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Micro Enterprises:

No. of Employees Annual Turnover Exposure Limit

Up to 10 Not specified Up to a maximum of Rs. 500,000

Small Enterprises:
No. of Employees Annual Turnover Exposure Limit

Up to 50 Up to 150 million 25 million

Medium Enterprises:
No. of Employees Annual Turnover Exposure Limit

51-250 for Above Rs 150 million and up 200 million


Manufacturing & to Rs 800 million
Service
51-100 for Trading
Large Enterprises:
According to Companies Act 2017, large sized companies are:
 Non listed companies having paid up capital of 200 million or turnover of 1 billion or
more or employees 750 or more.
 A foreign company with a turnover of 1 billion or more.
 Non listed companies registered under sec. 42 and 45 of Companies Act 2017.
Exposure Limit:
Exposure limit of 25% of bank equity for group and 20% of bank equity for single.
References:
http://www.sbp.org.pk/acd/2012/C2-AnnexA.pdf

http://www.sbp.org.pk/smefd/circulars/2016/PR_SME_C2_Annex.pdf

Section 224 and 225 of Companies Act 2017

http://www.sbp.org.pk/publications/prudential/PRs-Jan-2015.pdf

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