Documente Academic
Documente Profesional
Documente Cultură
Quarterly Fees EGP 55 Quarterly (covering maintenance charges + Other benefit) Conventional - 1st stage Fees Postponement EGP 50 every postponement
Quattro Saving Account Application Fees LE 250 Reports linked with T.bills as per customer request EGP 5 per paper (min EGP 20, max EGP 100)
Minimum Balance (to open account ) EGP 3,000 Unit type Cairo Alex & Delta Sinai & Upper Egypt TRANSFERS
Minimum Balance ( to pay interest) EGP 5,000 Flat below 120 sqm 1000 1500 2000 Internal Transfer Local or Foreign between CAE accounts including internal transfer Free
Appraisal Fees Flat above 120 sqm 1250 1750 2000 over the counter in case the transfer amount is EGP 100,000.00 or above
Quattro Current Account
Villa (Duplex, Twon house, Twin house, Sperate villa) 1500 2000 2500 Outgoing transfer Local Currency 0.2% ( min EGP 25, max EGP 300) + swift charge
Minimum Balance (to open account) EGP 2,500
0.3% (min USD 5, max USD 100)
Monthly charges if account falls below minimum EGP 20 EGP 750 (to cover the issuance of legal Original Outgoing transfer Foreign Currency (local/international)
+ swift charge
Legal Fees documents and the hidden fees of Registering
Privilege Account Outgoing transfer Local Currency by (ACH) - 0.2% ( min EGP 15, max EGP 350)
the Real Estate Guarantee in F/o CAE … Etc.)
EGP 75 (covering maintenance charges Direct Credit «Through the Branch»
Monthly Fees Conventional - 2nd stage Fees
+ Other benefit) Outgoing transfer local currency by (ACH) Direct/Credit 0.1% (MIN EGP 10, MAX EGP 250)
Admin Fees 2% ‘’Through the Digital channels’’
Minimum Balance (to open account) Nil
HDB Commission Waived Non client beneficiary for collection at any CAE branch 0.3% (min EGP 15, max EGP 100)
Payroll Account
Property Insurance premium 0.033% of the construction value as per appraisal value SWIFT / ACH Charges
Maintenance Fees / Service Charges EGP 15 or equivalent / quarter per account
Loans below EGP 1 MM Premium 0.19% Local Currency Transfer EGP 30
Minimum Balance (to open account) Nil Loans Above EGP 1 MM:
life Insurance premium Foreign Currency Transfer USD 25 or Eqv.
Minimum Balance (to pay interest) Nil • Medical Checkup will be applied
• Premium As application age International Invalid Inquiry over USD 1000 or equivalent USD 25 or Eqv.
Monthly charges if account falls below minimum balance waived
Late Payment Fees 5% over the Interest rate for the overdue amount Repair message or inquiry for international or domestic
Time Deposit USD 5 or Eqv.
Early Settlement Fees 5% on the principle balance FT swift messages
Minimum opening balance EGP 1,000 / USD 1,000
Partial Settlement Fees 5% on the partial paid amount Local Currency Transfer - ACH Direct Credit/Debit EGP 8
Debit Card Local Currency Transfer - ACH Direct Credit/Debit ‘’Through the Digital channels’’ EGP 4
Real Estate Tax 2.5% of unit price
VISA Classic Debit Card Retrieving Copy of Credit Advice/Swift Message EGP 30
Variable on Cases by Cases bases from EGP 8,000
Issuance Fees / Renewal Fees EGP 60 Primary / EGP 40 Supplementary Registration Fees SAFE BOXES & KEY INSURANCE EGP 800 (Once)
to 10,000
Card Replacement Fees EGP 100 (Primary &Supplementary) CBE initiative Small (Annual Fees) EGP 750 or Eqv.
VISA Gold Debit Card Application Fees Waived Medium (Annual Fees) EGP 1250 or Eqv.
Issuance Fees / Renewal Fees EGP 60 Primary / EGP 50 Supplementary Appraisal Fees Waived Large (Annual Fees) EGP 2000 or Eqv.
Card Replacement Fees EGP 100 (Primary &Supplementary) Legal Fees Waived X-Large (Annual Fees) EGP 2500 or Eqv.
Platinum Fidele & Platinum Private Banking Debit Cards Admin Fees Waived MUTUAL FUNDS & CUSTODY FEES
Issuance/ Renewal fees- Primary Free HDB commission Waived Safekeeping
Issuance/ Renewal fees- Supplementary EGP 50 Up to 2% over the interest rate for the overdue amount Account opening EGP 20 flat one time
Late Payment Fees
Card Replacement Fees (Primary & Supplementary) EGP 100 as per CBE rules
Encoding / Updating data on stock exchange /amalga- EGP 40 (Including stock exchange fees)
Other Debit Card Fees Waived mation request
Partial /Early Settlement Fees
(In condition) Early or partial settlement is after 5 years 0.3% at the closing market value of previous day min
Debit Card International Cash withdrawal transaction 4% min EGP 40 or Eqv Depositing securities to scriptless with MCDR
Real Estate tax 2.5% of unit price EGP 50 for each stock type with no max
Withdrawal EGP 6 per transaction/ Inquiry
Cash Withdrawal / Inquiry using Non CAE ATMs Buying & selling securities under central custody 0.1% min EGP 5 no max
EGP 3 per transaction Variable on cases by case bases from EGP 8,000 to
Registration Fees
10,000 Quarterly statement of account Free
E-Payroll Card
Overdraft Annual holding fees
Debit Card International Cash withdrawal transaction 4% min EGP 40 or Eqv
Prepaid Issuance fees EGP 20 HDB commission 0.20% Value of Portfolios Percentage
EGP 20 with each renewed plastic delivery (every Facility I-score Fee EGP 30 From 1 EGP to 1 Million Pounds 0.00075
Card Renewal fees
5 years) OTHER OPERATIONS & SERVICES CHARGES From 1 Million to 20 Million Pounds 0.00040
Card Replacement fees EGP 5 Mail Facilities From 20 Million to 55 Million Pounds 0.00020
CAE ATM Withdrawal/Inquiry fees Free More than 55 Million Pounds 0.00015
KIO Facilities EGP 200 or equivalent in FCY per month
EGP 2 per transaction
Non - CAE withdrawal fees Mail Charges EGP 5 (normal) , EGP 10 (registered) Balance transfer to other book-keeper 0.1% min EGP 10 (each type of stock)
(Starting the 1st transaction)
Fax Charges EGP 15 (local) , USD 3 (international) Balance transfer from other book-keeper Free
Non - CAE ATM inquiry fees Free
Pledge and /or releasing pledge 0.075% max EGP 3,000 + EGP 100
Prepaid Card Courier
MCDR actual charges for each stock type
Prepaid Issuance Fees EGP 100 (2 years validity) Local Actual cost (min EGP 30) 0.5 % from coupon value (with minimum
Coupon collection
Prepaid cash withdrawal fees for Non CAE ATMs Only EGP 10 Overseas Actual Cost (min USD 20) or Eqv in FCY of EGP 20 with maximum EGP 1000)
Prepaid Inquiry fees / cash withdrawal fees - on CAE ATMs Free Statement Free Shares Free
Prepaid Card Statement Request EGP 5 On request statement current year (within 12 months) EGP 20 or Eqv Bookkeeping Statement per request EGP 10
Prepaid Card Inquiry Fees on Non CAE ATMs Free Statement - previous years (over 12 months) per year EGP 40 / USD 8 (max EGP 600/ USD 100) Certificate of General assembly meeting EGP 20
Other Cards Fees MT940 – Statement Charges – Outward (Per account per month) EGP 900 or Eqv in FCY Monthly Fees of Board Membership Guarantee EGP 100
Cash Withdrawal / Inquiry using CAE ATMs Free Issuance of Certificate (within 12 months) EGP 35 /USD7 Certificate of Board Membership Guarantee EGP 100
Invalid Dispute Fees on CAE-ATM EGP 25 Issuance of Certificate (over 12 months) EGP 60 /USD12 Issuance of balance certificate for mutual funds EGP 100
Invalid Dispute Fees other ATMs /sales voucher EGP 125 Issuance of Interest Certificate (per year) EGP 60 /USD12 New capital or capital increase subscription (IPOs) EGP 200 / USD 40
Fawry Bill Payment “Card” - «Card less» Based on the biller deal Issuance of loans / credit cards clearance certificate EGP 100 Custody & book keeping
Retrieve copy of bank documents not available online Min EGP 50 / USD 10 per instrument max Custody Fees physical shares 0.3 % annually, to be collected pro-rata monthly at the closing market
FX Mark-Up Fees 3%
(EGP 300 / USD 60) value of previous month min EGP 5
Forex Fees EGP 5
Standing Instructions Coupon collection 1% (min EGP 5 max EGP 500)
Credit Card Standing Instruction (sweep-out) per transaction EGP 5 / USD 1 or Eqv in FCY Global Depository (GDR)
Classic Standing Instruction per transaction EGP 5 / USD 1 or Eqv in FCY Transaction Fees 0.00025 minimum USD 60 maximum USD 250 plus actual GDR fees
Annual Fees Classic (Primary) EGP 150 Standing Instruction (others) per transaction EGP 50 or Eqv GDR conversion (from local to GDR or vice versa) USD 100 + EURO 50 per transaction plus actual
Annual Fees Classic ( Supplementary) EGP 50 third party fees (foreign correspondent bank /ESE/local correspondent bank)
Pension credits to accounts per transaction Waived
Card Replacement EGP 75 GDR coupon collection US$ 50 flat fees plus actual Global Depository Corporate Action fees
Payroll credit to account per transaction EGP 1
Late Payment fees EGP 80 GDR custody fees 0.30% Month End Fees
Power of Attorney EGP 50 / USD 6
Card Replacement (Supplementary) EGP 75 Securities Settlements
SMS Alert Services
Gold As per agreement with customers.
SMS Super (Unlimited SMS) EGP 10 Monthly
Issuance /Annual Fees (Primary) EGP 200 TREASURY BOND
SMS Smart (20 Free SMS) EGP 5 Monthly / Extra EGP 0.25
Issuance / Annual Fees (Supplementary) EGP 100 EGP 500 flat fee per annum plus actual MCDR annual
SMS Slim Per SMS EGP 0.50 For non primary dealer banks maintenance fees (EGP 5 per EGP 100,000 of the mark
Card Replacement (Primary) EGP 100 Paper Small Notes Deposit Charges and their clients to market value of the securities balance at the end of
Late Payment fees EGP 80 each year)
Denomination up to Twenty Pounds 0.6 % «Starting from the first bundle»
Card Replacement (Supplementary) EGP 75 For CAE Clients Normal CAE Bookkeeping tariff to be applied
10’s - 0.1%
Gold A “credit limit EGP 3,000- EGP 10,000»: Small Denomination charges on deposit in 5’s - 0.5% Primary Auction 0.125% per transaction (min EGP100 / max EGP 300)
EGP 150
Issuance / Annual Fees (Primary) USD & FCY 2’s - 1.5% TREASURY BILLS
Gold A “credit limit EGP 3,000- EGP 10,000»: 1’s - 1.5%
EGP 50 Swift Fees EGP 30 Per deal
Issuance / Annual Fees (Supplementary) Governmental Payment Services
Custody Fees 5/1,000,000 per purchase deal (primary/ secondary/ Transfer in) (min EGP 5 - max EGP 500)
Gold B “credit limit EGP 10,001- EGP 29,999”: Customs Electronic Payments 0.21% (min EGP 30, max EGP 350) in additional to VAT
EGP 200
Issuance / Annual fees (Primary) EGYPT EUROBONDS
Tax collection 0.01 % (min EGP 10, max EGP 100) in additional to VAT
Gold B “credit limit EGP 10,001- EGP 29,999”: Annual Holding Fees 0.15% / annum - collected monthly
EGP 100 Social Insurance Payment 0.21% (min EGP 30, max EGP 350) in additional to VAT
Issuance / Annual fees (Supplementary)
Coupon Collection USD 50 Flat on acquired total coupon value
Platinum Suez Canal payments (unified invoice) EGP: 0.21% (min EGP 30, max EGP 350) in additional to VAT
USD: 0.0015 (min 10 USD max 25 USD) Transaction fees USD 50 / Flat fee
Issuance / Annual Fees (Primary) EGP 400
Individual government Payment EGP 30 per transaction GENERAL RULES
Issuance / Annual Fees (Supplementary) EGP 200
I-Score Self Checking Service This tariff is applied to all clients in addition to any requested CBE or Correspondents’ commission & charges.
Late Payment fees EGP 100
EGP 50 for CAE customers This tariff is applicable to all accounts/transactions as well as contracts new/old unless otherwise stated.
Card Replacement (Primary) or (Supplementary) EGP 100 Credit Bureau Self Checking (I-Score) Fees
EGP 100 for Non- CAE customers An amount of EGP 800 is to be taken as an insurance for safe box key which is refundable upon termination of use or
Ref No : 9 - 2019