Sunteți pe pagina 1din 148

MONTHLY ISSUE - MARCH - 2017

Vanik’s

Current Affairs
B a n k i n g | R a i l wa y | I n s u r a n c e | S S C | U P S C | O P S C | P S U

Vanik’s Question Hub


Vanik’s Practice Set
Vanik’s Extra Dose
Vanik’s Knowledge Garden
VANIK'S PAGE
List of Reports Published by International Organization
REPORT TITLE ORGANISATION REPORTTITLE ORGANISATION

Asian Development Outlook ADB (Asian Development bank) UNCTAD (United Nations Conference on Trade and
World Investment Report
Development)
Global Financial System Report BIS (Bank for International Settlements)
Actions on Air Quality UNEP (United Nations Environment Programme)
Global Money Laundering Report FATF (Financial Action Task Force)

India State of Forest Report Forest Survey of India Global Environment Outlook UNEP (United Nations Environment Programme)

Change the World List Data Fortune The Rise of Environmental Crime UNEP & INTERPOL

Technical Cooperation Report IAEA (International Atomic Energy Agency) UNESCO (United Nations Educational, Scientific and Cultural
Global education monitoring Report
Organization)
Nuclear Technology Review IAEA (International Atomic Energy Agency)
State of world population UNFPA (United Nations Population Fund)
Ease of Doing Business IBRD (World Bank)
World Cities Report UN-Habitat
World Development Report IBRD (World Bank)
The Global Report UNHCR (United Nations High Commissioner for Refugees)
Safety Reports ICAO (International Civil Aviation Organization)
Report on Regular Resources UNICEF (United Nations Children’s Emergency Fund)
Global Hunger Index report IFPRI (International Food Policy Research Institute)
The State of the World’s Children
World Social Protection Report ILO (International Labour Organization) UNICEF (United Nations Children’s Emergency Fund)
reports
World Employment and Social Outlook ILO (International Labour Organization)
Reports on Counterfeiting and UNICRI (United Nations Interregional Crime and Justice
World of Work Report ILO (International Labour Organization) Organized Crime Research Institute)

Global Wage Report ILO (International Labour Organization) Industrial Development Report UNIDO(United Nations Industrial Development Organization)

Global Financial Stability Report IMF (International Monetary Fund) Global Assessment Report UNISDR (United Nations Office for Disaster Risk Reduction)

World Economic Outlook IMF (International Monetary Fund) Global Report on Trafficking in Persons UNODC (United Nations Office on Drugs and Crime)

Cornell University INSEAD and the World Intellectual World Drug Report UNODC (United Nations Office on Drugs and Crime)
Global Innovation Index
Property Organization (WIPO)
World Wildlife Crime Report UNODC (United Nations Office on Drugs and Crime)
World Energy Outlook (WEO) International Energy Agency
Global Information Technology Report WEF (World Economic Forum)
Southeast Asia Energy Outlook International Energy Agency
Travel and Tourism Competitiveness
OPEC Monthly Oil Market Report OPEC (Organization of the Petroleum Exporting Countries) WEF (World Economic Forum)
Report
World Oil Outlook OPEC (Organization of the Petroleum Exporting Countries)
Global Competitiveness Report (GCR) WEF (World Economic Forum)
World Happiness Report Sustainable Development Solutions Network (SDSN)
World Intellectual Property Report
WIPO (World Intellectual Property Organization)
Global Corruption Report (GCR) Transparency International (WIPR)

Levels and Trends in Child Mortality The Energy Report & Living Planet
UN Inter-agency Group WWF (World Wildlife Fund)
Report Report
Message from Director
Vanik Publications
Dear Students, EDITOR
Mr. Pramod Padhi
Preparation for competitive examination should be properly
ASSOCIATE EDITORS
planned with patience and intelligent hard work. Success comes when Satabdi Sagar Mohanty
Samarendra Narayan Sahoo
labour meet luck but without labour luck will never come.
ADVISORS
At VANIK we are trying to improve in all aspect. From class G. Khatua
Babu Nair
room coaching to study material and Test design as per the latest trend &
Team R & D
of exam for Banking, SSC & Railway.
PUBLISHING MANAGER
Smrutiranjan Chhatoi
For the Civil Services also lots of innovation are being
DESIGNING & LAYOUT
implemented to make the course result oriented. Vijaya Maharana

We need effort and support from you to bring laurel for you as Publisher : Subrat Kumar Chhatoi
Printed and Published by : Vanik Publication
well as the institute in times to come. Printed at : Bhagabati Press

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar


Website : www.vanik.org | Phone : 0674-6556677, 8093-556677
_____________________________________________________

© Copyright Reserved
 No part of this magazine can be printed in whole
Wishing you all the Best or part without the written permission of the
publisher.
Subrat Kumar Chhatoi  The editor and publisher have tried their best to
verify the factual accuracy of the informations
published, but do not take any responsibility for
the absolute accuracy of the informations in the
magazine.
 All disputes subject to Bhubaneswar (Odisha)
Jurisdiction.

CONTENTS
Topics Page No

Events of the Month 3


 Economy and Banking 9
 International news 15
 National news 17
 Recent Govt. Development & Scheme 20
 Bilateral 21
 State news 23
 Award and Honour 26
 Person in news 27
 Places in news 29
 Sports 30
 Science and Technology 32
 Environment and Ecology 34
 Defence 34
 Recent Summit in News 35
 Committee and its Function 36
 Book and Author 36
 Miscellaneous 37
 Date and Observation 38

 Vanik Question Hub


200 MCQ on Current Affairs - 39
100 MCQ on SSC/Railway - 49
40 MCQ on Computer - 53
20 Special MCQ on Banking - 55

 Practice Set  Vanik Extra Dose


INDIAN BANK-PO (Main) - 56 Who’s Who - 122
SYNDICATE BANK-PO (Main) - 76 Abbreviation - 128
IPPB-PO (Main) - 93 Word of the Month - 129
SSC-CGL-TIER-I-2017 - 111 December Pocket Capsule - 130

 Special Section on Civil Service (By Pramod Padhi) - 133


MAGAZINE FOR THE MONTH OF MARCH- 2017

EVENTS OF THE MONTH


UNION GOVERNMENT CLEARED 
of bulls and preserving cultural traditions of Tamil
Nadu.
As per the rules of business of the Tamil Nadu
TAMIL NADU’S ORDINANCE ON government, the Cabinet nod is not required for an
JALLIKATTU ordinance. The approval of the concerned Minister
and Chief Minister is sufficient and the state
After a three year long ban, Jallikattu has finally got the government had completed all these formalities in
approval of the Centre to be held across Tamil Nadu. The case of Jallikattu to pass an ordinance after which
Centre gave nod to the ordinance on Jallikattu on January the proposal was submitted to the Centre.
20, 2017 to allow the bull-taming sport to be held in Tamil  Chief Minister O. Paneerselvam met Prime Minister
Nadu and end the protests that had erupted in the state with Narendra Modi on January 19, 2017 to seek help
the ban. The ordinance was proposed by the Tamil over the Jallikattu issue. Seeking the assurance from
Nadu Government which was placed before the Law, PM to State Chief Minister, the Union Ministries of
Environment and Culture Ministries. In consultation with Culture, Law, Home Affairs and Environment and
Attorney General of India Mukul Rohatgi, the Ministries Forests cleared the State’s proposal for the
forwarded the ordinance to President Pranab Mukherjee for ordinance.
his assent. The Union Ministries of Home, Law and  The draft ordinance also received the nod of the
Environment has vetted the state’s draft ordinance and President via Home Ministry, as the powers of the
cleared the amendment. That led the Tamil Nadu Governor to President have been delegated to Union Home
promulgate ordinance as per Article 213 of Indian Minister for giving approval on such ordinance.
constitution.  Further, the Tamil Nadu Governor Vidyasagar
The SC banned Jallikattu in 2014 after animal rights Rao approved the ordinance by the state
organisations like PETA took the game to the court, terming government on January 21, 2017 with the first
it as extreme cruelty to animals. However, silent voices against Jallikattu game post the protest to be conducted in
the ruling over the last few years burst into huge protests in Alanganallur, Madurai on January 22, 2017.
the last few weeks with people from across the political  The Decision comes as Tamil Nadu came to a halt
spectrum and region joining hands to lift the ban on the with protests by students, youths and other
traditional game. It has been spontaneous protests with no sections demanding immediate allowance of the
particular leader or person spearheading it. traditional sport in the state. General strikes by
Attorney General Mukul Rohatgi mentioned the matter before various trade unions led to a shutdown of shops
the apex court bench headed by Chief Justice and business and schools and colleges remaining
of India Jagdish Singh Khehar. closed across the state.
Urging the protestors to end their protest, Tamil Nadu Chief  Film shootings were suspended. Autos and call taxis
Minister O. Panneerselvam has said that Jallikattu will return kept off the roads with only few government buses
to the state in a couple of days through an ordinance or on the roads. Banking operations were affected.
executive order that will be reviewed by President Pranab Many inter and intra-state trains were fully and
Mukherjee. partially cancelled while some others were diverted.
Key Fact The suburban EMU services ran late.
Tamil Nadu Chief Minister, O. Paneerselvam has send a draft The Supreme Court has dismissed a plea filed by Tamil Nadu
ordinance to the centre seeking an amendment to to review a 2014 apex court judgment banning Jallikattu. The
the Prevention of Cruelty to Animals Act, 1960 and removal apex court questioned the need to “tame” a domestic animal
of ”bull” from the list of “performing” animals. This will like the bull and further held that Jallikattu has nothing to do
ensure that provisions of the Prevention of Cruelty to with exercise of the fundamental right of religious freedom. It
Animals Act will not apply to the bull. also held that Jallikattu runs counter to the concept of welfare
 The ordinance has been prepared with a view to of the animal, which is the basic foundation of the Prevention
ensuring survival and well-being of the native breed of Cruelty to Animals Act, 1960.

3 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
Tamil Nadu Government’s argument viz. the US, the UK, France, Australia & Canada apart from
However, the State government countered that Jallikattu was CEOs of Fortune 500 companies.
defined as an act of “taming” of bulls under the Tamil Nadu PM Modi Laid Foundation Stone for redevelopment of
Regulation of Jallikattu Act, 2009 and it does not amount to Gandhinagar Railway Station
cruelty. This law was introduced to stop any kind of torture On January 9, 2017, Prime Minister Narendra Modi laid
and taming a bull is not torture. foundation stone of redevelopment of Gandhinagar Railway
What is issue? station.
The Supreme Court had banned Jallikattu in May 2014 and  The Railway station will be developed as a modern
held that bulls could not be used as performing animals. It hub at the cost of about Rs. 250 crore and will be
ordered to completely stop use of bulls for Jallikattu events India’s first railway station with all amenities at par
or bullock-cart races across the country. The ban was with modern airports.
imposed by SC as it violated provisions of The Prevention  The redevelopment project includes construction
of Cruelty to Animals Act, 1960; fundamental duty Article of a 5-star hotel on top of the Railway station with
51A (g): compassion towards animal; Article 21 (Right to around 300 rooms to cater the future requirements
Life), which prohibits any disturbance to the environment, of delegates and tourists visiting for various
including animals as it is considered essential for human life. summits.
However, in January 2016, the Union Government through  The state government will hold the majority share
notification lifted this ban and allowed use of bulls for with 74 percent, while Ministry of Railways will hold
Jallikattu events or bullock-cart races in Tamil Nadu and 26 percent. The project will be completed within
Maharashtra. But, the apex court put on hold of the Union two years with first year to redevelop the station
Government’s notification. and next year to build the hotel.
What is Jallikattu?  Gandhinagar Capital Railway station will be
Jallikattu is a bull taming sport played in Tamil Nadu on Mattu redeveloped through Special Purpose Vehicle SPV
Pongal day as a part of Pongal celebrations i.e. harvest between the Gujarat state government and Indian
festival. It is one of the oldest living ancient tradition Railway Stations Development Corporation Ltd
practiced in the modern era. Jallikattu has been derived from (IRSDC). The proposed name of the SPV is
the words ‘calli’ (coins) and ‘kattu’ (tie), which means a bundle Gandhinagar Railway and Development
of coins is tied to the bull’s horns. In Sangam literature the Corporation Ltd (GARUD).
sport is called as ‘Yeru thazhuvuthal’ (means to embrace Prime Minister Inaugurated India’s First International
bulls). In older times Jallikattu was popular amongst warriors Exchange, India INX
during the Tamil classical period. The bull tamer sought to Narendra Modi inaugurated India’s first international
remove this bundle from the animal’s head to win gold or exchange –India INX — at the International Financial Service
silver coins to be called ‘brave’ and ‘valourous’. All castes Centre (IFSC) of GIFT City in Gandhinagar.
participate in the event and majority of jallikattu bulls belong  India INX is a wholly owned subsidiary of
to the pulikulam breed of cattle. BSE, Bombay Stock Exchange. It would operate for
22 hours a day allowing international investors and

8 TH EDITION OF VIBRANT 
NRIs to trade from anywhere across the globe.
India INX is one of the world’s most advanced
technology platforms with a turn-around-time of 4
GUJARAT GLOBAL INVESTORS micro seconds.
SUMMIT 2017  INX will trade initially in equity derivatives, currency
derivatives, commodity derivatives including index
Prime Minister Narendra Modi inaugurated the 8th Vibrant
and stocks. It plans to offer depository receipts and
Gujarat Global Investors Summit 2017 at Mahatma Mandir in
bonds later.
Gandhinagar on January 10. The central focus of the summit
Prime Minister Narendra Modi inaugurated Vibrant
was “Sustainable Economic and Social Development”. The
Gujarat Global Trade Show
purpose of the 4-day summit was to provide a platform to
Prime Minister Narendra Modi also inaugurated Vibrant
debate global economic and social issues on the lines of the
Gujarat Global Trade Show organised at helipad ground in
World Economic Forum in Davos. This year’s biennial
Gandhinagar on January 9, 2017.
flagship event of the state hosted Prime Ministers, Presidents,
Deputy Prime Ministers and ministers of several countries
4 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
 Vibrant Gujarat Global Trade Show (VGGTS) 2017 
Besides, Rwanda signed the International Solar
has been organised on an area of nearly 1,50,000 Alliance and became the 25th co-signatory of the
sq.mt. It was the largest exhibition of the country Indian initiative.
with 14 themed halls including Exhibit area covering  Prime Minister Modi announced an aid of $2 million
nearly 1,500 stalls by different companies. Modi worth of medicines and a cash grant of $1 million
took a round of different pavilions at the trade show for sourcing medical equipment from India.
and interacted with businessmen.  India also announced a Line of Credit of US $ 80
 The 2017 edition has nearly 1500 companies million to augment Rwanda’s electricity production
participating and about 1.50 to 2 million visitors. with the commissioning of the 28 MW Hydroelectric
 The five day Vibrant Gujarat Global Trade Show Project on the Nyabarongo River.
saw more than 15 lakh people participation. The  India and Rwanda exchanged the Memorandum of
show was opened for business seminars on January Understanding on Forensic Sciences by the Gujarat
10 and 11 while on January 12 and 13 the exhibition Forensic Sciences University to support Rwanda’s
was open for visitors. National Police in modernising Forensic
 The Exhibition saw representation from Corporate investigations.
Sector, Public Sector, PSUs, innovations, startups,  The joint statement was issued to continue to work
MSME, women entrepreneurs as well as other on concluding a Bilateral Air Services Agreement
countries. and an agreement for the exemption of visa for
Nobel Prize Series Exhibition diplomatic and official passport holders.
Prime Minister inaugurated the Nobel Prize Series exhibition  Both sides also agreed to strengthen the bilateral
at Gujarat Science city near Ahmedabad on January 9, 2017 . cooperation in culture, tourism, and people to
This exhibition featured works of nine Nobel laureates from people link between the youth of Rwanda and India.
across the world who were invited by the Gujarat government Gujarat Government Signs MoU Worth 67000 CR. for
to be a part of the Vibrant Summit. Ahmedabad-Mumbai Bullet Train Project
 After the inauguration the Prime Minister Modi also The Gujarat government signed a memorandum of
take part in the Roundtable meeting with all the understanding (MoU) worth Rs 67,000 crore with
invited Nobel Prize winners, including India-born the National High Speed Rail Corporation Limited
Dr. Venkatraman Ramakrishnan. (NHSRCL) during the Vibrant Gujarat Global Summit on
Textile Minister Signs MoUs Worth Rs. 8,835 crore January 12, 2017 for component manufacturing for
As a part of the Vibrant Gujarat Global Summit, the Union the Ahmedabad-Mumbai bullet train project.
Textiles Minister Smriti Irani addressed the ‘Make in  Rolling stock and other equipment like signalling
Gujarat’ theme seminar on Trends and Innovation impacting and power system will be imported from Japan as
the Textile Value Chain on January 12, 2017. per the loan agreement.
 The minister also witnessed signing of MoUs worth  Railways has already allotted Rs 200 crore for the
Rs. 8,835 crore in textile sector. The MoUs were SPV in which Maharashtra and Gujarat will have
signed in different sectors such as textile parks, equity of 25% each and the Indian Railways will
textile processing, machinery, carpet development, have 50% .
etc.  Total cost of the entire project is estimated at Rs
 Gujarat produces 29% of India’s total cotton 97,000 crore and is projected to be completed by
production and is an area with one of the largest 2023.
concentrations of textiles in India.  The high speed Bullet train will cover 508 km
India, Rwanda announces strategic partnership between Mumbai and Ahmedabad in two hours,
A joint statement was issued between Rwanda President Paul running at a maximum speed of 350 kmph and
Kagame and Prime Minister Narendra Modi on January 10, operating speed of 320 kmph.
2017 at the Gujarat Global Investors Summit to raise the level  Indian Railways also signed a MoU for setting up a
of bilateral cooperation to a strategic partnership. container depot at an investment of Rs 100 crore at
 India extended a $120 million credit to bring over Rajkot.
41,190 hectares of cultivable land under irrigation  Another MoU was signed to set up a training centre
in the African country for the development of Export at Gandhinagar to impart training to engineers and
Targeted Irrigated Agriculture Project. employees associated with the Bullet train project.

5 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


P h . : ( 0 6 7 4 ) 6 5 5 6 6 7 7 , 8 0 9 3 5 5 6 6 7 7 . W e b : w w w . v a n i k . o r g , E - m a i l : v a n i k b b s r @ g m a i l . c o m
MAGAZINE FOR THE MONTH OF MARCH - 2017

Vibrant Gujarat Summit 2017 Witnesses Signing Over 5,938 Cooperative Banks and Primary Societies. This
MoUs means that the banks will not charge any interest
Vibrant Gujarat Summit 2017 saw as many as 25,578 for 60 days on loans and that amount would be
MoUs signed between various sectors. As compared to the beared by the Government.
previous edition of the event, this time 2500 more MoUs  NABARD created a fund of Rs 21000 crore to Dstrict
were signed central Cooperative Banks in November 2016 to
 The three day global summit witnessed over 74,000 provide loan to farmers for Rabi season. Government
registered delegates, including 2,734 international has decided to add Rs 20,000 crore more to this
delegates from over 100 countries and 33,000 along with giving the loan at subsidized rate. The
participants. loss that NABARD would suffer by giving loans to
 There were 51 meetings of delegates with the Chief cooperative banks, societies at low interest rate shall
Minister and the Deputy Chief Minister. be borne by Government.
Senior Citizens

PM NARENDRA MODI’S KEY  The Prime Minister said that senior citizens would
get a monthly fixed interest of 8% on their deposits
of up to 7.5 lakhs for 10 years.
ANNOUNCEMENTS ON NEW Women
YEAREVE’S SPEECH  A sum of Rs 6000 would be deposited in the account
of pregnant and lactating women in above 650 rural
Following the tough decision to demonetise Rs 500 and Rs districts to meet medical expenses. The scheme
1000 currency notes, Prime Minister Narendra Modi on 1st would initially be implemented in form of a pilot
January thanked citizens for undertaking sacrifice to cleanse project in 53 districts, with the amount of Rs 4,000
the economy of black money. In his address, he announced MSME(Micro, Small and Medium Enterprises)
a number of welfare sops to help the poor, the rural sector, To give a boost to the small entrepreneurs, the government
small businesses and other citizens to lighten the burden of has taken certain decisions in the interest of small and
demonetization. medium businesses, which will also boost employment.
Some of the few announcements are  PM Modi said that the cash credit limit for small
Urban Housing businesses would be raised to 25 per cent from 20
 PM Modi announced two new housing schemes per cent. The Credit guarantee for Micro Small and
for the urban poor. As per the decision, home loan Medium Enterprises would be raised to Rs 2 crore
taken by urban poor in 2017 up to Rs. 9 Lakh would from current Rs 1 crore.
get 4 percent subvention on interest while 3 percent  Earlier, the scheme only covered bank loans, but
subvention on interest on home loans of up to Rs. now it will cover loans given by NBFCs (non-
12 Lakh. banking financial companies) as well.
Rural Housing  Banks have also been asked to increase working
 In villages, taking home loans of up to Rs. 2 Lakh capital loans from 20 per cent of turnover to 30 per
for new housing or extension of housing in 2017 cent, for enterprises that transact digitally.
would attract 3 percent subvention on interest.  Government also announced that earlier the tax on
 The number of houses being built for the poor, under Income of businesses with turnover of up to Rs 2
the Pradhan Mantri Awaas Yojana in rural areas has crore was calculated at 8 per cent of the turnover.
also been increased by 33 per cent. Now, for such businesses income from digital
Farmers transactions will be calculated at 6 per cent. This
 PM also announced to convert 3 crore Kisan credit will effectively reduce their tax liability by 25 per
card into RuPay card in the next 3 months. The cent.
problem with Kisan Credit Card is that farmers need  For MUDRA Yojana, Modi said that last year nearly
to go to bank to withdraw money, but RuPay Card 3.5 crore people benefitting from it. The government
will enable them to buy/sell directly through the now aims to double this, giving priority to dalits,
card. tribals, backward classes and women.
 He also announced to waive 60-day intereston farm  Government meets PMUY target of 1.5 crore LPG
loans taken in the Rabi season from District connections.

6 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

G OVERNMENT MEETS PMUY W ATAL COMMITTEE


TARGET OF 1.5 CRORE LPG RECOMMENDATION ON
CONNECTIONS CASHLESS ECONOMY
Committee on Digital Payments headed by Ratan P. Watal in
The Union Ministry for Petroleum & Natural Gas has met the
Dec 2016 submitted its report to the Union Ministry of
1.5-crore target for LPG connections that were to be added
Finance. The committee was formed by the Union
under the Pradhan Mantri Ujjwala Yojana (PMUY) in the 2016-
Government to suggest measures to increase digital financial
17 financial year. This Target was achieved within a span of
transactions across the nation.
less than eight months since the launch of the scheme which
Key recommendation of the committee
is implemented across 35 States/UTs.
 It has said that regulation of payments should be
Key Facts
independent from the RBI.
Since the launch of the PMUY, the LPG coverage across the
 The Payments and Settlement Systems Act 2007
country has increased to 70% as of December 1, 2016 from
was also updated.
earlier 61% as of January 1, 2016. Top five States with highest
 The committee stresses on promoting digital
number of LPG connections are: Uttar Pradesh (46 lakh), West
payments and receipts within the Government.
Bengal (19 lakh), Bihar (19 lakh), Madhya Pradesh (17 lakh)
 The committee also created a fund proposed as
and Rajasthan (14 lakh). These states constitute nearly 75%
DIPAYAN from savings generated from cashless
of the total connections released. 14 States/UTs with LPG
transactions
coverage less than the national average. They are J&K,
 It also recommended a ranking and reward
Uttarakhand, Himachal Pradesh and all North-East States.
framework to encourage and recognise government
They have been identified as priority States for implementing
agencies who lead the efforts on enabling digital
PMUY. The households belonging to SC/ST constitute the
payments.
large chunk of beneficiaries of this scheme with 35% of the
 It asked the government to consider outsourcing
connections being released to them.
the operations of payment systems like Real Time
About Pradhan Mantri Ujjwala Yojana (PMUY)
Gross Settlement (RTGS) and National Electronic
 The scheme provides free LPG connection with
Fund Transfer (NEFT).
financial assistance of Rs. 1600/- per connection to
 It also recommended to upgrade payment systems
an adult woman member of BPL family identified
like RTGS and NEFT to operate on a 24x7 basis in
through Socio-Economic Caste Census (SECC) data.
the due course of time.
 It was launched by Prime Minister Narendra Modi
 It aimed to allow non-bank payment service
in May 2016 from Balia, Uttar Pradesh.
providers (PSPs) to directly access payment
 PMUY is the first welfare scheme being implemented
systems.
by the Union Ministry of Petroleum and Natural
 National Payments Corporation of India (NPCI)
Gas.
should be made payments centric in its ownership
 The tagline of scheme is Swachh Indhan, Behtar
and objectives.
Jeevan.
 Payments to be made inter-operable between bank
 It seeks to empower women and protect their health
and non-banks as well as within non-banks.
by shifting them from traditional cooking based on
 A formal mechanism will be created to enable
unclean cooking fuels or fossil fuels to clean cooking
innovations and new business models and
gas.
implement other measures to promote digital
 It is being implemented over three years’ time frame
payments.
i.e. in the FY 2016-17, 2017-18 and 2018-19 with
In addition to the above recommendations, the committee
budgetary allocation of Rs, 8,000 crore announced
also suggested other measures to promote digital payments
in the Union Budget 2016.
including
 Promoting Aadhaar based eKYC and paperless
authentication
 Providing disincentives for usage of cash
7 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
 Creating awareness and transparency on cost of
cash.
Best Story Shakun Batra, Ayesha Devitre
About the Watal Committee
Dhillon for Kapoor & Sons
 Chairman: Ratan P. Watal Best Actor in a Supporting Rishi Kapoor for Kapoor &
 Formed: 23rd Aug 2016 Role (Male) Sons.
 11 member committee Best Actor in a Supporting Shabana Azmi for Neerja.
 Headed by Watal, the principal advisor to the NITI Role (Female)
Aayog and the former finance secretary. Filmfare Lifetime Shatrughan Sinha.
 Committee was asked to review the Payment and Achievement Award
Settlement System Act, 2007, the Reserve Bank of Best Music Director Pritam for Ae Dil Hai Mushkil.
India Act, 1934 and Information Technology Act, Best Lyricist Amitabh Bhattacharya-‘Channa
2000. Mereya’,Ae Dil Hai Mushkil
Best Male Playback Singer Arijit Singh for the song Ae Dil

62ND FILM FARE AWARD-2017 Best Female Playback


Singer
Hai Mushkil
Neha Bhasin for ‘Jag
Ghoomeya’ from Sultan
The 62nd Film Fare Awards ceremony was held in Mumbai, Best Visual Effects Red Chillies for Fan
Maharashtra on January 14, 2017. The show was co-hosted Best Editing Monisha Baldawa for Neerja
by Kapil Sharma, Karan Johar and Shahrukh Khan. This Best Costume Payal Saluja for Udta Punjab
year Shatrughan Sinha received the Film Fare Lifetime Best Action Shyam Kaushal for Dangal
Achievement Award presented by his daughter and actress Best Background Score Sameer Uddin for Kapoor &
Sonakshi Sinha. Shatrughan Sinha completed close to five Sons
decades in the film industry. Best Choreography Adil Shaikh for ‘Kar Gayi
The Movies that won highest number of awards include Chull’ from Kapoor & Sons
 Neerja – 5 RD Burman Award for Amit Mishra for ‘Bulleya’ from
 Kapoor & Sons – 5 New Music Talent Ae Dil Hai Mushkil
 Dangal – 4 Best Cinematography Mitesh Mirchandani for
 Udta Punjab – 4 ‘Neerja’
 Ae Dil Hai Mushkil – 4 Film Fare Critics Award
Best Film Neerja
2017 List of Winners
Best Actor (Male) Manoj Bajpayee (Aligarh)
and Shahid Kapoor (Udta
AWARD WINNER Punjab)
Best Film Dangal Best Actor (Female) Sonam Kapoor for Neerja
Best Director Nitesh Tiwari for Dangal
Best Actor (Male) Aamir Khan for Dangal About the Film Fare Award
Best Actor (Female) Alia Bhatt for Udta Punjab The Film Fare Awards are presented annually byThe Times
Best Actor (Male) in a Short Film Manoj Bajpayee for Taandav. Group to honour both artistic and technical excellence of
Best Male Debut Diljit Dosanjh for Udta Punjab. professionals in the Hindi language film industry of India.
Best Female Debut Ritika Singh for Saala  The Film Fare ceremony is one of the oldest film
Khadoos. events in India. The awards were first introduced
Best Director Debut Ashwini Iyer Tiwari for ‘Nil in 1954. They were initially referred to as the Clare
Battey Sannata’
Awards or The Clares after Clare Mendonca, the
Best Film People’s Choice Khamakha
editor of The Times of India.
Best Short Film (Fiction) Chutney
 A dual voting system was developed in 1956. Under
Best Short Film (Non-fiction) Matitali Kusti
Best Actor (Female) in a Short Tisca Chopra for Chutney. this system the Film Fare Awards are voted on by
Film both the public and a committee of experts. The
Best Dialogue Ritesh Shah for Pink. expert jury comprises of both Bollywood
Best Screenplay Shakun Batra, Ayesha Devitre personalities
Dhillon for Kapoor & Sons


8 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

ECONOMY
RBI IN NEWS Parliamentary Standing Committee on Finance,
 AU Financiers (India) Ltd has received the final headed by Congress leader Veerappa Moily.
licence from the Reserve Bank of India (RBI) to start  India’s central banking institution, Reserve Bank of
a small finance bank, becoming the seventh entity to India (RBI) has imposed a penalty of Rs 75
do so. AU Financiers was the only non-banking lakh on Bombay Mercantile Co-operative Bank for
finance company (NBFC) among the 10 entities to violations of norms related to KYC and anti-money
receive in-principle approvals to start small finance laundering. The Mercantile Bank of Bombay was
banks in September 2015. an Anglo-Indian bank with business focus in the
 Viral Acharya has been appointed by Far East.
the Government of India as the deputy governor of
the Reserve Bank of India (RBI). He will be joining SBI IN NEWS
the ranks of Vishwanathan, S S Mundra, R Gandhi  The State Bank of India has temporarily blocked
as one of four deputy governors serving under RBI major digital wallets including Paytm, MobiKwik and
Governor Urjit Patel FreeCharge from its net banking service. SBI
 The Reserve Bank of India (RBI) has appointed Chairman Arundhati Bhattacharya has said that the
Surekha Marandi as its Executive Director (ED). She service has been blocked following recent breaches
was appointed in place of U S Paliwal who retired and security reasons.
on December 31, 2016.  SBI Pension Funds Pvt Ltd (SBIPFPL), a subsidiary
 Mobile wallet firm Mobikwik has received an in- of SBI, has recently appointed Kumar Sharadindu as
principle approval from the Reserve Bank of India the MD & CEO of the company.
(RBI) to set up a Bharat Bill Payments Operating  Future Group’s fashion and lifestyle departmental
Unit (BBPOU). store Central joined with SBI Card launched a
 The Reserve Bank of India (RBI) has asked lenders second co-branded credit card to offer benefits to
to provide borrowers 90 days for repayment of consumers in the premium lifestyle and fashion
housing, car, farm and other loans worth up to 1 space. The Central SBI SELECT and SELECT+
crore rupees. RBI has decided to provide another Cards will offer an accelerated reward points
30 days over and above the existing 60 days. structure.
 Reserve Bank of India extended the period of  India’s largest warship INS Vikramaditya is going
enhanced Prepaid Payment Instruments (PPI) limit to get an ATM onboard, making it the 1st Indian
of Rs 20,000 as part of efforts to promote digital warship to have an ATM. The ATM will belong to
payments. India’s largest lender State Bank of India (SBI).
 RBI Note Mudran Printing Press in Mysuru printing OTHER BANKS
highest number of currency notes in December  IDFC Bank has launched aadhaar-linked cashless
breaking all its past record. It printed 10.9 million merchant solution that uses a retailers’ smartphone
currency note in a day that even broke the world to enable digital payments. Aadhaar Pay, launched
record made by an American currency printing press by the government, has been developed by IDFC
of printing 8.7 million notes in a day. As per the Bank in association with Unique Identification
data, 1350 million currency notes were printed in Authority of India (UIDAI) and the National
December 2016. The Bharatiya Reserve Bank Note Payments Corporation of India (NPCI).
Mudran PvtLtd, a fully controlled subsidiary of RBI.  The Karnataka Vikas Grameen Bank (KVGB) would
 RBI raised ATM withdrawal limit to Rs 10,000 per appoint women business correspondents called
day from current Rs 4,500. It will be operative within “Bank Sakhi” in select villages with an innovative
the existing overall weekly limit. method of employing women in villages.
 RBI Governor Urjit Patel informed that Rs 9.2 lakh  Private sector Lakshmi Vilas Bank has launched QIP
crore rupees remonetised in the system after to raise over Rs 599.88 crore by issuing 4.25 crore
government’s recent decision to demonetize high- shares in domestic or international markets.
value currency. Mr. Patel informed it before the
9 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
 State-run Bank of Baroda has launched an DIGITAL AND CHASHLESS
agricultural investment credit for the farmers of
Rajasthan.
NRIs can exchange Old Notes till June 30
a) Resident Indian citizens, who were abroad from Nov
 The ICICI Bank has refused National Payments
9th to Dec 30th, can avail this facility up to March
Corporation of India’s (NPCI) call to unblock
31st, 2017.
Flipkart’s digital wallet PhonePe from its platform.
b) NRI citizens, who were abroad during this period,
ICICI Bank said PhonePe allows users of only its
can exchange their defunct notes up to June 30th,
own UPI handle to make payments via the app, and
2017.
called it a “restrictive practice”. As per UPI
c) The limit for NRIs will be 25,000 rupees per person.
guidelines, customers of any bank can use any UPI-
based app for payments. Mother Dairy unveiled Aadhar-enabled payment
 Kerala Gramin Bank has conceived a a) To promote cash less transactions, Mother Dairy
novel programme called FI@School, aimed at Fruit & Vegetable Pvt. Ltd. introduced Aadhar-
propagating financial literacy among school Enabled Payment System (AEPS) in more than 1,000
children. milk booths and ‘Safal’ retail stores.
 Punjab National Bank (PNB) has launched PNB b) Recently Amul and mobile wallet company
Wave N Pay – a Contactless Credit Card.  It was MobiKwik, announced tie up to help customers pay
launched by Usha Ananthas ubramanian, digitally at all their retail outlets.
Managing Director & Chief Executive Officer, PNB.
 Bank of Baroda and Heritage Foods Ltd (HFL) Mori in Andhra gets Smart Digital village tag
signed a Memorandum of Understanding to provide Mori, a tiny village under Sakhinetipalli mandal in East
dairy loans to farmers through the lender’s branches Godavari district of Andhra Pradesh, sealed its place on
across the country. India’s digital map by transforming completely into a Smart
 South Indian Bank has introduced a NRI-focused Digital Village, in every sense of the term.
mobile banking application called SIB Mirror+ across Digital Dakiya scheme inaugurated in Madhya
major mobile platforms. SIB Mirror+ equips the Pradesh
customers to perform almost all banking a) “Digital Dakiya” scheme inaugurated in Indore
transactions from their smart phones. district of Madhya Pradesh to encourage cashless
 Karnataka Bank has launched a month-long transactions.
campaign to promote a group personal accident b) “Digital Dakiya or Digital Postman will visit different
insurance scheme for savings bank account- places to teach and encourage people about
holders. ‘KBL Suraksha’, which was launched on cashless transactions and its benefits
January 2, will be in force until January 31. Launched
in association with Universal Sompo General Karang in Manipur became country’s first
Insurance, KBL Suraksha provides coverage cashless island
against all types of accidental deaths. The Centre, under its Digital India programme, has announced
 Bharti Airtel launched its pan India payments bank, Karang in Manipur as the country’s first cashless island.
which is India’s first payments bank. CEO & The Karang island is located in the middle of Loktak lake, the
Managing Director of Airtel Payment Bank: Shashi largest freshwater lake in the North Eastern part of India.
Arora  Pune based public sector lender Bank of
 Public sectors banks Bank of Baroda and Bank of Maharashtra, has helped to make the village
India (BOI) have admitted asking staff to deposit of Malangaon, in Sangli district, Maharashtra, a
Rs.1 in Jan Dhan accounts to reduce the number of completely cashless village.
zero-balance accounts.  Chhattisgarh is hosting a Digi-Dhan Mela in Raipur.
 With the Help HDFC Bank, five temples In the Digidhan fairs being organised in the state,
in Kanyakumari district in southern Tamil users of digital payment mode like, Ru-pay Card,
Nadu have introduced digital wallets and PoS to USSD, UPI and AEPS will be given prizes through
enable their devotees pay donations. lucky draw.
 In Andhra Pradesh Vijayawada will be host to the
first DigiDhanMela in the State. In this event people

10 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
will be taught to make payments through various  SpiceJet has signed a deal for around 205 planes
digital modes like Internet, e-Wallet, Credit and worth $22 billion (over Rs.1.5 lakh crore) with US
Debit Cards and other modes to undertake cashless airplane manufacturer Boeing.
transactions that are available currently.  The World Economic Forum and the UCSB’s 
 In Tripura, Indian Oil Corporation (IOCL) declared Marine Science Institute have announced a
all its LPG distributorships in Agartala as cashless, partnership to improve the health of world’s oceans
first of its kind in the Northeastern region. With and maritime resources. The new partnership aims
this initiative, all the LPG outlets of IOCL in the city to protect world’s USD 2.5 trillion ocean economy.
are now equipped to receive payments in cashless
mode either by point-of-sale terminals or E-wallets
OTHER FINANCIAL NEWS
or both. FIPB approved six FDI proposals worth Rs 1,200
 BSNL has launched its Customer Acquisition and crore
Customer Communication Management (CACMS) The Foreign Investment Promotion Board (FIPB) has
project. This project mainly aims to digitalize approved six Foreign Direct Investment (FDI) proposals
business process to provide secure and faster worth Rs 1,200 crore. FIPB meeting was headed by Economic
service and customer satisfaction. “The project Affairs Secretary Shaktikanta Das.
provides an Aadhar based e-KYC (Know Your FIPB
Customer) service for immediate activation of new Presently, FDI proposals up to 3,000 crore rupees are cleared
mobile connections across the country”. by the FIPB. However, those proposals involving FDI of
more than 3,000 crore rupees are given final clearance by the
WORLD ECONOMY
Cabinet Committee on Economic Affairs (CCEA).
 The British government has announced that it
would launch a new one-pound coin at the end of As per report 26 crore accounts opened under
March and scrap the current one pound coin by Jan Dhan Yojana across country
October. a) According to latest data released by Finance
 India has signed a financing agreement with Ministry, 26 crore three lakh accounts have been
the World Bank for 48 million dollars for Nagaland opened under the scheme till December 2016..
Health Project. b) Over 71 thousand 500 crore rupees have been
 Venezuela’s President Nicolás Maduro authorised deposited in these accounts.
new banknotes ranging from 500 to 20,000 bolivars c) Around 20 crore RuPay Debit cards have also been
to deal with the soaring inflation in the country. issued under the scheme.
 The Foreign Ministry spokesperson of China, Hua The salient features of PMJDY are as follows
Chunying stated that 30 more countries have  To bring 7.5 crore unbanked families within the ambit
applied for joining the Asia Infrastructure of banking system.
Investment Bank (AIIB). AIIB was officially  Providing each household with at least one bank
established with 57 founding members and account.
authorized capital of USD 100 billion. China is the  The account opened under the scheme will have an
largest shareholder of the AIIB bank having 26.6% overdraft facility of ‘ 5,000, a debit card and micro
voting shares. India is the second largest insurance of Rs.1 lakh to tide over any unforeseen
shareholder with 7.5%. eventuality.
 London’s insurance giant Lloyd has received the
final approval from the Insurance Regulatory and Govt permited 12 PSU banks to raise Rs 3,000 cr
Development Authority (IRDA) to set up its first from market
branch in India. The specialist insurance and In a bid to strengthen capital base of public sector banks
reinsurance company would open its first branch (PSBs), the government has allowed 12 lenders to raise nearly
office in India before April 2017 and will be located Rs 3,000 crore via preferential shares over and above the Rs
at Mumbai. 22,915 crore capital support committed to them in July last
 World Bank has sanctioned Rs 1,376 crore for year.
upgradations and improvement of the Tripura
power system network.

11 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
Google launched My Business and Digital NEWS IN BRIEF
Unlocked tool for small and medium businesses  Retirement fund body Employees’ Provident Fund
a) Google launched two new initiatives My Business Organisation (EPFO) has made it mandatory for it’s
and Digital Unlocked to train and help small and about pensioners and subscribers to provide either
medium businesses (SMBs) in India capitalise on Aadhaar or a proof that they have applied for it till
the digitisation wave faster. month-end to remain a beneficiary of its social
b) It was launched by Google CEO Sundar Pichai in security schemes.
New Delhi.  Mahindra Asset Management Company Pvt.
c) Digital Unlocked is a training programme launched Ltd (MAMCPL) has launched an open ended
in association with industry body FICCI. scheme Mahindra Mutual Fund Dhan Sanchay
d) Google also launched Primer, a free mobile Yojna to generate long-term returns through
application designed to teach digital marketing skills investment in equity and debt. SpiceJet has signed
in a quick, easy and interactive way. a deal for around 205 planes worth $22 billion (over
Rs.1.5 lakh crore) with US airplane manufacturer
CCEA approve listing of 5 General Insurance Boeing.
Companies in Stock Exchanges  The Competition Commission of India (CCI) has
The Cabinet Committee on Economic Affairs (CCEA) has
approved the proposed merger of online travel
given its ‘in principle’ approval for listing the five Public
firm Make MyTrip’s Indian travel business with
Sector General Insurance Companies (2016-17) in the stock
rival Ibibo Group. Minister of State for Food
exchanges.
Processing Industries Sadhvi Niranjan Jyoti has
The five Insurance Companies are
stated 100% Foreign Direct Investment in food
1. New India Assurance Company Ltd,
processing sector is being actively considered by
2. United India Insurance Company Ltd
the Union Government.
3. Oriental Insurance Company Ltd
4. National Insurance Company Ltd News related to e-commerce
5. General Insurance Companies Ltd  Mobile payment and e-commerce
platform Paytm has announced a 100-
HSBC has agreed to pay around $5 million in member ’merchant helpdesk’ and announcing that
compensation to customers it will invest Rs 50 crore towards educating
Financial services major HSBC has agreed to pay around $5
merchants on digital payments across the country.
million (Rs.34 crore) in compensation to customers who were
 E-commerce platform Flipkart has launched an SOS
charged “unreasonable” fees for debt collection after falling
feature on the mobile app meant for its delivery staff
behind on repayments. The money will be shared between
which will alert the nearest field executives in case
6,700 people who held credit cards with HSBC.
of an emergency. The project has been titled
HSBC
‘Nanjunda’ after a delivery man who was murdered
 CEO: António Pedro dos Santos Simões
in Bengaluru by a gym trainer who did not have
 Headquarters: London, United Kingdom
money to pay for his order.
IORA finalises MoU for cooperation in SME  Chinese e-retail giant Alibaba, which has made
sector investments in India’s Snapdeal and Paytm, is
Indian Ocean Rim Association (IORA) member-states have setting up its first office at Mumbai, India.
finalised Memorandum of Understandings (MoUs) for  The International Olympic Committee (IOC) and
cooperation in small and medium-sized enterprises (SME) Chinese e-commerce firm Alibaba Group entered
sector. IORA is an international organisation consisting of into a long-term partnership through 2028 at the
coastal states bordering the Indian Ocean established in 1997 World Economic Forum in Davos, Switzerland. The
to promote cooperation in the Indian Ocean region. partnership was agreed between IOC President
 The World Economic Forum (WEF), NITI Aayog, Thomas Bach, Alibaba Group Founder and
World Intellectual Property Organization (WIPO) Executive Chairman Jack Ma and Alibaba Group
and Cornell University will work to develop an India Chief Executive Officer Daniel Zhang. This
Innovation Index to provide impetus to states to makes Alibaba the worldwide sponsor of Olympic
drive innovative spirit. Games through 2028.

12 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
MERGER AND ACQUISITION MeitY and CAIT
The Ministry of Electronics and Information Technology
ICICI and Ambuja cement (MeitY) has decided to team-up with Confederation of All
Ambuja Cement has tied up with ICICI Bank to drive cashless
India Traders (CAIT) to trainee 1 crore shopkeepers in about
transactions among its business partners — retailers,
1,000 towns to promote digital payments among the retail
contractors and masons.
community.
ICICI and Twitter LNG importer Petronet and Bangladesh
Twitter and ICICI Bank announced a partnership that is aimed
India’s largest LNG importer Petronet has signed a MoU with
at integrating additional digital customer care support
Petrobangla to set up $950 million liquefied natural gas import
features to benefit customers with direct online response to
project of 7.5 million tons a year in Bangladesh.
their queries and feedback in real-time.
Tata Motors and Castrol
Yes Bank and Bajaj Electricals Tata Motors and Castrol have signed a 3-year strategic
Private lender Yes Bank has entered into a tie-up with Bajaj
partnership agreement. As part of the agreement, Castrol will
Electricals for vendor financing using blockchain solution,
supply Commercial Vehicle Oils to Tata Motors globally. The
and announced to use the technology more aggressively as
agreement will cover over 50 markets including SAARC and
it saves over 70% in cost.
ASEAN region, Middle East, Africa, Russia and Latin
SIDBI and LIC America.
Small Industries Development Bank of India (SIDBI) has tied
NTPC and Rajasthan Rajya Vidyut Utpadan Nigam
up with Life Insurance Corporation of India (LIC) for
Ltd
augmenting capital support to enterprises in the country.
NTPC Ltd has signed a non-binding MoU with Rajasthan
The idea behind tying up with the state-run insurance
Rajya Vidyut Utpadan Nigam Ltd and Rajasthan Urja Vikas
behemoth is to give a boost to the venture capital ecosystem
Nigam Ltd for takeover of Chhabra Thermal Power
for MSMEs.
Plant Stage-I and Stage-II of Rajasthan Urja Vikas Nigam by
Axix bank and Droom NTPC Ltd.
India’s pioneering online automobile transactional
Google and Twitter
marketplace Droom has tied up with Axis Bank, India’s third-
Search giant Google, acquired the Twitter’s mobile app
largest private sector bank, to provide quick sanction of
‘Fabric’.
loans on both new as well as used cars.
SURVEY
PNB and IPPB
Punjab National Bank and India Post Payments Bank have As per CSO India’s GDP growth expected to be
signed a memorandum of understanding (MOU), slower at 7.1% in 2016-17
whereby PNB will provide a technology platform for the pilot a) As per the growth projection report released by
launch of IPPB on receipt of regulatory nod from the Reserve Central Statistics Office (CSO), India’s Gross
Bank of India. Domestic Product (GDP) growth is expected to grow
at a slower pace at 7.1% in 2016-17 as compared to
Bank of Baroda and dairy firm Kwality Ltd 7.6% in 2015-16.
Mumbai based dairy firm Kwality Ltd has signed
b) Per capita net national income during 2016-17
an MoU with Bank of Baroda to provide Rs. 4000 crore loans
estimated to be Rs.1, 03,007, as compared to Rs.
to one lakh farmers out of the established networks from
93,293 during 2015-16.
whom the company procures milk. The MoU aims to provide
c) Manufacturing sector is estimated to grow by 7.4%
financial assistance to improve socio-economic lives of
in 2016-17 as compared to growth of 9.3% in 2015-
farmers and encourage them towards digitisation.
16.
ICICI Prudential Life and Fino Paytech Ltd d) Consumer price index has shown a rise of 5.0%
ICICI Prudential Life Insurance has acquired 8.41% stake during April-November 2016-17.
in Fino Paytech Ltd (FPL) for a total consideration of Rs 100 e) Agriculture, forestry and fishing sector likely to
crore. show a growth of 4.1% during 2016-17

13 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


P h . : ( 0 6 7 4 ) 6 5 5 6 6 7 7 , 8 0 9 3 5 5 6 6 7 7 . W e b : w w w . v a n i k . o r g , E - m a i l : v a n i k b b s r @ g m a i l . c o m
MAGAZINE FOR THE MONTH OF MARCH - 2017
FDI up 27% at $ 27.8 billion in Apr-Oct this fiscal compared to a contraction of 3.4 percent in
a) Foreign direct investment inflows into the country November of the previous year.
grew over 27 per cent at 27.8 billion dollars during  As per the International Labour Organisation Global
the April to October 2016 period. unemployment is expected to rise by 3.4 million in
b) According to the Department of Industrial Policy 2017.
and Promotion, the main sectors to attract foreign  The National Payments Corporation of India (NPCI)
inflows include telecom, trading, computer hardware has reported that Rs.54.90 crore worth of prize
and software and automobiles. money has been distributed to over 3.42 lakh
c) India receives maximum FDI from Singapore, winners of ‘Lucky Draw Schemes’ for consumers
Mauritius, the Netherlands and Japan. and merchants to promote digital payments.
IMF cuts India’s FY17 growth rate to 6.6% from INVESTMENT & ALLOCATION
7.6%  The Centre released Rs 1,982 crore for the
a) International Monetary Fund (IMF) in its World multipurpose Polavaram irrigation project in Andhra
Economic Outlook (WEO) report updated that Pradesh through National Bank for Agriculture and
India’s growth rate for the fiscal year 2016–17 Rural Development (NABARD), which sanctioned
reduced to 6.6% from its previous estimate of 7.6%. the long term irrigation fund under Prime Minister
b) India’s growth rate was cut due to the temporary KrishiSinchayeeYojana.
negative consumption shock of demonetization.  The Central Govt of India has approved
c) Global growth is forecast at 3.4% in FY17 against investments of Rs266 crore rupees under AMRUT
3.1% in FY16. for improving water supply and sewerage networks
in Delhi.
India’s economy is projected to grow by 7.7% in  The Bill and Melinda Gates Foundation have
2016-17: UN announced an investment of $140 million in Intarcia
As per UN economic report, India’s economy is projected to
Therapeutics, a US pharma company developing a
grow by 7.7% in 2016-17 and 7.6% in 2017-18. Recently
device that could help prevent HIV infections.
International Monetary Fund slashed India’s growth forecast
 Government has realized around 23500 crore rupees
for 2016-17 to 6.6% from its previous estimate of 7.6%.
during the current financial year so far from
Meanwhile, the World Bank forecasted India’s growth for
disinvestment of its stake in Central Public Sector
2016-17 to be 7%.
Enterprises, CPSEs.
World Bank has projected a global growth  Technology giant Apple has confirmed that it plans
of 2.7% in 2017 to invest $1 billion in a $100 billion technology fund
World Bank has projected a global growth of 2.7% in 2017. being set up by Japan’s SoftBank Group.
World Bank President Jim Yong Kim stated that global  Govt. has decided to invest a sum of $10 billion
economic growth is forecast to accelerate moderately to 2.7% (over Rs.68,000 crore) in next five years to develop
in 2017 after a post-crisis low of 2.3% in 2016. India’s airport infrastructure to make it the world’s
third largest aviation market.
NITI Aayog projected the India GDP growth rate  XCMG, a China-headquartered global construction
of 8% for 2016-17 machinery company, will invest $150 million in a new
NITI Aayog has projected the India GDP growth rate manufacturing unit in India for construction and
of 8% for 2016-17 based on the appraisal document for the material-handling machines.
Twelfth Five-Year Plan.  Hindustan Coca-Cola Beverages, the bottling arm
NEWS IN BRIEF of Coca-Cola in India, is setting up two greenfield
 As per HSBC report India’s GDP is likely to have plants at Ahmedabad and Nellore with an
grown at a much slower-than-expected pace of 5% investment of Rs.1,000 crore.
in the October-December period due to a slowdown  US based Qualcomm has announced that it will
in manufacturing and services sectors post invest $8.5 million (over Rs 57.7 crore) in India with
demonetization. an aim to expand its digital design initiatives in the
 As per the report, the country’s industrial country.
production grew 5.7 percent in November 2016, 

14 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

INTERNATIONAL NEWS
CHINA Shinzo Abe and Barack Obama visited Pearl
 China has successfully tested the latest version of Harbor in Hawaii Island
its fifth-generation stealth fighter jet J-31 (now Prime Minister of Japan Shinzo Abe and President of the
renamed the FC-31 Gyrfalcon). United States Barack Obama visited Pearl Harbor in Hawaii
 China’s top legislature has passed Environment Tax Island to offer condolences to the victims of the surprise
to levy it on polluters, especially on heavy Japanese bombing on US naval base 75 years ago.
industries. The law aims to improve taxpayers’
environmental awareness, force companies to UN declared 2017 as the International Year of
upgrade technology and shift to cleaner production. Sustainable Tourism for Development
It will enter into force on January 1, 2018. a)The United Nations General Assembly (UNGA) has
 Nepal and China will hold their first ever joint military declared the year 2017 as the International Year of
exercise in early 2017. Sustainable Tourism for Development.
 China announced a plan to ban all ivory trade and b) The declaration recalls the potential of tourism
processing activities by the end of 2017, to prevent sector to advance the universal 2030 Agenda for
the mass killing and threat of extinction of African Sustainable Development and 17 Sustainable
elephants. Development Goals (SDGs).
 China launched its longest bullet train ‘Shangri-la The Pakistan Senate Functional Committee on Human Rights
of the World’ from Kunming, in Yunnan Province, unanimously approved the Hindu Marriages Bill on January
to Beijing. 2017.
 China is setting up the world’s highest altitude Finland became First Country to introduce basic
gravitational wave telescopes in a Tibet prefecture income for unemployed
close to Line of Actual Control with India with a Finland has become the first country in the world to pay
budget of $18.8 million to detect faintest echoes a basic income to randomly picked citizens on a national level
resonating from universe which may reveal more with an aim at dismissing poverty, motivate people to join
about the Big Bang theory. the workforce and decrease unemployment.
 China has handed over two ships to the Pakistan to
safeguard the strategic Gwadar port and trade routes Nepal hosts elephant festival to revive dwindling
under the ambitious China-Pakistan Economic tourism industry
Corridor (CPEC). These ships have been named as The 13th edition of Nepal’s five-day Chitwan Elephant
Hingol and Basol, after two rivers near Gwadar. Festival has kicked off in Kathmandu with the participation
 China has built 84 of the 128 skyscrapers of height of over 50 elephants. The annual festival which brings fun,
over 200 meters built across the world in 2016 to sports and adventure together inaugurated in Sauraha, the
become the world’s leading builder of skyscrapers gateway to Chitwan National Park.
for the 9th consecutive year. China was followed
Japanese PM Shinzo Abe signs 1 trillion yen aid
by the US.
package to Philippines
Colombia’s Congress passed a law granting Japanese Prime Minister Shinzo Abe has signed a 1-trillion
amnesty to Marxist FARC yen, about 8.7 billion dollars, aid package over the next five
Colombia’s Congress passed a law granting amnesty to years to the Philippines, meant to improve economic and
Marxist FARC (Revolutionary Armed Forces of Colombia) political relations between the two island nations.
rebels as part of historic peace deal reached between rebels
Indonesia and Japan agree to step up maritime
and Government. This is a step to formally end to 52 years of
security
Columbian civil war (Latin America’s longest conflict). The
Japanese Prime Minister Shinzo Abe and Indonesian
2016 Nobel Peace Prize was awarded to Colombian President
President Joko Widodo have agreed upon their agreement
Juan Manuel Santos for his resolute efforts to initiate the
to deepen cooperation on maritime security and deepen
negotiations with the guerrilla (rebel) group Revolutionary
defence ties. Japan will complete take over the responsibility
Armed Forces of Colombia (FARC).

15 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
to encourage cooperation on maritime security and six months, double the three-month lifespan of such
development of the remote islands of Indonesia. satellites.
India formally became an associate member of Malaysia to offer cash rewards to private parties
CERN that find MH370
India formally became an associate member of CERN Malaysia’s Deputy Transport Minister Aziz Kaprawi
(European Organization for Nuclear Research). It will enhance announced a cash reward to private parties who can provide
participation of young scientists and engineers from India in “substantial information or evidence” about the location of
various CERN projects and bring back knowledge for the missing Malaysian Airlines Flight, MH370. The missing
deployment in the domestic programmes. However India will flight had disappeared in March 2014 with 239 on board.
not have voting rights on decisions of the council.
European Organisation for Nuclear Research (CERN.
NEWS IN BRIEF
 It is situated in North West suburbs of Geneva on
 Australia’s flag carrier Qantas Airways Ltd’s named
world’s safest airline, for the fourth year running.
France-Swiss Border.
 It has 22 member states, four associate members
 Russia has directed Google and Apple to remove
LinkedIn from the local Android and iOS App stores.
(including India, Pakistan, Turkey and Ukraine) and
three International Organisations have observer
 The United States has announced the end of a 20-
year economic embargo on Sudan, lifting trade and
status.
financial sanctions in an effort to foster ties with
Barack Obama transfers $500m to Green Climate the Sudanese government.
Fund in attempt to protect Paris deal  Russia’s Health Ministry has unveiled a proposal
Outgoing US President Barack Obama transferred a second to ban the sale of cigarettes to anyone born after
$500 million (around Rs 3,400 crore) instalment to the Green 2015.
Climate Fund just three days before he is set to leave the  Norway has become the first country to cease FM
White House. The transfer is part of $3 billion (around Rs radio broadcasting.
20,400 crore) pledged by Obama in 2014.  Mexico set the Guinness World Record for the
largest carpet of flowers, measuring 14,200 square
NASA approves mission to explore iron-rich metres in the gardens of Jardines de México.
asteroid 16 Psyche  All Dutch (Netherlands/Holland) trains have
The National Aeronautics and Space Administration (NASA)
become 100% powered by wind energy since
has approved a mission to explore 16 Psyche, an iron-rich
January 1, according to the national railway
asteroid. As part of the mission, NASA craft will be launched
company.
in 2023, and will arrive at Psyche in 2030. The mineral contents
 A project titled ‘City of Trees’ is aimed at planting
on the asteroids are worth over 100-thousand times the value
around 30 lakh trees in Greater Manchester area in
of the entire world economy. Scientists believe Psyche to be
England over the next 25 years.
a protoplanet i.e. its entire body consisting of what one day
 The Museo Atlántico, which is known to be the
could be the core of a new planet.
first underwater museum in Europe, was
South Korea to develop train that travels up to inaugurated at Lanzarote, Spain.
1,000 kmph  Australia has announced to replace passports with
South Korea is planning to develop a high-speed train system biometric recognition of passengers’ faces, irises
in the next three years, aimed to travel at speeds of up to or fingerprints as the means of identification at its
1,000 kmph. The train will travel from Seoul to Busan in half international airports.
an hour, instead of the current time of three hours.
INDEX
Singapore claimed its first ISS satellite stay in orbit Global Talent Index
for twice as long as usual a) Top 5 Countries: Switzerland (1st), Singapore (2nd),
Singapore claimed that its first satellite which was launched United Kingdom (3rd), United States (4th), Sweden
from the International Space Station (ISS), AOBA VELOX- (5th)
III, stay in orbit for twice as long as similar satellites. A new b) India was ranked 92nd among 118 countries in the
thruster technology will keep the 110-metre habitable satellite 2017 Global index of talent competitiveness (GTI)
at an orbiting speed of 27,000 kilometres per hour for up to list.

16 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
c) The index is produced by global business school (Vietnam), 3- Silicon Valley (US), 4- Shanghai (China), 5-
INSEAD in partnership with Adecco Group and Hyderabad (India).
Human Capital Leadership Institute (HCLI) of
Singapore.
NEWS IN BRIEF
 India has ranked third among the countries offering
Inclusive Development Index (IDI) the highest average annual salary to expatriates,
a) Top 5 developing economies in 2017 IDI: Lithuania according to HSBC Holdings data.
(1st), Azerbaijan (2nd), Hungary (3rd), Poland (4th), Switzerland offers an average salary of $188,275 a
Romania (5th) year to expats, the highest in the world.
b) India ranked 60th among the 79 developing countries  Kerala figures at 8th in the “12 destinations to watch
in 2017 Inclusive Development Index (IDI in 2017” by Britain’s largest and prominent travel
c) The Index is released by World Economic Forum’s and tours operators association.
(WEF)  Agra (3rd in rank) and Sikkim ( 17th ) featured in
New York Times’ list of ’52 Places to go to in 2017'.
World’s strongest passports index Canada, on the other hand, has been declared the
World’s strongest passports index was topped by Germany.
top travel destination of the year.
The Indian passport has ranked 78th in a list of the world’s
 Technology giant Apple has emerged as the most
strongest passports. Afghanistan’s passport has been rated
innovative company for 2016, according to Boston
the weakest, while Pakistan’s passport has been placed
Consulting Group’s annual list which ranks world’s
second lowest.
50 most innovative firms. Google was ranked
City Momentum Index (CMI) second, followed by electric carmaker Tesla on the
According to recently released Jones Lang LaSalle’s City list.
Momentum Index (CMI), Bengaluru (capital of Karnatak) has Apple CEO : Tim Cook
emerged as the most dynamic city in the world. Top 5 cities
in 2017 CMI: 1- Bengaluru (India), 2- Ho Chi Minh City


NATIONAL
14th Pravasi Bhartiya Divas concluded in Trust Fund (DMICPTF) as National Industrial Corridor
Bengaluru Development & Implementation Trust (NICDIT).
a) The 14th Pravasi Bhartiya Divas (PBD) convention
was held in Bengaluru. NBWL gave its approval for the Ken-Betwa inter-
b) The three-day event started with the Youth PBD, linking of rivers (ILR) project
the theme of which is ’Role of Diaspora Youth in The National Board for Wildlife (NBWL) has given its
the Transformation of India’. approval for the Ken-Betwa inter-linking of rivers (ILR)
c) Pravasi Bharatiya Divas has been held traditionally project. The clearance of NBWL was required since the
on 9th January every year to commemorate the project requires diversion of forest land from core area of
return of Mahatma Gandhi as a Pravasi from South Panna Tiger Reserve. The project will benefit Uttar Pradesh
Africa to India. and Madhya Pradesh in terms of meeting irrigation, drinking
d) Three plenary sessions were held in Youth PBD. water and electricity needs of people across 6 districts in the
First was on reaching out to Indian Students abroad, two states.
NRIs and overseas Indian Community Students in Sagarmala Development Company’s (SDC) office
India. inaugurated in New Delhi
e) Second was on Start-ups and Innovations and 3rd Union Road Transport and Highways Minister Nitin Gadkari
on Start-up ecosystem in Karnataka. inaugurated Sagarmala Development Company’s (SDC)
Union Government gives nod for apex corridor office in New Delhi to promote port-led development in the
development body country. Investment of Rs 12 lakh crore was expected in the
The Union Government has approved the re-designation of company, whose objective would be transformation of
the Delhi-Mumbai Industrial Corridor Project Implementation existing ports into modern world class ports. The Sagarmala
Development Company will be provided financial assistance
of Rs 50,000 crore at two per cent interest rate.
17 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
About Sagarmala Project b) An office-bearer of BCCI cannot hold a post for
Union Government had launched Sagarmala Project with a more than three years.
view to achieve the broad objective of promoting port-led c) Parliament to decide whether BCCI should come
economic development in India. The ambitious Project seeks under the Right to Information Act (RTI).
to harness vast potential of India’s 7,500 km long coastline, d) There should be a player’s association in the BCCI
14,500 km of potentially navigable waterways, and strategic Disallowing BCCI office-bearer from holding dual
location on key international maritime trade routes. posts simultaneously i.e. in a state cricket
association and in the BCCI.
‘Mobile App and Facebook Page’ of ‘National e) Only to team representing the respective states.
Trust’ launched on its Foundation Day’ f) Each state should have only one vote.
On the eve of National Trust Foundation Day Minister for g) Member of the Comptroller and Auditor General
Social Justice and Empowerment Shri Thaawarchand Gehlot (CAG) to be included in the BCCI’s governing
launched the ‘Mobile App and Facebook Page’ of the National council.
Trust. The theme of National Trust Foundation Day is
“Celebrating Inclusion”. 44th edition of New Delhi World Book Fair began
a) The 44th edition of the New Delhi World Book Fair
1.5 crore LPG connections issued to BPL began at Pragati Maidan in New Delhi.
households under PM Ujjwala Yojana b) It was inaugurated by Union Minister of State (MoS)
The Union Ministry for Petroleum & Natural Gas has met the for Human Resources Development (Higher
1.5-crore target for LPG connections that were to be added Education) Mahendra Nath Pandey.
under the Pradhan Mantri Ujjwala Yojana (PMUY) in the 2016- c) The theme for this edition of the event is ‘Manushi–
17 financial year. Uttar Pradesh topped the list with highest Books Written on and by Women’.
number of LPG connections.
About Pradhan Mantri Ujjwala Yojana (PMUY) Get Rs. 5 Discount On Online Payment Of LPG
 The scheme provides free LPG connection with Cylinder
financial assistance of Rs. 1600/- per connection to a) State-owned fuel retailers, Indian Oil Corp (IOC),
an adult woman member of BPL family identified Bharat Petroleum Corp Ltd (BPCL) and Hindustan
through Socio-Economic Caste Census (SECC) data. Petroleum Corp Ltd (HPCL) will offer “an upfront
 It was launched by Prime Minister Narendra Modi discount of Rs. 5 on every LPG refill to all LPG
in May 2016 from Balia, Uttar Pradesh. customers who will book and pay for it online.
 It will be implemented over three years’ time frame b) To provide cash-less transactions, the government
namely in the FY 2016-17, 2017-18 and 2018-19. had asked oil companies to pay consumers 0.75 per
 Government has earmarked 8000 crore rupees for cent discount on cashless fuelling of petrol and
providing 5 crore LPG connections to BPL diesel at petrol pumps.
households.
ECI has announced the dates for the assembly
CBDT extends deadline of Direct Tax Dispute elections in five states
Resolution Scheme a) The Election Commission of India (ECI) has
The Central Board of Direct Taxes (CBDT) has extended the announced the dates for the assembly elections in
last date for availing the Direct Tax Dispute Resolution five states– Uttar Pradesh, Uttarakhand, Punjab,
Scheme to January 31, 2017 from the earlier deadline of Manipur and Goa.
December 31, 2016. Under it, a disputed tax amount of up to b) The Electronic Voting Machines to be used in the
Rs 10 lakh and the penalty will be forgone. However, in cases upcoming Manipur and Uttarakhand Assembly
where the disputed tax amount is above Rs 10 lakh, a penalty elections will display photographs of candidates.
of 25% will be levied. c) Election Commission of India limits cash expense
CBDT Chairman-Sushil Chandra per candidate at Rs 20-28 lakh for Assembly polls
d) For the benefit of voters, candidates, election staff
Supreme Court sacked Anurag Thakur, Ajay as well as the Election Commission of India (ECI), the
Shirke from BCCI district administration of Ludhiana has developed
The Supreme Court has sacked BCCI president Anurag a mobile application named ECI360 .
Thakur and secretary Ajay Shirke and asked all others, who e) The Punjab Election Commission announced that
were disqualified to hold posts under new court mandated sponsored advertisements on social media platforms
norms, to step down. such as Facebook and Twitter would be included in
Lodha committee Recommendations are the total election expenditure of a candidate.
a) Barring ministers and civil servants and those above
70 years of age from becoming BCCI members.
18 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
India’s first solar-powered boat launched in Kerala The Steel Ministry released new draft National
India’s first ever solar powered boat called ‘Aditya’ was Steel Policy of 2017
launched at Kochi’s Vembanad lake in Kerala. The 75-seater The Steel Ministry has released new draft National Steel
boat fitted with 78 rooftop solar panels, will ferry along a 2.5- Policy of 2017, envisaging to double India’s domestic steel
kilometre route 22 times a day. The boat can travel at a production capacity to 300 million tonnes by 2030-31. The
maximum speed of about 14 kmph. draft policy anticipates a requirement of Rs. 10 lakh crore of
fresh investments to meet production goal and expects
Supreme Court asks Election Commission to creation of at least 11 lakh new jobs in the process.
implement paper trail in EVMs
The Supreme Court has second time directed Election President allowed merger of the Rail Budget with
Commission (EC) to implement the Vote Verifier Paper Audit the Union Budget
Trail (VVPAT) in electronic voting machines (EVMs) to President Pranab Mukherjee has approved changes in
ensure 100% transparency in elections. Earlier in 2013, SC government rules to allow merger of the Rail Budget with the
had directed the EC to introduce VVPAT in a phased manner Union Budget 2017. The Union Cabinet had in September
for 2014 general elections. 2016, approved the scrapping of the 92-year old practice of
presenting a separate Railway Budget and merged it with the
Government make Aadhaar mandatory for Union Budget. The government is expected to present the
MGNREGA work budget on February 1.
The Union Government has made mandatory to have an
Aadhaar Card for workers in rural areas enrolled under the NEWS IN BRIEF
Mahatma Gandhi National Rural Employment Guarantee  The registration fees for Hindus and other minority
Scheme (MGNREGA). Those who have registered under the community people from three neighboring countries
scheme will be required to give furnish proof of possession comprising Pakistan, Afghanistan, and Bangladesh,
of Aadhaar card or undergo the enrolment process till March to register as Indian citizens have been reduced
31, 2017. drastically to Rs 100 from Rs 15,000.
 The Department of Posts under the Union Ministry
NITI AAYOG Demanded to review RTE Act of Communications released the special stamp on
The National Institution for Transforming India (NITI) Aayog freedom fighter Gaya Prasad Katiyar.
has called for a review of the provisions of the Right To  The Centre reportedly has plans to assign a 12-
Education (RTE) Act. The RTE Act aims to provide primary digit unique identification number to all 88 million
education to all children aged 6 to 14 years. It stipulates that cows and buffaloes in India.
no child can be held back in a grade, regardless of his  The Central Government has increased the minimum
performance, all the way up to the 8th grade. monthly pension to 9000 per person.
Cabinet approves India’s Membership in the  Bureau of Indian Standards (BIS) has revised Indian
International Vaccine Institute (IVI) Standard on gold hallmarking.The hallmarked gold
The Union Cabinet has given its approval to the full jewellery will now be available in three grades of 14
membership of India’s in International Vaccine Institute (IVI) carat, 18 carat and 22 carat.
Governing Council. IVI is an international nonprofit  The Union Tourism Ministry has decided to host
organization devoted to developing and introducing new the mega-cultural event ‘Bharat Parv’ from January
and improved vaccines to protect the people, especially 26 at Red Fort as part of Republic Day celebrations.
children, against deadly infectious diseases. It’s  The government postponed rolling out the GST
headquartered is in Seoul, South Korea. After joining this regime to July 1, 2017, during a meeting of the GST
India will involve in payment of annual contribution of US Council led by Finance Minister Arun Jaitley. The
$5,00,000 to the IVI government earlier set April 1 as the GST roll-out
deadline.
Postal released special stamp on PV Sindhu,Sakhsi  The Union Ministry of Women and Child
Malick and Dipa Karmakar Development has dispatched a guideline regarding
The Indian postal department released a special stamp cover the Adoption Regulations 2017. These new rules
featuring Olympic medalists PV Sindhu and Sakshi Malik, will be effective from January 16, 2017. The Adoption
and gymnast Dipa Karmakar, in Agartala. The special cover Regulation 2017 implements the Juvenile Justice Act,
is titled “Golden girls of India - Pride of Nation”. One of the 2015.
images on the cover also features Dipa’s coach Bishweshwar
Nandi, who was awarded the Dronacharya award.


19 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

RECENT GOVT. DEVELOPMENT & SCHEME


Char Dham highway development project Govt launched UDAY web portal & app for
Prime Minister Narendra Modi has laid the foundation stone transparency
of Char Dham highway development project or Chardham a) The Government of India launched Ujwal DISCOM
Mahamarg Vikas Pariyojna in Dehradun, Uttarakhand. The Assurance Yojana (UDAY) web portal and mobile
project’s main objective is to develop around 900 km of app in a bid to track and monitor the progress of
national highways. These highways will be built at an DISCOMs on operational and financial parameters.
approximate cost of Rs 12,000 crore. It will allow uninterrupted b) Minister of State (Independent Charge) for Power,
access for pilgrims to the four Himalayan shrines of Coal & New and Renewable Energy and Mines,
Kedarnath, Badrinath, Gangotri and Yamunotri in Uttarakhand. Piyush Goyal launched the web portal and a Mobile
App for one of India’s most talked about scheme—
Twitter Seva @MEAIndia
-or the Ujwal DISCOM Assurance Yojana (UDAY)
The Union Ministry of External Affairs (MEA) has launched
for operational and financial turnaround of state
Twitter Seva (@MEAIndia) to directly engage with citizens
power distribution companies.
in country and abroad, tourists and business travellers for
speedy resolution of their visa and passport queries. “ShaGun”
The Union Government launched a web portal “ShaGun”
BHIM (Bharat Interface for Money)
(http://ssashagun.nic.in) for monitoring the progress of
Prime Minister Narendra Modi launched UPI based mobile
“Sarva Shiksha Abhiyan (SSA)” The portal was developed
payment application called BHIM (Bharat Interface for
by World Bank in collaboration with Union Ministry of Human
Money) at the Digi Dhan Mela held in Talkatora stadium,
Resource Development.
New Delhi. BHIM is Aadhaar-based payments app developed
by the National Payment Corporation of India (NPCI). The App named ‘SEZ India’ launched by Commerce
app allows easily transferring money or making a payment Ministry
from your bank account using only phone number. The the The Commerce Ministry has launched a mobile app “SEZ
mobile app is a tribute to Dr B R Ambedkar India” which provides detailed information related to special
economic zones. The app was launched under the ministry’s
Government launched Swachh Bharat Survekshan
e-Governance initiatives
2017 in 500 cities
The Union Ministry of Urban Development launched ‘Mission 41K’
Swachh Survekshan 2017 to rank 500 cities/towns across Union Railway Ministry has unveiled ‘Mission 41K’ to save
the country on cleanliness with a population of 1 lakh and Rs. 41,000 crore on the Indian Railways’ expenditure on
above. The survey is being conducted by Quality Council of energy consumption over the next 10 years. This target of
India (QCI) under the Swacch Bharat Abhiyan in a bid to ‘Mission 41K will be achieved by taking a slew of measures
encourage competition to improve sanitation. which include moving 90% of traffic to electric traction over
diesel from present 50% of the total rail traffic.
Google Doodle pays tribute to India’s social
reformer Savitribai Phule Only cash, deposits can be declared under
a) Search engine giant Google honoured India’s 19th PMGKY
Century social reformer Savitribai Phule on the The Central Board of Direct Taxes stated that undisclosed
occasion of her 186th birth anniversary (3 January income in assets such as jewellery, stock or immovable
2017) by dedicating a doodle on its webpage. property or in foreign bank accounts will not be
b) The ‘doodle’ had a narration by New Delhi-based accepted under the Pradhan Mantri Garib Kalyan
NGO Zubaan. Yojana (PMGKY). Only income represented in the form of
c) Savitribai was among the country’s first women to cash or deposit in an account (income in domestic bank
speak up for the rights of women. She was the first accounts, post offices) maintained with specified entity can
woman teacher of the first women’s school in India be declared. Government clarified that Co-operative Banks
and also a first pioneer in modern Marathi poetry. are not authorised to accept deposits under the Pradhan
Mantri Garib Kalyan Deposit Scheme (PMGKDS).

20 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
Pradhan Mantri Garib Kalyan Yojana (PMGKY) Yojana (PKVY), a skill development program. It was
PMGKY was set up to give an opportunity to those who launched at India’s IT hub Bengaluru,
deposited tax-evaded money in bank-demonetised Karnataka. Portuguese Prime Minister Antonio
currencies. It was opened on December 17, 2016 and will Costa was the Chief Guest of the event.
remain open till March 31, 2017.Under the scheme, a person  The Supreme Court has given permission to a
declaring undisclosed income would need to pay a tax woman in her 24th week of pregnancy to undergo
of 30%, in addition to a penalty of 10% and a Pradhan Mantri termination of pregnancy after medical report finds
Garib Kalyan cess of 33% on the tax.(Approximately 50% foetus is without skull.
tax of total amount)  The Union Commerce and Industry Minister
Nirmala Sitharaman launched an Intellectual
NEWS IN BRIEF Property Rights (IPR) Enforcement Toolkit for Police.
 During 14th Pravasi Bhartiya Divas, Prime Minister
Narendra Modi launched Pravasi Kaushal Vikas


BILATERAL
India-Hong Kong: Hong Kong has withdrawn the visa- water harvesting systems in Rin Jaffna District at a cost of
on arrival facility for Indians travelling to Hong 300 million Rupees (Sri Lankan).
Kong effective from January 23, 2017. From now, the Indian Sri Lanka
nationals must apply for and successfully complete pre-arrival  Capitals: Sri Jayawardenepura Kotte, Colombo
registration online before they can visit or transit the HKSAR  President: Maithripala Sirisena
visa-free.  Prime minister: Ranil Wickremesinghe
India-Russia: Russian Railways is helping  India’s national  Currency: Sri Lankan rupee
transporter increase the speed of its passenger trains up India and Kenya: India and Kenya signed Memorandum
to 200 km per hour. Russian Railways is at present of Understanding (MoU) for cooperation in the field of
collaborating with Indian Railways on a 575-km stretch agriculture and allied sectors. India also announced $100
between Nagpur and Secunderabad. million Line of Credit (LoC) to Kenya for agricultural
India-UK: India and the United States has signed MoU mechanization. The agreement was signed after delegation
(Memorandum of Understanding) to collaborate in the fields level talks between Prime Minister Narendra Modi and
of developmental activities and aid in third world countries. Kenyian President Uhuru Kenyatta in New Delhi.
They will provide advisory or technical assistance to third Kenya
countries regarding sector policy reform, project and sector  Capital: Nairobi
management, project implementation and economic growth  Currency: Kenyan shilling
promotion strategies in relevant sectors.  President: Uhuru Kenyatta
India-UAE: The UAE will be by taking part in India’s India and USA: India and USA have signed a
Republic Day Parade 2017. Thus, UAE will become the first- Memorandum of Understanding (MoU) between the Indian
ever contingent of Arab soldiers to take part in this iconic Computer Emergency Response Team (CERT- In) and US
event. UAE’s crown prince Sheikh Mohammed bin Zayed Al Department of Homeland Security on cooperation in field of
Nahyan will be the Chief Guest of this parade. cyber Security. The MoU was signed by Aruna Sundararajan,
India and Mauritius : India and Mauritius signed n Secretary, Union Ministry of Electronics and Information
Memorandum of understanding for cooperation in the field Technology and Richard Verma, US Ambassador to India.
of Agriculture and cooperatives. India-France: Indian Space Research
Mauritius Organisation (ISRO) and French Space
 Currency: Mauritian rupee agency (CNES) has signed a partnership agreement
 President: Ameenah Gurib in satellite launch technology.The agreement has signed
 Prime minister: Anerood Jugnauth between ISRO Chairman Kiran Kumar and CNES
India-Sri Lanka : India has signed Memorandum of President Jean-Yves Le Gall in the presence of visiting French
Understanding (MoU) with Sri Lanka to construct 3000 rain Minister of Foreign Affairs Jean-Marc Ayrault in India.Space

21 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
cooperation between France and India spans over 50 India and Uruguay:The Union Cabinet has approved
years and is one of the cornerstones of the Indo-French signing and ratifying an Agreement between India and
strategic partnership. Uruguay for cooperation and mutual assistance in Customs
France Matters.
 Capital: Paris Uruguay
 President: François Hollande  Capital: Montevideo
 Prime minister: Bernard Cazeneuve  Currency: Uruguayan peso
 Currencies: Euro, CFP franc  President: Tabaré Vázquez
India-Portugal: During the visite of Portugal Prime minister India-Japan: Japanese Ambassador to India Kenji
António Costa , India and Portugal have signed 6 Hiramatsu said Japan has decided to be associated with the
memorandum of understandings (MoUs). António Costa was development of Chennai, Ahmedabad and Varanasi as smart
the chief Guest of 3-days 2017 Pravasi Bharatiya Divas which cities in the country.
has conclude in Bengaluru, Karnataka. India- Bangladesh and Nepal: The Government
Six agreements signed are imposed an anti-dumping duty ranging from 6.30 US dollars
 MoU on Defence. to 351.72 US dollars per tonne on imports of jute and its
 MoU on Renewable Energy. products from Bangladesh and Nepal. This anti-dumping
 MoU on Marine Research and Resources. duty has been imposed in order to protect the domestic
 MoU in the Agriculture and Allied Sectors. industry.
 MoU in the field of Information Technology and India-Pakistan: On 1 January 2017 India and Pakistan
Electronics. exchanged the list of their nuclear installations and facilities
 MoU on the establishment of an ICCR Chair of Indian under the Agreement on the Prohibition of Attack against
Studies in University of Lisbon. Nuclear installations. This is the 26th consecutive exchange
The Union Cabinet has given its approval for signing of an of such list between the two countries after the first list was
Agreement for cooperation (AoC) between India and exchanged on 1 January 1992.
Portugal in the field of Agriculture and allied sectors. India-Bangladesh: In order to check infiltration and
Portugal terrorism, the Border Security Force (BSF) will be installing
 Capital: Lisbon laser walls and smart sensors along the Indo-Bangladesh
 Currency: Euro border in West Bengal.
 Prime minister: António Costa India and Singapore: India and Singapore have signed a
India and Kazakhstan: India and Kazakhstan have Three Protocol to amend DTAA (Double Taxation Avoidance
signed a Protocol to amend the existing Double Taxation Agreement) for the avoidance of double taxation and
Avoidance Convention (DTAC) between the two countries prevention of fiscal evasion with respect to taxes on income.
in New Delhi. Singapore
Double Taxation Avoidance Agreement (DTAA)  Capital: Singapore
A DTAA, also referred to as a Tax Treaty, is a bilateral  Currency: Singapore dollar
economic agreement between two nations that aims to avoid  Prime minister: Lee Hsien Loong
or eliminate double taxation of the same income in two India and Bhutan: India has signed an agreement with
countries. Bhutan for assistance in green and sustainable construction
Example citing the working of a DTAA: of infrastructure in the Himalayan kingdom.
An NRI individual living in a country (Say X) maintains an Bhutan
NRO account with a bank based in India. The interest income  Capital: Thimphu
on the amount in the NRO account is deemed as income that  King: Jigme Khesar Namgyel Wangchuck
originates in India and hence is taxable in India. Now, if India  Prime minister: Tshering Tobgay
and Nation X are contracted under a DTAA, this income will  Currencies: Bhutanese ngultrum, Indian rupee
have tax implications in accordance with the rate specified in
the agreement.
Kazakhstan 
 Capital: Astana
 Currency: Kazakhstani tenge
 Prime minister: Bakytzhan Sagintayev

22 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

STATE NEWS
ANDHRA PRADESH phase of development at Infopark, will generate
4,000 job opportunities in the field of IT sector.
Andhra Pradesh Government launched NTR
Arogya Raksha Scheme TAMIL NADU
a) Andhra Pradesh Chief Minister N
Tamil Nadu Govt launched mobile app ‘pinakin’
Chandrababu Naidu launched NTR Arogya Raksha
for Tourism
Scheme in Vijayawada.
a) Tamil Nadu Tourism Department has launched a
b) NTR Arogya Raksha Scheme will provide the
mobile app ‘pinakin’ with information on tourism in
medical treatment to the people below Above
Tamil Nadu with audio facilities.
Poverty Line (APL) at Rs. 1200 premium per annum
b) The app has been launched for the benefit of both
i.e. monthly installment of Rs. 100 per month per
domestic and international tourists.
head.
c) The app is in two languages i.e. Tamil and English.
c) Under it, medical treatment for 1,044 diseases and
 The Tamil Nadu government, which recently
medical ailments will be offered free of cost at
declared all 32 districts as drought-affected, has
corporate and government hospitals.
urged the Centre to sanction a sum of Rs. 39,565
d) A similar service ‘Arogya Raksha’ has been provided
crore from the National Disaster Response Fund to
to employees and journalists in the form of health
provide relief to the farmers for the damage caused
cards and for those, who are not being covered by
due to the drought situation.
any such scheme
 The Tamil Nadu government declared former CM
e) Recently Assam Government rolled out ‘Atal-Amrit
MG Ramachandran’s 100th birth anniversary,
Abhiyan’, a health insurance scheme to provide
January 17, as a public holiday for the state. MGR
coverage against several critical illnesses and
was the state’s CM from 1977 to 1987, and founded
Odisha Government launched the Biju Sishu
the ruling AIADMK in 1972.
Surakshya Yojana, a scheme to nurture the orphan
and HIV-infected children residing in different child GUJURAT
care institutions and orphanages.
 Railway Minister Suresh Prabhu laid the foundation Biotechnology Policy-2016’
of Nadikudi-Srikalahasti railway project in Andhra a) Gujarat Government announced its ‘Biotechnology
Pradesh. Policy-2016’ to establish state as a preferred
destination for manufacturing of biotechnology
KERALA products.
 The Kerala Government has asked Union b) The policy has provisions for various incentives
Government for allowing use of antlers (horns on for investors who are keen to set up their units in
the head of an adult deer) of spotted deer and the state. It aims to take annual turnover of
sambar of Ayurveda medicines. biotechnology products to Rs 15,000 crore from
 In Kerala, a section of the State employees took current f Rs 4,500 crore within next 3-4 years and
mass casual leave to protest against the Government make Gujarat top state in this sector in the country.
move to introduce Kerala Administrative Service c) State government will provide capital subsidy up
(KAS). to Rs 25 crore on the total investment for developing
 In Kerala, the Kozhikode Corporation has become a Biotechnology (BT) Park.
the first Elderly-Friendly Corporation in the state.  The Gujarat Government has signed a memorandum
 Kerala Tourism is planning to set up virtual reality of understanding worth Rs.77,000 crore with the
kiosks (a small open-fronted hut or cubicle from Ministry of Railways for the Mumbai-Ahmedabad
which newspapers, refreshments, tickets, etc) at Bullet train project. The MoU was signed during
major airports of the country. The first such kiosk the Vibrant Gujarat Summit at Mahatma Mandir. The
was put up at the Delhi airport last month. train is expected to cover 508 km between Mumbai
 Kerala Chief Minister Pinarayi Vijayan has and Ahmedabad in about two hours.
inaugurated the 4 lakh square feet latest IT  The Gujarat government approved a pay hike for its
building, ‘Jyothirmaya’ at the Infopark . employees ranging between 63% to 124% from
‘Jyothirmaya’, constructed as part of the second February 1.

23 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
ODISHA to prepare farmers to manage the climate change
 The State Cabinet of Odisha on December 24 named risks timely and ensure good productivity.
the Mega Lift Irrigation Scheme worth Rs. 7,600  In Madhya Pradesh, a three day Pratibha-Parva is
crore, after the noted freedom fighter and social being observed in all the government middle
reformer Parbati Giri as a mark of respect for her schools.
immense contribution to the freedom movement and  The Bhopal Nagar Nigam (BNG) has announced
service to the poor and needy. that a fine of Rs.500 per person will be levied for
 The Odisha government has decided to intensify open defecation and if not complied, then the whole
state sponsored malaria elimination scheme ‘Daman’ family will be fined Rs.500 per member.
(Durgama Anchalare Malaria Nirakaran) in eight  Madhya Pradesh government lead by Shivraj
remote districts of the state. Singh Chouhan has launched Aanandam
 The Odisha government plans to issue 11 lakh 40 program of the newly-formed Anand
thousand RuPay cards to farmers of the state by Department. Aanandam scheme will help the poor
March this year. people to get the daily needs like like jackets, sarees,
blankets, utensils, school bags from the wealthy
HARIYANA people.
 Haryana Government has decided to set up a pilot
corridor for an innovative concept of “Caterpillar MAHARASHTRA
Train” also known as C-Train that will fly over city’s  Maharashtra Chief Minister Devendra Fadnavis
traffic, in Gurgaon city. launched an initiative Transform Maharashtra in IIT
 Haryana government has signed a memorandum of Bombay’s Mood Indigo festival.
understanding with Andhra Pradesh to assist it to  Maharashtra government is likely to launch a new
compile a centralised database of its population to Shivgramin Taxi Scheme.
ensure efficient and effective implementation of  The Maharashtra Pollution Control Board has
welfare programmes. installed a device called Wind Augmentation and
 The Haryana Government has decided to install Purifying Unit at Mumbai’s five vital junctions. This
automated sanitary napkin vending machines and action has been taken with an aim to reduce
incinerators in the state’s all government colleges. pollution in Mumbai and its outskirts.
 Haryanay Chief Minister Manohar Lal Khattar  Maharashtra Government has declared to ban the
granted Rs10 cr to Olympic bronze medallist wrestler use of Purse Seine Nets for fishing across
Yogeshwar Dutt’s village on his wedding. Maharashtra to safeguard the Fingerlings, a fish
 The Gurugram Police has been given body-worn species.
cameras, which will be attached to a policeman’s  Maharashtra Chief Minister Devendra Fadnavis has
uniform, for better patrolling. Violators behave launched India’s largest public WiFi service
properly with cops because the recordings can be called ’MumbaiWifi in Mumbai. It initially aim to
used as evidence of unruly activities. The cameras, provide 500 Wifi hotspots across various locations.
imported from the United Kingdom, are encrypted  Maharashtra government has come up with an
and it is not possible to delete or overwrite footage. amendment in Maharashtra Land Revenue Code,
following which non-agriculture certification will no
UTTAR PRADESH longer be required for a land for which development
 Uttar Pradesh CM Akhilesh Yadav has inaugurated plan is finalized.
power projects worth over Rs52,000 crore across  The Mumbai Police has banned the use and sale of
the state. This is a major thrust to provide 24-hour glass-coated manjas ahead of Makar Sankranti.
electricity to all in the state.
 The Centre has released 250 crore rupees for the KARNATAKA
Lucknow Metro Rail project which is a joint venture  In an effort to reduce pollution caused by diesel
of Central and Uttar Pradesh Governments. buses, Karnataka State Road Transport Corporation
(KSRTC) has launched 25 bio-diesel buses in the
MADHYAPRADESH state.
 Madhya Pradesh CM Shivraj Singh Chouhan has  The Centre approved an assistance of over 1782.44
launched Nagar Uday Abhiyan rallies across the crore rupees for Karnataka as drought relief.
state. In these rallies, urban welfare and other public  As many as 160 of the total 176 taluks in Karnataka
welfare schemes will be reviewed. have been officially declared drought-hit amid
 Madhya Pradesh has plan to develop 1,100 shortage of rainfall in the state.
‘climate-smart’ villages within period of next 6 years
24 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
Backward Classes, Scheduled Castes and Scheduled
 The Karnataka government allowed to the sale Tribes
of white kerosene in open market.
 The West Bengal government has replaced the
 The Karnataka government has decided to give a traditional name for rainbow in Bengali ‘Ramdhenu’
stipend to students belonging to two tribal
(means Lord Ram s bow) with ‘Rongdhenu’ (means
communities, Koraga and Jenu Kuruba, until they
bow of colours).
get a job. The initiative is aimed at encouraging the
 The Jammu and Kashmir government is planning to
people of these communities to pursue education.
send examination results to students of Jammu and
 The Karnataka government is set to initiate a
Kashmir Board of School Education through SMS
plantation drive along its state highways in
on their mobile phones.
accordance with Centre’s National Green Highways
 Telangana state government announced a series of
mission.
welfare measures for the Army personnel and their
NORTH EAST families living in the state including creation of a
 Assam Government has launched ‘Atal-Amrit Special Army Welfare Fund. Ministers including the
Abhiyan’, a health insurance scheme to provide Chief Minister will contribute 25 thousand rupees
coverage against several critical illnesses. It has per annum, while MPs and MLAs from the state
financial outlay of the scheme is around Rs 200 will contribute 10 thousand rupees each. The
crore.Both Below Poverty Line (BPL) and Above employees will also contribute one day’s salary to
Poverty Line (APL) families with annual income the Fund.
below Rs 5 lakh are eligible to avail benefit.  Jharkhand government has decided to give the
 Sikkim has become India’s first fully organic state. benefit of 7th Pay Commission to the employees of
 Fourth Assam International Agri-Horiculture show the State government with effect from January 2016.
has started in Guwahati, Assam.  Centre has sanctioned over 2,207 crore
 With a view to promoting the dairy sector and rural rupees to Jammu and Kashmir as special assistance
livelihoods in Arunachal Pradesh, the border state during the 2017 financial year to expedite completion
has signed a MoU with National Dairy Development of area-specific schemes.
Board (NDDB) during the Vibrant Gujarat Global  Goa will become the first state in India and across
Summit 2017. the globe to opt for electronic transmission of postal
 Mizoram Chief Secretary Lalmalsawma inaugurated ballot to service voters in the upcoming elections.
the Entrepreneurship Development Scheme (EDS) The voters can download the ballot, fill it and send
under the New Economic Development Policy it via email.
(NEDP).  According to Status of Education Report (ASER)
 In Assam, the North-East Frontier (NF) Railways 2016, students of Himachal Pradesh stand ahead of
have announced the launch of Aastha Circuit Kerala and all other states in terms of learning
Tourist Train from Guwahati. The new train would outcomes. The 2016 ASER was the largest annual
take travelers to a mix of popular pilgrimage household survey of the children in India in the
destinations across the eastern part of the country field of education.
at affordable rates.  Bihar claimed to have formed the world’s longest
 Assam State Governor Banwarilal Purohit human chain, covering an estimated distance of
inaugurated the Arogya Mitra conference on 21 11,292 kilometres, involving over two crore citizens
January 2017 till 23 January 2017 at Silchar. The three against alcoholism and liquor. Bihar CM Nitish
day conference has been organised by the south Kumar joined hands with Lalu Prasad and other
Assam zone of the NGO, Keshab Smarak Sanskriti political party leaders to start the 45-minute-long
Surabhi at the campus of Veterinary College, chain. The previous record was the 1,050-km human
Ghungoor. chain formed in Bangladesh. Bihar government has
 Political activist Irom Sharmila’s political party launched a Nasha Mukt campaign to make the
Peoples’ Resurgence and Justice Alliance (PRJA) state addidction-free.
became Manipur’s first crowd-funded party.
OTHER STATE
 The Bihar Cabinet has declared 50 per cent 
reservation in all judicial services for aspirants
belonging to the Extremely Backward Classes, Other

25 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

AWARD & HONOUR


26th Bihari Puraskar 2016 by the K K Birla  Best Director: Nitesh Tiwari (Dangal).
Foundation: Eminent Rajasthani litterateur Dr Satya  Lifetime Achievement: Shatrughan Sinha.
Narayan was chosen for the 26th Bihari Puraskar 2016 by the  Best Debut Director: Ashwini Iyer Tiwari (Nil Battey
K K Birla Foundation. He was been chosen for his Hindi Sannata).
book titled Yeh Ek Dunia published in 2010.  Best Supporting Actor: Rishi Kapoor (Kapoor &
Awards for Smart City project : The Pune city has Sons).
won three awards for Smart City project in a competition  Best Supporting Actress: Shabana Azmi (Neerja).
organised by Business-World Awards 2016. The first award  Best Male Debut: Diljit Dosanjh (Udta Punjab).
for ‘Innovative Smart Solution - Knowledge and Intellectual  Best Female Debut: Ritika Singh (Saala Khadoos).
Category’ was awarded to Pune Lighthouse Project, while  Best Singer (male): Arijit Singh (Ae Dil Hai Mushkil).
the second award for ‘Innovative Smart Solution -  Best Singer (female): Neha Bhasin (Sultan).
Infrastructure’ was given to Pune Smart City 24x7 water  Best Music Director: Pritam (Ae Dil Hai Mushkil).
supply initiative.The Pune Care App got the third award of  Best Lyricist: Amitabh Bhattacharya (Ae Dil Hai
‘Innovative Smart Solution - Social’. Mushkil).
Bharatiya Jnanpith Navlekhan Award : Two Hindi
writers Shraddha and Ghyansham Kumar Devansh have been Kiran Doshi won The Hindu Prize 2016
chosen for Bharatiya Jnanpith Navlekhan Award for the year Kiran Doshi has won The Hindu Prize 2016 at the 7th edition
2016.Shraddha was chosen for her short story ‘Hawa Mein of The Hindu Lit for Life festival 2017 held in Chennai
Phadphadati Chitthi‘ and Devansh for his poem ‘Akash Mein from January 14-16, 2017.  Kiran Doshi Conferred ‘The Hindu
Deh‘.  Prize 2016’ for “Jinnah Often Came to Our House”.
‘Power & Energy Persona’s Award: State-run Lance Naik Hanamanthappa posthumously won
National Hydroelectric Power Corporation (NHPC) Chairman sena medal
and Managing Director K M Singh has been conferred the Lance Naik Hanamanthappa Koppad who died after he was
‘Power & Energy Persona’s Award for Individual Excellence’ miraculously rescued alive from beneath the snow six days
at the 10th ENERTIA Awards 2016 — India and South Asia’s after an avalanche hit his post in Siachen Glacier was awarded
awards for excellence in sustainable energy and power. the “Sena Medal”.
74th Golden Globe Awards
The 74th Annual Golden Globe Awards ceremony was Pravasi Bharatiya Samman Award
organized at Beverly Hills, California, United States (US). Indian-Americans Dr Bharat Barai and Dr Sampat Shivangi
This year, La La Land, a romantic musical comedy-drama film have been selected for the prestigious Pravasi Bharatiya
won in all the seven categories. Samman Award, the highest civilian award given to overseas
Winners of various awards are as follows: Indians and people of Indian origin.
 Best Motion Picture Drama: Moonlight.
NEWS IN BRIEF
 Best Motion Picture Musical/Comedy: La La Land.
 DarpanBasak, 14 years of age, won the Young Travel
 Best Director in Motion Picture-Drama: Damien
Photographer Of The Year, and Ankit Kumar, 13,
Chazelle for La La Land.
won the Young Travel Photographer (14 years old
 Best Actor in Motion Picture-Drama: Casey Affleck
and under) in the Places and Experiences category.
for Manchester by the Sea.
 Outgoing US President Barack Obama awarded the
 Best Actress in Motion Picture-Drama: Isabelle
Presidential Medal of Freedom, the country’s highest
Huppert for Elle.
civilian honour, to Vice President Joe Biden during
62nd Filmfare Awards
a surprise event at the White House.
The grand Annual 62nd Jio Filmfare Awards event organised
 Actress Shabana Azmi has been nominated in the
by the Filmfare magazine was held in Mumbai, Maharashtra.
Best Supporting Actress category for the upcoming
Awards in various categories are
11th Asian Film Awards, to be held on March 21 in
 Best Actor: Aamir Khan (Dangal).
Hong Kong. She has been nominated for her role in
 Best Actress: Alia Bhatt (Udta Punjab).
the film ‘Neerja’.
 Best Film: Dangal.
26 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
P h . : ( 0 6 7 4 ) 6 5 5 6 6 7 7 , 8 0 9 3 5 5 6 6 7 7 . W e b : w w w . v a n i k . o r g , E - m a i l : v a n i k b b s r @ g m a i l . c o m
MAGAZINE FOR THE MONTH OF MARCH- 2017
 Former Indian captain Kapil Dev was inducted into  Famous Bharatanatyam dancer Malavika Sarukkai
the Legends Club ‘Hall of Fame’ at the Cricket Club has recently won the title of ‘Natya Kala Acharya’.
of India in Mumbai. She has received this award at the inauguration of
 Priyanka Chopra has won the ‘Favourite Dramatic the Music Academy’s 11th dance festival.
TV Actress’ award for her role in Quantico at the  The U.S. e-commerce giant, Amazon has been
2017 People’s Choice Awards in Los Angeles. This awarded a patent for launching a giant flying
is Priyanka’s second People’s Choice award, after warehouse that would acts as a launch pad for
winning the ‘Favourite Actress in a New TV Series’ drones to deliver items within minutes.
award last year for the same series. Priyanka plays  Megastar Amitabh Bachchan has been awarded by
FBI recruit Alex Parrish in the American drama series. the US Embassy in appreciation for his invaluable
 Pentavalent Bio Sciences Pvt Ltd from Bengaluru contributions to the US-India partnership for fight
has emerged the winner at the Tata Social Enterprise against Tuberculosis
Challenge 2016-17.


PERSON IN NEWS
WORLD military coalition of 39 nations. General Qamar Javed Bajwa
Pradeep Gupta : Pradeep Gupta an Indian-American is Pakistan Army chief Gen.
engineer has been elected as Mayor of South San Francisco Nana Akufo-Addo: Nana Akufo-Addo has been sworn in
city in the US state of California. as Ghana’s new president after beating John Mahama.
Dr Barbara Jatta : Dr Barbara Jatta(54) has appointed as Dan Coats: US President-elect Donald Trump has
the first female director of Vatican Museums by Pope Francis. named Dan Coats as his National Intelligence Director.
Klaus Iohannis :Romania’s president  Klaus Iohannis has Daniel Ortega: In Nicaragua, Daniel Ortega has been
appointed Sorin Grindeanu as the country’s new prime sworn in for a third consecutive term as President
minister. Qi Zhala: China has appointed Qi Zhala as the new
Shankar Balasubramanian : An Indian-origin British governor of Tibet.
professor of chemistry and DNA expert at Cambridge Antonio Tajani: Italian conservative Antonio Tajani has
University Shankar Balasubramanian received Knighthood been elected the new President of the European Parliament.
from Queen Elizabeth II for his contributions. Mike Pence: Mike Pence was sworn in as the 48th Vice
Sheikh Rafik Mohammed: An entrepreneur of Indian President of the United States at the Inauguration Day
origin, Sheikh Rafik Mohammed, has assumed a top position ceremony in Washington DC.
in the defence department of Kyrgyzstan. James Mattis: Retired General James Mattis was sworn
Mian Saqib Nisar: Justice Mian Saqib Nisar has taken in as US Secretary of Defense.
oath as the 25th Chief Justice of Pakistan.
INDIA
Sir Tim Barrow : UK’s government has appointed career
Anil Baijal : President Pranab Mukherjee has appointed
diplomat Sir Tim Barrow as its ambassador to the EU.
former bureaucrat Anil Baijal (70) as the 21st Lieutenant
Tareck El Aissami: Venezuelan President Nicolas Maduro
Governor of Delhi. He will succeed Najeeb Jung who had
has appointed an ex-Security Minister, Tareck El Aissami, as
resigned.
Country’s Vice President.
VK Sasikala : In Tamil Nadu, the ruling AIADMK has
Jovenel Moise: Jovenel Moise has been elected as
named VK Sasikala as its new General Secretary in place of
the President of Haiti.
the late Jayalalithaa.
Raj Shah : US President-elect Donald Trump has appointed
David R Syiemlieh: President Pranab Mukherjee has
an Indian-American, Raj Shah, as the Deputy Assistant to
appointed Prof David R Syiemlieh as the Chairman of the
the President, Deputy Communication Director, and Research
Union Public Service Commission (UPSC) as per Article 316
Director.
of Constitution. He will take over from Alka Sirohi
Gen. Raheel Sharif: Pakistan’s former Army chief Gen.
Archana Nigam: The Centre has appointed Archana
Raheel Sharif (retired) was appointed head of Islamic Military
Nigam as the next Controller General of Accounts in the
Alliance to Fight Terrorism (IMAFT), a Saudi Arabia-led
Finance Ministry.

27 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
Anju Mangla: Anju Mangla has been appointed as the Sanjeev Srinivasan: Bharti AXA General Insurance has
first woman Superintendent of a men’s appointed Sanjeev Srinivasan as CEO and Managing
Karan Johar: Filmmaker Karan Johar has been invited to Director.
the upcoming 47th World Economic Forum’s annual meeting
which will take place in Davos-Klosters, Switzerland.
DEFENCE
Katrina Kaif: Actress Katrina Kaif will be one of the General Bipin Rawat: General Bipin Rawat took charge
as the new 27th Chief of Army Staff (CoAS) of India. He
speakers in the Stage and Screen field for a talk at the Oxford
succeeded General Dalbir Singh Suhag.
University.
Ashish Shelar: BJP Mumbai unit chief Ashish Shelar has Birender Singh Dhanoa: Air Chief Marshal Birender
Singh Dhanoa took charge as the 22nd Chief of the Air Staff
been appointed as Maharashtra Cricket
(CoAS) of the Indian Air Force (IAF). He succeeded Arup
Association (MCA) president.
Raha who retires from the service.
Alok Kumar Verma:Delhi Police Commissioner and
Senior IPS officer Alok Kumar Verma was appointed as new RESIGN
Director of the Central Bureau of Investigation. He will Mithun Chakraborty : Actor Mithun Chakraborty has
succeed interim director Rakesh Asthana. Headquarter of resigned from the Rajya Sabha citing health issues.
CBI is at New Delhi. Manabi Bandopadhyay : India’s first transgender college
Praful Patel: All India Football Federation President, Praful principal Manabi Bandopadhyay has resigned after about
Patel was appointed as a member of the FIFA Finance one-and-a-half years in office.
Committee (2017-2021). Patel was also appointed as the Senior Dilip Vengsarkar: Former India captain Dilip
Vice-President of Asian Football Confederation (AFC) in Vengsarkar has submitted his resignation as vice-president
December 2016. of the Mumbai Cricket Association (MCA). The move comes
Siddhartha Murarka: Siddhartha Murarka has been on the line of the Supreme Court order. On December
appointed as the Chairman of the Eastern India Regional 17, Sharad Pawar resigned as president of the MCA.
Council of The Institute of Company Secretaries of India Barkha Dutt: NDTV’s Consulting Editor Barkha Dutt quit
(ICSI). the television media company after a 21-year of service.
Anurag Thakur :Ex-BCCI president Anurag Thakur has
unanimously elected head of the Himachal Pradesh Olympic BRAND AMBASADR
Association (HPOA) for a four-year term. Anurag Thakur, Akshay Kumar : Tata Motors has announced the
who had to step down as BCCI President owing to the appointment of Bollywood film star Akshay Kumar, as
Supreme Court ruling on Lodha Committee reforms. the brand ambassador for its Commercial Vehicle Business
Unit.
CORPORATE & BANKING Salman Khan : Actor Salman Khan on Twitter has
Karan Bajwa: Technology giant IBM has appointed Karan announced the launch of his app, ‘BeingInTouch’, on his
Bajwa as Managing Director of its India operations. 51st birthday 27 December 2016.
Kalyan Krishnamurthy: Flipkart has appointed Kalyan Ranveer Singh : Coca-Cola India has signed Bollywood
Krishnamurthy as its new CEO by replacing co- actor Ranveer Singh as brand ambassador for its Thums Up
founders Binny Bansal. brand.
Natarajan Chandrasekaran :Tata Sons have appointed Deepa Malik and Arunima Sinha: In a bid to transform
TCS Chief Executive Officer and Managing Director, Mr New Delhi area into clean, green and livable capital city at
Natarajan Chandrasekaran as its new Chairman. par global standards, Rio Olympic medalist and Arjun
Rajesh Gopinathan: IT major Tata Consultancy Services Awardee Deepa Malik and first female amputee to climb
(TCS) appointed Chief Financial Officer and Vice President Mount Everest, ArunimaSinha have been appointed as brand
Rajesh Gopinathan as the new CEO of the firm. Gopinathan ambassadors for Swachh NDMC.
will replace N Chandrasekaran who has been appointed as David Rudisha: Reigning Olympic and world 800m
the new Tata Sons Chairman. champion and world record holder, David Rudisha is the
Vikram Pawah: BMW has appointed former Harley- International Event Ambassador for the 14th Standard
Davidson India MD Vikram Pawah as the President of its Chartered Mumbai Marathon to be held on January 15.
India operations. Virat Kohli: German sportswear company Adidas removed
Rajeev Singh: Rajeev Singh, Member (Finance) in Prasar Virat Kohli as its ambassador.Where as Mobile handset
Bharati Board, will take charge as interim CEO of the public
broadcaster after S C Panda retires in February.
28 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
brand Gionee has roped in Indian test captain Virat Kohli as Eugene Cernan: Eugene Cernan an American astronaut,
the brand ambassador. the last man to walk on Moon, passed away.
Gita Sen: Veteran film and stage actor Gita Sen, wife of film
RECENT VISITOR maker Mrinal Sen, died in Kolkata.
Prakash Sharan Mahat: Foreign Minister of Nepal CV Vishveshwara: Veteran Indian Scientist CV
Prakash Sharan Mahat is arriving in New Delhi on a three
Vishveshwara and pioneer in the discovery of black hole in
day visit to India. He will participate in the 2nd edition of the
India died of prolonged illness.
Raisina Dialogue.
Gangmumei: Noted Manipur-based historian, litterateur
OBITUARY and scholar Gangmumei Kamei passed away in Imphal.
Om Puri: Veteran actor Om Puri passed away following Akbar Hashemi : Former Iranian president Akbar Hashemi
massive cardiac arrest in Mumbai, Maharashtra. He was born Rafsanjani has passed away.
on October 18, 1950 in Ambala, Haryana. He made his debut Saral Deb: Veteran All India Forward Bloc leader and former
in films in a marathi film Ghashiram Kotwal in 1972. He was West Bengal minister Saral Deb passed away
honoured with Padmashri, the fourth highest civilian award Mario Soares: Portugal’s former president Mario Soares
of India in 1990. He also had lent his voice for the character died.
of Bagheera in The Jungle Book. Roman Herzog: Former German President Roman Herzog
Ratnasiri Wickremanayake : Ratnasiri passed away.
Wickremanayake, former Prime Minister of Sri Lanka, passed Surjit Singh Barnala: Former Punjab Chief Minister Surjit
away on 27 December 2016 in Colombo. Singh Barnala passed away.
Vera Rubin : Vera Rubin, who transformed modern physics Deepak Roy : Deepak Roy, known for his movie “Limit to
and astronomy with her observations showing that galaxies Freedom” has won a National award in 1996 under the
and stars are immersed in the gravitational grip of vast clouds category of best investigative film, has passed away.
of dark matter, died
Imtiaz Ahmed: Pak’s oldest living Test player Imtiaz Ahmed
passed away. 

PLACE IN NEWS
International Financial Service Centre (IFSC), Mumbai-Pune Expressway
GIFT The Maharashtra State Road Development Corporation has
Prime Minister Narendra Modi inaugurated India’s first decided to provide high-speed WiFi coverage zones on the
international exchange India INX at the International Mumbai-Pune Expressway of 94-km
Financial Service Centre (IFSC) of GIFT (Gujarat International
Financial Tech) City Gandhinagar, Gujarat. India INX is a World’s largest cricket stadium, Ahmedabad
wholly-owned subsidiary of the Bombay Stock Exchange The foundation of the world’s largest cricket stadium in terms
(BSE). India INX will initially trade in equity derivatives, of seating capacity has been laid in Ahmedabad. The total
currency derivatives, commodity derivatives including index cost of the stadium, which will have a seating capacity of
and Stocks. Subsequently, it will offer depository receipts around 1.10 lakh, is estimated at Rs.700 crores.
and bonds once required infrastructure is ready. It will work Mawlynnong village, Meghalaya
for 22 hours in a day In Meghalaya, Mawlynnong village,termed as Asia’s cleanest
2G (Second Generation) Ethanol Bio-refinery, village has become tourists’ hotspot. It has become a role
Bathinda model for other states in maintaining cleanliness.
India’s first 2G (Second Generation) Ethanol Bio-refinery was Govardhan eco village in Thane district
laid at Tarkhanwala village in Bathinda, Punjab. Central ISKCON’s Govardhan eco village in Thane district has been
Government Public Sector Undertaking (CPSU) Hindustan conferred with the UNWTO Award for Innovation in the
Petroleum Corporation Limited (HPCL) is setting up this category of Non-Governmental Organisations(NGO) at the
project at a cost of 600 crore Rupees. annual United Nations World Tourism Organisation
(UNWTO) Awards for Excellence and Innovation in Tourism

29 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
at Madrid in Spain. Govardhan eco village become the first Thermal Power Project in Adilabad district,
village in India has recognized by UN in the NGO sector. Telangana.
 The 11th annual Blind Challenge Car Rally has
Khodal Dham temple in Rajkot’s Kagvad
organized in Bhopal, to raise awareness about the
Over 3.5 lakh people set a new world record by singing the
issues concerning the visually-impaired.
National Anthem at an event in Gujarat. The event was
 Prime Minister Narendra Modi has inaugurated
organised during the installation of an idol of goddess
the ’The Nobel Prize’ exhibition at Gandhinagar. 
Khodiyar at a newly-built Khodal Dham temple in Rajkot’s
 Prime Minister Narendra Modi inaugurated the 8th
Kagvad.
Vibrant Gujarat Global Investors Summit 2017 at
Kolkata’s Eden Gardens stadium Mahatma Mandir in Gandhinagar.
Kolkata’s Eden Gardens will become the first Indian stadium  The boat carrying over 60 people capsized in the
to have stands named after war heroes, after Cricket Ganga while coming to the NIT ghat in Patna from
Association of Bengal President Sourav Ganguly announced Sandalpur diara (riverine) area took life of 24 people.
that two stands will be dedicated to soldiers. Ex-India captain  The United Nations Educational, Scientific and
and Cricket Association of Bengal (CAB) President Sourav Cultural Organisation (UNESCO) has
Ganguly will also have a stand named after him at Kolkata’s registered Sitalpati or cool mat from the Cooch Behar
Eden Gardens stadium district, West Bengal as an Sitlapati Intangible
cultural heritage.
NEWS IN BRIEF  India’s first transgender school, Sahaj International,
 Meghalaya is going to host National Games 2022. was inaugurated in Kochi (Kerala).
 The four-day World Bhojpuri Conference began in
Varanasi, Uttar Pradesh .

 Bharat Heavy Electricals Ltd has commissioned the
second of the two 600 MW units of Singareni

SPORTS
CRICKET TENNIS
 India’s test captain Virat Kohli has emerged as  Yuki Bhambri clinches ITF Hong Kong F4 Futures
the India’s Sportsperson of the Year 2016 in a poll title.
conducted by India.  Ana Ivanovic, the former world No1 and 2008 French
 Mahendra Singh Dhoni stepped down as the Open champion, has retired from tennis.
captain of India’s One Day International and T20  Spanish tennis veteran Rafael Nadal defeated
International cricket teams. India played 199 ODI Belgian David Goffin 6-4, 7-6 to win the Mubadala
and 72 T20 match under his captaincy. World Tennis Championships in Abu Dhabi.
 West Indies former batsman Jimmy  India’s star singles player Somdev Devvarman has
Adams appointed as the new director of West announced his retirement from professional tennis.
Indies cricket team.  China’s table tennis Olympic champion Li
 Consulate General of India in Dubai announced Xiaoxia has announced her retirement.
launch of the ‘Diplomats Cricket Championship Cup’  As many as 956 kids showed up for a tennis training
in association with the Skyline University College, session at Chennai’s SDAT Tennis Stadium on
Sharjah, to promote sportsmanship, camaraderie and Tuesday, setting a world record for the ‘largest
harmonious relationship among the diplomatic tennis lesson’.
missions of UAE.  Serbian tennis player Novak Djokovic has won the
 Gujarat won their first ever Ranji Trophy title beating Qatar Open tennis title in Doha. In the final match
Mumbai by five wickets in the final at the Holkar he defeated Andy Murray of UK.
stadium in Indore.  In Chennai Open tennis, RohanBopanna and
 Virat Kohli breaks Sachin’s record, became fastest JeevanNedunchezhiyan were crowned the
to score 27 ODI centuries in his 169th innings inh champions in the doubles category.
Pune. Former Indian cricketer Sachin Tendulkar’s  Indian tennis ace SaniaMirza and her patner
had scored his 27th ODI ton in his 254th innings. American BethanieMattek won Brisbane
International women’s doubles title.

30 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
 Spaniard Roberto Bautista Agut beat Russian Daniil  Farrukh Amonatov of Tajikistan has won the 15th
Medvedev has won the men’s singles title of edition of the Delhi International Chess tournament.
the Chennai Open Tennis Championship 2017.
 Croatia’s Ivo Karlovic and Argentina’s Horacio BADMINTON
Zeballos’ first round match became the longest-ever  Chennai Smashers has won the 2017 Vodafone
Australian Open match in terms of the number of Premier Badminton League (PBL).
games played. The match, which ended with Karlovic  Saina Nehwal beat Thailand’s Pornpawee
winning 6-7, 3-6, 7-5, 6-2, 22-20 in 5 hours and 15 Chochuwong to win the Malaysia Masters Grand
minutes, featured 84 games. Prix Gold tournament.

FOOTBAL OTHER SPORTS


 India’s women’s football team defeated Bangladesh  British former racing driver Nigel Mansell has been
3-1 in Siliguri to win the 2016 South Asian Football named Formula 1’s greatest one-time world
Federation Women’s Championship for the fourth champion by BBC Sport readers.
consecutive time.  Sir Bradley Wiggins, British former professional
 Claudio Ranieri from Italy has been named as the road and track racing cyclist announced retirement
Coach of the Year at the FIFA Football Awards 2016 from cycling.
in Zurich, Switzerland.  The Olympic medal-winning husband-wife duo of
 FIFA (Federation International de Football Ashton Eaton and Brianne Theisen-Eaton
Association) has decided that the World Cup will announced their retirement from athletics.
be expanded to host 48 teams, up from 32. 2018  Robert Marchand, a 105-year-old Frenchman, has
FIFA World Cup will be held in in Russia. Gianni set a record in over-105s category, covering 22
Infantino is the chairman of FIFA. kilometres in one hour.
 The Indian national football team moved up six  Velavan Senthil kumar created history by winning
places to the 129th position in the latest FIFA the first-ever all-Indian Boys’ Under-19 final at the
rankings, its best ranking since December 2005. British Junior squash Open in Sheffield.
 Pankaj Advani won the 3rd Kolkata Open National
HOCKEY Invitation Snooker Championship.
 The Sahara Group extended its partnership with  The United Kingdom became the world’s first
Hockey India by signing a deal until 2021. country to officially recognize parkour as a sport.
 The FIH (International Hockey Federation)  Russian rhythmic gymnast Yana Kudryavtseva,
Executive Board has confirmed the nomination of who won 13 world championships from 2013 to 2015,
Indian men’s hockey team captain PR Sreejesh to has retired from the sport at the age of 19.
the FIH Athletes’ Committee.   Union Minister of State of Youth Affairs and Sports,
Mr. Vijay Goel announced to launch diploma course
BOXING for sports training in SAI centre of Rohtak on the
 Abbu Ammaz, an 8 -year-old boy from Jammu and pattern of Patiala.
Kashmir’s Rajouri, has won the gold medal in Thai  Nirmal Yadav, a 65-year-old woman shooter from
Boxing Championship at the national level. Delhi, set a record at the recently-concluded
 Former world champion Sarita Devi is set to become National Shooting Championship in Pune.
the first female professional boxer from India.  Punjab Royals have bagged the Pro Wrestling
 China faces a one-year ban from international League Season 2 title by defeating Haryana
weightlifting competitions after three of its Hammers.
weightlifters failed doping retests and were stripped  The Minister of State for Youth Affairs and
of their Olympic 2008 gold medals. Sports Shri Vijay Goel has inaugurated the Khelo
 The Indian women’s boxing team secured a historic India National level Competitions on various sports
third place finish in the 6th Nation’s Cup in Serbia. for Under-14 and Under-17 children in New Delhi.
India finished the tournament with one gold, four The competition has been organized by Sports
silver and a bronze medal. Authority of India under the aegis of Ministry of
CHESS Youth Affairs and Sports in Swimming, Cycling, and
 Mumbai boy Kush Bhagat created history by Wrestling.
wining all three gold medals on offer in the 1st
Western Asia Youth Chess Championships held at 
Al Ain Chess Club in UAE.

31 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

SCIENCE & TECHNOLOGY


 Google parent Alphabet has confirmed that the  Sony Pictures Networks India has entered the Hindi
company has dropped the ‘Titan’ plan to provide film music space with the launch of Sony ROX
the internet through solar-powered drones in remote HD. Sony ROX HD showcases the latest Hindi film
locations. The company has instead decided to go music in high definition visual format of 1080i
ahead with Project Loon, where it will provide the resolution that is enhanced by Dolby Audio.
internet through high-altitude balloons in remote  N Chandrasekaran, Chairman designate of Tata
locations. Sons, has inaugurated the Kohli Research Block at
 The Indian Space Research Organisation (ISRO) is the International Institute of Information
planning to set a new world record in space history Technology at Gachibowli.
by launching 103 satellites in one go on a single  US based rocket manufacturing company SpaceX
rocket in the first week of February, 2017. These successfully launched constellation of 10 satellites
satellites will be launched on board of ISRO’s into orbit on board of its two stage Falcon 9 Rocket
workhorse PSLV (C37) from the Satish Dhawan from the Vandenberg Air Force Base, California
Space Centre in Sriharikota in Andhra Pradesh.  Minister of State for Power, Coal, New and
 US-based scientists have developed a bacteria- Renewable Energy Piyush Goyal said that India is
powered battery (bio-battery) on a single sheet of aspiring to produce approximately 1lakh Megawatt
paper, which is capable of powering disposable of solar energy by 2022.He is on a three day official
electronics. visit to UAE to participate in the 10th Edition of
 A team of UK-based researchers have identified World Future Energy Summit in Abu Dhabi.
Hafnium carbide (HfC) as the world’s most heat  Facebook Chief Operating Officer Sheryl Sandberg
resistant material. They can withstand record has announced that the FB will open a ‘Startup
melting point temperatures up to 3958°C (approx Garage’ in Station F, the world’s biggest startup
4000°C). campus.
 China has successfully launched pair two high-  The world’s ultralight high-performance mechanical
resolution remote sensing satellites SuperView-1 01 watch RM 50-03 inaugurated on the 27th edition of
and 02 to get commercial images. the Salon International De La Haute Horlogerie
 Chief Minister N. Chandrababu Naidu, during the (SIHH) in Geneva. The watch made up of graphene.
inaugural ceremony of the Children Science  The Union Government is organising a community
Congress at Sri Padmavati Mahila Viswa Vidyalayam radio awareness workshop in Raipur in association
(SPMVV), announced a cash prize of Rs.100 crore with Community Radio Association.
for the young scientist (or any other) who would  Indian Institute of Technology IIT Bombay is set to
win the first Nobel Prize from the state. build a ‘Research Park’ for startups, and set up R&D
 Budget carrier IndiGo has launched a scheme in centres in the institute for promoting
association with Delhi Police under which the airline entrepreneurship.
would ferry the bodies of residents from the North  State-owned Bharat Sanchar Nigam Ltd (BSNL) has
Eastern part of India, who die in Delhi, to their homes announced mobile TV service ‘Ditto TV’ and limited
free of cost on the recommendation of the Delhi fixed mobile telephony, an app that virtually turns
Police. mobiles into cordless phone working in sync with
 Mukesh Ambani-led Reliance Jio beats Airtel, landlines within home premises. BSNL also
Vodafone and others, to become the fastest 4G launched limited fixed mobile telephony, an app that
service provider in India in December 2016. virtually turns mobiles into cordless phone working
 The Defence Research and Development in sync with landline phones.
Organisation (DRDO) successfully test-fired the  Physicists from Austria have created new form of
Pinaka Rocket converted to a Guided Pinaka from Hydrogen i.e. negatively charged hydrogen clusters.
Launch Complex-III, ITR, Chandipur (Odisha). It is a previously unseen form of hydrogen. For the
 Information and Broadcasting Minister M Venkaiah past forty years, existence of hydrogen in ion
Naidu inaugurated a post-graduate course in Urdu clusters was known and is positively-charged
journalism at the Indian Institute of Mass
clusters have already exists.
Communication in New Delhi.


32 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

HEALTH
 Union Government launched Swachh Swasth medicines at an affordable price. At present, 750
Sarvatra initiative to strengthen health centres in Janaushadhi Kendras, providing more than 600
open defecation-free (ODF) blocks. It was launched medicines and 150 medical devices, are operational
by Health Ministry J P Nadda. Its objective is to and the target is to open 3,000 by end of this fiscal
build on and leverage achievements of two  Scientists have named three relatively little-known
complementary programmes – Swachh Bharat diseases they think could cause the next global
Mission (SBM) and Kayakalp. Under it, financial health emergency. These diseases are Mers, Lassa
assistance of 10 lakh rupees will be given to the fever and Nipah virus.
community health centres so that they can be  The Union Health Ministry will soon launch
strengthened to meet the standards of sanitation, population based prevention, screening and control
hygiene and infection control. programme for five common non-communicable
 Scientists from Ireland have claimed discovery of a diseases (NCDs) on the occasion of World Cancer
new human organ named the mesentery that exists Day (4th February). They are Hypertension,
in the digestive system.  It will be human body’s Diabetes, and Cancers of oral cavity, breast and
79th organ. cervix. This programme will be launched as part of
 The Minister of State for AYUSH Shri Shripad Yesso the National Health Mission. This programme
Naik has inaugurated the International Conference screening will be rolled out in 100 districts in 32
on Yoga for Diabetes which began in New Delhi on states and Union Territories before March 31, 2017
January 4 till 6 January 2017. in the first phase.
 The Supreme Court has directed Kerala government
to release entire Rs. 500 crore compensation to over
5,000 victims in three months who have suffered
from various deformities and health complications

due to use of Endosulfan in the state. The major
numbers of victims were reported to be affected in
Kasargode (Kerala) after Endosulfan was aerially
sprayed by state owned company on cashew
plantations adjoining habitats where the victims are
located.
 National Capital Territory (NCT) of Delhi was
declared free from bird flu (H5N8 avian influenza)
after consecutive samples collected at 15 days’
intervals from the last positive results tested
negative.
 The Union Ministry of Health & Family Welfare will
roll out measles-rubella (MR) vaccine in the
Universal Immunisation Programme (UIP) in
February 2017. In addition, Pneumococcal conjugate
(pneumococcal pneumonia) vaccine will also
become a part of the UIP basket in three other states
from March 2017.
 The government has signed an agreement with Faculties from New Delhi & Hyderabad
the National Yuva Cooperative Society to set Contact : 8093083555, Web : vanikias.com
up 1,000 Janaushadhi Kendras across the CRPF Square, Bhubaneswar
country and targets to open such medical stores in
every block and gram panchayat to provide quality

33 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

ENVIRONMENT & ECOLOGY


2016 recorded as country’s warmest year needs of dry swathes in Madhya Pradesh and Uttar
a) India Meteorological Department (IMD) has Pradesh.
released a report named as ‘statement of a climate  Hope Island in Andhra Pradesh has become
of India, 2016’. graveyard for Olive Ridleys turtles after 54 carcasses
b) As per the report , 2016 was India’s warmest year of this species were spotted on the shores of island.
ever since the documenting of meteorological This indicates that the breeding cycle of this species
records began in 1901. got severe blow due to mechanised fishing boats
c) 2016 was warmer than last year by 0.24 degree scouring in the Bay of Bengal coastline.
Celsius.  The West Bengal State Department of Fisheries has
 Scientists from Botanical Survey of India (BSI) have a n n o u n c e d t o Hisla Fish
p r o t e c t t h e e n d a n g e r e d

discovered a new species of Zingiber (commonly from getting extinct and thus has proposed to
referred as ginger) from the Andaman and Nicobar introduce law to arrest anyone found in illegal
Islands. The new species has been named as catching, buying or selling of Hilsa fish. With the
Zingiber pseudosquarrosum and belongs to genus introduction of the proposed provision, Hilsa Fish
Zingiber. would become the first fish to get legal protection.
 The ambitious Ken-Betwa river linking project has
received formal environment, forest and tribal
clearances. The project aims at addressing water 

DEFENCE
 Indian Army has inked an agreement with IIT  Pakistan has fired its first submarine-
Gandhinagar to set up a research and launched cruise missile Babur-3.
development (R&D) cell at the IIT campus to  Former world champion Sarita Devi is set to become
identify problems and possible solutions for the the first female professional boxer from India.
Indian Army.  Border Security Force (BSF) launched operation
 India successfully test-fired its home-grown long “Sard Hawa” at the western international border of
range intercontinental surface-to-surface nuclear Rajasthan, under which security will be strengthen
capable ballistic missile Agni-5 from the launch to check the instances of infiltration due to the
complex 4 of the Integrated Test Range from the dense fog in the area.
Abdul Kalam Wheeler Island off Odisha coast. It is  The Indian Army has contacted Kanpur-based
capable of striking a target more than 5,000 MKU Industries to manufacture 1.58 lakh helmets,
kilometres with nuclear warhead carrying capacity that can bear the impact of 9mm ammunition fired
of more than 1 tonne. from a short range, in a deal worth around Rs.170
 The Cochin Shipyard Limited (CSL) has delivered crore.
ICGS AYUSH, the 20th Fast Patrol Vessel (FPV) to 
the Indian Coast Guard.
 India successfully test fired the nuclear-capable
Agni IV ballistic missile from the Abdul Kalam Island
off the Odisha coast.
 Indian Army launched operation to flush out
terrorists in Bandipora district of J&K .
 The Indian Army has successfully conducted ‘user-
validation’ trials of indigenous Advanced Towed
Artillery Gun System (ATAGS) Dhanush in the
Himalayas.
34 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

RECENT SUMMIT IN NEWS


National Conference for e-Governance 2016-17 c) The idea to create it was first mooted by the
has started in Visakhapatnam Raghuram Rajan Committee on Financial Sector
The 20th Edition of the National Conference for e- Reforms in 2008.
Governance 2016-17 has started in Visakhapatnam, Andhra d) The Central Government had established Financial
Pradesh. The theme of this year’s conference is ‘Internet of Stability and Development Council (FSDC) in
Things and e-Governance’. The conference has been December 2010.
organised by Department of Electronics and Information e) Chairman: Union Finance Minister.
Technology (DeitY) and Department of Administrative
Reforms and Public Grievances (DARPG) in partnership with 2nd edition of Ministry of External Affairs’ annual
Information Technology, Electronics and Communication Raisina Dialogue was held in New Delhi
(ITE&C) Department, Andhra Pradesh Government. The second edition of Ministry of External Affairs’ annual
Raisina Dialogue was held in New Delhi . The flagship geo-
27th meeting of the Southern Zonal Council held political conference was inaugurated by Prime Minister
at Thiruvananthapuram Narendra Modi.
The 27th meeting of the Southern Zonal Council held at Theme: “The New Normal: Multilateralism in a multipolar
Thiruvananthapuram, Kerala. It was chaired by Union Home world”.
Minister Rajnath Singh. The Southern Zonal Council
consists of Kerala, Karnataka, Telangana, Tamil Nadu, First Ever Asia-Pacific Broadcasting Union (ABU)
Puducherry (UT) and Andhra Pradesh. Dance festival concluded in Hyderabad
Five-day annual Indian Science Congress concluded at a) First Ever Asia-Pacific Broadcasting Union (ABU)
Tripura Dance festival concluded in Hyderabad.
Prime Minister Narendra Modi has inaugurate the five-day b) Union Information and Broadcasting Minister M
annual Indian Science Congress at the Sri Venkateswara Venkaiah Naidu inauguarated the Dance Festival at
University.‘Science and Technology for National Shilpakala Vedika in Hyderabad.
Development’ would be the focal theme of the Indian Science c) Countries including Maldives, Afghanistan,
Congress. Uzbekistan, Philippines, Fiji, Indonesia, Azerbaijan,
Malaysia and India are taking part in the first edition
Island Tourism Festival 2017 began in Andaman of the Festival.
& Nicobar d) Prasar Bharati is hosting the event.
The Island Tourism Festival 2017 began at Port Blair in
Andaman & Nicobar Islands. Lt. Governor Jagdish Mukhi NEWS IN BRIEF
inaugurated the mega event. He also inaugurated a day-long  The International Conference on ‘Dis/Ability
workshop for promotion of IT and ITeS Industries in Islands. Communication: Perspectives and Challenges in the
21st Century (ICDC-2017)’, was held at Rambhau
PM Modi attended Guru Gobind Singh’s 350th Mhalgi Prabodhini, Uttan in Mumbai.
birth anniversary in Patna  The World Economic Forum Annual Meeting 2017
Prime Narendra Modi attended 350th birth anniversary of was held in Davos-Klosters, Switzerland.The theme
Guru Gobind Singh and addressed people at Patna. Prime of 47th World Economic Forum Annual
Minister Modi also released special commemorative stamps Meeting 2017 is Responsive and Responsible
on Prakash Parv. Leadership.
 The world’s first ‘Gender Literature Festival’ is
16th meeting of FSDC held in New Delhi scheduled to be held in Patna, Bihar in the second
The 16th meeting of the Financial Stability and Development week of April, 2017. The main aim of the fest to
Council (FSDC) was held in New Delhi. It was chaired by create a platform, to exchange ideas, and to share
Union Finance Minister Arun Jaitley. and learn experiences of renowned people in the
About Financial Stability and Development Council field of gender literature.
a) It act as an apex level forum to strengthen and  Textiles Minister Smriti Irani inaugurated the 58th
institutionalize the mechanism for maintaining India International Garment Fair - IIGF at Pragati
financial stability. Maidan in New Delhi.
b) Enhance inter-regulatory coordination and  Union Minister for Water Resources, River
promoting financial sector development in the Development and Ganga Rejuvenation Uma Bharti
country. has inaugurated the 3rd National conference “Jal
Manthan-III”.

35 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

COMMITTEE & ITS FUNCTION


 The Union Ministry of Law and Justice has event has been themed ‘India towards Epitome of
constituted a High Level Committee (HLC) to review Excellence’ this year.
institutionalisation of arbitration mechanism in  The Union Ministry of Minority Affairs has decided
India. The committee will be headed by Justice B N to set up a six-member committee to look into the
Srikrishna. Hajj subsidy issue. In 2012, the Supreme Court had
 The Union Government has proposed setting up directed the Union Government to gradually reduce
Financial Data Management Centre (FDMC) based and abolish Haj subsidy by 2022.
on recommendation of a committee set up under  The Union Ministry of Water Resources has
the Department of Economic Affairs (DEC). The constituted negotiations committee to assess
Committee was headed by Ajay Tyagi, Additional availability and utilisation of waters of Mahanadi
Secretary in Union Finance Ministry. and its tributaries to resolve disputes over sharing
 The Committee on Digital Payments headed by of river waters among five states. These five states
Ratan P Watal in December 2016 submitted its report are Odisha, Chhattisgarh, Madhya Pradesh,
to the Union Ministry of Finance. Maharashtra and Jharkhand.
 The Union Sports Ministry has constituted Injeti  The Union Government has constituted committee
Srinivas committee to frame comprehensive National (Working Group) to frame uniform rules for the states
Sports Development Code across sports disciplines. to avoid delay in proper implementation of the Rights
It will be headed by Injeti Srinivas, Sports Secretary. of Persons with Disabilities Act, 2016 across the
The committee will study the existing sports country. The Committee will be headed by Secretary
governance frame work, issues relating to sports from Department of Empowerment of Persons with
governance in the country, recent developments Disabilities (DEPwD).
related to sports governance.
 IIM Calcutta is conducting its international business
summit Intaglio 2017 from January 6 to 8, 2017. The 

BOOK & AUTHOR


 Amul has unveiled the updated edition of book ‘Amul’s India 3.0'.
 Bollywood veteran Rishi Kapoor’s autobiography titled “Khullam Khulla” is going to launch on 15th January 2017. 
 Vice President Hamid Ansari on 4 January 2017 has released a  book authored by SM Khan titled ’The People’s President:
Dr APJ Abdul Kalam’. 
 Former wrestler and coach Mahavir Singh Phogat made his way to the launch of his authorised biography ’Akhada’ in
Chandigarh. Sports journalist Saurabh Duggal released the biography. Indian biographical film Dangal is based on
Singh’s life. 



36 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

MISCELLANEOUS
 Actor Shahrukh Khan has received an honorary  Ram Singh Chauhan from Rajasthan, has the world’s
doctorate from Maulana Azad National Urdu longest moustache measuring 14 feet, according to
University (MANUU) in Hyderabad. the Guinness World Records.
 Noted playback singer Anuradha Paudwal will be  President Pranab Mukherjee has inaugurated
conferred with honorary D Litt degree by the D Y the 28th Dantan Gramin Mela in West Midnapore
Patil University . district in West Bengal.
 Actor Aamir Khan’s sports drama ‘Dangal’ was  The Western Railway has been directed to pay a
named the Best Film of 2016 in the year-end ‘Film compensation of over Rs.68 lakh to a man, who
Companion Critics’ Poll’ in which 23 Indian film suffered 100% disability in an accident at a railway
critics voted. Actor Manoj Bajpayee was named the station in Maharashtra. The directive comes in
Best Actor for ‘Aligarh’, Alia Bhatt was voted the connection with an incident in 2010 when a heavy
Best Actress. Ram Madhvani, who made his wooden plank fell on the victim’s head, causing
directorial debut with ‘Neerja’ was voted the Best grievous brain injury and multiple skull fracture.
Director.  Former Miss Universe Sushmita Sen has confirmed
 According to an ASSOCHAM report the Fast- that she is on the judging panel of the upcoming
moving consumer goods (FMCG) venture promoted 65th edition of the Miss Universe pageant. She was
by yoga guru Baba Ramdev, Patanjali Ayurved was crowned Miss Universe in Manila, Philippines in
the country’s fast moving consumer goods (FMCG) 1994.
market in 2016.
 Odisha’s World famous 11-day gala festival
Bargarh Dhanua Jatra is all set to begin on 2 January 
2017.
 Airline Company Air India announced the
reservation of six seats in the third row on every
RBI MONETARY POLICY
domestic flight for women travelling alone. CEO of  Repo Rate: 6.25%
Airline - Ashwani Lohani.  Reverse Repo Rate: 5.75%
 Seven martial artists from Kerala, India established
the Guinness World Record for the ‘most layered  Marginal Standing Facility Rate: 6.75%
bed of nails’ i.e. sleeping on nail bed.  Bank Rate: 6.75%
 The month-long Magh Mela festival began at  CRR: 4%
Sangam in Allahabad, Uttar Pradesh.
 The second international kite festival coinciding  SLR: 20.75%
with the ’Makar Sankranti’ fest would be held for six
days from January 12, 2017, in Hyderabad and two
other districts in Telangana.
 Lohri festival celebrated in Punjab.
 The entire Assam is geared up to celebrate Bhogali
bihu, the post-harvest festival in a grand manner.
 Fourth International Kite Festival begins in New
Delhi.
 The annual 2-days camel festival was held in Bikaner,
Rajasthan.
 In Kerala, the 57th annual Kerala Schools Arts
Festival, tipped as Asia’s largest youth art festival,
begins at Kannur.

37 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

DATE & OBSERVATION


January 4: World Braille Day January 04 World Braille Day
a) The World Braille Day is observed every year across January 09 Pravasi Bhartiya Divas/NRI Day (India)
January 12 National Youth Day (India)
the world on 4 January to mark the birth anniversary
of Louis Braille, inventor of Braille script or Braille January 15 Army Day (India)
code January 24 National Girl Child Day/Balika Divas (India)
January 25 National Voters’ Day (India)
b) IIT-Bombay has opened a new facility for the
visually-impaired students at its central library. January 25 National Tourism Day (India)
c) The first Braille library in Guwahati opened at the January 26 Republic Day (India)
January 26 International Customs Day
Blind High School on Wednesday, on the occasion
of World Braille Day. January 27 International Day of Commemoration in the
Memory of Victims of Holocaust
January 12: National Youth Day January 28 Data Privacy Day
a) The National Youth Day is observed every year on January 30 Martyr’s Day (India)
12 January to mark the birth anniversary of social
reformer, philosopher and thinker Swami
Vivekananda. 21st National Youth Festival was held 
in Rohtak, Haryana.
b) The theme this Festival was ‘Youth for Digital
India’.
c) In Chhattisgarh, a state level programme is being
held in Raipur on the birth anniversary of Swami
Vivekananda. The theme of the programme is
‘Arise’.
d) All schools and colleges in Madhya Pradesh hold
mass ‘Surya Namaskar’ sessions on January 12 to
mark Swami Vivekananda’s birth anniversary. 

15th January :Army Day in India


a) Army Day is celebrated on January 15 in recognition
of the day when Lieutenant General KM Cariappa
took over as the first Indian Commander-in-Chief of
the Army in 1949 from General Sir Francis Butcher,
the last British Commander-in-Chief of India.
b) Ministry of Road Transport & Highways organises
28th edition of Road Safety Week from 9th to 15th
January 2017.
c) US President Barack Obama has declared January
16 as Religious Freedom Day.

For details please like in Facebook : https://www.facebook.com/vanik

38 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

200 MCQ ON CURRENT AFFAIRS


1. Indian player who won first-ever all- a) Norway
d) Twitter
Indian Boys’ Under-19 final at the b) France
e) Instagram
British Junior Open in Sheffield ? c) Sweden
8. Which state government which plans
a) Ramesh Aravindh d) Singapore
to issue 11.4 lakhs RuPay cards to
b) VelavanSenthilkumar e) Italy
farmers of the state by the month of
c) Premjit Lall 15. RBI has recently agreed to provide
march 2017.
d) Sriram Balaji rupees 1 billion in Rs 100 notes to
a) Assam b) Odisha
e) Purav Raja Nepal’s _______ Bank
c) Bihar d) Kerala
2. Olympic and world 800m champion a) Rastriya Banijya Bank Limited
e) Manipur
who is recently appointed as the b) Nepal Bank Limited
9. Name the movie which won seven awards
ambassador for Mumbai Marathon ? c) Nepal Rashtra Bank
in 2017 Golden Globe event in which
a) Usain Bolt d) Central bank of Nepal
all the category the movie nominated
b) Carl Lewis e) Nabil Bank Limited.
for?
c) Maurice Greene 16. Indian cricketer who recently appointed
a) Manchester By the Sea
d) David Rudisha as the captain of India’s ODI and T20
b) Moonlight
e) Justin Gatlin Cricket team ?
c) La La Land
3. The Australia Airlines which holds fatality a) Rohit Sharma
d) Silence
free record and world’s safest airline b) Yuvaraj Singh
e) Fences
rated by AirlineRatings.com is ____ c) Virat Kholi
10. Indian teenager who won the Young
a) Qantas Airways Ltd d) R.Ashwin
Travel Photographer Of The Year 2016
b) British Airways e) M.S. Dhoni
award ?
c) Olympic Air 17. US First Lady Michelle Obama has
a) rohan chaudhary
d) Royal Air Maroc selected a 16-year-old Indian-American
b) Maneesh Sharma
e) Finnair ___________ to serve in the inaugural
c) Srikanth Kidambi
4. PM NarendraModi inaugurated india’s education campaign
d) Satyan Gajwani
1st International Exchange being set up a) Bobby Jindal
e) Darpan Basak
by Bombay Stock Exchange in ___? b) Swetha Prabakaran
11. Which of the following two cities got
a) Maharastra c) Nikki Haley
listed in New York Times’ list of ‘52
b) Bangalore d) Kamala Harris
Places to go to in 2017?’
c) Gandhinagar e) Indra Nooyi
a) Agra and Sikkim
d) Ahmadabad 18. m-Parivahan and e-challan were the two
b) Simla and Bengaluru
e) Kolkata mobile app launched by which
c) Amritsar and Jodhpur
5. 20th Edition of the National Conference department ?
d) Jaipur and Agra
for e-Governance 2016-17 held in ? a) Ministry of Road Transport and
e) Delhi and Agra
a) Patna Highways
12. Dr Bharat Barai and DrSampatShivangi
b) Visakhapatnam b) Ministry of Textiles
were the two Indian-Americans
c) Kolkata c) Ministry of tourism
selected for ____ award, which is the
d) Chennai d) Ministry of Defence
highest civilian award given to overseas
e) Kanpur e) Ministry of Railways
Indians and people of Indian origin
6. Which state government recently bring 19. ________ a defence equipment
a) Pride of India
changes in Land Revenue Code in which manufacturer company whos 26 per
b) Bharath ka Pride
non-agriculture certification will no cent stake is decided to sell by
c) Pravasi Bharatiya Samman
longer be required for a land for which government which may fetch the
d) Vishisht Samman Medal
development plan is finalized ? exchequer over Rs.1,000 crore.
e) Uttam Bharatiya Seva Medal
a) Karnataka a) BIATEL
13. Minister of State for MSME Haribhai
b) Gujarat b) BEML
Choudhary inaugurates Khadi India
c) Uttar Pradesh c) Caterpillar
Lounge in ________
d) Maharashtra d) FIMAC
a) Pune
e) Assam e) None of these
b) Ahmadabad
7. Russia which recently advised Google 20. Employees’ Provide Fund Organisation
c) guwahati
and Apple to remove _________ social (EPFO) has made which identity card
d) Mumbai
networking application from App as mandatory for its about 50 lakh
e) kolkata
store. pensioners and around four crore
14. _________ become the first country in
a) LinkedIn subscribers.
the world to switch off its FM radio
b) Facebook a) Voter ID
network while it proposed to shift to
c) WhatsApp b) Ration Card
Digital Audio Broadcasting (DAB).

39 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
c) PAN Card c) China d) France a) Rs.1224.65
d) Aadhaar Card e) Russia b) Rs 1782.44
e) Passport 28. ______ expressway is soon to get high- c) Rs.1544.25
21. The famous sitar player the last survivor speed WiFi coverage for arround 94- d) Rs.1745.55
of the ‘Sitar Trinity’ of India along with km by Maharashtra State Road e) None of these
the late Pandit Ravi Shankar and Development Corporation 36. Which bank has recently blocked the
UstadVilayat Khan who died recently a) Nagpur - Chandrapur digital wallet transaction of Paytm,
is ________? b) Mumbai-Pune Freecharge, and mobiKwik on
a) Abdul Halim Jaffer Khan c) Kalyan - Murbad temporarly ?
b) T M krishna d) Mumbai - Chandrapur a) ICICI b) PNB
c) M. Balamuralikrishna e) None of these c) SBI d) IOB
d) N.Ravikiran 29. Government which recently imposed e) BOM
e) Lalgudi Jayaraman anti-dumping duty for Bangladesh and 37. The name of Gujarat orgin Indian-
22. Vice President Ashwin Adhin who came Nepal on which product ? American, who is recently appointed
India of 9-Day visit and attended Pravasi a) Sugar b) Wheat as Deputy Assistant to the US
Bhartiya Divas (PBD) in Bengaluru c) rice d) Jute President by Donald Trump ?
belongs to which country ? e) barley a) Raj Shah
a) Guyana 30. _____ is appointed as EU ambassador b) Padma Lakshmi
b) Libya buy Britain’s PM Theresa May ? c) Alexi Grewal
c) Suriname a) Sir Tim Barrow d) Nikki Haley
d) Tanzania b) Sir Robin Renwick e) Arun N. Netravali
e) Venezuela c) Sir Kim Darroch 38. A 105 year old Frenchman ________ ,
23. A New taxi service ‘Shivgramin’ is been d) Simon Collins has set a record in over-105s category,
launch by _______ government to e) Nicholas Hopton covering 22 kilometres in one hour
provide transport to people in rural and 31. Veteran actor who wins two-time a) Jan Ullrich
semi-urban areas of the state. National Award and the Padma Shri b) Greg Lemond
a) Maharashtra award in 1990 who recently passed c) Binard Hinault
b) Kerala away at age 66 ______? d) Robert Marchand
c) Gujarat a) Om Puri e) Der Kaiser
d) Punjab b) Rasika Joshi 39. Which state CM has recently announced
e) Madhya Pradesh c) Nanda Rs.100 Crore prize for First Noble
24. 14th Pravasi Bhartiya Divas convention d) Sadashiv Amrapurkar prize winner from the state ?
with theme of ‘Role of Diaspora Youth e) Ashraf-Ul-Haq a) Andhra Pradesh
in the Transformation of India’ held in 32. World record for largest tennis lesson b) Karnataka
_____ ? with 956 kids takes place at SDAT c) Odisha
a) Chennai Tennis Stadium in the event of ___? d) Kerala
b) Pune a) Australian open e) Manipur
c) Maharashtra b) Chennai open 40. Central govt has recently decide to
d) Bangalore c) Singapore open assign 12 Digit Unique to which
e) New Delhi d) French open animal?
25. Under the GST regime the government e) ATP Tour a) Tiger
has agreed to refund 90% of the duties 33. Amend on Double Taxation Avoidance b) Panda
paid by exporters within a period of Convention protocol got signed c) Peacock
____ days between India and ______ countries d) Elephant
a) Seven b) Three a) Myanmar e) Cow
c) Ten d) Fifteen b) Chile 41. Which are the two states in which Elect
e) Thirty c) Brazil Voting Machine to be introduced with
26. Sahara Group has extended its d) Kazakhstan Candidates photo in it ?
sponsorship contract with indian e) Canada a) Goa and Kerala
hockey team till the year ? 34. ‘Eden Project’ the largest indoor b) Manipur and Uttrakand
a) 2020 b) 2025 rainforest that cover about 5.5 acres c) Manipur and Goa
c) 2025 d) 2019 located in which country ? d) Uttar pradesh and Goa
e) 2019 a) USA b) China e) Delhi and Goa
27. ‘Shangri-la of the World’ longest bullet c) UK d) Japan 42. Tareck El Aissami recently appointed
train launched by ______ which e) Canada as Vice President of _______ by
expanded Country’s high-speed train 35. Recently Karnataka state got assistance President Nicolas Maduro of that
network to about 20,000 kilometres of _______ crore as drought relief from country.
a) Japan b) Germany central government a) Kenya

40 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
b) Switzerland e) None of these e) Rajamandry
c) Japan 50. The Election Commission of India (ECI) 57. The 14th Pravasi Bhartiya Diwas
d) Venezuela on 4 January 2017 announced the dates Convention is hosted by which city?
e) Rome of assembly polls of five states. Which a) Bangalore
43. SAFF Women’s C’ship title won by of the following state has not including b) Mumbai
India women’s team for the 4th time for that assembly polls? c) Kochi
in a row thus the trophy belongs to a) Uttar Pradesh d) Varanasi
which sports ? b) Punjab e) New Delhi
a) Football c) Uttrakhand 58. The GST Council meeting headed by
b) Hockey d) Maharashtra the Finance Minister ArunJaitley
c) Kabbadi e) Manipur concluded in
d) Tennis 51. The World Braille Day (WBD) is a) Kolkata
e) Volley Ball observed on which date? b) Ahmadabad
44. The Indian cricketer who recently quits a) January 3 c) Surat
his captaincy in both ODI and T20 b) January 5 d) Tiruvanthapuram
Format ? c) January 2 e) New Delhi
a) misbah ul haq d) January 4 59. India has ranked ________ among the
b) Ajinkya Rahane e) January 5 countries offering the highest average
c) M S Dhoni 52. Who among the following has been annual salary to expatriates, according
d) R. Ashwin declared as the Brand Ambassadors for to HSBC Holdings data.
e) M. Vijay Swachh NDMC? a) First
45. Who has been appointed as the new a) Sandip Ray Chaudhury b) Second
Executive Director of of Reserve Bank b) V Thiruppugazh c) Third
of India (RBI) c) P K Mishra d) Fourth
a) Ajay Singh d) Manoj Kumar Sahoo e) Fifth
b) Surekha Marandi e) Deepa Malik 60. Who has been appointed as the Chair-
c) Rajesh Varma 53. Election Commission of India (ECI), the man of the Union Public Service Com-
d) Saravana Kumar district administration of Ludhiana has mission (UPSC)?
e) None of these developed a mobile application named a) David R Syiemlieh
46. What percent discount on online a) ECI24 b) Minthoon Sastry
payment of LPG cylinder? b) ECI360 c) Vijayan Acharya
a) Rs.2 c) ECI24*7 d) Milind Sharma
b) Rs.5 d) ECI365 e) None of these
c) Rs.10 e) None of these 61. Who has been appointed as the Vice Chief
d) Rs.15 54. Anshu Jain who joined Cantor Fitzgerald of the Air Staff (VCAS) at the Air Head-
e) Rs.7 LP as president was former co-chief quarters (Vayu Bhawan) on January 2,
47. Who was sworn in as the 44th Chief executive officer of 2017?
Justice of India a) DBS Bank a) Arup Raha
a) D.Y. Chandrachud b) Citi Bank b) Anil Kumar Browne
b) Ajay Manikrao Khanwilkar c) Deutsche Bank c) Pradeep Vasant Naik
c) Ashok Bhushan d) ABN-AMRO Bank d) SB Deo
d) Jagdish Singh Khehar e) RBL Bank e) None of these
e) None of these 55. Arogya Raksha Scheme is to provide 62. Who has been removed as the President
48. The Union government of India has the medical treatment is launched by of Board of Control for Cricket in India
launched a Swachh Bharat survey in which state government? (BCCI) by the Supreme Court order?
how many cities a) Tamil Nadu a) Shashank Manohar
a) 1000 b) Karnataka b) Ajay Shirke
b) 700 c) Meghalaya c) N. Srinivasan
c) 300 d) Andhra Pradesh d) Anurag Thakur
d) 500 e) Maharashtra e) None of these
e) 800 56. Prime Minister NarendraModi 63. Which bank has has entered into a
49. Which ministry has launched the Bunkar inaugurated the 104th Indian Science partnership with CNX Corporation
Mitra helpline? Congress at Tarakarama Stadium of Sri (CNX) with an objective to provide
a) Ministry of Textiles Venkateswara University in at collateral management services
b) Ministry of Finance a) Vijayawada a) SBI
c) Ministry of Science and b) Warangal b) Bank of Baroda
Technology c) Tirupati c) Punjab National Bank
d) Ministry of Home Affairs d) Vishakhapatnam d) Canara Bank

41 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
e) Syndicate Bank b) Karnataka c) Rs. 4,500
64. Which country has decided to introduce c) Chhattisgarh d) Rs. 3,500
a new 12-sided one-pound coin at end d) Meghalaya e) Rs. 2,500
of March 2017 e) None of these 78. Who has taken charge as the new Chief
a) Egypt 71. Who has been appointed as the Major of Army Staff?
b) Lebanon General of Kyrgyzstan? a) Dalbir Singh Suhag
c) South Sudan a) Shaikh Rafik Mohammed b) Bikram Singh
d) UK b) Ali Mirza c) Vijay Kumar Singh
e) None of these c) Abdul Aalee d) Bipin Rawat
65. Which state has Government has banned d) Muhammad Ali e) None of these
the use of Purse Seine Nets for fishing e) None of these 79. The Reserve Bank of India (RBI) has
across Maharashtra from January 1, 72. Who has been appointed as the 25th extended the period of enhanced
2017 Chief Justice of Pakistan? Prepaid Payment Instruments (PPI)
a) West Bengal a) Anwar Zaheer Jamali limit of ___________
b) Gujarat b) Jawwad S. Khawaja a) Rs 10,000
c) Maharashtra c) Mian Saqib Nisar b) Rs 50,000
d) Tamil Nadu d) Nasir-ul-Mulk c) Rs 30,000
e) Andhra Pradesh e) None of these d) Rs 20,000
66. Name the missile which was successfully 73. State Bank of India (SBI) has cut e) Rs 45,000
test-fired from the Abdul Kalam benchmark interest rate across various 80. The Central Board of Direct Taxes
Wheeler Island off Odisha coast maturities by _______ Percentage (CBDT) has extended the last date for
recently effective from 1st January 2017 availing the Direct Tax Dispute
a) Agni-II a) 0.6 Resolution Scheme to ____________
b) Prithvi-IV b) 0.8 a) March 31, 2017
c) Prithvi-II c) 1.0 b) December 31, 2016
d) Agni-IV d) 0.9 c) January 31, 2017
e) None of these e) 0.7 d) April 01, 2017
67. Who has been appointed as the 74. Which state launched the India’s first e) March 01, 2017
Secretary-General of the United laser technology-based advanced 81. India and which country has signed a
Nations? AVMS RTO check-post Third Protocol to amend DTAA
a) Vuk Jeremic a) Maharashtra (Double Taxation Avoidance
b) Igor Luksic b) Andhra Pradesh Agreement) recently
c) Christiana Figueres c) Gujarat a) Singapore
d) Antonio Guterres d) Bihar b) USA
e) None of these e) Madhya Pradesh c) China
68. Which of the following has been chosen 75. Which bank has launched an agricultural d) Thailand
for the 2016 Bharatiya Jananpith investment credit for the farmers of e) Malaysia
Navlekhan award Rajasthan. 82. Who has taken oath as the Lieutenant
a) Shraddha and Ghyansham Kumar a) NABARD Governor of Delhi?
Devansh b) United Bank of India a) Farooq Khan
b) Amlendu Tiwari and Balram c) Oriental Bank of Commerce b) Kiran Bedi
Kawant d) Bank of Baroda c) Mridula Sinha
c) Om Nagar and Tasneem Khan e) RBI d) Anil Baijal
d) Upasana and Jitendra Biseria 76. Which state has launched School e) None of these
e) None of these Management Information System 83. Who has taken charge as the All India
69. UNSC unanimously passed a resolution (SMIS) to provide a complete database Anna Dravida Munnetra Kazhagam
that seeks to end violence in Syria. of all the government schools spread (AIADMK) general secretary?
Name the country that drafted the across the state. a) V K Sasikala
resolution. a) Sikkim b) O Panneerselvam
a) USA b) Chhattisgarh c) Deepa
b) Russia c) Rajasthan d) K. Palanisamy
c) Turkey d) Jammu and Kashmir e) None of these
d) China e) None of these 84. Which state is hosting a Digi-Dhan Mela
e) None of these 77. The daily limit of ATM increased from in Raipur?
70. HS Mahadeva Prasad who passes away Rs 2000 to _______ per day on 1 a) Rajasthan
recently is the former minister of which January 2017 b) Chhattisgarh
state? a) Rs. 10,000 c) Haryana
a) Andhra Pradesh b) Rs. 5,000 d) Madhya Pradesh

42 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
e) Karnataka 92. Name bollywood actor ,who will release 99. Which state government has declared 50
85. India’s largest LNG importer Petronet autobiography titled “Khullam Khulla” per cent reservation in all judicial
has signed a MoU with Petrobangla to on 15 January 2017 services for aspirants belonging to the
set up $950 million liquefied natural a) Amitabh Bachchan Extremely Backward Classes, Other
gas import project of 7.5 million tons a b) Anil Kapoor Backward Classes, Scheduled Castes
year in which country? c) Irrfan Khan and Scheduled Tribes?
a) Nepal d) Rishi Kapoor a) Bihar
b) Bangladesh e) None of these b) Haryana
c) Bhutan 93. Name the Mobile App,that has been c) Himachal Pradesh
d) Sri Lanka launched by the Prime Minister d) Madhya Pradesh
e) None of these Narendra Modi e) Gujarat
86. PM Modi has announced to increase a) DEAR 100. The Union Ministry for Petroleum &
the number of houses to be built under b) HUEM Natural Gas has met the 1.5-crore
the Pradhan Mantri Awaas Yojana in c) AWQE target for LPG connections that were
rural areas by what percentage? d) BHIM to be added under which scheme in
a) 30% e) None of these 2016-17 financial year?
b) 33% 94. Who become the first female Muslim a) Bachat Lamp Yojana
c) 36% PM of Romania. b) Kishore Vaigyanik Protsahan Yojana
d) 39% a) Sevil Shhaideh c) Pradhan Mantri Ujjwala Yojana
e) 42% b) Sorin Grindeanu d) Pradhan Mantri Jan Dhan Yojana
87. India’s first transgender school, Sahaj c) Liviu Dragnea e) None of these
International, was inaugurated in in d) Roberta Anastase 101. Union Government has constituted a
which state? e) None of these High-Level Committee (HLC) to
a) Kerala 95. Arunachal Pradesh Chief Minister Pema review institutionalisation of
b) Tamil Nadu Khandu along with six other MLAs Arbitration Mechanism in India. Who
c) Andhra Pradesh suspended from which political party is the head of committee?
d) Karnataka membership a) Araghya Sengupta
e) Telangana a) Bharatiya Janata Party b) Indu Malhotra
88. Which state government planning to b) Indian National Congress c) PS Narasimha
develop 1,100 ‘climate-smart’ villages? c) People’s Party of Arunachal d) BN Srikrishna
a) Andhra Pradesh d) Bahujan Samaj Party e) None of these
b) Arunachal Pradesh e) None of these 102. Name the world’s highest bridge,that
c) Himachal Pradesh 96. Which state has inaugurated the first was inaugurated in China in recent
d) Madhya Pradesh digital investigation centre a) Tianjin Grand, Rail
e) Uttar Pradesh a) Odisha b) Beipanjiang Bridge
89. Which state becomes the India’s first b) Bihar c) Weinan Weihe Grand
fully organic state in 2016? c) Arunachal Pradesh d) Rail Jintang
a) Sikkim d) Haryana e) None of these
b) Punjab e) Andhra Pradesh 103. Name the Indian Cricketer who has
c) Meghalaya 97. Which of the following likely to be the emerged as India’s Sportsperson of the
d) Mizoram next chief minister of Arunachal Year 2016 in a poll conducted by India?
e) West Bengal Pradesh. a) Ajenkya Rahane
90. Who wins wins Mubadala Tennis a) Nyamar Karbak b) Virat Kohli
Championships 2016 in Abu Dhabi? b) Takam Pario c) Jaspritee Bhumbrah
a) Rodger Federer c) Paknga Bage d) Bhuvaneshwar Kumar
b) Rafel Nadal d) Phurpa Tsering e) Ravishandran Ashwin
c) Novak Djokovic e) None of these 104. Who has won all three gold medals on
d) Andy Murray 98. President Pranab Mukherjee has given offer in the 1st Western Asia Youth
e) Stan Wawrinkka assent to Payment of Wages Chess Championships?
91. Which bank has ied up with online (Amendment) Ordinance, 2016.The a) Rajesh Bhagath
classifieds portal magicbricks.com to Ordinance under which of the following b) Sanjay Bhagath
conduct joint marketing activites and Article c) Kush Bhagath
help rejuvenate the real estate sector a) Article 232 d) Ananth Bhagath
a) Punjab National Bank b) Article 123 e) None of these
b) ICICI Bank c) Article 79 105. Name the British cyclist who has
c) Indian Bank d) Article 45 announced his retirement from cycling
d) State Bank of India e) None of these recently?
e) Bank of Baroda a) Tom Barras

43 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
b) Peter Bissell 112. Who has been appointed as the 119. The campaign named ‘Saksham 2017’
c) Bruce Bursford President of the India International inaugurated in Nagaland recently is
d) Bradley Wiggins Centre (IIC)? aimed at conservation of
e) None of these a) M. G. K. Menon a) forests
106. Who has been appointed as the top b) Kapila Vatsyayan b) water
Counterterrorism adviser by Donald c) B. N. Srikrishna c) petroleum products
Trump d) Soli J Sorabjee d) herbs
a) Jim Petrus e) None of these e) None of these
b) Cathy Hoffman Glosser 113. Which of the following cricketer chosen 120. Which state govt recently allowed the
c) Allen Weisselberg for the captain of Cricket Australia’s sale of white kerosene in open market?
d) Thomas Bossert ODI team of the year a) Kerala
e) None of these a) David Warner b) Karnataka
107. BHEL has successfully commissioned b) Quinton de Kock c) Tamil Nadu
Second 600-MW coal-based thermal c) Steve Smith d) Andhra Pradesh
power plant in which state d) Virat Kohli e) Odisha
a) Andhra Pradesh e) MS Dhoni 121. Who among the following won the 15th
b) Madhya Pradesh 114. According to the ‘Conventional Arms edition of the Delhi International
c) Telangana Transfers to Developing Nations 2008- Chess tournament?
d) Odisha 20152 Report,what is the rank of India a) Diptayan Ghosh
e) Meghalaya in largest arms purchaser b) Marat Dzhumaev
108. Which bank has signed a Memorandum a) 1st c) Murali Karthikeyan
of Understanding with Heritage Foods b) 2nd d) Farrukh Amonatov
Ltd (HFL) to provide dairy loans to c) 3rd e) Adam Tukhaev
farmers? d) 4th 122. The scientists from across the world
a) Indian Bank e) 5th have named three diseases that could
b) Punjab National Bank 115. Railway Minister lays foundation of cause next global health emergency.
c) NABARD Nadikudi-Srikalahasti project in Which of the following is one of them?
d) Bank of Baroda a) Kerala a) Nipah virus
e) Reserve Bank of India b) Madhya Pradesh b) Lassa fever
109. The four-day World Bhojpuri c) Karnataka c) Mers
Conference was held in which city d) Andhra Pradesh d) All the above
a) Kanpur e) Telangana e) None of these
b) Ranchi 116. Name the village in Andhra gets Smart 123. ______ and India Post Payments Bank
c) Sri Nagar Digital village tag (IPPB) have signed an MoU, whereby
d) Varanasi a) Mori the former will provide technology
e) New Delhi b) Kunderu platform for pilot launch of the latter.
110. Name the Union Minister who c) Madugala a) SBI b) PNB
launched the ‘Mobile App and d) Kalakada c) CBI d) BOI
Facebook Page’ of the National Trust e) Pileru e) BOB
at a function to mark the ‘National 117. The UNESCO has registered Sitalpati 124. ________ has announced to protect the
Trust Foundation Day’ on the theme or cool mat from the Cooch Behar endangered Hilsa Fish, which now will
“Celebrating Inclusion”. district of which state as an intangible become the first fish to get legal
a) Venkiah Naidu cultural heritage? protection.
b) Nitim Jairam Gadkari a) Jharkhand a) Maharashtra
c) Ananthkumar b) Odisha b) Tamil Nadu
d) Ashok Gajapathi Raju c) Assam c) Karnataka
e) Shri Thaawarchand Gehlot d) Sikkim d) Kerala
111. Which state has approached the Union e) West Bengal e) West Bengal
Government for allowing use of antlers 118. __________ has launched a first of its 125. Mawlynnong village in which state has
of spotted deer and sambar of Ayurveda kind unique Customizable Savings become a role model for others as it is
medicines? Account to enable the customers to being known as Asia’s cleanest village?
a) Andhra Pradesh design an account as per their All 90 families of the village constructed
b) Uttarakhand convenience. toilets in 1989.
c) Tamil Nadu a) HDFC Bank a) Meghalaya
d) Kerala b) IDFC Bank b) Nagaland
e) Madhya Pradesh c) YES Bank c) Sikkim
d) ICICI Bank d) Assam
e) Federal Bank e) Manipur

44 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
126. Which state govt has launched 133. The International Monetary Fund b) Bihar
‘Aanandam’ programme which will (IMF) has estimated the global growth c) Uttar Pradesh
help the poor people to get the daily for 2016 at what per cent? d) Madhya Pradesh
needs items from the wealthy people? a) 2.1 per cent e) Tamil Nadu
a) Uttar Pradesh b) 2.3 per cent 140. The ‘Falcon 9’ is a family of two-stage-
b) Punjab c) 2.9 per cent to-orbit launch vehicles which is
c) Haryana d) 3.1 per cent designed and manufactured by
d) Goa e) 3.3 per cent a) JAXA
e) Madhya Pradesh 134. ________ won The Hindu Prize 2016 b) NASA
127. Who among the following has been at the 7th edition of The Hindu Lit for c) SpaceX
appointed as Tata Motors chairman? Life festival 2017 held in Chennai. d) ISRO
a) N Chandrasekaran a) Kiran Doshi e) CNES
b) Abidali Neemuchwala b) Suketu Mehta 141. Which of the following teams won the
c) FC Kohli c) Kiran Desai Ranji Trophy title in Indore recently?
d) Subramaniam Ramadorai d) Amitav Ghosh a) Mumbai
e) Rajesh Gopinathan e) Vikram Seth b) Gujarat
128. Who among the following has been 135. The Bharatiya Reserve Bank Note c) Tamil Nadu
elected president of the European Mudran Pvt Ltd has set a record d) Karnataka
Parliament? (printed 10.9 mn currency note in a e) Delhi
a) David Sassoli day) in currency note printing. The 142. The Border Security Force (BSF)
b) Gianfranco Fini printing press is situated in launched operation ‘Sard Hawa’ at the
c) Silvio Berlusconi a) Nashik western international border of
d) Martin Schulz b) Mysuru a) Rajasthan
e) Antonio Tajani c) Noida b) Punjab
129. Gita Sen passed away recently. She d) Kolkata c) Jammu and Kashmir
was a veteran e) Hyderabad d) Gujarat
a) actress 136. Among the twenty-five children selected e) Maharashtra
b) dancer for the national bravery awards 2016, 143. ________ was India’s warmest year
c) politician \d) satirist the coveted Bharat award has been ever since the documenting of
e) cartoonist conferred on meteorological records began in 1901.
130. Only cash, deposits can be declared a) Late Kumari Tarh Peju, Arunachal a) 1991
under the govt’s PMGKY scheme. Pradesh b) 1965
What do letters ‘GKY’ stands for in b) Tejasweeta Pradhan, West Bengal c) 1998
the term PMGKY? c) Shivani Gond, West Bengal d) 2001
a) Gram Kalyan Yojana d) Sumit Mamgain, Uttarakhand e) 2016
b) Griha Kalyan Yojana e) Naman Beniwal, Delhi 144. What is the full form of the term WPI
c) Garib Kalyan Yojana 137. Rabi crops have been sown in around as used in banking/finance?
d) Grihastha Kalyan Yojana 616 lakh hectare so far. Which of the a) Worldwide Price Index
e) None of these following is a Rabi crop sown in India? b) Widespread Price Index
131. Which India city has been ranked as a) Peas c) Wholesale Price Index
the most dynamic city in the World in b) Sesame d) Warehouse Price Index
the World Economic Forum’s c) Mustard e) None of these
Momentum Index? d) Barley 145. India has been ranked 92nd on the global
a) Delhi e) All of these index of talent competitiveness. The
b) Chennai 138. Which of the following films won the latest index has been topped by
c) Bengaluru Best Film award at the 62nd Jio a) United Kingdom
d) Pune Filmfare Awards? b) United States
e) Hyderabad a) Sultan c) Singapore
132. The 170th Sadguru Sri Thyagaraja b) Dangal d) Switzerland
Aaradhana festival was held recently c) Pink e) Norway
in which state? d) Fan 146. The Supreme Court has given
a) Kerala e) Udta Punjab permission to a woman to undergo
b) Tamil Nadu 139. The first of its kind scheme of the termination of pregnancy even in
c) Assam country, Digital Dakiya or Digital _____week after medical report finds
d) West Bengal Postman, was inaugurated recently in foetus is without skull.
e) Madhya Pradesh which state to encourage cashless a) 12th
transactions? b) 16th
a) Rajasthan c) 20th

45 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
d) 24th e) Dharmendra d) journalist
e) 28th 154. What is the full form of the term ‘NITI’ e) teacher
147. The International Monetary Fund in the name NITI Aayog? 161. BHEL has commissioned the second
(IMF) has cut India’s economic growth a) National Initiative for 500 MW power unit at Sagardighi
rate forecast for 2016-17 to Transforming India Thermal Power Station (TPS) in
a) 7.1 per cent b) National Institution for Murshidabad district of
b) 6.6 per cent Transforming India a) Maharashtra
c) 7.6 per cent c) National Institution for Thriving b) Jharkhand
d) 6.9 per cent India c) Odisha
e) 7.3 per cent d) National Initiative for d) Gujarat
148. The book titled “The Fire of a Restless Technological Independence e) West Bengal
Mind” is authored by e) None of these 162. The Central Industrial Security Force
a) Ritu Beri 155. Who among the following will take (CISF) came into existence in which
b) Karan Johar charge as interim CEO of the public year to provide integrated security
c) Manish Malhotra broadcaster Prasar Bharti in Feb 2017? cover to the Public Sector Undertakings
d) Rohit Bal a) Jawhar Sircar (PSUs)?
e) Ritu Kumar b) SC Panda a) 1962
149. Which state govt has launched a mobile c) Rajeev Singh b) 1969
app ‘pinakin’ for information on d) Muzaffar Ali c) 1973
tourism in the state? e) Jayashree Mukherjee d) 1989
a) Karnataka 156. Who among the following is the present e) 1991
b) Tamil Nadu chairman of the Securities and Exchange 163. The Airtel Payments Bank, the first
c) Kerala Board of India (SEBI)? payments bank of the country, started
d) Andhra Pradesh a) Upendra Kumar Sinha its nationwide operations on Jan 12,
e) Gujarat b) Shashi Kant Sharma 2017 with an initial investment of
150. Carli Lloyd has been named Best FIFA c) CB Bhave a) Rs 1,000 cr
Women’s Player of 2016. She plays for d) TS Vijayan b) Rs 2,500 cr
which of the following countries? e) Kshatrapati Shivaji c) Rs 3,000 cr
a) US 157. Who among the following is the present d) Rs 1,800 cr
b) Brazil Union Sports Minister? e) Rs 3,500 cr
c) New Zealand a) Vijay Goel 164. Which country has taken over as chair
d) Argentina b) Anupriya Patel of the Group of 77 which promotes
e) Spain c) Anil Madhav Dave the interests of the 134 developing
151. The first edition of Asia-Pacific d) MJ Akbar countries it represents at the United
Broadcasting Union (ABU) e) Harsh Vardhan Nations?
International Television Dance Festival 158. Pakistan Navy received two ships a) Thailand
was held recently in named Hingol and Basol from which b) Ecuador
a) New Delhi country recently to protect strategic c) Afghanistan
b) Hyderabad Gwadar port? d) Brazil
c) Chennai a) Russia e) Sri Lanka
d) Mumbai b) Iran 165. Which of the following states launched
e) Bengaluru c) China its first solar-powered boat named
152. Alphonce Felix Simbu won the men’s d) North Korea Aditya on Jan 12, 2017?
title of the 14th Standard Chartered e) Saudi Arabia a) Maharashtra
Mumbai Marathon (SCMM) on 15 Jan 159. The National Girl Child Day is observed b) Gujarat
2017. He hails from every year on c) Kerala
a) Tanzania a) 09 Jan d) Tamil Nadu
b) Kenya b) 10 Jan e) Andhra Pradesh
c) Nigeria c) 15 Jan 166. India’s First Madame Tussauds wax
d) Jamaica d) 18 Jan museum will open in Jun 2017 in
e) Zambia e) 24 Jan a) Mumbai
153. Who among the following was honoured 160. Deepak Roy, who passed away b) Jaipur
with the Lifetime Achievement Award recently, was the national award- c) Bengaluru
at the 62nd Filmfare Awards 2017? winning d) Chennai
a) Subhash Ghai a) shooter e) New Delhi
b) Shatrughan Sinha b) writer 167. Actress Tisca Chopra was named the
c) Rishi Kapoor c) filmmaker Best Actress at the Jio Filmfare Short
d) Jeetendra Film Awards recently for the film

46 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
a) Chutney 174. The world’s first ‘Gender Literature interest on savings accounts, which
b) Dangal Festival’ is scheduled to be held in Apr makes it the highest interest rate on
c) Sultan 2017 in offer.
d) Dear Zindagi a) Bhopal a) 4.50%
e) Pink b) Gurugram b) 5.25%
168. The World Bank has projected a global c) New Delhi c) 6%
growth of _____ in 2017. d) Patna d) 7.25%
a) 2.1% e) Jaipur e) 8%
b) 2.3% 175. The country’s industrial production 182. The Army Day is celebrated every year
c) 2.5% grew at what percent in Nov 2016? in India on
d) 2.7% a) 2.1% a) 05 Jan
e) 2.9% b) 3.4% b) 09 Jan
169. The month-long Magh Mela festival c) 3.9% c) 15 Jan
began recently at Sangam in d) 4.5% d) 21 Jan
a) Allahabad e) 5.7% e) 25 Jan
b) Lucknow 176. The global unemployment is expected 183. The United States announced the end
c) Nasik to rise by 3.4 mn in 2017 as per a new of a 20-year economic embargo on
d) Kolkata report by the International Labour which country recently, lifting trade
e) Puri Organisation (ILO). The ILO is and financial sanctions?
170. Norway has become the first country headquartered at a) Sudan
to cease FM radio broadcasting. The a) Basel b) Cuba
capital city of Norway is b) Lisbon c) Venezuela
a) Madrid c) Milan d) Vietnam
b) Stockholm d) Geneva e) Philippines
c) Copenhagen e) London 184. Who among the following won the Best
d) Helsinki 177. Who among the following has been Actor award at the 62nd Jio Filmfare
e) Oslo appointed as the new chairman of Tata Awards?
171. Arunachal Pradesh has signed an MoU Group? a) Ranveer Singh
with NDDB to promote dairy a) B Muthuraman b) Shahid Kapoor
development in the state. The term b) Ishaat Hussain c) Amitabh Bachchan
NDDB stands for c) N Chandrasekaran d) Shah Rukh Khan
a) National Dam Development d) Noel Tata e) Aamir Khan
Board e) Arun Sarin 185. Surjit Singh Barnala passed away
b) National Dairy Development 178. Thai Pongal is a harvest festival which recently. He was the former Chief
Board is celebrated in the state of Minister of
c) National Defence Development a) Karnataka a) Haryana
Board b) Kerala b) Punjab
d) National Design Development c) Tamil Nadu c) Uttar Pradesh
Board d) Andhra Pradesh d) Himachal Pradesh
e) None of these e) Odisha e) Uttarakhand
172. The NTPC has inked pact to take over 179. The Govt has increased the minimum 186. Which of the following countries has
Chhabra thermal power plant which is monthly pension to ________ per US Dollar as its currency?
situated in the state of person for central govt employees. a) Kenya
a) Madhya Pradesh a) Rs 7,000 b) Singapore
b) Rajasthan b) Rs 8,000 c) Ecuador
c) Haryana c) Rs 9,000 d) South Sudan
d) Maharashtra d) Rs 6,000 e) Estonia
e) Gujarat e) Rs 10,000 187. Rodrigo Duterte is the present
173. Who among the following has been 180. Japanese PM Shinzo Abe recently President of which of the following
named the new Chief Executive Officer signed about USD 8.7-bn aid package countries?
of Tata Consultancy Services (TCS)? over the next five years to a) Vietnam
a) N Ganapathy Subramaniam a) Philippines b) Thailand
b) Rajesh Gopinathan b) Thailand c) Philippines
c) Abidali Neemuchwala c) Vietnam d) Venezuela
d) CP Gurnani d) Cambodia e) Cambodia
e) None of these e) Venezuela 188. The harvest festival of Magh Bihu was
181. India’s first payments bank – Airtel celebrated across which of the following
Payments Bank – is giving a ______ states recently?

47 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
a) Tamil Nadu 195. Name the Pioneering astronomer,who ANSWER KEYS
b) Karnataka has passed away on 25 December 2016 1.b 2.d 3.a 4.c
c) Odisha a) Annie Jump Cannon 5.b 6.d 7.a 8.b
d) Telangana b) Robert Woodrow Wilson 9.c 10.e 11.a 12.c
e) Assam c) Vera Rubin 13.d 14.a 15.c 16.c
189. The govt will sell its entire 51% stake d) Caroline Herschel 17.b 18.a 19.b 20.d
and transfer the management control e) None of these 21.a 22.c 23.a 24.d
of the helicopter service operator 196. India’s first Digi Dhan Mela was held 25.a 26.e 27.c 28.b
Pawan Hans. It is a joint venture where in which state 29.d 30.a 31.a 32.b
________ holds 49%. a) Haryana 33.d 34.c 35.b 36.c
a) ONGC b) Bihar 37.a 38.d 39.a 40.e
b) Air India c) Madhya Pradesh 41.b 42.d 43.a 44.c
c) LIC of India d) Odisha 45.b 46.b 47.d 48.d
d) Indian Oil e) Andhra Pradesh 49.a 50.d 51.d 52.e
e) BHEL 197. Name the former Madhya Pradesh 53.b 54.c 55.d 56.c
190. The indigenously designed, developed Chief Minister, who has passed away 57.a 58.e 59.c 60.a
and manufactured artillery gun soon to on 27 December 2016. 61.d 62.d 63.b 64.d
be inducted into the Indian Army is a) Digvijay Singh 65.c 66.d 67.d 68.a
a) Trishul b) Uma Bharati
69.b 70.b 71.a 72.c
b) Dhanushya c) Shyam Charan Sukla
73.d 74.c 75.d 76.d
c) Tarkas d) Motilal Vora
77.c 78.d 79.d 80.c
d) Prahar e) Sunderlal Patwa
81.a 82.d 83.a 84.b
e) Bhishma 198. Which Indian state will host the 2022
85.b 86.b 87.a 88.d
191. The NITI Aayog has projected India’s National Games coinciding with its 50
89.a 90.b 91.d 92.d
GDP growth rate at what per cent for years of statehood?
93.d 94.b 95.c 96.d
2016-17 based on the appraisal a) Madhya Pradesh
97.b 98.b 99.a 100.c
document for the Twelfth Five-Year b) Meghalaya
101.d 102.b 103.b 104.c
Plan? c) Mizoram
a) 7 per cent d) Kerala 105.d 106.d 107.c 108.d
b) 7.1 per cent e) Delhi 109.d 110.e 111.d 112.d
c) 7.3 per cent 199. Nedumkayam, Nilambur in Malapuram 113.d 114.b 115.d 116.a
d) 7.6 per cent District has become the first cashless 117.e 118.c 119.c 120.b
e) 8 per cent and digital tribal colony in the country. 121.d 122.d 123.b 124.e
192. Indian Army has partnered with which Nedumkayam is the village in which 125.a 126.e 127.a 128.e
institution for critical technology state? 129.a 130.c 131.c 132.b
requirements a) Andhra Pradesh 133.d 134.a 135.b 136.a
a) Jawaharlal Nehru Institute b) Tamil Nadu 137.e 138.b 139.d 140.c
b) IIT Gandhinagar c) Kerala 141.b 142.a 143.e 144.c
c) IIM Bangalore d) Karnataka 145.d 146.d 147.b 148.a
d) Anna University e) Telangana 149.b 150.a 151.b 152.a
e) None of these 200. Who has been appointed as the Deputy 153.c 154.b 155.c 156.a
193. Which of the following public sector Governor of Reserve Bank of India who 157.a 158.c 159.e 160.c
Bank has adopt a village in Sangli for is Professor of Economics in a US 161.e 162.b 163.c 164.b
digital transactions university? 165.c 166.e 167.a 168.d
a) Bank of India a) Viral Acharya 169.a 170.e 171.b 172.b
b) Bank of Baroda b) Mohanty Acharya 173.b 174.d 175.e 176.b
c) State Bank of India c) Ajay Acharya 177.c 178.c 179.c 180.a
d) Bank of Maharashtra d) Mithelesh Acharya 181.d 182.c 183.a 184.e
e) Syndicate Bank e) None of these 185.b 186.c 187.c 188.e
194. Which state has launched the 189.a 190.b 191.e 192.b
Biotechnology Policy-2016? 193.d 194.a 195.c 196.a
a) Gujarat 197.e 198.b 199.c 200.a
b) Punjab 
c) Andhra Pradesh
d) Tamil Nadu
e) Kerala 

48 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

100 G.K. QUESTION FOR SSC/RAILWAY


1. Gopal Krishna Gokhle , the famous as the father of Indian cinema. His 17. What is ‘ordinary Law’?
moderate leader of the Indian National debut film was a) Laws made and enforced by the
Congress was the poltical guru of – a) Alam Ara (1931) government.
a) Aurobindo Ghosh b) Ram and Laxman b) Laws made by the common
b) Lala lajpt Rai c) Kore Kagaj people.
c) B.G, Tilak d) Raja Harishandra (1913) c) Laws made by the supreme court.
d) Mahatma Gandhi 10. The strait of Gibralter is a narrow strait d) Laws made by the high court.
2. ‘Kesari’ is a ___, founded in 1881 by that connects the Atlantic ocean to __ 18. The name of the Upper House of Indian
Lokmanya Tilak a) Pecific Ocean Parliament is
a) A cloth b) Indian Ocean a) House of Lords
b) A Temple c) South Chinasea b) Senate
c) A Folk dance d) Mediterracnean sea c) Rajya Sabha
d) A Newspaper 11. PSW stands for d) Legislative Assembly
3. The communal electorate was introduced a) Process status word 19. Fascism believes in the application of
for the first time in India in b)Processor status word the principle of
a) 1919 c) Program status word a) democracy
b) 1935 d) Primitive status word b) utilitarianism
c) 1906 12. Molybdenum deficiency affects the d) dictatorship
d) 1909 activity of d) totalitarianism
4. Lala Hardayal was an Indian nationalist a) Nitrogenase 20. Which costs is related to marginal cost?
revolutionary who founded the Ghadar b) Nitrate reductase a) fixed cost
party in c) Chlorate reductase b) Implicit cost
a) S. Africa d) All of these c) Prime cost
b) Australia 13. Microbial type culture collection centre d) Variable cost
c) America is situated at 21. If a panchaytat is dissolved, elections
d) Europe a) New Delhi are to be held within
5. Who expounded ‘The Theory of Drain’ b) Mumbai a) 1 month
a) Tilak c) Bhubaneswar b) 3 months
b) Dadabhai Naroji d) Chandigarh c) 6 months
c) Gokhale 14. Xenobiotic which are inherently d) 1 year
d) Govinda Ranade resistant, to microbial attack are called 22.In which one of places is the shompen
6. ‘Sarnath’ is a famous tourist place of as trible found-
India is associated with a) biodegradable a) Nilgiri Hills
a) Jew b) persistent b) Nicobar Islands
b) Shaivsim c) recalcitrant c) Spiti Valley
c) Buddhist d) None of these d) Lakshedweep island.
d) Confunism 15. Cyanide Poisoning causes death in 23. In India, the first municipal corporation
7. The International ‘Yoga Divas’ is seconds because was set up in
celebrated on a) It breaks the electron transport a) Calcutta
a) May 21 chain b) Madras
b) June 21 b) It denatures enzymes of the heart c) Bombay
c) April 25 muscle d) Delhi
d) July 21 c) It causes cardiac arrest 24. Which Union Ministries implements the
8. ‘Alam Ara’ in first the talkie film in the d) It causes lysis of red blood cells. Cartagena protocol on Biosafety?
indian cinema was released in the year 16. When a helium atom loses an electron it a) Ministry of Science and
a) 1920 becomes Technology
b) 1930 a) an alpha particle b) Ministry of Health and family
c) 1931 b) a proton welfare
d) 1940 c) a positive helium Ion c) Ministry of Environment and
9. Dhundiraj Govind Phalke was an Indian d) a negative helium Ion forest
producer director screen writer known

49 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
d) Ministry of chemicals and d) Yellow light 41. Jim corbet National park, India’s first
fertilisers 32. The Drafting of the constitution was national park was established in 1936
25. Consider the following pairs. completed on and famous for tiger. This is located at
i) Ashok Leyland : Hindujaa a) 26th January 1950 a) Bharatpur (Rajastan)
Group. b) 26th December 1949 b) Kulu valley (HP)
ii) Hindalco Industries: A.V. Birla c) 26th November 1949 c) Periyar (Kerala)
Group. d) 30th November 1949 d) Nainital (UK)
iii) Suzlon Energy : Punj Lioyd 33. Who discovered the first antibiotic? 42. Which is the final Appellate court of
Group a) A. Fleming justice?
Which of the paires given above is/are b) W. Fleming a) civil court
correctly matched? c) C. Waksman b) High court
a) i and ii only d) Louis Pasteur c) Supreme court
b) ii only 34. Raga Kameswari was composed by d) District court
c) i and iii only a) Ustad Amjat Ali khan 43. ‘1CMP’ is used for
d) i, ii and iii b) Uday Shankar a) forwarding
26. The concept of carbon credit originated c) Pandit Ravi Shankar b) error reporting
from which one of the following? d) None of these c) addressing
a) Earth summit, Rio de Janeiro 35. Mercury thermometer was invented by d) multicasting
b) Kyoto protocol a) Fahrenheit 44. Respiration is controlled by ____ part
c) Montreal protocol b) Priestley of brain
d) G-8 summit, Heiligendamm c) Galileo a) olfactory lobes
27. Who is the founder of world Economic d) Newton b) hypothalamus
Forum? 36. A plane glass slab is kept over coloured c) medulla oblongata
a) Klaus schwab letters, the letter which appears least d) cerebellum
b) John Kenneth Galbraith raised is 45. In marine whales, the limbs are modified
c) Robert Zoellick a) green as
d) Paul krugman b) violet a) flappers
28. The security council of UN consists of c) red b) flippers
5 permanent members and remaining d) blue c) slippers
10 for a term of 37. The lowest temperature is recorded by d) grippers
a) 1 year a) alcohol thermometer 46. Vitamin which provides immunity is
b) 2 year b) maximum reading thermometer a) A
c) 3 year c) mercurial thermometer b) E
d) 5 year d) minimum reading thermometer c) K
29. From which one of the following did 38. There are only two metals are non-silver d) C
Kosovo declare its Independence? in colour, they are 47. The system in which the few govern
a) Bulgaria a) copper and gold many is known as
b) Croatia b) nickel and zinc a) oligarchy
c) Macedonia c) sodium and magnesium b) Autocracy
d) Serbia d) palladium and platinum c) plutocracy
30. Which one of the pairs of countries 39. Where is located the Bangabandhu d) nonarchy
fought wars over a region called stadiums 48. The resistance of an ideal voltmeter is
ogaden? a) Lahore a) zero
a) Eritrea and sudan b) Kolkata b) infinite
b) Ethiopia and Somalia c) Dhaka c) high
c) Kenya and Somalia d) Islamabd d) low
d) Ethiopia and sudan 40. The last dynasty of the Delhi Sultanate 49. PM Narendra Modi lunches ‘Bhim pay’
31. Which one among the following has the was the policy means
highest energy? a) khilji dynasty a) Bharat interface for money
a) Blue light b) slave dynasty b) Bacchat interfy for money
b) Green light c) lodi dynasty c) Bank interfy for money
c) Redlight d) sayed dynasty d) None of these

50 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

50. Which is the CM of Aurnachal Pradesh? a) 5 d) None


a) Akhilesh Yadav b) 6 68. The first Asian Secretary- General of
b) Sasikala c) 7 UNO was
c) Nabam Tuki d) 8 a) Vijaya laxmi Pandit
d) Pema khandu 60. The UN body associated with ‘Culture’ b) U. Thant
51. Which is the fatest Bird of the world? is? c) Trygve – Lie
a) Ostrich a) UNICEF d) Kwrt Waldheum
b) Swift b) UNCTAD 69. Veto power is not possessed by
c) Albatrosh c) UNESCO a) U.K.
d) Swan d) UNIDO b) U.S.A
52. Largest Lake of India? 61. Which organ of the United Nations has c) U.S.S.R
a) Chilika ceased to be operational? d) Germany
b) Wular Lake a) Economic and Social Council 70. The headquarters of International
c) Anshupa Lake b) Trusteeship council Atomic Energy Agency is located in.
d) Koleru c) International Court of Justice a) Geneva
53. Which is the most populous city of d) Secretariat b) Washington
India? 62. To which country did the first Secretary c) Vienna
a) Kolkata General of U.N. belongs? d) London
b) Delhi a) Sweden 71. Kaziranga National Park is in
c) Chennai b) Norway a) Tamil Nadu
d) Mumbai c) Austria b) Meghalaya
54. Which is the highest water fall of India? d) Burma c) Nagaland
a) Jog waterfall 63. The United Nations charter was signed d) Assam
b) Tambrapani waterfall on 72. Which of the following is correctly
c) Devkund waterfall a) Jan 26. 1950 matched?
d) None of these b) Oct 24.1949 a) Manas – Elephant
55. Which is the Largest Island of the world? c) Jun 26, 1945 b) Gir – Lions
a) Indonesia d) Oct 24, 1945 c) Ranthambor – Deer
b) Iceland 64. The Head quater of the UN General d) Kanha - Birds
c) Green land Assembly is 73. The Ghana Bird sanctuary is located in
d) Scot land a) Vienna which of the following states?
56. Which is the longest Glacier of the b) Paris a) Rajasthan
world? c) New York b) U.P
a) Ladakh Glacier d) Zurich c) Kerala
b) Siachen Glacier 65. The normal term of office of the U.N. d) Assam
c) Leh Glacier Secretary General is 74. Thein Dam is being constructed on the
d) None of these a) 3 year river.
57. Which is the least populated state of b) 4 years a) Sutlej
India? c) 5 years b) Ravi
a) Goa d) 6 year c) Beas
b) Nagaland 66. How many Judges are members of the d) None of these
c) Sikkim International Court of Justice? 75. Mettur Dam is situated in Tamil Nadu
d) Arunachal Pradesh a) 10 is on the rivers –
58. Which is the longest mountain Range of b) 11 a) Narmada
the world? c) 15 b) Krishna
a) Himalays d) 17 c) Cauvery
b) Alps 67. The number of permanent and Non- d) Mahanadi
c) Urals permanent members of Security council 76. The Kakarpara project is on the river?
d) Andes is a) Mohanadi
59. How many principal organs of the a) 5 and 11 b) Kosi
United Nation Organisation? b) 6 and 10 c) Krishna
c) 5 and 10 d) Tapi

51 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
77. Rihand hydro – electricity project is d) B.K. Mukharjee 96. Cortes is the Parliament of
located in which of the following 86. The first Governor- General of India a) Poland b) Sweden
states? was c) Iran d) Spain
a) M.P a) Corn Wallis 97. The first recipient of the Dada Saheb
b) Punjab b) Wellesley Phalke Award was
c) UP c) Warren Hastings a) N.N. Sarkar
d) Rajasthan d) Sir Shore b) Prithi Raj Kapoor
78. Which of the following pair is wrongly 87. Lake Superior the largest fresh water c) Mrs. Devika Rani
matched? lake in the world is located in d) None of these
a) Koyana Hydroelectric project – a) USA b) Canada 98. The latest official language of the UN is
Maharastra c) Russia d) Brazil a) Chinese b) Spanish
b) Sharavathy Irrigation project – 88. Diet is the parliament of c) Russian d) Arbic
Karnataka a) Israel b) Sweden 99. India’s first Indigenously built submarine
c) Kundh Hydroelectric project – c) Germany d) Japan is
Tamil Nadu 89. First British Prime Minister to visit a) INS Shahkul
d) Sabarigiri project - Gujurat India is b) INS Savitri
79. Idukki Dam is on the river a) Macmillan c) INS – Vivhuti
a) Krishna b) Churchill d) INS Shalki
b) Cauvery c) Walpole 100. First person to Reach Antarctica?
c) Periyar d) Ramsay Muir a) JRD Tata (1929)
d) Ghtaprabha 90. Gol Gumbuj the largest dome in India is b) L.L. Ram charan (1960)
80. Dulhasti Hydroelectric power project located in the state of c) Moraji Desai (1985)
is in. a) Karnatak d) Nawag Gombu (1980)
a) West Bengal b) Maharastra
b) Maharastra c) Madhya Pradesh 
c) Haryana d) Bihar
d) Jammu & Kashmir 91. Sri Shanmukhananda Hall, the largest
ANSWER KEYS
81. The Gandhi Sagar Dam has been auditorium in India is located at
1. d 2. d 3. d 4. c
constructed on river. a) Kolkata b) Mumbai
5. b 6. c 7. b 8. c
a) Krishna c) Delhi d) Bangalore 9. d 10. d 11. c 12. b
b) Sutlej 92. First American president to visit India 13. d 14. c 15. d 16. c
c) Mahanadi is 17. a 18. c 19. d 20. d
d) Chambal a) Jimmy carter 21. c 22. b 23. b 24. c
82. Which is the Parliament name of Iceland? b) D.D. Erisenhower 25. a 26. b 27. a 28. b
a) Majlis c) George Washington 29. d 30. b 31. a 32. c
b) Diet d) Ronald Reagon 33. a 34. c 35. a 36. b
c) Knesset 93. The smallest and largest continents of 37. a 38. a 39. c 40. c
d)Althing the world? 41. d 42. c 43. b 44. c
83. Which is the Parliament name of Poland? a) Asia and Europe 45. b 46. d 47. a 48. b
a) Storting b) Asia and Australia 49. a 50. d 51. b 52. b
b) Riksday c) Australia and Asia 53. d 54. a 55. c 56. b
c) Staten d) Africa and Europe 57. c 58. d 59. b 60. c
d) Sejm 94. The biggest planet in the solar system? 61. b 62. b 63. d 64. c
84. The biggest city in world in area wise a) Jupitor b) Saturn 65. c 66. c 67. c 68. b
a) New York c) Uranus d) Venus 69. d 70. c 71. d 72. b
b) Tokyo 95. The first chief election commissioner of 73. a 74. b 75. c 76. d
c) Mount isa India was 77. c 78. d 79. c 80. d
81. d 82. d 83. d 84. c
d) Paris a) K.V.K. Sundarm
85. c 86. c 87. b 88. d
85. The first Chief Justice of India was b) SP Sen Verma
89. a 90. a 91. b 92. b
a) M Patanjali Sastri c) T.Swaminathan
93. c 94. a 95. d 96. d
b) Mehar chand Mahajan d) Sukumar Sen
97. c 98. d 99. d 100. b
c) Hiralal J. Kania

52 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

40 MCQ ON COMPUTER
1. To continue two or more cells into a (c) small, special-purpose programs (b) enter key
single cell is called (d) the innermost part of the (c) shift + enter
(a) Merging operating system (d) ctrl + new
(b) Joining (e) substitutes for operating systems (e) shift + ctrl + enter
(c) Sharing 9. A collection of programs that controls 16. Which type of software is similar to an
(d) Splitting how your computer system runs and accountant’s worksheet?
(e) none of these processes information is called (a) word processing
2. Which of the following views is present (a) operating system (b) database
in power point? (b) computer (c) spreadsheets
(a) document view (c) office (d) graphics
(b) slide sorter view (d) compiler (e) file manager
(c) slide changer view (e) interpreter 17. The network connecting several
(d) playside view 10. Which of the following refers to a small, computers all over the world is __
(e) none of these single site network? (a) intranet (b) internet
3. In order to move from one worksheet to (a) LAN (b) DSL (c) ARPnet (d) network
another in excel workbook one should (c) RAM (d) USB (e) LAN
click (e) CPU 18. In windows by default the files when
(a) active cell (b) scroll bar 11. A set of instructions telling the computer deleted are sent to ___
(c) sheet tab (d) tab button what to do is called (a) dust bin
(e) none of these (a) mentor (b) instructor (b) recycle bin
4. How many options does a binary choice (c) computer (d) program (c) waste bin
offer? (e) debugger (d) recycle waste bin
(a) none 12. If you receive an e-mail from someone (e) none of these
(b) one you don’t know, what should you do? 19. Which of the following is an operating
(c) two (a) forward it to the police system?
(d) it depends on the amount of immediately (a) MS windows
memory in the computer (b) delete it without opening it (b) Mac
(e) it depends on the speed of the (c) open it and respond to them (c) MS DOS
computers processor saying your don’t know them (d) windows NT
5. Data going into the computer is called (d) reply and ask them for their (e) all of the above
(a) output (b) algorithm personal information 20. A terminal that control process any
(c) input (d) calculations (e) replay and tell them you want to information is called ___
(e) flowchart keep in touch with them (a) direct access terminal
6. How many values can be resented by a 13. Which of the following can handle most (b) intelligent terminal
single byte? system functions that aren’t handled (c) smart terminal
(a) 4 (b) 16 directly by the operating system? (d) blind terminal
(c) 64 (d) 256 (a) vertical market applications (e) dumb terminal
(e) 512 (b) utilities 21. The keys labeled 0-9 on the keyboard
7. Transformation of input into output is (c) algorithms are called __
performed by (d) integrated software (a) function keys
(a) peripherals (e) compilers (b) numeric keys
(b) memory 14. Outlook express is a ___ (c) typewriter keys
(c) storage (a) e-mail client (d) special keys
(d) input-output unit (b) scheduler (e) alpha keys
(e) the CPU (c) address book 22. The most popular internet activity is
8. Device drivers are (d) all of the above (a) downloading music
(a) tiny power cords for external (e) none of these (b) watching movie trailers
storage devices 15. Which key should be pressed to start a (c) shopping for books
(b) experts who know to maximize new page in MS word? (d) e-mailing
the performance of devices (a) down cursor key (e) none of these

53 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
23. In a spreadsheet a cell is defined as the 30. A is an example of an input device (a) ROM information can be easily
(a) intersection of a table and a tuplet (a) keyboard updated
(b) intersection of a file and a database (b) monitor (b) data in ROM is nonvolatile that
(c) intersection of a row and column (c) mouse is it remains there even without
(d) intersection of a field and a record (d) central processing unit electrical power
(e) none of these (e) a and c (c) ROM provides very large
24. “GUI” stands for ___ 31. A CPU contains ___ amounts of inexpensive data
(a) gnutella universal interface (a) a card reader and a printing device storage
(b) graphical user interface (b) an analytical engine and a control (d) ROM chips are easily swapped
(c) graphic uninstall/install unit between different brands of
(d) general utility interface (c) a control unit and an arithmetic computers
(e) none of these unit (e) none of these
25. A ___is a design tool that graphically (d) an arithmetic logic unit and a card 38. What is the name for the process that is
shows the logic in a solution algorithm reader used to convert a series of instructions
(a) flowchart (e) none of these or program written in high level
(b) hierarchy chart 32. A computer cannot “boot” if it does language into instructions (or a
(c) structure chart not have the ___ program) that can be run on a
(d) context diagram (a) compiler computer?
(e) none of these (b) loader (a) assembling
26. A file that contains definitions of the (c) operating system (b) compiling
paragraph and character styles for your (d) assembler (c) translating
document and all things you (e) none of these (d) uploading
customized like toolbars and menus is 33. When you want to move some text (e) none of the above
called a ___ from one page to a different page the 39. ___represents raw facts, whereas ___is
(a) guide best method is __ data made meaningful
(b) pattern (a) drag and drop (a) information reporting
(c) base document (b) cut and paste (b) data information
(d) template (c) delete & retype (c) information bits
(e) none of these (d) find and replace (d) records bytes
27. Programs designed specifically to (e) none of these (e) bits bytes
address general-purpose applications 34. The ability of an as to run more than 40. Which of the following peripheral
and special purpose applications are one application at a time is called devices displays information to a
called ___ (a) multitasking user?
(a) operating system (b) object-oriented programming (a) monitor
(b) system software (c) multi-user computing (b) keyboard
(c) application software (d) time-sharing (c) secondary storage devices
(d) management information systems (e) none of these (d) secondary storage media
(e) none of these 35. Example of non-numeric data is (e) none of these
28. A ___contains buttons and menus that (a) employee address
provide quick access to commonly used (b) examination score 
commands (c) bank balance
(a) toolbar (b) menu bar (d) all of the above ANSWER KEYS
(c) window (d) find (e) none of these
1. a 2. b 3. c 4. c
(e) none of these 36. Coded entries which are used to gain
5. c 6. d 7. e 8. c
29. The particular field of a record that access to a computer system are called
9. a 10. a 11. d 12. b
uniquely identifies each record is (a) entry codes 13. b 14. d 15. d 16. c
called the ___ (b) passwords 17. b 18. b 19. e 20. e
(a) key field (c) security commands 21. b 22. d 23. c 24. b
(b) primary field (d) codewords 25. a 26. d 27. c 28. a
(c) master field (e) none of these 29. b 30. e 31. c 32. c
(d) order field 37. What characteristics of read only 33. b 34. a 35. a 36. b
(e) a and c memory (ROM) makes it useful? 37. b 38. b 39. b 40. a

54 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

20 SPECIAL MCQ ON BANKINGAWARENESS


1. Among the following which service is a) The fiscal policy of India is a) 2004-2005
NOT offered by RBI to Government approved by RBI b) 2011-2012
departments? b) RBI has the Deputy chairman c) 2015-2016
a) Distributing RBI Bonds to Planning commission on its board d) 2016- 2017
Government departments c) RBI is responsible for the overall 16. The purchase of shares and bonds of
b) Payment of salaries and pensions monetary policy Indian companies by Foreign
c) Remittance facilities d) RBI is just like all other Institutional Investors is called?
d) Direct and indirect tax collections commercial banks a) FDI
2. Which is the quantitative instrument of 8. What is meant by Bank rate b) Portfolio Investment
RBI? a) Rate of interest charged by banks c) NRI Investment
a) Statutory Liquidity Ratio from borrows d) Foreign Indirect Investment
b) Cash Reverse Ratio b) Rate of interest charged by RBI 17. The RBI has asked banks to provide
c) Bank Rate Policy on its loans to banks loans up to Rs. 3 lakh at what per cent
d) All of the above c) Rate of interest on Interbank loans interest rate to Women Self-Help
3. When RBI is lender of last resort, what d) Rate of Interest on bank deposits Group (SHG) under the National Rural
does it mean? 9. Increase in remittance from non-resident Livelihoods Mission (NRLM)-
a) RBI stops providing funds to all Indians suggests______. Aajeevika?
banks a) Reduces the balance of payments a) 7 per cent
b) RBI Advances necessary credit deficit in India b) 8 per cent
against eligible securities b) Has no effect on the balance of c) 9 per cent
c) Commercial Banks gives fund to payments position d) 10 per cent
the RBI c) Increases the balance of payments 18. In BSBDA (Basic Savings Bank Deposit
d) RBI advances necessary credit deficit in India Account) the credits in a financial year
against eligible securities d) All of the above does not exceed rupees:
4. CASA stands for_______. 10. Among the following which is NOT a a) Rs. 50,000
a) Customer Analysis and Saving method of Credit Control? b) Rs. 10,000
Pattern a) Open Market Operations c) Rs. 1 lakh
b) Current Account and Savings b) Bank Rate Policy d) Rs. 5,000
Account c) Cash Reverse Ratio 19. As per the RBI guidelines the Small
c) Credit Account and Savings d) Credit Deposit Ratio finance banks will also have to ensure
Account 11. DAX (Deutscher Aktein Index) is the that 50% of their loan portfolio
d) Cost Appreciations and Selling Index of which Stock Exchange ? constitutes advances of up to _____.
analysis a) Shenzen Stock Exchange a) Rs. 50 lakh
5. Banks are allowed to sell which of the b) German Stock Exchange b) Rs.35 lakh
following third party products? c) Tokyo Stock Exchange c) Rs.30 lakh
a) Mutual Funds d) SGX- Singapore Exchange d) Rs.25 lakh
b) Credit Cards 12. National Stock Exchange is located in 20. Which of the following bank has
c) Term Deposits _____. recently, announced the launch of a
d) Gift Cheques a) Delhi b) Kolkata special financing scheme ‘Hope Loans’,
6. When RBI raises the Cash Reserve c) Chennai d) Mumbai under which customers could avail
Ratio, which of the following action 13. Which of the following is NOT a credit facility at lower rates?
will banks take? measure of the Risk Management in a) ICICI b) HDFC
a) Bank have to decrease the deposit Banks? c) AXIS d) SBI
rates a) CRR
b) Banks are required to increase b) RTGS 
their lending to the priority sector c) SLR
c) Banks have to increase their d) Deposit Insurance
14. Which of the following is Statutory
ANSWER KEYS
lending and deposit and rate
d) They have to deposit additional Liquidity Ratio at present in India ? 1.a 2d 3.d 4.b
money with RBI as reserve money a) 20.25% b) 21.50% 5.a 6.d 7.c 8.b
7. Among the following statement which c) 21% d) 20.75% 9.a 10.d 11.b 12.d
is correct? 15. GST Council agreed to which base year 13.b 14.d 15.c 16.d
for calculating the compensation? 17.a 18.c 19.d 20.d

55 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

PRACTICE SET FOR UPCOMING EXAM [INDIAN BANK-PO (MAIN)]


ENGLISH LANGUAGE these are in isolated pockets. Israel has made c) intake of pest affected transgenic
water conservation a national policy and has seeds
Directions (Q. 1- 10): Read the following achieved remarkable results. India with its d) reason not mentioned in the
passage carefully and answer the size and with better endowments in water passage
questions given below it. Certain words/ resources can make miracles happen. A major e) None of these
phases in the passage are printed in bold industry can grow around such agriculture 2. During the next five years, India will
to help you locate them while answering support systems. have to
some of the questions. There are also technologies, which can a) discard the traditional agricultural
In India, a certain amount of crop contribute a great deal to agriculture. We need technology
(transgenic) biotechnology is being put to to use all available methods because the b) use a judicious blend of
use. Major efforts are being undertaken to coming years are not going to be easy on the conventional and modern
make cotton pest-resistant. Most people food front. Let us look at one, space technologies
would be aware of the spate of suicides by technology. c) equip itself to continue with the
cotton farmers recently. Let us hope there Remote sensing or taking electronic pictures conventional technologies
will be scientific and technological of the earth from space is extensively used d) make people aware of the futility
breakthroughs in pest resistant transgenic for assessing natural resources and land of modern technology
cotton seeds. Till we achieve success in this degradation and water resources as well as e) None of these
on a commercial scale we cannot be sure to predict crop yield and snow melt, among 3. Which of the following is TRUE about
that we will have enough supplies to plan other things. Some developed countries the ISRO experiments carried out in
large-scale operations. No doubt, such monitor crop yields of other countries to Haryana and Madhya Pradesh?
researches should be encouraged, but we help their own exports. India is strong in A. Other states have taken up these
should look at other fronts too. It is the area of remote sensing technologies. We experiments in a major way.
necessary for research on crop have our own high resolution remote sensing B. Good achievements made by
biotechnology in India to be focussed on satellites whose pictures are used all over farmers were publicised through
other important crops, especially those the world commercially. We also have these channels.
related to food security. excellent capabilities in utilising remotely C. Two-way satellite-
We have to bear in mind that the application sensed data for various applications: communication between farmers
of biotechnology may not have any major groundwater targeting, soil salinity and expert consultants was
impact on food security in India in the next assessment, crop yield estimates, and so on. possible.
five years, though crops of industrial value In addition, space technology can be used a) Only A and B
and vegetables may benefit to some extent. very effectively to assist extension work, b) Only B and C
Therefore, we will still need to depend upon disseminate success stories to farmers, c)Only A and C
conventional agricultural technologies even educate them on do’s and don’ts, and to d) All the three A, B and C
while we target biotechnology of future- help them ask questions through talk-back e)None of these
oriented applications. Internationally, no facilities that can be made available through 4. Which of the following is NOT the
major breakthrough in improvement of satellite. A number of experiments conducted implied meaning of the word
wheat strains has occurred lately. Hybrid by ISRO in this regard in Haryana and ‘available’ as used in the passage?
rice is more productive. China had a few Madhya Pradesh have to be taken up by a)Affordable
major initial successes in increasing the yield other states in a major way. Our farmers b)Existing
through large-scale use of hybrid rice. India should and can be given facilities to keep c)Accessible
has begun use of hybrid rice recently and pace with advances in agricultural d)Obtainable
there are plans to increase it. But it may be technology. Yes, it is a lot of effort. But we e)Usable
noted that in recent years there has been no have plenty of talent and also the resources. 5. Author’s optimise, about employment
further improvement in Chinese production Providing these facilities in different generation, can be transformed into
of rice. Still, hybrid rice will play an languages, partly with public support and reality if
important role in India, as we are yet to partly through various business houses and A. our abundant talent and resources
introduce it on a large scale. private bodies, can become a good source of are used to their fullest extent.
There are a number of improvements in employment generation by itself. B. information to farmers is made
agricultural implements, machinery, plastics, available to them in their own
water technologies, agro-chemicals and 1. According to the passage, the farmers’ language.
fertilizers which are possible and are well suicides were triggered because of C. private bodies, business houses
within the country’s reach. There is an urgent a) tremendous loss to their cotton and general public extend their
need to conserve water in a number of ways crop due to pest help.
– ranging from water harvesting to drip b) misuse of transgenic a)Only A and B
irrigation. There are a number of good biotechnology for breeding cotton b)Only B and C
examples in India of water harvesting though c)Only A and C

56 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
d)Only A words/phases in the passage are printed 11. According to the passage, the argument
e)All A, B and C in bold to help you locate them while against the use and manufacture of
6. Remote sensing technology is extensively answering some of the questions. nuclear weapons
useful for all of the following except There is a fairly universal sentiment that a) does not stand the test of legality
a) judging the extent of availability the use of nuclear weapon is clearly contrary b) possess legal strength although it
of natural resources to morality and that its production, probably does not have moral standing
b) foretelling the production of agro so, does not go far enough. These activities c) is acceptable only on moral
products are not only opposed to morality but also grounds
c) estimating extent of land to law and if the legal objection can be added d) becomes stronger if legal and
degradation to the moral, the argument against the use moral considerations are combined
d) enhancing the yield of crops and the manufacture of these weapons will e) None of these
e) None of these considerably be reinforced. Now the time is 12. The scientists possessing expertise in
7. Hybrid rice, according to the author, ripe to evaluate the responsibility of manufacturing instructive weapons are
will be useful for India because scientists who knowingly use their expertise a) very few in number
a) China’s success story inspires us for the construction of such weapons which b) irresponsible and incompetent
b) India has begun use of hybrid rice had deleterious effect on mankind. c) more than half of the total number
recently To this must be added the fact that more d) engaged in the armament industry
c) India does not require to use it on than 50 percent of the skilled scientific against their desire
a large scale manpower in the world is now engaged in e) not conscious of the
d) Indians are aware of its better the armaments industry. How appropriate repercussions of their actions
nutritive value is that all this valuable skill should be 13. The author’s most important objective
e) None of these devoted to the manufacture of weapons of of writing the above passage seems to
8. Which area does the author suggest to death in a world of poverty? This is a a) highlight the use of nuclear
shift the emphasis on? question that must touch the scientific weapons as an effective
a) Commercial scale operations conscience. population control measure
b) Other fronts A meeting of biologists on the long-term b) illustrate the deviating effects of
c) Food grains and related crops worldwide biological consequences of use of nuclear weapons on
d) Crop-biotechnology nuclear war added frightening dimensions mankind
e) None of these to those forecasts. Its report suggested that c) duly highlight the supremacy of
9. What results of biotechnology the long biological effects resulting from the nations which possess nuclear
applications does the author envisage climatic changes may at least be as serious weapons
in the next half-a-decade? as the immediate ones. d) summarise the long biological
A. No substantial improvement in Sub-freezing temperatures, low light levels, effects of use of nuclear weapons
food yield and high dose of ionizing and ultraviolet e) explain scientifically the climatic
B. Marginal improvement in crops radiation extending for many months after a changes resulting from use of
of industrial value large-scale nuclear war could destroy the nuclear weapons
C. Slightly better yield of vegetables biological support systems of civilization, 14. The author of the passage seems to be
a) Only A and B at least in the Northern Hemisphere. of the view that
b) Only B and C Productivity in natural and agricultural a) utilization of scientific skills in
c) Only A and C ecosystems could be severely restricted for manufacture of weapons is
d) All the three A, B and C a year or more. Post-war survivors would appropriate
e) None of these face starvation as well as freezing conditions b) the evaluation of the scientists’
10. Some countries keep a close watch on in the dark and be exposed to near-lethal expertise show their
the crop yield of other countries in dose of radiation. If, as now seems possible, incompetence
order to the Southern Hemisphere were also c) manufacture of weapons of death
a) plan to make up their own deficit affected, global disruption of the biosphere would help eradication of poverty
of particular crops could ensue. In any event, there would be d) spending money on manufacture
b) look for a better prospect to find severe consequences, even in the areas not of weapons may be justifiable
a needy market for their surplus affected directly, because of the inter- subject to the availability of funds
yield dependence of the world economy. In either e) utilization of valuable knowledge
c) utilise their remote-sensing case the extinction of a large fraction of the for manufacture of lethal weapons
technology earth’s animals, plants, and micro-organism is inhuman
d) export the remote-sensing seems possible. The population size of 15. It appears from the passage that the use
technology to other countries Homo sapiens conceivably could be reduced of nuclear weapons is considered
e) None of these to prehistoric levels or below, and extinction against morality by
of the human species itself cannot be a) only such of those nations who
Directions (Q. 11- 15): Read the excluded. cannot afford to manufacture
following passage carefully and answer weapons
the questions given below it. Certain
57 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
b) almost all the nations of the world d) is bored and unoccupied he a) Any value of fructify and shower
c) only the superpowers who can e) No correction required its blessing must be inculcated by
afford to manufacture and sell the self first.
weapons Directions (Q. 21-25): Read each b) No principle is welcome when
d) minority group of scientists who sentence to find out if there is any error upholding it goes against our
have the necessary skill and in it. The error, if any, will be in one part interests.
competence of the sentence. The number of that part c) Charity must begin at home if it is
e) most of the scientists who devote is the answer. If there is no error the to bless the society.
their valuable skill to manufacture answer is e). (Ignore errors in d) We don’t entertain a value that
nuclear weapons punctuation, if any) harms us.
21. These Acts were (a) / pushed through e) None of these
Directions (16 -20): In the following 27. Finally, what has broken the back of
questions, a part of the sentence is the Parliament (b) / in spite of
opposition (c) / but with little farmers is the re-emergence of the
printed in bold. Below are given usurious moneylender. For 20 years
alternatives to the bold part at (a), (b), modification. (d) / No error (e)
22. It couldn’t have been (a) / written by after the nationalisation of banks in
(c) & (d) which may improve the 1969, there was a steady decline in his
sentence. Choose the correct Kalidas because (b) / that kind of dress
was not worn (c) / till after his death. role. But since “reforms” began in the
alternative. In case no correction is 1990s, this trend has been reversed.
required (e) (d) / No error (e)
23. Not for nothing (a) / did he prosper (b) The share of the formal sector in rural
16. The principals and teachers at the / as a business consultant (c) / since his credit has significantly declined and the
selected English medium school arrival in America 20 years ago. (d) / poorer you are, the more inaccessible
were contacted. No error (e) it is for you. (..........). Rather than
a) of the selected English medium 24. The demand of the Citizen’s (a) / Forum shutting down public sector banks in
b) at the select English medium that the prices of essential (b) / remote rural areas and promoting
c) upon the selected English medium commodities to lower down will (c) / micro-finance institutions (dangerously
d) of the selection English medium soon be considered by the Government. poised to be the modern
e) No correction required (d) / No error (e) moneylenders), we need to improve
17. Besides these norms, the data was also 25. What does a person do (a) / as a social profitability of banks by linking them
analyzed to form the sub groups. worker should (b) / be the same as what to federations of savings groups.
a) the data had analyzed also (c) / he does as an individual. (d) / No a) At present, loans are available to
b) the data were also concluded error (e) them who need the least
c) the data were analyzed also b) Rural areas are being judged as
d) an data were analyzed also Directions (26-30): Answer the questions misfit in the present scheme of
e) No correction required based on the following information. Each reforms.
18. Walking in the morning in open air is question is a logical sequence of c) The share is further declining with
being observed to be better for the statements with a missing link, the each passing day of ‘reform’.
health of the people who live in location of w hich is shown d) We need to redefine our notion of
congestion. parenthetically. From the five choices reforms
a) was observed the best available you are required to choose the e) None of these
b) had been proved far better one w hich best fits the sequence 28. In a knowledge-driven economy and
c) has been observed good logically. society, higher education is justifiably
d) was proved far better under focus, as never before. Quality
26. The duty of every citizen to safeguard and relevance have become the
e) No correction required the health of society is most neglected
19. The guidelines, though in the foreign overriding objectives. The question of
today. Everyone wants to have a benign equity and access seldom claims due
language, were so complex that we society and wants it served on a platter.
could follow all of them without any attention. (............). Under the neo-
At the same time, people endorse liberal regime premised on state-
difficulty. socially disruptive agendas to bolster
a) were so confusing that minimalism and market-maximise,
their vested interests. We pay lip- higher education is considered as a non-
b) were so simple that service to values; but we assume that
c) had been so intricate that merit (private) good deserving no
values are, most often for others to subsidy.
d) were so vague that follow for our benefit. (............). We
e) No correction required a) The fact that claims attention is
want the courts, for example, to be the depth and not the spread of
20. When the child is being bored and not impartial, but we throw a tantrum when
occupied, is also mischievous. higher education.
judicial impartiality goes against our b) The factor that commands major
a) has boredom and no occupation he calculations. We seem to have lost the
b) was bored and not occupied he attention is the usefulness and not
ability to look beyond our noses. the scholarship of higher
c) is bored and unoccupied that he
education.

58 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
c) What we are primarily concerned c) At the other end of the spectrum 39. a)sorted b)think
as members of this global village are the countries where corruption c)start d)arise
is whether higher education is is endemic e)began
marking us truly cosmopolitan. d) The other part of the scenario is 40. a)horrible b)afraid
d) Another question that gets all- populated by the countries which c)shock d)stunning
round attention pertains to are corrupt to an extent and e)easy
financing of higher education languishing.
e) None of these e) None of these REASONING ABILITY
29. There is no necessary relationship
between regime type and economic Directions (Q.31-40): In the following Directions (Q. 41-45): Study the
growth: democratic institutions passage there are blanks, each of which following information carefully to
guarantee individual freedom whereas has been numbered. These numbers are answer the given questions.
economic growth is sub served by printed below the passage and against Manoj, Niyati, Sonali, Lina, Suresh, Payal,
economic freedom exemplified by a each, five words are suggested, Find out Abhishek and Rajesh are sitting around a
competitive market economy. the appropriate word in each case. square table in such a way that four of them
Authoritarian regimes certainly A man hired a donkey from a merchant. He sit at four corners of the square while four
produced exemplary rates of growth in (31) two hundred rupees to him for (32) the sit in the middle of each of the four sides.
East Asia, but only abysmal economic donkey for a day. It was a very hot day and The one who sit at the four corners face the
performance in Latin America and both men wanted to stand in the donkey’s centre while those who sit in the middle of
Africa. Democracies, with a leadership shadow so they could stay (33). But there the sides face out side.
committed to the people’s welfare, can was (34) for only one of them. “Go away! I  Two females sit in the middle of
also deliver economic growth. (..........). have hired this donkey for today so it is my the sides and two at the corners.
Admittedly the form of competitive shadow,” said the man. “You hired the Sonali sits second to the left of
electoral politics, such as that in India, donkey”, said the owner,” (35) not his Abhishek. Abhishek sits in the
could constrain the pace of beneficial shadow. The shadow (36) to me.” middle of one of the sides. Manoj
reform. By the same token, it also They (37) on and on, the hirer saying one sits fourth to the right of his wife
prevents disasters like China’s cultural thing and the owner saying the (38). They and his wife is not an immediate
revolution. then (39) to fight and while they were neighbour of Sonali or Abhishek.
a) Consequently, this is a specious fighting one of them happened to hit the  Niyati sits third to right of her
distinction donkey. It became so (40) that it ran away husband. Niyati does not sit at
b) Thus, barring a few exceptions the and took its shadow with it! any of the corners. Only Lina sits
relationship does not hold good. between Niyati and Rajesh.
31. a)offer b) paid
c) In fact, not the form of Rajesh is the husband of Sonali.
c)contributed d)saved
government but the direction of Suresh is a male.
e)shared
reform matters. 32. a)presenting 41. Which of the following is true with
d) However in some cases, welfare b)borrowing respect to the given seating
and reform go hand in hand. c)going arrangement?
e) None of these d)expressing a) No two males are immediate
30. The myth-maker will usually cite the e)provided neighbours of each other
example of China. Of course, he has no 33. a)low b)cool b) Abishek and Rajesh do not face
hard proof except the episodic evidence c)shade d)over each other the seating arrangement
recounted by visiting journalists. e)chilly c) Suresh and Lina are immediate
Besides, one can never prove the 34. a)area b)chance neighbours of each other
counter-factual. What would have been c)room d)part d) Payal sits diagonally opposite to
China’s rate of growth if it had cracked e)spaces Suresh
down on corruption? Higher or lower? 35. a)yet b)so e) Suresh sits in the centre of one of
All empirical evidence shows that c)then d)except the sides of the square table
countries which are open, transparent e)but 42. Who amongst the following is Niyati’s
and generally corruption-free have 36. a)belongs b)owns husband?
made rapid progress and virtually c)looks d)connects a)Manoj
eliminated poverty. (........). We can e)go b)Abhishek
make our choice. 37. a)going b)went c)Suresh
a) However, there are some c)spent d)left d)Payal
countries which have made rapid e)comment e)Can’t be determined
strides despite corruption. 38. a)together b)extra 43. How many people sit between Niyati
b) On the other side of the coin, there c)other d)additional and Manoj, when counted in anti-
are nations which are corrupt and e)over clockwise direction from Niyati?
yet developing.

59 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
a)None b)One 49. Statements: D # R, R * K, K @ F, F $ 53. Which of the following person
c)Two d)Three J specialization combination is correct
e)Four Conclusions: I. J # R according to the given information?
44. Who amongst the following is the wife II. J # K III. R # F a)Sahil – Hardware
of Manoj? IV. K @ D b)Sumant – Electrical
a)Lina b)Payal a) All II and III are true c)Samaresh – Metallurgy
c)Niyati d)Sonali b)II and IV are true d) Sovan – Software
e)Can’t be determined c)III and IV are true e) None is correct
45. What is the position of Suresh with d)I and IV are true 54. If all six friends are asked to sit in a
respect to Manoj? e)All are true straight line, facing north, in an
a)Immediately to the left 50. Statements: M $ K, K @ N, N * R, R alphabetical order (according to their
b)Second to the left #W names), from left to right then who will
c)Third to the right Conclusions: I. W @ K be to the immediate left of the one
d)Immediately to the right II. M $ R III. K @ W studying electrical?
e)Second to the right IV. M @ N a) The one who likes badminton
a) None is true b) The one who is studying
Directions (Q.46-50): Study the b)Only I is true telecommunication
following information carefully to c)Only II is true c) The one who is studying
answer the given questions. d)Only III is true hardware
‘P $ Q’ means P is not smaller than Q. e)Only IV is true d) The one who likes hockey
‘P @ Q’ means P is neither smaller than nor e) None of these
equal to Q. Directions (Q. 51-55): Study the 55. If all six friends are asked to sit in a
‘P # Q’ means P is neither greater than nor following information carefully and straight line, facing north, in an
equal to Q. answer the questions given below: alphabetical order (according to their
‘P & Q’ means P is neither greater than nor Six friends – Santosh, Sumant, Samaresh, names), from left to right, then which
smaller than Q, Sahil, Sukant and Sovan are studying six of the following combinations will
‘P * Q’ means P is not greater than Q. different specialisations of engineering represent the favourite sport of the
which are – metallurgy, telecommunication, immediate neighbours of Sukant?
46. Statements: N & B, B $ W, W # H, H * software, Mechanical, electrical and
M a)Badminton – Football
hardware not necessarily in the same order. b)Cricket – Tennis
Conclusions: I. M @ W Each one likes a different sport – hockey,
II. H @ N III. W & N c) Cricket – Football
cricket, swimming, football, badminton, and d) Tennis – Football
IV.W # N tennis again not in the same order.
a) Only I is true e)Cricket – Badminton
Sahil is not studying hardware. Sukant is
b)Only III is true studying software and likes hockey. Directions (Q. 56-60): Study the
c)Only IV is true Samaresh likes swimming and is not following information carefully and
d) Either III or IV is true studying hardware. The one who likes answer the questions given below.
e)Either III or IV and I are true Football is studying electrical. Sovan is A Guest house accommodates twelve
47. Statements: R * D, D $ J, J # M, M @ studying Mechanical and does not like persons in six rooms. The persons are A, B,
K tennis. The one who likes badminton is C, D, E, F, P, Q, R, S, T and U. The rooms
Conclusions: I. K # J studying telecommunication. Santosh and are 1, 2, 3, 4, 5 and 6. Each room of the
II. D @ M III. R # M Sumant do not like badminton. Santosh does Guest house is coloured with different
IV. D @ K not like tennis. Colours. Those colours are blue, green,
a) None is true yellow, black, pink and white. Each room
b)Only I is true 51. Which specialisation is Sumant accommodates two persons.
c)Only II is true studying? A, B, Q, R, T and U are the only males in
d)Only III is true a)Metallurgy the group. Females rooms are odd-numbered
e)Only IV is true b)Mechanical where as male’s rooms are even-numbered.
48. Statements: P @ Q, Q # R, R & V, V * c)Hardware (i) A and B share room. C’s
Z d)Electrical roommate is not D.
Conclusions: I. Z $ R e)None of these (ii) E does not live in ‘6’, which is
II. V @ Q III. P @ Z 52. Which sport does Santosh like? yellow. Neither room ‘5’ nor room
IV. Q # Z a)Football ‘4’ is blue or black.
a) I, II and III are true b)Cricket (iii) The pink room is an odd number
b)I, II and IV are true c)Hockey but it is not room ‘3’. F lives in
c)I, III and IV are true d)Can’t be determined room ‘5’ with D.
d)I, II and IV are true e)None of these (iv) P’s roommate is not S. The blue
e)All are true room is even numbered.

60 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
(v) R lives in the green room where as I. P has secured less marks than only II. Ram’s friends met Ram on his
D lives in the white room. O and Q. birthday before Wednesday.
(vi) S does not lives in room 3. T’s II. N has secured more marks than a) If the data in statement I alone are
room is blue. M. sufficient
a) If the data in statement I alone are b) If the data in statement II alone
56. Who among the following are sufficient. are sufficient
accommodated in the pink – coloured b) If the data in statement II alone c) If the data either in statement I
room? are sufficient. alone or statement II alone are
a)E and S c) If the data either in statement I sufficient to answer
b)C and S alone or statement II alone are d) If the data given in both I and II
c)P and C sufficient to answer. together are not sufficient
d)S and either E or C d) If the data given in both I and II e) If the data in both the statements
e)Data inadequate together are not sufficient. I and II together are necessary to
57. Who among the following are e) If the data in both the statements answer
accommodated in room ‘3’? I and II together are necessary to 65. Towards which direction was X facing
a)P and C answer after he stopped walking?
b)P and E 62. In a row of 20 students facing north, I. X walked 20m towards west, took
c)C and E what is priya’s position from the right a left turn and walked 10m. He
d) Data inadequate end? again took a left turn and stopped
e)P and either E or C I. Ashwini is fifth to the right of after walking 25m.
58. In which A and B are accommodated? priya and 18th from the left end of II. X walked 25m towards east, took
a)blue row. a right turn and walked 10m and
b)4 II. Meena is third to the left of Priya he took a left turn and stopped
c)yellow and 11th from the right end of the walking 30m.
d)Data inadequate row. a) If the data in statement I alone are
e)None of these a) If the data in statement I alone are sufficient
59. Which of the following statements are sufficient b) If the data in statement II alone
definitely true? b) If the data in statement II alone are sufficient
i)U is the partner of T are sufficient c) If the data either in statement I
ii)Q is the partner of D c) If the data either in statement I alone or statement II alone are
iii) R is the partner of Q alone or statement II alone are sufficient to answer
iv) U is the partner of R sufficient to answer d) If the data given in both I and II
a) Only i) b)only ii) d) If the data given in both I and II together are not sufficient
c)only iii) d)both i) and ii) together are not sufficient e) If the data in both the statements
e)None of these e) If the data in both the statements I and II together are necessary to
60. Which of the following statements is/ I and II together are necessary to answer
are definitely false? answer
i) A and B are accommodated in the 63. How many daughters does Jaswanth Directions (Q. 66-70): Study the
yellow room. have? following information carefully to
ii) Q is accommodated either in blue I. Mani and Kani are sister of Thisya. answer the given questions.
room or in the green room. II. Thisya’s mother is wife of Jaswanth. In a certain code 0 is coded as $ and 1 is *
iii) C is accommodated either in pink a) If the data in statement I alone are similarly 2 is coded as *$ and 3 is coded as
room or in the black room. sufficient ** and so on.......
iv) U is accommodated in room 2. b) If the data in statement II alone
a) None 66. Which of the following will represent
are sufficient 125
b) Only iv) c) If the data either in statement I
c) Only i) & iv) a)***$** b)$*****
alone or statement II alone are c)*$**$* d)**$***
d) Only ii) & iv) sufficient to answer
e)All are true e)None of these
d) If the data given in both I and II 67. What is the following number will be
Directions (Q. 61-65): Study the together are not sufficient represented by *$$$$
following information and answer the e) If the data in both the statements a)432 b)400
given questions. I and II together are necessary to c)421 d)401
answer e)None of these
61. Among M, N, O, P and Q each securing 64. On which day of the week definitely 68. Which of the following will represent
different marks in an examination, was Ram’s birth day? 890
whose position is last among them. I. Ram celebrated his birthday after a)*****$**$$$
Monday but before Saturday. b)$$$$*$*****
c)*$$$$*****$

61 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
d) ***$$$***$$$ II.
Those involved in fighting should e) None of these
e) None of these be identified and put behind bars. 77. Which of the following symbol will
69. Which of the following will represent III. The local authority should cause come in place of ‘?’ to make the
the value of 5  2 + 8 – 1 the management of the two expression Q is daughter-in-law of T
a)$**** b)*$$$$ societies with immediate effect. true?
c)$$$$$ d)***** a) Only I and II P+Q–R?S–T
e)None of these b)Only I and III a)  b)+
70. Which of the following number will be c)Only II and III c)- d) 
represented by **$$$**$$$ d) All of I, II, III e)None of these
a)1616 b)1661 e) None of these 78. In which of the following expressions N
c)6161 d)1166 7 Statement: The army has been alerted
4 .
is the father of M?
e)None of these in the district following floods a)M  N  O – P
Directions (Q. 71-75): In the question
tringgered by incessant rains. b) N – O  P  M
Courses of action:
below are c)P  O  M – N
I. Relief to flood affected people
d) Data inadequate
should be arranged.
71. Statement: India has been continuously e)None of these
II. Supply of food articles should be
experiencing military threats from its
arranged. Directions (Q. 79-80): Study the
neighbouring countries.
III. Adequate medical facilities should following information carefully and
Courses of action:
be arranged. answer the questions given below.
I. India should engage in an all-out
a) Only I follows Five friends G, H, I, J and K are studying in
war to stop the nagging threats.
b)Only II follows the same locality. H’s house is 10m to the
II. India should get the neighbours
c)Only I and II follows east of G’s house and 12 m to the north of
into a serious dialogue to reduce
d) None follows I’s house, which is 14m to the west of J’s
the tension at its borders.
e)All follows house. K’s house is 8m to the west of I’s
a)Only I follows
75. Statement: A speeding car has seriously house.
b)Only II follows
injured six persons sleeping on the
c)Either I or II follows
pathway near the road last night. 79. In which direction is J’s house with
d) Neither I nor II follows
Courses of action: respect to G’s house?
e) Both I and II follows
I. The government should a)North West
72. Statement: The committee has criticized
immediately put a complete ban b)North
the college for its failure to implement
on people sleeping on pathways. c)South
a dozen regular programmes despite an
II. The driver of the car should be d)Southeast
increase in the staff strength and for
caught by the police and put e)None of these
not drawing up a firm action plan for
behind cars. 80. In which direction is K’s house with
studies and research.
III. The injured people should be respect to H’s house?
Courses of action:
taken to the hospital with a)South west
I. The broad objectives of the
immediate effect. b)North West
Institute should be redefined to
a) Only I follows c)South
implement a practical action plan.
b)Only II follows d)East
II. The Institute should given a
c)Only III follows e)None of these
report on reasons for not having
d) Only II and III follow 81. How many pairs of letters are there in
implemented the planned
e)None of these the word VENGEFUL each of which
programme.
has as many letters between them as in
a)Only I follows Directions (Q. 76-78): Study the the English alphabet?
b)Only II follows following information carefully to a)None b)One
c) Either I or II follows answer the given questions. c)Two d)Three
d) Neither I nor II follows ‘A – B’ means A is wife of B. e)None of these
e)Both follow ‘A  B’ means A is brother of B. 82. In a certain code ‘EXPERT’ is written
73. Statement: The members belonging to ‘A + B’ means A is daughter of B. as ‘DWQFQS’. How is PETROL
two local societies occasionally fight ‘A  B’ means A is son of B. written in that code language?
with each other on the main highway
a)ODSQPM
and traffic is jammed always. 76. How is A related to D in the given b)OFUSNK
Courses of action: expression? c)QFUSPM
I. The local police station should A + B – CD d)ODUSNK
immediately deploy policemen a) Grand son e)None of these
round the clock on the main b)Grand daughter
highway. c)Daughter
d) Mother
62 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
Directions (Q. 83-85): These questions e)Neither I or II follows
are based on the five three digit numbers 8 Statements: Some tigers are jackal.
8 .

given below: No lions are tigers. Some dogs are lions.


921 215 623 578 815 Conclusions: I. All jackal being tiger
is a possibility.
83. Which of the following will be the II. No jackal are dog.
second digit of the second lowest a) Only II follows
number formed if all the digits in each b)Only I follows
number are arranged in ascending order c)None follows
within the number? d) Either I or II follows
a)3 b)2 91. What is the difference between the
e)Both I and II follows number of male lectures and female
c)1 d)5 89. Statements: All Geetas are Bibels.
e)None of these lectures in the university?
No Bibels are Korans. All Korans a)3500 b)2506
84. Which of the following will be the third are Books.
digit of the second highest number c)2238 d)2410
Conclusions: I. Some Korans are e)None of these
formed if all the digits in each number geeta. II. All Books are Bibels.
are arranged in descending order within 92. The total number of lectures (both males
a)None follows and females) in Marketing is
the number? b)either I or II follows
a)2 b)9 approximately what percent of the
c)Only I follows total number of female lectures in
c)5 d)8 d)Only II follows
e)None of these Accounts and Tourism together?
e)Neither I nor II follows a)170% b)150%
85. The sum of the first and the third digit in 90. Statements: No bulls are oxs. All cows
which of these numbers is an even c)180% d)140%
are bulls. Some calfs are cow. e)200%
number? Conclusions: I. Some oxs are not calfs.
a)215 b)578 93. The number of male lectures in
II. Some bulls being cows is a Marketing, Accounts and Tourism is
c)815 d)623 possibility.
e)921 approximately what percent of the
a) Only I follows female lectures from Computer
Directions (86-90): In each question b)Only II follows Science, Financial Management and
below are given three statements c)None follows International Marketing?
followed by two conclusions numbered I d) Both I and II follows a)103% b)93%
& II. You have to take the three given e)Either I or II follows c)86% d)98%
statements to be true even if they seem e)78%
QUANTITATIVE APTITUDE 94. What is the of ratio of the number of
to be at variance with commonly known
facts. Read all the conclusions and then Directions (Q. 91-95): Study the female lectures from Tourism and
decide which of the given conclusions following pie-chart and the table given Accounts to that of male lectures in
logically follow s from the given below it carefully to answer the following Financial Management and Computer
statements, disregarding commonly questions. Science?
known fact. Percentagewise distribution of a)2 : 1 b)1 : 2
Lectures in six different subjects in a c)4 : 5 d)3 : 2
86. Statements: All problems are solutions. e)None of these
Central university
No solutions are questions. 95. If the total number of lectures is reduced
All questions are answers. by 50% then what is the total number
Conclusions: I. Some questions are of male lectures in Marketing,
not problems. International marketing and Tourism
II. All solutions are questions. together?
a) Only I follows a)2756 b)2758
b)Only II follows c)2751 d)3750
c)Either I or II follows e)None of these
d) Both I and II follows
e)None follows Directions: (Q. 96-100): For the given
87. Statements: Some cows are blue. All equations (I) and (II) give answer
Blue are sky. No sky is pink. a)If x  y
Conclusions: I. Some sky are not blue.
b)if x  y
II. All pink being blue is a possibility.
a)None of these c)if x < y
b)Only I follows d)if x > y
c)Only II follows e)if x = y or if there is no relation
d) Either I or II follows between ‘x’ and ‘y’

63 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

x 2  4 4096  = 56
Directions (Q. 106-108): In each of the cm and the length of the rectangle is 13
96. I. following question, a question is cm. What is the area of the circle?
followed by three statements A, B and C. a)516 sq cm
5
 y 3  ( y ) 3  523 = 206
4 You have to determine which of the b)616 sq cm
II.
statements is/are necessary/sufficient to c)816 sq cm
97. I. 3x+ 4y = 8 answer the question. d)216 sq cm
II. 4x +2y = 4 e)256 sq cm
106. What will be the cost of painting the 110. The ratio of the angles of quadrilateral
98. I. x2 + 16 = 8x
four walls of a room with length, is 6 : 3 : 4 : 5. The smallest angle of a
II. y2 +15 = 8y
breadth and height 87 metres, 5 metres triangle is one-fourth the largest angle
99. I. 64  x  20  256 and 4 metres respectively? The room of the quadrilateral and the largest angle
has one door and one window. of the triangle is 300 more than the
II. y2 – 460 = 381
(A) The cost painting is Rs 22.00 per second largest angle of the triangle.
5 square metre. What is the second largest angle of the
(15) 2 (B) The area of the window is 2.56 sq
100. I. x2  =0 metres, which is half of the area
triangle?
a)600 b)450
x of the door. c)550 d)750
(C) The area of the walls is 368 sq e)800
28 7 metres.
II.  y a) Only C
111. An open box is made of 4-cm-thick
y y wood. Its external length is 1.56m,
b) Only A and B breadth 1.26m and height 84 cm. Find
c) Only A and C the cost of painting the inner surface
Directions (Q. 101-105): What will come d) Only A of the box at the rate of 40 paise per sq
in place of question mark (?) in the e) All together are necessary m.
following number series? 107. What is the amount saved by Rohit a)Rs 240.096
per month from his salary? b)Rs 248.056
101. 18 96 161 213 252 ?
(A) Rohit spends 30% of his salary c)Rs 249.056
a)278 b)291
on shopping and 35% on travelling d)Rs 246.056
c)265 d)264
and education. e)None of these
e)None of these
(B) Rohit spends Rs 5000 per month
102. 512 128 32 8 2 ?
on shopping, 15% on Directions (Q. 112-116): The following
1 1 entertainment and he saves the line graph shows the percentage rate of
a) b) remaining amount. interest of two companies A and B in
32 42 (C) Rohit spends Rs 3000 per month different years.
on travelling and education and
1 1 saves the remaining amount.
c) d)
4 2 a)Only B
b)Only C
1 c)Only A
e) d)Both B and C
8 e)None of these
103. 178 537.5 ? 18858.5 169736 108. What will be the compound interest
1867107.5 earned on an amount of Rs 1000 in two
a)2694 b)2693 years?
c)2893 d)2794 (A) The SI on the same amount at the
e)None of these same rate of interest in 5 years is
104. 68921 79507 91125 103823 Rs 4000.
117649 ? (B) The CI and the SI earned in one
a)125000 year are the same. 112. Rahul invested Rs 25000 in the
b)140608 (C) The amount becomes more than Company A for one year in 2009. He
c)148877 double on CI in 20 years. reinvested the total amount (along with
d)132651 a)Only A and C interest) for the amount for next one
e)None of these b)Only B year in 2010. Had he invested the
105. 5 12.5 54.5 333.5 2676.5 ? c)Only A and B amount for both the years in the
a)26775 d)Only B and C Company B, what would have been
b)26725.5 e)Only A the difference between the interest
c)26775.5 109. The sum of the circumference of a circle amounts that he earned?
d)26785.5 and the perimeter of a rectangle is 130
e)None of these cm. The area of the rectangle is 104 sq
64 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
a)Rs 750.75 118. A man borrowed Rs 50000 from two c)SBI
b)Rs 720.75 money lenders. For the first loan, he d)UCO Bank
c)Rs 760.75 paid 24% pa as simple interest and for e)IDBI
d)Rs 718.75 the second loan he paid 28% pa. If the 122. Among SBI, PNB, UCO and IDBI Bank,
e)None of these total interest he paid at the end of the which bank has the minimum difference
113. In 2013, Vikash invested an amount of year be Rs 12560, how much amount between the number of clerks and that
Rs 15000 in Company A and an amount did he borrow from each lender? of officers for the given years?
of Rs 22000 in company B in that year a)Rs 24000, Rs 26000 a)PNB
for one year. What was the total b)Rs 36000, Rs 15000 b)IDBI
interest accrued? c)Rs 36000, Rs 14000 c)SBI
a)Rs 5625 d)Rs 34000, Rs 16000 d)UCO Bank
b)Rs 4875 e)Rs 32000, Rs 18000 e)Both SBI and IDBI
c)Rs 4675 119. 168-m and 182-m long two trains are 123. What is the average number of officers
d)Rs 4855 running towards each other on parallel recruited (in thousand) by BOB during
e)None of these tracks at 48 kmph and 42 kmph all the years together?
114. Manoj invested an amount of Rs 30000 respectively. In what time will they a)6.6 b)6.3
in Company A in 2009 for one year. cross each other from the moment they c)6.5 d)6.4
Thereafter in 2010 he invested the meet? e)None of these
amount along with interest in Company a)14 seconds 124. The total number of officers recruited
B for one year. What will be the total b)18 seconds by all the banks together in the year
amount of interest earned in the two c)15 seconds 2012 is approximately what percent
years together? d)20 seconds of the total number of clerks recruited
a)Rs 9490 e)25 seconds by SBI, UCO Bank and IDBI in the
b)Rs 9448 year 2014?
c)Rs 9498 Directions (Q. 120-124): Study the a)146 b)152
d)Rs 9436 following table carefully to answer the c)192 d)136
e)None of these questions that follow. e)167
115. An amount of Rs 35000 was invested The number of Clerks and Officers 125. A dice is rolled. If the outcome is an
in Company B in 2011 and after one recruited (in thousands) by six odd numbers then what is the
year the entire amount along with different banks during six different probability that it is a prime number?
interest was reinvested in the Company years
A for one more year. What will be the 1 3
a) b)
total amount of interest accrued? 3 5
a)Rs 4528.475
b)Rs 4619.423 2 7
c)Rs 4912.232 c) d)
d)Rs 4428.432 3 12
e)Rs 4410.231 e)None of these
116. Sonali invested Rs 25000 in Company 126. (x -3) men can do a piece of work in x
B in 2013 for two years with a days and (x +5) men can do 40% of
condition to get the compound interest the same work in (x - 7) days. Then in
at the same rate as for 2013. What was how many days can (x + 5) men finish
the amount of interest earned by her? the work?
a)Rs 8065.5
b)Rs 8061.5
120. What is the ratio of the total number of 7
officers recruited by BOB and PNB a)5 days
c)Rs 8066.5
together in the year 2011 to that of 12
d)Rs 8062.5
clerks recruited by SBI and Canara
e)Rs 8068.7
Bank together in the year 2013?
2
117. A can do a piece of work in 15 days b)2 days
while B can do it in 20 days. They
a)72 : 13 39
b)11 : 14
work together for 6 days and the
remaining work is done by C in 2 days.
c)13 : 11 9
d)7 : 36 c)11 days
If they get Rs 6500 for the whole work,
e)None of these 31
what will be B’s share?
121. Which of the following banks recruited
a)Rs 1800 b)Rs 1900
the Maximum number of officers in the
5
c)Rs 1850 d)Rs 1950 d)8 days
e)Rs 2000
given period? 17
a)BOB e)None of these
b)Canara Bank

65 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
127. When an article is sold for Rs 1171 the a)294 litres age at that time. The present ages of
loss incurred is 20% less than the profit b)228 litres the father and son respectively are :
earned on selling it for Rs 1378. What c)175 litres a)25 years, 10 years
should be the selling price of the article d)325 litres b)36 years, 9 years
to earn a profit of 30%? e)None of these c)39 years, 6 years
a)Rs 1641.9 132. 78% of a number is 295 more than 53% d)38 years, 8 years
b)Rs 1862.53 of the same number. What is 35% of e)None of these
c)Rs 1565.3 that number? 138. Two pipes A and B can fill a cistern in
d)Rs 1934.23 a)764 6 minutes and 7 minutes respectively.
e)Rs 2000 b)325 Both the pipes are opened alternatively
128. A sum of Rs 18000 is borrowed at 12% c)502 for 1 minute each. In what time will
pa compounded annually and is paid d)413 they fill the cistern?
back in 3 equal annual instalments. e)313 a)5 minutes
What is amount of each instalment? 133. A’s monthly income is Rs 10000 less
(Approximately) than B’s monthly income. B’s monthly 2
b)5 minutes
a)Rs 6800 income is Rs 15000 less than C’s 3
b)Rs 7500 monthly income. If the total monthly
c)Rs 8290 income of A, B and C together is Rs 3
d)Rs 7990 65000, What is A’s monthly income? c)6 minutes
e)Rs 8750 a)Rs 10000 7
129. In a certain office 45 workers prefer b)Rs 15000
tea, 62 workers prefer coffee and 53 c)Rs 20000
1
d)1 minutes
workers prefer cold drinks. 35 workers d)None of the given answers is correct 4
prefer tea and coffee, 42 workers prefer e)Rs 5000 e)None of these
coffee and cold drinks and 25 workers 134. A shopkeeper sells a badminton racket
prefer tea and cold drinks. 16 workers whose marked price is Rs 30, at a Directions: (Q. 139-140): Each problem
prefer all the drinks. Then the number discount of 15% and gives a shuttle contains a question and two statements
of workers who prefer only one of the cock costing Rs 1.50 free with each I and II giving certain data. You have to
drinks is racket. Even then he makes a profit of select the correct answer from a) to e)
a)104 b)69 20%. His cost price per racket is : depending on the sufficiency of data
c)86 d)74 a)Rs 19.75 given in the statements to answer the
e)None of these b)Rs 20 question. Mark as your answer as
130. A car travelled first 50 km at 10 kmph c)Rs 21 (a) If statement I alone is sufficient
faster than the usual speed but it d)Rs 21.25 and statement II alone is not
returned the same distance at 10 kmph e)None of these sufficient to answer the question.
slower than the usual speed. If the total 135. Incomes of A, B and C are in the ratio (b) If statement II alone is sufficient
time taken by the car is 12 hours, then 7 : 9 : 12 and their expenditures are in and statement I alone is not
how many hours does it travel at faster sufficient to answer the question.
speed? 1 (c) If both statements I and II together
the ratio 8 : 9 : 15. If A’s saving is of
4 are sufficient to answer the
3 question.
a)2 hours his income, then the ratio of savings of
4 (d) If statements I and II together are
A, B and C is :
not sufficient to answer the
a)56 : 99 : 69
1 b) 99 : 56 : 69
question.
b)3 hours (e) If each statement alone is
2 c)69 : 56 : 99
sufficient to answer the question.
d)99 : 69 : 56
c)2 hours
e)None of these 139. How old is the teacher?
1 136. A mixture of 40 litres of milk and water I. The average age of 10 students and
d)1 hours contains 10% water. How much water their teacher is 25 yr.
2 should be added to it so that water may II. The teacher’s age is 10 yr more
e)None of these be 20% in the new mixture? than the oldest student’s age.
131. A milkman has a mixture of milk and a)2.5L b)3.5L 140. A number K is added to the numerator
water in the ratio of 6 : 5. He sells 66 c)4L d)5L and denominator of a fraction a/b. Will
litres of mixture and adds 30 litres of e)None of these the value of fraction increase?
water to the remaining mixture. Now 137. The sum of the ages of a father and son I. a/b is a proper fraction.
the ratio of milk to water is 24 : 25. is 45 years. Five years ago, the product II. a, b and k are all positive integers.
What is the new quantity of the of their ages was four times the fathers
mixture?

66 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
GENERAL AWARENESS 147. Which of the following are Bank winning actor ________ as Global
advances of a Bank? Goodwill Ambassador recently.
141. What does ‘Nomination’ for a deposit a. Bad debts (a) Jennifer Lawrence
account in the bank mean? b. Non-performing Assets (b) Anne Hathaway
a. Mandate given by the close c. Out of order accounts (c) Charlize Theron
relatives of the depositor to settle d. Overdrawn accounts (d) Angelina Jolie
the death claim in case of death of e. none of these (e) None of the above
the depositor 148. What is the full form of IRR? 155. Who has been appointed as the
b. Mandate decided by the bank to a. Internal Rate of Return Chairman of the prestigious National
settle the death claim of its b. Internal Reserve Ratio Institute of Fashion Technology
depositor c. Internal Rate of Ratio (NIFT)?
c. Mandate of the depositor in favor d. Internal Recession Rate (a) Kirti Azad
of one or more persons to claim e. none of these (b) Kapil Dev
the amount on death of the 149. Co-operative banks are registered (c) Chetan Chauhan
depositor with...? (d) Ravi Shastri
d. Mandate of the depositor in favor (a) Reserve Bank of India (e) None of the above
of a close relative who can claim (b) Union Government 156. With an aim to give impetus to job
the amount on death of the (c) Registrar of Cooperative Societies creation and ease of doing business in
depositor (RCS) the country, Government approved
e. none of these (d) All of the above how much percent FDI in Aviation,
142. Which subsidiary bank was merged with (e) None of the above Defence and e-commerce sectors under
the State Bank of India on August 13, 150. The essential features of securitization the government approval route
2008? are? recently?
a. State Bank of Hyderabad (a) Acquisition of Financial Assets by (a) 100 per cent
b. State Bank of Indore a Securitisation or Reconstruction (b) 26 per cent
c. State Bank of Mysore Company (c) 49 per cent
d. State Bank of Saurashtra (b) The Assets may be NPA or (d) 74 per cent
e. none of these standard (e) None of the above
143. When did the government acquire RBI’s (c) On sale the Assets go out of the 157. Finance Minister Arun Jaitley released
shareholding (72.5%) in NABARD? Books of the Originator a commemorative silver coin on the
a. May, 2008 (d) All of the above occasion of 300th Martyrdom Day of
b. June, 2008 (e) None of the above Sikh General?
c. August, 2008 151. The significance of index linked bonds (a) Guru Gobind Singh
d. March, 2009 is? (b) Hari Singh Nalwa
e. none of these (a) It provides protection against (c) Guru Tegh Bahadur
144. When did the Government initiate the inflation rate rise (d) Banda Singh Bahadur
process of amalgamation of RRBs in a (b) It is inbuilt in the process (e) Guru Gobind Singh
phased manner? (c) Either (a) or (b) 158. Which of the following state has the
a. September, 2005 (d) Both (a) and (b) country’s first-of-its-kind AYUSH
b. March, 2009 (e) None of the above University as the State cabinet has
c. June, 2009 152. Why the corporate prefer to issue debt approved recently?
d. March, 2010 paper than to Bank credit? (a) Bihar
e. none of these (a) The cost of debt paper is much (b) Haryana
145. When did the Government of India lower (c) Uttar Pradesh
appoint a committee under the (b) The procedure is easy (d) Maharashtra
chairmanship of Shri M.Narasimham (c) Both (a) and (b) (e) Gujarat
to strengthen the banking system? (d) Either (a) or (b) 159. Sunderlal Patwa, who passed away
a. May, 2006 (e) None of the above recently, was the former Chief Minister
b. April, 1998 153. What percentage of Priority Sector of which state?
c. December, 1997 Lending (PSL) is being created for (a) Tamil Nadu
d. September, 2005 Micro Enterprises by March 2017? (b) Rajasthan
e. none of these (a) 10 % (b) 7.5 % (c) West Bengal
146. Which of the following does not belong (c) 8.5 % (d) 9.5 % (d) Madhya Pradesh
to the main products of life insurance? (e) None of the above (e) Uttarakhand
a. Endowment 154. The United Nations organization 160. Government of India has launched
b. Personal accident insurance dedicated to gender equality and the Swachh Swasth Sarvatra initiative,
c. Term empowerment of women, announced aiming at strengthening health centres
d. Whole life the appointment of American award- in open defecation-free blocks. Who is
e. none of these
67 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
the present union Health and Family fledged NRI-focused mobile banking 173. “38th Parallel Line” is between which
Welfare Minister? application called SIB Mirror+ across two Countries?
(a) Jagat Prakash Nadda major mobile platforms. (a) India & Pakistan
(b) Sushma Swaraj (a) ICICI Bank (b) India & Mayanmar
(c) Ravi Shankar Prasad (b) South Indian Bank (c) France & Germany
(d) Smriti Zubin Irani (c) Kotak Mahindra Bank (d) North & South Korea
(e) Dr Harsh Vardhan (d) Axis Bank (e) USA & Canada
161. Who has been appointed as the new (e) Bandhan Bank 174. Which of the following is not a folk
J&K police chief after the succeed of 167. Which state has rolled out ‘Atal-Amrit dance of Punjab?
DGP K Rajendra? Abhiyan’ health insurance scheme (a) Jhumar
(a) Anurag Singh Thakur which will provide coverage against (b) Bhavai
(b) Sameer Kumar Misra several critical illnesses? (c) Giddha
(c) Dr Shesh Pal Vaid (a) Kerala (d) Karthi
(d) Sushant Reddy (b) Gujarat (e) All the above are folk dance of
(e) Mohan Pal Singh (c) Assam Punjab
162. Name the public sector bank, which (d) Haryana 175. “World Day of Social Justice” is
has signed an agreement with Heritage (e) Rajasthan observed on which day?
Foods Ltd (HFL) to provide dairy 168. The foundation stone for India’s first (a) January 20
loans to farmers through the lender’s second generation ethanol bio-refinery (b) February 20
branches across the country? to be set up by Hindustan Petroleum (c) March 20
(a) State Bank of India Corporation (HPCL) in which of the (d) April 20
(b) Punjab National Bank following cities? (e) None of these
(c) Indian Overseas Bank (a) Bathinda, Punjab 176. “Porto-Novo” is capital of which
(d) Central Bank of India (b) Patna, Bihar country?
(e) Bank of Baroda (c) Allahabad, Uttar Pradesh (a) Belize
163. Name the actor, who has received an (d) Nainital, Uttarakhand (b) Belarus
honorary doctorate from Maulana (e) Chennai, Tamil Nadu (c) Benin
Azad National Urdu University 169. Name the British Pop superstar, who (d) Barbados
(MANUU) in Hyderabad for his had passed away at the age of 53 from (e) None of these
extraordinary contribution in suspected heart failure recently? 177. “Gulf of Mannar Marine National
promotion of the Urdu language and (a) Taylor Swift Park” situated in which state?
culture through his films? (b) Katy Perry (a)Rajasthan
(a) Shahrukh Khan (c) Madonna (b) Tamil Nadu
(b) Ranveer Singh (d) George Michael (c) Uttrakhand
(c) Amitabh Bachchan (e) Other those the given options (d) Bihar
(d) Salman Khan 170. Which country has announced to hold (e) None of these
(e) Aamir Khan its first ever joint military exercise to 178. “Land of Black Diamond” is a nick
164. Name the Indian State, which has begin a new level of bilateral military name of which city?
decided to set up pilot corridor for an engagement with China recently? (a) Allahabad
innovative concept of ‘Caterpillar (a) Nepal (b) India (b) Dhanbad
Train’? (c) Pakistan (d) Sri Lanka (c) Gandhinagar
(a) Maharashtra (e) Myanmar (d) Nilgiri
(b) Kerala 171. Name the actor, who has become the (e) Asansol
(c) Goa highest advance taxpaying in 2016 (till 179. “JP Nadda laid the foundation of super
(d) Uttar Pradesh December 15, 2016)? specialty health centre under the
(e) Haryana (a) Aamir Khan “Pradhanmantri Swasthya Suraksha
165. Ana Ivanovic, the former world No.1 (b) Ranbir Kapoor Yojana” scheme at Moti Lal Nehru
and 2008 French Open champion, has (c) Salman Khan Medical college in _________.
been retired from tennis recently. She (d) Akshay Kumar (a)Nalanda (b)Varanasi
is belongs to which country? (e) Hrithik Roshan (c) Lucknow (d) Allahabad
(a) Russia 172. “Food Processing Industries” Ministry (e) None of these
(b) China is under which Minister? 180. BSNL will soon launch a mobile app
(c) USA (a) Narendra Singh Tomar with which bank in Assam to facilitate
(d) Serbia (b) Smt. Harsimrat Kaur Badal cashless transaction?
(e) Other than the given options (c) Smt. Smriti Zubin Irani (a) PNB (b) OBC
166. Which among the following private (d) Thawar Chand Gehlot (c) BOB (d) BOI
sector banks has introduced a full- (e) None of these (e) SBI

68 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
COMPUTER KNOWLEDGE (e) Installation (c) Clipboard
189. Small application programs that run (d) Memory
181. Softcopy is the intangible output, so on a web page and may ensure a form (e) None of these
than what is hardcopy? is completed properly or provide 197. File ………shrinks the size of a file so
(a) The physical parts of the animation are known as ……. it requires less storage space
computer (a) Flash (b) Spiders (a) Scanning
(b) The printed parts of the computer (c) Cookies (d) Applets (b) Synthesizing
(c) The printed output (e) Sparks (c) Defragmenting
(d) The physical output devices 190. A ……….. contains specific rules and (d) Compression
(e) None of these words that express the logical steps of (e) None of these
182. A ……….. is a design tool that an algorithm 198. Which of the following is not a function
graphically shows the logic in a solution (a) Syntax of the control unit?
algorithm (b) Programming structure (a) Read instructions
(a) flowchart (c) Programming language (b) Execute instructions
(b) Hierarchy chart (d) Logic chart (c) Interpret instructions
(c) Structure chart (e) None of these (d) Direct operation
(d) Context diagram 191. Array is (e) None of these
(e) None of these (a) Linear data structure 199. …………. may be included in other
183. .bas, .doc and .htm are examples of (b) Non linear data structure folder while making hierarchical
(a) Database (c) Complex data structure structure folder
(b) Extension (d) Simple data structure (a) Manifolder
(c) Domain (e) None of these (b) Tiered folder
(d) Protocol 192. Which multiplexing technique transmits (c) Sub folder
(e) None of these analog signals? (d) Object
184. If the ……… bit in X.25 standard is (a) FDM (e) None of these
set to 1, it means that there is more (b) Synchronous TDM 200. All of the following are included in
than one packet (c) Asynchronous TDM typical computer programming
(a) Q (b) D (d) Both b and c language which are in use currently
(c) M (d) P (e) None of these except
(e) None of these 193. A program embedded in a semi (a) C++
185. For separating channels in FDM, it is conductor chip during their (b) Java
necessary to use manufacturer is called (c) Visual basic NET
(a) Time slots (a) Humanware (d) Machine language
(b) Bandpass filters (b) Firmware (e) None of these
(c) Differentiation (c) Liveware
(d) All of the above (d) Hardware 
(e) None of these (e) Software
186. The ……. is a device that connects n 194. Which of the following organizations
inputs to m outputs have not become computerized?
EXPLANATIONS
(a) Crossword (a) Banks
(b) Crossbar (b) Railways 1. a 2. c 3. b 4. d
(c) Modem (c) Water supply 5. b 6. d 7. b 8. c
(d) RAM (d) Airways 9. d 10. b 11. d 12. c
(e) None of these (e) None of these 13. d 14. e 15. b 16. e
187. A terminal that cannot process any 195. Which of the following would NOT 17. c 18. e 19. b 20. c
information is called ……. ordinarily be considered unstructured (21-25)
(a) Direct access terminal data? 21-d; Replace ‘little’ with ‘a little’
(b) Intelligent terminal (a) Text 22-e; No error
(c) Smart terminal (b) Video
(d) Blind terminal 23-b; Replace ‘did he prosper’ with ‘has he
(c) Audio clips
(e) Dumb terminal (d) MP3 files prospered’
188. What is the process of copying (e) None of these 24-c; Replace ‘to lower down’ with ‘be
software programs from secondary 196. When you graph an picture in lowered down’
storage media to the hard disk called? document, then you computer holds 25-a; Correct form is ‘what a person does’ -
(a) Configuration the data in ……… sentence is not interrogative
(b) Download (a) Restore file 26. b 27. b 28. d 29. a
(c) Storage (b) Backup drive 30. b 31. b 32. b 33. b
(d) Upload

69 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
34. c 35. e 36. a 37. b 69-d; 5  2+ 8 -1=17
38. c 39. e 40. b 1= *, 7 = ****
(41-45) 70-a; 1= *, 6 = *$$$, 1 = *, 6 = *$$$
(71-75)
71-b 72-e 73-a 74-e 75-d
(76-78)
76-b 77-a 78-a
(79-80)
79-d 80-a 81-c 82-d
(83-85)
83-b 84-c 85-e
(86-90)
86-a

87-e
41-d 42-c 43-c 44-a
45-e
(46-50)
46-e 47-a 48-d 49-b
50-e
(51-55)
88-a
Santosh Electrical Football
Sumant Hardware Tennis
Samresh Mettalurgy Swimming
Sahil Tele communication Badminton
Sukant Software Hockey
Sovan Mechanical Cricket 89-a
51-c 52-a 53-c 54-e 55-b
(56-60)

1(-) Pink S (-) – E/C


2(+) Blue T(+) – Q/U
3(-) Black P(-) – E/C
4(+) Green R(+) – Q/U
5(-) White F(-) – D(-) 90-c;
6(+) Yellow A(+) – B(+)

56-d 57-e 58-c 59-e 60-b


(61-65)
61-e 62-c 63-d 64-e 65-c
(66-70)
66-d; 0 = $, 1 = *, 2 =*$, 3 = **, 4 = *$$, 5 =***
67-b; 4 = *$$, 0 =$, 0 = $
68-c; 8 = *$$$$, 9 = *****, 0 = $

70 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
(91-95)
9325  4 7 6 
=   14   22   10
100  7 11 8 
9325 9325  34
=  (8  14  12)  =3170.5 = 3171
100 100
(approx)
(96-100)
96-c; I. x2 - = 56
Or, x2 – 8 = 56
Or, x2 = 64
x= 64 = 8
4 5
II. ( y )  ( y )  523 = 206
3 3

Or, (y)3 = 206+ 523


Or, (y) = 729 = 9
Hence, x < y
91-c; Difference between male and female lectures in the university 97-c; 3x+4y = 8 ….. (i)  4
4x +2y =4 ……..ii)  3
1 1 2 3
=  3357   2611   3730  12x +16y = 32 ….iii)
3 7 10 11 12x +6y = 12 …..iv)
10y = 20
1 4 Or, y = 2
 4103  1865   2984) Putting the value of y in (i), we get
5 8 Or, 3x+ 8= 8
(-1119 + 373 + 746 +1119 – 373 + 1492) Or, 3x = 0
= 3730 -1492 = 2238 x=0
2611 2611 Hence x < y
92-d; Reqd. % = 100  100 = 140% 98-e; I. x2 +16 = 8x
1119  746 1865 Or, x2 – 8x +16 = 0
93-c; Reqd % Or, x2 – 4x -4x +16 = 0
Or, (x -4)2 = 0
1492  746  2238 4476
= 100  100 = 85.71 x=4
2238  1492  1492 5222 II. y2 – 8y +15 = 0
Or, y2 – 5y - 3y + 15 = 0
= 86% (approx) Or, y(y -5) -3(y -5) = 0
2 1865  3 Or, (y – 3) (y – 5) = 0
2984   Or, y = 3, 5
8 5 Hence, no relationship between x and y can be established
94-e; Reqd. ratio = 3730  6 1 64  x  20  256
  3357 99-d; I.
10 3
Or, 8 + x  20 = 16
746  1119 1865 5 Or, x +20 = 64
   =5:9
2238  1119 3357 9 x = 44
II. y2 – 460 = 381
95-e; Total number of male lectures in Marketing, International Or, y2 = 381 + 460
Marketing and Tourism Or, y2 = 841
4 14 7 22 6 16 y=  29
=   9325   9325   9325 Hence, x > y
7 100 11 100 8 100

71 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

5 22
(15) 2 Area of the circle = 14 14 = 616 sq m
100-c; I. x2 - =0 7
x 1 1 0 - a ; S u m o f t h e a n g l e s o f q u a d r i l a t e r a l = 6 x + 3 x + 4 x + 5 x = 3 6 0
0

Or, 18x = 3600


x 2  152 = 0
5 5
Or, x = 20
The largest angle of the quadrilateral = 6  200 = 1200
Or, x = 15
1
= 120  = 300
0
28 7 Smallest angle of the triangle
II.  y 4
y y If the second largest angle of the triangle be x0, then the largest
Or, 28 – y = 7 angle of the triangle =(x0 +300)
Or, y = 21 Now, 300 +x +x +30 = 1800
Hence, x < y Or, 2x = 1200
(101- 105) x = 600
101-a; The series is +78, +65, +52, ……………………….. 111-a; Internal length = 156 – 2  4 = 148 cm
102-d; The series is 512  4, 128  4, 32  4, ………………….. Internal breadth = 126 – 2  4 = 118 cm
103-b; The series is 178  3+3.5, 537  5+5.5, 18858.5  9+9.5, Internal height =84 – 4 = 80 cm
……………… Inner surface area of the open box = 148 118 + 2  (148
104-d; The series is (41)3, (43)3, (45)3, …………………… +118)  80 = 17464 + 42560 = 60024 cm2
105-c; The series is 5  2 +2.5, 12.5  4+4.5, 54.5  6 +6.5,
40 1
………………….
Reqd. cost of painting =   60024 =Rs 240.096
(106-108) 100 100
106-b; The area of 4 walls can easily be determined with the help (112-116)
of the data given in the information. The areas of windows 112-d; The amount received by Rahul in 2011 from company A =
and doors can be determined with the help of (B), and Rs 22
per sq m the cost given in (A). so only through A and B 113.5 115
together we can find the cost of painting. 25000  
107-e; Combining A and B, we can get the answer. His total salary 100 100
is Rs 25000. Out of which he saves (100 – [30 +35+15]) =
227 23
20% = 25000   = 32631.25
Therefore, he saves 20% of 25000 = Rs 5000 200 100
In 2nd case, when we combine A and C, we get his salary = Interest = 32631.25 – 25000 = Rs 7631.25
For company B the amount received by
3000
 100 115 116
35 Rahul in 2011 = 25000   =Rs 33350
He saves 100 – (30 +35) = 35% of his salary 100 100
Hence, only A and either B or C. Interest = 33350 – 25000 =Rs 8350
108-e; From the data given in A we can calculate the rate of interest The difference between the interest earned = 8350 – 7631.25
(109-111) =Rs 718.75
113-e; Total amount of interest earned by Vikash
104
109-b; Breadth of the rectangle = = 8 cm 15000 17.5 1 22000 15 1
13 =  = 2625 + 3300
Perimeter of the rectangle =2(13 +8) = 42 cm 100 100
Circumference of the circle = 130 – 42 = 88 =Rs 5925
Now, 2  r = 88 cm 114-c; Manoj earns interest from company A in 2010

88  7 30000 13.5 1
r= = 14 cm = = Rs 4050
22  2 100
Amount =Rs 30000 +Rs 4050 =Rs 34050

34050 16 1
Interest earned by company B in 2010 =
100
=Rs 5448

72 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
Total interest earned in both the years =Rs 4050 +Rs 5448 121-a; Number of officers recruited by SBI = 4.6 +2.9 +8.1 + 7.2
=Rs 9498 + 4.2 + 7.9 =34.9 thousand
115-a; Similarly, recruited by PNB = 32.3 thousand
116-d; The amount of interest earned by Sonali = BOB = 37.8 thousand
UCO = 34 thousand
 15 
2
 IDBI = 21.9 thousand
25000 1    1 Canara = 27.6 thousand
 100   Hence, the number of officers recruited by BOB is the
maximum.
 529  400  129 122-c; The difference between the number of clerks and officers
= 25000    25000  =Rs 8062.5
for all the given years in SBI = 41.7 – 34.9 = 6.8 thousand
 400  400 Similarly, in PNB Bank = 18.1 – 32.3 = -14.2
In UCO Bank =49.5 – 34.0 = 15.5
117-d; A’s one day’s work = 1/15
In IDBI Bank =38.9 – 21.9 = 17
A’s 6 days work = 6/15 = 2/5
SBI has got the minimum difference.
B’s one day’s work = 1/20
123-b; Avg. number of officers recruited by BOB for all the given
B’s 6 day’s work = 6/20 = 3/10
37.8
2 3  43 7
(A +B)’s 6 days work =     years =
6
= 6.3 thousand
 5 10  10 10
301
 7 3 124-d; Reqd. % = 100 = 136.19 = 136% (approx)
Remaining work = 1   221
 10  10 125-c; S {1, 2, 3, 4, 5, 6}
Read. Ratio = A’s 6 days work : B’s 6 days work : C’s 2 days A = Event of getting an odd number = {1, 3, 5}
B = Events of getting a prime number = {2, 3, 5}
2 3 3 A  B = {3, 5}
work = : : =4:3:3
5 10 10 3 1 3 1
P(A) =  , P (B) = 
3 6 2 6 2
B’s share =  650 = Rs 1950
10 2 1
118-c; Let the money received at 24% be Rs x. And P (A  B) = 
The money received at 28% be Rs (50000 –x) 6 3
 24  28 B
Then,  x  1  (50000  x)  1 = Reqd. probability = P  
 100  100 A
12560
1
6 x 350000  7 x
 P(A  B) 3 2
Or,
25 25
= 12560  
= P(A) 1 3
Or, 6x – 7x +35000 = 12560  25
x = 36000 2
Now, at 24% amount = Rs 36000 126-e; According to the question,
And at 28% =Rs 14000
40
5 (x – 3)X = (x +5) (x -7)
119-a; Relative speed = (48 +42) kmph = 90 kmph = 90 = 100
18 Or, 2x2 – 6x = 5(x 2 – 7x + 5x – 35)
25m/sec Or, 3x2 – 4x – 175 = 0
Distance covered in crossing each other = 168 +182 =350m Or, x(3x – 25) +7(3x – 25) = 0
Or, (x +7) (3x -25) = 0
350
Reqd. time = = 14 seconds. 25
25 Or, x =
(120-124) 3
120-e; Ratio =(1.5 +1.1) : (7.6+6.8) =2.6 : 14.4 = 13 : 72 And x = -7, (neglect negative value)

73 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
x= 15 (neglect negative value)
25 Then the usual speed of the car = 15
x= .
3 Faster speed = 15 +10 = 25 kmph

50
 25  25 400
Total work = (x -3)x =   3  Time taken by the faster car =
25
= 2 hours
 3  3 9
131-a
Let (x +5) men finish the work in K days.

400  25 
Now,    5  K
9  3 
400 40 K
Or, 
9 3
10 1
K= 3 days
3 3
127-a; CP + 5K = SP 1 (Given profit)
CP - 4K = SP 2 (Given loss)
Since loss (4K) is 20% less than profit (5K)
SP 1 – SP 2 = 9K = 1378 – 1171 = 207 Or, 150x - 900 = 120x
Or, K = 23 Or, 30x = 900
CP = SP 1 – SK = 1378 – 5  23 = Rs 1263 x = 30
130
New quantity of mixture = 6x – 36 +5x = 11x – 36 = 11  30
Reqd. SP = 1263 = Rs 1641.9 – 36 = 294 litres
100 132-d; Let the number be x.
128-b; Let each instalment be Rs x. Then, x  (78 – 53)% = 295

25
  Or, x  = 295
  100
 1 1 1 
x  2
 3 
Or, x = 1180
r  r   r  
1
Then, 35 1180
 100 1  100  1  100   Now, 35% of x = = 413
      100
133-a; Let the monthly income of C be Rs x.
  25   25   25  
2 3 Then, B’s monthly income = Rs (x - 15000)
x          A’s monthly income = Rs (x – 15000) – 10000
Or, 18000 =   28   28   28   Hence, A + B + C = x - 25000 + x – 15000 + x = 65000
  Or, 3x – 40000 = 65000
Or, x = 7494.28 = 7500 (approx)
105000
129-d; N(A  B  C) = n(A) + n(B) + n(C) – n(A  B) - x= = Rs 35000
n(B  C) - n(A  C) + n(A  B  C) = 45 +62 +53 – 35 3
- 42 – 25 +16 = 74 Hence, A’s monthly income = 35000 – 25000 = Rs 10000
130-c; Let the usual speed of the car be x kmph. 134-b; MP = Rs 30, discount = 15% and Rs 1.50 more
50

50  85  3  51 3 
Then, =12 SP =   30     Rs  
x  10 x  10  100  2  2 2
=Rs 24,

x  10  x  10 12 Gain % = 20%
Or, 
x 2  100 50  100 
Or, 50x = 6x2 – 600 CP =   24  =Rs 20
Or, 3x2 – 45x +20x – 300 = 0  120 
Or, (x -15) (3x +20) = 0
x = 15, -20/3

74 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
135-a; Let the incomes of A, B and C be Rs 7x, Rs 9x, Rs 12x
1  1 3
Part is filled in  6   min 
respectively and their expenditures be Rs 8y, Rs 9y and Rs
min
15y respectively. Then, their savings are Rs (7x -8y),
Rs (9x – 9y) and Rs (12x – 15y).
14  14  7
7x – 8y =
28x – 32y = 7x
3
Total time taken = 6 min.
21x = 32y. 7
Ratio of savings = (7x – 8y) : (9x -9y) : (12x -15y) 139-d; From I sum of age of 10 students + teacher = 25  11 = 275
Form II, Teacher’s age = 10 + oldest student
 32   32 
= 7  y  8y  :  9  y  9 y  Hence, question cannot be solved even using both the
 21   21  statements.

ak a a
 32   only if is proper function and a, b and k are
: 12  y  15 y  = 56 : 99 : 69. 140-c;
bk b b
 21  all positive integers.
141. d 142. d 143. b 144. a 145. c 146. b
 90 
136-d; Milk = 90% of 40 L =  40  =36 L, water = 4 L. 147. b 148. a 149. a 150. d 151. d 152. a
 100  153. b 154. b 155. c 156. a 157. d 158. b
Let the quantity of water to be added be x liters. Then, 159. d 160. a 161. c 162. e 163. a 164. e
165. d 166. b 167. c 168. a 169. d 170. a
 4 x 
   100  20 171. e 172. b 173. d 174. b 175. b 176. c
 40  x  177. b 178. e 179. d 180. e 181. c 182. a
183. b 184. c 185. b 186. b 187. e 188. c
4 x 20 1 189. a 190. a 191. a 192. a 193. b 194. c
 
40  x 100 5 195. a 196. d 197. d 198. d 199. c 200. d

20+5x = 40+x
4x = 20 
x = 5.
137-b; Let father’s present age be x years and son’s age be (45 -x)
years.
(x – 5) (45 –x -5) = 4  (x -5) VANIK’S KNOWLEDGE GARDEN
(x -5) (40- x) = 4(x -5)
Important Nuclear Power Plant in India
40-x = 4
Plant Location State Capacity
x= 36
Present age of father is 36 years and that of the son is 9 years. Narora Atomic Power
Narora Uttar Pradesh 440 MW
138-c; Part filled by A in 1 st min and B in 2 nd min = Station
Rajasthan Atomic
Rawatbhata Rajasthan 1180 MW
 1 1  13 Power Station
   Tarapur Atomic Power
 6 7  42 Station
Tarapur Maharashtra 1400 MW

Part filled by (A + B) working alternately in 6 min = Kakrapar Atomic


Kakrapar Gujarat 440 MW
Power Station
 1 13  13 Kudankulam Nuclear
   6  Power Plant
Kudankulam Tamilnadu - MW
 2 42  14 Madras Atomic Power
Kalpakkam Tamilnadu - MW
Station
 13  1 Kaiga Nuclear Power
Remaining part = 1    Plant
Kaiga Karnataka 660 MW
 14  14 Madras Atomic Power
Kalpakkam Tamil Nadu 440 MW
It is now A’s turn. Station

1
Part is filled in 1 min.
6

75 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

PRACTICE SET FOR UPCOMING EXAM [SYNDICATE BANK-PO (MAIN)]


ENGLISH LANGUAGE c) every nation teaches it’s youth Directions (Q. 8 - 15): Read the following
through the native language. passage carefully and answer the
Directions (Q. 1- 7): Read the following d) the use of the native language can questions given below it. Certain words/
passage carefully and answer the unit the nation phases in the passage are printed in bold
questions given below it. Certain words/ e) None of the above to help you locate them while answering
phases in the passage are printed in bold 2. Imposition of a foreign medium upon some of the questions.
to help you locate them while answering the youth Unquestionably, a literary life is for the most
some of the questions. a) has made the youth hate the part an unhappy life, because, if you have
But for the fact that only higher education, British Empire. genius, you must suffer the penalty of
the only education worth the name has been b) has made the youth carefree genius; and if you have only talent, there are
received by us through the English medium, c) has brought the youth close to the so many cares and worries incidental to the
there would be no need to prove such a self masses. circumstances of men of letters, as to make
evident proposition that the youth of a d) has shortened the lives of the life exceedingly miserable. Besides the pangs
nation to remain a nation must receive all pupils. of composition, and the continues
instruction including the highest in, it’s own e) None of the above disappointment which a true artist feels at
vernacular or vernaculars. Surely it is a self 3. The author says his inability to reveal himself, there is the
demonstrated proposition, that the youth a) that foreign medium should be ever-recurring difficulty of gaining the public
of a nation cannot keep or establish a living done away with ear. Young writers are buoyed up by the
contact with the masses unless their b) that foreign medium can be hope and belief that they have only to throw
knowledge is received through a medium retained only for technical that poem at the worlds feet to get back in
understand by the people. Who can calculate education return the laurel-crown; that they have only
the immeasurable loss sustained by the c) that only the educated Indians to push that novel into print to be
nation owing to thousands of it’s young men should study in foreign medium acknowledged at once as a new light in
having been obliged to waste years in d) that foreign medium should be literature. You can never convince a young
mastering a foreign language and its idiom, used only for official purpose. author that the editors of magazines and
of which in their daily life they have the e) None of the above publishers of books are a critical body of
least use and in learning which they had to 4. By vernacular, the author meant men, who are by no means frantically anxious
neglect their own mother tongue and their a) a language understood by the about placing the best literature before the
own literature? There never was a greater masses of the country public. May that for the most part, they are
superstition than that of particular languages b) the language native to a country mere brokers, who conduct their business
can be incapable of expansion or of c) Hindi on the hardest lines of a profit and loss
expressing abstruse or scientific ideas. A d) the languages that have grown out account. But supposing your book fairly
language is an exact reflection of the character of Poli launches, its perils are only beginning. You
and growth of it’s speakers. e) None of the above have to run the gauntlet of the critics. To, a
Among the many evils of foreign rule, this 5. The author made a mention of young author, again, this seems to be as
blighting imposition of a foreign medium a) all the evils of foreign rule terrible an ordeal as passing clown the files
upon the youth of the country will be b) only the dominating attitude of of Sioux or Comanche Indians each one of
counted by history as one of the greatest. It foreign rule. whom is thirsting for your scalp. When you
has sapped the energy of the nation. It has c) only those evils which were linked are a little older, you will find that criticism
shortened the lives of the pupils, it has with foreign medium is not much more serious than the bye-play
estranged them from the masses, it has made d) evil which were predating in of clowns in a circus, when they beat around
education unnecessarily expensive. If this England also the ring, the victim with bladders slung at
process is still persisted in, it bids fair to e) None of the above the end of long poles. A time comes in the
rob the nation of its soul. The sooner, 6. Idiom means life of every author when he regards critics
therefore, educated India shakes itself free a) the rules governing a language. as comical rather than formidable and goes
form the hypnotic spell of the foreign b) the expression peculiar to a his way unheeding. But there are sensitive
medium, the better it would be for them and language souls that yield under the chastisement and
the people. c) the structure of words in a perhaps, after suffering much silent torture,
1. The author stresses that sentence abandon the profession of the pen forever,
a) the only education worth the name d) ornamental phrases which Keats, perhaps is the saddest example of a
is through the medium of English, beautify the language fine spirit hounded to death by savage
though it might not make our e) None of the above criticism because, whatever his biographers
youth the builder of a great nation. 7. Abstruse means may ever, that furious attack of Gifford and
b) higher education should not be a)complex b)clear Jerry undoubtedly expedited his death. But
received through a foreign c)religious d)scientific no doubt there are hundreds who suffer
language. e) superficial

76 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
keenly from hostile and unscrupulous b) expedited the death of Keats d) I hope you will excuse leaving
criticism and who have to bear that suffering c) brought Keats to limelight early.
in silence because it is a cardinal principle in d) helped Keats suicide e) None of the above
literature that the most unwise thing in the e) None of the above 20. a) She insisted on me to stay there
world for an author is to take public notice 14. The cardinal principle in literature is b) She insisted on me to staying there
of criticism in the way of defending himself a) not to maintain one’s own style c) She insisted on my staying there
silence is the only safeguard, as it is the throughout one’s literary career d) She insisted in my staying there
only dignified protest against insult and b) to satisfy the critics e) None of the above
offence. c) to satisfy the public
8. What are the ambitions of a young d) not to take public criticism in the Directions (16-20): In the following
author? way of defending oneself questions, a part of the sentence is
a) to be acknowledged as a new light e) None of the above printed in bold. Below are given
in literature 15. The only safeguard against insult and alternatives to the bold part at (a), (b),
b) to be able to reveal himself offence (c) and (d) which may improve the
c) to gain a public ear a) to maintain a dignified silence sentence. Choose the correct
d) to get his compositions published b) to protest openly alternative. In case no improvement is
e) None of the above c) to defend one’s own writing (e)
9. Are editors and publishers sympathetic d) to attack the offenders 21. Most donors would seriously protest
to young authors? e) None of the above any effort to infer from such limited
a) they are data
b) they are not Directions (Q.16-20): In each of the
following questions four sentences are a)protest against
c) they are anxious about placing b)protest at
only the best literature before the given which are on the same theme.
Decide w hich sentence is the most c)protest to
public d)protest for
d) they are mere brokers who preferable with respect to grammar,
meaning and usage, suitable for a formal e)No improvement
conduct their business on the 22. He sent a word to me that he would be
hardest lines of a profit and loss letter or report or any formal writing in
English and mark the number of that coming late.
account a)sent word
e) All of these sentence on the answer sheet.
b)had sent a word
10. What are the ordeals awaiting the young 16. a) I am ready to say this at her face c)sent words
author from the critics? b) I am ready to say this on her face d)sended word
a) the critics harass him c) I am ready to say this in her face e)No improvement
b) he has to run the gauntlet of the d) I am ready to say this to her face 23. Netaji was by far a great man of India.
critics e) None of the above a)a very great man
c) he has to save his scalp 17. a) Neena can do it alone and nobody else b)too great a man
d) the critics are sympathetic can do it. c)the greatest man
towards him b) Neena alone can do it and nobody d)a greater man
e) None of the above else can do it. e)No improvement
11. What attitude should an author adopt in c) Neena can alone do it and nobody 24. Socrates was one of the wisest man
the face of bitter criticism? else can do it. that ever lived.
a) he should defend himself d) Alone Neena can do it and nobody a)one of the wisest men
b) he should regard critics formidable else can do it. b)one wise man
and change his way of writing e) None of the above c)one of the wise men
c) he should suffer silently 18. a)The team is confident to win the match. d)one of the wise man
d) he should take criticism as not b) The team is confident of winning e)No improvement
more than the bye play of clowns the match. 25. Can I exchange my book for yours?
in a circus and go his way c) The team is confident of win the a)my book with you
unheeding. match. b)my book with yours
e) None of the above d) The team is confident for winning c)my book with your
12. What happens to the sensitive authors the match. d)our book with you
when they are attacked by critics? e) None of the above e)No improvement
a) they remain indifferent 19. a)I hope you will excuse my leaving
b) they commit suicide early. Directions (26-30): Answer the following
c) they abandon the writing profession b) I hope you will excuse me leaving questions.
d) all of the above early.
e) None of the above 26. Find the synonym of “Abominable”
c) I hope you will excuse mine a) Odious b)Fascinating
13. The attack of Gifford and Jerry leaving early
a) forced Keats to give up writing c)Seductive d)Exciting
e)Progressive
77 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
27. Find the antonym of “Defray” d)excludes, par a)D b)F
a)meet b)cleanse e)empowers, best c)A d)C
c)objure d)neglect 34. A Hawaiian fisherman died when a e)B
e)lapse swordfish he _________ speared in a 38. Which of the following should be the
28. Find the synonyms of “Circumlocution” harbour on the Big Island _______ him FIFTH sentence after rearrangement?
a)jurmoil in the chest with its sharp bill. a)D b)A
b)pivot a)had, struck c)C d)F
c)redundancy b)has, strike e)B
d)sufficiency c)was, inserted 39. Which of the following should be the
e)motion d)did, left SECOND sentence after
29. Find the antonym of “Mendacity” e)could, shot rearrangement?
a)falsehood 35. Around 20 children were rushed to BJR a)A b)E
b)deception c)perjury hospital with __________ of food c)D d)C
d)perfidious e)veracity poisoning after they consumed the e)B
30. Find the synonyms of “Zest” afternoon meal at a _________ 40. Which of the following should be the
a)Disgust anganvadi. SIXTH (LAST) sentence after
b)Chauvinism a)signs, nearby rearrangement?
c)Vicious b)symptoms, nearby a)B b)A
d)Enthusiasm c)fever, nearest c)C d)E
e)Languish d)symbol, near e)D
e)characteristics, large
Directions (Q. 31-35): In each of the Directions (Q.41-50): In the following
following sentences there are two blank Directions (Q.36-40): Rearrange the passage there are blanks, each of which
space. Below each sentence there are five following sentences (A), (B), (C), (D), (E) has been numbered. These numbers are
pairs of words denoted by letter a), b), c), & (F) to make a meaningful paragraph printed below the passage and against
d) and e). Find out which pair of words and then answer the questions which each, five words are suggested, Find out
can be filled up in the blanks in the follow : the appropriate word in each case.
sentence in the same sequence to make A. The difference between the price Sebi should (41) its new insider trading rules
the sentence grammatically correct and at which the treasury bills are that make it impossible for senior
meaningfully complete. issued and their redemption value management members, in (42) of price-
is the interest receivable on them sensitive information, to collect or sell their
31. As the Central government ________ and is called discount. shares (43) employee stock option plans
more fiscal freedom to the states, they B. Treasury bills are issued in the (Esops). Esops are a useful HR tool to help
seem to be cutting _________ to social form of a promissory note. (44) talent. They are (45) to reward
sectors, especially agriculture and allied C. It is also known as Zero Coupon employees who are major contributors to
areas. Bond issued by the Reserve Bank performance, (46) giving them a (47) in the
a)revolves, means of India on behalf of the Central company’s bottom line. The contract gives
b)involves, resources Government to meet its short- employees the right to buy a specific number
c)devolves, allocations term requirement of funds. of the company’s shares at a (48) price,
d)constricts, distribution D. They are highly liquid and have called the exercise price, within a certain
e)disallow, consumption assured yield and negligible risk period of time. Normally, an employee who
32. Today, players are getting ________ of default. has stock options (49) to profit by exercising
aggressive about recovering lost E. A treasury bill is basically an her option to buy shares at the exercise price
_________ and the market is opening instrument of short-term when the shares are (50) at a price that is
up too. borrowing by the Government of higher than the exercise price.
a)nearly, faiths India maturing in less than one 41. a)amend b)improve
b)harshly, fields year. c)alter d)lower
c)barely, confidence F. They are issued at a price which e)ruin
d) extremely, condition is lower than their face value and 42. a)hold b)title
e)increasingly, grounds repaid at par. c)possession d)custody
33. The proposed Environmental Laws Bill e)retention
________ substantial damage as an act 36. Which of the following should be the 43. a)over b)for
of violation, omission or negligence by FOURTH sentence after c)with d)in
which the community at ________ is rearrangement? e)under
affected due to pollution damage to a)E b)B 44. a)possess b)contain
land, air or water. c)D d)C c)enjoy d)retain
a)revokes, all e)A e)preserve
b)includes, least 37. Which of the following should be the
c)inserts, large THIRD sentence after rearrangement?

78 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
45. a)posed b)offered 53. Statement: Railway does not provide a)R, F b)T, A
c)extended d)exhibited concession to any one for travelling to c)D, R d)C, Q
e)volunteered certain holiday destinations. e)S, A
46. a)thereby b)so I. Railways services are available for 58. Four of the following five are alike in a
c)with d)then travelling to these holiday certain way and thus form a group.
e)to destinations. Which is the one that does not belong
47. a)punishment b)chair II. Railways provides concession to to that group?
c)stake d)place certain persons for travelling to a)B – T b)A – Q
e)reward places other than these holiday c)C – S d)F – P
48. a)benefit b)highest destinations. e)D – R
c)appropriate d)fixed 54. Statement: ‘Travellers with a ticket for 59. Four of the following five are alike in a
e)loss the second class if found travelling in certain way and thus form a group.
49. a)awaits b)expects the first class compartments would be Which is the one that does not belong
c)trusts d)understands penalized” – Notice in the to that group?
e)presume compartments of a train. a)D b)S
50. a)marketed b)dealt I. Travellers with a ticket for the first c)V d)T
c)exchanged d)undertaken class are also not allowed to travel e)A
e)trading in the second class compartments. 60. How many persons are seated between
II. Inspections are carried out in the R and T?
REASONING ABILITY train to check the tickets. a)One b)Two
55. Statement: The prices of petrol and c)Three d)Four
Directions (Q. 51-55): In each question
diesel have remained unchanged only e)None
below is given a statement followed by
in Nigeria since the past three years.
two assumptions/inferences numbered I Directions (61-65): In each question
I. Petrol and diesel prices have
and II. An assumption is something below are given three statements
changed elsewhere in the world
supposed or taken for granted and followed by two conclusions numbered I
during these three years.
inference is something which can be & II. You have to take the three given
II. Before this three years period,
directly inference from the given facts. statements to be true even if they seem
petrol and diesel were available at
You have to consider the statement and to be at variance with commonly known
a price different from the present
the following assumptions/inferences facts. Read all the conclusions and then
rates.
and decide which of the assumptions is decide which of the given conclusions
implicit in the statement. Give answer. Directions (Q. 56-60): Study the logically follow s from the given
a) If only assumption I is implicit following information to answer the statements, disregarding commonly
b) If only assumption II is implicit given questions. known fact.
c) If either assumption I or Twelve people are sitting in two parallel Give answer (a): If only conclusion I
assumption II is implicit rows containing six people each, in such a follow.
d) If neither assumption I or way that there is an equal distance between Give answer (b): If only conclusion II
assumption II is implicit adjacent persons. In row – 1, A, B, C, D, E follows.
e) If both assumption I and II are and F are seated and all of them are facing Give answer (c): If either conclusion I or
implicit. south. In row – 2, P, Q, R, S, T and V are conclusion II follows.
seated and all of them are facing north. Give answer (d): If neither conclusion I
51. Statement: ‘Do not enter – avoid the
Therefore, in the given seating arrangement nor conclusion II follows.
risk of getting infected with the ABC
each member seated in a row faces another Give answer (e): If both conclusion I and
disease’ – written outside the quarantine
member of the other row. conclusion II follow.
ward no. 2 (meant only for ABC disease)
V sits third to right of S. S faces F and F (61-62):
of a hospital’.
does not sit at any of the extreme ends of Statements: Many stars are moons.
I. Disease ‘ABC’ is contagious.
the line. D sits third to right of C. R faces C. Every moons are planets. Nobody
II. All the patients in ward no. 2
The one facing E sits third to right of P. B planet is universe.
suffer from disease ABC.
and P do not sit at the extreme ends of the
52. Statement: In city Z, people prefer to 61. Conclusions: I. All moons being starts
line. T is not an immediate neighbour of V
buy Car X instead of Car Y as Car X is a possibility.
and A is not an immediate neighbour of C.
has German technology which is very II. No universe is star.
advanced. 56. Who amongst the following faces D? 62. Conclusions: I. At least some planets
I. Cars with German technology are a)T b)P are stars.
perceived to be better than other c)Q d)R II. No moon is universe.
cars in city Z. e)V (63-64)
II. Had German technology been 57. Who amongst the following represent Statements: 100% sticks are plants.
present in Car Y also, its sales the people sitting at extreme ends of Any each plants are insects. All insects
would have crossed car X’s sales. the rows? are amphibians.

79 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
63. Conclusions: I. At least some Eight people – A, B, C, D, E, F, G and H – Step V: 93 44 34 11 night pace 27 joy day
amphibians are plants. are sitting around a circular table. A and B easy
II. All sticks are insects. are facing towards the centre while other six Step VI : 93 44 34 11 night pace 27 day
64. Conclusions: I. All amphibians are people are facing opposite to the centre. A easy joy
sticks. is sitting second to the right of H. B sits Step VII : 93 44 34 27 11 night pace day
II. All plants are amphibians. third to the left of A. D sits second to the easy joy
65. Statements: All apartments are huts. right of G. G neither an is immediate Step VIII : 93 44 34 27 11 pace day easy
Null hut is a building. Every buildings neighbour of B and A. E and F are immediate joy night
are cottages. neighbours and are facing outside. Step IX : 93 44 34 27 11 day easy joy night
Conclusions: I. No cottage is an pace
apartment. II. Some cottages are 71. What is the position of C with respect Step IX is the last step of the rearrangement
apartments. to D? as the desired arrangements is obtained. As
a)Third to the right per the rules followed in the above steps,
Directions (Q. 66-70): Study the b)Third to the left find out in each of the following questions
following information to answer the c)Fourth to the left the appropriate steps for the given input.
given questions. d)Fourth to the right Input for the questions.
In a certain code, e)Second to the left Input : class 25 war 15 race 73 heap 58 just
‘more money is market’ is written as ‘zo li 72. Who is sitting to the immediate right of 88 take 38
aa to’ G?
‘share in market profit’ is written as ‘vo to a)C b)D 76. What is the position of ‘war’ in the Step
je li’ c)F d)H ‘VII’?
‘making more profit now’ is written as ‘su e)A a)Seventh from the left end
je zo ka’ 73. Which of the following pairs represents b)Eighth from the right end
‘now the market gains’ is written as ‘do li the people who are immediate c)Fifth from the left end
yo su’; neighbours of C? d)Fifth from the right end
a)B and G b)B and H e)Sixth from the left end
66. Which of the following does ‘vo’ stand c)G and H d)D and G 77. Which of the following is the ninth from
for? e)A and H the right in Step VI?
a)profit b)in 74. Who is sitting third to the left of G? a)race b)25
c)share d)market a)A b)D c)war d)58
e)in or profit c)E d)F e)15
67. What is the code for ‘making’? e)Either E or F 78. What is the position of ‘15’ in the Step
a)ka b)su 75. How many people are there between B ‘IX’?
c)je d)zo and D? a)Seventh from the left end
e)cannot be determined a)Two b)Four b)Eighth from the left end
68. Which of the following is the code for c)Three d)One c)Fifth from the right end
‘gains’? e)None d)Seventh from the right end
a)su b)li e)Eighth from the right end
c)yo d)do Directions (76-80): Study the following 79. How many steps are required to
e)yo or do information carefully and answer the complete this arrangement?
69. Which of the following can be the code questions given below. a)Eleven b) Twelve
for ‘the more you share’? A word and number arrangement machine c)Ten d)Nine
a)do yo zo vo when given an input line of words and e)None of these
b)vo wi zo do numbers rearranges, them following a 80. Which of the following represents the
c)vo zo wi bu particular rule in each step. The following is Step X?
d)yo je vo wi an illustration of input and various steps a) 88 73 58 38 25 war 15 race take
e)su vo zo do rearrangement. (All the numbers are two class heap just
70. ‘to ka li aa’ is a code for which of the digit numbers). b) 88 73 58 38 25 15 class heap just
following? Input: 11 day 34 night 93 pace 27 easy 44 race take war
a) share more in market joy c) 88 73 58 38 25 15 war class heap
b)now share more gains Step I: 93 11 day 34 night pace 27 easy 44 just race take
c) the gains in market joy d) 88 73 58 38 25 15 war take class
d)the gains in profit Step II: 93 11 34 night pace 27 easy 44 joy heap just race
e)making money in market day e) There is no such step
Step III: 93 44 11 34 night pace 27 easy joy
Directions (Q. 71-75): Study the day Directions (81-85): Study the following
following information carefully and Step IV: 93 44 11 34 night pace 27 joy day arrangement carefully and answer the
answer the questions given below: easy questions given below :

80 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
BM%R3J@KDF69W4*NE a)©9@* b)*%©@ a)YT b)VY
P 2 SAY5 I Q Z # 7 U G c)©@%* d)©%@* c)VQ d)PY
e) None of these e)QV
81. Which of the following is the sixth to 89. Which of the following is the middle 95. Which of the following is true regarding
the left of the twentieth from the left digit of the third highest among the five R?
of the above arrangement? three-digit numbers given below? a)R is an immediate neighbour of V
a)J b)Q 368 931 472 715 647 b)R faces the centre
c)4 d)E a)6 b)3 c)R sits exactly between T and S
e)9 c)7 d)1 d)Q sits third to left of R
82. How many such consonants are there in e)4 e)None is true
the above arrangement each of which 90. Among P, Q, S and T each having a
is immediately preceded by a symbol different height, Q is shorter than only Directions (Q. 96-100): Each of the
and immediately followed by a T and S is shorter than P ad R. Who questions below consists of a question
number? among them is the shortest? and two statements numbered I and II
a)None b)One a)R given below it. You have to decide
c)Two d)Three b)S whether the data provided in the
e)More than three c)P statements are sufficient to answer the
83. If all the symbols and all the vowels are d)Data inadequate question. Read both the statements and
dropped from the above arrangement, e)None of these given answer.
which of the following will be twelfth a) If the data in statement I alone are
from the right end? Directions (91-95): Study the following sufficient to answer the question,
a)9 b)6 information carefully and answer the while the data in statement II alone
c)P d)Y given questions : are not sufficient to answer the
e)W Eight friends P, Q, R, S, T, V, W and Y are question.
84. How many such members are there in sitting around a square table in such a way b) If the data in statement II alone
the above arrangement, each of which that four of them sit at four corners of the are sufficient to answer the
is immediately preceded by a letter but square while four sit in the middle of each of question, while the data in
not immediately followed by a letter? the four sides. The ones who sit at the four statement I alone are not sufficient
a)None b)One corners face the centre while those who sit to answer the question.
c)Two d)Three in the middle of the sides face outside. c) If the data either in statement I
e)More than three P who faces the centre sits third to the left alone or in statement II alone are
85. What should come in place of question of V. T, who faces the centre, is not an sufficient to answer the question.
mark (?) in the following series based immediate neighbour of V. Only one person d) If the data even in both statements
on the above arrangement? sits between V and W. S sits second to right I and II together are not sufficient
MRJ ©F9 *E2 ? of Q. Q faces the centre. R is not an immediate to answer the question
a)Y5T b)Y1Q neighbour of P. e) If the data in both statement I and
c)A5Q d)Y1Z II together are necessary to answer
e)None of these 91. Who sits second to the left of Q? the question.
86. In a certain code BUILDER is written a)V b)P
as JVCKSFE. How is SEALING c)T d)Y 96. Who amongst L, M, N, O and P is the
written in that code? e)Cannot be determined shortest.
a)BTFKHOJ 92. What is the position of T with respect I. O is shorter than P but taller than N.
b)JOHKDFT to V? II. M is not as tall as L.
c)TFBKHOJ a)Fourth to the left 97. Are all the five friends viz. Leena, Amit,
d)BFTKJOH b)Second to the left Arun, Ali and Ken who are seated
e)None of these c)Third to the left around a circular table facing the centre?
87. If ‘R’ denotes ‘  ’; T denotes ‘-’ ; ‘M’, d)Third to the right I. Leena sits second to left of Amit.
e)Second to the right Amit faces the centre. Arun sits
denotes ‘+’ and ‘W’ denotes ‘  ’ then
93. Four of the following five are alike in a second to right of Leena.
27 T 15 R 3 W 4
certain way and so form a group. Which II. Ali sits third to the left of Ken.
M 6 =?
is the one that does not belong to that Ken faces the centre. Amit sits to
a)7 b)13
group? the immediate left of Ali but Ken
c)-23 d)1
a)R b)W is not an immediate neighbour of
e)None of these
c)V d)S Amit.
88. In a certain code WAVE is written as
e)Y 98. Is T grandmother of Q?
‘5%3*’ and WINS is written as
94. Which of the following will come in I. P is the mother of Q. Q is the son
‘59@©’. How is SANE written in that
place of the question mark based upon of R. R is the son of T.
code?
the given seating arrangement? II. L is father of N and N is daughter
WP TR QW RS ? of T.

81 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
99. Point A is towards which direction from point B? 105. The percentage increase in production between the year 2006-
I. If a person walks 4m towards the north from point A, 07 and 2007-08 is
and takes two consecutive right turns, C, which is 8m a)25% b)12.5%
away from point B. c)8.8% d)6.5%
II. Point D is 2m towards the east of point A and 4m towards e)9.8%
the west of point B. 106. Three men A, B and C start a business together. They invest
100. How many brothers does Bharat have? Rs 30000, Rs 24000 and Rs 42000 respectively in the
I. Shiela, the mother of Bharat has only three children. beginning. After 4 months, B took out Rs 6000 and C took
II. Meena, the grandmother of Bharat has only one out Rs 10000. They get a profit of Rs 11960 at the end of the
granddaughter. year. B’s share in the profit is (Approx)
a)Rs 2700 b)Rs 2803
QUANTITATIVE APTITUDE c)Rs 2900 d)Rs 2785
e)Rs 3028
Directions (Q. Nos. 101-105): Answer the questions based on
107. The edge of an ice cube is 14 cm. The volume of the largest
the data of sugar industry given in the table. Figures are in
cylindrical ice cube that can be formed out of it is
lakh tonnes (lt).
a)2200 cu. cm b)2000 cu. cm
c)2156 cu.cm d)2400 cu. cm
e)None of these
108. A sum of Rs 16800 is divided into two parts. One part is lent
at the simple interest of 6% per annum and the other at 8%
per annum. After 2 years total sum received is Rs 19000. The
sum lent at 6% of simple interest is
a)Rs 12200 b)Rs 12000
c)Rs 11000 d)Rs 10000
e)None of these
109. The present age of Romila is one-fourth of that of her father.
After 6 years the father’s age will be twice the age of Kapil. If
celebrated fifth birth day 8 years ago. What is Romils’s present
age?
a)7 years b)7.5 years
c)8 years d)8.5 years
e)None of these
101. If for the year 2009-10, the forecasted domestic demand for 110. In an examination, 35% of total students failed in Hindi, 45%
sugar is up by 10% over the actual domestic demand in the failed in English and 20% failed in both subjects. Find the
year 2006-07 while the forecasted production is down by percentage of those who passed in both the subjects.
15% over the year 2006-07, then total supply-demand gap a)35.7% b)35%
keeping the remaining forecasted data unchanged would be c)40% d)45%
nearly e)44%
a)84 lt b)68 lt
c)128 lt d)178 lt Directions (Q. Nos. 111-115): Each of the following questions
e)None of these consists of a question following by three statement I, II and
102. If the total actual demand for sugar in the year 2006-07 was III. You have to study the question and the statements and
14% higher than the figure mentioned in the table, then the decide which of the statement(s) is/are necessary to answer
new total supply-demand gap for the year 2006-07, if the the questions.
production remains the same, is 111. What is the speed of boat in still water?
a)50.16 lt b)48.36 lt I. The boat covers 12 km in 2 hours in downstream.
c)75.48 lt d)60.32 lt II. The boat covers same distance in 4 hours in upstream.
e)None of these III. The speed of stream is one-third of that of boat in still
103. The increase in lakh tonnes in forecasted total demand for the water.
year 2009-10 and estimated total demand for the year 2008- a) Both I and II
09 is b) I and either II or III
a)4.3 lt b)5.5 lt c) All I, II and III
c)2.8 lt d)nil d) Question cannot be answered even with the information
e)None of these in all three statements.
104. The growth rate in domestic demand over the period 2006-07 e) None of these
to 2009-10 is 112. What is the speed of train?
a)1.25% b)12.5% I. The length of train is 240 m.
c)10% d)25% II. The train crosses a pole in 24 seconds.
e)None of these
82 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
III. The train crosses a platform in 48 seconds. 118. The ratio of number of boys in marketing and finance both
a) Both I and III b)Both I and II and that of girls in finance only is
c)Both II and III d)Any two of three a)5 : 3 b)3 : 5
e)None of these c)5 : 4 d)4 : 7
113. What is the age of class teacher? e)None of these
I. There are 11 students in the class. 119. By what percent is the number of boys in marketing more
II. The average age of students and the teacher is 14 years. than the number of girls in HR discipline?
III. The average age of the teacher and students is 3 years
more than that of students. 1 1
a)13 % b)33 %
a)Both I and III b)Both I and II c)II 3 3
and either I or III d)All I, II and III
e)None of these 1 2
114. Sri Gupta borrowed a sum at compound interest. What is the c)14 % d)16 %
amount returned in 2 years? 3 3
I. The rate of interest is 5% per annum. e)None of these
II. The simple interest incurred on the sum in 1 years is Rs 120. The ratio of boys and girls enrolled in HR discipline only is
600. respectively
III. The borrowed sum is ten times the amount earned as a)10 : 11 b)9 : 10
simple interest in two years. c)7 : 5 d)5 : 7
a)Only I b)Only III e)None of these
c)Both II and III d)Either I or III
Directions (Q. Nos. 121-125): Study the graphs to answer these
e)All I, II and III
questions.
115. What is the area of the given right angled triangle?
Two Export Houses A and B are exporting three products X, Y and
I. The length of hypotenuse is 5 cm.
Z. Details of export of A from January to June are depicted in 3
II. The perimeter of triangle is four times of its base.
Line Graphs. Export of B for same products in respective periods
III. One of the angles of triangle is 600
is given in the table.
a) Only II
b) Only III
c) Either II or III
d) Both I and III
e) Question cannot be answer even with the information in
all three statements

Directions (Q. Nos. 116-120): Read the following information


carefully to answer the questions given below.
In a college, 150 students of MBA are enrolled. The ratio of boys
and girls is 7 : 8 respectively. There are three disciplines namely
marketing. HR and finance in the college. In marketing discipline
there are 50% girls of their total number and the boys are 40% of
their total number, In HR discipline, girls are 30% of their total
number while boys are 30% of their total number. Finance discipline
has girls, 20% of their total number and boys, 30% of their total
number. 7 boys and 9 girls are in HR and marketing both. 6 boys
and 7 girls are in HR and finance both. 5 boys and 8 girls are in
marketing and finance both. 2 boys and 3 girls are enrolled in all
three disciplines.

116. What percentage of students are enrolled in all three


disciplines?
a)3.3% b)7.2%
c)8.5% d)9.32%
e)4.2%
117. What is the respective ratio of boys and girls only in marketing
discipline?
a)13 : 9 b)9 : 13 121. During 6 months, which Export House had higher combined
c)9 : 11 d)11 : 9 export?
e)None of these a)A b)Both A and B
c)B d)Cannot be determined
e)None of these

83 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
122. What is the percentage increase in exports of X and Z of 131. If the rate of growth of population is expressed in percentage
Export House A from January to March and then from April terms instead of number per 1000 persons, then among the
to June? countries with a positive growth, rate, the rate of growth for
a)3.57% b)2.54% the country whose population is growing by the fastest rate
c)3.65% d)2.68% is how many percentage points more than that of the country
e)None of these whose population is growing by the slowest rate?
123. In July and August the overall export of A and B has risen by a)0.45 b)4.5
20% and 11% respectively. What is the increase in contribution c)0.045 d)0.3
in Rs lakhs of A and B from January to August? e)None of these
a)119 b)311 132. If the total population of USA in the year 2008 was 250
c)131 d)331 million and that of Russia 150 million, then by what percent
e)None of these is the total births in USA more than the total deaths in Russia?
124. What is the ratio of % increase of product Y of Export House a)200% b)80%
A to that of B during January to May? c)300% d)400%
a)1 : 7 b)1 : 14 e)None of these
c)7 : 1 d)14 : 1 133. The infant mortality rate is defined as number of deaths of
e)None of these new born babies for every 1000 births. If the total population
125. What is ratio of % increase of product Z of Export House B of Japan in the year 2008 is 150 million and its infant mortality
to that of Export House A from March to June? rate is 3, then what is the number of infants dying at birth
a)1 : 0.65 b)2 : 3 expressed as a percentage of the total number of deaths in
c)0.65 : 1 d)3 : 2 Japan?
e)6 :5 a)4% b)0.4%
c)46.15% d)400%
Directions (Q. Nos. 126-130): In each of the following e)None of these
questions, two equations are given. You have to solve these 134. If the given rates remain constant for the next ten years, then
equations and what will be the approximate percentage increase in the
Give Answer population of India after two years from the year 2008?
(a) if x < y a)1% b)0.5%
(b) if x > y c)2.5% d)Cannot be determined
(c) if x = y or relation between x and y cannot be determined e)None of these
(d) if x  y 135. For how many of the given countries is the rate of growth of
(e) x  y population, when expressed in percentage terms, greater than
0.25%?
126. I. x2 – 24x +144 = 0 II. y2 – 26y + 169 = 0 a)6 b)7
127. I. 2x2 + 3x – 20 = 0 II. 2y2 +19y +44 = 0 c)8 d)9
128. I. 6x2 + 77x + 121 = 0 II. y2 + 9y - 22 = 0 e)None of these
129. I. x2 – 6x = 7 II. 2y2 + 13y +15 = 0
130. I. 10x2 – 7x + 1 = 0 II. 35y2 – 12y + 1 = 0 Directions (Q. Nos. 136-140): What value will come in place
of the question mark (?) in the following questions? (You are
Directions (Q. Nos. 131-135): Study the following bar graph not expected to calculate the exact value)
to answer these questions.
136. 21 + 3.9  2.9 + 8.99 = ?
a)42 b)46
c)44 d)34
e)36
137. 22.9889 + 0.002  ? = 23
a)23 b)1
2
c ) 2 3 d)24
e)242
138. 1000000.000001 =?
a)1000 b)100
c)1000.001 d)1100
e)999
139. 134% of 3894 + 38.94 of 134 = ?
a)11452 b)10000
Note : Rate of growth of population = Birth Rate - Death c)10452 d)1100
Rate e)12000

84 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
140. 103  1003 + 999999999 + 1 = 10? +10? Directions (Q. Nos. 146-150): Find out (e)Shillong
a)6 b)9 the number in place of question mark 156. Which country has banned internet
c)7 d)10 (?) in the following number series. users from posting user-generated audio
e)12 or video, reportedly one of few sources
146. 2 5 23 119 659 ? of information outside state-controlled
141. A batsman has scored an average of 46
a)982 b)3275 media?
runs for a certain number of innings
c)4079 d)5148 (a)China (b)Japan
played in England. When he came back
e)3895 (c)Russia (d) India
to India, he played another two test
147. 8 9 29 148 1040 ? (e)Pakistan
matches of two innings each and scored
a)8967 b)7342 157. Who has become the first Indian to be
at an average of 55 runs. For the innings
c)9810 d)7598 appointed as the global ambassador of
in England and in India taken together,
e)9365 the hair care brand ‘Pantene’?
he has improved his average by 2 runs
148. 16 34 66 134 266 ? (a) Priyanka Chopra
over the matches played in England.
a)589 b)534 (b)Alia Bhatt
Find the number of innings played in
c)634 d)530 (c)Kangna Ranawat
England.
e)536 (d)Parneeti Chopra
a)12 b)13
149. 6 3 4.5 11.25 39.375 ? (e)Madhuri Dixit
c)14 d)15
a)114.5375 b)110.2075 158. Who has been appointed as the new
e)None of these
c)121.1875 d)117.2530 Chief Secretary of Tamil Nadu?
142. A man divides his property so that his
e)177.1875 (a)Vaidyanathan Raj
son’s share to his wife’s and the wife’s
150. 64 77 66 73 68 ? (b)Gomathy Raj
share to his daughter are both in the
a)73 b)71 (c)Girija Vaidyanathan
ratio 3 : 1. If the daughter gets Rs 10,
c)80 d)65 (d)Heena Sharma
000 less than the son, find the total
e)72 (e)None of these
worth of the property.
a)Rs 16, 200 b)Rs 16, 250 159. _______ and Maksym Radziwill have
GENERAL AWARENESS
c)Rs 16, 500 d)Rs 15, 300 been jointly won the 2016 SASTRA-
e)None of these 151. World’s first Chikungunya vaccine Ramanujan award for mathematics for
143. A shopkeeper purchased 150 identical developed in _______. their ‘revolutionary’ collaborative work
pieces of calculators at the rate of Rs (a)Russia (b) China on short intervals in number theory.
250 each. He spent an amount of Rs (c) US (d) Japan (a)Toskia Rajana
2500 on transport and packing. He fixed (e)None of these (b) Diskao Faso
the labelled price of each calculator at 152. India today successfully test-fired its (c)Chingloa Chag
Rs 320. However, he decided to give a potent nuclear-capable long range (d) Fisko Dishko
discount of 5% on the labelled price. cruise missile _______ from the (e) Kaisa Matomaki
What is the percentage profit earned Integrated Missile Test Range in 160. 3.5 MW solar power project was
by him? Chandipur, Odisha. inaugurated at the Hindustan
a)14% b)15% (a)Nirbhay (b)Abhay Aeronautics Ltd airport in _______.
c)16% d)20% (c) Kamav (d) Fatah (a) Chennai
e)None of these (e) None of these (b) New Delhi
144. Two coal loading machines each working 153. Ministry of ______ won gold in the (c) Mumbai
12 hours per day for 8 days handles 9, Web Ratna category in the recently (d) Bengaluru
000 tonnes of coal with an efficiency concluded Digital India awards, 2016. (e) Nagpur
of 90%. While 3 other coal loading (a) Power and Energy 161. India has agreed to export 240 MW of
machines at an efficiency of 80% set to (b) Foreign Affairs electricity additionally to ______.
handle 12, 000 tonnes of coal in 6 days. (c) Health and Family Welfare (a)China (b)Pakistan
Find how many hours per day each (d) Human Resource Development (c)Nepal (d) Bangladesh
should work. (e) None of these (e) Srilanka
a)16 h/day b) 20 h/day 154. K. N. Jagannatha Varma recently passed 162. Which of the following committees has
c)24 h/day d)36h /day away was ________. given its recommendations on
e) None of these (a) Malyalam singer “Financial Inclusion”?
145. 4 boys and 2 girls are to be seated in a (b) Malyalam director a. Malhotra Committee
row in such a way that the two girls are (c) Malyalam cartoonist b. Shivaraman Committee
always together. In how many different (d) Malayalam poet c. Rangarajan Committee
ways can they be seated? (e) None of these d. Hilton Young Commission
a)120 b)720 155. ______ became the first free Wi-Fi city e. None of these
c)148 d)240 in the North-East region. 163. Open Market Operations of a central
e)None of these (a)Guwahati (b)Aizawl bank are sale and purchase of?
(c)Dimapur (d) Agartala a. Foreign Currencies

85 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
b. Corporate Securities a. *999# b. #*99# 179. A massive ice block off the Antarctica
c. Trade Bills c. *99# d. 1*99# ____ ice shelf, 100 times the size of
d. Government Securities e. None of the Above Manhattan, will break off, say
e. None of these 172. What is the full form of QSAM? ecologists.
164. In the term STRIPS, the letter “S” a. Quality Service on Aadhaar Mapper a. Larsen A
denotes _____ b. Query Sending on Aadhaar Mapping b. Larsen B
a. Single b. Small c. Query Service on Aadhaar Mapper c. Larsen C
c. Savings d. Stock d. Quality Service on Aadhaar Mapping d. None of the above
e. Separateese e. Query Sending on Aadhaar Mapper e. All of the Above
165. SEBI was given additional statutory 173. Which of the following is a computer 180. Centre is set to ban how many
power by the GOI through an based application and a secured way pesticides in India on the advice of an
amendment to which act? of paying Non-Judicial stamp duty to expert committee?
a. Negotiable Instruments Act 1881. the Government? a. 16 b. 17
b. Securities and Exchange Board of a. Commercial Papers c. 18 d. 19
India Act, 1992 b. E-stamp e. All of the Above
c. Reserve Bank of India Act 1934 c. Treasury bill 181. Department of Telecommunications has
d. Companies Act 1956 d. All of the Above launched IVRS for call drop issue.
e. None of these e. None of the Above Customers will get calls from
166. What is the state flower of Tamil 174. Which of the following details can be a. 1955 b. 1947
Nadu?? used to verify the authenticity of an e- c. 1840 d. 1999
a. Silly. b. Red rose Stamp? e. None of the Above
c. Rose d. Glory lily a. Certificate Number (UIN) 182. Which of the following is/are true
e. None of these b. Stamp Duty Type (Description regarding Road Connectivity Project
167. What is the full form of ‘SFDA’?? of Document) for Left Wing Extremism (LWE)
a. Small Farmers Development c. 6 character alphanumeric string Affected Areas?
Agency. d. All of the Above 1) The scheme comes under Pradhan
b. Small Farmers Development e. None of the Above Mantri Gram Sadak Yojana.
Agenda 175. SHCIL will accept Stamp Duty 2) The fund sharing pattern will be
c. Small Farmers Developing Agency Payment in ______ only 90:10 for LWE affected areas.
d. Sequre Farmers Development a. US$ a. Only 1
Agency b. Euro b. Only 2
e. None of these c. INR c. Both 1 and 2
168. When was the first World Book day d. None of the Above d. Neither 1 nor 2
observed? e. All of the Above e. Either 1 orv 2
a. 1994 in United Kingdom. 176. Where is China setting up the world’s 183. A pilot project to generate Bio-
b. 1995 in United Kingdom highest altitude gravitation wave Hydrogen from sweet sorghum has
c. 1996 in United Kingdom telescopes? been started in
d. 1997 in United Kingdom a. Hong Kong a. Nagpur
e. None of these b. Taiwan. b. Chandigarh
169. What is the capital of Uruguay?? c. Tibet c. Panipat
a. United Kingdom. d. None of the above d. Hyderabad
b. Juva e. All of the Above e. None of these
c. Montevideo 177. NASA’s Hubble Space Telescope is 184. What is Mining Tenement System
d. Gantago creating a roadmap for which (MTS)?
e. None of these spacecrafts? a. Renting a mining block for very
170. Which of the following is a USSD based a. Voyager short period of time
mobile banking service from NPCI that b. Challenger b. Leasing a mine to locals
brings together all the Banks and c. Cassini c. Automating the entire mineral
Telecom Service Providers?. d. None of the above concession life-cycle
a. WAP e. All of the Above d. Mining using robots
b. QSAM 178. Which IRCTC scheme has been e. None of these
c. NUUP renamed? 185. Project ‘Sudoor Drishti’ is related to
d. Both (a) and (b) a. IRCTC Connect a. Mining Sector
e. Both (b) and (c) b. IRCTC Rail Connect b. Manufacturing Sector
171. In NUUP, a customer can access c. IRCTC Map c. Space and Astronomy Research
banking services by just pressing d. IRCTC Rail Map d. Health Sector
________ from his/her mobile phones. e. All of the Above e. None of these

86 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
186. With effect from July 1, 2012, for 191. Which financial entities can issue In this context, which among the
calculation of lending rates, the Reserve Certificate of Deposits (CDs)? following will not help RBI in
Bank of India has advised banks to (a) Scheduled Commercial Banks, controlling the inflation in the country?
switch over to the excluding RRBs (a) An increase in the Bank Rate
(a) MSF Rate System (b) Financial Institutions permitted (b) An increase in the Reserve Ratio
(b) Reverse Repo Rate System by RBI Requirements
(c) Bank Rate System (c) Both (a) and (b) (c) A purchase of securities in the
(d) Repo Rate System (d) BSNL open market
(e) Base Rate System (e) None of the above (d) Rationing of the credit
187. An Equity share is also commonly 192. (The figures in this questions are (e) None of the above
referred to as? imaginary). We suppose that Cash 196. Rashtriya Krishi Shiksha Divas is
(a) ordinary share Reserve Ratio (CRR) in country’s celebrated on
(b) debenture economy is 10%. The banking system a. 11th May
(c) convertible share wish a cash deposits of Rs. 1000 Crore, b. 1st November
(d) security receipt creates total deposits of Rs. 10,000 c. 3rd December
(e) preferred stock Crores. The Reserve Bank wishes that d. 12th June
188. Which among the following companies bank should create more deposits. e. None of the above
in India has a tie-up with the Japanese Which among the following step will 197. India has attained which position in
Financial Nomura for insurance be taken by the Reserve Bank? global wind power installed capacity?
market? (a) It will lower the Cash Reserve a. 10th b. 5th
(a) ICICI Bank Ratio c. 4th d. 3rd
(b) UCO Bank (b) It will raise the Cash Reserve Ratio e. None of the above
(c) Kotak Finance (c) It will increase the Margin 198. Japan has launched a cargo ship carrying
(d) LIC of India Requirements a space junk collector. What is it called?
(e) None of the above (d) It will start selling Government a. Mounotori
189. As we all know, banks publish their Securities b. Kounotori
quarterly performance to bring (e) None of the above c. Jounotori
transparency in the system and also to 193. Bank rate means _____? d. None of the above
give a clear picture of their performance (a) Rate of interest charged by e. All of the above
to the public. How were results of commercial Banks from borrowers 199. Russian-Indian naval exercises are
Quarter 2 different from the results of (b) Rate of interest at which scheduled from 14-21 Dec. What is the
Quarter 1 of the listed banks including commercial banks discounted bills name of these exercises?
giants like SBI & ICICI banks? of their borrowers a. Indra Navy 2016
(1) Performance was subdued in (c) Rate of interest allowed by b. Indra 2016
Quarter 2. commercial Banks from on their c. Navy 2016
(2) Yields on advances of almost all depositors d. Navy Indra 2016
listed banks have come down. (d) Rate at which RBI purchases or e. All of the above
(3) Advances grew at a slower pace re-discounts Bills of Exchange of 200. AYUSH-QOL-2C formulation is related
when compared to deposits. commercial Banks to
(a) Only (1) is true (e) None of the above a. Cancer
(b) Only (2) is true 194. What is an Indian Depository Receipt b. Diabetes
(c) Only (3) is true (IDR)? c. Viral Fever
(d) All (1), (2) & (3) are true (a) A deposit account with a Public d. Common Cold
(e) None of the above sector Bank e. none of the above
190. One of the major challenges banking (b) A deposit account with any of the
industry is facing these days is Depositories in India 
deliberate efforts of some people to (c) An instrument in the form of
bring money earned through illegal Depository Receipt created by an
activities in circulation. Which of the Indian Depository against
EXPLANATIONS
following acts has been passed to underlying equity shares of the
1. b 2. d 3. a 4. a
prevent this activity? issuing company
5. c 6. b 7. a 8. a
(a) Payment & Settlements Act (d) An instrument in the form of
9. d 10. b 11. d 12. c
(b) Banking Regulation Act deposit receipt issued by an
13. b 14. d 15. a 16. d
(c) Negotiable Instruments Act Indian Depository
17. b 18. b 19. a 20. c
(d) Narcotics and Psychotropic (e) None of the Above
21. a 22. a 23. c 24. a
SubstanceAct 195. Many a times we read in the
25. b
(e) Prevention of Money Laundering newspapers that RBI takes certain
(26-30) ECBDFA
Act steps to curb the menace of Inflation.
26. a 27. c 28. c 29. e
87 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
30. d 31. c 32. e 33. c 34. a 35. b (71-75)
36. c 37. e 38. d 39. c 40. b 41. a
42. c 43. e 44. d 45. b 46. a 47. c
48. d 49. b 50. e
(51-55)
51-e 52-a 53-e 54-b 55-e
(56-60)

71-b 72-d 73-a 74-e 75-c


(76-80)
After careful analysis of the given input and various steps of
rearrangement, it is evident that in the first

56-a 57-b 58-e 59-b 60-b


(61-65)
61-a 62-e

63-e 64-b

65-c

(66-70)
66-c 67-a 68-e 69-b 70-e
76-e 77-b 78-d 79-a 80-c

88 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
(81-85) 98-d
81-c 82-b 83-a 84-c 85-d 86-e 99-b
87-b 88-d 89-e 90-b
(91-95)

91-c 92-d 93-d 94-b 95-e


(96-100)
96-d

100-e
(101-105)
101-c
102-c; Total actual demand in year 2006-2007 will be
97-c
14
218+  218 =218+30.52 =248.52 lt
100
The new total supply demand gap for the year =324-248.52
=75.48
103-d; Reqd. difference =255-255 = 0

225  200
104-b; Reqd. %= 100 =12.5%
200
310  285
105-c; Reqd. % = 100 =8.8 %(Approx)
285
(106-110)
106-b; Ratio of equivalent capitals for 1 month =30000  12 :
(24000  4+18000  8) +(42000  4+32000  8)
=360000 : 240000 : 424000 =90 :60 :106 =45 :30 : 53
Sum of ratios =45+30+53 =128

30
B’s share = 11960 =Rs 2803
128
14
107-c; Radius of cylinder = =7 cm
2
Height of cylinder = 14 cm
Reqd. volume = πr 2 h

22
=  7  7 14 =2156 cu. cm.
7

89 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
108-a; Sum lent at 6% rate of interest Rs x 115-d; From I and III
S.I =19000-16800 =Rs 2200

x  6  2 (16800  x)  8  2
  2200
100 100
 12 x  16800  16  16 x  220000
 4 x  268800  220000
 x  Rs12200
109-b; Kapil’s present age = 12 years
After 6 years, kapil’s age =18 years
Father’s present age =36 -6 =30 years AB 5
 cos 600  BC 
1 AC 2
Romila’s present age =  30 =7.5 years
4 5
110-c; n(A)=35, n(B)=45, n(A  B) =20 a  , b  5, and θ  600
2
n( A  B )  n( A)  n( B )  n( A  B )
=35+45-20 =60 1
We get area by A= ab sin C
% of failed students in Hindi or English both =60% 2
Successful students = 40% (116-120)
(111-115)
111-b; From I and II, Rate downstream =u +v =6 km/h
Rate upstream =u –v =3 km/h

u
1
u  v   u  v 
2
 6  3  km / h
1 9
2 2
From I and III, u + v =6 km/h

u
u 6
3
4u  18
=
18 9
u   km / h
4 2

240
112-b; From I and II, Speed of train = =10 m/sec
24
113-d; From all the three statements, Total age of 11 students +1
teacher =14  12 =168 years
Avg. Age of 11 students + teacher =Avg. Age of 11 students
+3
Avg age of 11 students =14-3 =11 years
Their total age =11  11=121 years
Teacher’s age =168-121 =47 years
114-c; From II and III, 5 10 1
SI for two years =Rs 1200 116-a; Reqd. % = 100   3 % =3.3%
Principal =10  1200 =Rs 12000
150 3 3
Thus we can find CI and Amount

90 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
117-b; Reqd. ratio = 18: 26 =9 :13 x = -4, 5/2
118-c; Reqd ratio = 5:4 II. 2y2 + 19y +44 = 0
Or, y(2y +11)+4(2y +11) = 0
28  24 50 2
119-d; Reqd. % = 100   16 % y = -4, or -11/2
24 3 3 Clearly, x  y
120-a; Reqd. ratio =10:11 128-c; I. 6x2 +77x +121 = 0
(121-125) Or, 6x(x +11) +11(x +11) = 0
121-d; Cannot be determined x = 11, -11/6
122-a; Total exports of X and Z from January to March = 300+120 II. y2 +11y -2y -22 = 0
=Rs 420 lakhs Or, y(y +11) -2(y +11) = 0
Total exports of X and Z from April to June = 290+145= Rs y = 2, -11
435 lakhs 129-b; I. x2 – 6x – 7 = 0

435  420100
Or, x (x - 7) +1(x – 7) = 0
x = -1, 7
Hence, % increase = = 3.57% II. 2y2 +13y +15 = 0
420
Or, 2y (y +5) +3(y +5) = 0
123-b; According to the question, Overall exports of A in July = Rs
y = -5, -3/2
246 lakhs
130-d; I. 10x2 – 7x +1 = 0
And in Aug =Rs 273.06 lakhs
Or, 5x(2x – 1) – 1(2x – 1) = 0
Overall export of B in July = Rs 354 lakhs
x = 1/5, 1/2
And in Aug = Rs 392.94 lakhs
II. 35y2 – 12y + 1 = 0
Total export in January =210+145= Rs 355 lakhs
Or, 7y(5y – 1) – 1(5y – 1) = 0
Total export in Aug=273.06+392.94 =666 lakhs
y = 1/7, 1/5
Hence, difference = 666-355 =Rs 311 lakhs
(131-135)
124-b; % increase in ‘Y’ during January to may of house ‘A’

75  70 1.5  0.5
5 50
100 =  100 = % 131-a; Lowest growth rate percent = 100 = 0.1
=
70 70 7 1000
% increase in ‘Y’ during January to may of house ‘B’ 22  16.5
Highest growth rate percent = 100 = 0.55
80  40 1000
= 100  100% Difference =0.55 – 0.1 = 0.45
40
6
50 132-d; Total births in USA =  250000000 = 1500000
Hence, reqd. ratio =
7  100
=1:14 1000
125-c; Percentage increase of ‘Z’ during March to June of house 6
Total deaths in Russia =  250000000 = 300000
85  55 1000
‘B’ =  100 = 54.54% Their difference =1, 500000 – 300000 = 1200000
55
Percentage increase of ‘Z’ during March to June of house ‘A’ 1200000
Reqd. % = 100 = 400%
55  30 250 300000
= 100  % 133-c; Percentage of infant mortality in the context of death rate in
30 3
600  3 3
Japan = 100 = 46.15%
Hence, required ratio =
11 250
= 0.65 : 1 6.5
134-a; Let initial population = 100; then population after 2 years
(126-130)
126-a; I. x2 – 24x +144= 0 2
 5 
Or, x(x – 12) – 12(x- 12) = 0 = 100 1  
x = 12  1000 
II. y 2 – 26y + 169 = 0
Or, (y -13)2 = 0 = 100  (1.005)2
y = 13 =100  1.01 = 101
Clearly, x < y Their difference = 101 – 100 = 1
127-d; I. 2x2 + 3x – 20 = 0 Hence, reqd. increase percentage = 1%
Or, 2x (x +4) – 5(x +4) = 0 135-e

91 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
(136-140) 148-b; The series is  2+2,  2 – 2.... (repeated alternately)
136-a 137-b 138-a 139-c 140-b 149-e; The series is  0.5,  1.5,  2.5, ......................
141-c; Let the number of innings played in England be x. 150-b; The series is +13, -11, +7, -5, .............................
Total runs scored in England = 46x 151. c 152. a 153. c 154. e 155. b 156. a
Total runs scored for innings played in India = 55  4 = 220 157. a 158. c 159. e 160. d 161. c 162. c
163. d 164. e 165. b 166. d 167. a 168. b
46 x  220 169. c 170. c 171. c 172. c 173. b 174. d
Also, =48 175. c 176. c 177. a 178. b 179. c 180. c
x4 181. a 182. a 183. d 184. c 185. a 186. e
46x +220 = 48x +192 187. a 188. d 189. a 190. e 191. c 192. a
2x = 28 x= 14 193. d 194. d 195. c 196. c 197. c 198. b
142-b; Let son’s share = Rs S. 199. a 200. a
Daughter’s share = Rs D
And Wife’s share = Rs W 
Also, S : W = W : D = 3 : 1
S:W:D =9:3:1
Then S = 9x, D = x VANIK’S KNOWLEDGE GARDEN
And 9x – x = 10, 000
x = Rs 1250 Important Nuclear Power Plant in India
Total worth of the property = (9 +3 +1)x = 13x Plant Location State Capacity
= 13  1250 = Rs 16, 250
143-a; CP of 150 calculators = 150  250 + 2500 = 37500 +2500 Narora Atomic Power
Narora Uttar Pradesh 440 MW
= Rs 40000 Station
Labelled price of 150 calculators =150  320 = Rs 48000 Rajasthan Atomic
Rawatbhata Rajasthan 1180 MW
Discount allowed = 5% Power Station
SP of 150 calculators = 48000 -5% = Rs 45600
Tarapur Atomic Power
5600 Tarapur Maharashtra 1400 MW
100 Station
Profit % = = 14
40000 Kakrapar Atomic
Kakrapar Gujarat 440 MW
N1  D1  R 1  E1 N2  D2  R 2  E 2 Power Station
144-a; Here = Kudankulam Nuclear
W1 W2 Kudankulam Tamilnadu - MW
Power Plant
N1 = R1 = 12h/day : N2 = 3R2 = ?
Madras Atomic Power
90 Kalpakkam Tamilnadu - MW
Station
E1 = W = 9, 000;
100 1 Kaiga Nuclear Power
Kaiga Karnataka 660 MW
80 Plant
E2 = W = 12, 000 Madras Atomic Power
100 2 Kalpakkam Tamil Nadu 440 MW
Station
2  8  12  90 3  6  R2  80
= 
9,000  100 12,000  100
R2 = 16 h/day.
Each machine should work 16h/day.
145-d; Assume the 2 given students to be together
Now, there are five students.
Possible ways of arrangement them are = 5! = 120
Now, they (two girls) can arrange themselves in 2! Ways.
Hence, total ways = 120  2 = 240
(146-150)
146-c; The series is  2+13,  3+23,  4+33, .........................
147-e; The series is  1+1,  3+1,  5+3, ...........................

92 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

PRACTICE SET FOR UPCOMING EXAM [IPPB-PO (MAIN)]


ENGLISH LANGUAGE a) Indian national banks do not have recession in the past, it is now
any commitments in troubled gradually recovering and showing
Directions (Q. 1-10): Read the following foreign markets. a positive growth.
passages carefully and answer the b) These banks can never face a) Only (A)
questions given below them. Certain financial crisis because of their b) Only (B)
words/phrases have been printed in bold sheer size. c) Only (C)
to help you locate them while answering c) These banks are ready to give d) Only (A) and (B)
some of the questions. loans at a very low rate of interest e) Only (B) and (C)
Despite the economic crunch worldwide that d) The public is ready to invest in 6. Which of the following strengthens the
saw pulverization of some of the largest these banks because of the finance minister’s statement about the
banking and finance giants, Indian banking knowledge that these banks get sound health of Indian banks with
houses have managed to show positive strong support from the respect to the passage?
growth this quarter. Some of India’s leading Government. (A) There have been no acquisitions
national banks have posted a net profit rise e) None of these and mergers of Indian banks.
of more than 40% over the last quarter amid 2. What does the phrase ‘shot in the (B) The Indian banks are recording a
global turmoil. This would come as a big arm’ as used in the passage mean? positive growth.
shot in the arm for the investors and a) Shock (C) Layoffs have been observed
consumers of these banks even though b) Fear worldwide.
apprehension is mounting on other banking c) Encouragement a) Only (A) and (B)
and broking firms worldwide. One of the d) Anxiety b) Only (A) and (C)
main reasons behind the success of these e) None of these c) Only (A)
banks this quarter, would be their direct 3. How, according to the author, is the d) Only (B)
backing by the Government of India. People current recession beneficial? e) All (A), (B) and (C)
take solace in their investments in public a) Worldwide companies have
sector watching the bailout packages being realised that India is a strong Directions (Q. 7-8): Choose the word/
cashed out by governments all over the world power to reckon with. group of words which is most similar in
to save big business houses. b) India is surging ahead of the other meaning to the word/group of words
Other private banks in India have also Companies throughout the world. printed in bold as used in the passage.
reported a substantial net profit over the c) After the recession is over
last quarter. Given the international and 7. TURMOIL
international companies will turn
domestic scenario, one cannot put this down a) danger b) shock
to India for investment.
as a mundane achievement. While others c) sadness d) fear
d) Recession is bringing down the
are on a cost- cutting spree and firing e) chaos
prices of essential commodities.
employees, Indian companies are actually 8. PULVERIZATION
e) None of these
working on boosting staffing in banking and a) polarisation
4. What, according to the author, will be a
broking sectors. This can be seen as a big b) mashing
big boon in the days to come?
boon in the days to come when the current c) debasement
a) The economy coming back on the
recession eases and the economy gradually d) fall
fast track
comes back on to the fast track. The finance e) crushing
b) The slowing down of the
minister has assured Indian public about the economy Directions (Q. 9-10): Choose the word/
sound health of all Indian banks. This could c) Increased hiring in Indian financial group of words which is most opposite in
also be evident from the fact that there have sector in times of economic meaning of the word/group of words
been no mergers and takeovers in Indian slowdown printed in bold as used in the passage.
banking sector in a contrast to world scenario d) The cost cutting carried out by all
where finance houses are looking for mergers the companies 9. THRIVE
to cut costs on operations. We definitely e) None of these a) succeed
are not looking to thrive; rather we are 5. Which of the following statements is/ b) deteriorate
looking for growth. It is just that the pace of are definitely true in the context of the c) worry
growth is a little slow now as compared to a passage? d) tremble
year or two before. These are hard times to (A) India has not been affected by the e) strive
test the hard. The weak in business and economic slowdown. 10. MUNDANE
career will be weeded out and it is sometimes (B) Indian banks are showing growth a) extraordinary
very beneficial for business in the long run. in this quarter despite the b) regular
recession. c) severe
1. What, according to the author, is the
(C) While banking industry in the d) visionary
reason for the success of Indian national
West was severely affected by e) routine
banks in this quarter?
93 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
Detection(11-20): Read each sentence groundwater in small amount (d)/ No c) meticulous, forming
given below and find out whether there error (e) d) suspicious, assembling
is an error in it. The error if any will be 20. Almost all colours available in market e) watchful, contemplating
one of the parts of the sentence which (a)/ are sold as ‘herbal’ colours(b)/ while
are marked as a, b, c and d. If there is no the packets hardly have detailed(c)/ Directions (Q.26-30): Rearrange the
error, the answer will be (e) i.e. No error. about the ingredients used in it (d)/ No following seven sentences (A), (B), (C),
(Ignore the errors of punctuation, if any) error (e) (D), (E), (F) and (G) in the proper
sequence to form a meaningful
11. The low learning levels is due to the fact Directions (Q. 21-25): In each of the paragraph and then answer the
(a)/ that the state spends 87% of its following sentences there are blank questions given below.
budget (b)/ on salaries of its teachers spaces. Below each sentence there are A. After the scheme is approved by
(c)/ and not on infrastructure five pairs of words denoted by the the requisite majority, the scheme
development for students (d)/ No error numbers a, b, c, d and e. Find out which has to be submitted to the RBI
(e) pair of words can be filled up in the blanks for sanction.
12. Recent incidents of tigers straying have in the sentence in the same sequence to B. A banking company may be
brought to focus (a)/ the lack of proper make it grammatically correct. amalgamated with another banking
regulatory mechanism and powers with company under section 44 of the
the forest department (b)/ to take 21. Very large and ________systems, Banking Regulation Act.
action against the resorts (c)/ whether in government or in the C. The order of sanction of
mushroom in forest fringes (d)/ No corporate sector, need a high degree of amalgamation by the RBI will be
error (e) skills and________ to be run the conclusive evidence of
13. The beauty of the palace comes alive efficiently. amalgamation.
(a)/ when over a lakh bulbs (b)/ is a) complex, competence D. For this purpose, a scheme has to
switched on between 7pm and 7.45pm b) new, courage be prepared, containing the terms
(c)/ on specific days (d)/ No error (e) c) raw, expertise of such an amalgamation in a draft,
14. In view of the rising complaints (a)/ of d) big, advice and placed before the shareholders
unscrupulous financial institutes e)small, knowledge of the two companies separately
duping people with luring them (b)/ 22. The sub-optimal level of education and for their approval.
with handsome returns on their skills ___________by a majority of our E. The Reserve Bank may also direct
investments, the police have appealed schools and institutions of higher that the amalgamated company
(c)/ to the citizens to stay away from learning is the________ reason for low will stand dissolved from any
such companies(d)/ No error (e) levels of competence. specified date and intimated the
15. More and more cab drivers are a) reciprocated, only Registrar of Companies
approaching the regional transport b) imparted, primary accordingly.
office (RTO) (a)/ to obtain identity c) aggravated, first F. On sanction by the Reserve Bank,
cards (b)/ after the transport office d) communicated, sole the assets and liabilities of the
intensified action against errant drivers e) transmitted, secondary amalgamated company pass to the
(c)/ in the last season (d)/No error (e) 23. When celebrities ___________a banking company, with which it
16. The tiger population in the sanctuary product, they do so knowing that their is to be amalgamated.
(a)/ is expected to increase from the endorsement will__________ people G. The scheme has to be approved
estimated 76 to around 100 (b)/ during to buy it. by a resolution passed by majority
the seasonal migrate(c)/ as the tigers a) advocate, dissuade members representing two-thirds
follow their preys(d)/ No error (e) b) assure, discourage in value of the shareholders of each
17. The manner in which they zoo officials c) endorse, persuade company present in person or by
(a)/ have left space below the fence (b)/ d) discourage, persuade proxy.
has affected the entire objective (c)/ of e) confirm, impress
having a protect fencing around the 24. I am not _________about your success 26. Which of the following should be the
pond (d)/ No error (e) because your ________approach to LAST (SEVENTH) sentence after
18. With more fire cases reported (a)/ during study is disappointing. rearrangement?
the summer season, the department has a) despaired, irresolute a) A b) F
decided (b)/ not to sanction long b) hopeful, regular c) G d) D
leaves,(c)/ unless the staff has a c) optimistic, perfunctory e) C
emergency (d)/ No error (e) d) happy, reckless 27. Which of the following should be the
19. Cold conditions have developed over e) bright, superficial FIFTH sentence after rearrangement?
the region (a)/ and to protect the 25. Being extremely____________, he a) E b) F
standing crop from the harsh examines every detail of the case before c) C d) B
weather,(b)/ it is suggested to kept the ___________his opinion. e) A
plantation wet (c)/by sprinkling a) cautious, completing 28. Which of the following should be the
b) eccentric, refining THIRD sentence after rearrangement?

94 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
a) C b) A 36. (a) extensively c) ABC d) BCA
c) D d) G (b) somehow e) BCF
e) B (c) extremely 45. Who is the lightest person in the
29. Which of the following should be the (d) hastily students?
FIRST sentence after rearrangement? (e) sometime a) F b) D
a) B b) F 37. (a) ensured (b) provided c) C d) A
c) C d) A (c) enabled (d) deprived e) none of these
e) D (e) made
30. Which of the following should be the 38. (a) During (b) Since Direction: (Q.46 – 50) In each question
SIXTH sentence after rearrangement? (c) From (d) Through below are two statements followed by two
a) G b) B (e) Besides conclusions numbered I and II. You have
c) E d) C 39. (a) while (b) usual to take the two given statements to be
e) F (c) neither (d) often true even of they seem to be at variance
(e) either with commonly known facts and then
Directions (Q.31-40): In the following 40. (a) threatens (b) meaning decide which of the given conclusion
passage there are blanks, each of which (c) fearing (d) imply logically follows from the two given
has been numbered. These numbers are (e) naturally statements, disregarding commonly
printed below the passage and against known facts.
each, five words are suggested, Find out REASONING ABILITY
the appropriate word in each case. 46. Statements: -No boy is a graduate.
Our company has set up a foundation which Direction (41-45): Study the following Some graduates are girls. All girls are
i (31) to spreading literacy. To (32) to this
s
information carefully to answer the intelligent.
cause the foundation has a project called ‘A given questions Conclusions: -I. All boys being
Library for Every School’ through (33) the A, B, C, D, E, F, G and H are eight students intelligent is a possibility II.
foundation donates books mainly to in the class. Three of them study English No boy is a girl.
government school libraries so that children and Commerce each and two of them study a) If only conclusion I follows.
have easy (34) to books on a variety of Sanskrit. Each one of them has a different b) If only conclusion II follows.
subjects. In my (35) as a Chairperson of the weight. c) If either conclusion I or II follows.
Foundation I travel (36) in rural areas. All  The heaviest does not study d) If neither conclusion I nor II follows.
this travelling has (37) me to understand Sanskrit and the lightest does not e) If both conclusions I and II follow
what children want to read in different parts study English. 47. Conclusions: I. No intelligent is a
of the country. (38) my travels I frequently  F is heavier than A and D, but graduate I. At least some intelligent
stay in the houses of people I meet as (39) lighter than H and B. E, who does are graduates.
there are no hotels in small towns and not study English, is heavier than a) If only conclusion I follows.
villages that I visit. In India a guest is always B and is the second heaviest. G is b) If only conclusion II follows.
treated well; an old Sanskrit saying is Atithi lighter than D but heavier than A. c) If either conclusion I or II follows.
Devo Bhava (40) that God comes in the form  H, who is fourth from the top, d) If neither conclusion I nor II follows.
of a guest. studies Commerce along with D. e) If both conclusions I and II follow
 G does not study either English 48. Statements: Some people are buyers.
31. (a) dedicated or Sanskrit. B does not study No buyer is market. Some markets are
(b) responsible Sanskrit not malls.
(c) trying Conclusions: I. All markets being
(d) catered 41. Who is the heaviest? people is a possibility.
(e) involved a)E b) B II. No market is people.
32. (a) awaken (b) further c) C d) D a) If only I follows.
(c) aim (d) contribute e) none of these b) If only II follows.
(e) perform 42. Who among the following is lighter than c) If either I or II follows.
33. (a) those (b) which D? d) If neither I nor II follows.
(c) whom (d) where a) C b) G e) If both I and II follow.
(e) these c) E d) F 49. Statements: Some people are buyers.
34. (a) opportunity e) none of these No buyer is market. Some markets are
(b) admission 43. Which of the following pairs studies not malls.
(c) purchase Sanskrit? Conclusions: I. Some malls are buyers.
(d) access a)FG b) AC II. Some buyers are not malls.
(e) contact c) CE d) BE a) If only I follows.
35. (a) feeling (b) decision e) AE b) If only II follows.
(c) role (d) knowledge 44. Which of the following groups of c) If either I or II follows.
(e) order students studies English? d) If neither I nor II follows.
a) ABF b) BCE e) if both I and II follow.

95 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


P h . : ( 0 6 7 4 ) 6 5 5 6 6 7 7 , 8 0 9 3 5 5 6 6 7 7 . W e b : w w w . v a n i k . o r g , E - m a i l : v a n i k b b s r @ g m a i l . c o m
MAGAZINE FOR THE MONTH OF MARCH - 2017
50. Statements: Some songs are not tunes. 53. Name of father, mother and age of E? the following is Q related to following
All tunes are drums. Some tunes are a) Mohit, Nita & 6 the same pattern?
sticks. b) Rahul, Sita & 9 a) A b) B
Conclusions: I. Some drums being c) Sourav, Geeta & 9 c) C d) D
songs is a possibility. d) Ritesh, Veena & 6 e) None of these
II. All those drums which are tunes can e) Can’t be determined 59. Which of the following wards are at the
be songs. 54. What is the name and the age of Ritesh’s ends of the building?
a) If only I follows. child? a)C, B b)U, Q
b) If only II follows. a) B & 6 c)C, D d)R, T
c) If either I or II follows. b) E & 9 e)None of these
d) If neither I nor II follows. c) C & 4 60. Which of the following statements is
e) If both I and II follow. d) C & 5 true about P ?
e) Can’t be determined a) Ward P is 2nd from the right end
Direction (51-55) Study the following 55. What are the names of Mohit’s wife and b) Ward S is not adjacent to ward P
information carefully to answer the his child? c) Ward A is not the neighbour of
given questions a)Sita & A that ward which is opposite P
There are five married couples in a family b)Veena & D d) Ward F is opposite ward P
and there is a child to every couple. Ages of c)Nita & D e) None of these
children are 3,5,6,4 and 9 years. d)Rachita & A
 Names of male are Rahul, Harish, e)Can’t be determined Directions (61–65) Study the information
Sourav, Ritesh and Mohit but not below and answ er the following
necessarily in the same order. Direction(56-60): Study the following question: –
 Names of female are Geeta, Veena, information carefully to answer the In a certain code language,
Sita, Nita and Rachita. but not given questions ‘Thin paper neatly folded’ is written as
necessarily in the same order. Twelve wards P, Q, R, S, T, U, A, B, C, D, @D6, %R5, !N4, ?Y6
 Names of children are A, B, C, D E and F of a hospital are in two parallel ‘Four people from USA’ is written as @M4,
& E. but not necessarily in the buildings. Building 1 is facing south and %E6, #A3, @R4
same order. Building 2 is facing north. Wards P, Q, R, S, ‘Urban development programme launched’
 Name of Rahul’s child is not C T and U are in Building 1and wards A, B, C, is written as % E9, *T11, #N5 &D8
and E and he is not eldest or D, E and F are in Building 2. Each ward of ‘Dhaya likes forties hero’ is written as @E7,
youngest. Building 1 is exactly opposite the other ward &E5, *A5, $O4
 Age of Sita’s child is 6 years and in Building 2.
her husband is one among Harish,  Ward C, which is at one of the 61. The code for the word ‘People’ is
Sourav and Mohit. ends of the building, is second to a)@M4 b)%E6
 Age of D is 3 years but she is not the left of ward F c)#A3 d)@R4
a child of Sourav.  There are two wards between e)None of these
 A’s age is multiple of 3 but she is ward A and B 62. The code ‘ *A5 ‘ denotes which of the
not a child of Rahul and Geeta.  There is only one ward between following word ?
 Veena’s husband is Sourav or ward S and T a)Likes b)Hero
Mohit  Ward U is third to the right of Q c)Forties d)Dhaya
 Age of Rachita’s child is 5 years  Ward U is not opposite either C e)None of these
but the name of the child is not B or F. 63. The code word of ‘Four’ is
and E.  Ward S and T are not opposite C. a)@R4 b)%E6
 Geeta is wife of Sourav. Ward P is adjacent to ward S c)@M4 d)#A3
 Ward D, which is not opposite T, e)None of these
51. What is the age of B? is not adjacent to A. 64. ‘#’ denotes which letter of the given
a) 6 56. Which ward is opposite Q? words ?
b) 4 a) E b) D a)N b)F
c) 5 c) B d) A c)L d)D
d) 9 e) None of these e)U
e) Can’t be determined 57. How many wards are there between 65. According to the given code word, what
52. What is the name of Rahul’s wife? wards R and S? will be the code for ‘ Data Line reach
a) Nita a)Four b)Three points’ ?
b) Sita c)Two d)One a)*4A &4E @5H %6S
c) Rachita e)None of these b)*4A &4E !5H %6S
d) Veena 58. Ward R is related to ward E in the same c)*4A &4E #5H %6S
e) Can’t be determined way as ward U is related to B, based d)*4A &4E $5H %6S
on the given arrangement. Who among e)None of these

96 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
Directions(66-70): These questions are II. H is 14th from the right end of the is no sign of it softening in the coming
based on the following information. row and there are eight students months.
A,B,C,D,E,F,G,H, eight members of a family between H and A. Course of action :
sit around a circular table. The following 72. What is the code of ‘7’ in a certain code? I. Farmers should be asked by the
information is known about them: There are I. ‘734’ stands for ‘DH%’ and ‘348’ govt. to sell their product at lower
three married couples in the family. E is third stands for ‘D*%’ in that code. prices.
to the right of B, and exactly two persons II. ‘127’ stands for ‘H*$’ and ‘375’ II. The govt. should initiate steps
sit between G and E. C is to the right of his stands for ‘&@H’ in that code. like reducing govt. taxes on
grandson. F is the son-in-law of D and his 73. What is the distance between points P essential commodities
daughter is A who sits to the left of her aunt and Q? 79. A large part of the locality was flooded
E, who is opposite D. G and E are sisters- I. Point Y is exactly midway as the main pipe supplying drinking
in-laws. H is unmarried, while F has no between points P and Q. Point Y water burst while the workers of a
siblings. Each couple has at least one child. is 6 km towards South of point utility company were laying cables in
K. the area
66. ________sits to the right of H. II. Point P is 6 km towards the West Course of action:
a) A b) B of point K. I. The civic authority should
c) C d) D 74. How is A related to B? immediately arrange to repair the
e) None of these I. B is the only brother of R, whose damage and stop loss of water
67. Who is wife of B? father is Q. II. The civic authority should seek
a)C b)E II. A is the only son of G, who is an explanation and compensation
c)A d)D only sister of R. from the utility company for the
e)G 75. To which direction puneet is facing? damage caused by them
68. ______is the daughter of D I. If Puneet turns 135o to his right,
a) B b) A he will be facing West. Direction(Q.80-82) Study the following
c) G d) E II. If Puneet turns 45o to his right, he information carefully to answer the
e) F will be in the opposite direction given questions
69. ______sits opposite C’s son. of Suresh who is facing North. In a family there are 6 members P, Q, R, X,
a)H b)E Y and Z. R is the sister of Z. X is the father
c)G d)F Direction (76-79): In each question of P and grandfather of Z. Q is the brother
e)Cannot be determined below is given a statement followed by of Y’s husband. There are three brothers,
70. _____is 3rd places away to the left of B two courses of action numbered I & II. one mother and two fathers.
a)His son On the basis of information given in the
b)His father statement to be true, then decide which 80. Who is the mother of R?
c)His mother of the following suggested courses of a) Q b) Z
d)Her father\ action logically follow(s) for pursuing. c) Y d) X
e)Either her mother or father Give your answer as- e) None of these
a)If only I follows 81. How many females are there in the
Directions (71-75): Study the following b)If only II follows family?
information carefully to answer the c)If either I or II follows a) One b) two
given questions d)If neither I nor II follows c) three d) four
(a) If the data in statement I alone is e)If both I and II follow e) None of these
sufficient to answer the question. 82. Which of the following is the group of
(b) If the data in statement II alone is 76. You can win over new people by your brothers ?
sufficient to answer the question. warm smile a) PQZ b) PRZ
(c) If the data either in statement I Assumptions: c) XZP d) QRZ
alone or statement II alone are I. It is possible for us to smile e) None of these
sufficient to answer the question. warmly at unknown people 83. Sumit starts his journey by walking in
(d) If the data given in both I and II II. It is necessary to win over new South direction. After travelling a
together are not sufficient to people distance of 60 m, he turned to his right
answer the question. 77. Please do not use lift while going down- and travelled 45 m. Then he goes 30 m
(e) If the data in both the statements an-instruction on the top of a five- towards North and further travels by
I and II together are necessary to storey building turning 45o in clockwise direction. In
answer the question. Assumptions: what direction is he travelling now?
I. While going down the lift is unable a) South-west
71. What is A’s position from the right end to carry any load b) North-east
in a row of 30 students? II. Provision of the lift is a matter of c) North-west
I. A is third to the right of B, who is facility and not of right. d) South-east
twelfth from the right end. 78. The rate of inflation has reached its e) East
highest in last twenty years and there

97 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
84. Ram started walking towards North. QUANTITATIVE APTITUDE in 2010 is 14:9, what is the number of
After walking for 5 m, he turned to his qualified candidates from State P in
right where he walked 10 m before he Directions (Q. 91-95): Study the table 2010?
took the left turn. Now he walked for carefully and answer the given questions. a)252 b)207
5 m and then took a right turn. He Note: few values are missing in the table c)216 d)234
walked for 4 m and then finally stopped (indicated by-). A candidate is expected to e)198
after turned to his right to add calculate the missing value, if it is required 96. A started a business. After 4 months
additional 8 m to his journey. At what to answer the given questions on the basis from the start of the business, B and C
distance is he from the starting point? of the given information. joined him. The ratio of the
investments of A, B and C was 4:6:5.
a) 10 m b) 10 2m If A’s share in annual profit was Rs
250 more than that of C, what was the
c) 20 m d) 18 2m total annual profit earned?
e)None of these a)Rs 3740 b)Rs 3910
85. If a meaningful word can be formed using c)Rs 4250 d)Rs 4900
the second, the third, the fifth and the e)Rs 4760
eighth letters of the word COURTIER 97. A person has to travel from point A to
exactly once, mark the last letter of that point B in a certain time. Travelling at
word as the answer. If more than one a speed of 5 kmph he reached 48
word can be formed mark Q as the minutes late, and travelling at a speed
answer. If no meaningful word can be of 8 kmph he reaches 15 minutes earlie.
formed mark H as the answer. 91. Out of the number of qualified candidates What is the distance between point A
a)R b)T from state P in 2008, the ratio of male and B?
c)H d)U to female candidates is 11:7. If the a)15 km b)9 km
e)Q number of female qualified candidates c)12 km d)18 km
86. In a code language, if ‘TIGER’ is coded from State P in 2008 is 126, what is e)14 km
as ‘GRTVI’ and ‘EAGLE’ is coded as the number of appeared candidates 98. The ratio of the curved surface area to
‘VZTOV’, how is the word ‘RABBIT’ (both male and female) from State P in the total surface area of a cylinder is
coded in that language? 2008? 4:5. If the curved surface area of the
a)JZYYRG b)IZYYRG a)630 b)510 cylinder is 1232 cm2, what is its height?
c)IYYZRG d)GRYYZI c)570 d)690 (in cm)
e)None of these e)540 a)12 cm b)8 cm
87. If the digits in the number 92. The number of appeared candidates from c)10 cm d)4 cm
6763985142389 are arranged in the State Q increased by 100% from 2006 e)16 cm
ascending order, then how many digits to 2007. If the total number of qualified 99. A bag contains 3 red balls, 5 yellow balls
remain in their places? candidates from State Q in 2006 and and 7 pink balls. If one ball is drawn at
a)Three b)None 2007 together is 408, what is the random from the bag, what is the
c)One d)Two number of appeared candidate from probability that it is either pink or red?
e)Four State Q in 2006?
88. In the English alphabet what is the 3rd 1 2
a)380 b)360 a) b)
letter to the left of the 8th letter to the c)340 d)320 3 3
right of the 5th letter to the left of M? e)300
a)L b)M 93. What is the difference between the 11 1
c)N d)O number of qualified candidates from c) d)
e)P State P in 2006 and that in 2007?
15 15
89. How is A related to R, if A’s mother’s a)12 b)22
husband’s only daughter’s son is R? 8
c)14 d)24 e)
a)Mother e)16 15
b)Father 94. If the average number of qualified
c)Uncle candidates from State Q in 2008, 2009 Directions (Q.100-102): Each of the
d)Aunt and 2010 is 210, what is the number of questions below consists of a question
e)Cannot be determined qualified candidates from State Q in and two statements numbered I and II
90. Four out of the following five are alike 2010? given below it. You have to decide
and hence form a group. Find the one a)191 b)195 whether the data provided in the
which does not belong to that group. c)183 d)187 statements are sufficient to answer the
a) BDF b) DHL e)179 question. Read both the statements and
c) FLR d) HPY 95. If the ratio of the number of qualified give answer
e) JTD candidates from State P in 2009 to that

98 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

56.552  ?
a) If the data in statement I alone are of question mark (?) in the following
sufficient to answer the question, 105. questions? (you are not expected to
while the data in statement II alone a)3160 b)3198 calculate the exact value.)
are not sufficient to answer the
question.
c)3249
e)2975
d)3205
109. 8686  5204  7507 
b) If the data in statement II alone
are sufficient to answer the Directions (Q.106-107): Each of the  2840  7099  6200   ?
question, while the data in questions below consists of a question
statement I alone are not sufficient and two statements numbered I and II a)1.91 b)2.71
to answer the question. given below it. You have to decide c)1.66 d)2.05
c) If the data either in statement I whether the data provided in the e)1.33
alone or in statement II alone are statements are sufficient to answer the 110. (676% of 990)+4880=?
sufficient to answer the question. question. Read both the statements and a)11572 b)12688
d) If the data in both the statements give answer c)13560 d)12401
I and II together are not sufficient a) If the data in statement I alone are e)11102
to answer the question. sufficient to answer the question,
while the data in statement II alone Directions(Q. 111-113): What will come
e) If the data in both the statements
are not sufficient to answer the in place of question mark (?) in the given
I and II together are necessary to
question. number series?
answer the question.
b) If the data in statement II alone 111. 15 47 122 ? 511 895
100. What will be the cost of fencing of a are sufficient to answer the a)252 b)256
circular park? question, while the data in c)262 d)266
I. The area of the circular park is statement I alone are not sufficient e)276
1386 sq m. to answer the question. 112. 16 24 ? 54 81 121.5
II. The cost of fencing is Rs 4 per c) If the data either in statement I a)30 b)34
metre. alone or in statement II alone are c)36 d)22
101. What was the percentage of discount sufficient to answer the question. e)26
given on the marked price of the TV? d) If the data in both the statements 113. 1320 1716 2184 2730 ? 4080
I. 15% profit was earned by selling I and II together are not sufficient a)3280 b)3180
the TV for Rs 14950. Has there to answer the question. c)3380 d)3360
been no discount, the profit e) If the data in both the statements e)3160
percentage would have been 30%. I and II together are necessary to 114. The length of a rectangle is increased
II. The cost price of the TV was Rs answer the question. by 20%. By what percent should the
10000.
106. How many students are there in the width be decreased to maintain the area?
102. What is the area of a circle?
class? a)15% b)14%
I. The diameter of the circle is 45
cm less than its circumference. I. The number of boys is 40 more 2 2
II. The radius of the circle is equal to than that of girls. c) 16 % d) 14 %
the length of a rectangle whose II. The difference between the no. Of 3 3
perimeter is 39 cm. boys and that of girls is 20% of
the number of girls. 2
Directions (Q.103-105): What 107. Find the number which is divisible by e) 11 %
approximate value should come in place
3
3.
of question mark (?) in the following 115. Three pipes X, Y and Z can fill a tank
I. The square of the number is
questions? (you are not expected to in 40 hours, 30 hours and 60 hours
divisible by 9.
calculate the exact value.) respectively. If all the pipes are opened
II. The number lies between 721 and
together, in how much time will the
724.
103. 65987÷62×6=? tank be full?
108. A alone can do a piece of work in 5
a)6538 b)6187 a)13 h 45 min
days. B can do the same piece of work
c)6386 d)6281 b)12 h 40 min
in 4 days. A and B are assigned to do
e)6440 c)13 h 20 min
the work for Rs 2400. They complete
d)12 h 40 min
104. 5689  ? the work in 2 days with the help of C.
e)12 h 50 min
How much is to be paid to C?
a)81 b)77
a)Rs 300 b)Rs 480 Directions(Q. 116-117): What will come
c)79 d)75
c)Rs 260 d)Rs 240 in place of question mark (?) in the given
e)74
e)Rs 290 number series?
Directions (Q. 109-110): What 116. 17 305 449 521 ? 575
approximate value should come in place a)555 b)565

99 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
c)557 d)536 c)Rs 35906.25 127. What is the ratio of the total number of
e)552 d)Rs 28500.50 males to the total number of females
117. 7 25 61 121 211 ? e)Rs 32860.75 who are non-graduates?
a)271 b)337 122. If the profit earned by the company in a)3:8 b)8:3
c)296 d)324 the year 2009 was Rs 81000, then what c)4:5 d)5:3
e)284 was the income of the company in that e)8:5
118. A certain amount of money is to be year? 128. What is the sum of the number of
divided among P, Q and R in the ratio a)Rs 189000 b)Rs 216500 females who are graduates and the
of 4:7:9 respectively. If the amount c)Rs 153860 d)Rs 258900 number of males who are non-
received by R is Rs 4000 more than e)Rs 318560 graduates?
the amount received by Q, what is the 123. The percentage profit earned by the a)216 b)270
total amount received by P and Q company in the year 2007 was what c)108 d)220
together? per cent of the percentage profit earned e)308
a)Rs 16000 by the company in the year 2011? 129. The number of males who are non-
b)Rs 22000 (Approximately) graduates is what per cent of the
c)Rs 18000 a)39% b)51.5% number of females who are graduates?
d)Can’t be determined c)43.25% d)58.25%
e)None of these e)46% 1
a)50% b) 33 %
Directions (Q.119-123): Study the Directions (Q. 124-125): In the given
3
following graph carefully and answer questions two equations are given in c)18% d)45%
the questions given below: each question. You have to solve both the e)None of these
Percentage profit earned by the equations and then given answer. 130. The difference between the simple
company over the years interest and the compound interest
124. I. x2+9x-36=0 compounded annually at the same rate
II. y2-2y-24=0 of interest on a sum of money at the
a)x=y or relationship can’t be end of two years is Rs 162. What is
established definitely the rate percent per annum?
b)x<y a) 4
c)x  y b) 7.5
d)x  y c) 10
d) Data provided are not sufficient
e)x>y
to answer the question
125. I. 6x-5y=17
e) 5
II.3x-4y=13
a) x>y Directions (Q. 131-135): Study the
b) x  y following graph carefully to answer the
c) x=y or relationship can’t be questions that follow:
established The bar graph shows the number of
d) x  y students in different universities and
119. What is the average profit earned by
the line graph shows the percentage of
the company over the years? e) x<y
girl students in different universities.
a)48% b)36%
c)52% d)55% Directions (Q.126-129): Study the
e)42% following information carefully answer
120. If the expenditure of the company in the questions:
the year 2010 was Rs 864700, what In a team there are 360 members (male and
was the ratio of the income to the female). Two-fifths of them are males. 25%
expenditure of the company in that of males are graduates. The remaining males
year? are non-graduates. Three-fourths of the
a)5:3 b)8:5 females are graduates. The remaining females
c)11:7 d)13:9 are non-graduates.
e)6:5
126. What is the different between the
121. If the income of the company in the
number of females who are non-
year 2008 and 2010 was Rs 555350
graduates and that of males who are
each, then what was the difference
graduates?
between expenditures of the company
a)18 b)36
in the year 2008 and 2010?
c)20 d)54
a)Rs 28930.50
e)27
b)Rs 24657.30
100 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
137. I. x2-20x+99=0 a) Australia
II. y2-18y+72=0 b) Canada
a) x<y c) Finland
b) x>y d) Mexico
c) x=y or relationship can’t be e) none of these
established 143. The organisation known as “Tarun
d) x  y Bharat Sangh”
a) Promotes decentralised,
e) x  y
community-led management of
138. Rohit Raj bought 25 kg of rice at Rs 42 natural resources.
per kg and 15 kg of rice at Rs 52 per kg. b) Rescues victims of human
What percent profit did he get when trafficking and rehabilitates them.
he mixed the two varieties together and c) Creates awareness about, as well
sold it at 48.80 per kg? as protect and defend human rights
131. What is the total percentage of boys in 2 2 as enshrined in the Universal
University C and E together with a) 16 % b) 6 % Declaration of Human Rights.
resepect to the number of student in 3 3 d) Identifies and educates village
these universities? communities on the causes and
a)45.23% b)38.07% 1 2 effects of gender violence, and
c)69.90% d)61.92% c) 33 % d) 18 % offers services that address the
3 3
e)57.71% needs of abused and violated
132. What is the total number of boys in 2 women.
University D? e) 12 % e) none of these
a)2895 b)3150 3 144. Recently, our scientists have discovered
c)3480 d)3295 139. A can walk a certain distance in 20 days a new and distinct species of ginger
e)3084 when he rests 6 hours a day. How long plant whose fleshy tuberous roots is
133. The total number of students in will he take to walk the distance twice used locally for its medicinal values. In
University B is what per cent of the as fast and resting twice as long each which part of India has it been
total number of students in University day? discovered?
F? a)60 days b)24 days a) Andaman and Nicobar Islands
a)110% b)95% c)30 days d)40 days b) Mishmi Hills
c)82.3% d)107% e)80 days c) Gurjhat Hills
e)115% 140. A 280-metre-long train crosses another d) Sharavati Wildlife Sanctuary
134. What is the average number of boys in 360-metre-long train running in the e) none of these
University C and D together? opposite direction in 12.8 seconds. If 145. In the early 2000s, this state hardly
a)2486 b)2932 the speed of the first train is 80 kmph, had any “akharas” that trained girls;
c)2625 d)3564 what is the speed of the second train now there are several. This state is also
e)3280 (in kmph)? known for its low sex-ratio. The
135. What is the ratio of the number of girls a)80 b)85 national “Beti Bachao, Beti Padhao”
in University A to that of girls in c)100 d)120 campaign of the Union Government
University F? e)105 was launched from this state. Which
a)7:10 b)6: 13 state/region is being referred to here?
c)5:9 d)17:23 BANKING AWARENESS a) Rajasthan
e)8:25 b) Haryana
141. Which of the following can be used to
c) Punjab
Directions (Q. 136-137): In the given check the authenticity of the
d) Delhi
questions two equations are given in Certificate?
e) none of these
each question. You have to solve both the a. PAN Number
146. Section 126 of Representation of the
equations and then given answer. b. Unique Identification Number
People Act, 1951, prohibits displaying
c. A/C Number
2 any election matter by means, inter
d. All of the Above
136. I. x=(-3)2 II. y  64
3
e. None of the Above
alia, of television or similar apparatus,
for how long a duration before the hour
a) x>y 142. In what is being called a ‘radical
fixed for conclusion of poll in a
b)x<y experiment’, which country is testing
constituency?
c)x  y a programme of giving its citizens a
a) From the time the Model Code of
guaranteed income of US Dollars 590 a
d)x  y Conduct comes into force
month, regardless of their “income,
e) x=y or relationship can’t be b) Ten days
wealth, or employment status”?
established

101 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
c) One week c)1 and 3 Only d)Beawar, Rajasthan
d) 48 hours d)1, 2 and e) none of these
e) none of these e)none of these 156. The Supreme Court of India banned
147. “Ekta aur Anushasan” is the motto of 152. Which among the following is/are key the sale of firecrackers due to rising
the features of the ‘Pradhan Mantri Yuva levels of pollution in which one of the
a) Bharat Scouts and Guides Yojana’? following regions?
b) Indian Army 1. It will provide entrepreneurship a)Varanasi
c) National Cadet Corps education and training to over b)Lucknow
d) National Service Scheme seven lakh students. c)Bhopal
e) none of these 2. The scheme will span over five d)National Capital Region
148. The Government recently decided to years. e)none of these
constitute a Committee to study the 3. Massive Open Online Courses 157.The International Maritime
existing sports governance frame work, (MOOCs) will be utilised to Organisation ‘Award for Exceptional
issues relating to sports governance in implement it. Bravery at Sea’ is an annual award was
the country, recent developments Select the correct answer using the code established to provide international
related to sports governance, including given below: recognition for those who, at the risk
court judgments & international best a)1 only of losing their own life, perform acts
practices and make recommendations b)2 and 3 only of exceptional bravery, displaying
on bringing out a comprehensive c)1 and 3 only outstanding courage in attempting to
National Sports Development Code d)1, 2 and 3 save life at sea or in attempting to
across sports disciplines. Its chairman e) none of these prevent or mitigate damage to the
will be 153. A new digital payments app called marine environment. Who became the
a) Abhinav Bindra “BHIM”, was recently launched. In first woman in the world to win the
b) Injeti Srinivas this context, consider the following 2016 award?
c) Prakash Padukone statements: a)Aditi Ashok
d) Ratan Watal 1. Users can send money to people b)Radhika Menon
e) none of these who don’t have the app. c)Mary Bajpayee
149. ‘Bachpan Bachao Andolan’ is a 2. The app is based on the United d)PV Sindhu
grassroots movement for the protection Payments Interface. e) none of these
of children and ensuring their quality 3. It will support Aadhaar-based 158. Which of the following statements is/
education. It is an organisation payments. are correct?
established by Which of the statements given above 1. Agni-V is a surface-to-surface
a) The Ministry of Women and is/are correct? missile.
Child Development a)1 and 2 only 2. Agni-V can be fired from a canister
b) The Ministry of Human Resource b)2 Only mounted on a military truck.
Development c)1 and 3 Only 3. All the Agni series of missiles can
c) Late Dr. A.P.J. Abdul Kalam d)1 , 2 and 3 deliver nuclear warheads.
d) Kailash Satyarthi e) none of these Select the correct answer using the code
e) none of these 154. The Election Commission will introduce given below:
150. ‘Bashi Channel’ is a narrow passage of for the first time a mobile app-based a)1 and 3 Only
water separating system to monitor the law-and-order b)1 and 2 Only
a) Taiwan and Philippines situation during the Assembly c)2 and 3 Only.
b) China and Taiwan elections of which one of the following d)1, 2 and 3
c) South Korea and Japan states? e) none of these
d) Paracel and Spratly Islands a)Uttar Pradesh 159. A decrease in tax to GDP ratio of a
e) none of these b)Punjab country indicates which of the
151. A ‘White Label ATM’ c)Gujarat following?
1. Does not have any bank logo. d)Manipur 1. Slowing economic growth rates.
2. Can be set up by non-bank e) none of these 2. Less equitable distribution of
entities. 155. This town is famous as the birthplace national income.
3. Refers to those ATMs whose of the movement that gave India the Select the correct answer using the code
operations are outsourced by Right to Information Act as well as the given below.
banks to a third party. now-ubiquitous device of the ‘Jan a)1 only
Which of the statements given above Sunwai’. Which one of the following b)2 Only
is/are correct with reference to White towns is being referred to here? c)Both 1 and 2
Label ATMs? a)Surat, Gujarat d)Neither 1 nor 2
a)1 only b)Moradabad, Uttar Pradesh e)none of these
b)1 and 2 Only c)Hisar, Haryana

102 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
160. Sugamya Bharat Abhiyan’ is a national (d) No interest is paid on any deposit (d) All of the above
campaign to by the bank, (e) None of the above
a) Impart digital literacy to the rural (e) Savings deposits are the same as 170. Where the time for payment is not
masses and translate it into current deposits mentioned in a promissory note it is?
improved financial inclusion. 164. What do you understand by the term (a) invalid instrument
b) Promote awareness among all, of ‘Mortgage’? (b) inchoate instrument
schemes and programmes (a) Sale of movable security in the (c) no payment can be demanded
introduced by the Government event of default by the borrower (d) payable on demand
of India since 2014, and the ways (b) Registration of charge with the (e) None of the above
and means of accessing Registrar of Companies 171. NARMADA River passes through
benefits of all such initiatives by (c) Making the security of immovable which states ____________?
the citizens. property available as a cover for a (a) Madhya Pradesh, Maharashtra,
c) Raise awareness about the Right home loan by the borrower Gujarat
to Education Act by means of (d) Registration of charge with the (b) Madhya Pradesh, Maharashtra,
street plays, songs and door- to- Regional Transport Authority Rajasthan
door campaigns. (e) Returning of the security to (c) Maharashtra, Rajasthan, Gujarat
d) Achieve universal accessibility of borrower by the bank of receipt (d) Madhya Pradesh, Rajasthan,
persons with disabilities and to of full payment Gujarat
create an enabling and barrier free 165. Which of the following is NOT a source (e) None of above
environment. of funds of a commercial bank? 172. The Reserve Bank of India (RBI) has
e) none of these (a) Capital permitted startups to raise external
161. The ‘Lucky Grahak Yojana’ refers to (b) Borrowings from RBI commercial borrowings (ECBs) of up
a) A fraud initiative – the organising (c) Call money to $3 million in a financial year for how
ring of which was recently busted (d) Deposits many year ?
by Income Tax sleuths – that (e) Cash reserves with RBI a) 1 year b) 2 year
capitalised on the drive by the 166. The loan amount in case of a reverse c) 3 year d) 4 year
Central Government’s push for mortgage is decided taking into account (e) None of above
digital payments which of the following? 173. Rangit Dam Dam situated in which state
b) A Government of India’s (GoI) (1) Value of House property, _________?
scheme to incentivise consumers (2) Age of the borrower (a) Jammu & Kashmir
to utilise digital payment (3) prevalent Interest rates. (b) Punjab
instruments. (a) only (1), (c) Bihar
c) A GoI scheme to incentivise (b) Only (2), (d) Sikkim
merchants to utilise digital (c) Only (3), (e) Assam
payment instruments. (d) All (1), (2),& (3) 174. International Civil Aviation Day is
d) A GoI scheme to incentivise (e) None of the above observed on which of the following
consumers to report to the Income 167. Which of the following acts helps a date?
Tax authorities the non-issuance bank in its day-to-day activities? (a) December 6
of bills at retail outlets. (a) Competition Act (b) December 7
e) none of these (b) Negotiable Instruments Act (c) December 8
162. The implementing agency for the ‘Digi- (c) Hindu Marriage Act (d) December 9
Dhan Vyapar Yojana’ is the (d) Hindu Succession Act (e) December 5
a) National Payment Corporation of (e) NRI Act 175. Technology Development &
India 168. Banking has been defined under Information Co. of India Ltd.
b) NITI Aayog ________ of. Established in _____ year?
c) Reserve Bank of India (a) Banking Regulation Act Section (a) 1989 (b) 1998
d) All of the above 5(b) (c) 1976 (d) 1967
e) none of these (b) Banking Regulation Act Section 17 (e) None of these
163. Which of the following is a correct (c) RBI Act Section 2 (2) 176. Which of the following is the dimension
statement? (d) Negotiable Instruments Act of 2000 rupee note?
(a) Normally no interest is paid on Section 1 a. 157 × 73 mm
current deposit accounts (e) None of the above b. 66 × 150 mm
(b) Interest is paid on current 169. Who among the following is only a c. 66 × 166 mm
accounts at the same rate as term holder and not a ‘holder’ in due course? d. 147 × 73 mm
deposit accounts (a) Holder of a bearer cheque e. None of these
(c) The rate of interest on current (b) Holder of a crossed order cheque 177. Which of the following features on the
account and savings account are (c) Holder of a Non-negotiable reverse of 2000 rupee note?
the same crossed cheque a. Mangalyaan

103 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
b. Himalaya Mountains (d) Checking the existing files saved (a) Bandwidth
c. Red Fort on the disk (b) Interlacing
d. Parliament of India (e) None of these (c) Response time
e. Tractor 185. ……… is the process of implementing (d) Scanning
178. A customer can link how many account command (e) Maximum speed
to the same mobile number? (a) Fetching 193. Which of the following is NOT
a. Only One (b) Storing associated with computers?
b. Only Two (c) Decoding (a) Bit (b) Binary
c. Only Three (d) Executing (c) Pencil (d) Mouse
d. More than One (e) None of these (e) Screen
e. None of the Above 186. To change hardware components into 194. C, BASIC, COBOL, and Java are
179. Demand-pull inflation can be caused more powerful or rectified version is examples of …..languages
by which of the following? called (a) Low level
(a) A decline in consumption (a) Expansion (b) Computer
expenditure (b) Plug and Play (c) System programming
(b) A sharp increase in lending rates (c) Upgrading (d) High level
(c) A steep decline in income tax (d) Upsizing (e) None of these
(d) An increase in direct taxation (e) None of these 195. Data that is copied from an application
(e) None of the above 187. What is the name for the process that is stored in the ………
180. The financial assistance of loans of is used to convert a series of (a) Driver
Rs.10000 by bank to a small borrower instructions or program, written in a (b) Terminal
will be called..........? high level language into instructions (or (c) Prompt
(a) business finance a program) that can be run on a (d) Clipboard
(b) government finance computer? (e) None of these
(c) micro finance (a) Assembling 196. Which of the following computer
(d) small finance (b) Compiling languages is a mathematically oriented
(e) KYC finance (c) Translating languages used for scientific problems?
(d) Uploading (a) FORTRAN
COMPUTER KNOWLEDGE (e) None of these (b) COBOL
188. A compiler translates a program written (c) LISP
181. Processing control procedures have
in a high level language into …….. (d) PROLOG
(a) Authorization and authentication
(a) Machine language (e) APPLE
of users
(b) An algorithm 197. The …….. is the amount of data that a
(b) Access control for online data
(c) A debugged program storage device can move from the
(c) Reporting of before and after
(d) Java storage medium to the computer per
images
(e) None of these second
(d) All of the above
189. In the “C” language the function scant (a) Data migration rate
(e) None of these
( ) reads (b) Data digitizing rate
182. Arranging of data in a logical sequence
(a) Single character (c) Data transfer rate
is known as
(b) Character and strings (d) Data access rate
(a) Classifying
(c) Any possible number (e) None of these
(b) Searching
(d) Any possible variable type 198. A ……. converts all the statements in a
(c) Sorting
(e) Limited variable types program in a single batch and the
(d) Reproducing
190. Data structure includes resulting collection of instructions is
(e) None of these
(a) Array placed in a new file
183. Which of the following tools is not
(b) Execution statement (a) Converter
normally used during system analysis?
(c) Interaction (b) Compiler
(a) Program flow chart
(d) Both b and c (c) Interpreter
(b) Grid chart
(e) List (d) Instruction
(c) System flow chart
191. Plotter accuracy is measured in terms (e) None of these
(d) Question check list
of repeatability and 199. A(n) …….. backup contains a copy of
(e) None of these
(a) Vertical dimension every program, data, and system file
184. How can the user determine what
(b) Intelligence on a computer
programs are available on a computer?
(c) Resolution (a) Restoration
(a) Checking the hard disk properties
(d) Pixel (b) Bootstrap
(b) Viewing the installed programs
(e) Buffer size (c) Differential
during the booting process
192. The speed at which the monitor accepts (d) Full
(c) Checking the operating system for
data is called (e) None of these
a list of installed programs
104 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
200. Computer programs are written in a high level programming 48-a 49-c
language, however, the human readable version of a program
is called …….
(a) Cache
(b) Instruction set
(c) Source code
(d) Word size
(e) None of these


50-e
EXPLANATIONS
1. d 2. c 3. e 4. c 5. b 6. a
7. e 8. e 9. b 10. a
(11-20)
11-e; No error
12-d; ‘mushrooming’ should be used-which would serve as and
adjective
13-c; ‘Are’ should replace ‘is’-verb should agree with ‘bulbs’
14-b; ‘By’ should replace ‘with’-which means ‘by the way of’
15-e; No error
16-‘Migration’ should replace ‘migrate’-a noun is to be used.
17-d; ‘Protective’ should replace ‘protect’ an adjective is to be
used.
18-d; ‘An’ should replace ‘A’- ‘emergency’ begins with a vowel
sound.
19-c; ‘keep’ should replace ‘kept’- after ‘to’ first form of verb is to
be used. (51-55)
20-c; ‘Details’ should replace ‘Detailed’-a noun is required.
21. a 22. b 23. c 24. c 25. c
(26-30) Husband Wife Children Age
BDGAFEC Sourav Gita E 9
26. e 27. b 28. d 29. a 30. c 31. a Ritesh Rachita C 5
32. d 33. b 34. d 35. c 36. a 37. c
Mohit Veena D 3
38. a 39. d 40. b
(41-45) Rahul Nita B 4
Students Subjects Harish Sita A 6
A Sanskrit
B English 51-b 52-a 53-c 54-d 55-b
C English
D Commerce
E Sanskrit R U P S Q T
F English Facing South
G Commerce
H Commerce
C>E >B>H> F>D>G>A Facing North
41-c 42-b 43-e 44-e 45-d C A F D B E
(46-50)
46-a 47-b (56-60)
56-c 57-c 58-a 59-d 60-d
(61-65)
61-b; People=%E6
P=%, number of letter=6 last letter=E.

105 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
62-d; Dhaya=*A5 83-a
D denote = *
A denote Dhaya end with A
5 denote number of letter=5
63-a; Four=@R4 30 m45
o 60 m
F=@
R=Last letter of the word
45 m
Total number of letter =4
64-e; T=!, P=%, N=?, F=@, U=#, D=*, L=&, H=$
84-b
65-e; Date line reach points
*4A &4E ?5H %6S
(66-70) 4m
10m 5m
(grand son) O Q
8m
H P
(grand father) C 5m
E (A’s aunts or B’s wife)

(C’s or D’s daughter) G A (grand daughter)

(grand mother) D
We have to
F
B (son in law)
(C’s son) PQ  OP 2  OQ 2
 2 2  14 2
(+) C D (-)  200
 10 2
(-)E B (+) (-)G (+)
F
85-e; TOUR, ROUT
85-b 87-d 88-b 89-e 90-d
(91-95)
H(+) A(-) 91. (e); The given ratio of males to females who qualify from State
P in 2008 is 11 : 7. Let the no. of male and female qualified
66-c 67-b 68-c 69-a 70-b candidates be 11x and 7x respectively.
(71-75) Then, according to the question.
71-a 72-c 73-e 74-e 75-c 7x = 126
(76-79) x = 18
76-a; Smile only not necessary to win, but smile create a possibility. Males = 18  11 = 198
77-d; Both I and II are false assumption with respect to the given Total number of qualified candidates = 198 + 126 = 324
statement. Let the total number of appeared candidates be y.
78-d; This actions can’t softening the inflation. Then, y  60% = 324
79-e
(80-82) 324100
y = = 540
60
X+ 92. (c); Let the number of appeared candidates from State Q in
2006 be x.
Then, the number of appeared candidates in 2007

Q+ P+ Y
- x 100
=x =2x
100
+ x  30 2 x  45
R- Z According to the question,  = 408
100 100
80-c 81-b 82-a

106 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

3x 9 x D D 48  15  63
Or,  = 408 Or,   
10 10 5 8 60 60
Or, 12x = 408  10
8 D  5 D 63 21
408 10 Or,  
x= = 340 40 60 20
12
Hence, the number of candidates from State Q in 2006 is 340.
21 40
D= = 14 kms
450  60 600  43 20  3
93. (a); Difference =  = 270 – 258 = 12 98. (d); Curved surface area of cylinder = 2 π rh
100 100 Total surface area of cylinder = 2 π rh + 2 π r2
94. (d); Let the percentage of candidates who qualify from State Q
in 2010 be x% 51232
Total surface area of cylinder = = 1540 sq m
280  60 550  50 4
  400  x% Circumference of base of cylinder =1540 – 1232 = 308m
Then, avg. = 100 100 = 210 Now, surface area = circumference of base  height
3 1232 = 308  h
Or, 168 +275 + 4x = 630
Or, 4x = 630 – 443 = 187 1232
h= = 4 cm
187 308
x= = 46.75% 99. (b); Total no. of balls = 3 + 5 + 7 = 15
4 N o w ,
15
nC1 = 15
( S ) =

The number of qualified candidates from State Q in 2010 n(E) = 7C1 + 3C1 = 7 + 3 = 10

46.75 n( E ) 10 2
= 400 = 187 Reqd. probability =  
100 n( S ) 15 3
95. (c); The ratio of qualified candidates from State P in 2009 to (100-102)
that in 2010 is 14 : 9. 100. (e); From I and II: Area of the circular park =  r2 = 1386
Now, in 2009 the number of qualified candidates =

46.75 1386 7
400 r2 = = 441
100
= 336 22
r = 21
Let the number of qualified candidates from State P in 2009
Perimeter of the circular park = 2  r
be 14x and in 2010 be 9x.
Then, 14x = 336 22
= 2  21 = 44  21 = 924m
336 7
x= = 24
14 Cost of fencing the circular park = 924  4 = Rs 3696
In 2010 the number of qualified candidates = 9  24 = 216 101. (a); From I. The selling price is Rs 14950 at 15% profit.
(96-99) 14950100
96. (c); Ratio of profit of share A : B : C So, CP = = Rs 13000
=4  12 : 6  8 : 5  8 115
= 48 : 48 : 40 = 6 : 6 : 5 When no discount is allowed the profit becomes 30%.
Now, let the share of A be 6x, that of B be 6x and that of C be
130
MP = 13000 
5x respectively.
= Rs 16900
Then, 6x – 5x = 250 100
Or, x = 250
Total annual profit = 6x + 6x +5x = 17x = 17 250 = Rs 4250 16900  14950
97. (e); Let the distance between point A and B be D km. % discount = 100
16900
D 48 D 15
Then,    Hence, only I is sufficient to answer the question.
5 60 8 60

107 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
102. (a); From I: Diameter = 2r, circumference = 2 π r
 120  6 x
Thus, 2 π r – 2r = 45 cm
New length = x 
This will give us the value of r and we can therefore find the  100  5
area ( π r2) of the circle. As the area remains the same, the new breadth of the rectangle
Hence I alone is sufficient.
From II: We can’t find length of the rectangle merely from its xy 5 y
perimeter. Hence, II alone is not sufficient. 
= 6x 6
(113-115)
5
65987
103. (c); ?  6  6385.8  6386 5y y
62 Decrese in breadth = y 
6 6
104. (d); ?  5689  75 Reqd. % decrease in breadth
105. (b); ?  (56.55)  (56.55)  3197.90  3198
2 2
y  100 50 2
=  %  16 %
106. (e); Statement I alone is not sufficient because we do not
know the no. of girls.
6 y 3 3
Similarly II alone is not sufficient.
 1 1 1  3 40
Combining I and II, we get 40 = 20% of total girls
115. (c); The tank will be full =     
Total strength = 220% of the total girls = = 440  40 30 60  40 3
107. (b); From I. If the number is divisible by 3 it can be written as
3x. hour s = 13 hours 20 minutes
Square of the number = (3x)2 = 9x2 116. (c); The series is +(9  32), +(9  16), +(9  8),
Hence, the no. is divisible by 9. Thus, statement I is not ...........................
sufficient. 117. (b); The series is 2 3 – 1, 33 – 2, 43 – 3, ...................
From II. The nos. Lying between 721 and 724 are 722 and 118. (b); Let the amount of P, Q and R be Rs 4x, Rs 7x and 9x
723. Hence, the no. is 723. respectively.
Hence, statement II alone is sufficient to answer. Then, 9x – 7x = 4000
108. (d); Part of work C alone can do in 1 day Or, 2x = 4000
X = 2000
1 1 1 1 9 1 Amount received by P = Rs 4x = 4  2000 = Rs 8000
=       Amount received by Q = Rs 7x = 7  2000 = Rs 14000
2  5 4  2 20 20
Total amount received by P and Q together = Rs (14000
Hence C alone can complete the work in 20 days. +8000) = Rs 22000
1 1 1 30  45  75  60  65 275
Now, the ratio of wages = : : =4:5:1 119. (d); Reqd. avg. =  =
5 4 20 5 5
55%
1
 2400 = Rs 240
 100  %profit 
The amount received by C =
10
120. (b); Income = Expenditure  
21397  100 
109. (e); ? = =1.33 Or,
16139
Income 100  %profit
676 
110. (a); ?   990  4880 Expenditure 100
100
=6.76  990+4880 100  60 160
= 
=6692.4+4880  11572 100 100
111. (d); The series is +1+2 2 +3 3 , +2+3 2 +4 3 , +3+4 2 +5 3 ,
Income 8
........................
112. (c); The series is  1.5,  1.5,  1.5, ....................
 =8:5
Expenditure 5
113. (d); The series is 113 – 11, 123 – 12, 133 – 13, ........................
114. (c); Let the length and breadth be x and y respectively.
Area = xy

108 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

Income 100  % profit 1


121. (c);  Number of males who are graduates = 144 = 36
Expenditure 100 4
Number of males who are non-graduates = 144 -36 = 108
100  Income Number of females = 360 – 144 = 216
Expenditure =
100  %Profit 3
In year 2008 Number of females who are graduates = 216 = 162
4
100  555350 Number of females who are non-graduates = 216 – 162 = 54
Expenditure = = Rs 383000
100  45 126. (a); Difference = 54 – 36 = 18
127. (b); Reqd. ratio = 144 : 54 = 8 : 3
In year 2010, 128. (b); Reqd. sum = 162 + 108 = 270
100  555350 108 2
Expenditure =
100  60
= Rs 347093.75 129. (e); Reqd. % = 100  66 %
162 3
Reqd. difference = 383000 – 347093.75 = Rs 35906.25 130. (d)
Pr ofit (131-135)
122. (a); Profit % =  100 131. (d); Number of boys in University C and E together
Expenditure
3000  70  3500  55
= = 4025
Pr ofit 100
Or, 75 =  100
Expenditure Total number of students in these universities = 3000 +3500
= 6500
8100000 4025
Expenditure =
75
= 108000
Reqd. % =  100 = 61.92%
6500
Income = expenditure + profit = 108000 + 81000 =Rs 189000
132. (b); Total no. of students in University B = 5500
30 Total no. of students in University F = 5000
123. (e); Reqd. % = 100 = 46% (approx)
65 5500
2 Reqd. % = 100 = 110%
124. (a); I. x +9x – 36 = 0 5000
Or, x2 +12x – 3x – 36 = 0
Or, (x – 3) (x +12) = 0 3000 70
x = 3, -12 133. (c); Number of boys in University C = = 2100
II. y2 + 2y -24 = 0 100
y2 – 6y + 4y - 24= 0
Or, (y +4) (y - 6 ) =0
4500 70
Number of boys in University D = = 3150
y = -4, 6 100
Hence, relationship cannot be established.
125. (a); Solving (i)  3 – (ii)  6 2100  3150
We get 18x – 15y = 51 Reqd. avg. = = 2625
18x – 24y = 78
2
- + - 4000 35
9y = -27 134. (a); Number of girls in University A = = 1400
y = -3 100
Putting the value of y in equation (i), we get
6x = 2 5000 40
x = 1/3 Number of girls in University F = = 2000
100
Hence, x > y
Reqd. ratio = 1400 : 2000 = 7 : 10
(126-129):
Total number of members (males and females) = 360 30  45  75  60  65 275
135.(d); Reqd. average =  =
2 5 5
Number of male = 360 = 144
5 55%

109 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
136. (b); I. x= (-3)2 = 9 159. b 160. d 161. b 162. a 163. a 164. c
II. y2/3 = 82 165. e 166. d 167. b 168. a 169. c 170. d
2
3 171. a 172. c 173. d 174. b 175. a 176. c
y = 2 = 512
8 177. a 178. d 179. c 180. c 181. d 182. c
Hence, x < y 183. d 184. d 185. e 186. c 187. b 188. a
137. (c); I. x2 - 20x + 99 = 0 189. d 190. a 191. e 192. a 193. c 194. c
Or, x2 – 11x -9x +99 = 0 195. d 196. a 197. c 198. b 199. d 200. c
Or, (x – 9) (x – 11) = 0
x = 9, 11
II. y2 – 18y +72 = 0 
Or, y2 – 12y - 6y +72 = 0
Or, (y – 12) (y – 6) = 0
y = 6, 12
Hence, relationship cannot be determined. Vanik’s Knowledge Garden
138. (b); Cost price of 25 kg rice at 42 per kg =25  42 = Rs 1050 Name of the Bank /Head Office
Cost price of 15 kg rice at 52 per kg = 15  52 = Rs 780
Cost price (25+15) = 40 kg rice of mixture = 1050 +780 = Rs 1. Allahabad Bank Kolkata
1830 2. Bank of Baroda Baroda
Selling price of 40 kg rice = 40  48.80 = Rs 1952 3. Bank of Maharashtra Pune
Profit = 1952 – 1830 = 122 4. Bank of India Mumbai
5. Central Bank of India Mumbai
122 2
Percentage profit =  100  6 % 6. Canara Bank Bangalore
1830 3 7. Dena Bank Mumbai
139. (d) 8. Indian Bank Chennai
Speed distance rest time day 9. Indian Overseas Bank Chennai
1 1 6 20
10. Punjab National Bank New
Delhi
2 2 12 x
11. Syndicate Bank Manipal
2:1
1:2 20 : x
12. Union Bank of India Mumbai
6 : 12 13. United Commercial Bank (UCO Bank)
2  1  6  x = 1  2  12  20 Kolkata
14. United Bank of India Kolkata
1 2 12  20 15. Andhra Bank Hyderabad
x= = 40 days
2 6 16. Corporation Bank Mangalore
17. Oriental Bank of Commerce New Delhi
140. (c); Let the speed of the second train be x kmph. 18. Punjab and Sindh Bank New Delhi
Relative speed = (x +80) kmph 19. Vijaya Bank Bangalore
Total distance = 280 +360 = 640 m 20. IDBI Bank Ltd Mumbai
640 21. ECGC (The Export Credit
= km Guarantee Corporation of
1000 India Ltd) Mumbai
640 12.8
Now, = (x +80) 
1000 60  60
640  60  60
Or, = x +80
1000 12.8
2304
Or, x + 80 = = 180 kmph
12.8
Or, x= 180 – 80 = 100 kmph
141. b 142. c 143. a 144. a 145. b 146. d
147. c 148. b 149. d 150. a 151. b 152. d
For details please like in Facebook : https://www.facebook.com/vanik
153. c 154. b 155. d 156. d 157. b 158. b

110 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

PRACTICE SET QUESTION PAPER FOR (SSC-CGL-TIER-I)


SSC CGL 2017 (Tier I) 5. GHF: CDB: : EFD : ?
Mock Test a)ABJ b)CBD
This Mock Test consists of 100 questions which are spread across c)IJH d)AJB
4 sections – General Intelligence, Mathematics, General Awareness 6. AKJO : : IOHN :: ? : CLBK
and English Language. The mock test carries 200 marks and of 1 a)LDME b)EMGH
hour 15 min duration. There is negative marking of 1/4 marks for c)GNFM d)EMDL
each wrong answer.
Directions(7): In each of the following questions, five words
PART-A have been given out of which four are alike in some manner,
REASONINGABILITY while the fifth one is different. Choose out the odd one .

Directions (1-2): The following questions consist of two words 7. a)Ode b)Lyric
each that have a certain relationship to each other, followed c)Sonnet d)Epic
by four lettered pairs of words. Select the lettered pair that 8. If the animals which can walk are called ‘swimmers’, animals
has the same relationship as the original pair of words printed who crawl are called ‘flying’, those living in water are called
in bold ‘snakes’ and those which fly in the sky are called ‘hunters’,
then what will a lizard be called?
1. Energy :Dissipate a)Swimmers b)Snakes
a)Atom: Explosion b)Power : Generator c)Flying d)Hunters
c)Money : Squander d)Battery :Charge 9. In the given diagram, square represents Teachers, rectangle
2. Basement: Attic represents players and triangle represents workers. Which
a)Nadir : Zenith b)Zenith : Apex region represents Teachers who are player?
c)Zenith : Root d)Apex : Pinnacle

Directions (3-4): In each of the following questions, one term


in the number series is wrong. Find out the wrong term.

3. 445, 221, 109, 46, 25, 11, 4


a)25 b)46
c)109 d)221
4. 93, 309, 434, 498, 521, 533
a)309 b)434
c)498 d)521

Directions (5-6): The following questions are based on the a)E b)F
letters written along the figure given below. In each question, c)D,E d)C, F
the relationship between the two terms written to the left of Directions: In question nos. 10 and 11 which Answer Figure
:: is retained in the two terms to the right of it. Out of these will complete the pattern in the Question Figure?
four terms, one term is missing. Choose this term out of the
given alternatives 10.

111 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
11. appear when the transparent sheet is folded at the dotted
line.

14.

Directions (Q.15): Each of the following questions consists of


a set of three figures X, Y and Z showing a sequence of folding
of a piece of paper. Fig. (Z) shows the manner in which the
folded paper has been cut. These three figures are followed
by four answer figure from which you have to choose a figure
which would most closely resemble the unfolded form of fig.
(z).

15.
Directions (12):In each question below is given a statements
followed by two assumptions numbered I and II. you have to
consider the statement and the following assumptions and
decide which of the assumptions is implicit in the statement.
Give answer (a) if only assumption I is implicit; (b) if only
assumption II is implicit (c) if neither I nor II is implicit and
(d) if both I and II are implicit.

12. Statement: Why don’t you go to the court if the employer


does not pay you the Provident Fund contribution?
Assumptions:
I. Courts can intervene in matters of dispute between Directions (16): In each of the following questions, you are
employer and employees. given a combination of alphabets and /or numbers followed
II. It is obligatory for the employer to pay the Provident by four alternatives (a), (b), (c) and (d). Choose the alternative
Fund contribution to the employees. which most closely resembles the mirror. image of the given
combination.
Directions (Q. Nos. 13) in each question below is given a
statements followed by two conclusions numbered I and II. 16.
You have to assume everything in the statement to be true,
then consider the two conclusions together and decide which
of them logically follows beyond a reasonable doubt from the
information given in the statements. Give answer:-
a) Only conclusion I is true.
b) Only conclusion II is true
c) Either conclusion I nor II is true Directions (Q. 17): In each of the following questions, from
d) Neither conclusion I or II is true amongst the figures marked (a), (b), (c) and (d), select the one
which satisfies the same conditions of placement of the dot as
13. Statement: About 50 per cent of the animal by –products – in fig. (X)
hair, skin, horns etc. Is edible protein. American chemists
have developed a method of isolating 45 percent of this protein. 17.
They used an enzyme developed in Japan to break down
soya protein.
Conclusions: I. Americans have not been able to develop
enzymes.
II. Animal by-products protein has the same composition as
soya protein.
Directions (Q. 14): In each of the following problems, a square Direction (Q. 18) : Choose the Venn diagram which best
transparent sheet with a pattern is given. Figure out from illustrates the three given classes in the question.
amongst the four alternatives as to how the patter would

112 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
18. Mercury, Mars, Plants 24.

3 2 2
6 20 4
12 25 64
6 10 ?
Directions (19): In each of the following questions, you given a)6 b)8
a combination of alphabets and /or numbers followed by four c)10 d)12
alternatives (a), (b), (c) and (d). Choose the alternative which 25. A fires 5 shots to B’s 3 but A kills only once in 3 shots while B
most closely resembles the water. Image of the given kills once in 2 shots. When B has missed 27 times, A has killed
combination. a)30 birds b)60 birds
c)72 birds d)90 birds
19. 96FSH52

PART-B
ENGLISH LANGUAGE
20. Count the number of cubes in the given figure. Directions (Q. Nos. 26-27): In the following questions, four
alternatives are given for the Idiom/Phrase. Choose the
alternative which best expresses the meaning of the Idiom/
Phrase.

26. Mind one’s own business


a)Not to interfere in the affairs of others
b)Save oneself from going bankrupt
c)Do everything possible to save one’s business
d)Take full interest in one’s business
27. To grease the palm
a)To oil the hand
b)To apply ointment to the palm
c)To offer bribe
d)To activate the machinery

Directions (28-29): In the following questions, out of the four


alternatives, choose the one which best expresses the meaning
of the given word.
a)89 b)91 28. INSOLVENT
c)95 d)99 a)Flourishing b)Bankrupt
21. Pointing to a photograph, a man said, “I have no brother or c)Soluble d)Opprobrious
sister but that man’s father is my father’s son.” Whose 29. INTERPOLATE
photograph was it? a)Clarify b)Investigate
a)His own b)His son’s c)Reverse d)Insert
c)His father’s d)His nephew’s
22. How many even numbers are there in the following sequence of Directions (Q. 30-31): Read each sentence to find out if there
numbers each of which is immediately followed by an odd is any error in it. The error, if any, will be in one part of the
number as well as immediately preceded by an even number? sentence. The number of that part is the answer. If there is no
86768932753422355228119 error the answer is d). (Ignore errors in punctuation, if any)
a)One b)Three
30. Greatly to our surprise (a)/we find the ringleader (b)/was lame.
c)Five d)Four
(c)/No error (d)
23. In a queue Shikhar is ninth from the back. Arun’s place is eighth
31. In India (a)/working woman lead a life of dual responsibilities
from the front. Nikhil is standing between the two. What
(b)/if they are married and have a family (c)/No error (d)
could be the minimum number of boys standing in the queue?
a)8 b)10 Directions (Q. 32-33) Four words are given in each question,
c)12 d)14 out of which only one word is correctly spelt. Find the correctly
spelt word and mark your answer in the Answer Sheet.

113 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
32. a)Quiant b)Quaaint function of which is partly to designate 42. This passage is primarily concerned
c)Quaint d)Qauint things or processes which have no names in with
33. a)Effervescent ordinary English and partly to secure greater a)various occupations and professions
b)Efferescent exactness in nomenclature. Such special b)technical terminology
c)Effervesent dialects or jargons are necessary in technical c)scientific undertakings
d)Efervescent discussion of any kind. Being universally d)a new language
understood by the devotees of the particular
Directions (Q. 34-35): In each of the science or art, they have the precision of a Directions (43-44): In the following
following sentences there is one/two mathematical formula. Besides, they save questions, out of the four alternatives,
blank space. Below each sentence there time, for it is much more economical to name choose the one which can be substituted
are four pairs of words denoted by letter a process than to describe it. Thousands of for the given words/ sentence.
a), b), c) and d) . Find out which pair of these technical terms are very properly
words can be filled up in the blank in the 43. Hard to please
included in every large dictionary, yet as a a)Loquacious b)Stubborn
sentence in the same sequence to make whole they are rather on the outskirts of the
the sentence grammatically correct and c)Fastidious d)Epicurean
English language than actually within its 44. That cannot be conquered
meaningfully complete. borders. a)Invincible
34. The ________________ of the middle Different occupations, however, differ b)Invulnerable
school is a woman of ____________ widely in the character of their special c)Intangible
a)Principles, Principal vocabularies. In trades and handcrafts and d)Inevitable
b)Principals, Principal other vocations like farming and fishing that
c)Principal, Principle have occupied great numbers of men from Direction (Q. 45) : In the questions,
d)Principle, Principals remote times, the technical vocabulary is choose the word opposite in meaning to
35. Student parking should be ________ very old. An average man now uses these in the given word.
students should not be charged to buy this own vocabulary. The special dialects of
law, medicine, divinity and philosophy have 45. ACCOMPLISH
parking stickers. a)Fail
a)Fined b)Free become familiar to cultivated persons.
b)Improper
c)Costly d)Cheap 38. It is true that c)Disagreeable
Directions (Q.36-37): In the following a) various professions and d)Scatter
questions a part of the sentence is bold. occupations often interchange
words Directions (Q.46-50): In the following
Below are given alternatives to the bold some of the words have been left out.
part at a), b) and c) which may improve b) there is always a non-technical
word that may be substituted for Read the passage carefully and choose
the sentence. Choose the correct the correct answer to each question out
alternative. In case No improvement is the technical word
c) the average man often uses in his of the four alternatives and fill in the
needed your answer is d) blanks.
own vocabulary what was once
36. Can any spiritually dead man be so technical language not meant for With the (46) of the peace in Darjeeling, the
as to have no love for his native him area’s most important industry, tea is once
country? d) everyone is interested in scientific again receiving the attention of planters that
a) Can any dead man be so as to have findings. it deserves. A most (47) development has
no spiritual love for his native 39. In recent years, there has been a marked been the reopening of long closed tea estates,
country? increase in the number of technical one after another. This is as it should be
b) Can any man be so spiritually terms in the nomenclature of since the current production of 11 to 11.5
dead as to have no love for his a)farming b)fishing million kg falls (48) of the combined world
native country? c)sports d)government and domestic demand for this exclusive
c) Can any native man be so dead as 40. Special words used in technical brand What should be remembered in this
to have no love for his spiritual discussion context is that it is only recently, following
country? a) may become part of common (49) of the Darjeeling logo, that there is
d) No improvement speech scientific promotion of this tea in the world
37. The host offered me tea but I denied it. b) never last long market. In fact, apart from intensifying the
a)refused b)said no c) should resemble mathematical ‘logo campaign’, drinking Darjeeling tea
c)rejected d)No improvement formula should be highlighted as a ‘concept’. But
d) should be confined to scientific the generic (50) of Darjeeling tea will have
Directions (38-42)Read the passage fields meaning only if the stagnation in production
carefully and choose the best answer to 41. The writer of this article is a levels is broken. The problem of quality
each question out of the four alternatives. a)scientist b)politician alone cannot explain the awfully low average
Every profession trade, every art and every c)linguist d)businessman yield of 570 kg/hectare.
science has its technical vocabulary the

114 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
46. a)return b)beginning 56. A retailer purchases a watch at the rate
c)end d)sign of Rs 560 from a wholesale. He raised A B C
c)4 cos cos cos
47. a)unusual b)welcome the price by 35% and then allowed a 2 2 2
c)striking d)successful discount of 5%. His profit percentage
48. a)nearer b)short will be d)2 cos A cos B cos C
c)excess d)more a)25.6% b)20.75% 62. Area of the shaded region in the
49. a)start b)launch c)28.25% d)32.3% following graph is
c)accord d)award
50. a)production b)status 1
57. A certain sum of money will be 2
c)quality d)taste 2
PART-C times in 12 years at the rate of simple
QUANTITATIVEAPTITUDE interest per annum. What is the rate of
interest?
51. A train travelling at a speed of 90 kmph
catches another train travelling in the
3 1
a)10 % b)12 %
same direction and then leaves it 200 4 2
m behind in 30 seconds. The speed of
the second train is 1
a)50 kmph b)66 kmph c)15 % d)9%
c)75 kmph d)70 kmph
2 a)6 sq unit b)8 sq unit
52. 7 men and 10 women together can 58. If x2 – 129x + 1 = 0, then the value c)2 sq unit d)4 sq unit
complete a piece of work in 13 days 63. A boat covers a distance of 30 km in
while 5 men and 14 women together
70 x
of is
can complete the same piece of work 2 x  92 x  2
2 1
in 15 days. 39 women working together 2 h running downstream. While
2
will complete it in 1 1
a) b) returning, it covers the same distance
a)15 days b)20 days
c)10 days d)24 days
10 15
3
53. Two pipes can fill an empty tank 1 1 in 3 h. What is the speed of the boat
separately in 18 minutes and 45 c) d)
4
minutes respectively and a third pipe 5 18 in still water?
can empty 35 litres of water per 59. If 2x + 3y + 4z = 0, then the value of a)8 km/h b)12 km/h
minute. If all the three pipes are opened c)14 km/h d)10 km/h
2x  3 y 3 y  4z 2x  4z
together then the tank becomes full in
  64. If 4 cot θ = 3,
1 hour and 30 minutes. The capacity z x y is
of the tank is  sin θ - cos θ 
a)500 litres b)650 litres a)1 b)5 then   is equal to
c)525 litres d)600 litres c)-1 d)-5  sin θ  cos θ 
54. The marked price of an article is Rs 60. If 25x2 – 100x + 1 = 0, then the value of
4500. It is to be sold at Rs 3633.75 at 1 1
1
two successive discounts. If the first
x 2  is
a)
7
b)
9
discount is 15%, then the second 625 x 2
discount is 1 1
a)3% b)5% 21 13 c) d)
c)8% d)10% a)17 b)11 5 6
55. The price of tomato has increased by
25 25
65. Evaluate (3 cos2 300 + sec2 300 + 2 cos
75%. In order to keep the expenditure 00 + 3 sin 900 – tan2 600)
on tomato the same, the percentage of
23 23
c)15 d)12
reduction in its consumption has to be 25 25 7 1
a)5 b)3
61. If (A + B+C) = 25, then sin (S – A) + sin 12 9
6 4 (S – B) + sin (S – C) – sin S, will be
a)51 % b)47 %
7 11 equal to 3 6
c)12 d)5
6 6 A B C 4 7
c)42 % d)38 % a)4 sin sin sin 66. A father left a will of Rs 35 lakh between
7 11 2 2 2
his two daughters aged 8.5 yr and 16
b) 2 sin A sin B sin C yr such that they may get equal
amounts when each of them reach the
115 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
age of 21 yr. The original amount of Rs 73. In a two-digit number, the digit at the (c)Dholavira
35 lakh has been instructed to be unit’s place is 1 less than twice the digit (d)Surkotada
invested at 10% per annum simple at the ten’s place. If the digits at unit’s 79. An object weighs maximum in
interest. How much did the elder and ten’s place are interchanged, the (a)air
daughter get at the time of the will? difference between the new and the (b)water
a)Rs 17.5 lakh original number is less than the original (c)hydrogen
b)Rs 21 lakh number by 20. The original number is (d)vacuum
c)Rs 20 lakh a)59 b)23 80. Turpentine is obtained from
d)Rs 15 lakh c)35 d)47 (a)crude petroleum
67. In the given figure, AD || BC, find the (b)deodar
values of x. Directions: Q.74-75): Various (c)pine
expenditure incurred by a publishing (d)oak
company for publishing a book in 2011 81. The theory of classical music is
are given below. Study the chart and discussed in
answer the questions. (a)Rig Veda
(b)Atharva Veda
(c)Yajur Veda
(d)Sama Veda
82. Which one is a land-locked state?
a)6, 5 b)7, 8
(a) Gujarat
c)8, 9 d)4, 5
(b)Andhra Pradesh
68. A sum becomes Rs 2,916 in 2 years at
(c)West Bengal
8% per annum compound interest. The
(d)Bihar
simple interest at 9% per annum for 3
83. How many times has the President
years on the same amount will be
declared national emergency so far?
a)Rs 600 b)Rs 675
(a)only once
c)Rs 650 d)Rs 625
(b)twice
69. If a number is as much greater than 31 as
74. Price of a book is 20% above cost price. (c)thrice
it in less than 75, then the number is
If the marked price is Rs 180, then the (d)never
a)106 b)44
cost of paper for a single copy, in Rs is 84. Which year is known as ‘Year of the
c)74 d)53
a)44.25 b)36 Great Divide’ with regard to population
2 4 5 c)22.50 d)42 growth in India?
70. LCM of , , is 75. Royalty of a book is less than the (a)1921
3 9 6 printing cost by (b)1947
a)25% b)5% (c)1951
8 20 (d)None of these
a) b) 1
27 3 c)33 % d)20%
85. Knesset is the Parliament of
3 (a)Denmark
10 20 (b)Poland
c) d) PART-D (c)Israel
3 27 (d)Turkey
71. If the sum of the digits of any integer
GENERALAWARENESS
86. Which one of the following is not a
lying between 100 and 1000 is 76. The Chitwan National Park is located in Central University:
subtracted from the number, the result which country? (a) Pondicherry University
always is (a)India (b) Maulana Azad National Urdu
a)divisible by 6 (b) Nepal University
b)divisible by 2 (c) Bangladesh (c) Indira Gandhi National Open
c)divisible by 9 (d) Myanmar University
d)divisible by 5 77. Veteran actor Om Puri, who passed away (d) University of Madras
3 recently, was belonged to which state? 87. At which one of the following places did
72. Which is greater 2 or 3 ? (a)Punjab Mahatma Gandhi first start his
a)Cannot be compared (b)Haryana Satyagraha in India?
b) 3 (c)Uttar Pradesh (a)Ahmedabad
2 (d)Madhya Pradesh (b)Bardoli
78. Which was the ancient port of Indus (c)Champaran
c) 3 (d)Kheda
Valley Civilization?
d) Equal (a)Harappa
(b)Lothal

116 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
88. Who among the following wrote the book (a)LIC 12-d; Clearly, the statement encourages one
—— Ayodhya: 6 December 1992? (b)HUDCO to go to court to get his Provident Fund
(a)Chandra Shekhar (c)CRISIL from his employer. This implies that
(b)P.V.Narasimha (d)ILFS the issue comes under the jurisdiction
(c)Jaswant Singh 98. Which of the following is not a of courts and that it is the right of the
(d) Arun Shourie component of the Atal Pension Yojana employee to claim his Provident Fund.
89. The 2017 Island tourism Festival has launched on 9th May 2015: So, both I and II are implicit.
started in which state / union territory? (a) not eligible to receive Government 13-d; That the American chemists used an
(a)Andaman and Nicobar co-contribution from Employees’ enzyme developed in Japan, does not
(b)Gujarat Provident Fund & Miscellaneous mean that Americans have not been able
(c)Rajasthan Provision Act, 1952. to develop enzymes So, I does not
(d)Lakshadweep (b) allows a subscriber to decrease or follow. Also, nothing about the
90. The rocks in the Himalayan system are increase pension amount during compositions of animal by products
mainly the course of accumulation phase, protein and soya protein is mentioned
(a)Sedimentary once an year in the statement. So, II also does not
(b)Igneous (c) Income tax payers too will get the follow.
(c)Plutonic benefit under this scheme 14-a 15-c 16-c 17-c
(d)dyke (d) Government will co-contribute 18-d 19-c 20-c
91. Who is incharge of cabinet Secretariat? 50% of the total contribution or 21-b; Since the narrator has no brother, his
(a) The Cabinet Secretary Rs. 1,000/- per annum, whichever father’s son is he himself. So, the man
(b) The Prime Minister is lower who is talking is the father of the man
(c) The Union Home Minister 99. The tissue that is involved in the in the photograph. Thus, the man in
(d) The Minister of Parliamentary transport of food material in plants is the photograph is his son.
Affairs called: 22-d;
92. Open Market Operations are: (a)parenchyma 23-b; The maximum given rank for a boy
(a) activities of SEBI-registered (b)phloem from one side of the queue is 9. So, we
brokers (c)scelrenchyma first consider a queue of 9 boys.
(b) selling of currency by RBI (d)xylem 123456789
(c) issue of gilt-edged securities by 100. Who has won the 2016 Mubadala S A
the government World Tennis Championship? But in this queue, there are even number
(d) sale of shares by FIIs (a)Kevin Anderson of boys between Shikhar and Arun and
93. The most malleable metal is (b)Stan Wawrinka as such, the middle position of Nikhil
(a)platinum (c)Milos Raonic cannot be ascertained.
(b)silver (d)Rafael Nadal 1 2 3 4 5 6 7 8 9 10
(c)iron S N A
(d)gold Hence, required number of students=
94. When a child is born, its blood  10
(a) flows for the first time 24-b; In the first column,
(b) reverses its flow throught the heart
(c) ceases to pass from one atrium to
3
3  6  12  3 216  6
the other
EXPLANATIONS In the second column,
(d) carries wastes for the first time
95. Which river rises in the Aravallis and
1-c; Second is the act of wasting the first 3  20  25  3 1000  10
3
2-a; Nadir (lowest point) and zenith (highest
flows into the Gulf of Cambay?
point) can be compared to basement  In the third column, missing
(a)Luni number
and attic respectively.
(b)Sabarmati
(c)Sahibi
3-b; 3 is subtracted from each number and = 3
2  4  64  3 512  8
the result divided by 2 to obtain the
(d)Netravati 25-a; Let the total number of shots be x.
next number of the series.
96. Which amendment of the Constitution
4-d; The correct pattern is +6 3, +53, +43, 5
provided constitutional status to the
municipalities?
+33......... Then, Short fired by A= x; shots
5-a 6-d 8
(a)52nd Amendment
7-d; All except Epic are different forms of
(b)56th Amendment 3
poems. x;
(c)74th Amendment fire by B=
8-c; Clearly, a lizard crawls and the animals 8
(d)76th Amendment
that crawl are called ‘flying’. So, a lizard
97. Which of the following agencies doesnot
is called ‘flying’.
finance local bodies for infrastructural
9-c 10-c 11-b
development?

117 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
53-c
1 5 5x
Killing shots by A= of x  ; Shots missed by
3 8 24
1 3 3x
B= of x  ;
2 8 16
3x  2716
  27 or x   144. Bird killed by
16  3 
5x  5 
A    14   30
24  24 
26. a 27. c 28. b 29. d
30. b 31. b 32. c 33. a
34. c 35. b 36. b 37. a
38. c 39. d 40. a 41. c
42. b 43. c 44. a 45. a
46. a 47. b 48. b 49. d
50. b
51-b
54-b

52-a
55-c

56-c

118 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
60-c

57-b

61-a

58-c

59-d

119 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
65-a

66-b

62-d; It is obvious from the graph that the base of the triangle is 4
unit and its height is 2 unit.

1
Reqd. Area =  4 2 = 4 sq unit
2
2
63-d; Speed downstream = 30 = 12 km/hr
5
4
Speed upstream = 30 = 8 km/h
15
1
Speed of boat in still water = (12  8) = 10 km/h
2
64-a

67-c

120 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
68-b 74-c

75-a

76. b 77. b 78. b 79. d 80. c 81. d


69-d 82. d 83. c 84. a 85. c 86. d 87. c
88. b 89. a 90. a 91. b 92. b 93. d
94. c 95. b 96. c 97. c 98. c 99. b
100. d


70-b

Vanik’s Knowledge Garden


Name of the Bank /Head Office
71-c
1. Allahabad Bank Kolkata
2. Bank of Baroda Baroda
3. Bank of Maharashtra Pune
4. Bank of India Mumbai
5. Central Bank of India Mumbai
6. Canara Bank Bangalore
7. Dena Bank Mumbai
8. Indian Bank Chennai
9. Indian Overseas Bank Chennai
72-c 10. Punjab National Bank New
Delhi
11. Syndicate Bank Manipal
12. Union Bank of India Mumbai
13. United Commercial Bank (UCO Bank)
73-d Kolkata
14. United Bank of India Kolkata
15. Andhra Bank Hyderabad
16. Corporation Bank Mangalore
17. Oriental Bank of Commerce New Delhi
18. Punjab and Sindh Bank New Delhi
19. Vijaya Bank Bangalore
20. IDBI Bank Ltd Mumbai
21. ECGC (The Export Credit
Guarantee Corporation of
India Ltd) Mumbai

121 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

WHO’S WHO
LIST OF COUNCIL OF MINISTERS
Shri Narendra Modi Prime Minister and also in-charge of:
 Ministry of Personnel, Public Grievances and Pensions;
 Department of Atomic Energy;
 Department of Space; and
 All important policy issues, and
 All other portfolios not allocated to any Minister.

Minister of Home Affairs. Raj Nath Singh


Minister of External Affairs. Sushma Swaraj
Minister of Finance; and Minister of Corporate Affairs. Arun Jaitley
Minister of Urban Development; Minister of Housing and Urban Poverty Alleviation; M. Venkaiah Naidu
and Minister of Information and Broadcasting.
Minister of Road Transport and Highways; and Minister of Shipping. Nitin Jairam Gadkari
Minister of Defence Manohar Parrikar
Minister of Railways Suresh Prabhu
Minister of Statistics and Programme Implementation. D.V. Sadananda Gowda
Minister of Water Resources, River Development and Ganga Rejuvenation. Uma Bharati
Minister of Consumer Affairs, Food and Public Distribution Ramvilas Paswan
Minister of Micro, Small and Medium Enterprises Kalraj Mishra
Minister of Women and Child Development Maneka Sanjay Gandhi
Minister of Chemicals and Fertilizers; and Minister of Parliamentary Affairs Ananthkumar
Minister of Law and Justice; and Minister of Electronics and Information Technology Ravi Shankar Prasad
Minister of Health and Family Welfare Jagat Prakash Nadda
Minister of Civil Aviation Ashok Gajapathi Raju Pusapati
Minister of Heavy Industries and Public Enterprises. Anant Geete
Minister of Food Processing Industries Harsimrat Kaur Badal
Minister of Rural Development; Minister of Panchayati Raj; and Minister of Drinking Narendra Singh Tomar
Water and Sanitation
Minister of Steel Chaudhary Birender Singh
Minister of Tribal Affairs Jual Oram
Minister of Agriculture and Farmers Welfare Radha Mohan Singh
Minister of Social Justice and Empowerment Thaawar Chand Gehlot
Minister of Textiles Smriti Zubin Irani
Minister of Science and Technology; and Minister of Earth Sciences Dr. Harsh Vardhan
Minister of Human Resource Development Prakash Javadekar

122 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

MINISTERS OF STATE (INDEPENDENT CHARGE)

Minister of State (Independent Charge) of the Ministry of Planning; Minister of State in the Rao Inderjit Singh
Ministry of Urban Development; and
Minister of State in the Ministry of Housing and Urban Poverty Alleviation
Minister of State (Independent Charge) of the Ministry of Labour and Employment Bandaru Dattatreya
Minister of State (Independent Charge) of the Ministry of Skill Development and Rajiv Pratap Rudy
Entrepreneurship.
Minister of State (Independent Charge) of the Ministry of Youth Affairs and Sports; and Vijay Goel
Minister of State in the Ministry of Water Resources, River Development and Ganga
Rejuvenation
Minister of State (Independent Charge) of the Ministry of Ayurveda, Yoga and Naturopathy, Shripad Yesso Naik
Unani, Siddha and Homoeopathy (AYUSH)
Minister of State (Independent Charge) of the Ministryof Petroleum and Natural Gas Dharmendra Pradhan
Minister of State (Independent Charge) of the Ministry of Power; Minister of State Piyush Goyal
(Independent Charge) of the Ministry of Coal; Minister of State (Independent Charge) of the
Ministry of New and Renewable Energy; and Minister of State (Independent Charge) of the
Ministry of Mines.
Minister of State (Independent Charge) of the Ministryof Development of North Eastern Jitendra Singh
Region; Minister of State in the Prime Minister’s Office; Minister of State in the Ministry of
Personnel, Public Grievances and Pensions; Minister of State in the Department of Atomic
Energy; and Minister of State in the Department of Space
Minister of State (Independent Charge) of the Ministry of Commerce and Industry. Nirmala Sitharaman
Minister of State (Independent Charge) of the Ministry of Culture; and Minister of State Mahesh Sharma
(Independent Charge) of the Ministry of Tourism
Minister of State (Independent Charge) of the Ministry of Communications; and Minister of Manoj Sinha
State in the Ministry of Railways
Minister of State (Independent Charge) of the Ministry of Environment, Forest and Climate Anil Madhav Dave
Change
Minister of State (Independent Charge) of the Ministry of Minority Affairs; and Minister of Mukhtar Abbas
State in the Ministry of Parliamentary Affairs Naqvi

123 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

MINISTERS OF STATE

Minister of State in the Ministry of Micro, Small and Medium Enterprises Haribhai Parthibhai Chaudhary
Minister of State in the Ministry of Rural Development. Ram Kripal Yadav
Minister of State in the Ministry of Social Justice and Empowerment Ramdas Athawale
Minister of State in the Ministry of Agriculture and Farmers Welfare; and S.S. Ahluwalia
Minister of State in the Ministry of Parliamentary Affairs.
Minister of State in the Ministry of External Affairs General (Retd.) V.K. Singh
Minister of State in the Ministry of Finance Santosh Kumar Gangwar
Minister of State in the Ministry of Health and Family Welfare Faggan Singh Kulaste
Minister of State in the Ministry of Micro, Small and Giriraj Singh
Medium Enterprises
Minister of State in the Ministry of Home Affairs Hansraj Gangaram Ahir
Minister of State in the Ministry of Drinking Water and Ramesh Chandappa
Sanitation Jigajinagi
Minister of State in the Ministry of Railways Rajen Gohain
Minister of State in the Ministry of Agriculture and Parshottam Rupala
Farmers Welfare; and Minister of State in the Ministry of Panchayati Raj
Minister of State in the Ministry of External Affairs. M. J. Akbar
Minister of State in the Ministry of Human Resource Development Upendra Kushwaha
Minister of State in the Ministry of Road Transport and Radhakrishnan
Highways; and Minister of State in the Ministry of Shipping
Minister of State in the Ministry of Home Affairs Kiren Rijiju
Minister of State in the Ministry of Social Justice and Empowerment Krishan Pal
Minister of State in the Ministry of Tribal Affairs Jaswantsinh Sumanbhai Bhabhor
Minister of State in the Ministry of Water Resources, Dr. Sanjeev Kumar
River Development and Ganga Rejuvenation Balyan
Minister of State in the Ministry of Steel. Vishnu Deo Sai
Minister of State in the Ministry of Agriculture and Farmers Welfare Sudarshan Bhagat
Minister of State in the Ministry of Science and Y.S. Chowdary
Technology; and Minister of State in the Ministry of Earth Sciences
Minister of State in the Ministry of Civil Aviation Jayant Sinha
Minister of State in the Ministry of Information and Broadcasting Col. Rajyavardhan Singh Rathore
Minister of State in the Ministry of Heavy Industries and Public Enterprises Babul Supriyo
Minister of State in the Ministry of Food Processing Industries Sadhvi Niranjan Jyoti
Minister of State in the Ministry of Social Justice and Empowerment Vijay Sampla
Minister of State in the Ministry of Finance; and Arjun Ram Meghwal
Minister of State in the Ministry of Corporate Affairs
Minister of State in the Ministry of Human Resource Development Mahendra Nath Pandey
Minister of State in the Ministry of Textiles Ajay Tamta
Minister of State in the Ministry of Women and Child Development Krishna Raj
Minister of State in the Ministry of Road Transport and Mansukh L.
Highways; Minister of State in the Ministry of Shipping; and Minister of State in the Mandaviya
Ministry of Chemicals and Fertilizers.
Minister of State in the Ministry of Health and Family Welfare Anupriya Patel
Minister of State in the Ministry of Consumer Affairs, Food and Public Distribution C. R. Chaudhary
Minister of State in the Ministry of Law and Justice; and Minister of State in the P.P. Chaudhary
Ministry of Electronics and Information Technology
Minister of State in the Ministry of Defence Subhash Ramrao Bhamre

124 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
GOVERNOR & CHIEF MINISTER OF STATE
Sl. No. State and U.T. Chief Minister Governor
1 Andaman & Nicobar U.T. Jagdish Mukhi
2 Andhra Pradesh N.Chandrababu Naidu Shri. E. S. L. Narasimhan
3 Arunachal Pradesh Pema Khandu V. Shanmuganathan
4 Assam Sarbananda Sonowal Banwarilal Purohit
5 Bihar Nitish Kumar Ram Nath Kovind
6 Chandigarh U.T. Shri Shivraj V. Patil (Administrator)
7 Chhattisgarh Dr. Raman Singh Shri Balramji Dass Tandon
8 Goa Laxmikant Parsekar Mridula Sinha
9 Gujarat Vijay Rupani Shri Om Prakash Kohli
10 Haryana Manohar Lal Khattar Kaptan Singh Solanki
11 Himachal Pradesh Virbhadra Singh Acharya Dev Vrat
12 Jammu and Kashmir Mehbooba Mufti Sayeed Narinder Nath Vohra
13 Jharkhand Raghubar Das Draupadi Murmu
14 Karnataka Shri K. Siddaramaiah Vajubhai Rudabhai Vala
15 Kerala Pinarayi Vijayan P. Sathasivam
16 Madhya Pradesh Shri Shivraj Singh Chouhan Om Prakash Kolhi
17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao
18 Manipur Shri Okram Ibobi Singh Najma Heptullah
19 Meghalaya Mukul Sangma V Shanmuganathan
20 Mizoram Pu Lalthanhawla Nirbhay Sharma
21 Nagaland T R Zeliang Shri Padmanabha Balakrishna Acharya
22 New Delhi Arvind Kejriwal Anil Bijal
23 Odisha Sh. Naveen Patnaik Shri S. C. Jamir
24 Puducherry V. Narayanasamy Kiran Bedi
25 Punjab Shri Parkash Singh Badal V P Singh Badnore
26 Rajasthan Vasundhara Raje Kalyan Singh
27 Sikkim Shri Pawan Kumar Chamling Shriniwas Dadasaheb Patil
28 Tamil Nadu Paneerselvam C. Vidyasagar Rao
29 Telangana K Chandrasekhar Rao ESL Narasimhan
30 Tripura Shri Manik Sarkar Tathagata Roy
31 Uttar Pradesh Akhilesh Yadav Shri Ram Naik
32 Uttarakhand Harish Rawat Krishan Kant Paul
33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi
34 Dadra and Nagar Haveli U.T. Praful Khoda Patel
35 Daman and Diu U.T. Praful Khoda Patel
36 Lakshadweep U.T. Farooq Khan

125 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
BUREAUCRATS
DESIGNATION NAME DESIGNATION NAME
National Security Advisor Ajit Kumar Doval Chairman, TRAI Ram Sevak Sharma
Home Secretary Rajiv Mehrishi Chairman, NABARD Harsha Kumar Bhanwala
Defence Secretary G. Mohan Kumar Chairman, CBEC Najib Shah
Cabinet Secretary Pradeep Kumar Sinha Chairman, FSSAI Ashish Bahuguna
Foreign Secretary S. Jaishakar Chairman, National Yudhvir Singh Malick
Highways Authority of
India
Finance Secretary Ashok Lavasa Director, Enforcement Kamal Singh
Directorate
Secretary General, Lok Sabha Anoop Mishra Chairman, Central Board of Pahlaj NIhalani
Film
Chief Justice, Supreme Court Tirath Singha Thakur Chairman, Children’s Film Mukesh Khana
Society of India
Speaker, Lok Sabha Sumitra Mahajan Chairman, CBSE Rajesh Kumar Chaturvedi
Deputy Speaker, Lok Sabha M. Thambidurai Chairman, Press Council of CK Prasad
India
Comptroller and Auditor General of India Shashikant Sharma Chairman, IRDAI TS Vijayan
Chief Election Commissioner Nassem Zaidi Director General, NSG Sudhir Pratap Singh
Election Commissioner Achal Kumar Jyoti & Director General, CISF OP Singh
Om Prakash
Vice President, NITI Aayog Arvind Panagariya Director General,BSF KK Sharma
CEO of NIIT Aayog Amitab Kant Director General,SSB Archana Ramasundaram
Deputy Chairman, Rajya Sabha PJ Kurien Director General, CRPF K. Durga Prasad
Chairman, ISRO AS Kiran Kumar Director General,ITBP Krishna Chaudhary
Governor, RBI Urjit Patel Solicitor General Ranjit Kumar
Chairman, SEBI UK Sinha Attroney General Mukul Rohtagi

Principal Scientific Adviser R. Chidambaram Chairperson, National Justice Swatantra Kumar


Green Tribunal
Chairman, Railway Board AK Mittal Director, NCERT Hrushikesh Senapaty
Director, Central Bureau of investigation Alok Kumar Verma President, ASSOCHAM Sunil Kanoria
(CBI)
Chief, Intelligence Bureau (IB) Dineshwar Sharma President, FICCI Harshavardhan Neotia
Chief, Research and Analysis Wing Anil Dhasman Chairman, Press Trust of Riyadh Mathew
(RAW) India
Director General, NIA Sharad Kumar Chairperson, Staff Selection Ashim Khurana
Commission
Director National Technical Research Alok joshi Director General, Delhi Mangoo Singh
Organization (NTRO) Metro Rail Corporation
Chairman, U P S C David R. Sydemlieh Chancellor, IGNOU Pranav
Mukhrjee,President
Chairperson, NHRC HL Dattu Vice Chancellor, IGNOU M. Aslam
Chairperson, NCM Nassem Ahmad President, National Lalitha Kumarmangalam
Commission for Women
Chairperson, CBDT Sushil Chandra President, Institute of Manoj Fadnis
Chartered Accountants
(ICAI)
Chairperson, National Commission for Rameshwar Oraon Director General, CSIR Girish Sahani
Scheduled Tribes
Chairperson, UGC Ved Prakash CEO, Bharat Sanchar Anupam Shrivastava
Nigam Limited
Chairperson, National Commission for Vangal Eswariah Chairman of LIC V.K. Sharma
Backward classes
Chairperson, National Commission for PL Punia Chairman, National Stock Ravichandran
Scheduled Castes Exchange (NSE)
Chairperson, Atomic Energy commission Shekhar Basu Chairman, Indian Bank Rajeev Rishi
Association
Chairperson, 14th Finance Commission Dr. YV Ready Chairman, NASSOM R. Chandrasekhar
Enforcement Director (ED) Karnal Singh

126 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

Antino Guterres

Birendra Singh

Gen. Bipin Rawat


127 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

ABBREVIATION
IOB-Indian Overseas Bank.
AFS-Annual Financial Statement IPO-Initial Public Offering.
AFS-Available For Sale IRBI-Industrial Reconstruction Bank of India.
BoP-Balance of Payments KCC-Kisan Credit Card.
CR-Capital Receipts KMB-Kotak Mahindra Bank.
KVB-Karur Vysya Bank.
CRAR-Capital to Risk Weighted Asset
KYC-Know Your Customer.
Ratio LAB-Local Area Bank.
DCCB-District Central Cooperative Bank LAF-Liquidity Adjustment Facility.
ECGC-Export Credit and Guarantee Corporation LDB-Land Development Bank.
GFD-Gross Fiscal Deficit LIBOR-London Inter Bank Offered Rate.
GIC-General Insurance Corporation MIBOR-Mumbai Inter Bank Offer Rate.
HUDCO-Housing & Urban Development Corporation NABARD-National Bank for Agricultural and Rural
IBRD-International Bank for Reconstruction and Development.
NAS-National Account Statistics.
Development
NAV-Net Asset Value.
IBS-International Banking Statistics NBC-Non Banking Companies.
OECD-Organisation for Economic Cooperation and NBFC-Non Banking and Finance companies.
Development NEFT-National Electronic Funds Transfer System.
OLTAS-OnLine Tax Accounting System NFA-No Frills Account.
RWA-Risk Weighted Asset NFC-Non Banking Finance Companies.
SEBI-Securities and Exchange Board of India NHB-National Housing Bank.
NIB-Nordic Investment Bank.
UBB-Uniform Balance Book
NPA-Non Performing Assets.
WPI -Wholesale Price Index NPS-National Pensions Scheme.
FDI-Foreign Direct Investment. NSE-National Stock Exchange.
FERA-Foreign Exchange Regulation Act. OMO-Open Market Operations.
FICCI-Federation of Indian Chambers of Commerce and OTP-One Time Password.
Industry. PGS-Payment Gateway System.
FII-Foreign Institutional Investor. RBI-Reserve Bank Of India.
FIPB-Foreign Investment Promotion Board. RBS-Royal Bank of Scotland.
FPI-Foreign Portfolio Investment. RRB-Regional Rural Bank.
FTA-Free Trade Agreement. RTGS-Real Time Gross Settlement System.
GDP-Gross Domestic Product. SCB-Scheduled Commercial Bank.
GDR-Global Depository Receipt. SCC-Selective Credit Control.
GAAR-General Anti Avoidance Rule. SEPA-Single Euro Payment Area.
HDFC-Housing Development Finance Corporation. SEBI-Security Exchange Board Of India.
IBRD-International Bank For Reconstruction And SHGs-Self Help Groups.
Development. SIDBI-Small Industries and Development Bank of India.
ICICI-Industrial Credit and Investment Corporation of SLR-Statutory Liquidity Ratio.
India. SPNS-Shared Payment Network System.
IDB-Islamic Development Bank. SWIFT-Society For World Wide Inter Bank Financial
IDBI-Industrial Development Bank of India. Telecommunication.
IDR-Indian Depository Receipts. ULIP-Unit Linked Insurance Plan.
IIB-International Investment Bank. UCB-Urban Cooperative Bank.
IIBF- Indian Institute of Banking and Finance. UEBA-Universal Electronic Bank Account.
IRR- Internal Rate Of Return. UIDAI-Unique Identification Authority of India.
IMD-India Millennium Deposits. ULIP-Unit Linked Insurance Policies.
IMF-International Monetary Fund. UPIN-Unique Property Identification Numbers.
IMPS-Immediate Mobile Payment System. USB-Ultra Small Branch.

128 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries
VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs
WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises
WL ATM-White Label ATM.
SMO - Special Market Operations
WPFI-World Press Freedom Index.
WPI-Wholesale Price Index. MFDEF - Micro Finance Development and Equity fund
E C R - E x p o r t C r e d i t R e f i n a n c e
SEBI - Securities and Exchange Board of India
E C S - E l e c t r o n i c C l e a r i n g S e r v i c e s
ORFS - Online Returns Filing System
S D R - S p e c i a l D r a w i n g R i g h t s
OSMOS - Off-Site Monitoring and Surveillance
B R B N M P L - B h a r a t i y a R e s e r v e B a n k N o t e M u d r a n P r i v a t e
OTC - Over-the-Counter
L i m i t e d
OTS - One-Time Settlement
C D R - C o r p o r a t e D e b t R e s t r u c t u r i n g
BSA - Bilateral Swap Arrangements
E E A - E x c h a n g e E q u a l i s a t i o n A c c o u n t
IMF - International Monetary Fund
N F A - N e t F o r e i g n A s s e t s
MBS - Mortgage Backed Securities
P D O - P u b l i c D e b t O f f i c e
BSE - Bombay Stock Exchange, Mumbai
R E E R - R e a l E f f e c t i v e E x c h a n g e R a t e
CBDT - Central Board of Direct Taxes
O P E C - O r g a n i s a t i o n f o r P e t r o l e u m E x p o r t i n g C o u n t r i e s
CBLO - Collateralised Borrowing and Lending


S P M C I L - S e c u r i t y P r i n t i n g a n d M i n t i n g

WORD OF THE MONTH


1. Introspection (Noun) 7. Scrap (Verb)
Meaning: The examination or observation of one’s own Meaning: Discard or remove from service (a redundant,
mental and emotional processes old, or inoperative vehicle, vessel, or machine),
Usage: Quiet introspection can be extremely valuable especially so as to convert it to scrap metal
Usage: A bold decision was taken to scrap existing plant
2. Acquittal (Noun)
Meaning: A judgment or verdict that a person is not 8. Veil (Noun)
guilty of the crime with which they have been charged Meaning: A piece of fine material worn by women to
Usage: The trial resulted in an acquittal protect or conceal the face
Usage: A white bridal veil
3. Hail (Noun)
Meaning: Pellets of frozen rain which fall in showers 9. Expunge (Verb)
from cumulonimbus clouds Meaning: Obliterate or remove completely (something
Usage: Rain and hail bounced on the tiled roof unwanted or unpleasant)
Usage: The kind of man that could expunge an
4. Impersonate (Verb)
unsatisfactory incident from his memory
Meaning: Pretend to be (another person) for
entertainment or fraud 10. Controversy (Noun)
Usage: It’s a very serious offence to impersonate a police Meaning: Prolonged public disagreement or heated
officer discussion
Usage: The controversy that ensued made a split in the
5. Extort (Verb)
nonjuring communion.
Meaning: Obtain (something) by force, threats, or other
unfair means.
Usage: He attempted to extort money from the company
6. Expulsion (Noun) 
Meaning: The action of forcing someone to leave an
organization
Usage: His expulsion from the union

129 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

DECEMBER POCKET CAPSULE


1. India successfully test-fired nuclear capable ballistic missile – ‘Agni-5’
2. Anupam Kher’s 500th film’s world premiere at - Sundance Film Festival
3. Scientists develops first Biological Pacemaker using - Human Stem Cells
4. Government to launch which yojana for consumers - Lucky Grahak Yojana
5. Russian military plane crashes into - Black Sea
6. Where was foundation stone laid for first 2G Ethanol Bio-refinery of India - Bathinda, Punjab
7. Scientists developed first biological pacemaker developed from - Human stem cells
8. Special stamp on freedom fighter Gaya Prasad Katiyar was released by - Union Government
9. Dinanath Bhargava passed away, he designed - National Emblem
10. Name of former Prime Minister of Srilanka who passed away - Ratnasiri Wickremanayake
11. Where was first Digi Dhan Mela held to promote cashless transactions - Gurugram
12. Which state to seek Union government’s approval for using deer antlers in Ayurveda medicines – Kerala
13. Japan PM Shinzo Abe offers - Pearl Harbor Condolences
14. Government names whom as RBI Deputy Governor - Viral V Acharya
15. Who is re-elected as IIC president - Soli Sorabjee
16. The Indian Olympic Association has appointed whom as its life presidents - Suresh Kalmadi, Abhay Singh Chautala
17. Government meets PMUY target of 1.5 crore - LPG Connections
18. Name the world’s highest bridge which opened in China - Beipanjiang Bridge
19. CBDT inks 2 unilateral APAs with – Taxpayers
20. Which country passes FARC amnesty law – Colombia
21. Who took oath as new Lieutenant Governor of Delhi - Anil Baijal
22. Name of highest brigde of world recently opened - Beipanjiang Bridge ( 1850 ft )
23. Who has appointed as new Prime Minister of Romania - Sorin Grindeanu
24. Name of mobile App launched by PM Narendra Modi for Aadhaar-based digital payment - BHIM
25. Govt to observe ‘Good Governance Day’ on – Atal Bihari Vajpayee’s Birthday
26. DRDO successfully flight tests Smart Anti-Airfield Weapon system in – Odisha
27. Name the Bengali poet who has been chosen for 2016 Jnanpith Award - Shankha Ghosh
28. Which actor will receive PETA’s person of the year award - Sunny Leone
29. Name the aayog which rolls out Performance on Health Outcomes index - NITI Aayog
30. Which actor tops 2016 Forbes India Celebrity 100 List - Salman Khan
31. Odisha Government launches which Yojana to nurture HIV positive orphan kids - Biju Sishu Surakshya Yojana
32. Scientists use which fluid to strengthen weak bones - Pregnancy Fluid
33. Union Government reconstitutes committee helping - Krishna River Board
34. Solid fuel rocket is successfully launched by - Japan
35. India suffers from huge gender pay gap - ILO Report
36. Who has resigned as Lieutenant Governor of Delhi - Najeeb Jung
37. China launched which satellite to monitor global carbon emissions – TanSat Satellite
38. On 22nd December which day is observed - National Mathematics Day
39. Which country approves biggest defence budget – Japan
40. Who has been appointed as a Chief Secretary of Tamil Nadu - Girija Vaidyanathan
41. Name the long range nuclear-capable subsonic cruise missile which has been successfully tested – Nirbhay
42. Researchers develop first - Chikungunya Vaccine
43. Which country ranks 4th in 2016 Global Wind Power Installed Capacity Index – India
44. Merriam-Webster names which word as the word of the year – Surreal
45. Tamil poet Thiruvalluvar’s statue launched in – Haridwar

130 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
46. Which two countries has signed 6 agreements in various fields - India and Kyrgyzstan
47. Who has been appointed as a 44th chief justice of India – Justice J S Khehar
48. Huge dead zone discovered in - Bay of Bengal
49. PM lays foundation stone of country’s first Indian Institute of Skills in - Kanpur  
50. Single tribunal to arbitrate inter-State water disputes will be set by – The Union Government
51. Who became the Miss World 2016 - Stephanie Del Valle
52. Disney starts off ‘Hour of Code’ for Indian school kids featuring - Moana
53. Union Government forms high-level task force on - Indus Water Treaty
54. Lanura is first village to go cashless in - J&K
55. Who will be next Indian Army Chief - Lt Gen Bipin Rawat
56. Who will be next Indian Airforce Chief - Birender Singh Dhanoa
57. Fifth edition of India-Arab Partnership Conference concluded in Muscat
58. According to Supreme Court which states has no sovereignty - Jammu & Kashmir
59. Pradhan Mantri’s which yojana comes into effect - Garib Kalyan Yojana
60. Govt appointed whom as IICA Director General - Sunil Arora
61. Indian Navy’s eight landing craft utility L-58 launched by – GRSE
62. Who has been named in FP’s Global Thinkers 2016 list - Sushma Swaraj
63. Rajasthan Government launches which scheme - Annapurna Rasoi Scheme
64. Name the place which has become country’s first ever carbon neutral district - Majuli 
65. Which word has been added in Oxford English Dictionary – Brexit
66. IAF personnel cannot keep beard - SC
67. ICFA presents ‘Global Agriculture leadership Award 2016’ to - Ratan Tata
68. Which two countries Joint Military Exercise Commences in Maldives - Indo- Maldives
69. Who has become Nigeria’s UN Deputy Secretary-General - Amina Mohammed
70. PepsiCo CEO Indra Nooyi to Strategic and Policy Forum has been appointed by - Donald Trump
71. PM Narendra Modi ranks 9th among world’s most powerful people list of – Forbes
72. Which country successfully test-fires enhanced version of Babur cruise missile – Pakistan
73. Union Cabinet approves MoU between - Rural Development Ministry & FAO
74. Rights of Persons with Disabilities Bill, 2014 passed by - Rajya Sabha
75. Who won World Billiards title in Bengaluru - Pankaj Advani
76. Which state will be having a border viewing point similar to Wagah border - Gujarat
77. Name of legendary horse jockey who passed away - Walter Swinburn
78. Indo-Russian Bilateral Naval Exercise begins, it is named as - Indra Navy - 2016
79. India’s first Cybersecurity Engagement Centre in New Delhi launched by – Microsoft
80. Who discovered mutated Atlantic killifish resistant to toxic waste 8,000 times – Researchers
81. Which two countries have signed three agreements to enhance strategic partnership - India, Indonesia
82. Who sworn in as UN Secretary General - Antonio Guterres
83. Ammonia detected for first time in upper – Troposphere
84. On 11th December which day is observed across the world - International Mountain Day
85. Nobel Peace Laureate Jose Ramos-Horta urged for peace in - J & K
86. Who conferred with highest French civilian distinction Legion of Honour - John Kerry
87. Pranab Mukherjee launches Kailash Satyarthi’s which campaign - 100 Million for 100 Million
88. India inked Civil nuclear cooperation agreement with which country - Vietnam
89. $100 million loan was cancelled by world bank for which country - Pakistan
90. Cargo service between Tibet and Nepal was launched by - China
91. Which TV channel was launched to promote cashless India - Digishala TV Channel

131 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
92. Which country successfully launches space junk collector into orbit – Japan
93. President Pranab Mukherjee presents which two awards to master craftspersons - Shilp Guru Awards, National Awards
94. On 10th December, 2016 which day is observed across the world - Human Rights Day
95. Recommendations of Ratan Watal Committee for - Digital Payments
96. On 9th December 2016 which day is observed across the world - International Anti-Corruption Day
97. Use of newspapers for packing food banned by – FSSAI
98. Name the astronaut who is the 1st American to Orbit Earth - John Glenn
99. AirAsia India Summoned for - FEMA Violations
100. Who has been named as Time Magazine person of the year - Donald Trump
101. India to train Sukhoi Su-30MK2 fighter pilots of which country - Vietnam
102. Which court gave verdict against Triple Talaq - Allahabad High Court
103. Which remote sensing satellite has successfully launched - Resourcesat-2A
104. Andhra Pradesh Government launches which mobile app to promote digital transactions - AP Purse
105. INS Sumitra visited which country to strengthen bilateral ties - Australia
106. Name the artist who won 2016 Turner Prize - Helen Marten
107. Dr Ambedkar’s birthday to be celebrated as - Water Day
108. Researchers found novel route to discover - New Drug Targets
109. Name the Chief Minister of Tamil Nadu who passed away on 5th December, 2016 - J Jayalalithaa
110. Name the Joint maritime exercise which begins between India and UK - Konkan 16
111. The Lifeline Express to get two more coaches for - Cancer Treatment
112. Nation pays homage to Bharat Ratna Dr BR Ambedkar on his - Mahaparinirvan Diwas
113. Which conference held in Amritsar, Punjab - 6th Heart of Asia
114. On 5th December which day is observed across the world - World Soil Day
115. Who wins reader’s poll for the TIME Person of the Year 2016 - Narendra Modi
116. Who has been appointed as Interim Director of CBI - Rakesh Asthana
117. Which app has been launched to promote breastfeeding - Stanpan Suraksha
118. 2016 Miss Supranational title won by - Srinidhi Shetty
119. UAE-based Indian teen Kehkashan Basu wins - Children’s Peace Prize
120. ISRO to launch how many satellites in one go in 2017 - 83 Satellites
121. New cheap way to produce nuclear fuel using electricity developed by - Russian Scientist
122. SC approves which system to tackle air pollution in Delhi-NCR - Centre’s Graded Response System
123. On 3rd December which day is observed across the world - International Day of Persons with Disabilities
124. Which Festival begins in Nagaland - Hornbill
125. 51st Raising Day was celebrated by – BSF
126. Yoga now on UNESCO’s list of - Intangible Cultural Heritage of Humanity 
127. Union HRD Ministry launches - Vittiya Saksharata Abhiyan
128. On 1st December which day was observed across the world - World AIDS Day
129. Union Cabinet approves inclusion of 15 new castes in - Central OBC List
130. UNESCO adds Cuban rumba and Belgian beer to list of - World’s Intangible Heritage
131. Union Government formed which committee to promote digital economy - Chandrababu Naidu Committee
132. Drones help assess land problems in - North East



132 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017

SPECIAL SECTION ON CIVIL SERVICES


NEED MORE FOCUSED APPROACH (Pramod Padhi)
learning’ method has to go and instead bring in
Education is more than a way of being, it is an art of becoming. environment which allows children to learn at their
Education is not only about a process of nurturing the human own pace.
soul, as the ancient Greeks understood it through the notion The concepts of flipped classrooms (pedagogical
of paideia which meant the acquisition and transmission model where short video lectures are viewed by
of excellence. But education is also what philosopher students before they attend the class and the in-
Bertrand Russell defines as- “a certain outlook on life and class time is devoted to discussing it or other related
the world.” activities) and MOOC (Massive Open Online
Background: Course) have already started taking off, especially
India holds an important place in the global education industry. in some of the leading Indian institutions.
India has more than 1.4 million schools with over 227 million The improved quality of teachers should be backed
students enrolled and more than 36,000 higher education by the increased number of teachers in schools.
institutes. India has one of the largest higher education 3. Vocational education has to be made at par of basic
systems in the world. Higher education system in India has education upto standard XII along with academics.
undergone rapid expansion. Currently, India’s higher Education needs to realign itself with changing
education system is the largest in the world enrolling over 70 times and therefore has to develop fundamental
million students. capacities—e.g. independent thinking, problem-
However, there is still a lot of potential for further solving—so that people can adapt instead of
development in the education system. providing narrow skills for jobs.
Education is not only about books as followed by the Indian Skill Development has been the focus of the present
education system. The learning has to come from government which should rationalise which skills it
surroundings and then tailor made into value added aims imparts.
education. The union budget 2016-17 termed education as 4. On an average, private schools do not perform better
one of the nine pillars of the budget. But there are mammoth than public schools. But still there is a prolific rise
challenges faced by Indian education system- enrolment, in private schooling in the past decade and no
excellence and employability. Thus, the focus of education significant improvement has been visible. Thus, it
should be to address these major challenges. has to be understood that privatisation of
1. Public education has no substitute. Hence, its education is no solution to increase the quality and
quality and quantity should be reaffirmed explicitly quantity of educated children.
through actions. This involves subsequent increase However, it does not mean that private schools
in budget allocation and striving to reach 6% of should not be encouraged. They can bring in new
GDP in coming years. Thus, there is need for ideas and perspectives which can be also
more public investment. Regional and rural-urban considered by others.
disparities must be addressed too while allocating But, commercialisation of education has to stop as
education budgets. education is no commodity.
2. Educators have a special responsibility in education 5. Just by ranking lists or assessments, the quality
—social, political, human and epistemic. Teaching of education won’t improve. “Testing”-based
is at the heart of education system but India has “accountability” of educators is a disaster, it
one of the weakest teacher education programme damages the education system at its core.
(B.Ed) in world which deprives children of a bright Examinations must be improved to assess real and
future which comes from creative present. India has deep capacities rather than memorization and
around 8.8 million teachers but this existing teacher procedural skills.
base requires massive investment in effective 6. Technology is not the panacea to solve the problem
capacity development. of poor learning standards. They help just as the
Along with it, the teachers have to be trained with books do. That is why, any investment in technology
new teaching and learning pedagogies adapted should be assessed properly before shelling out
from best practices across the world. The ‘rote millions on setting up infrastructure. The learning

133 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
capability of the children have to be improved with become a path breaker in achieving sustainable
multiple tools. economic success. However, these economic aims
7. Higher education has a bright future in idea. The should usher in equality and narrow down
government is taking various steps to increase the disparities.
outreach of higher education after primary Conclusion: Elementary education built a nation but higher
education. Several MoUs have been signed education brings it recognition and glory in the globe. India
between India and Australia in the fields of higher is on a rapid path of knowledge revolution and the need is to
education and research, including technical and strength its higher education system so it can get back the
professional education, schools, vocational last glory of the ancient period as the cradle knowledge and
education and training. wisdom.
Also, GIAN brings talent pool of scientists and TRANSGENDER AND THEIR RELATED
entrepreneurs, internationally to encourage their ISSUES
engagement with the institutes of Higher Education
Introduction
in India so as to augment the country’s existing
Its more than 3 year when Supreme Court of India has
academic resources, accelerate the pace of quality
recognized the third gender in Indian society and asked for
reform, and elevate India’s scientific and
Govt. step for them. Indian policy makers have been
technological capacity to global excellence.
progressing fast on the issue of transgender. Recently, the
8. Education and learning are deeply determined by
cabinet also approved the Transgender Persons (Protection
the socio-economic conditions of the child. The best
of Rights) Bill 2016. Government is also evolving mechanisms
teachers cannot compensate for deprivation and
for their social, economic and educational empowerment.
poverty at home. Hence, there should be proper
Efforts need to be put to mitigate the stigma, discrimination
arrangements made in school for children belonging
and abuse against this marginalized section and bring them
to all class and castes of society.
into the mainstream of society. It will lead to greater
Also, the schools should be secular and non-
inclusiveness and will make the transgender persons
discriminative institutions where the ideals of
productive members of the society.
constitution are respected and followed.
Problems Faced by Transgender
9. There is a need for dramatic improvement in our
Transgender community is among one of the most
early childhood-care system and also in education
marginalized communities in the country because they don’t
for children with disabilities. The school
fit into the stereotypical categories of men or women.
infrastructure, including specially trained teachers
Consequently they face a lot of problems such as:
is the basic impediment while imparting education
 Social exclusion and discrimination.
to children with disabilities. The government needs
 Lack of adequate education and employment
to undertake various actions to make education an
facilities.
‘inclusive activity’.
 Dropping out of school for multiple reasons such
10. Mother tongue is the most effective medium of
as repeated violence.
education in early grades. However, given the reality
 They are also required to hide their identity due to
of the social capital of English, all children must
the fear of harassment and the stigma attached.
have the opportunity to learn the language.
 Inability to take up the work of their choice.
11. On regulatory front, HRD ministry is likely to move
 Various legislations such as Section 377 (which
towards giving greater autonomy to government
criminalizes non penile-vaginal intercourse) and
backed institutions — like the Indian Institute of
Section 36(A) of the Karnataka Police Act (which
Managements (IIMs) in deciding their future. This
allows the police commissioner to maintain a register
is more likely to be in the fashion of allowing them
of transgenders) allow room for discrimination of
the freedom to experiment with technology and with
transgender.
the new ways of reaching out to people.
 Forced marriages, caste oppression, sexual and
12. Economic aims of India should be fulfilled by
physical assault are a few more challenges faced by
education by providing individuals become
the third gender.
economically independent. It is not without any
The NALSA Judgement
reason that India is charted out to be global leader
In 2014, the Supreme Court passed a judgement which was a
in having the youngest population which can
result of the petition filed by the National Legal Services
Authority. The judgement also known as the NALSA

134 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
Judgement allowed the transgender to avail benefits provided  Absence of provisions to recognize the violence
by the state in equality to the other citizens. It also gave committed by the natal family.
them an option of identifying themselves as the third  The inadequate budget assigned by the Centre for
gender. As per this Judgement Third Gender is the person this matter.
who consider himself different than the sex assigned to him  Absence of awareness programmes to sensitize the
at birth. general population.
The judgement also required the Centre and States to take  Lack of a clear mechanism through which
steps to treat them as socially and educationally backward transgender communities can access existing
classes and extend reservation for admission in educational welfare schemes.
institutions and for public appointments. Conclusion
Also, all important identity documents such as birth The need of the hour is to make all the stakeholders
certificate, passport, ration card and driving licence would responsive and accountable for upholding the social
recognise the third gender. Gender identification was very principles necessary to safeguard the interests of the
essential for further provision of many rights such as the marginalised sections of the society. Through the
right to vote, own property and marry. Transgender Bill, we can bring greater accountability on the
Transgender Welfare Board part of the Central Government and Slate Governments/Union
As a result of the NALSA judgement, a few Indian states Territories Administrations for issues concerning
such as Manipur, Odisha, Maharashtra, Delhi, Karnataka and Transgender persons. Other than policy measures,
Kerala have formed Transgender Welfare Board for the sensitisation and awareness have to be raised significantly.
purpose of extending existing welfare schemes to transgender If various stakeholders can come together, we can definitely
communities. Odisha became the first state to draft law for make this world a better place for the third gender.
their welfare.
However, the creation of such boards and welfare measures GREEN BONDS – EMERGENCE AND
has had its own set of limitations and obstacles: SIGNIFICANCE
 Owing to the federal structure of India, welfare in What are Green Bonds?
India is a matter of responsibility for both the Centre A bond is a debt instrument with which an entity raises
and State. As a result, the there is no uniform agenda money from investors. As a result of the transaction, the
in place for the transgenders. bond issuer gets capital while the investors receive fixed
 The existing welfare schemes for transgender are income in the form of interest and once the bond matures,
not completely suitable for them. the money is repaid. Green bonds are issued by multilateral
 In the process of policy formulation, the dialogue agencies such as the World Bank, corporations, government
with the community has been inadequate to agencies financial institution and municipalities.
understand their needs and requirements. In case of a green bond, the issuer publicly states that capital
Tamil Nadu also formed a Transgender Welfare Board, before is being raised to fund ‘green projects’, which typically
the NALSA judgement was passed, for the welfare of a small include those relating to renewable energy, emission
community of transgenders known as Aravanis. This board reductions and so on. The main aim is to finance
also had flaws similar to those mentioned above. environmentally friendly businesses and assets. Lately green
Challenge of Certification bonds have emerged as one of the key financing mechanisms
The Transgender Persons (Protection of Rights) Bill, 2016 for the global economy’s to move towards a greener and
also has a provision for a district screening committee to sustainable future.
certify a person’s third-gender identity in the form of a Emergence and Growth of Green Bonds
transgender card. The need for certification by a committee, The first green bonds were issued in 2007 by World Bank
could be for administrative purposes such as deciding the and European Investment Bank. Ever since the first issue
benefits under welfare schemes, allowing for a change of the green bond market has grown exponentially and is
name etc but it is still against the promise made by the NALSA currently pegged at over $180 billion. This mode of raising
judgement, which allowed self-identification to be the basis funds has seen extensive participation from corporates and
of such certification. financial institutions, including sovereign and municipal
Limitations of the Bill bodies across the world in both developed and developing
Apart from the social challenges that the transgenders face, economies.
the Transgender Persons (Protection of Rights) Bill, 2016 2015 was a big year for green bonds as world markets
has the following shortcomings: witnessed currency green bonds, innovative structuring and

135 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
also various nations coming up with their with first green through the green bonds and also more policy and regulations
bond issue. Asia has emerged as a top destination for green for the green bond market.
bonds because of market-driven state policies and rapid  For greater success, one very important step that
growth of green bonds in India and China. needs to be taken is the clear classification of and a
India and Green Bonds formal definition of green projects or green bonds
 The Exim Bank of India issued a five-year $500 to ensure understanding across sectors.
million green bond, which was India’s first dollar-  India, in the next few years, is also set to introduce
denominated green bond. Yes Bank also raised Rs the Blue Bond issuance. Blue bonds are those
1,000 crore via green bond issue. bonds which are specifically used to finance water
 A growing number of corporates and financial infrastructure. Globally, the blue bond issue has
institutions have resorted to this innovative crossed $10 billion. It is imperative for India to utilise
mechanism to raise capital and even for attracting such innovative mechanisms for water infrastructure
foreign investments. augmentation as well.
 India also received investment through its  Other innovative mechanisms such as securitisation
first Green Masala Bond (rupee-denominated can also be promoted. Many standalone green
bond), with the International Financial Corporation projects such as roof top solar, energy efficiency
raising an off-shore rupee bond on London Stock and rural water supply still remain unattractive to
Exchange for investing in Yes Bank’s green bond. institutional investors owing to the smaller scale
This was a fine example of how innovations in and vast geographical spread. Aggregation and
emerging markets can capture global attention. securitisation of such projects will give them the
 Green bond issuance in the country has witnessed much needed push.
a manifold increase and India is now the seventh  With the focus of urbanisation and infrastructure
largest green bond market globally. development in India growing consistently in the
 These bonds have been crucial for raising capital policy sphere, the green bonds are expected to
for sunrise sectors like renewable energy. It has witness a huge growth for financing water supply
assisted India in sustainable growth. projects in cities such as Pune and Hyderabad and
 Various sectors which have received investment even development of smart cities.
through the green bonds are the low carbon  Collective participation of regulators, policymakers,
transport sector and low carbon buildings. However, corporate and financial institutions is also important
sectors such as water management and waste to utilise the green bonds in addressing climate
management have not been successful enough to change.
raise money through green bonds due to sector-
specific issues and also because the projects are INDIA’S ASIAN STRATEGY
smaller in size and geographically dispersed. Introduction
Regulatory Performance Nations which have an important role to play in shaping
Indian regulators have shown exemplary foresight in international relations have restructured their foreign policies,
recognising green bonds as a key tool towards financing the both with respect to defence and economy, as per the needs
nation’s climate change targets and in guiding the of the evolving geopolitics. Countries such as the U.S., China
development of the green bond market through necessary and Russia have responded well to this evolution but India
policies and reforms. still does not have a clear strategy with which it can take
 In January 2016, the Securities and Exchange Board advantage of the basket of opportunities arising in Asia.
of India (SEBI) published its official green bond Indian Evolution
guidelines and requirements for Indian issuers. Almost three centuries ago India was the richest country
 The Reserve Bank of India also passed regulatory dominating the world economy with textile exports. However,
reforms for strengthening and expanding India’s lapses in our policies and certain decisions in those years
corporate bond market. allowed the British to rule upon us. As a result of the
Conclusion – Tapping the Real Potential colonisation, India was exploited for the benefit of countries
India’s green bond market has not been tapped completely. progressing as a result of the Industrial Revolution.
It has a limited number of issuers so far. However, because of As a result of the above, India has never been able to secure
increasing interest from the government and market a similar global standing as it did three centuries ago. Chinese
regulators, 2017 can expect a further growth in raising capital economy is now five times that of India and soon to be the
largest in the world. India has all the capabilities and the
136 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
demography to overtake China by 2050. However, the same  China is focussing on connectivity, the OBOR,
can be achieved with sound policies, national and infrastructure, new institutions and integrated
international, and channelizing the resources in the best way markets. The massive investment has given a vision
in the right direction. of shared prosperity.
India’s Challenges Changes in USA Policy
 India’s ‘Look East Policy’ has not helped India with  In the post Second World War era, U.S. dominated
material gains other than agreements including the global geopolitics on three rules with coercive
sale of coastal patrolling vessel to Vietnam. power:
 On the west, India is parking high stakes in the  Global trade with dispute settlement;
Chabahar port. However, India suffers a major  Global security system resting on alliances;
constraint in terms finances when compared to and
China.  Deliberations in the United Nations based
 Even though India has made huge investments in on a division between donors and
Afghanistan, still global groupings have kept India recipients.
out of the political discussions in Afghanistan.  USA has now realised the need for change in policy
 In South Asia, Bhutan is probably the only nation from confrontation to creation of spheres of
which is exclusively under India’s sphere of influence. The chances of confrontation with respect
influence. to economy and trade are very less now. There is a
 NITI Aayog has not developed any roadmap for greater need for integration of economies.
India to become a $10- trillion economy by 2032.  US, Russia and China relations are expected to get
 India is also lacking a clear national viewpoint on better since digital flows are now adding more wealth
the uncertainties, challenges and opportunities in to the global economy.
terms of technological innovation reshaping global  The new president in USA also recognises the need
politics, economy and society. for building military superiority based on
 There has been an excessive and constant emphasis technological leadership. As a result, it is expected
on the military strategies in dealing with other to recognise the growth and leadership potential of
countries and blaming Pakistan for terrorism. This China.
energy needs to be devoted towards trade and  With the focus on spheres of influence, USA has
economic strategies. also brought about changes in its policy. It has
 India is also isolated with respect to its approach recognised India as a major defence partner and
towards the OBOR. India is the only nation in also provided Pakistan with nearly $1 billion in
continental Asia which has not agreed to be a part military assistance on conditional basis.(USA
of the OBOR. declared india as Non-NATO allies)
Emergence of China
Action Steps for India
 The re-emergence of China has limited the ability of
 India needs to focus on GDP growth and economic
the U.S. in setting the global agenda and preventing
development rather than other challenges. These
the establishment of the Asian Infrastructure
problems will be resolved with economic progress.
Investment Bank by asking Europe to keep out.
 India should also cooperate rather than confront
 China is making huge investment in infrastructure
and integrate with the OBOR initiative.
creation as seen in the case of China Pakistan
 India should add a ‘Digital Sustainable Asia’
Economic Corridor (CPEC). The amount of
resources China is devoting has led to almost all component to OBOR. This is one area where India’s
leadership potential can be tapped. OBOR should
nations in continental Asia agreeing to be a part of
also be seen as a chance to strengthen democracy.
the One Belt One Road (OBOR) initiative.
 India has to balance cross-border terrorism with
 Chinese investment has also attracted nations such
cross-border water flows and focus on greater
as Malaysia, Thailand and Myanmar.
reliance on endogenous cyber security and missiles.
 Russia and Central Asian nations are also linking
their infrastructure development to the OBOR thus Conclusion: The transformation of Look Easy Policy of the
earlier Govt. to the Act East policy of the NDA Govt. at
getting the much needed access to warm water ports.
present is a shift in Indian strategy to focus on its wider role
in the Asian continent.

137 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

IMPROVING INDIA’S SCIENTIFIC which, among other problems, makes them unattractive to
CAPABILITIES rising talent that prefers greener pastures abroad.
The second issue that the government is focusing on is
Prime minister Narendra Modi’s pledge to place India among
strengthening the links between S&T and industry. If done
the top three countries in the world in the field of science
right, this could potentially bring in the resources necessary
and technology (S&T) by 2030—announced at the Indian
to boost Indian science. Currently, much of the funding comes
Science Congress in Tirupati recently and reiterated at the
from the government while private-sector investment (in the
Nobel prize exhibition in Ahmedabad is a fine sentiment. But
form of research and development centres, for example) is
it is also a grandiose one. Getting even part-way there is
below par. Overall, despite talk since the late 1980s of
going to take some doing. India performs below its potential
increasing S&T investments from the public and private
on just about every indicator of scientific progress and
sector to 2% of GDP (gross domestic product), the figure
achievement there is: be it the amount of public and private
still hovers at around 0.9%. In comparison, South Korea leads
funding earmarked for research, the number of prestigious
the race, investing 3% of its GDP in S&T, while Japan follows
awards won by Indian scientists working in Indian
close behind.
institutions, the number of patents registered in the names
Another example is tiny Israel, which has not only nurtured
of Indians or the number of articles published in well-known
a flourishing S&T ecosystem but leveraged its security
peer-reviewed journals.
challenges to build a robust defence industry. In India, it will
India has a long civilizational history of scientific
be interesting to see if the Modi government’s flagship
achievement. But today the list of Indian scientists who have
scheme to boost domestic manufacturing and its consequent
won the world’s most prestigious award, the Nobel, begins
efforts to woo foreign capital (specifically in defence) can do
and ends with C.V. Raman. The longer list of Indian-origin
something similar.
and Indian-born winners has 16 mentions—but that also only
Against this backdrop, it was perhaps in the fitness of things
highlights the large-scale systemic failures that extend across
that the Nobel exhibition, which brought nine Nobel laureates
institutions and manifest at all levels.
on one platform in Ahmedabad, was organized in association
Only time will tell if the Modi government will be able to put
with an investment summit to underline how science,
in motion the revamp he has spoken of. But for now, there
technology and innovation hold the key to enterprise and
are early indicators that give us some idea of the
entrepreneurship. The event is part of the larger Nobel Prize
government’s plans and priorities.
Series—and can be seen as part of the government’s larger
First is the government’s focus on improving science
effort to make science more glamorous. If there is to be real
education at the school level: In Ahmedabad, Modi spoke of
progress, it will need unglamorous, ground-level work.
scientists helping develop course modules while in Tirupati,
Fetishizing the Nobel as an end in itself—as Andhra Pradesh
he mentioned scientific social responsibility wherein premier
chief minister N. Chandrababu Naidu did recently when he
laboratories and research institutions could partner with
announced Rs100 crore in prize money for anyone from his
nearby schools and colleges to create an environment that
state who wins the Nobel prize—will not be enough.
supports scientific education and innovation. This is well
and good. But these are in the nature of vague, broad ideas, WHY OUR AGNI V LAUNCH FIRED UP
when what is needed is foundational work on the overall
education system.
CHINA
A human resource and development ministry report tabled When India first tested its three stage Intercontinental
Ballistic Missile Agni V on April 20, 2012, China’s reaction
in Parliament recently noted that as many as a million teaching
was remarkably restrained. “China and India are both
positions in government schools across the country are lying
vacant; successive status of education reports by the non- emerging powers. We are not rivals, but cooperative partners.
We should cherish the hard-earned momentum of
profit Pratham have highlighted how educational outcomes
cooperation,” Liu Weimin, China’s Foreign Ministry
among Indian school students are falling at an alarming rate.
The situation in institutions of higher education is hardly Spokesperson said. She added: “The two countries have a
sound relationship. During the (recent) fourth BRICS meeting
any better. Elite institutions such as the IITs are the exception,
the leadership of the two countries agreed on a consensus
and they too struggle to compete globally. In the QS World
University Rankings 2016-17, only two Indian institutions to further strengthen cooperation.”
Even the normally aggressive Chinese Government
ranked among the top 200 universities in the world: Indian
mouthpiece, Global Times, was relatively restrained. It
Institute of Science, Bangalore (rank 152) and Indian Institute
of Technology, Delhi (rank 185). Research institutions also asserted: “India should not overestimate its strength. Even
if it has missiles that could reach most parts of China that
suffer from government interference and lack of funding

138 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
does not mean it will gain anything from being arrogant during territorial demands. ASEAN countries such as Malaysia,
disputes with China. India should be clear that China’s Brunei, Thailand and Cambodia are following suit.
nuclear power is stronger and more reliable. For the It is clear that a belligerent China is no longer prepared to
foreseeable future, India would stand no chance in an overall tolerate any challenges to its dominance and hegemony
arms race with China.” across Asia. The Agni IV, currently operational, with a range
Change in tune of 4,000 km can hit targets in Southern China, while the Agni
When India conducted the fourth and final pre-operational V, with a range of 5,500-8,000 km can hit even at the farthest
test of the Agni V on December 26, 2016, China’s reaction points in China. The submarine launched Sagarika missile
was belligerent and hostile. Chinese Foreign Ministry has a range of 750 km. Its variants, currently under
Spokesperson, Hu Chunying, referred to UN Security Council development, can hit across China from the Bay of Bengal.
Resolution 1172 of June 6, 1998, issued after nuclear tests by China, in turn, has transferred the designs and knowhow of
India and Pakistan. The resolution called on India and the Shaheen range of missiles to Pakistan. These missiles
Pakistan to immediately stop their nuclear weapons can hit targets across India. Moreover, Karachi and Gwadar
development programmes; to refrain from weaponisation and will be used not only to base the eight submarines China is
the deployment of nuclear weapons; to cease development supplying to Pakistan, but also serve as bases for Chinese
of ballistic missiles capable of delivering nuclear weapons nuclear and conventional submarines. The range of missiles
and end any further production of fissile material for nuclear being developed by India clearly signals to China that it will
weapons. Hu also asked India to spell out its “intentions”. find any effort to use Pakistan as a nuclear proxy against
China seemed to have forgotten that the Security Council India very costly and perhaps unaffordable. The Agni V is
Resolution was a “Chapter 6” Resolution, which was not virtually invulnerable, as it is mobile and housed in canisters.
binding on India. The reaction of Global Times was vicious. The way of dialogue
Referring disparagingly to India’s economic potential and New Delhi needs to be far more active in insisting that a
pointedly equating India with Pakistan, Global comprehensive nuclear dialogue with China is essential for
Times observed: “Currently there is a vast disparity in power strategic stability across Asia. China is loathe to enter into
between the two countries and India knows what it would such a dialogue, as it wishes to not formally accord
mean, if it poses a nuclear threat to China”. recognition to India’s nuclear weapons status, even as it
Responding to China’s assertion that India’s missile peddles nuclear weapons and ballistic missile designs and
programme affected nuclear stability in South Asia, India’s materials to Pakistan, while helping Pakistan to develop both
Spokesman Vikas Swarup noted: “India’s strategic autonomy uranium and Plutonium based nuclear weapons. These
and growing engagement contribute to strategic stability”. transfers to Pakistan are in total disregard of China’s
Challenge to China responsibilities under the Nuclear Nonproliferation Treaty.
There are a number of reasons for the change in the Chinese India has been far too defensive and avoided exposing the
reactions to Agni V missile tests between 2012 and 2016. Sino-Pakistan nuclear/missile nexus in important world
China militarily seized the Scarborough Shoal, located within capitals. A far more determined effort on this score would be
the Exclusive Economic Zone of the Philippines, in 2012. It, necessary with the Trump Administration settles down to
thereafter, contemptuously rejected a verdict of the UN looking at the world.
Tribunal, which declared its maritime boundary claims along Within Asia, Chinese hubris and arrogance would need far
its so-called “Nine Dotted Line” as a violation of International closer consultations and dialogue with countries such as
Law. The Tribunal held China’s territorial claims on Vietnam, Japan, Vietnam and Indonesia. There appears to be sentiment
the Philippines, Indonesia, Malaysia and Brunei, as similarly growing slowly in Tokyo that in the face of Chinese territorial
being in violation of International Law. China has, in the and geopolitical ambitions, Japan should review its nuclear
meantime, converted a large number of rocks across the South policies. The incoming Trump Administration has also
China Sea into Islands, where it has based missiles, armed indicated that allies such as Japan need to do more to defend
personnel and military aircraft, using its military might. themselves. A nuclear-armed Japan can certainly play a key
The USA administration took virtually no action in response role in moderating Chinese behaviour and hubris. This is an
to Chinese belligerence against the Philippines — a longtime issue that needs to be looked at carefully. All this has to be
military ally. Worse still, the US recently acquiesced in the combined with a vigorous dialogue with China.
seizure of one of its unmanned underwater vehicles close to
the Philippines. Chinese belligerence is paying off. President
Duterte of the Philippines has quietly acquiesced to Beijing’s

139 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017

CHALLENGES IN FRONT OF THE INDIAN  In such a scenario, General Rawat has to not only
ARMY act fairly, but also to be seen to act fairly to restore
the cohesiveness of the army.
The turbulence caused by selection of General Bipin Rawat
The seniority rigidity
as the new Army Chief, superseding two army commanders
 The two superseded officers, Lt General Praveen
senior to him, has seemingly calmed down within the first
Bakshi and Lt General PM Hariz, have decided to
week of the changeover. However, the challenges he inherited
continue as army commanders. This might however
as the Army Chief need a refreshed lookout and speedy
create some functional problems as seniority matters
resolutions.
a lot in a rigidly hierarchical organisation like the
Modernisation of Army
army.
 The modernisation of army has been lagging for
 However, it is expected to be handled and dealt with
many years
deftly as both the officers shall be retiring in
 The army had identified 24 modernisation projects
November.
of which 11 of them were deemed as critical. However,
Seventh pay commission
even the ‘critical’ projects also did not see much of
 General Rawat will have to take up with the
progress, thereby revealing the current fragile
government the need for urgent action to meet the
condition of the Indian Army.
aspirations of the soldiers from the Seventh Pay
 Infantry modernisation has been a pothole despite
Commission.
initiation of procurement of artillery guns, air defence
 The four core issues – questions of status
assets and helicopters. Today, the infantry solider
equivalence, hardship and risk allowances, the
lacks even a modern basic assault rifle.
military service pay and non-functional upgradation
 The procurement of improved bullet proof jackets
– need to be resolved urgently.
and ballistic helmets for the soldiers has been talked
 These issues have a direct impact on the morale
about since long, but neither has seen light of day.
and effectiveness of soldiers in operations while
 General Rawat is from the infantry and hence the
having the potential to damage the delicate balance
lack of modern equipment for the foot-soldier ought
of civil-military relations.
to be his greatest concern.
Lack of infrastructure
 Thus, continuous modernization of the force by
 Though the army chief has highlighted that the
gradual induction of latest equipment for giving a
Indian army is tasked to fight a two-front war, that
futuristic outlook to the forces is the need of the
is China and Pakistan, there is lot be done to make
day.
India stronger- militarily as well as infrastructure
Intra-army grapple
wise.
 General Rawat’s supersession of two officers
 A Mountain Strike Corps for the China border was
belonging to armoured corps and the mechanised
raised during UPA II government but the state of its
infantry is proof of the fact that in current
equipping and infrastructure has been lagging way
environment, infantry is perceived to be dominating
behind planned targets.
the army
 Even the slow pace of construction of roads by the
 However, a bias towards infantry from the new Army
Border Roads Organisation and the delay in
Chief may further open long-existing fissures within
commencement of laying of strategic railway lines
the organisation.
makes it extremely difficult for the army to deploy
 The implementation of AVS Committee report which
troops within the required time-frame should the
provides for faster promotions for Army officers up
need arise.
to the rank of Colonel in order to reduce their age
Internal security- J&K
profile at the combat level and ensure that they get
 The situation in J&K has deteriorated dramatically
promotions commensurate to their jobs which was
in Jammu and Kashmir, with terrorists targeting army
subsequently supported by Supreme Court decision
camps at Uri and Pathankot last year.
have already caused a lot of heartburn in the army.
 There was a huge spike in cross border infiltration
 Such evolving dynamics is not good for an
with 112 terrorists coming in 2016 as compared to
organisation like army which is considered strong
30 in 2015.
when all its branches are well coordinated and
 In the same way, the army lost 63 soldiers in the
cooperated, even in peace time.
state, more than double the previous year’s figures.

140 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
 Thus, one of the main actions to be undertaken by  Centralised approach in policies and initiatives
the Army Chief is to assure the calm environment in related to urbanisation did not give states or cities
the valley. much autonomy and choice.
Conclusion : Procurement of weapon systems and equipment  Delayed approval of projects caused
is an important function for managing the operational health, implementation delays.
morale and capability of the armed forces. The procurement Such an approach led to failure of one of the first dedicated
process is undoubtedly full of challenges but these are not policy towards urbanisation – Jawaharlal Nehru Urban
insurmountable. The Army being the largest service and Renewal Mission (JNNURM). JNNURM was launched in
fielding the largest array of equipment needs to improve its 2005 but by the end of its existence in 2014, only 710 projects
own processes by carrying out an internal analysis and out of the 1630 sanctioned under JNNURM could be
taking effective steps to speed up the procurement process. completed.Now it has been replaced by AMRUT Yojana by
Accepting the shortcomings in its processes and taking NDA Govt. of center.
steps to overcome them, particularly where internal measures Change in Approach
can improve the processes, is the most important step The government has now come up with many policies
towards capacity building. The government should also take focused on addressing challenges of rising urbanisation.
care of the basic needs of the soldiers who risk their lives for For the effective functioning of these policies and
the country at borders and no politics should be played over programmes, the government is bringing in following
soldiers’ lives. With regards to the supersession, it has not changes in its style of working:
happened for the first time and with time, the issue shall also  Objectivity and transparency in selection of cities
be subsided. Overall, the army has to brace itself for many and allocation of central resources under new urban
challenges and thus it should be well prepared and well- missions. This is being done on the basis of urban
supplied with all the necessities. population and the number of statutory urban local
bodies in each State.
REVIVAL OF FOCUS ON URBANISATION IN  Bottom up planning is being promoted to encourage
INDIA more sense of sense of involvement in and
Urban areas are often referred to as engines of inclusive ownership of new schemes by city and State
economic growth. Currently, almost 30% of the population governments.
in India is living in urban areas. Further, it is expected that  Timely project and investment approvals are being
India will add 300 million new urban residents by 2050 and accorded to ensure giving the states and cities
hence needs to build climate-friendly and resilient cities to sufficient time for their implementation.
address the challenge of accommodating the needs of the  Citizen participation in urban planning and project
growing population. As per the first ‘World Cities Report prioritisation are now made mandatory.
2016- Urbanisation and Development: Emerging Futures’  Cities are also being empowered by making them a
report by UN Habitat, urban areas in India are already part of the development. They are being given a
contributing more than 60 per cent of the GDP. Hence, India higher say in the entire process.
needs to ensure continued focus on terms of policy on  Under the Atal Mission for Rejuvenation and Urban
addressing the needs of rising urbanisation. Transformation (AMRUT) and Smart Cities
Challenges to Urbanisation Mission, there shall be a comprehensive assessment
Even though there has been universal acceptance and of infrastructure deficit before drawing up city-level
acknowledgment on the importance of urbanisation for action plans.
economic growth, still India has lagged behind in terms of  States will not be allocated funds and projects in an
urbanisation due to the following reasons: arbitrary manner or on the basis of poor quality
 Indecisiveness on the matters related to reports and project analysis.
urbanisation in the post independence years.  Online integrated single-window clearance for
 Inadequate relevance given to urbanisation for construction permits is being put in place to
achieving our socio-economic goals and improve ease of doing business.
development.  Public-private partnerships are being encouraged
 A weak policy approach towards urbanisation has in cities to address the financing needs.
also led to faulty implementation and ignorance. Addressing Financing Problems
Earlier, there was a major problem where project approvals
were given in the last two quarters of the financial year. This

141 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
led to a hurried and unorganised manner of implementation. the data or Russia included an Indian cosmonaut
This not only led to delay in implementation of projects but Rakesh Sharma in its manned space flight.
also let to cities and stated receiving inadequate funds.  India has established a long-standing space
Now the government is making efforts to anticipate fund programme with a history of over 50 years of space
entitlements of each State and city-wise infrastructure deficits exploration. This is evident from the fact that India
in advance. The Ministry of Urban Development has also has some of the best remote sensing satellites in
started approving investments for the next three financial the world and it has provisioned downlink
years under AMRUT during this year. Such steps enable capabilities for these remote sensing satellites for a
city and State governments to realise mission targets by the number of countries.
stipulated time through advance planning.  India also shares data with countries and is a part
In a latest shift of methodology, cities are now vying for of international forums such as United Nations
credit rating to attract investment which proves useful for Platform for Space-based Information for Disaster
urbanisation. Pune and Ahmedabad are ready to issue Management and Emergency Response
municipal bonds to raise funds. Post approval, release of (UNSPIDER).
funds is also linked to progress of mandated governance  Also, India has launched satellites for countries that
reforms under the urban development missions. do not have space launch capabilities as well as for
Impact countries like France, Canada , Germany, Japan,
As a result of the above reform measures undertaken by the South Africa and even USA who find Indian
government in the area of policy related to urbanisation a lot services reliable as well as reasonable.
of positive changes have taken place.  Thus, India has taken excellent steps towards
 Under the Pradhan Mantri Awas Yojana (Urban), utilisation of space diplomacy and more can
construction of about 15 lakh affordable houses is achieved considering India’s capabilities for
being financed as against only about 12.50 lakh regional and global diplomacy.
during 10 years of UPA rule. Under AMRUT, 86 per India’s space applications
cent of mission investments stand approved.  ISRO is now supporting many new tools and
 Over 500 cities and towns have already become open governance applications such as alert system for
defecation-free and Andhra Pradesh, Gujarat and unmanned railway crossings, identifying water
Sikkim have declared all cities and towns as open sources, pipeline safety etc. This can be used in
defecation-free. furthering improvement in living standards of
 Financial allocations are being made in a timely people.
manner. Government has committed Rs.50,000 crore  Civil aviation, marine navigation, road
under AMRUT, Rs.48,000 crore for Smart Cities. transportation and disaster management are some
Funds are also being allocated to individual of the areas that would stand to benefit from the
households under the Pradhan Mantri Awas Yojana potentials of IRNSS.
(Urban).  Significantly, the INSAT communications and IRS
 Higher allocation for cities and more empowerment earth observation spacecraft constellations being
to states to spend more is also being experienced. operated by ISRO are being routinely harnessed
Conclusion : As India is improving in economic parameter for a wide ranging purposes including disaster
on migration will be the reality. Urbanization and creation of warning, tele medicine and tele education, crop
urban infrastructure is the most important need as India is forecast, water resources monitoring and mapping
being migrating to its cities. Proper planning and resource of natural resources.
allocation for infrastructure development is a must for the  Indeed, India’s experience in exploiting the
nation to continue its march towards a developed nation in potentials of satellite technology for accelerating
future. the pace of socio economic development is of
immense relevance to the third world countries
INDIA’S SPACE DIPLOMACY including the India’s South Asian neighbours.
India has vigorously expanded into space diplomacy as an A peaceful and prosperous neighbourhood
instrument to expand Indian diplomatic clout and soft power  Reaching out to the neighbours with the expertise
as well as further its geo strategic interests. This has the in space technology has become a new, vibrant
potential to enhance India’s diplomatic relations with mantra of the space diplomacy projected by the
developed as well as developing countries. Let us look at current government.
India’s space diplomacy reign so far.  The SAARC satellite which is being spearheaded
 Technological capabilities in outer space have long by ISRO, is considered an excellent example of the
been used as an effective tool of foreign policy. For Indian policy of strengthening relations with the
instance, US used its LandSat satellites to share immediate neighbours.
142 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH- 2017
 The SAARC satellite aims to help South Asian  Pakistan is expected to receive military grade
countries in India’s neighbourhood for fighting positioning and navigation signals from China’s
poverty and illiteracy, scientific advancement and BeiDou system.
open up the opportunities for the youths of these  Pakistan’s Space and Upper Atmospheric Research
countries. Commission (SUPARCO) is building a remote
 India has successfully launched seven satellites of sensing satellite which is expected to be launched
IRNSS which will help in regional navigation too, in 2018, by means of a Chinese space vehicle.
thereby generating an alternative to commercial Thus, India is facing tough completion from China in
navigation satellite services. expanding its space diplomacy in the region. SAARC satellite
 India has now offered Bangladesh its expertise to could serve as an instrument to blunt the edge of China’s
build and launch its domestic satellites. plan to strengthen space cooperation with South Asian
South East Asia outreach countries including Maldives and Sri Lanka.
 With a view to project its soft power through the Also, Indian plan to set up a state of the art satellite
sharing of its space expertise, India is looking at monitoring station in Vietnam has attracted Chinese ire where
the possibility of setting up a ground station in Fiji it sees satellite data reception cum tracking and telemetry
that could ultimately serve as a hub for sharing space station in Ho Chi Minhcity as a “clear cut attempt to stir up
expertise with the Pacific island nations. trouble in the disputed South China Sea region”. China is
 ISRO already operates ground stations in Mauritius, concerned that the link up of ground stations would give
Brunei and Indonesia to help track the Indian India a significant advantage in the South China Sea region.
satellites launched from Satish Dhawan Space Centre ISRO Plan to lunch 103 satellite by PCLV C-37 in 2017 which
at Sriharikota in Andhra Pradesh. includes a large number of foreign satellite is another attempt
 India has offered to share Indian space expertise to establish and expands it space diplomacy.
with the countries in South East region where China, Conclusion : India is considered to be a leader in societal
Japan, Australia and USA are competing to acquire applications of space technology. It can play a role in capacity
a strategic edge. building for other developing countries in use of space
 As part of its international cooperation programme, technology to solve their local problems of land, water,
ISRO has offered to share its experience in utilizing forests and crop, among others, which have been
the space technology for socio economic successfully demonstrated by ISRO.
development with ASEAN countries which are also Technological capacity-based diplomacy may very well hold
prone to natural disasters. the key to deepening relationships both regionally and
 Relevantly, the Department of Space (DOS) Annual internationally for India. India’s space prowess must be
Report makes a reference to the plan for the setting effectively used as a tool in diplomacy and foreign policy
up of a satellite data reception centre in Vietnam. It not only for regional capacity building and collaboration
says “India is actively pursuing a proposal with with developing nations but also for enhancing India’s role
ASEAN comprising Brunei, Cambodia, Indonesia, in a global framework. Thus, India should continue its efforts
Laos, Malaysia, Myanmar, Singapore, Philippines, in spreading its space diplomatic tentacles.
Thailand and Vietnam to establish a ground station
in Vietnam to receive, process and use data from MALNUTRITION IN INDIA AND FOOD
Indian satellites for a variety of applications FORTIFICATION
including disaster management and support and What is Malnutrition?
also to provide training in space science ,technology Malnutrition refers to the lack of proper nutrition which could
and applications”. be either caused by not eating the right food with the right
Regional competition nutrients or not eating adequate amount of food with the
 China along with Pakistan, Bangladesh and a adequate nutrients. This leads to lack of essential nutrients
number of other countries have set up a regional being received by the body.
partnership organization called the Asia-Pacific Causes of Malnutrition in India
Space Cooperation Organization.  Geographical Causes: Due to physiographic
 It involves sharing data, establishing a space diversity and regional imbalance in terms of
communication network and tracking space objects. resources, certain areas lack certain nutrients or food
 China is helping set up a space academy/satellite items.
ground station alongside the launch of a  Historical Causes: The long rule of British has led
telecommunications satellite for Sri Lanka. to exploitation to such an extent that certain
Bangladesh and Maldives were also expected to sections of the population and certain regions in
pursue a similar path.

143 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
MAGAZINE FOR THE MONTH OF MARCH - 2017
the country have still not been able to overcome Programmees launched in India
the deprivation caused.  Mid day meal programmee for school children.
 Socio-Economic Causes: Poverty and inadequate  Suplimentary Nutrition Programmee in Anganwadis.
inclusion of various sections of the demography.  Nuttritional support in SC/ST residential school.
Also, with the increasing level of disposable income  Programmee of financial assistance recently
with the people there is increasing consumption of declared by PM for pregnant and lactating mother
junk food and packaged food which is leading to and the infant @6000.
malnutrition as well in urban areas. There is a need for unique initiatives that will support a
 Governance and Policy Failures: Ineffective nourished lifestyle among the poor and it is a welcome move
implementation of policies and failed targets of the where joint efforts are being carried out to address this
five year plans and delayed focus on malnutrition challenge, with national and global organisations joining
has left India lagging behind in a major way. hands.
 Other Causes: Additionally, a family’s economic Legislative Support for National Level Programmes
costs incurred and cultural links are also responsible  To ensure that programmes for food fortification
for micronutrient deficiencies. are carried out effectively, centrally mandated laws
Malnutrition in India – Magnitude are needed.
 World Bank Report on India issued recently  There is a need for programmes which can be
estimated the prevalence of underweight children implemented at the national level such as the widely
in India to be among the highest in the world, and successful programme of salt fortification with
nearly double that of Sub-Saharan Africa. iodine, which has been useful in reducing goitre
 Fifty per cent of Indian villages are severely affected deficiency.
by malnutrition. Way Forward for India
 Malnutrition is the single largest contributor to  The Group of Secretaries on Education and Health
under-five mortality. has identified fortification of food items like salt,
 As per World Bank, India loses over $12 billion in edible oil, milk with a timeline of three years, as one
GDP to vitamin and mineral deficiencies. of the measures to be undertaken to address the
Food Fortification issue of malnutrition in the country.
 Fortification of staple foods such as milk, oil, sugar  A task force is slated to be formed from various
and flour is an important strategy to eradicate ministries to support fortification.
malnutrition which is followed globally. The key  Concrete action with a unified front is needed by
vitamins and minerals which rank high on the involving various stakeholders to combat
fortification need are vitamin A, iodine and iron. malnutrition.
Deficiencies arising from these three are creating  India can also rely upon the Public Distribution
the greatest burden on public health. System (PDS) efficiency to ensure the access of
 India has been focussing on advocacy programmes fortified food to the masses especially in the rural
as a starting point for food fortification initiatives. areas.
 Non-governmental organisations (NGOs) and  Focus on tribal area nutrient needs. Schools in tribal
private organisations have been actively pursuing areas should be given special responsibility in
the food fortification programme with support from ensuring that students get access to the right food
the Centre. Some NGOs. and in the right quantity.
 Vitamin A sachets are being provided to school  We also need to work towards achievement of all
children in municipal schools, as part of the midday Sustainable Development Goals (SDG) which
meal programme. together can have a huge impact in reducing the
 Public/private partnerships can also help in incidence of malnutrition.
resolving the issue through unique business  International collaborations such as SAARC Food
models. Bank can be useful in reducing under nourishment.
 It is also being advised to promote the importance
All the Best
of a balanced diet along with food fortification and
Vitamin A supplementation by creating a sustainable
food fortification programme where all stakeholders 
come together.

144 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015


Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
VANIK PROVIDES

Well Equipped Classroom


Vanik’s Recent Selections Centralized A/C Counseling
with Central A/C Fully Wi-Fi Enabled Lab

Library With Well Developed &


Experienced & Dedicated Faculties Exam Oriented Study Material Interview Grooming Session Food Court

Let’s Join & Maximize Your Knowledge...


WHY YOU SHOULD JOIN VANIK INSTITUTE FOR “BANKING, RAILWAY AND SSC”

STUDY MATERIAL KIT (Total 25 Volumes)


MARKETING for Bank PO, Clerical & All Other Competitive Examinations
Reasoning for Bank PO, Clerical & All Other Competitive Examinations

MONTHLY ISSUE - MARCH - 2017


Vanik’s
APTITUDE for Bank PO, Clerical & All Other Competitive Examinations

H
VANIK

VANIK COMPUTER for Bank PO, Clerical & All Other Competitive Examinations
ENGLISH for Bank PO, Clerical & All Other Competitive Examinations

VANIK

VANIK

APTITUDE COMPUTER
ENGLIS
Bank PO & Clerical REASONING BANKING
Awareness
Current Affairs
Banking | R a i l wa y | Insurance | SSC | UPSC | OPSC | PSU Bank PO & Clerical
MARKETING
SSC
Railway & SSC Bank PO & Clerical | SSC & Railway Railway &
Clerical
Bank PO & Clerical Vanik’s Question Hub Bank PO & Clerical
Bank PO & Vanik’s Practice Set
Vanik’s Extra Dose
Vanik’s Knowledge Garden
General Awareness
Banking Awareness

Current Affairs

Assignment - I Assignment - II

Topicwise Theory with Solved Examples


IAS (Class Room Practice)
Topicwise Theory with Solved Examples
(Home Work Practice)

Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples Topicwise Theory with Solved Examples 2017
SPECIAL Assignment - I Assignment - II
Assignment - I Assignment - II
Assignment - I Assignment - II Assignment - I Assignment - II (Class Room Practice) (Home Work Practice) Assignment - I Assignment - II ISSUE (Class Room Practice) (Home Work Practice) Topicwise Theory with Solved Examples
(Class Room Practice) (Home Work Practice) (Class Room Practice) (Home Work Practice) (Volume-II)
(Class Room Practice) (Home Work Practice)

Leading Institute for Banking, Railway & SSC


Leading Institute for Banking, Railway & SSC
Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC
Leading Institute for Banking, Railway & SSC Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s P u b l i c a t i o n s
P u b l i c a t i o n s P u b l i c a t i o n s
P u b l i c a t i o n s P u b l i c a t i o n s
Monthly Updated Current Affairs
its Functions
New Committees &
Awards & Honours
Events of the month ns Games & Sports
Date and Observatio
Economy & Banking Important Index
Recent MOUs
Famous Personality Science & Technology
Books & Authors
Famous Places

Bank PO Clerical Railway SSC

VA N I K S A H E E D N A G A R C E N T R E VA N I K C R P F C E N T R E VA N I K C U T TA C K C E N T R E

VANIK STUDENTS SELECTION ONLINE TEST @ HOME


Rs. 150/- Rs. 250/- Rs. 500/- Rs. 1000/-
1 Month 3 Months 6 Months 12 Months

DEEPAK KU. NAYAK DEBI PRASAD PADHY ALINA SHARMA


1. 12 Ongoing Test in Alternative Days
DILLIP SAMAL RAJENDRA SAHOO RASHMI BISWAL SUSANGITA DASH BISWANATH SINGH ABINASH JENA SREELEKHA SWAIN
CO.OP.BANK PNB & SBI-PO SBI-PO LIC SSC POSTAL SBI MYSORE SBI-HYDERABAD SBI MYSORE SBI-HYDERABAD 2. 100 Practice Test & All Previous Year Test
3. Current Affairs Classes free at Institute

INDRAJIT UPADHAYA
Online Test & Discussion
RAHUL KAPOOR SANTOSH K. DAS ADITYA P. MOHAPATRA SWARNALATA BEHERA SUSHREE PRIYADARSHINI MANOJ K. BISWAL SUMEET SHARMA ASIS PANDA SANKAR MISHRA
UCO BANK BANK OF INDIA SYNDICATE BANK UCO BANK SYNDICATE BANK
SYNDICATE BANK-PO
KAR. BANK-PO & CLERK BOI-PO VIJAYA BANK-PO SYNDICATE BANK KARNATAKA BANK Features Facility
Hard Copy of Test & Explanation CENTRES
Weekly 3 Test & 3 Discussion Library - 7am to 9pm CRP & Saheed Nagar
Test Discussion by 5 Faculties Current Affairs Handout
Weekly C/A Test & Discussion Current Affairs Class Attend 1 Free
TAPAN SAHOO
UTKAL GRAMYA BANK
SUVASHIS BEHERA
UTKAL GRAMYA BANK
SUMIT MISHRA
UTKAL GRAMYA BANK
SUBHASIS MOHANTY
ODISHA GRAMYA BANK
SRIKANTA BEHERA
ODISHA GRAMYA BANK
SONALI SAHOO
UTKAL GRAMYA BANK
SOMANATH GAHAN
ODISHA GRAMYA BANK
SHIBAJEE TRIPATHY
ODISHA GRAMYA BANK
SATYAKAMA BEHERA
UTKAL GRAMYA BANK Centralized A/C Lab with Wi-Fi Monthly Magazine Demo Test
Scholarship for Toppers Individual Doubt Clear

Regular Classroom Course Features & Facilities


SANDHYARANI SAMBIT SAHOO SAKHYA SINGH SETHI RAM PRASAD SAHOO RAKESH ROSAN ROUT RAKESH GADATYA PRANAB NATH NISHIKANTA JENA MANORANJAN BEHERA India’s best faculty Doubt clear after the class
MADHY BIHAR GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTKAL GRAMYA BANK UTAR BIHAR GRAMYA BANK LIC-ADO UTKAL GRAMYA BANK ODISHA GRAMYA BANK
Best study material (25nos.) A/C Classroom
Online test and discussion Highest no. of class (550hr.)
Daily current affair hardcopy
Class room workbook Subject-wise Class Available
LOPAMUDRA KUMAR GOURI SHANKAR KANHA CHARAN DAS JYOTI BIKASH PANDA HIMANSHU SEKHAR PALEI DIPTIMAYEE SUBUDHI DIGBIJAY ROUL DEEPESH BISHI ASISH KUMAR ROUT
Daily test and discussion Current Affairs Class
ODISHA GRAMYA BANK LIC-ADO ODISHA GRAMYA BANK ODISHA GRAMYA BANK HIMACHAL PRADESH BANK ODISHA GRAMYA BANK
Weekly test and discussion
MADHYA BIHAR GRAMYA BANK MADHY BIHAR GRAMYA BANK UTTAR BIHAR GRAMYA BANK

Hostel Facility (Boys & Girls)


Unique concept of schedule Library Facility

ABHAY KUMAR PATRA ANANYA UPASANA DASH MANAS RANJAN PATI SANJAY EKKA RITESH KUMAR MAHANTA DEBADUTTA DHAL ELINA CHOUDHURY BISWA RANJAN MAHALI SK LAIK ALI
ODISHA GRAMYA BANK RAJASTHAN KSHETRIYA BANK CHHATISGARH GRAMYA BANK UTKAL GRAMYA BANK BIHAR GRAMYA BANK HIMANCHAL GRAMYA BANK ASSAM GRAMYA BANK RBI-ASSISTANT BANK OF BARODA

JYOTIRANJAN GARNAIK RANJAN KUMAR BEHERA MEERA KUMARI NAYAK CHINMAYANANDA BEHERA B P RAMAKANT SATABDI S. MOHANTY ANUP KUMAR PARIDA MAMATA SAHU RAJIB LOCHAN MISHRA
BIHAR GRAMYA BANK ODISHA GRAMYA BANK POSTAL UTKAL GRAMYA BANK BANK OF BARODA ALP (Railway) ALP (Railway) UTKAL GRAMYA BANK LIC-ADO

Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph : 0674-6556677, 8093-556677
Web : www.vanik.org, E-mail : vanikbbsr@gmail.com
Price : `50

S-ar putea să vă placă și