CALCULO DE DIVEDENDOS DE UN PRESTAMO

TASA DE INTERES EFECTIVA ANUAL

TABLA DE AMORTIZACION DE UN CREDITO

 INDICE

PRESTAMO 100000
INTERES 10%
PERIODOS 5

DIVIDENDO (PAGO) -26,379.75 €

 INDICE

CALCULO DEL INTERES EFECTIVO ANUAL

PERIODO DE CAPITALIZACION ANUAL 7

PERIODOS EN UN AÑO 1

TASA DE INTERES COTIZADA 12.00%

INTERES EFECTIVO ANUAL 12.00%

TASA DE INTERES POR PERIODO 12.00%

PRESTAMO 10000
INTERES 12.00%
PERIODOS 360

DIVIDENDO (PAGO) EN C/PER. DE CAPITALIZACION -1,200.00 €

 TABLA
PERIODO DE PERIODOS
N0.
CAPITALIZACION EN EL AÑO
1 DIARIA 360
2 MENSUAL 12
3 BIMESTRAL 6
4 TRIMESTRAL 4
5 CUATRIMESTRAL 3
6 SEMESTRAL 2
7 ANUAL 1
MONTODEL PRESTAMO $ 20,000.00
1.00
TASA DE INTERES ANUAL 16.26%
CAPITALIZACION 12.00 12.00
No. DE AÑOS 35.00
TOTAL DE PERIODOS 24
VALOR CUOTA -981.75

TOTALES 23,561.97 3,561.97 20,000.00

PERIODO PAGO INTERES CAPITAL

0
1 981.75 $271.00 $710.75
2 981.75 $261.37 $720.38
3 981.75 $251.61 $730.14
4 981.75 $241.71 $740.03
5 981.75 $231.69 $750.06
6 981.75 $221.52 $760.22
7 981.75 $211.22 $770.53
8 981.75 $200.78 $780.97
9 981.75 $190.20 $791.55
10 981.75 $179.47 $802.27
11 981.75 $168.60 $813.14
12 981.75 $157.59 $824.16
13 981.75 $146.42 $835.33
14 981.75 $135.10 $846.65
15 981.75 $123.63 $858.12
16 981.75 $112.00 $869.75
17 981.75 $100.22 $881.53
18 981.75 $88.27 $893.48
19 981.75 $76.16 $905.59
20 981.75 $63.89 $917.86
21 981.75 $51.46 $930.29
22 981.75 $38.85 $942.90
23 981.75 $26.07 $955.67
24 981.75 $13.12 $968.62
$0.00
 27%

SALDO Capital -20000

20000.00 tasa 1.36%
19289.25 tiempo 3
18568.87 36
17838.73
17098.70 $6,848.14
16348.64
15588.41
14817.89 interes amortizacion
14036.92
13245.37 $271.00 $6,577.14
12443.10 $181.88 $6,666.26
11629.95 $91.55 $6,756.59
10805.79
9970.46 $705.71
9123.81 interes amoritzacion
8265.69
7395.94 1 $ 271.00 $434.71
6514.41 2 $ 265.11 $440.60
5620.93 3 $ 259.14 $446.57
4715.34 4 $ 253.09 $452.62
3797.49 5 $ 246.96 $458.76
2867.20 6 $ 240.74 $464.97
1924.30 7 $ 234.44 $471.27
968.62 8 $ 228.05 $477.66
0.00 9 $ 221.58 $484.13
10 $ 215.02 $490.69
11 $ 208.37 $497.34
12 $ 201.63 $504.08
13 $ 194.80 $510.91
14 $ 187.88 $517.83
15 $ 180.86 $524.85
16 $ 173.75 $531.96
17 $ 166.54 $539.17
18 $ 159.24 $546.47
19 $ 151.83 $553.88
20 $ 144.33 $561.38
21 $ 136.72 $568.99
22 $ 129.01 $576.70
23 $ 121.20 $584.51
24 $ 113.28 $592.43
25 $ 105.25 $600.46
26 $ 97.11 $608.60
27 $ 88.87 $616.84
28 $ 80.51 $625.20
29 $ 72.04 $633.67
30 $ 63.45 $642.26
31 $ 54.75 $650.96
32 $ 45.93 $659.78
33 $ 36.99 $668.72
34 $ 27.93 $677.78
35 $ 18.74 $686.97
36 $ 9.43 $696.28
cuota saldo
20000
$6,848.14 $13,422.86
$6,848.14 $6,756.59
$6,848.14 $0.00

cuota saldo
20000
$705.71 $19,565.29
$705.71 $19,124.69
$705.71 $18,678.12
$705.71 $18,225.50
$705.71 $17,766.74
$705.71 $17,301.77
$705.71 $16,830.50
$705.71 $16,352.84
$705.71 $15,868.71
$705.71 $15,378.02
$705.71 $14,880.68
$705.71 $14,376.60
$705.71 $13,865.70
$705.71 $13,347.87
$705.71 $12,823.02
$705.71 $12,291.06
$705.71 $11,751.89
$705.71 $11,205.42
$705.71 $10,651.54
$705.71 $10,090.16
$705.71 $9,521.17
$705.71 $8,944.47
$705.71 $8,359.96
$705.71 $7,767.53
$705.71 $7,167.07
$705.71 $6,558.47
$705.71 $5,941.63
$705.71 $5,316.43
$705.71 $4,682.75
$705.71 $4,040.49
$705.71 $3,389.53
$705.71 $2,729.75
$705.71 $2,061.03
$705.71 $1,383.24
$705.71 $696.28
$705.71 $0.00