1.

Dengan mengunkan eviews

Dependent Variable: ROE

Method: Least Squares
Date: 11/24/19 Time: 12:12
Sample (adjusted): 1 35
Included observations: 35 after adjustments

Variable Coefficient Std. Error t-Statistic Prob.

CAR -0.081690 0.160308 -0.509581 0.6141

DAR -0.058616 0.198024 -0.296003 0.7693
TATO -0.252961 0.165254 -1.530735 0.1363
ROA -0.114912 0.160423 -0.716307 0.4793
C 0.928339 0.213955 4.338937 0.0001

R-squared 0.088864 Mean dependent var 0.656883

Adjusted R-squared -0.032621 S.D. dependent var 0.366247
S.E. of regression 0.372173 Akaike info criterion 0.992646
Sum squared resid 4.155373 Schwarz criterion 1.214838
Log likelihood -12.37130 Hannan-Quinn criter. 1.069346
F-statistic 0.731480 Durbin-Watson stat 1.989745
Prob(F-statistic) 0.577639

Persamaan Regresinya Y=a+b1x1+b2x2+b3x3+b4x4

ROE = -0.0816898807729*CAR - 0.0586156573828*DAR - 0.252960828757*TATO -
0.114911933766*ROA + 0.92833926213

9
Series: Residuals
8
Sample 1 35
7 Observations 35

6 Mean 7.30e-17
5
Median 0.071452
Maximum 0.946436
4 Minimum -0.670209
Std. Dev. 0.349595
3
Skewness 0.124082
2 Kurtosis 2.997865

1
Jarque-Bera 0.089819
0 Probability 0.956084
-0.6 -0.4 -0.2 0.0 0.2 0.4 0.6 0.8 1.0
Variance Inflation Factors
Date: 11/24/19 Time: 12:16
Sample: 1 36
Included observations: 35

Coefficient Uncentered Centered

Variable Variance VIF VIF

CAR 0.025699 2.852127 1.004498

DAR 0.039213 3.842642 1.035386
TATO 0.027309 2.588834 1.031598
ROA 0.025735 3.939054 1.055861
C 0.045777 11.56714 NA

Kesimpulan : data diatas dapat dikatakan berpopulasi normal, karena centered VIF nya dibawah 10

2. Dengan menggunakan spss

1. MULTIKOLINEARITAS

Coefficient Correlationsa
Model ROA CR TATO DAR
1 Correlations ROA 1.000 -.009 .186 .228
CR -.009 1.000 -.038 -.009
TATO .186 -.038 1.000 .063
DAR .228 -.009 .063 1.000
Covariances ROA .032 .000 .006 .009
CR .000 .027 -.001 .000
TATO .006 -.001 .030 .002
DAR .009 .000 .002 .044
a. Dependent Variable: ROE

Coefficientsa
Standardized
Unstandardized Coefficients Coefficients Collinearity Statistics
Model B Std. Error Beta t Sig. Tolerance VIF
1 (Constant) .837 .239 3.504 .002
CR -.023 .166 -.027 -.139 .891 .999 1.001
DAR .026 .209 .025 .125 .901 .948 1.055
TATO -.226 .174 -.256 -1.302 .205 .964 1.038
ROA -.055 .179 -.062 -.306 .762 .919 1.088
a. Dependent Variable: ROE

2. AUTOKORELASI

Model Summary
Adjusted R Std. Error of the
Model R R Square Square Estimate
1 .258a .067 -.083 .36307
a. Predictors: (Constant), ROA, CR, TATO, DAR

3. HETEROSKEDASTISITAS

4. UJI NORMALITAS
Kesimpulannya : menurut saya software yang lebih tepat digunakan untuk menguji penelitian adalah
eviews. Sebab kemampuannya melakukan olah data panel, maka eviews mampu menggenerate
model fixed effect dan modal random effect. Sekaligus memiliki model mana yang paling tepat untuk
melalui uji hausman dan uji chow.