary Code
118 LOCKBOX ADJUSTMENT CREDIT 110
135 DTC CONCENTRATION CREDIT 131
184 DRAFT DEPOSIT PAPER DRAFT CREDIT 170
187 CASH LETTER CREDIT CASH LETTER DEPOSIT 170
196 MONEY TRANSFER ADJUSTMENT 190
218 FOREIGN COLLECTION CREDIT 210
222 FOREIGN CHECKS DEPOSITED 210
229 MISCELLANEOUS INTERNATIONAL CREDIT CASH LETTER CREDIT (OUR REF #, YOUR REF #) 210
266 RETURN ITEM 260
308 TRUST CREDIT 307
395 CHECK REVERSAL 390
397 FLOAT ADJUSTMENT 390
408 FLOAT ADJUSTMENT 400
415 LOCKBOX DEBIT 416
474 CERTIFIED CHECK DEBIT 470
487 CASH LETTER DEBIT CASH LETTER DEP REV 470
496 MONEY TRANSFER ADJUSTMENT 490
513 LETTER OF CREDIT 515
518 FOREIGN COLLECTION DEBIT 510
529 MISCELLANEOUS INTERNATIONAL DEBIT 510
633 TRUST DEBIT 632
695 DEPOSIT CORRECTION DEBIT 690
695 DEPOSIT CORRECTION DEBIT DEPOSIT CORRECTION 690
695 DEPOSIT CORRECTION DEBIT DEPOSIT ERROR CORRECTION DECREASE 690
696 REGULAR COLLECTION 690

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 19
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
MicroLink Transaction Codes
Current Current Tran Code Furture Future MicroLink Prior Day Furture Future MicroLink Intraday
Tran Code Description MicroLink Tran Code Description MicroLink Tran Code Description
Prior Day Intraday
Tran Code Tran Code
351 VISTA REDEMPTION 351 VISTA REDEMPTION

351 VISTA REDEMPTION 750 MISCELLANEOUS CREDIT

355 VISTA DIVIDEND 750 MISCELLANEOUS CREDIT

711 DEBIT REVERSAL 750 MISCELLANEOUS CREDIT
716 COIN AND CURR SHIPMENT CREDIT 750 MISCELLANEOUS CREDIT
722 COMMERCIAL LOAN CREDIT 750 MISCELLANEOUS CREDIT
741 WIRE TRANSFER CREDIT 741 WIRE TRANSFER CREDIT 195 CREDIT WIRE
744 DEPOSIT 744 DEPOSIT
744 DEPOSIT 750 MISCELLANEOUS CREDIT
745 LOCKBOX DEPOSIT 745 LOCKBOX DEPOSIT 743i LOCKBOX
750 MISCELLANEOUS CREDIT 351 VISTA REDEMPTION
750 MISCELLANEOUS CREDIT 741 WIRE TRANSFER CREDIT
750 MISCELLANEOUS CREDIT 744 DEPOSIT 744i MISCELLANEOUS CREDIT
750 MISCELLANEOUS CREDIT 750 MISCELLANEOUS CREDIT
750 MISCELLANEOUS CREDIT 754 SERVICE CHARGE CREDIT
750 MISCELLANEOUS CREDIT 775 ACH CREDIT
750 MISCELLANEOUS CREDIT 776 ITEM PROCESSING CREDIT
750 MISCELLANEOUS CREDIT 799 ZBA CREDIT
751 INTERNAL CREDIT 744 DEPOSIT
754 SERVICE CHARGE CREDIT 754 SERVICE CHARGE CREDIT
755 LETTERS OF CREDIT 755 LETTERS OF CREDIT
756 RETURN ITEM CREDIT 750 MISCELLANEOUS CREDIT
762 ACH SETTLEMENT CREDIT 775 ACH CREDIT
763 BOND TRADING CREDIT 750 MISCELLANEOUS CREDIT
765 DOMESTIC COLLECTIONS CREDIT 750 MISCELLANEOUS CREDIT
766 COLLECTIONS ITEM CREDIT 750 MISCELLANEOUS CREDIT
773 POD SETTLEMENT CREDIT 750 MISCELLANEOUS CREDIT
775 ACH CREDIT 775 ACH CREDIT 777i ACH CREDIT
776 ITEM PROCESSING CREDIT 776 ITEM PROCESSING CREDIT
799 ZBA CREDIT 799 ZBA CREDIT
805 MISC INTERNATIONAL DEBIT 860 MISCELLANEOUS DEBIT
812 CREDIT REVERSAL 812 CREDIT REVERSAL
814 DEPOSITED CHECK RETURNED 814 DEPOSITED CHECK RETURNED
820 NSF CHECK 860 MISCELLANEOUS DEBIT
821 FORCE POST CHECK 860 MISCELLANEOUS DEBIT
822 CHECKS CASHED - TELLER LINE 860 MISCELLANEOUS DEBIT
823 INTERNAL DEBIT 860 MISCELLANEOUS DEBIT
824 ATM DEBIT 860 MISCELLANEOUS DEBIT
825 WITHDRAWAL 860 MISCELLANEOUS DEBIT
827 COMMERCIAL LOAN DEBIT 860 MISCELLANEOUS DEBIT
828 COIN AND CURRENCY SHIPPED 828 COIN AND CURRENCY SHIPPED
829 VAULT ADJUSTMENT DEBIT 860 MISCELLANEOUS DEBIT
842 NSF CHECK CHARGE 860 MISCELLANEOUS DEBIT

844 INTERNAL SERVICE CHARGE 860 MISCELLANEOUS DEBIT

844 INTERNAL SERVICE CHARGE 861 WIRE TRANSFER DEBIT

845 ACCOUNT ANALYSIS DEBIT 860 MISCELLANEOUS DEBIT

20 | All changes effective September 19, 2005 *Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.
 Microlink Current Tran Code Furture Future MicroLink Prior Day Furture Future MicroLink Intraday
Tran Code Description MicroLink Tran Code Description MicroLink Tran Code Description
Prior Day Intraday
Tran Code Tran Code
851 VISTA INVESTMENT PURCHASE 860 MISCELLANEOUS DEBIT
856 ACH RETURN TOTAL 856 ACH RETURN TOTAL 888i ACH DEBIT
860 MISCELLANEOUS DEBIT 856 ACH RETURN TOTAL
860 MISCELLANEOUS DEBIT 860 MISCELLANEOUS DEBIT
860 MISCELLANEOUS DEBIT 861 WIRE TRANSFER DEBIT
860 MISCELLANEOUS DEBIT 870 CHECK PAID
860 MISCELLANEOUS DEBIT 881 FOREIGN EXCHANGE DEBIT
860 MISCELLANEOUS DEBIT 887 ACH DEBIT
860 MISCELLANEOUS DEBIT 899 ZBA DEBIT
861 WIRE TRANSFER DEBIT 861 WIRE TRANSFER DEBIT 495 WIRE TRANSFER DEBIT
862 BOND TRADING DEBIT 860 MISCELLANEOUS DEBIT
864 DOMESTIC COLLECTIONS DEBIT 860 MISCELLANEOUS DEBIT
867 LETTERS OF CREDIT DEBIT 867 LETTERS OF CREDIT DEBIT
868 ACH SETTLEMENT DEBIT 868 ACH SETTLEMENT DEBIT 888i ACH DEBIT
870 CHECK PAID 860 MISCELLANEOUS DEBIT
870 CHECK PAID 870 CHECK PAID 870i CHECK PAID
876 ITEM PROCESSING DEBIT 860 MISCELLANEOUS DEBIT
881 FOREIGN EXCHANGE DEBIT 881 FOREIGN EXCHANGE DEBIT
887 ACH DEBIT 887 ACH DEBIT 888i ACH DEBIT

887 ACH DEBIT 889 ZBA DEBIT

889 ZBA DEBIT 899 ZBA DEBIT

220i FIRST PRESENTMENT CONTROLLED

DISBURSEMENT (DEBIT)
221i SECOND PRESENTMENT CONTROLLED
DISBURSEMENT (DEBIT)
222i ADJUSTMENT CONTROLLED DISBURSEMENT
(DEBIT)
330i MATURING INVESTMENT (CREDIT)
XXX SUMMARY (TOTAL OF ITEMS BELOW A CUSTOMER
REQUESTED MINIMUM) (CREDIT/DEBIT)

*Note: The transaction descriptions where noted in the “Special Text” column will appear in the BAI2 JPMorgan Chase | Treasury Services | 21
data either in the text field of the 16 Detail Record or its related 88 Continuation Record.