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Answer the questions based on the given options and scroll down to see yo
Profile Assessment.

Note: Insert your option choice in yellow cells.

Questionnaire

Your age is:

60 or above
51-60
41-50
30-40
Under 30
Your current annual take-home income is:
under Rs 3,00,000.
between Rs 3,00,000 and Rs 6,00,000.
between Rs 6,00,000 and Rs 10,00,000.
over Rs 10,00,000.
You are financially responsible for (exclude dependants who can be supported by your spouse's income)
more than 3 other persons besides yourself
between 2 and 3 other persons besides youself
1 other person in your household besides yourself
only yourself.
Your current job/career/business:
Is not dependable.
Tough to say, depends on market conditions
Is secure.
Retired
You are offered a job by a company with a bright future. Which compensation option would you choose?
A 3-year job guarantee.
An upfront bonus of Rs 1,00,000.
A 10% pay increase on your salary of Rs 4,00,000.
employee stock options with a current value of Rs 1,00,000 & prospects for further appreciation.
What is your practice on saving money
I don't believe in saving.
I'd like to save, but my expenses and other financial commitments do not permit me to.
I try to save but my saving is not more than 30% of my income
I save 30 percent or more of my take-home salary without exception.
You invest Rs 1,00,000 in a share that goes down by 8% the next day. You.
 book your loss and invest in fixed deposits or bonds.
hold on till the share comes back to your cost price and sell it.
do not bother because you had done enough research on the company.
average your cost by investing another Rs 1,00,000 at a lower price.
Which of the following statements would best describe your level of knowledge as an investor
I don't understand investment terminology at all.
I am not very familiar with investment options and financial planning.
I know how to identify and invest in mutual funds and secondary market debentures.
I understand investment principles and trade shares in the secondary market.
I am a proficient investor who's able to explain concepts such as Alpha, beta and Technical Analysis.
Which would best describe your awareness about finance?
I never read the finance section of the newspaper.
I infrequently look up the market prices of my shares in the newspaper.
I read most of the business and investment magazines and watch business updates on television daily.
In how many years from now will you have saved up for all your future financial commitments and needs?
more than 20 years.
10 to 20 years.
5 to 10 years.
less than 5 years.
What is your approach to making a financial decision?
take a random decision.
seek friendly advice.
take an educated guess.
analyse the various options.
Your company has an attractive Voluntary Retirement Scheme(VRS) open only to 10% of employees on a first-com
basis. You:
enrol for the scheme as early as possible.
enrol for it only if you had been looking for alternate opportunities and could take one of them.
do not take the VRS because you intend to spend the rest of your working life in this company.
do not take up the VRS, but start looking for other work as the company's future does not seem bright.
You have invested in shares that you expect will become multi-baggers in 5 years. These share prices drop 30% soo
buy them. You:
sell.
wait and watch.
Analyze, analyse and analyze and not sure what you may do
average your cost by buying more.
Excluding your own house, your savings inclusive of PF, add up to:
Hardly anything significant
less than six months' take home pay.
between 6-15 months' take home pay.
between 15-36 months' take home pay.
more than 36 months' take home pay.
What is the status of your accomodation?
I live in an apartment that I have rented.
I live in company accomodation.
I stay with in parents house
I own a house but am saving to buy a better house.
I own as good a house that I would ever want to.
When it comes to investing in stock or bond mutual funds or ETFs—or individual stocks or bonds, I would describe
as ...
Very inexperienced
Somewhat inexperienced
Somewhat experienced
Experienced
Very experienced
Generally, I prefer investments with little or no fluctuation in value, and I'm willing to accept the lower return asso
these investments.
Strongly agree
Agree
Somewhat agree
Disagree
Strongly disagree
Where do you majorly invest your current savings?
Majorly lying in Savings account
FDs/RDs
Mix of FDs/Govt Schemes/Mutual Funds and Stocks
Primarily Mutual Funds and Stocks

Your Risk Profile

Conservative
 Your Answer
All answers are compulsory
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