ANUALIDADES TABLA DE AMORTIZACION

VALOR PRESEN PERIODOS CUOTA INTERES

DATOS 0 $ 1,000,000.00 $ -
CUOTA INICIAL $ 1,000,000.00 1 $ 200,000.00 $ 51,288.82
N 12 2 $ 200,000.00 $ 47,571.04
ANUALIDADES $ 200,000.00 3 $ 200,000.00 $ 43,760.32
TASA NOMINAL 30% MV 4 $ 200,000.00 $ 39,854.33
PERIODOS CAPI 12 5 $ 200,000.00 $ 35,850.69
TEM 0.025 6 $ 200,000.00 $ 31,746.95
P FINANCIERA $ 2,051,552.92 7 $ 200,000.00 $ 27,540.63
VALOR MAQUINA $ 3,051,552.92 8 $ 200,000.00 $ 23,229.14
P FORMULA $ 2,051,553 9 $ 200,000.00 $ 18,809.87
10 $ 200,000.00 $ 14,280.12
11 $ 200,000.00 $ 9,637.12
12 $ 200,000.00 $ 4,878.05

TALLER EJERCICIO 1 TABLA DE AMORTIZACION

PERIODO CUOTA INTERES
ANUALIDAD 0 $ 2,000,000.00 $ -
VALOR PRESENTE 1 $ 577,182.98 $ 120,000.00
DATOS 2 $ 577,182.98 $ 92,569.02
PRESTAMO 2000000 3 $ 577,182.98 $ 63,492.18
N 12 4 $ 577,182.98 $ 32,670.73
A
TASA NOMINAL 24%
PERIO CAPITAL 4
TIT 6%
P FINANCIACION $ 577,182.98

EJERCICIO 2
TABLA DE AMORTIZACION
ANUALIDAD PERIODO CUOTA INTERES
VALOR PRESENTE 0 15000000 0
DATOS 1 $ 405,800.40 262500
PRESTAMO 15000000 2 $ 405,800.40 259992.24305
N 60 3 $ 405,800.40 257440.60036
A 4 $ 405,800.40 254844.30391
TASA NOMINAL 21% 5 $ 405,800.40 252202.57228
PERIODO 12 6 $ 405,800.40 249514.61035
TIM 1.75% 7 $ 405,800.40 246779.60908
P FINANCIACION $ 405,800.40 8 $ 405,800.40 243996.74529
9 $ 405,800.40 241165.18138
10 $ 405,800.40 238284.06511
11 $ 405,800.40 235352.5293
12 $ 405,800.40 232369.69161
13 $ 405,800.40 229334.65427
14 $ 405,800.40 226246.50377
15 $ 405,800.40 223104.31063
16 $ 405,800.40 219907.12912
17 $ 405,800.40 216653.99693
18 $ 405,800.40 213343.93493
19 $ 405,800.40 209975.94684
20 $ 405,800.40 206549.01896
21 $ 405,800.40 203062.11985
22 $ 405,800.40 199514.19999
23 $ 405,800.40 195904.19154
24 $ 405,800.40 192231.00795
25 $ 405,800.40 188493.54364
26 $ 405,800.40 184690.6737
27 $ 405,800.40 180821.25354
28 $ 405,800.40 176884.11853
29 $ 405,800.40 172878.08366
30 $ 405,800.40 168801.94317
31 $ 405,800.40 164654.47023
32 $ 405,800.40 160434.41651
33 $ 405,800.40 156140.51185
34 $ 405,800.40 151771.46386
35 $ 405,800.40 147325.95753
36 $ 405,800.40 142802.65483
37 $ 405,800.40 138200.19434
38 $ 405,800.40 133517.1908
39 $ 405,800.40 128752.23469
40 $ 405,800.40 123903.89184
41 $ 405,800.40 118970.703
42 $ 405,800.40 113951.18335
43 $ 405,800.40 108843.82211
44 $ 405,800.40 103647.08205
45 $ 405,800.40 98359.39904
46 $ 405,800.40 92979.181574
47 $ 405,800.40 87504.810302
48 $ 405,800.40 81934.637534
49 $ 405,800.40 76266.986741
50 $ 405,800.40 70500.15206
51 $ 405,800.40 64632.397773
52 $ 405,800.40 58661.957785
53 $ 405,800.40 52587.035097
54 $ 405,800.40 46405.801262
55 $ 405,800.40 40116.395835
56 $ 405,800.40 33716.925813
 57 $ 405,800.40 27205.465066
58 $ 405,800.40 20580.053756
59 $ 405,800.40 13838.697747
60 $ 405,800.40 6979.3680088

EJERCICIO 5
TABLA DE AMORTIZACION
PERIODOS CUOTA INTERES
ANUALIDADES 0 $ 500,000.00 $ -
VALOR PRESEN 1 $ 185,000.00 $ 82,718.06
DATOS 2 $ 185,000.00 $ 80,161.01
CUOTA INICIAL 500000 3 $ 185,000.00 $ 77,540.04
N 24 4 $ 185,000.00 $ 74,853.54
ANUALIDADES 185000 5 $ 185,000.00 $ 72,099.88
TASA NOMINAL 30% 6 $ 185,000.00 $ 69,277.37
PERIODOS CAPI 12 7 $ 185,000.00 $ 66,384.31
TEM 0.025 8 $ 185,000.00 $ 63,418.91
P FINANCIERA $ 3,308,722.38 9 $ 185,000.00 $ 60,379.39
VALOR MAQUINA $ 3,808,722.38 10 $ 185,000.00 $ 57,263.87
P FORMULA 11 $ 185,000.00 $ 54,070.47
12 $ 185,000.00 $ 50,797.23
13 $ 185,000.00 $ 47,442.16
14 $ 185,000.00 $ 44,003.22
15 $ 185,000.00 $ 40,478.30
16 $ 185,000.00 $ 36,865.25
17 $ 185,000.00 $ 33,161.88
18 $ 185,000.00 $ 29,365.93
19 $ 185,000.00 $ 25,475.08
20 $ 185,000.00 $ 21,486.96
21 $ 185,000.00 $ 17,399.13
22 $ 185,000.00 $ 13,209.11
23 $ 185,000.00 $ 8,914.34
24 $ 185,000.00 $ 4,512.20

ejercicio 6
TABLA DE AMORTIZACION
PERIODOS CUOTA INTERES
ANUALIDAD 0 60000 0
VALOR PRESENTE 1 $ 60,000.00 4500
DATOS 2 $ 60,000.00 1207688906.3
PRESTAMO 60000 3 $ 60,000.00 0
N 20 4 $ 60,000.00 0
A
TASA NOMINAL 30%
PERIO CAPITAL 4
TIT 8%
P FINANCIACION $ 268,375.31
AMORTIZACION SALDO
$ - $ 2,051,552.92
$ 148,711.18 $ 1,902,841.74
$ 152,428.96 $ 1,750,412.79
$ 156,239.68 $ 1,594,173.11
$ 160,145.67 $ 1,434,027.43
$ 164,149.31 $ 1,269,878.12
$ 168,253.05 $ 1,101,625.07
$ 172,459.37 $ 929,165.70
$ 176,770.86 $ 752,394.84
$ 181,190.13 $ 571,204.71
$ 185,719.88 $ 385,484.83
$ 190,362.88 $ 195,121.95
$ 195,121.95 -$ 0.00

AMORTIZACION SALDO
$ - $ 2,000,000.00
$ 457,182.98 $ 1,542,817.02
$ 484,613.96 $ 1,058,203.05
$ 513,690.80 $ 544,512.25
$ 544,512.25 $ -

AMORTIZACION SALDO
0 15000000
$ 143,300.40 $ 14,856,699.60
$ 145,808.15 $ 14,710,891.45
$ 148,359.80 $ 14,562,531.65
$ 150,956.09 $ 14,411,575.56
$ 153,597.82 $ 14,257,977.73
$ 156,285.79 $ 14,101,691.95
$ 159,020.79 $ 13,942,671.16
$ 161,803.65 $ 13,780,867.51
$ 164,635.22 $ 13,616,232.29
$ 167,516.33 $ 13,448,715.96
$ 170,447.87 $ 13,278,268.09
$ 173,430.71 $ 13,104,837.39
$ 176,465.74 $ 12,928,371.64
$ 179,553.89 $ 12,748,817.75
$ 182,696.09 $ 12,566,121.66
$ 185,893.27 $ 12,380,228.40
$ 189,146.40 $ 12,191,082.00
$ 192,456.46 $ 11,998,625.53
$ 195,824.45 $ 11,802,801.08
$ 199,251.38 $ 11,603,549.71
$ 202,738.28 $ 11,400,811.43
$ 206,286.20 $ 11,194,525.23
$ 209,896.21 $ 10,984,629.03
$ 213,569.39 $ 10,771,059.64
$ 217,306.85 $ 10,553,752.78
$ 221,109.72 $ 10,332,643.06
$ 224,979.14 $ 10,107,663.92
$ 228,916.28 $ 9,878,747.64
$ 232,922.31 $ 9,645,825.32
$ 236,998.45 $ 9,408,826.87
$ 241,145.93 $ 9,167,680.94
$ 245,365.98 $ 8,922,314.96
$ 249,659.89 $ 8,672,655.08
$ 254,028.93 $ 8,418,626.14
$ 258,474.44 $ 8,160,151.70
$ 262,997.74 $ 7,897,153.96
$ 267,600.20 $ 7,629,553.76
$ 272,283.21 $ 7,357,270.55
$ 277,048.16 $ 7,080,222.39
$ 281,896.51 $ 6,798,325.89
$ 286,829.69 $ 6,511,496.19
$ 291,849.21 $ 6,219,646.98
$ 296,956.57 $ 5,922,690.40
$ 302,153.32 $ 5,620,537.09
$ 307,441.00 $ 5,313,096.09
$ 312,821.22 $ 5,000,274.87
$ 318,295.59 $ 4,681,979.29
$ 323,865.76 $ 4,358,113.53
$ 329,533.41 $ 4,028,580.12
$ 335,300.25 $ 3,693,279.87
$ 341,168.00 $ 3,352,111.87
$ 347,138.44 $ 3,004,973.43
$ 353,213.36 $ 2,651,760.07
$ 359,394.60 $ 2,292,365.48
$ 365,684.00 $ 1,926,681.48
$ 372,083.47 $ 1,554,598.00
 $ 378,594.93 $ 1,176,003.07
$ 385,220.34 $ 790,782.73
$ 391,961.70 $ 398,821.03
$ 398,821.03 $ 0.00

AMORTIZACION SALDO
$ - $ 3,308,722
$ 102,281.94 $ 3,206,440.44
$ 104,838.99 $ 3,101,601.45
$ 107,459.96 $ 2,994,141.49
$ 110,146.46 $ 2,883,995.02
$ 112,900.12 $ 2,771,094.90
$ 115,722.63 $ 2,655,372.27
$ 118,615.69 $ 2,536,756.58
$ 121,581.09 $ 2,415,175.49
$ 124,620.61 $ 2,290,554.88
$ 127,736.13 $ 2,162,818.75
$ 130,929.53 $ 2,031,889.22
$ 134,202.77 $ 1,897,686.45
$ 137,557.84 $ 1,760,128.61
$ 140,996.78 $ 1,619,131.83
$ 144,521.70 $ 1,474,610.12
$ 148,134.75 $ 1,326,475.38
$ 151,838.12 $ 1,174,637.26
$ 155,634.07 $ 1,019,003.19
$ 159,524.92 $ 859,478.27
$ 163,513.04 $ 695,965.23
$ 167,600.87 $ 528,364.36
$ 171,790.89 $ 356,573.47
$ 176,085.66 $ 180,487.80
$ 180,487.80 -$ 0.00

AMORTIZACION SALDO
0 60000
$ 55,500.00 $ 4,500.00
### ###
$ 60,000.00 ###
$ 60,000.00 ###
A $ 12,000 TABLA DE CAPITALIZACION
N 24 PERIODOS CUOTA INTERES SALDO
TEA 42.58% 0 $ - $ - $ -
PER DE CAP 12 1 $ 12,000.00 $ - $ 12,000.00
TEM 3% 2 $ 12,000.00 $ 360.03 $ 24,360.03
F $ 413,129.83 3 $ 12,000.00 $ 730.86 $ 37,090.89
4 $ 12,000.00 $ 1,112.81 $ 50,203.70
5 $ 12,000.00 $ 1,506.23 $ 63,709.93
6 $ 12,000.00 $ 1,911.45 $ 77,621.38
7 $ 12,000.00 $ 2,328.82 $ 91,950.20
8 $ 12,000.00 $ 2,758.72 $ 106,708.92
9 $ 12,000.00 $ 3,201.52 $ 121,910.44
10 $ 12,000.00 $ 3,657.60 $ 137,568.04
11 $ 12,000.00 $ 4,127.37 $ 153,695.41
12 $ 12,000.00 $ 4,611.22 $ 170,306.63
13 $ 12,000.00 $ 5,109.60 $ 187,416.23
14 $ 12,000.00 $ 5,622.93 $ 205,039.16
15 $ 12,000.00 $ 6,151.66 $ 223,190.82
16 $ 12,000.00 $ 6,696.25 $ 241,887.07
17 $ 12,000.00 $ 7,257.18 $ 261,144.25
18 $ 12,000.00 $ 7,834.94 $ 280,979.19
19 $ 12,000.00 $ 8,430.04 $ 301,409.23
20 $ 12,000.00 $ 9,042.99 $ 322,452.22
21 $ 12,000.00 $ 9,674.33 $ 344,126.54
22 $ 12,000.00 $ 10,324.61 $ 366,451.15
23 $ 12,000.00 $ 10,994.40 $ 389,445.55
24 $ 12,000.00 $ 11,684.28 $ 413,129.83

EJERCICIO 3
TABLA DE CAPITALIZACION
PERIODOS CUOTA INTERES SALDO
A 250000 0 $ - $ - $ -
N 36 1 $ 250,000.00 $ - $ 250,000.00
TEA 6.5% 2 $ 250,000.00 $ 1,315.42 $ 501,315.42
PER DE CAP 12 3 $ 250,000.00 $ 2,637.77 $ 753,953.19
TEM 0.526% 4 $ 250,000.00 $ 3,967.07 $ 1,007,920.26
F $ 9,880,354.79 5 $ 250,000.00 $ 5,303.37 $ 1,263,223.63
6 $ 250,000.00 $ 6,646.70 $ 1,519,870.33
7 $ 250,000.00 $ 7,997.09 $ 1,777,867.42
8 $ 250,000.00 $ 9,354.59 $ 2,037,222.02
9 $ 250,000.00 $ 10,719.24 $ 2,297,941.26
10 $ 250,000.00 $ 12,091.06 $ 2,560,032.32
11 $ 250,000.00 $ 13,470.11 $ 2,823,502.43
12 $ 250,000.00 $ 14,856.41 $ 3,088,358.83
 13 $ 250,000.00 $ 16,250.00 $ 3,354,608.83
14 $ 250,000.00 $ 17,650.93 $ 3,622,259.76
15 $ 250,000.00 $ 19,059.22 $ 3,891,318.98
16 $ 250,000.00 $ 20,474.93 $ 4,161,793.91
17 $ 250,000.00 $ 21,898.09 $ 4,433,692.00
18 $ 250,000.00 $ 23,328.73 $ 4,707,020.73
19 $ 250,000.00 $ 24,766.90 $ 4,981,787.64
20 $ 250,000.00 $ 26,212.64 $ 5,258,000.28
21 $ 250,000.00 $ 27,665.99 $ 5,535,666.27
22 $ 250,000.00 $ 29,126.98 $ 5,814,793.25
23 $ 250,000.00 $ 30,595.66 $ 6,095,388.92
24 $ 250,000.00 $ 32,072.07 $ 6,377,460.99
25 $ 250,000.00 $ 33,556.25 $ 6,661,017.24
26 $ 250,000.00 $ 35,048.24 $ 6,946,065.48
27 $ 250,000.00 $ 36,548.07 $ 7,232,613.55
28 $ 250,000.00 $ 38,055.80 $ 7,520,669.35
29 $ 250,000.00 $ 39,571.46 $ 7,810,240.82
30 $ 250,000.00 $ 41,095.10 $ 8,101,335.91
31 $ 250,000.00 $ 42,626.75 $ 8,393,962.67
32 $ 250,000.00 $ 44,166.47 $ 8,688,129.13
33 $ 250,000.00 $ 45,714.28 $ 8,983,843.41
34 $ 250,000.00 $ 47,270.24 $ 9,281,113.65
35 $ 250,000.00 $ 48,834.38 $ 9,579,948.03
36 $ 250,000.00 $ 50,406.76 $ 9,880,354.79

EJERCICIO 4
TABLA DE CAPITALIZACION
PERIODOS CUOTA INTERES SALDO
A 125000 0 $ - $ - $ -
N 24 1 $ 125,000.00 $ - $ 125,000.00
TEA 0.14 2 $ 125,000.00 $ 1,372.36 $ 251,372.36
PER DE CAP 12 3 $ 125,000.00 $ 2,759.78 $ 379,132.14
TEM 1.09789% 4 $ 125,000.00 $ 4,162.44 $ 508,294.57
F $ 3,411,103.47 5 $ 125,000.00 $ 5,580.49 $ 638,875.06
6 $ 125,000.00 $ 7,014.11 $ 770,889.18
7 $ 125,000.00 $ 8,463.48 $ 904,352.66
8 $ 125,000.00 $ 9,928.75 $ 1,039,281.41
9 $ 125,000.00 $ 11,410.12 $ 1,175,691.53
10 $ 125,000.00 $ 12,907.74 $ 1,313,599.27
11 $ 125,000.00 $ 14,421.81 $ 1,453,021.08
12 $ 125,000.00 $ 15,952.50 $ 1,593,973.58
13 $ 125,000.00 $ 17,500.00 $ 1,736,473.58
14 $ 125,000.00 $ 19,064.49 $ 1,880,538.07
15 $ 125,000.00 $ 20,646.15 $ 2,026,184.22
16 $ 125,000.00 $ 22,245.18 $ 2,173,429.40
17 $ 125,000.00 $ 23,861.76 $ 2,322,291.16
18 $ 125,000.00 $ 25,496.09 $ 2,472,787.25
19 $ 125,000.00 $ 27,148.37 $ 2,624,935.61
20 $ 125,000.00 $ 28,818.78 $ 2,778,754.39
21 $ 125,000.00 $ 30,507.53 $ 2,934,261.92
22 $ 125,000.00 $ 32,214.83 $ 3,091,476.75
23 $ 125,000.00 $ 33,940.87 $ 3,250,417.62
24 $ 125,000.00 $ 35,685.85 $ 3,411,103.47