MUTUAL FUND - A GLOBALLY PROVEN INVESTMENT

Worldwide, the Mutual Fund, or Unit Trust Trust as it is called in some parts of the
world, has a long and successful history. The popularity of the Mutual Fund has
increased manifold. In developed financial markets, like the United States, Mutual
Funds have almost overtaken bank deposits and total assets of insurance funds.

In India, the Mutual Fund industry started with the setting up of Unit Trust of India in
1964. Public sector banks and financial institutions began to establish Mutual Funds
in 1987. The private sector and foreign institutions were allowed to set up Mutual
Funds in 1993. This fast growing industry is regulated by the Securities and Exchange
Board of India (SEBI).

About Mutual Funds

A Mutual Fund is a trust that pools the savings of a number of investors who share a
common financial goal. The money thus collected is invested by the fund manager in
different types of securities depending upon the objective of the scheme. These could
range from shares to debentures to money market instruments. The income earned
through these investments and the capital appreciation realized by the scheme are
shared by its unit holders in proportion to the number of units owned by them. Thus a
Mutual Fund is the most suitable investment for the common man as it offers an
opportunity to invest in a diversified, professionally managed portfolio at a relatively
low cost. The small savings of all the investors are put together to increase the buying
power and hire a professional manager to invest and monitor the money. Anybody
with an investible surplus of as little as a few thousand rupees can invest in Mutual
Funds. Each Mutual Fund scheme has a defined investment objective and strategy.

TYPES OF MUTUAL FUND SCHEMES

There are a wide variety of Mutual Fund Schemes that cater to your needs, whatever
to your age, financial position, risk tolerance and return expectations. Whether as the
foundation of your investment programme or as a supplement, Mutual Fund schemes
can help you meet your financial goals.

(A) By Structure

Open-Ended Schemes

These do not have a fixed maturity. You deal directly with the Mutual Fund for your
investments and redemptions. The key feature is liquidity. You can conveniently buy
and sell your units at net asset value("NAV") related prices.

Close-Ended Schemes

Schemes that have a stipulated maturity period (ranging from 2 to 15 years) are called
close-ended schemes. You can invest directly in the scheme at the time of the initial
issue and thereafter you can buy or sell the units of the scheme on the stock exchanges
where they are listed. The market price at the stock exchange could vary from the
scheme's NAV on account of demand and supply situation, unitholders expectations
and other market factors. One of the characteristics of the close-ended scheme is that
they are generally traded at a discount to NAV; but closer to maturity, the discount
narrows.

Some close-ended schemes give you an additional option of selling your units directly
to the Mutual Fund through periodic repurchase at NAV related prices. SEBI
regulations ensure that at least one of the two exit routes are provided to the investor.

Interval Schemes

These combine the features of open-ended and close-ended schemes. They may be
traded on the stock exchange or may be open for sale or redemption during pre-
determined intervals at NAV related prices.

(B) By Investment Objective

Tax Saving Schemes

These schemes offer tax rebates to the investors under tax laws as prescribed from
time to time. This is made possible because the Government offers tax incentives for
investment in specific avenues. For example, Equity Linked Saving Schemes(ELSS)
and Pension Schemes.

Recent amendments to the Income Tax Act provide furthur opportunities to investors
to save capital gains by investing in Mutual Funds. The detail of such tax savings are
provided in the relevant offer documents.

Ideal for:
 • Investors seeking tax rebates.

Special Schemes

This category includes index schemed that attempt to replicate the performance of a
particular index such as the BSE Sensex or the NSE 50, or the industry specific
schemes(which invest in specific industries) or sectoral schemes(which invest
exclusively in segments such as 'A' Group shares or initial public offerings).

Index fund schemes are ideal for investors who are satisfied with a return
approximately equal to that of an index.

Sectoral fund schemes are ideal for investors who have already decided to invest in a
particular sector or segment.

Keep in mind that anyone scheme may not meet all your requirements for all time.
You need to place your money judiciously in different schemes to be able to get the
combination of growth, income and stability that is right for you.

Remember, as always, higher the return you seek, higher the risk you should be
prepared to take.

WHY SHOULD YOU INVEST IN MUTUAL FUNDS?

The advantages of investing in Mutual Fund are:

1. Professional Management. You avail of the services of experienced and

skilled professionals who are backed by a dedicated investment research team
which analyses the performance and prospects of companies and selects the
suitable investments to achieve the objective of the scheme.
2. Diversificaton. Mutual Funds invest in a number of companies across a broad
cross-section of industries and sectors. This diversification reduces the risk
because seldom do all stocks decline in the same time and in same proportion.
You achieve this diversification through a Mutual Fund with far less money
than you can do on your own.
3. Convenient Administration. Investing in a Mutual Fund reduces paper work
and helps you avoid many problems such as bad deliveries, delayed payments
and unnecessary follow up with brokers and companies. Mutual Fund saves
your time and make investing easy and convenient.
4. Return Potential. Over a medium to long term, Mutual Funds have the
potential to provide a higher return as they invest in a diversified basket of
selected securities.
5. Low Costs. Mutual Funds are a relatively less expensive way to invest
compared to directly investing in the capital markets because the benefits of
scale in brokerage, custodial and other fees translate into lower costs for
investors.
6. Liquidity. In open-ended schemes, you can get your money back promptly at
net asset value related prices from the Mutual Fund itself. With close-ended
schemes, you can sell your units on a stock exchange at a prevailing market
 price or avail of the facility of direct repurchase at NAV related prices which
some close-ended and interval schemes offer you periodically.
7. Transparency. You get regular information on the value of your investment
in addition to disclosure on the specific investments made by your scheme, the
proportion invested in each class of assets and the fund manager's investment
strategy and outlook.
8. Flexibility. Through features such as regular investment plans, regular
withdrawl plans and dividend reinvestment plans, you can systematically
invest or withdraw funds according to your needs and convenience.
9. Choice of Schemes. Mutual Funds offer a family of schemes to suit your
varying needs over a lifetime.
10. Well Regulated. All Mutual Funds are registered with SEBI and they function
within the provisions of strict regulations designed to protect the interests of
investors. The operations of Mutual Funds are regularly monitored by SEBI.

UNDERSTANDING AND MANAGING RISK

All investments whether in shares, debentures or deposits involve risk: share value
may go down depending upon the performance of the company, the industry, state of
capital markets and the economy; generally, however, longer the term, lesser the risk;
companies may default in payment of interest/principal on their
debentures/bonds/deposits; the rate of interest on an investment may fall short of the
rate of inflation reducing the purchasing power.

While risk cannot be eliminated, skillful management can minimise risk. Mutual
Funds help to reduce risk through diversification and professional management. The
experience and expertise of Mutual Fund managers in selecting fundamentally sound
securities and timing their purchases and sales, help them to build a diversified
portfolio that minimise risk and maximises returns.

HOW TO INVEST IN MUTUAL FUNDS?

Step One - Identify your investment needs.

Your financial goals will vary, based on your age, lifestyle, financial independence,
family commitments, level of income and expenses among many other factors.
Therefore, the first step is to assess your needs. Begin by asking yourself these
questions:

What are my investment objectives and needs?

1. Probable Answers: I need regular income or need to buy a home or finance a

wedding or educate my children or a combination of all these needs.
2. How much risk I am willing to take?

Probable Answers: I can only take a minimum amount of risk or I am willing

to accept the fact that my investment value may fluctuate or that there may be
a short-term loss in order to achieve a long-term potential gain.
 3. What are my cash flow requirements?

Probable Answers: I need a regular cash flow or I need a lumpsum amount to

meet a spacific need after a certain period or I don't require a current cash flow
but I want to build my assets for the future.

By going through such an excercise, you will know what you want out of your
investment and can set the foundation for a sound Mutual Fund investment strategy.

Step Two - Choose the right Mutual Fund.

Once you have a clear strategy in mind, you have to choose which Mutual Fund and
scheme you want to invest in. The offer document of the scheme tells you its
objectives and provides supplemetary details like the track record of other schemes
managed by the same Fund Manager. Some factors to evaluate before choosing a
particular Mutual Fund are:

• the track record of performance over the last few years in relation to the
appropriate yardstick and similar funds in the same category.
• how well the Mutual Fund is organised to provide efficient, prompt and
personalised service.
• degree of transparency as reflected in frequency and quality of their
communications.

Step Three - Select the ideal mix of Schemes.

Investing in just one Mutual Fund scheme may not meet all your investment needs.
You may consider investing in a combination of schemes to achieve your specific
goals.

The following tables could prove useful in selecting a combination of schemes that
satisfy your needs.

AGGRESSIVE PLAN

Money Market
5%
Schemes
Income Schemes 10-15%
Balanced Schemes 10-20 %
Growth Schemes 60-70 %

MODERATE PLAN

Money Market
10 %
Schemes
Income Schemes 20 %
Balanced Schemes 40-50 %
Growth Schemes 30-40 %
CONSERVATIVE PLAN

Money Market
10 %
Schemes
Income Schemes 50-60 %
Balanced Schemes 20-30 %
Growth Schemes 10 %
Step Four - Invest regularly

For most of us, the approach that works best is to invest a fixed amount at specific
intervals, say every month. By investing a fixed sum every month, you buy fewer
units when the price is higher and more units when the price is low, thus bringing
down your average cost per unit. This is called rupee cost averaging and is a
disciplined investment strategy followed by investors all over the world. With many
open-ended schemes offering systematic investment plans, this regular investing habit
is made easy for you.

Step Five - Keep your taxes in mind

If you are in a high tax bracket and have utilised fully the exemptions under section
80L of the Income Tax Act, investing in growth funds that do not pay dividends might
be more tax efficient and improve your post-tax return.

If you are in a low tax bracket and have not utilised fully the exemptions available
under Section 80L of the Income Tax Act, selecting funds paying regular income
could be more tax efficient. Furthur, there are other benefits available for investment
in Mutual Funds under the provisions of the prevailing tax laws.

You may therefore, consult your tax advisor or Chartered Accountant for specific
advice.

Step Six - Start early

It is desirable to start investing early and stick to a regular investment plan. If you
start now, you will make more than if you wait and invest later. The power of
compounding lets you earn income on income and your money multiplies at the
compounded rate of return.

Step Seven - The final step

All you need to do now is to get a touch with a Mutual Fund or your agent/broker and
start investing. Reap the rewards in the years to come. Mutual Funds are suitable for
every kind of investor - whether starting a career or retiring, conservative or risk-
taking, growth-oriented or income seeking.

YOUR RIGHTS AS A MUTUAL FUND UNITHOLDER

As a unitholder in Mutual Fund scheme coming under the SEBI (Mutual Funds)
Regulation, ("Regulations") you are entitled to:

1. Recieve unit certificates or statements of accounts conforming your title

within 6 weeks from the date of closure of the subscription or within 6 weeks
from the date your request for a unit certificate is recieved by the Mutual
Fund;
2. Recieve information about the investment policies, investment objectives,
financial position and general affairs of the scheme;
3. Recieve dividend within 42 days of their declaration and recieve the
redemption or repurchase proceeds within 10 days from the date of
 Escorts Opportunities Fund - Launched in February 2001, Escorts opportunities
Fund (EOF), Designed to provide regular income. We invest in well- diversified
portfolio for both equity and debt. Also, in case of equities, we as a matter of policy
only invest in well researched large cap stocks. Further to reduce the volatility in
returns induced due to the equity component, the fund aggressively uses derivatives
by selling option. This premium income received in the process not only reduces the
volatility but also enhances the risk adjusted return on the scheme. Through this
mechanism, we also partially hedge any potential downside in the portfolio to the
extent of premium received.
Type of
An Open-Ended Growth Fund
Scheme
The scheme seeks stable and regular income through an actively managed protfolio of stocks,
bonds and money market instruments. The asset allocation is dynamically planned to capture the
best of the opportunities in equity and debtl Exposure in equity is a blend of large and mid cap
Investment
stocks, skewed largely towards the well-researched blue chips. In debt, the scheme invests mainly
Objective
in Central and State Government debt papers besides PSUs and bank bonds. The highlight of the
scheme is the extensive use of derivatives not only as a hedging tool but also in generating regular
income, which in turn enhances the overall portfolio’s risk-adjusted return.
Asset Fixed Income 0-49
Allocation Equity and Equity Related Securities 51-100
Minimum Growth Option & Dividend Re-investment option Rs. 1000/-,
Application Dividend Payout Option: Rs 30,000/-, Additional Purchase
Amount :Rs. 1000, Repurchase: Minimum of Rs. 1000/-
Load Entry Load: Nil
Structure Exit Load: 1% if exit < = 1 year
Option
Available
NAV will be declared on business days.
Daily NAV
publication
April 2002- April 2006- October 2007- November
June 2009- Jan
March September September 2008-January May,2009
Dividend Paid Dec2009 2010
2006 2007 2008 2009
1.25% (47- Avg 0.97 % (7
Rate 1.5% (18 Div.) 1.6% (12 Div.) 1.962 0.981 0.613
Div.) Div.)
Escorts Income Plan - To generate current income by investing predominantly in a
well diversified portfolio of Fixed Income securities with moderate risk levels. This
income may be complemented by possible Capital Appreciation.

Type of Scheme An Open Ended Income Scheme

To generate current income by investing predominantly in a well diversified portfolio of
Investment Objective Fixed Income securities with moderate risk levels. This income may be complemented by
possible Capital Appreciation.
Money Market Instruments: 10 – 20; Fixed Income
Securities: 80 - 90 (max 100); Equity and Equity Linked
Asset Allocation
Instrument: 0 - 10 (max 20); Units of other Mutual
Funds: 0 - 5 (max 5);
 Minimum Application Purchase: Rs. 1000/- and Multiples of Re. 1/-,
Amount Additional Purchase : Rs. 1000 and Multiples of Re.1/-,
Repurchase: Minimum of Rs. 1000/-
Entry Load – Nil,
Load Structure
Exit Load – 0.5% if exit <= 6 months
Option Available Daily
NAV will be declared on business days.
NAV publication
Dividend Paid 126 Dividends Since May 1998
Escorts Tax Plan - To generate Capital Appreciation by investing predominantly
in a well diversified portfolio of Equity Shares with growth potential. This Income
may be complemented by possible dividend and other income..
Scheme Details:
Type of Scheme Open Ended Equity Linked Saving Scheme
To generate Capital Appreciation by investing predominantly in a well diversified portfolio
Investment Objective of Equity Shares with growth potential. This Income may be complemented by possible
dividend and other income.
Equity ,Cumulative convertible prefrence shares; fully convertible Debentures and Bonds.
Asset Allocation 80-100
Money Market Instruments 0-20
Minimum Purchase: Rs. 500 and Multiple of Re. 1/-
Application Amount Additional Purchase : Rs 500 and Multiple of Re. 1/-,
Entry Load : Nil Exit Load : Nil
Load Structure
Lockin of 3 years being ELSS
Option Available
Daily NAV NAV will be declared on business days.
publication
Dividend March 2004 March 2005 March 2006 March 2007 March 2008
Rate 80% 30% 35% 25% 30%
Escorts Balanced Fund - To generate long term Capital Appreciation and current
income from a portfolio of equity & fixed income securities..
Scheme Details
Type of Scheme Open Ended Balanced Scheme
An open-ended balanced scheme, with the investment objective to generate long term capital
Investment Objective
appreciation and current income from a portfolio of equity & fixed-income securities.
Equity Shares and Equity Related Instruments. 50-80
Asset Allocation
Debt Instruments, Govt Bonds 20-45
Minimum Purchase: Rs. 1000 and Multiple of Re. 1/-
Application Amount Additional Purchase: Rs. 1000 and Multiple of Re.1/-
Load Structure Entry Load:NIL : Exit Load :1% if exit <=1yrs
Option Available
Daily NAV NAV will be declared on business days.
publication
Dividend Mar’02 Dec’03 Mar’05 Mar’06 Mar’07 Mar’08
Rate 10% 45% 70% 40% 20% 30%
Escorts Growth Plan - To generate Capital Appreciation by investing predominantly
in a well diversified portfolio of Equity Shares with growth potential. This income
may be complemented by possible dividend and other Income..
Scheme Details
Type of Scheme Open Ended Growth Scheme
To generate Capital Appreciation by investing predominantly in a well diversified
Investment Objective Equity Shares with growth potential. This income may be complemented by possib
and other Income.
Equity Shares and Equity Related Instruments Approx 0-20
Asset Allocation Fixed Income Securities and Money Market Instruments ( Including Securitised de
exceeding 10%) Approx 0-20 Units of other Mutual Fund Scheme(s) Approx 0-5
Purchase: Rs. 1000/- and Multiples of Re. 1/-
Minimum
Additional Purchase : Rs.1000 & Multiples of Re.1/,
Application Amount
Repurchase: Minimum of Rs. 1000/-
Load Structure Entry Load : Nil , Exit Load: 1% if exit <= 1 year
Option Available
Daily NAV NAV will be declared on business days.
publication
Dividend Dec 03 Mar 06 Mar’06 Mar’07 Ma
Rate 80% 40% 50% 30% 30
Escorts Gilt Plan - To generate income and capital appreciation through investments
in Government Securities . The aim is to generate returns commensurate with minimal
credit risk by investing in securities created and issued by the Central Government
and/or a State Government and/or repos/reverse repos in such government securities
as may be permitted by RBI..
Scheme Details:
Type of Scheme Open Ended Gilt Scheme
To generate income and capital appreciation through investments in Government S
The aim is
Investment Objective to generate returns commensurate with minimal credit risk by investing in securiti
and issued by the Central Government and/or a State Government and/or repos/rev
in such government securities as may be permitted by RBI.
Govt Securities 80-100
Asset Allocation
Money Market Instruments 0-20
Purchase: Rs. 1000/- and Multiples of Re. 1/-,
Minimum
Additional Purchase : Rs. 1000 and Multiples of Re.1/-,
Application Amount
Repurchase: Minimum of Rs. 1000/-
Entry Load:Nill
Load Structure
Exit Load - 0.50% if exit <= 6 months
Option Available
Daily NAV NAV will be declared on business days.
publication
 Dividend Sep 01 Dec 01 Mar 02
Rate 30 30
Escorts Liquid Plan - The primary investment objective of the scheme is to provide
income and liquidity consistent with the prudent risk from a portfolio comprising of
money market and debt instruments. This income may be complemented by possible
capital appreciation. The aim is to optimize returns while providing liquidity..
Scheme Details
Type of Scheme Open Ended Liquid Scheme
To provide income and liquidity consistent with the prudent ri
portfolio comprising of MoneyMarket and Debt Instruments.
Investment Objective
may be complemented by possible capital appreciation. The a
optimize returns while providing liquidity.
Money MarketInstruments: 90 – 100
Asset Allocation
Debt Securities: 0 - 10
Purchase: Rs. 1000/- and Multiples of Rs. 1/-
Minimum Application Amount Additional Purchase : Rs 1000 and Multiples of Rs.1/-,
Repurchase: Minimum of Rs. 1000/-
Entry Load : Nil,
Load Structure
Exit Load :Nill
Option Available Daily NAV publication NAV will be declared on business days.
Escorts Leading Sectors Fund - The investment objective of the scheme is to
provide capital apprecaition or income ditribution by investing in companies from
Leading Sectors, depending upon their growth prospects and sustainability of future
earnings growth..
Scheme Details
Type of Scheme Open Ended Growth Scheme
To Provide capital appreciation or income distribution by investing in
Investment Objective companies from Leading Sectors, depending upon their growth prospects
and sustainability of future earnings growth.
Purchase: Rs. 1000/-and Multiples of Re. 1/-
Minimum Application Amount Additional Purchase: Rs.1000 and Multiple of Re. 1/-, Repurchase:
Minimum of Rs. 1000/-
Load Structure Entry Load : Nil , Exit Load: 1% if exit <= 1 years
Option Available Daily NAV
NAV will be declared on business days.
publication
Escorts Liquid Plan - The primary investment objective of the scheme is to provide
income and liquidity consistent with the prudent risk from a portfolio comprising of
money market and debt instruments. This income may be complemented by possible
capital appreciation. The aim is to optimize returns while providing liquidity..
Scheme Details
Type of Scheme Open Ended Liquid Scheme
Investment Objective To provide income and liquidity consistent with the prudent ri
portfolio comprising of MoneyMarket and Debt Instruments.
may be complemented by possible capital appreciation. The a
 optimize returns while providing liquidity.

Money MarketInstruments: 90 – 100

Asset Allocation
Debt Securities: 0 - 10
Purchase: Rs. 1000/- and Multiples of Rs. 1/-
Minimum Application Amount Additional Purchase : Rs 1000 and Multiples of Rs.1/-,
Repurchase: Minimum of Rs. 1000/-
Entry Load : Nil,
Load Structure
Exit Load :Nill
Option Available Daily NAV publication NAV will be declared on business days.
Escorts Income Bond - To generate income by investing predominantly in a well
diversified portfolio of Fixed Income ecuruities ith moderate risk levels.This income
may be complemented by possible Capital Appreciation..
Scheme Details
Type of Scheme Open Ended Income Scheme
To generate current income by investing predominantly in a well diversified por
Investment Objective Fixed Income Securities with moderate risk levels. This income may be complem
possible Capital Appreciation.
Money Market Securities: 0-25 ; Debt Securities: 40-90
Asset Allocation
Equity and Equity Related Instrument : 0-25
Purchase: Rs. 1000/- and Multiples of Rs. 1/-
Minimum Application
Additional Purchase : Rs 1000 and Multiples of Rs.1/-,
Amount
Repurchase: Minimum of Rs. 1000/-
Entry Load : Nil,
Load Structure
Exit Load : 0.50% if exit <=6 months
Option Available Daily
NAV will be declared on business days.
NAV publication
Bonus 24.02.2010
Rate 3:50 (3 bonus units for 50 unitsheld in growth option of EIB)
Escorts High Yield Equity Plan - To generate income by investing predominantly in
a well diversified portfolio of Fixed Income ecuruities ith moderate risk levels.This
income may be complemented by possible Capital Appreciation..
Scheme Details
Type of Scheme Open Ended Growth Scheme
To generate income by investing predominantly in well divers
portfolio of equity stocks providing high dividend yield but at
time capture long term capital appreciation as and when the op
arises .This long style of investment tries to locate , in a discip
Investment Objective manner, shares ,which for a variety of reason are selling at pri
are substantially lower than the company’s actual business val
earnings potential, and are also yielding a higher return than n
dividend yield. These companies would be backed by stable e
the past while offering fair growth potential in the future.

Asset Allocation
Minimum Application Amount
Load Structure
Equity Shares and Equity related Instruments: 65- 100,Debt In
(Govt. Bonds, Money
Market Instruments etc.): 0 – 25, Securitised Debt : 0-10, Uni
Mutual Fund Scheme(s): 0 – 5
Purchase: Rs. 1000/- and Multiples of Re. 1/-
Additional Purchase : Rs.1000 & Multiples of Re.1/-,
Repurchase: Minimum of Rs. 1000/-
Entry Load : Nil , Exit Load: 1% if exit <= 1 years

Option Available Daily NAV publication NAV will be declared on business days.

Escorts Floating Rate Fund - To generate regular income through investment in a

portfolio comprising substantially of Floating Rate Debt Securities (including floating
rate securitized debt, Money Market Instruments and Fixed Rate Debt Instruments
swapped for floating rate returns).The scheme shall also invest in Fixed Rate Debt
Securities (including fixed rate securitized debt, Money Market Instruments and
Floating Rate Debt Instruments swapped for fixed returns..

Scheme Details :-

Type of Scheme Open Ended Income Scheme

Investment Objective
Asset Allocation
Minimum Application Amount
Load Structure
To generate regular income through investment in a portfolio
substantially of Floating Rate Debt Securities (including float
securitized debt, Money Market Instruments and Fixed Rate D
Instruments swapped for floating rate returns).The scheme sha
invest in Fixed Rate Debt Securities (including fixed rate secu
Money Market Instruments and Floating Rate Debt Instrumen
for fixed returns.
Floating Rate Debt Securities: 65 – 100
Fixed Rate Debt Securities.: 0 - 35
Purchase: Rs. 1000/- and Multiples of Rs. 1/-
Additional Purchase : Rs 1000 and Multiples of Rs.1/-,
Repurchase: Minimum of Rs. 1000/-
Entry Load : Nil , Exit Load: Nill

Option Available Daily NAV publication NAV will be declared on business days.

RISK FACTER

Please read the Offer Documents carefully before investing:

Past performance of other scheme(s)/plan(s) of Escorts Mutual Fund and the Sponsors is not necessarily an
of future results. There can be no assurance or guarantee that the objective of the scheme will be achieved.

Investment in mutual funds are subject to market risks and prone to risks to fluctuation in NAVs, uncertain
dividend distributions, etc.

Mutual Funds and securities investments are subject to market risks and there can be no assurance or guara
Schemes objectives will be achieved. As with any investment in securities, the Net Asset Value of Units is
the Schemes may go up or down depending on the various factors and forces affecting the capital market. P
performance of the Sponsors/ AMC/ Mutual Fund/ Schemes and its affiliates do not indicate the future perf
the Schemes of the Mutual Fund.

The application forms for subscriptions/redemption/switches can be submitted at official points of receptio
going redemptions can be done at the contact centers of acceptance on almost all Business Days at NAV ba
The AMC will estimate and publish NAVs on all Business/Calendar Days (as applicable).

Statutory Details

Escorts Mutual Fund, Escorts Asset Manager Company Limited, and their Directors, employees, and their
employees, and agents shall not be liable in any manner for any claims arising whatsoever on account of
freezing/rejection of any application/allotment of units of mandatory redemption of units due to non compl
the provisions of Act, SEBI circulars and KYC policy and/or where the AMC believes that transaction is su
nature within the purview of the Act and SEBI circulars and reporting the same to FIU-IND.