DETAILED LESSON PLAN IN MATHEMATICS 6

I.LEARNING OBJECTIVES

At the end of an 80-minute class discussion, the students with at least 75 percent level of
proficiency should be able to:

a. solve word problems involving simple interest, principal, rate, and time;
b. write the solution of word problems involving the application of percent; and
c. practice thrift.

II. SUBJECT MATTER

A. Topic: Word Problems involving Simple Interest, Principal, Rate, and Time
B. References: BEC PELC L.3.4.4
Castro, Isabel V. et. al., Mathematics for Everyday Use Textbook 6 pp. 177-188.
EduResources Publishing, Inc. Unit 407, #77 Visayas Avenue, Quezon City 1128
C. Materials: Metacards
Manila paper and Cartolina
Show me Board
D. Skill to be Develop: Solving word problems on simple interest, principal, rate, and time
E. Values Integration: Being thrifty

III. LESSON PROCEDURES

Teachers’ Activity Students’ Activity

A. Review
a. Activity 1 – Completing the Equation
I will flash a card and you are to answer it
on your show me board.

1. 4 is 5% of n
80
2. n% of 60 = 24
40%
3. 80% of 60 = n
48
4. N% of 40 = 30
75%
5. 75% of n = 21
28

B. Motivation
What can you see in this picture?
A man going to the bank.
Why does the man go to the bank?
To deposit an amount of money.
Why do you think the man deposited his
money in the bank?
 For future purposes and to let his money be
secured. The value of the amount of money
deposited will increase.

Who has seen a bank book?

I have seen a bank book maam!
What can you see in the bank book?
Does it have an interest?
Yes maam!
Does it have principal?
Yes maam!

C. Presentation and Discussion

Let us understand the following concepts:

Principal – is the amount borrowed or invested.

Interest – is the amount earned for the use
of money.
Rate of interest – is the amount of interest
due per period, as a proportion of the amount
lent, deposited or borrowed.
Time – the loan period or duration that the
principal amount is either borrowed or invested.
Total amount of interest – it is the sum of the
principal and the interest.

Chanelle, kindly read the problem.

Rhoda has a deposit of ₱5,000 in a savings
account for 2 years. If the bank pays simple
interest at the rate of 6%, how much interest
will she receive?
Who has a savings account in a bank?
Rhoda.
How much is her deposit?
₱5,000
If you were Rhoda will you open a savings account
in the bank? Why?

If I were Rhoda, I will open a savings account in

the bank because whenever I will be needing
money for a very important case, I can have
something to use and saving account in the
bank will help me to be thrift and not to buy
material things that are not really needed.
What is asked in the problem?
How much interest will Rhoda receive?
What are the given facts?
₱5,000 – Rhoda’s deposit on a bank (Principal)
6% - rate of interest
5 years - time
To solve the problem we use the formula:
Interest = Principal x Rate x Time
(I = P x r x t)
I=Pxrxt
I = (5000 x 0.06) x 2
I = 300 x 2
I =₱600
What was the interest after 2 years?
The interest after 2 years was ₱600.
To solve for the total amount we add
the amount of money invested and the
amount earned for the use of money.

The equation that we are going to use is:

Principal + Interest = Total amount of money

Who can show the solution on the board?

₱5,000 +₱600 = ₱ 5600
How much is the total amount of Rhoda’s
money after 2 years?

Rhoda will have ₱ 5,600 total amount of money

after 2 years.

I will group you into four and every group will

be given an envelope. Work with your group
to do the activity. Choose 2 representatives
in your group to present your output later.
This will be the criteria in scoring your output.

Rubric:
Number of points Description of Responses
5 I. Uses correct procedure and work is
prescribed in logical order,
expressed clearly and with correct
answer.
II. Correct solution but used either
problem solving strategy and
correct answer.
4 I. Has presented strategies in solving
the problem but has not obtained
the final correct answer.
II. Complete and correct method of
solution but wrong answer.
3 The work presented systematically but with
errors in computation leading to incorrect
answer.
2 Suggest good mathematical thinking but with
incomplete solution and no answer.
1 No solution/wrong solution but with correct
answer.
0 No attempt.
 Group 1. Mr. Dulay deposited ₱8,000 in a bank
which pays 4% interest in one year. What was
the interest after five years?
Group 2. Laura applied for a loan ₱ 8,000 at a
yearly interest of 10%. If she paid back the
credit union ₱ 9,600, how many years was her
loan?
Group 3. At the end of the first year my bank
deposit increase from ₱ 6,100 to ₱6,313.50.
What was the rate of interest given by the
bank?
Group 4. To put up a grocery store, Mr. and
Mrs. Cruz borrowed ₱25,000 at a rate of 18%
per year for two years. What is the total
amount they will pay the bank?

The students will present their outputs.

D. Generalization
What is interest?
Interest is the amount earned for the use of
money.
How do solve for the simple interest?
I=Pxrxt
What is principal?
Principal is the amount borrowed or invested.
How do you solve for the Principal?
P = I/rt
What is rate of interest?
Rate of interest is the amount of interest due
per period, as a proportion of the amount lent,
deposited or borrowed.
How do you solve for the rate of interest?
r = I/Pt
What is time?
Time is the loan period or duration that the
principal amount is either borrowed or
invested.
How do you solve for the time?
t = I/Pr
What is total amount?
It is the sum of the principal and the interest.
How do you solve for the total amount?
Principal + Interest = Total amount

F.Application
Bring out ½ sheet of paper. Answer it individually.
I will give you 5 minutes to answer it.

The sixth grade club had three rummage sales

and was able to raise a good amount. The
officers planned to deposit the money in a
savings account with simple interest.
Their president presented a table during their
meeting discussed as in:
 Principal Rate of Interest Time Total
Interest Amount
a.₱30,500 9% 6 mo.
b.₱30,500 ₱ 1,930 9 mo.
c. 12% ₱ 9,300 1 year

IV.EVALUATION

A. Find the missing entries in the table:

Principal Rate of Interest Time Total Amount

Interest
1 ₱ 1,000 20% ₱ 200 1 year
2 ₱ 2,000 15% ₱ 600
3 ₱ 2,500 25% ₱ 3 years
4 ₱ 650 ₱ 260 4 years
5 ₱ 2,500 12% ₱ 5 years

B. Analyze and solve the problem.

1. Lilia invested ₱75,000 at 5.75% simple interest for 2 years. How much did she earn?
a. The rate of interest is ___________.
b. The principal is ___________.
c. The time covered is _______.
d. The equation to be used to find the interest and total amount of money are:
a. _________
b. _________
e. The amount of interest Lilia’s money earned was _______.
f. Lilia has a total amount of __________ in 2 years.
2. Nena borrowed ₱75,000 from a credit union. At the end of 2 years he has to pay back 8%
interest. How much is the interest?

V. ASSIGNMENT
A. Solve the problems and write your answers on a 1 whole sheet of paper.
1. Ricardo’s father borrows ₱90,000 from a financial institution. At the end of 2 ¾ years he has to pay an
interest rate of 20%. How much will he pay back the financial institution?
2. Rolando has ₱20,000 in his savings account. If the rate of interest is 4 ½ % a year how much interest
does his money earn? How much money will he have in all?
3. Yoly paid back the credit union ₱21,000. If she was given 10% interest 4 years ago, how much did she
borrow?