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Kowsar P. Chowdhury
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February 1995
HROWP 50
Literacy and Primary Education
by
KowsarP. Chowdhury
I would like to thank Faraaz Siddiqifor his initialhelp in conductingresearch and producing the accompanying
graphics. Olivia Lankcesterconducted research, provded useful feedback and edited a late version of the paper.
She also contributed subtntally to te section on the importance of adult education. Finally, this study could not
have matinlizd without tbe guidance, comments and support received from George Psacharopoulos.
Abstract
Literacy rates represent the most telling indicatorof a country's educationalstatus. The core
of mass public education, and hence the staring place for literacy for most of the world's
population, is primary education. However, a large number of countries have yet to ensure
universal primary education, and educationalsystemswith high enrollment are oftenplagued by
high dropout rates.
This paper reviews the literacy status of developing countries, illustrating the extent of
differences across such social lines as gender, region and age groups. The paper argues why
it is necessary to eradicate illiteracy. It also reviews the causes of illteracy and necessary
measures to eradicateilliteracy. Finally, the paper suggeststhe necessaryroles governmentsand
donor agencies can play in eradicating illiteracy in developing counties. Since the formal
primary education system is one of the chief means of increasing literacy, this paper focuses on
the interrelationshipsbetween literacyand primary education,and suggestsappropriatemeasures
to overcome the problems at the primary level. However, it also looks at adult literacy training,
both as a means of reinforcing educationalinvestmentsin the "next generation" and enhancing
the productivity and well-being of the cunrent adult population.
Contents
Bibliography ... 20
Literacyrates representthe mosttellingindicatorof a country'seducationalstatus.There is clear
evidencethat literacyraises the productivityandearningpotentialof a population,and improvesthe
qualityof life. Yet, in mostdevelopingcountriesilliteracyis an endemicproblem. More than half
the populationin Sub-SaharanAfrica and SouthAsia is withoutany literacyskills.
The core of mass public education,and hence the startingplace for literacyfor most of the
world's population,is primaryeducation. However,a large numberof countrieshave yet to ensure
universalprimaryeducation,and educationalsystemswithhigh enrollmentare oftenplaguedby high
dropout rates.
This paper will review the literacy status of developingcountries, illustratingthe extent of
differencesacross such social lines as gender, region and age groups. It asks: why is it necessary
to eradicateilliteracy? What are the causes of illiteracy? Whatmeasuresshouldbe taken to save
the futuregenerationfrom illiteracy?Finally,whatis the role of the governmentanddonor agencies
in eradicatingilliteracyin developingcountries? Sincethe formalprimary educationsystemis one
of the chief meansof increasingliteracy,this paperfocuseson the interrelationshipsbetweenliteracy
and primary education,and suggestsappropriatemeasuresto overcomethe problemsat the primary
level. However,it also looksat adultliteracy training,both as a means of reinforcingeducational
investmentsin the "nextgeneration"and enhancingthe productivityand well-beingof the current
adult population.
Definitionsof literacyhave varied over time and continueto evolvetoday. Literacyis seen by
many as a neutral and tchnical skill, analogousto typing or wordprocessing. However, the
technicistapproachhas been challengedby thosewho proposea broaderand moreexplicitlypolitical
definition. This school of sociologistsand educators reject the notion that literacy is a fixed,
measurableachievementor competenceand propose a more relativisticconcept. KennethLevine
(1990),for example, arguesthat literacyshouldbe seen as a amltiplicityor hierarchyof literacies,
and Graff (1979) makes the point that literacy requirementsvary among different socioeconomic
groups, regions and communities. Scribnerand Cole (1981)have definedliteracy a set of socially
organizedpractices, reproducedand disse-minatedby a symbolsystem. The Brazilianeducator,
Paulo F-riere,has developedthe most explicitlypoliticaldefinitionof literacy. He sees literacyas
a process of "conscienfization'which involves "reading the world" rater tan just reading the
'word" (Friere and Macedo 1987).
so
PuSUiats1
..........................................
0 ...........
MaleIllteracyRateper Cohort
Dlopg Ubid - 190
-40 .................
A UmLiofCS..!
mrsm
SWwDoaphig coma.I -gma -*fl wa
t WLAC +Em *6-teNo
-Drn uuc nu=
4
Figure 2 illustratesthe differencesin illiteracyrates for differentregionsin developingcountries
by age cohort and by gender. The greater slope of the male graph compared to female graph
indicates the differentialeffect of education across gender lines. This means that, despite the
improvementof girls' accessto primaryeducation,inequalityin primary schoolprovisionfor girls
still persists. For example,in 1988on average girls were 13 percentagepoints behind boys. The
gender gap in primary enrollmentwas wide, especiallyin SouthAsia, Sub-SaharanAfrica, and the
Middle East and North Africa (Chowdhury1993).
Illiteracyrates in rural areas are consistentlyhigher than in urban areas (see Table 1). The gap
between urban and rural areas was highest in Pakistn and followed by Nepal (29 percent) and
United Republicof Tanzania(28 percent). In addition, gender and region may interactto induce
even worse effects. Table 1 shows that rural females lag far behind their urban counterpart in
literacy skills.
1100 .7.:,: . .- _ 0%
090 ~~~800
16 .. 70 S4
1980 8NU020 0%
4~~~~I
8700 40U%OIW,n
400 0%
1950 1960 1970 1980 Bs 1990 2000 2010 2020 25
Year
The social and economic benefits of literacy are well recognized by governments and
policymaks. Yet, manydevelopingcounties have failed to ensureuiversal prmay education-
the key meansof increasingLiteracy.This sectiondealsbrieflywiththe economicand socialbenefits
for investing in literacy trining through primary education. It shouldbe noted, however, that
socioeconomicreturns aside, primary education has long been acceptedas a human right, and
therefore, an end in itself.
6
A substantialbody of evidence indicatesthat literacy increasesthe productivityand earning
potential of a population.' An educatedpersonearns more and has greater labormobility. Studies
of the costs and benefits of schooling,using formal sector earnings as a measure of benefits,
consistentlyindicatetat averagerates of return to educationare high in comparisonwith returns to
expendituresin other sectors, and that they are highest for primary schooling. These results hold
for both social and private rates of return (Psacharopoulos1993). While economic policies are
crucial in expandingemploymentopportunities,educationprovidesindividualswith the abilityto take
advantageof such opportunities.
2 Researchinto the socioeconomic impactof literaqcis troubledby the complexnate of cumsality.It canmot
necessaily be concludedthata beneficialoutcomeof literacytraining,suchas higherearningsor reducedfertlity,
is causedby the acuisition of literacyper se, sincethe schoolattendanceis undoubtedlyaccompanied by other
persona changesand communitychanges. However,in almostall cases,we can presumethat literacyis closely
correlatedwiththe outcome. For morediscussionon thisissuesee Bown(1990).
7
schoolenrollmentin Philippinehouseholds(Kingand Lillard 1987). Further, a study in Nepalfound
that literate women were more likely to help their children with their homeworkthan non-literate
women (Bown 1990). Educated mothersalso provide positive reinforcementof their daughters'
educationaland occupationalaspirations (Bach et al. 1985). Literacy also inutils a sense of
empowernment to those who hold it.
The spread of literacy has, therefore,emerged as a major factor in economic and social
development. In fact, dLe linkages between education, health and nutrition are mutual and
complementary.The stronglinkagesbetweeneducation,health,nutritionand reducedfertilityresult
in synergies,whichcan transformviciouscycles of poverty,illiteracy,malnutritionand disease into
virtuouscyclesof learningand healti, equity and sustainabledevelopment.
Causes of Uliteracy
The quesdon is that despitethe vast educationaladvancesof the last three decades, why do a
large number of people remain illiterate? While the causes of low literacy rates are many, the
immediatecause is the low levels of enrollhent and retentionat the primary level.
Moreover, gross enrollmentratios at the primary level tend to mask the high absenteeism,
repetitionand dropout as well as low attainmentrates amongchildren. To attain literacy, it is not
only importantfor a child to enroll in school, but it is also neessary to complete a full cycle of
primary schooling. In manydevelopingcountries,however,dropoutrates are quitehigh. Typically,
dropout rates were higher in the low-incomecouties, wherefewer 1han60 percent of those who
enrolled in primary schoolreached the terminalyear of the primary cycle in the 1980s; the rate for
middle-incomecountrieswas about70 percent (Lockheedand Verspoor1991). Predictably,dropout
rates were higherfor girls (9.5 percent)than for boys (8.2 percent)in low-incomeconmtriesin 1988;
for middle-incomecountries,the rates were 6.1 and 5.9 percentsfor girls and boys, respecfively.
8
Table 3 shows the numberof new entrantsto grade I and the dropout before grade four. The
table indicatesthat in 1980,36 million, or around one-thirdof the 103millionchildren who enrolled
in primary schooling,did not completegrade four. The dropout rates are consistentlylower in the
Arab Statesfollowedby EasternAsia, and highest in Latin Americaand the Caribbeanand Southern
Asia. Dropout rates for Sub-SaharanAfrica remainedthe same(28 percent) for both 1980and 1988.
Althoughthe numbers of new entranu to primary educationin both 1980and 1988 were lower in
Sub-SaharanAfrica than in Latin Americaand the Caribbean,the numberof children droppingout
before grade four was considerablyhigher in the LAC region.
The impor of completingthe primary educationcycle for the acqusition of literacy skills
cannot be over-emphasized.Bangladesh,for example,had a literacy rate of only 25 percent for the
10-14age cohort in 1980, despite the fact that net enrollmentrates reached 79 percent in 1976 (see
Figure 4). Such an enormousgulf betweenthe two indicatorsof educationalachievementmust be
explainedpartly by the unumay poor retnion rate of about 20 percent from 1976to 1980.
Prmiary educationprovidesthe most opporune time to teach children to read and write. Over
50 percent of sdceduledtime in prmary schoolsis dedicatedto languageskills and LAthwhich form
the basis for more diversified learning and higber order thinkinglater on (Lockheedand Verspoor
1991). It is argued that a minimumof 4 year. for formalschoolingis necessary for the acquisition
and retentionof literacy skills. However,many countriesare a long way from ensuringthat every
child receives this mininmmamount. Therefore, the key questionremais, what obstaclesexist to
universal enrolment and completionof primary education in the developingworld? This is the
subjectof the following section.
' ...........................................
50.X
JO ......................... .........
In-School Facors
In addition to access, cultural norms often act as an impedimentto girls' schooling. In such
envirrjonents, girls' enrollmentmay be dependenton accessto single-sexschools, separate facilities
suck,as lavatoriesand female teachers. Ahmedand Hasan (1984)found, for example,ta families
have withdrawngirls from schools lacking latrines in Bangladesh. In Nepal, reports indicatethat
the government's strategy of recruiting and training femaleteachers to work in rural areas has had
considerablesuccess in boostingfemale enrollments(Unicef 1978).
4 For an elaborate
discussion
on barriersto schooling andLewin(1993);KingandHill(1998;
seeColclough
Chowdhury (1993)andHerzet al. (1991).
10
Studies of textbooksin India, for example,found that the books containedmanymore male than
female characters, and those female characterswho appeareddid so primarilyin domestic,nurtring
roles and were representedas passive, admiringand stupid or employed in less prestigiousjobs
(Calia 1982). Wondimagegnehuand Tiku (1988), in an Ethiopianstudy, report that 18 of the 31
teachers interviewedfelt that boys were better than girls in aUacademicsubjects. Failure to provide
girls with appropriate role models and the support and encouragement they need at school
conceivablyis an importantfactor in the persistenceof low female participation.
Out-of-schoolFactors
Schoolingis often very costly, even when governmentpays for much of it. In poverty stricken
societies,the cost of schoolingcan be considerablefor poor parents. The lower the family's income,
the more prohibitivethese costs become.
The direct costs to parents of schooling include fees, books, transport and clothing. Actual
expenditures on schooling amount to about 4 percent of household consumptionin low-income
countries, 6 percent in middle-incomecountriesand 8 percent in industrialcountries. There is wide
variance around the mean. In India and Pakistan,for example,with per capita GNP of about $350,
education accounts for 3-4 percent of household consumptioncompared with 9 percent in Kenya
($370)and 13percent in Zambia($290). Amongcounties with per capita GNP of $1,200- $1,300,
education accounts for 9 percent of householdconsumptionin Tunisia, 1 percent in Turkey, and 6
percent in Peru (Herz et al. 1991). In general, direct costs are similar for girls and boys. But in
some countries, observationof culturalnorms increasesthese costsfor girls (e.g., parents' reluctance
to send daughtersto schoolwithoutproper attire increasesthe cost of girls' school attendance).
The opportonmvcosts of schooling include chore time, sibling care, and foregone earnigs.
These may vary by sex, income group, region and country. The opportunitycosts of educating
children are higher for poor families becmasethese familiesrely more on each family member to
contribute to the family's economicsurvival.
11
Opportunitycosts are incurredfor both boys and girls, but in many culures, the costs are higher
for girls, who perform a larger share of family labor.5 For example, in Burkina Faso, time-use
studies reveal that girls from the age of 7 on spend 3.5 hours a day on householdchores compared
with only 1.5 hours for boys (Herz et al. 1991). In additionto lost work, parents may feel that girls
are forgoing important childcare, household, and cr.t training at home if they go to school.
Further, in some societiesin Sub-SaharanAfrica, anotheropporunity cost of schoolingis the earlier
use that the family can make of the bride price for daughters. Delaying marriage because of
schoolingpostponesreceiving the bride wealth and may even reduce its amountif greater value is
placed on younger rather better-educatedbrides (King and Hill 1993).
Lastly, limited economic oaiortunities affect children's earning potental and thus the returs
from their schooling. This lowersparentalexpectationsof the benefitsof their children's education,
and so reduces their willingnessto invest in their children's future. Girls are particularlyaffec
since, in general, they have fewer opportnities in the labor market thn boys. Moreover, any
economic benefits accrued from a girl's educationmay be transferred to another family when she
marries.
5Exceptions includeBotswana,
Coted'lvoire,Chie, and Nicaragua,
whereboyspefrm a lrer shareof
familylabor(KingandHUI1993).
12
grade classes, rural schoolsare no longer requiredto have five teachersand five separateclassrooms,
but can provide instructionfor several grades simultaneously. An evaluationof the Esquela Nueva
schools in Colombiafound that the program not only increasedenrollmentrates, but Esquela Nueva
studentsalso scoredconsistentlyhigher in achievementtests than studentsin traditionalrural schools
(Colcloughand Lewin 1993).
Access may also be increased for girls if single-sexschooling is provided. However, before
undertakingthe expense of building new schools, there is scope to accommodateparental concern
for female modesty and security by making creative use of existing facilities. Schroolscould
introduce double shifts to ensure that male and female attendance does not overlap. In other
instances,parents may be happy to send their daughte. to coeducationalschoolsif they ate held in
religious buildings such as Mosques. In Pakistan, for example, the Mosque School Program,
initiatedin the early 1980s, has increasedfemaleenrollmentin some areas (LockheedarLiVerspoor
1991).
Teacher shortages are common in rural areas, and incentivesmay be required to encourage
teachers, particularly female teachers, to work in remote regions. Incentives may include the
provision of boardingfacilities, increasedtraining,or even additionalpay. In Nepal, for example,
the governmentofferedhomepostingfor womenteachers,loweredentry requirementsfor some rural
girls, subsidizedtheir secondaryeducation,and supportedgirls throughconventionalteachertaining
with a monthly stipend, travel expenscs, medicalcare and tutoring. The numberof female teachers
increasedand female enrollmentshave improvedas a result (Herz et al. 1991).
IL gcneral, formal primary education is the preferred means of teaching basic literacy and
numeracy skills. However, nonformaleducationmethods may be appropriatein contexts where a
sizable number of studentsdrop out, or fail to be attractedby the formal system, or where formal
schoolsare absent.6
To increase demand for education, steps can be taken to cut the direct costs of schooling.
Several countrieshave taken measuresto cut some of the direct costs by eliminatingschool fees,
providing learning materials 'mldfree textbooks,free or subsidizedtransportation,diect subsidies
to familiesfor the purchaseot materialsand uniformsand schoolfeeding programs.
Imnroving the overall quality of schoolinRis another effective mechanism for enhancing
children's participationin school. The establishmentof low qualityalternativeinstitutions,such as
Pakistan's Mosque schools, is unlikelyto equalizeeducationalaccess in the long run (Warwicket
al. 1989).
Given the evidence relating to the impact of nutritional deficiencieson cognitive processes,
school eedingrogMs (SFPS)are advocatedas a means of improvingchildren's learning capacity.
SFPS are also meant to improve girls' and poor children's enrollmentand attndance by offsetting
some of the costs of attending school. To be effective,however, SFPS shouldbe designed as part
of broader interventionthat also addressesother school factors contributingto learning deficiencies
(World Bank 1990;King and Hill 1993).
Lastly, teacher training, both pre-service and in-service, is essentialfor improvingthe quality
of education. Recurrentschool-basedin-serviceteacher trainingcan encompassareas from practical
methods of teaching major subjects to ways to adapt the curriculum to the social and physical
environmentof the students, understandinghow children develop and learn, methods of evaluatng
teachingand learning, managementof classrooms,and parent-teacherand communityrelations. In-
service training programs in India, Nigeria and Thailandhave provided incumbentteachers with a
new repertoireof pedagogicalskills that focuson more participatoryteachingbehaviors(WorldBank
1990).
It is not enough, however,that teachers are well trained in subjectmatters and have pedagogical
proficiency. Low teacher morale leads to high rates of teacher absenteeismand attrition. Teacher
absenteeism reduces student learning time, while tacher attrition increases the costs of teacher
training. The causes of lack of motivationare low salaries, poor working conditions, insufficient
career advancment opporunities and/or weak support services. For example, when salaries are
low (e.g., in Somalia,teachers earn the equivalentof $6 per month, or 25 percent of GNP per capita
annually), teachers are likely to supplementtheir incomes by holdig otherjobs. This increases
teacher absenteeism. Evidencefrom other countriesindicatesthat substantal proportionsof primary
teachershold second, and sometimesthird, wage-earnming jobs. Furtber, in many countries, teachers'
career and salary advancement seldom depend on performance. Salaries tend to be tied to civil
15
servicepay scales, with raises awardedon the basis of certificatesand length of service. Thus, there
are few incentivesfor teachers to perform well. Career ladders linked to redesignedsalary scaks
can have a positive impact on teacher motivation(World Bank 1990).
Literate adults are not only more likely to send their children to school and provide them with
a nutritious diet, they are also better equipped to participate in economic activities outside the
subsistenceand un-remuneratedsectorsand are likely to be imbuedwith greater self-confidenceand
capacity for independentaction. These argumentsare clearly borne out by impact studies of recent
NGO adult literacy projects (see Box 1).
Hence, the potntial impact of adult literacy on the productivityand well-beingof present and
future generationscannotbe ignored. However, in the past, literacycampaignsand programs have
been met with mixed results. In many cases, the poor performanceof studentsand the extent of
drop-out and relapse into illiteracyhas been very disappointing(see Table 5).
This has led to a growing reluctance among governmentand donor agenciesto invest in this
area. For example, growing frustrationwith the difficultiesof implementationhas led to a decline
in nterestin adult literacyat the World Bank. As a result, the percentageof Bank-financedprojects
with an adult literacy componenthas dropped dramatically. In contrastto the high concentrationof
17
projects in the 1970s,7when nonformaleducationwas in vogue, the Bank has only invested in one
adult literacy project since 1990. Today, it is generallyargued that resources are better investedin
the "next generation." However, such neglect and pessimismis misguided.
First, not all literacy programs are doomed to failure. Evidencesuggests that with careful and
imaginativeplanning, past mistakes and shortcomingscan be avoided. For example, preliminary
analysesof a Health and Adult Literacy pilot project in Nepal indicate that literacygains have been
higher than those of previous Nepaleseprograms. Neo-literatewomen in one village unanimously
agreed to meet every day for class during the post-literacyphase, even though the class was only
intended to meet 3 times a week (Smith 1994). Their commitmentis testimony tO the project's
success in motivatingand retaining its participants.
Second, past failures provide valuable lessons for the future, and can be used to enrich our
understandingof the determinantsof program success. These can be summarizedas follows:
(a) Adults will persist in the study of reading if they clearly understand its utility in their own
world. The integrationof literacy training into income-generatingactivitiesand linkingliteracy
courses with formal diplomas, for example, may be an effective means of emphasizing the
iimmediateutility of literacy. In addition, an effective way of keeping learners motivated is to
make the literacy class a place where learners can discuss the problems and needs of their
communities. Action Aid, Lr NGO, is currentlyundertakinga research project to explore the
possibleuses of ParticipatoryRural Appraisal (PRA) techniquesto generate "dialogue" within
literacy programs in Bangladesh,El Salvadorand Uganda (Action Aid 1994).
(b) Adult centered approaches. which entail substantive consultationswith participants and
attention to the cognitiveProcessesparticular to adult aegnuisition
of literacy. are most effective.
For example,since adultsdo not remembermeaninglessitemsas easily as children, opportumities
to show scripts in context and miniimizeunconnectedwords and sounds shouldbe maximized.8
(c) Provision of opportunitiesto practice reading and writing is critical, particularlyin remote
rural areas, in order to maximizethe probabilitythat neo-literateswill retain their newlyacquired
skills. Relapse into illiteracy is also influencedby the length of the literacy training. Past
experience suggeststhat a minimumof 300 hours of basic literacytraining is required for skills
to be retained (Abadzi 1994).
However, many questions remain entirely or partially unanswered. Is literacy acquired more
efficiently using national languages, or mother tongues? What size of programs should be
developed? Is it possible to develop large and efficientprograms? Who shouldbe encouraged to
participatein literacyprograms? What activitiesshouldbe financed? Whichteacher characteristics
are the most and the least conduciveto the disseminationof adult literacy?Shouldliteracy be taught
with numeracy? Hence, it is imperativethat donor agenciesand governmentsinvest in research to
I Out of 305 World Bank-financed education projects between FY1970 and FY1985, 92 had Nonformal
Education and Training (NFET) components. Of these, 45 (or 30 percent) had an adult literacycomponent (Romain
and Armstrong 1987).
* Special measures should be taken to achieve parity between girls and boys and between
differentsocial groups in enrollment, leamingand completionof primary schooling. Efforts should
be taken to improvethe situationof the most disadvantagedgroups, specificallygirls in rural areas.
An initial step may be to establish a specific definition of literacy to which all studies could
adhere. This would allow cross cultural literacy studies to be comparable and yield valid
generalizations. It would also contribute to the quantificationof literacy, making it a more
manageablesubject. With an stablisheddefinition,researchers couldbetter help policymakersand
educatorsin confrontingthe afflictionof illiteracythroughoutthe world for both children and adults.
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Human Resources Development and Operations Policy Working Paper Series
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HROWP18 PopularParticipation in Philip R. Gerson December 1993 L. Malca
EconomicTheory and Practice 37720
HROWP19 Economic Returnsfrom Edwin Mansfield January 1994 1. Diane
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HROWP20 Participation, Markets and DeepakLal January 1994 L. Malca
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HROWP21 Safe Motherhood in Patricia Daly January 1994 0. Shoffner
FrancophoneAfrica Michael Azefor 37023
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HROWP22 IndigenousPeopleand GeorgePsacharopoulos February 1994 I. Conachy
Poverty in Latin America Harry Anthony Patrinos 33669
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HROWP24 Concepts of Educational Marlaine E. Lockheed March 1994 M. Verbeeck
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HROWP25 Scientific Researchfor Erik W. Thulstrup March 1994 L. Malca
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HROWP30 Languageand Educationin S.M. Cummings May 1994 M. Espinosa
Latin America: An Overview Stella Tamayo 37599
HROWP31 Does Participation Cost the Jesko Hentschel June 1994 D. Jenkins
World Bank More? Emerging 37890
Evidence
HROWP32 Researchas an Input into Harold Alderman June 1994 P. Cook
Nutrition Policy Formation 33902
HROWP33 The Role of the Public and Deepak Lal June 1994 M. Espinosa
Private Sectors in Health 37599
Financing
Human Resources Developmentand OperationsPolicy Working Paper Series
Contactfor
ritle Author Date paper
HROWP34 Social Funds: Guidelinesfor Soniya Carvalho July 1994 K. Labrie
Design and Implementation 31001
HROWP35 PharmaceuticalPolicies: GrahamDukes July 1994 0. Shoffner
Rationale and Design Denis Broun 37023
HROWP36 Poverty, Human Development HarshaAturupane August 1994 P. Cook
and Growth: An Emerging Paul Glewwe 30664
Consensus? Paul Isenman
HROWP37 Getting the Most out of Helen Saxenian September 1994 0. Shoffner
PharmaceuticalExpenditures 37023
HROWP38 Procurementof Denis Broun September 1994 0. Shoffner
Pharmaceuticalsin World 37023
Dank Projects
HROWP39 Notes on Education and Harry Anthony Patrinos September 1994 I. Conachy
Economic Growth: Theory 33669
and Evidence
HROWP40 Integrated EarlyChild Mary Eming Young October 1994 0. Shoffner
Development: Challengesand 37023
Opportunities
HROWP41 Labor Market Insuranceand Deepak Lal October 1994 M. Espinosa
Social Safety Nets 37599
HROWP42 Institutional Developmentin Alberto de Capitani October 1994 S. Howard
Third World Countries: The Douglass C. North 30877
Role of the World Bank
HROWP43 Public and Private Secondary Marlaine E. Lockheed November 1994 M. Verbeeck
Schools in Developing EmmanuelJimenez 34821
Countries
HROWP44 Integrated Approachesto T. PaulSchultz November 1994 M. Espinosa
Human Resource 37599
Development
HROWP45 The Costs of Discrimination in Harry Anthony Patrinos November 1994 I. Conachy
Latin America 33669
HROWP46 Physician Behavioral Nguyen X. Nguyen December 1994 M. Espinosa
Responseto Price Control 37599
HROWP47 Evaluationof Integrated T. Paul Schultz January 1995 M. Espinosa
Human ResourcePrograms 37599
HROWP48 Cost-Effectivenessand Health Philip Musgrove January 1995 0. Shoffner
Sector Reform 37023
HROWP49 Egypt: Recent Changesin Susan H. Cochrane February 1995 0. Shoffner
Population Growth Ernest E. Massiah 37023
HROWP50 Literacy and Primary Kowsar P. Chowdhury February 1995 M. Espinosa
Education 37599