Niraj Kumar Sen

Near shitla mandir,

Beside Biswas provision store street,

Mahadev Nagar, New Changorabhata ,

Raipur (Chhattisgarh)
Cell: 8982290000
Email:nirjsen@gmail.com

PROFESSIONAL PROFILE:

I am an enthusiastic and dedicated professional with extensive experience across all areas of retail
management . An exceptional leader who is able to develop and motivate others to achieve targets, I
can demonstrate a strong ability to manage projects form conception through to successful
completion. A proactive individual with a logical approach to challenges, I perform effectively even
within a highly pressurized working environment.

Career Objectives:

Seeking the position of a Senior Management wherein my experience and abilities will contribute to
the tremendous growth of the organization.

Skills of Summary:

 Possess nine years of working experience in sales

 Strong verbal and written communication skills
 Demonstrated relationship management and new business development skills
 Extensive knowledge of mortgage services, products, operations, and current market trends
 Effective management and leadership skills
 Dynamic, flexible and ability to motivate a team
 Good networking and relationship building skills
 Well versed in Microsoft Word, Microsoft excel, PowerPoint and Internet explorer
Educational Summary:

 MBA in Marketing from the Sikkim Manipal, University of Raipur in the year 2014
 M. Com from the Pt. Ravi shanker Shukla, University of Raipur in the year 2012
 B. Com from the Pt. Ravi shanker Shukla, University of Raipur in the year 2008
 PGDCA from the Pt. Ravi shanker Shukla, University of Raipur in the 2010

Professional Experience:

1. Sales Manager- 16 may 2019 to till date

L & T Housing Finance Ltd (DSA channel HL & Lap )

 Conducts Dsa meetings and update policies dsa members on best practices and continuing
expectations.
 Provide quality customer service, including interacting with customers, answering customer
enquiries, and effectively handling customer complaints
 Review and update credit, loan files & loan agreements to ensure that they are complete and
accurate according to policy.
 Submit applications to credit analysts for verification and recommendation
 Build relationship with builder, Dsa channel partners.
 Gave justifications for deviations and waivers from standard pricing

2. Relationship Manager, 10 oct 2017 to 18 april 2019

Indiabulls Housing Finance Ltd – Raipur (Dst Team handling)

 Interview new dst member joining, hiring and trained dst members.
 Conducts Dst team meetings and update policies dst team members on best practices and
continuing expectations.
 Provide quality customer service, including interacting with customers, answering customer
enquiries, and effectively handling customer complaints
 Review and update credit, loan files & loan agreements to ensure that they are complete and
accurate according to policy.
 Submit applications to credit analysts for verification and recommendation
 Build relationship with builder, CA and broker other channel partners.
 Gave justifications for deviations and waivers from standard pricing

3. Relationship officer, 27 june 2013 to 3 oct 2017

worked with axis bank under (axis securities) in Home Loan Finance

4. Senior Marketing Officer, 06 november 2012 to 26 june 2013

worked with Indusind bank under (indusind marketing financial service pvt ltd) in Home Loan
Finance
 5. Sales Executive, 27 january 2011 to 5 november 2012
worked with Hdfc bank under (Hbl global) in Car Loan Finance

Achivements:

 NCC “C” certificate holder air wing

 All india vayu sainik camp attend held at Bangalore 2006
 National integration camp attend held at Chennai 2007
 3 Annual training camp attend at raipur

Personal Details:

 Name: Niraj kumar sen

 Father name : Mr. Chetan sen
 Date of Birth: 27/07/1985
 Employment Status: Full time
 Relationship status: Married
 Domicile: Chhattisgarh
 Language known: Hindi , English , Chhattisgarhi

Declaration

I here by declare that all the details furnished here are true to the best of my knowledge.

Date: (Niraj kumar sen)

Place: