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VAIBHAV GATTANI
Cell No.: +91-7874770630, Email: cavaibhavgattani@gmail.com
CAREER OBJECTIVE
To pursue a career in an esteemed organization holding a responsible position which would
enhance my skills to work in competitive environment and carve a winning edge for the
organization.
EDUCATION
WORK EXPERIENCE
Post Qualification: At present working with Yes Bank as Relationship Leader- Small Enterprise
Banking- Super Cluster- taking care of customers having turnover of above Rs. 50.00 Cr since Jan
2019. My responsibilities include:
Sourcing of Credit proposal of customers having turnover of Rs. 50.00 Cr and above (fund
based and non fund based exposure), preparing CAM with proper analysis and
maintenance of appraisal quality, getting it sanctioned through credit and disbursing the
limits through operation team.
Cross sell of various products.
Earlier worked with AU Small Finance Bank as Cluster Credit Manager since June 2017 till
January 2019. My responsibilities included:
Responsible for conducting credit risk assessment of Business Banking Clients of Jodhpur
Cluster (11 branches). Also, additionally, handled Udaipur Cluster and Bhilwara Cluster
for a period of 6 months.
Handling team of CAs based out of Jodhpur, Udaipur and Bhilwara.
Client meetings/visits as part of appraisal process for understanding various aspects of
business.
Regular monitoring of portfolio.
Earlier worked with Kotak Mahindra Bank Ltd. (erstwhile ING Vysya Bank Ltd.), Jaipur as SME
Relationship Manager since June 2016. My responsibilities included:
Earlier worked with Kotak Mahindra Bank Ltd. (erstwhile ING Vysya Bank Ltd.), Surat as
Service Relationship Manager from June 2013 to May 2016. My responsibilities included:
Sourcing of credit proposal of Rs. 5.00 Cr and above (fund based and non fund based
exposure, preparing CAM with proper analysis and maintenance of appraisal quality,
getting it sanctioned through credit and disbursing the limits through operation team.
Monitoring, periodical reviews/renewals of existing limits, Unit visits, discuss with clients
for suggesting corrective measures etc., for mutual benefit.
Cross sell of various products.
Earlier worked with Federal Bank Ltd., Mumbai as a Credit Manager - Large Corporate
Department from February, 2012 to May, 2013. My responsibilities were:
Processing advances of Rs 25 Cr & more;
Preparation and submission of proposals (fresh, review, renewal, modification) with proper
analysis and maintenance of appraisal quality. Including discussions with branches
/Borrowers and unit visits.
Monitoring of accounts allotted from time to time to ensure compliance and keeping asset
quality intact, identifying weakness, taking preventive actions.
Close monitoring of watch listed/Fed NPA accounts and prevent the account from slipping
into NPA category.
Articleship (Pre-qualification): Worked as an Article Assistant with M/s. J. K. Daga & Associates,
Chartered Accountants, Jodhpur. Assignments ranging from auditing, taxation, project finance,
accountancy etc. were handled by me.
Achievement: Awarded prestigious Retail Lion Award Five Times in 24 months of joining ING
Vysya Bank Ltd.
PERSONAL DETAILS