A STUDY ON INVESTOR’S ATTITUDE AND

KNOWLEDGE TOWARDS INVESTMENT OPTIONS

AVAILABLE IN INDIA WITH SPECIAL REFERENCE TO
NRI'S OF THALASSERY TALUK

A PROJECT REPORT

Submitted by
FATHIMA M (NM16BBAR06)
FATHIMA NIZMI V P (NM16BBAR07)
FAHAD K (NM16BBAR21)
FARZEEN P K (NM16BBAR22)

Under the supervision of

Miss. VISMAYA
Asst. Professor, Dept. of Management Studies

In partial fulfillment for the award of degree in

BACHELOR OF BUSINESS ADMINISTRATION OF KANNUR
UNIVERSITY

NAM COLLEGE, KALLIKANDY

JANUARY 2019
CONTENTS
 CHAPTER – I
INTRODUCTION
 CHAPTER – II
REVIEW OF LITERATURE
 CHAPTER – III
THEORETICAL FRAMEWORK
 CHAPTER – IV
DATA ANALYSIS AND INTERPRETATION
 CHAPTER – V
FINDINGS, SUGGESTIONS & CONCLUSION
BIBLIOGRAPHY
• Avadhani V. A., Investment Management, Mumbai; Himalaya Publishing House, 1996.
• Bhalla V. K., Investment Management, New Delhi; S Chand and Company Ltd., 2001.
• Gangadhar V. and Rameshbabu G., Investment Management, New Delhi; Anmol
Publications Pvt. Ltd., 2006.
• Kevin S., Portfolio Management, New Delhi; Prentice – Hall of India Pvt. Ltd., 2005.
• Websites
APPENDIX
 QUESTIONNAIRE

A STUDY ON INVESTMENT BEHAVIOUR OF NRIs WITH SPECIAL

REFERENCES TO AYANCHERY AND VILLIAPPALLY PANCHAYATH

1. Name:

2. Age:

3. Gender: Male Female

4. What is your employment status?

Salaried Professional

Business Others

5. What is your estimated monthly income?

Below 10000 10000-50000

50000-100000 Above 100000

6. Which among is your purpose for saving?

Children's education Retirement plan

Health care expenses Home purchase

Others

7. Which among your investment portfolio objective?

Income and capital preservation Growth and income

Long term growth Aggressive growth

8. How frequently do you invest in India?

Monthly Quarterly

Half yearly Annually

9. Do you consult a financial advisor?

Yes No

10. If yes, with whose financial advice did you start your investment?

Friend/Relatives Financial consultant

Investment institution Portfolio department in bank

11. Which among the following asset do you currently have in your investment portfolio?

Bank deposit Post office

Share/ Bond/Debenture Mutual fund

Life Insurance Real estate

Gold

12. If you have invested in share, which of the below sector of investment avenue would be
your preference?

IT sector Textile sector

Engineering sector Auto sector

FMCG sector Chemical sector

Pharmacy sector Banking sectors

Oil sector
13. Rank the below investment according to your priority?

Bank deposit Post office

Shares Mutual fund

Life insurance Real estate

Gold

14. Are you aware of the investment avenues as a NRI; please mark those products you are
aware of?

Bank deposit

Shares/ convertible debentures/ non convertible debentures

Mutual fund

Bond-invested out of NRE/FCNR/NRO

Immovable property

Proprietary/ partnership concern in India

Deposits in Indian companies through NRO accounts

15. Which of the following options best describes your satisfaction level on the investment
made?

Highly satisfactory Satisfactory

Unsatisfactory
16. What best describes your investment experience?

 Beginner (no investment experience)

 Moderately experienced investor (mutual fund and bank deposit)

 Knowledgeable investor (has bought or sold individual shares

of stock or bond)

 Experienced investor (has traded stock options, exercised stock

right or stock warrants)

17. What would be the extent of risk composition you would like to have in your investment?

Low risk Medium risk

High risk

18. Do you agree, disagree or strongly disagree with the following statement- “I ‘am
comfortable with investment that may frequently experience large declines in value if there
is a potential for higher returns?

Agree Disagree

Strongly disagree

19. Rank the below factors which influence your investment decision?

Safety Liquidity

Regular income Capital appreciation

High return

20. Approximately, when do you plan to make your first withdrawal from your investment
account?

3-5 years 5-9 years

10 years or more