Age Inputs

Contribution
Inputs

Simple NPS Inputs

Calculator Expected
Returns &
Asset
Allocation
Inputs

Withdrawal
Choices
 Only fill data in yellow cells
Current Age (years) 25

Retirement Age (years) 60

Starting Corpus (if any) -

Monthly Contribution (Rs) 4,167

Annual Contribution (Rs) 50,000

Results
Annual Increase (%) 0%

Allocation Returns

E - Equity 60% 11%

G - (Govt. Debt/Bonds) 30% 7%

C - (Corp. Debt/Bonds) 10% 7%

Exp. Returns (Before Taxes) 9.40%

Lumpsum Withdrawal 60%

Annuity Purchase (min 40%) 40%

Anuity Rate (curr. 5-7%) 6%

 Total Amount Invested 1,800,000

Total Corpus Accumulated @ 60 14,191,574

Amount available for Tax-Free Tax Free in hands of

Withdrawal 8,514,944 Retiree

Tax Free while

Amount used for Annuity Purchase 5,676,630 purchasing Annuity

Monthly Pension generated at 6% Taxable as per tax

annually; before taxes 28,383 slab of retireee

Figures are indicative only

Age SoY Annual Cont Port Returns EoY
25 - 50,000 9.40% 54,700
26 54,700 50,000 9.40% 114,542
27 114,542 50,000 9.40% 180,009
28 180,009 50,000 9.40% 251,630
29 251,630 50,000 9.40% 329,983
30 329,983 50,000 9.40% 415,701
31 415,701 50,000 9.40% 509,477
32 509,477 50,000 9.40% 612,068
33 612,068 50,000 9.40% 724,302
34 724,302 50,000 9.40% 847,087
35 847,087 50,000 9.40% 981,413
36 981,413 50,000 9.40% 1,128,366
37 1,128,366 50,000 9.40% 1,289,132
38 1,289,132 50,000 9.40% 1,465,010
39 1,465,010 50,000 9.40% 1,657,421
40 1,657,421 50,000 9.40% 1,867,919
41 1,867,919 50,000 9.40% 2,098,203
42 2,098,203 50,000 9.40% 2,350,134
43 2,350,134 50,000 9.40% 2,625,747
44 2,625,747 50,000 9.40% 2,927,267
45 2,927,267 50,000 9.40% 3,257,130
46 3,257,130 50,000 9.40% 3,618,001
47 3,618,001 50,000 9.40% 4,012,793
48 4,012,793 50,000 9.40% 4,444,695
49 4,444,695 50,000 9.40% 4,917,197
50 4,917,197 50,000 9.40% 5,434,113
51 5,434,113 50,000 9.40% 5,999,620
52 5,999,620 50,000 9.40% 6,618,284
53 6,618,284 50,000 9.40% 7,295,103
54 7,295,103 50,000 9.40% 8,035,542
55 8,035,542 50,000 9.40% 8,845,583
56 8,845,583 50,000 9.40% 9,731,768
57 9,731,768 50,000 9.40% 10,701,254
58 10,701,254 50,000 9.40% 11,761,872
59 11,761,872 50,000 9.40% 12,922,188
60 12,922,188 50,000 9.40% 14,191,574