Sunteți pe pagina 1din 7

# que se paga a cuotas de \$ 120,000 a un plazo de 12 meses con una tasa del 21,02% EA

VP \$ 1,300,575.08
VF
n 12 meses
i 0.0160259 EM 21.02
Cuota \$ 120,000

## n VALOR CUOTA INTERESES CAPITAL SALDO

0 \$ - \$ 1,300,575.08
1 \$ 120,000 \$ 20,843 \$ 99,157 \$ 1,201,418
2 \$ 120,000 \$ 19,254 \$ 100,746 \$ 1,100,672
3 \$ 120,000 \$ 17,639 \$ 102,361 \$ 998,311
4 \$ 120,000 \$ 15,999 \$ 104,001 \$ 894,310
5 \$ 120,000 \$ 14,332 \$ 105,668 \$ 788,642
6 \$ 120,000 \$ 12,639 \$ 107,361 \$ 681,280
7 \$ 120,000 \$ 10,918 \$ 109,082 \$ 572,199
8 \$ 120,000 \$ 9,170 \$ 110,830 \$ 461,369
9 \$ 120,000 \$ 7,394 \$ 112,606 \$ 348,762
10 \$ 120,000 \$ 5,589 \$ 114,411 \$ 234,352
11 \$ 120,000 \$ 3,756 \$ 116,244 \$ 118,107
12 \$ 120,000 \$ 1,893 \$ 118,107 \$ 0
EA
Hallar el monto y el valor presente de 20 cuotas trimestales de \$5,000 cada una con una tasa de

## VP \$ 49,090.74 RTA EL VALOR PRESENTE ES \$ 49,090.74

VF \$ 228,809.82 EL VALOR FUTURO ES ###
n 20
i 8%
Cuota 5000
00 cada una con una tasa de interes de 8% ET
Determinar la cuota periodica para una deuda de 24 meses con una tasa del 24 % cm de \$4,000,000 teniendo una cuota inici

VALOR DE LA
DEUDA \$ 4,000,000
INICIAL \$ 1,200,000
SALDO \$ 2,800,000
i 24 CM 0.02
n 24 Meses

CUOTA \$ 148,039.07

## n VALOR CUOTA INTERESES CAPITAL SALDO

0 0 0 0 \$ 2,800,000
1 \$ 148,039.07 56,000.00 92,039.07 2,707,960.93
2 \$ 148,039.07 54,159.22 93,879.85 2,614,081.07
3 \$ 148,039.07 52,281.62 95,757.45 2,518,323.62
4 \$ 148,039.07 50,366.47 97,672.60 2,420,651.02
5 \$ 148,039.07 48,413.02 99,626.05 2,321,024.97
6 \$ 148,039.07 46,420.50 101,618.57 2,219,406.40
7 \$ 148,039.07 44,388.13 103,650.94 2,115,755.45
8 \$ 148,039.07 42,315.11 105,723.96 2,010,031.49
9 \$ 148,039.07 40,200.63 107,838.44 1,902,193.05
10 \$ 148,039.07 38,043.86 109,995.21 1,792,197.84
11 \$ 148,039.07 35,843.96 112,195.12 1,680,002.72
12 \$ 148,039.07 33,600.05 114,439.02 1,565,563.70
13 \$ 148,039.07 31,311.27 116,727.80 1,448,835.91
14 \$ 148,039.07 28,976.72 119,062.35 1,329,773.55
15 \$ 148,039.07 26,595.47 121,443.60 1,208,329.95
16 \$ 148,039.07 24,166.60 123,872.47 1,084,457.48
17 \$ 148,039.07 21,689.15 126,349.92 958,107.55
18 \$ 148,039.07 19,162.15 128,876.92 829,230.63
19 \$ 148,039.07 16,584.61 131,454.46 697,776.17
20 \$ 148,039.07 13,955.52 134,083.55 563,692.62
21 \$ 148,039.07 11,273.85 136,765.22 426,927.40
22 \$ 148,039.07 8,538.55 139,500.52 287,426.88
23 \$ 148,039.07 5,748.54 142,290.53 145,136.35
24 \$ 148,039.07 2,902.73 145,136.35 - 0.00
,000,000 teniendo una cuota inicial de \$1,200,000
año por 600,000 cuanto habra acumulado al final del año si el banco paga un interes de 1,6%

VP
VF \$ 7,868,640.24
n 12 MENSUAL
i 1.60%
Cuota 600000

## n VALOR CUOTA INTERESES CAPITAL SALDO

0 \$ 600,000 0 \$ 600,000
1 \$ 600,000 \$ 9,600 0 \$ 1,209,600
2 \$ 600,000 \$ 19,354 0 \$ 1,828,954
3 \$ 600,000 \$ 29,263 0 \$ 2,458,217
4 \$ 600,000 \$ 39,331 0 \$ 3,097,548
5 \$ 600,000 \$ 49,561 0 \$ 3,747,109
6 \$ 600,000 \$ 59,954 0 \$ 4,407,063
7 \$ 600,000 \$ 70,513 0 \$ 5,077,576
8 \$ 600,000 \$ 81,241 0 \$ 5,758,817
9 \$ 600,000 \$ 92,141 0 \$ 6,450,958
10 \$ 600,000 \$ 103,215 0 \$ 7,154,173
11 \$ 600,000 \$ 114,467 0 \$ 7,868,640
\$ 7,868,640