Which of the following is the first step of recruitment process?

*
Choose the appropriate answer from the options

Objection Handling
Prospecting
Proposing the Prospect to Join
Evaluation & Selection
2
Which of the following is an ideal market to begin the prospecting?*
Choose the appropriate answer from the options

Secondary Market
Primary Market
Tertiary Market
Open Market
3

Identify the correct statement with regards to taking an appointment? || ममिलनन कक समिय मनमशश्चित करनन
(अपपॉइइंटमिमेंट बबमकइंग) कन सइंदरर मिमें सहह कथन कक श्चियन करन?*
Choose the appropriate answer from the options

It shows professional approach || यह ममिलनन कक, एक व्यकवसकमयक तरहकक हह

It saves time and energy || यह समिय एवइं ऊरकर कह बश्चित करतक हह

It avoids disappointments || यह मनरकशक सन बश्चिकतक हह

All of the above || उपररोक्त सरह

4
Which of the following is / are the tips for prospecting?*
Choose the appropriate answer from the options

Use pre-designed scripts for prospecting

Treat each ‘NO’ as a signal for Next Opportunity.
Don't waste time on people unwilling or unable to buy.
All of the Above
5

Which of the following is the right way to start the meeting with a prospect? || सइंरकमवत (पपरपॉस्पनक्ट) सन ममिलतन
समिय, बकत-श्चिहत शबर करनन कक सहह तरहकक क्यक हह?*
Choose the appropriate answer from the options

Highlighting the monetary benefits only || कनवल आमथरक लकर बतकनक

Thanking the prospect for giving the appointment || सइंरकमवत (पपरपॉस्पनक्ट) करो ममिलनन कन मलए समिय दननन कन मलए
धन्यवकद अदक करनक

Explaining the business opportunity || व्यवसकय मिमें उपलब्ध अवसररो करो बतकनक

None of the above || उपररोक्त मिमें सन करोई नहहइं

How is the Death Sum Assured calculated under Smart Growth Plan?
Choose the appropriate answer from the options

10 X Annualized Premium for age upto 45yrs & 7 X Annualized Premium for age above 45yrs
10 X Annualized Premium for age upto 50yrs & 7 X Annualized Premium for age above 51yrs
10 X Annualized Premium or 0.5 X Policy Term X Annual Premium, whichever is higher
1.25 X Annualized Premium or 0.5 X Policy Term X Annual Premium, whichever is higher
2
Under Smart Growth Plan, How many switches are free of charge?
Choose the appropriate answer from the options

4 Switches/per annum
2 Switches/per Quarter
Any number of times/per annum
Depends on the Policy Term
3
Select the correct option for the Fund Management Charges, under Smart Growth Plan?
Choose the appropriate answer from the options

1.35% for all funds

Equity Growth Fund: 1.35%, Bond Fund II: 1.25% & Discontinued Policy Fund: 0.50%
Equity Growth Fund: 1.25%, Bond Fund II: 0.50%
Mid Cap Fund: 1.25%, Bond Fund II: 1.35% & Discontinued Policy Fund: 0.50%
4
Kaushik has proposed for the Smart Growth Plan with an annual premium of Rs.100,000/-, what are
the allocation charges from 2nd to 5th year in his policy?
Choose the appropriate answer from the options

3.60% of Annualized Premium/per annum

3.00% of Annualized Premium/per annum
0.50% of the Annual Premium/per month
0.30% of Annualized Premium/per month
5
What is the death benefit, under the 'Plus' option of Smart Growth Plan?
Choose the appropriate answer from the options

Sum Assured or Fund Value, whichever is higher

Sum Assured + Fund Value at the time of death
All future premiums will be waived off
Fund Value only
Next
Which of the following statement correctly represents the Sum at Risk at the proposal stage, for a ULIP
having death benefit as higher of S.A. or F.V.?*
Choose the appropriate answer from the options

Death Sum Assured – Premium Paid

Death Sum Assured + Annual Premium
Maturity Sum Assured – Annual Premium
Maturity Sum Assured + Annual Premium
2
Under which of the following conditions, a pure protection (Term) plan can be offered to a juvenile
life?*
Choose the appropriate answer from the options

Only when the parents have an equivalent cover

Only when the policy is taken as collateral security, against education loan
When all the siblings have an equivalent cover
All of the above
3
Which of the following is correct with respect to Juvenile Life guidelines?*
Choose the appropriate answer from the options

Minors only up to age 10 are covered under this

Minors only up to age 18 are covered under this
In addition to minors, students till age 21 are also covered under this
Juvenile guidelines are only for infants
4
Why is it important to underwrite each proposal of Life Insurance?*
Choose the appropriate answer from the options

To protect the company from anti-selection

To ensure that appropriate premium is charged for the particular risk involved
To remain competitive
All of the above
5
Basis the current underwriting guidelines, who amongst the forllowing are eligible for Pure Protection
(Term) Plans?*
Choose the appropriate answer from the options

Woman with Unearned Income, having Income Proof

Women with Earned Income
Non-Working Woman, dependent on husband or children
All of the Above