PROJECT PROFILE

OF

M/s.SRI VENKATA SAI TRADERS

Main Activity- Dealers in Cement, Steel and Paints

Prepared for
NARASIMHULU ELISETTI

5/68, Sanjeevapuram, Obulavaripalli ,Mukkavaripalle, Cuddapah, Andhra Pradesh - 516108

 INTRODUCTION

1. Name of the Unit : M/s.SRI VENKATA SAI TRADERS

2. Address : 5/68, Sanjeevapuram, Obulavaripalli ,Mukkavaripalle,

Cuddapah, Andhra Pradesh - 516108

3. Constitution : Sole proprietor

4. DIC Registration No. (if any) : N/A

NARASIMHULU ELISETTI
5. Name of the applicant :

6. Background of the Applicant : The applicant is whosaler and retailer of Construction

materials in Obulavaripalli

7. Nature of Business : Main Activity- Dealers in Cement, Steel and Paints

8. Nature of Facilities Sought :

Type of Facility Amount (Rs.)

Term Loan 1,000,000

Prepared as per information of the Applicant

M/s.SRI VENKATA SAI TRADERS

OPERATING STATEMENT
Amount (in Rs.)
Audited Projected Projected Projected Projected Projected Projected
S.no Particulars
2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25

1 Sales 17,848,398 18,740,818 19,677,859 20,661,752 21,694,839 22,779,581 23,918,560

2 Net Income 17,848,398 18,740,818 19,677,859 20,661,752 21,694,839 22,779,581 23,918,560

3 %age rise(+) or fall (-) in net sales 5% 5% 5% 5% 5% 5%
4 Cost of Sales
I) Purchases 19,565,100 14,617,838 16,726,180 19,008,812 19,308,407 20,046,032 21,287,519
ii) Add : Opening stock 3,707,453 6,968,592 4,705,512 4,070,704 5,240,819 6,027,780 7,018,821
iii) Deduct : Closing stock 6,968,592 4,705,512 4,070,704 5,240,819 6,027,780 7,018,821 8,626,925
iv)Total cost of goods produced 16,303,961 16,880,918 17,360,988 17,838,697 18,521,446 19,054,991 19,679,415
Gross profit 1,544,437 1,859,900 2,316,871 2,823,055 3,173,393 3,724,590 4,239,145
5 Salary and employee cost 432,960 497,904 597,485 716,982 860,378 1,032,454 1,238,944
6 Administrative & Operating Expenses 208,768 240,083 288,100 345,720 414,864 497,837 597,404
7 Depreciation 166,789 199,833 189,842 320,350 304,332 289,116 274,660
8 Total cost of sales 17,112,478 17,818,738 18,436,415 19,221,748 20,101,020 20,874,397 21,790,423
9 Operating profit before interest and tax 735,920 922,080 1,241,444 1,440,004 1,593,819 1,905,184 2,128,137
10 Finance Cost 61,890 56,382 115,000 101,775 90,071 79,713 70,546
11 Profit before tax / loss 674,030 865,698 1,126,444 1,338,229 1,503,749 1,825,472 2,057,592
12 Tax expense/Provision for tax 28,725 73,140 125,289 167,646 200,750 265,094 311,518
13 Net profit / loss 645,305 792,559 1,001,155 1,170,583 1,302,999 1,560,377 1,746,073
Net profit ratio 3.62% 4.23% 5.09% 5.67% 6.01% 6.85% 7.30%
M/s.SRI VENKATA SAI TRADERS

ANALYSIS OF BALANCE SHEET

Amount (in Rs.

Audited Projected Projected Projected Projected Projected Projected
S.no LIABILITIES
2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
CURRENT LIABILITIES
1 Sundry creditors (Trade) 3,668,953 2,445,638 1,827,230 2,090,772 2,376,101 2,413,551 2,505,754
2 Other Liabilities & Provisions 72,560 98,140 150,289 192,646 225,750 290,094 336,518
3 TOTAL CURRENT LIABILITIES 3,741,513 2,543,777 1,977,519 2,283,418 2,601,851 2,703,645 2,842,272
4 Secured Loans 435,653 512,560 1,000,000 885,000 783,225 693,154 613,441
5 Unsecured Loans 3,200,000 2,240,000 1,568,000 1,097,600 768,320 537,824 376,477
6 TOTAL TERM LIABILITIES 3,635,653 2,752,560 2,568,000 1,982,600 1,551,545 1,230,978 989,918
7 TOTAL OUTSIDE LIABILITIES 7,377,166 5,296,337 4,545,519 4,266,018 4,153,396 3,934,623 3,832,190
8 Capital 1,292,545 3,407,662 3,700,221 4,751,376 6,171,959 7,124,958 9,035,335
9 Add:Surplus / deficit in P&L a/c 674,030 792,559 1,001,155 1,170,583 1,302,999 1,560,377 1,746,073
10 Add:Capital introduced 1,584,250 500,000 500,000 500,000 500,000 500,000
11 Less:Drawings (143,163) (500,000) (450,000) (250,000) (850,000) (150,000) (500,000)
12 NET WORTH 3,407,662 3,700,221 4,751,376 6,171,959 7,124,958 9,035,335 10,781,409
13 TOTAL LIABILITIES 10,784,828 8,996,558 9,296,894 10,437,977 11,278,354 12,969,959 14,613,599

0.00 0.00 0.00 0.00 0.00 0.00 0.00

M/s.SRI VENKATA SAI TRADERS

ANALYSIS OF BALANCE SHEET

Amount (in Rs.)

Audited Projected Projected Projected Projected Projected Projected
S.no ASSETS
2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
CURRENT ASSETS
1 Cash & Bank Balances 142,307 168,734 292,685 177,152 131,733 240,210 167,530
2 Inventory 6,968,592 4,705,512 4,070,704 5,240,819 6,027,780 7,018,821 8,626,925
3 Sundry Debtors 2,054,810 2,342,602 2,459,732 2,582,719 2,711,855 2,847,448 2,949,820
4 Revenue with Government Authorities 209,952 - - - - - -
5 TOTAL CURRENT ASSETS 9,375,661 7,216,849 6,823,121 8,000,690 8,871,369 10,106,478 11,744,274
6 Short term loans and advances 410,000 830,500 872,025 915,626 961,408 1,490,182 1,564,691
7 Fixed Assets 999,167 949,209 1,601,748 1,521,661 1,445,578 1,373,299 1,304,634
8 TOTAL ASSETS 10,784,828 8,996,558 9,296,894 10,437,977 11,278,354 12,969,959 14,613,599
9 NET WORKING CAPITAL 5,634,148 4,673,072 4,845,603 5,717,272 6,269,518 7,402,833 8,902,002
10 CURRENT RATIO 2.51 2.84 3.45 3.50 3.41 3.74 4.13

- 0 0 (0) 0 (0) (0)

Amount (in Rs.)
Projected
2025-26

159,965
9,225,907
3,339,311
-
12,725,182
1,642,925
1,897,137
16,265,245
9,670,949
4.17

0
M/s.SRI VENKATA SAI TRADERS

FINANCIAL POSITION

Audited Projected Projected Projected Projected Projected

S.no Particulars
2018-19 2019-20 2020-21 2021-22 2022-23 2023-24
a) Capital 1,292,545 3,407,662 3,700,221 4,751,376 6,171,959 7,124,958
b) Tangible Net worth (Excl. rev. reserve & net of intangible assets) 3,407,662 3,700,221 4,751,376 6,171,959 7,124,958 9,035,335
c) Investment in cos.(of which associated companies/ subsidiaries) - - - - - -
d) Adjusted TNW 3,407,662 3,700,221 4,751,376 6,171,959 7,124,958 9,035,335
e) Quasi Capital - - - - - -
f) Capital Employed*(total funds employed) 7,043,315 6,452,781 7,319,376 8,154,559 8,676,503 10,266,313
g) Net Block 999,167 949,209 1,601,748 1,521,661 1,445,578 1,373,299
h) Net sales 17,848,398 18,740,818 19,677,859 20,661,752 21,694,839 22,779,581
i) Other Income - - - - - -
j) Depreciation 166,789 199,833 189,842 320,350 304,332 289,116
k) Gross Profit/Loss 1,544,437 1,859,900 2,316,871 2,823,055 3,173,393 3,724,590
l) Net profit/loss 645,305 792,559 1,001,155 1,170,583 1,302,999 1,560,377
m) Cash Accruals (j+l) 812,094 992,392 1,190,997 1,490,933 1,607,331 1,849,493
n) Net profit / Capital Employed (%) 9% 12% 14% 14% 15% 15%
o) Current Assets 9,375,661 7,216,849 6,823,121 8,000,690 8,871,369 10,106,478
p) Current Liabilities 3,741,513 2,543,777 1,977,519 2,283,418 2,601,851 2,703,645
RATIOS :
q) Current Ratio 2.51 2.84 3.45 3.50 3.41 3.74
r) Debt/Equity :
Total Term Liab./TNW 1.07 0.74 0.54 0.32 0.22 0.14
Total Outside Liab./ TNW 2.16 1.43 0.96 0.69 0.58 0.44
s) Profitability %: PAT/Net Sales 3.62% 4.23% 5.09% 5.67% 6.01% 6.85%
t) DSCR-For specific term loan 14.12 18.60 11.36 15.65 18.85 24.20
Interest paid 61,890 56,382 115,000 101,775 90,071 79,713
Repayment obligation: 61,890 56,382 115,000 101,775 90,071 79,713
u) Interest Coverage 14.59 19.90 12.45 17.30 21.07 27.53
v) Inventory + Receivables/ Sales 51% 38% 33% 38% 40% 43%
Amount (in Rs.) Amount (in Rs.)
Projected Projected
2024-25 2025-26
9,035,335 10,781,409
10,781,409 12,404,582
- -
10,781,409 12,404,582
- -
11,771,327 13,211,012
1,304,634 1,897,137
23,918,560 25,114,488
- -
274,660 260,927
4,239,145 4,868,445
1,746,073 1,973,174
2,020,733 2,234,101
15% 15%
11,744,274 12,725,182
2,842,272 3,054,233

4.13 4.17

0.09 0.07
0.36 0.31
7.30% 7.86%
29.64 36.78
70,546 62,433
70,546 62,433
34.06 42.68
48% 50%