With best compliments from: THE ORIENTAL INSURANCE COMPANY LIMITED

N.DASARADHA RAMAIAH
A.O., Claims Service Centre,
Claims Service centre, Hyderabad
Padmarao Nagar,Hyderabad. New Motor Tariff : At a glance (Revised T.P. Premium w.e.f. 01-04-2016)
1 RATING FACTORS a) Insured Declared Value (IDV) b) Cubic Capacity/Carrying Capacity/GVW c) Geographical Zones d) Age of the Vehicle
For Pvt. Cars, 2-Wheelers & Taxis Zone "A" Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, Delhi/N.Delhi & Pune Zone “B” Rest of India
2 ZONES
For Commercial Vehicles Zone “A” Chennai, Kolkata, Mumbai, Delhi/New Delhi. Zone “B” All other State Capitals Zone “C” Rest of India
excl.Taxis
Nil Depreciation Clause for All Vehicles Nil Depreciation for
3 SCHEDULE OF DEPRECIATION FOR ARRIVING AT IDV FOR ALL VEHICLES: 6
except Taxies Taxies
AGE OF THE VEHICEL % of Depreciation for Fixing IDV Upto 6 Months 15% 20%
Not Exceeding 6 months 5% 6 Months to 2 Years 25% 25%
Exceeding 6months but not exceeding 1year 15% 2 Years to 5 Years 35% 40%
Exceeding 1Year but not exceeding 2year 20% 5 Years to 10 Years 40% Benefit Not Available
Exceeding 2Years but not exceeding 3years 30% CNG/LPG OD Premium T.P. Premium 10. Transfer fee Rs. 50/-
7
Exceeding 3Year but not exceeding 4year 40% Kit : 4% on Value Rs.60/- per Veh 11. Duplicate fee Rs.50/-
Exceeding 4Year but not exceeding 5year 50% 8. Discount for Anti-Theft Devices: 2.5% on O.D. Premium subject to a max.of Rs.500/-
4 N C B (for all classes of vehicles) 20% 25% 35% 45% 50% 9 Electrical / Electronic items : 4% on IDV
5 Maximum limit for P.A. Cover per person is Rs.1 lakh for 2-wheelers & Rs.2 lakhs for other class of vehicles

Sl. AGE OF THE VEHICLE AGE OF THE VEHICLE AGE OF THE VEHICLE LIABILITY OPTIONAL
Compulsory PA
No TYPES OF VEHICLES UPTO 5 YEARS 6 - 10 YEARS OVER 10 YEARS ONLY LL to PA for Un-
to Owner-Cum-
. Zone "A" Zone "B" Zone "A" Zone "B" Zone "A" Zone "B" PREMIUM Driver/ named
Driver in Rs.
TWO WHEELERS: % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV in Rs. Employe Persons
1 2 - Wheelers Upto 75 CC 1.708 1.676 1.793 1.760 1.836 1.802 569 50 NA 0.70%o
2 Between 76 CC to 150 CC 1.708 1.676 1.793 1.760 1.836 1.802 619 50 NA 0.70%o
3 Between 151 CC to 350 CC 1.793 1.760 1.883 1.848 1.928 1.892 693 50 NA 0.70%o
4 Over 350 CC 1.879 1.844 1.973 1.936 2.020 1.982 796 50 NA 0.70%o
PRIVATE CARS:
1 Upto 1000 CC 3.127 3.039 3.283 3.191 3.362 3.267 2055 100 50 0.50%o
2 Between 1001 CC to 1500 CC 3.283 3.191 3.447 3.351 3.529 3.430 2237 100 50 0.50%o
3 Over 1500 CC 3.440 3.343 3.612 3.510 3.698 3.594 6164 100 50 0.50%o
4 3-Wheeler Pvt.use upto 750 CC 1.564 1.520 1.642 1.596 1.681 1.634 2055 100 50 0.50%o
Passenger Carrying Vehicles <6 AGE OF THE VEHICLE AGE OF THE VEHICLE AGE OF THE VEHICLE PASSENGERS
Passengers (Taxis): UPTO 5 YEARS 6 - 7 YEARS OVER 7 YEARS (Compulsory)
1 Taxis Upto 1000 CC 3.284 3.191 3.366 3.271 3.448 3.351 6396+ 100 50 Rs.1230/- each
2 Between 1001 CC to 1500 CC 3.448 3.351 3.534 3.435 3.620 3.519 8408 + 100 50 Rs.1035/- each
3 Over 1500 CC 3.612 3.510 3.703 3.598 3.793 3.686 11144 + 100 50 Rs.1183/- each
Sl. AGE OF THE VEHICLE AGE OF THE VEHICLE AGE OF THE VEHICLE LIABILITY COMPULSORY OPTIONAL
TYPES OF VEHICLES
No. UPTO 5 YEARS 6 - 7 YEARS OVER 7 YEARS ONLY PA to PA for Un-
LL to
PASSENGER CARRYING VEHICLES: Zone"A" Zone "B" Zone"C" Zone"A" Zone "B" Zone"C" Zone"A" Zone "B" Zone"C" PREMIUM Owner Passen- Driver/E named
AUTOS ( 3 - Wheelers ): % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV % on IDV in Rs. Driver gers mp. Persons
1 3-Wheeler Auto <6 Passengers 1.278 1.272 1.260 1.310 1.304 1.292 1.342 1.336 1.323 1733 + 100 829/- each 50 0.60%o
2 3-Wheeler e-rickshaw <6 Passengers 1.278 1.272 1.260 1.310 1.304 1.292 1.342 1.336 1.323 1125 + 100 538/- each
3 3-Wheeler Auto 7–17 Passengers 1.785 1.777 1.759 1.830 1.821 1.803 1.874 1.866 1.847 4155 + 100 829/- each 50 0.60%o
PASSENGER CARRYING VEHICLES ( Three or Four or More Wheelers ):
350+ 350+ 350+ 350+ 350+ 350+ 350+ 350+ 350+
1 Upto 18 Passengers 10294 + 100 629/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
450+ 450+ 450+ 450+ 450+ 450+ 450+ 450+ 450+
2 Between 19 to 36 Passengers 10294 + 100 629/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
550+ 550+ 550+ 550+ 550+ 550+ 550+ 550+ 550+
3 Between 37 to 60 Passengers 10294 + 100 629/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
680+ 680+ 680+ 680+ 680+ 680+ 680+ 680+ 680+
4 Over 60 Passengers 10294 + 100 629/- each 50 0.60%o
1.680 1.672 1.656 1.722 1.714 1.697 1.764 1.756 1.739
GOODS CARRYING VEHICLES ( 3 - Wheelers ):
1 3- Wheeler Goods Veh. (Public) 1.664 1.656 1.640 1.706 1.697 1.681 1.747 1.739 1.722 5680 100 NA 50 0.60%o
2 3- Wheeler Goods e-carts (Public) 1.664 1.656 1.640 1.706 1.697 1.681 1.747 1.739 1.722 3969 100 NA 50 0.60%o
3 3- Wheeler Goods Veh (Private) 1.165 1.159 1.148 1.194 1.188 1.177 1.223 1.217 1.205 4200 100 NA 50 0.60%o
4 3- Wheeler Goods e-carts (Private) 1.165 1.159 1.148 1.194 1.188 1.177 1.223 1.217 1.205 3438 100 NA 50 0.60%o
Public Private
GOODS CARRYING VEHICLES PUBLIC CARRIERS OPTIONAL
Carrier Carrier
1 GVW Upto 7500 Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 14390 7849 100 75/- NFPP 50 0.60%o
2 GVW between 7501 to 12000Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 15365 11528 100 75/- NFPP 50 0.60%o
3 GVW between 12001 to 20000Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 22577 9390 100 75/- NFPP 50 0.60%o
4 GVW between 20001 to 40000Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 24708 12821 100 75/- NFPP 50 0.60%o
5 Over 40000 Kgs 1.751 1.743 1.726 1.795 1.787 1.770 1.839 1.830 1.812 25800 16655 100 75/- NFPP 50 0.60%o
GOODS CARRYING VEHICLES As
6 1.226 1.22 1.208 1.256 1.251 1.239 1.287 1.281 1.268 100 75/- NFPP 50 0.60%o
PRIVATE CARRIERS above
Note: 7 Types of Misc.Vehicles i.e. 1.Tractors, 2.Dumpers, 3.Milk Vans, 4.Oil & Petroleum Vehicles, 5.Refrigeration/Pre-cooling Units, 6.Tankers, 7.Tippers will be rated under GCCV (Class-4-A).
Misc. & Other Special Types of Ambulence
1 1.208 1.202 1.19 1.238 1.232 1.22 1.268 1.262 1.25 3822 100 50 NA
Vehicles: 60/- each
Agriculture Tractors Upto 6 HP, Hearses
2 1.208 1.202 1.19 1.238 1.232 1.22 1.268 1.262 1.25 897 100 50 NA
Hearses & Plane Loaders 110/-each
Agri./ Forestry <6HP 0.870 0.870 0.870 0.870 0.870 0.870 0.870 0.870 0.870 510 - - - -
3 TRAILERS
OTHERS 1.050 1.050 1.050 1.050 1.050 1.050 1.050 1.050 1.050 1307 - - - -
Note: For Goods Carrying Vehicles with GVW exceeding 12000 Kgs. Additional Rs.27/- will be charged for each 100 Kgs for public and private carriers.
While every care has been taken in compiling this data, we do not accept any responsibility for any Compiled by: N.DASARADHA RAMAIAH
inadvertent errors & omissions. In case of any doubt, please refer the Original Tariff. Admin.Officer, SVC, Hyderabad.