Personal Monthly Budget

Income 1 GHC 2,000.00 TOTAL PROJECTED EXPENSE (Projected income minus expenses) GHC 2,060.00
PROJECTED MONTHLY INCOME Extra income GHC 400.00 TOTAL ACTUAL EXPENSE (Actual income minus expenses) GHC 2,040.00
Total monthly income GHC 2,400.00 Total Expense Difference GHC 20.00
Income 1 PROJECTED BALANCE (Projected income minus expenses) GHC 340.00
ACTUAL MONTHLY INCOME Extra income ACTUAL BALANCE (Actual income minus expenses) -GHC 2,040.00
Total monthly income GHC - BALANCE DIFFERENCE (Actual minus projected) -GHC 2,380.00

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent GHC 1,500.00 GHC 1,400.00 GHC 100.00 Video/DVD GHC - GHC 50.00 -GHC 50.00
Phone GHC 60.00 GHC 100.00 -GHC 40.00 CDs GHC -
Electricity GHC 50.00 GHC 60.00 -GHC 10.00 Movies GHC -
Gas GHC 200.00 GHC 180.00 GHC 20.00 Concerts GHC -
Water and sewer GHC - Sporting events GHC -
Cable GHC - Live theater GHC -
Waste removal GHC - Other GHC -
Maintenance or repairs GHC - Other GHC -
Supplies GHC - Other GHC -
Other GHC - Total GHC - GHC 50.00 -GHC 50.00
Total GHC 1,810.00 GHC 1,740.00 GHC 70.00
LOANS Projected Cost Actual Cost Difference
TRANSPORTATION Projected Cost Actual Cost Difference Personal GHC -
Vehicle payment GHC 250.00 GHC 250.00 GHC - Student GHC -
Bus/taxi fare GHC - Credit card GHC -
Insurance GHC - Credit card GHC -
Licensing GHC - Credit card GHC -
Fuel GHC - Other GHC -
Maintenance GHC - Total GHC - GHC - GHC -
Other GHC -
Total GHC 250.00 GHC 250.00 GHC - TAXES Projected Cost Actual Cost Difference
Federal GHC -
INSURANCE Projected Cost Actual Cost Difference State GHC -
Home GHC - Local GHC -
Health GHC - Other GHC -
Life GHC - Total GHC - GHC - GHC -
Other GHC -
Total GHC - GHC - GHC - SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account GHC -
FOOD Projected Cost Actual Cost Difference Investment account GHC -
Groceries GHC - Other GHC -
Dining out GHC - Total GHC - GHC - GHC -
Other GHC -
Total GHC - GHC - GHC - GIFTS AND DONATIONS Projected Cost Actual Cost Difference
Charity 1 GHC -
PETS Projected Cost Actual Cost Difference Charity 2 GHC -
Food GHC - Charity 3 GHC -
Medical GHC - Total GHC - GHC - GHC -
Grooming GHC -
Toys GHC - LEGAL Projected Cost Actual Cost Difference
Other GHC - Attorney GHC -
Total GHC - GHC - GHC - Alimony GHC -
Payments on lien or judgment GHC -
PERSONAL CARE Projected Cost Actual Cost Difference Other GHC -
Medical GHC - Total GHC - GHC - GHC -
Hair/nails GHC -
Clothing GHC -
Dry cleaning GHC -
Health club GHC -
Organization dues or fees GHC -
Other GHC -
Total GHC - GHC - GHC -

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