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7. SITE LOANS
7. 1. Site loans (203): Loans for sites in layouts
developed by Govt. Dev. Agencies including
Second sale
SALARIED & PROFESSIONALS REVISED (w.e.f. 26/08/19)
Sl. No. Loan amount / risk rating S1 S2+ S2 S3
1 ₹ 30 lac & below 10.50 10.75 11.00 11.75
2 Above ₹ 30 lac to ₹ 75 lac. 11.00 11.25 11.50 12.25
3 Above ₹ 75 lac 11.75 12.00 12.25 12.75
9. Other loans
Product No. Loan Product REVISED (26/08/19)
206 Builder loan 14.25
Builder loan for affordable 13.25
Houses
207 Line of Credit (LOC) 12.50
208 Loans against Rent
Receivables (LRR)
Registered lease deed with
MNC’s/Govt. 11.50
agencies/PSU/Banks
Registered lease deed with
other organizations /firms of 12.50
repute
Special Urban Housing
Refinance Scheme (SUHRS)- 11.75
227 Direct
Special Urban Housing
Refinance Scheme (SUHRS)- 12.75
228 Indirect
Applicable IHL/CHL/Comp
Loan plus 0.25% - Floating
235 CFHL Top Up loan
CFHL Nishchint-Loan for
10.50
236 pensioners
Note: For women beneficiaries for loans up to ₹25.00 lac in metro/urban centres, Naval/ Airforce/
Defence personnel (both in service and retired) and physically challenged persons 0.05% concession in
applicable rate of interest (ROI) for one year will be given.