Urban League Empowering Communities. Changing Lives. of Portland Maxine Fitzpatrick Executive Director Portland Community Reinvestment Initiatives 6329 NE Martin Luther King Jr. Biv. Portland, OR 97211 RE: Kafoury Court Senior Housing Dear Ms. Fitzpatrick: am pleased to learn that PCRI is planning a new 42 unit affordable apartment development to be located at 4066 NE Grand Avenue that will provide housing for low income seniors who are 62 years of age or better and Veterans. | want to express the support of the Urban League of Portland for this much-needed project, and to strongly encourage Oregon Housing and Community Services to award the funding that PCRI is applying for on April 17". Itis especially important that this new housing is being prioritized for seniors who have been displaced, or are at risk of being displaced from their North and Northeast Portland neighborhoods because of rising property values, rents and gentrification. As we know, the African American community has been disproportionately impacted by displacement and our seniors are especially vulnerable when they have to move to find housing they can afford, and lose their connections to family, community and social and civic institutions, PCR is uniquely able to support this target population of African American and other low-income seniors because of your 22 year history of providing affordable housing, culturally specific resident services, and senior homeownership retention programs. ‘The Urban League of Portland provides one of the only African American culturally specific senior service programs in the state, serving a diverse range of seniors aged 60 and older. We provide or connect seniors with services that allow them to remain safely in their homes and communities. Our services in NINE Portland include Oregon Project Independence Services, community resources, and a Multicultural Senior Center located nearby the new housing you are planning, which in addition to many activities, also provides ‘some health care and preventative services. ‘As you move forward with the development of Kafoury Court, the Urban League of Portland is very interested in further discussing how we can work in partnership with you to connect seniors who need housing with this ‘opportunity to stay in their neighborhood, and to connect the new residents of Kafoury Court with the services available through our programs. wish you the best of luck and hope this project is promptly funded, we need this housing NOW! Sincerely, Michael Alexander ) Qetas.l.Oibjanden President and CEO Urban League of Portland Urban ‘of Portland 10 North Russell Street, Portland, OR 97227 (603) 280-2600 www.vlpdx.orgMaxine Fitzpatrick Executive Director Portland Community Reinvestment Initiatives 6329 NE Martin Luther King Jr. Blvd. Portland, OR 97211 RE: Kafoury Court Senior Housing Dear Ms. Fitzpatrick: 1am pleased to learn that PCRI is planning a new 42 unit affordable apartment development to be located at 4066 NE Grand Avenue, that will provide housing for low income seniors who are 62 years of age or better, and Veterans. | want to express the support of the Veterans Administration Community Resource and Referral Center Office for this much-needed project. ‘Through our work with Portland area Veterans we know how critical the need is for this new housing, and in particular for the very low-income population that PCRI is targeting with this development: seniors and Veterans who are at risk of displacement from the neighborhood they have called home for years. PCRI's proposed development is located in an area of rapid gentrification and the affordable housing opportunities provided by this development will ensure that the seniors who have been long-term residents of this community can stay in the neighborhood where they have lived and contributed for much of their lives. The location that PCRI is proposing at NE Grand Avenue and NE Mason Street is also ideally situated to provide the access to services and community resources that these residents need and are familiar with: itis on frequent-service public transportation routes and within walking distance of stores, medical and dental offices, and other necessary services. ‘As you move forward with the development of Kafoury Court, VHA looks forward to working in partnership with you to connect Veterans who need housing with this opportunity to stay in or return to their neighborhood, and to connect the new residents of Kafoury Court with the services they may be eligible for due to their Veterans status, Thank you for all of your work on behalf of Veterans. Sincerely, Claw Qyore Eileen Devine, LCSW Community Resource and Referral Center National Program Manager VA Central Office Homeless ProgramsJuly 17, 2015 Good Morning Members of the Housing Council and Director Van Vliet My name is Maxine Fitzpatrick, | am the Executive Director of Portland Community Reinvestment Initiatives, known as PCRI. | am here today with PCRI staff and development consultant to briefly address the Housing Council regarding the recommendation of Oregon Housing and Community Services not to fund Kafoury Court, a project proposed by PCRI for funding in the 2015 NOFA. |, and the board of directors of PCRI, disagree in the strongest terms with this recommendation and have formally registered our protest to the decision | am here today for two reasons — of course | want the result of our protest to be the funding of the Kafoury Court project, but as important is to call your attention to the urgent need to change the OHCS funding allocation system that perpetuates inequitable outcomes for people of color. First, let me tell you why the Kafoury Court project emerged as a PCRI priority and why we feel so strongly that it must be built ~ in 2012 an article in Portland Monthly Magazine caught my eye. Mary Grace, an elderly woman who formerly resided on Portland’s NE Dekum Street was displaced from her home because of rising rents. Although Mother Grace (as many people refer to her) relocated to Beaverton where rent was cheaper, she returned each week to attend church services. “People won't visit me ‘cuz I'm too far out,” Mother Grace says, “So | go back to church. because everyone knows your name.” For her this was a trip to maintain those deep to her community. Mother Grace's story is not uncommon for the 10,000 African Americans who have been involuntarily displaced from their homes in North and Northeast Portland, but it was our call to action and our duty to serve our seniors. ‘As we explored further the need for this housing, we discovered that among the likely residents for Kafoury Court were some of our community's most honored members, aging Veterans who were not finding housing affordable to them, and close to the centrally located services they need and deserve. When built, Kafoury Court will provide 42 critically needed affordable apartments for low-income seniors and veterans on property that PCRI owns on NE Grand Avenue in the heart of NE Portland’s King neighborhood one block from medical services and frequent bus lines, and a short distance from the Urban League’s Multicultural Senior Center. Because of its location, and PCRI’s culturally specific services for African- ‘American households, Kafoury Court will allow seniors to remain in or return to their neighborhoods, connected to their community. Supportive partnerships with the Urban League of Portland and the Community Resource and Referral Center of the VA PortlandHealthcare System will provide culturally specific services for residents, as described in the PCRI application. With the proliferation of recent and updated reports of the disproportionate poverty and the impacts of 15 years of ongoing involuntary displacement experienced by African ‘Americans in Portland, there can be no question about the need, yet this project that directly addresses the unmet housing needs of African-American seniors and veterans, and others who have been displaced because they could not find affordable housing, is not recommended for funding. Notable in OHCS 2014 strategic planning documents is the declaration that “Historic and institutional disparities based on race, ethnicity, history of poverty, and geography must be overcome. The State values an equitable system and will remove barriers that perpetuate disparate outcomes.” The Plan also states a desired outcome that Communities of color and other historically disadvantaged groups can see how OHCS efforts serve to reduce disparities. The OHCS NOFA funding system does not reflect these values and the resulting decision. not to fund Kafoury Court is wholly inconsistent with these declarations and perpetuates the existence of disparate outcomes in housing for the intended res lents. OHCS' NOFA application limits how this story of disparity can be and is told. Racial ‘equity is not a factor when discussing need. The application narrative is restrictive, and does not allow an opportunity to expound on racial equity as a qualifying need, despite the state's stated and prevalent racial equity goals. Yes, we are here asking in the strongest of terms that Kafoury Court be funded in this, round. More importantly — we are asking that the policies that lead to inequitable and unequal outcomes be revisited and revamped to comply with the State’s equity goals. I call on the State and the Housing Council to champion immediate and accountable change to the State’s funding allocation prioritization, replacing them with priorities that will address the racial inequities that exist in its current allocation processes. Current prioritizations have left out the housing needs of Oregonians of color, who historically and consistently experience the disparate impact of such policies and consequently suffer with the most egregious housing conditions, i.e. mass involuntary displacement and lack of housing affordability. ‘As well, I call on the State of Oregon and the Housing Council to mitigate historical allocation prioritizations that led to the current status. This can be done by giving precedence to involuntary displacement - in the same manner it gave precedence to the redevelopment of Columbia Villa and the preservation of existing housing - by prioritizing and allocating future tax credits specifically to address the result of prior allocation policies leading to the current conditions of disparate impacts.Thank youBy the Grace of God ~ News & Features hnip:/wwaportlandmonthlymag.comiissues/archives/articles/aftican-am, RELATED eaters Jrcon Hoy Scho! & SE By the Grace of God «inch in Portiond With the gentrification of North and Northeast Fortiand, 130 years or aston churches hold the city’s African American community together. But how much longer can the bonds last? + Web exchsive The Sunday Life Line abr yer eps ters gto the cure hat ‘Churches Remain at the Heart of Dispersee Black Communities 15 7:35 AM. ON AFALL SUNDAY, and he ce shops on NE Abert Steet re ue begin > 2 powaer ue van in onto mmanvel Church of Gon Chit Utes, ut round ee carer rom the ‘ert Rose There, when eel one ringe. rales teas out past he ngerie stops an NE Bnd enue to Haley Stet st pkup—hvee ‘ee af he rc ere, Ne everybuey Say out here becuse ren chap. BU Wel 9 Ga chen Loft0 6/4/2012 4:56 PM.By the Grace of God News & Features 20f10 “Te edometer rl withthe reed beneath hm, Of f Beaver Hdle Hahvay eck UP Mary ‘race, sorting a town cape, mmsaustey ctf nar, an the taba fan oxygen tink Everyone Ce Four sop, on an 3h nurs, abd SO mie ater,adford ves backup Abra. Te srt now ‘busts th peone wating te dos ra babes, Joggers oy Spandex, ane ne of Del propor gathered eatsice bunes atution he Te Sha, stad on NE Dear Street. Buk se raved to Beaverton 1 years 99 serch of cheaper et onto ‘scape the pasve niece of e1e ara args. People won come ik me eum bear ot hoom many poole aniae. 50 9 be or church, because everyee KOWS YOU nae: Insc tne unaorne, one-room cur, he Ban ams, eS Rows, na Some 35 peopl, pastel tre-pece sults or ees ad ets, Sri a, and ray 35 sme of hem have done since the C's founding nto mic-1970e. Tere so sepnatin of har and congregation: the nhs Reve ens, ‘80 vttam Warcis Fela’ teal Sut pops agains the town ape an the tar pt worm cus Hers beeen verse, Sadi lessins even nis Nos dant hoes: Yeu walk upto Se. Peter and you sy, Ve gta Rouse an manson ane” Are Se. Petr sys," no, you got 8 two Bedroom ut on on Steet” Bu you ar ive your ea, opie Hm Ana granmatere nd grandam ke ‘ments ovr eae ger Brae most ge It ec Fhe van er te ng ves aco ‘Beaverton and Wood Wiaye an Vancouver. I dnt wed to be is nay. fam the 1008 antl the 1950, te major of Potands Avcan American ppultin Ivedin» smal utr afar Warthest regorhonds, many ene pat ote separate 18k tan Ana. nthe Ne ua ecket, business, restaurant, sctao,sdl clin and chores trv by saving one athe atlon's Sates bon Back communte. though had eros through he yar, Abia ws nna 2 ran carraty with» conve ey Bt nome ‘ver he past two decade, te genticatien a ner Not nd Northeast ha elas much of thie emmunty.uiban enewa pales anda trace Wenn favor ef er uban Rng Ba 88 Change or new sient most whte ana Hspanic~int Portes tera back Renard. An Inno renay businesses, lke hose Alberta Steet cate shop, and upscale Seeepmee flowed, But ‘es tnenahoorod es, mich ets longtime popuiton moved away, pushes ina Foran fiz mez ere 7.20 sean umbol, and ing neghbarheds, eran at resi ragmertg “ove ang abou poole we were Boks from each te and now tyre ees yon sa Romie Wea, a member of Emmanves oe He gew vp ney but Prot Daa Jones ‘moved to Vancouver beuse he cout Dehny Brat (rie) Joes wen menbesof aor shame he ares enough er ‘Enmanae Chr of Gon st United before fal. “au da boro up ot suger Wn congrats Nome to Gresham and Beaveten checkin an ae itl oho’ OF ‘snalewed by Ciatown, Wc) Re siting whe; Chicago's "banaow bel orce he Seregted ‘eartnd of hat c's white working as, rapa tain Mpanic In ane sere, then, the movement ‘FRCS Ham Het) and Northeast Poean ete ys ngs meray tne ner chapter in = 130 yea" ister of fred loans af the AcanAmescen commisty Yet ih oer ck regnboro0d eo move, the ranifntons oe greater, especly when clncdes wih testing deeapment ‘tuning, ack Portanaes ae acy were tay by many courts ha lore te el gh ‘moramert. Homeonneship nes rapped. The colege edition rate has ere 94d, expeiy ‘anc tats growth among whites. Ad per cpt income ha ase eagnted 315,09 nce 1975, we tee er ter rom $25,009 943,000. Oly wo years 96, Oregon 2 percent “nerpiayment rate sparked comorsonst the Great Depression nots Karen Gon, assocate ofessr ef urban tales and planing at Pertand State Univers, who cleutea these Fgures rom ‘fom 12 percent in 197018 percr ody. “The Hack comity here hasbeen a epresson te ‘nup://www-portlandmonthlymag.convissuevarchivesarticlesafrican-am... 61472012 4:56PMBy the Grace of God -- News & Features, http:/www:portlandmonthlymag.comvissuesarchives/artcles/aftican-am., 3or10 “We pride ourselves on being the most livable city. But livable for who?” —Ed Washington (Ste ey eecnty anced a nearby cngreaton) "Ft werent forthe chur, js be aloe.” Before he wereormation of Albina it 9 tiring, abe seregated, Hack neghterhaes post-World War ‘aoe Ret We've progress hough 5 years and acl ghts movement sce then, ye once age the Ros Cy black opulooncnge to a sence of conmunty any bythe grace of er havzes of Cd ‘a tsa (mide) an ner fayette o Woo ape for cheaper en. moves thinking [RITA ISHHAEL GREW UP IN AN APARTMENT WHERE now ts MemeralCalseum's ie ervace ‘roo ene er fey moved oe, she ay, because thy were por She finaly et Nareast 9 2001, ser several years an apartment hl mide, mie, neces at was ken nto evra heaters broken, and ers nthe oor eal an aborted brebnotamgt Evry Sunde, when i's et ‘a, she crue to Ermanuel Charen. Snes ag sung inthe Ct, ta 2g86¢ Ne eat am Breve [though se hope to ge back 9 sometime, When her as Broken, she makes 2 webs, re ghee" 2aye Rabe Tyler wh traverse he region every Sunday being the whee ofthe Mignone 6/4/2012 4:56 PM.By the Grace of God ~- News & Features 40f10 ace uses a rersves 2 smal mine n Ess Portland sch, whee teachers and misters can ack ata eompeteny Stl, nd where bac Matar and ice oe ols en go rising. One of fshmae' el cot member, Aamo, tet the ry o am 8 ne principal in East Vancouver cate er several years ag because er sn had are "When Tae te way hey 04, thnk gang members" Anno recat thepincpleleng er Is, Oh no, eye not gang mene, at ean et yu someityou want se the dlarenc. The rable icyou do kw the ference etna bing ete nd ong» gong renee” “te ramieations ae rain 2010, ony 47.5 gece of Aan American students grt Nan ol ‘students were moe than wie 0 yo Be exes or dopo as thr te pers Oise oreo (ates dot mean that lace ts are uneecatane, say A Cer Steve, he reste bei he ‘epee "Comanites olor Hustnomsh County: An Unetting Pree” ns that te conten when theyre eauatee mater” Foran story or oor dealings th ts AtieanArercanpapuaon Mo dep ret and semngy ‘erento. In 1859, Grego became the fat state err te nan whan excuse aw baring Discan Rrercans om rec, working, and ating inte ate. nthe 1950s and 60s, Pertands ‘ares urban renenal projects taleaed hundreds a Rares, ng with ower Abe's tering Wack tusness core, fr NemorilCtszu and Emanvel Hosoi. Een as ate 351990, the Oregonian emosed «2 Yerm ef reining” by banks ana enders who puesaly Gees Arcan Ameria lars buy hemes a ‘Yet tatistry goes rg smentoneain the many pala magsapes 8nd wan planning seminars lauaingPortand as ane te nation's most desratie and pity progressive pices ove, eh the new ‘srs Wy mine cutre and apg mise ces often cetal tthe c's image. Tree ‘cas of bea ladeanp ure mayors Bat Che, Yrs Kats, Tam Pot, ar Sam dha even eto cans that Port posal" But hat ure of ait at best nares and at wor comer at te eens of boc community stsging to hang toyher apes decades f nel, decimation, and asm incor! and mtepesonl over ana tact “weve net postradl when comporcos between white orton an Avan American Prtland ere 6 asparate, espely when you meatre faghnt or Ee prcaimed vies an equabl nd able ‘ty sys Mayor Som Acar. “Tat rat posal that ena” Photo: Chintophe emia very Suny, Roberta Tye eves arse the meio ae, om Vancouver to Cacaas, the grtana Chian Ceree’s vane pe up pecle wo cant make to Cash thers [AS THE FIRST MEW RESTAURANTS AND or gles srouted er NE Abra Stet ding the 0-30, highland Ctntan Cater, too, mat rowing aE. Drawn Dy 9 new arsmati paste, Hier 6. Hardy, the congregation swe tom about 30 pape 199610 Some 250 by 185. WH ne pews ‘vetoing nthe erga space at NE Ninth Avenue and Deku Stes, hey moved to an ol ove theater on NE 8th Avene wt eas of exgenng we dy cae faites,» gy, and ening oon. ‘ars aeion was to anc the convranty a te wey up ote Black Untes For NE 28tn ‘verve reg genieaer’s march up Albert. Se teyapprosched 9 rel ette ape abe buying & Cates shop one 282 core, sys Mary, js tying to tke ut 9 pk" hup:/!www:portlandmonthlymag.com/issues/archiveslarticlesafrican-am, 61412012 4:56 PMBy the Grace of God -- News & Features, bitp:/wwa:portlandmonthiymag.comyissues/archiveslarticlesafrican-am, Sof 10 “he congeation ha lakered hard te beter the neighborhood, hang Stuy eau, nrg with the pee ta rut dru house, and engaging the ie wo ner hanging But as mae raperes Crack haves grisly mere raced by corpaets about church sven Noss and he lac 21 Sanéoy “There were times that I didn’t have enough money to pay my rent; somebody from the church paid my rent. It's been my lifeline.” Roberta Tyler worst win what was perceives as an Acan Amercan church. They i ot war elgion, twas 8 eee 2006, bout anew 46 lon cee t NE Gaon Sret and 76h Avenue joning & umber Cy pots sparked tne neonboroees epenratcn Mayors Clark and Kate eamesy reached out to Partand Cevlopmert Commasen handed at sare improvement on, few Back arated ‘Tne reimestment, along withthe bomiag economy ad the cheap housing tek, ease 2 od of buyers over the ren, During the 0s, pcs mae than gurl sme neghbereods ABN. The (ht of servos the ferme Sate Senator Ave! Gordy ther, anor ais Postal ed. resented with ‘at gues many mes wha they pai the ean Se, owner, eapacaly Ser OE SurvHNg neerborood “inees anger because tese peopl have ra ete.” Sas Gv, whose ser recety recied Tre greatest Stace, neg, wae oF 20, accord te Home Fora, Fortn nousing authority Th eases uch rents by hiner hem rer cl mateo fara dar or construction, he oy formed the Interstate Concer tan stung te ara, te POC ented commun meroers to hep da the poles lan. Te dood benefit cnting eden and protect gaint gent featon ana aplcament ut 2002,» rceson Ne. Teac wen 9 eau case imBng Now POC generated revenue. Te agency suspended se pa's 18 cntdaplacenert projets and sal business aitnceprosrams, seceding ely with reconstcton of the housing developer Cesbi la (no cle New Colma) an he ane pet tet OMe to rl, tout having enough contra of rey and pagans place and funded, getfcson wiles. more cece the cy adopted new series of plese slow dsplacemen, n 2006 the ey oun ‘ousng, Lat yar, Aaame ied he creton of 9 new fe of Eq at has begun, for the Hs tne, to feral messire te esse ofthe os ers to hee ts Feo and race mine. raha he ved to hel new resents 6/4/2012 4:56 PMBy the Grace of God News & Features hupi/www-portlandmonthiymag.comvissues/archives/aricles/aftican-am, Gof 10 Cis sete tak feu as merely potcy tee Ho serves They say te feof Egy lan easing esters nee wack ts eectvness nding Inte the agency remains coo on “acne” eveopmens ke Kingswrth Station, that ae actualy arc forthe ening 2009, te tree than a storetran sandnienes betwen he Lucky SPEC a6 dl aw SUES nw hal-emety {inp mata SE 14 Avene apd Stark Sect. The energy is mich mere subdued: no Band, ne CP, ‘epered tack populate. Emmanuel Church sn heey church to tke mar tepe to adap tos hanging communty. Mt vet apis Church, ane of Port's eet ana tpget lo ches, nowt Porsmeth 0 Mads & Sense at Southrsge High Shao n Beaverton hat packs wth We ne tech profesional ther haces the Very Outreach followed Wghand Citan Cer al arc SY Moves east THe Stor cnrcnes, meantime, have expanded ther van tagortato sree, et up eral Ble "Hues in people's Homes, rd edo provi many Sees that sed come tem oer nsttons, ke egal ne fiancee ror many ofthe reraingcnaregnts, he chrch i ther cnr rt ety, cannecon te BSE Communty the ery tag tat Kops me beng able to ener tra eles my cr, Te es ‘ome ve prety much let everyting,"evpins Mpa va ver Rober Tye, who naw ves & Instron hoe in Vancouver and sys esky Eis Milango ron traction wi the ‘Communty she gre op in since te Vargo fee. BC my Fount." ut or some curches, 2 sky foundation tbe. "The chrehes ae ong onto the ee of he tltfoy ter tegertps’ says are Mane, 2 Msoranm PX lace States Departent, “eter than fry ote Back nso, but Bark tat’ ely 2 efecto of hw strong they sed tebe “is snot te sti Aine has wines a ma}r itn megane Before Rian Armenians were Lutheran er Method ten Some hve sendy fstaishinet, tough tary new churches mane! Our’ origins stereo was most rectly 2 ite sep, manuel Chur of G29 Pte: Chiseher tamenca (ns Unite’ fat nang has beome Wisi: Srcsham ship matto reach is aapesed Whang Cisn Crtr Albert Street Dung Doutiue Bari ana an Unga Bank ach Device of tes te Washington, OC ae San Frencsco ae gong trough sila fds, rom whet black o white aa, Beyond te ference ot trove accuse Neiporhods ke U Stet DC or Harlem In New ark re np and desrabe becuse of ther moist! enranments ane ick Mor. Rel eate agent nga sl Ate a Portas ‘rutoturs reighborteed, out W Wihams veri once he swing Bz and commerce her of ack 1 dont tink peape who ae sen the vous Patna Wesye ae ines conscious excluding pepe of coo rom el vsan ofthe god fe” ays PSUE Usa Bae, eect pees of urban hues and ptning, wut hat ion etn doae nt expety nce peopl of CD OF raca erty to nencmers, even wien hes Deen retired The pases my sate tat ther churches shel Be ‘rowed as altura not ach charches "I dent ook eee # ara Back o Wte—O58 ae ‘hinge tac have Dnded us," says Emmanuel Church of Godin st Unte's Bebo Polar. "Were 2 Community oft a aferert people wt ala of terete, remy jb ofc my eomrunity Comments Intps/www/porttandmonthlymag.comissues/archivesarticles/aftican-am, 6/4/2012 4:56 PMReport Context & Executive Summary Executive Summary Housing affordability in the City of Portland is an issue that has entered the public dialogue. While the Portland housing market is still one of the most affordable of the major West Coast cities, there is a sense of change in the air. The indicators and analysis within this report provide the opportunity to assess policy and programming at new levels of detail and with much more current cost data. Examining production and affordability for various household types and unit compositions will allow more targeted interventions into the housing market. Somewhat in contrast to what many would expect, the ‘number of housing units produced and added to the city ;housing stock in 2014 sil falls below pre-recession production, levels. That said, permitting for multifamily housing units in 2014 matched and exceeded historic levels for the frst ime since the recession, As the Portland Plan has emphasized, an inereasing proportion of residential development in the last decade has been focused on multifamily residential in the Central City and along high-density corridors in neighbor- hoods throughout the city. This development has been largely driven by multifamily units focused on studio apartments, and/or single-bedroom units. By contrast, single-family production and construction permitting levels still find themselves below pre-recessionary level, hous However, affordability issues are not only the result of the stagnation in housing production in the years following the recession. As emphasized in recent reports from the Portland Gity Economist, income inequality and income stagnation continue to hurt working families. Wages, adjusted for inflation, have seen minimal growth in the last two decades. While recent estimates seem to indicate that wages are ticking Lup slightly as the economy slowly recovers from recessionary impacts, these gains are not shared amongst renter households and Communities of Color. These vulnerable communities continue to see ther inflaion-adjusted wages fal, while housing. costs are growing at rates faster than inflation. This report also, highlights the housing challenges for households headed by fa single mother, And certainly, for those without ‘without housing, the impacts of the market are dramatic While the overall composition of racial diversity inthe: remained relatively constant in the last decade, migration and settlement patterns within the city are drastically changing Communities of Color are increasingly concentrated at the periphery of the city. Affordability estimates in the rental and ownership market reinforce this tend. With disproportion- ately lower incomes when compared to White households, households of Communities of Color are faced with severely limited choice as they relate to housing. Housing choice is also increasingly becoming an issue for families in need of more than a single-bedroom housing unit. As the city housing stock is increasingly focused on multifamily housing, affordability estimates for two-bedroom and three- bedroom units in the Central City, or within close proximity, are out of reach for a staggering number of Portland households ‘The decline in Federal funding over the past two decades haas let the bulk of financing for home ownership and rental ‘housing to local jurisdictions, In Portiand that has been heavily ‘Tax Increment Financing, which is restricted geographically to investment in areas that constitute 15% of the city. With housing affordability issues expanding beyond urban renewal arcas and the Central City, a structural misalignment exists between the affordable housing goals established by the city ‘and the funding available to implement programming, & State of Housing in Portland | Phase One | April 2015 roai.aNo nousino suREAL