A

SYNOPSIS

ON

“ANALYTICAL STUDY OF FINANCIAL STATEMENT THROUGH

CASH FLOW STATEMENT OF ICICI BANK LTD.”

Submitted To

The Rashtrasant Tukdoji Maharaj Nagpur University,

In The Partial Fulfillment Of The requirement for the award of degree of
Master in Business Administration (MBA)

Submitted By

ANAM FAROOQUI

Guided By

PROF. NIDHI BISEN

G.H.RAISONI INSTITUTE OF MANAGEMENT & RESEARCH

KHAPERKHEDA, NAGPUR.

2019-2020
 INDEX

Sr. No. Topics Page No.

1 Introduction

 Introduction Of Topic 1-3

 Introduction To The Company

2 Research Methodology

 Research design 4

 Research universe

3 Research Hypothesis 5

4 Research Objective 6

5 Data Analysis & Interpretation 7

6 Findings and Suggestions 8

7 Conclusion 9

8 Bibliography 10
INTRODUCTION

Financial management refers to the efficient and effective management of money

(funds) in such a manner as to accomplish the objectives of the organization. It is the
specialized function directly associated with the top management. The significance of this
function is not seen in the 'Line' but also in the capacity of 'Staff' in overall of a company. It
has been defined differently by different experts in the field.

The term typically applies to an organization or company's financial strategy, while personal

finance or financial life management refers to an individual's management strategy. It
includes how to raise the capital and how to allocate capital, i.e. capital budgeting. Not only
for long term budgeting, but also how to allocate the short term resources like current
liabilities. It also deals with the dividend policies of the share holders.

INTRODUCTION OF CASH FLOW STATEMENT

A cash flow statement based on working capital is very useful in long-range financial
planning but this statement may conceal or exclude too much. This is so because it does not
take into considerations the movements among the individual current assets and current
liabilities i.e. it shows net change in working capital. Moreover, this statement treats
increases in receivables, inventories and prepaid expenses and decreases in accounts payable,
outstanding expenses and bank over draft as equivalent to decrease in cash. Likewise,
decreases in receivables, inventories and prepaid expenses and increases in creditors, bills
payable, outstanding expenses and bank overdraft are treated as equivalent to increases in
cash. This is not a correct treatment because this items do not decrease cash or make cash
available.

Sundry creditors, bills payable, outstanding expenses become payable in the next
period. Similarly, inventories and receivable make cash available in the next period. It is
quite possible that there may be sufficient working capital as revealed by the cash flow
statement and still the company may be unable to meet its current liabilities as and when they
fall due. It may be due to an accumulation of inventories and an increase in trade debtors
caused by a slowdown in collections. In such a situation, a cash flow statement is more
useful because it gives detailed information to the management about the sources of cash
inflows and outflows.
 COMPANY PROFILE

ICICI Bank Limited is an Indian multinational banking and financial services

company headquartered in Mumbai, Maharashtra with its registered office in Vadodara,
Gujarat. As of 2018, ICICI Bank is the second largest bank in India in terms of assets
and market capitalisation. It offers a wide range of banking products and financial services
for corporate and retail customers through a variety of delivery channels and specialised
subsidiaries in the areas of investment banking, life, non-life insurance, venture
capital and asset management. The bank has a network of 4882 branches and 15101 ATMs
across India and has a presence in 17 countries including India.

ICICI Bank is one of the Big Four banks of India. The bank has subsidiaries in the
United Kingdom and Canada; branches in United States, Singapore, Bahrain, Hong Kong,
Qatar, Oman, Dubai International Finance Centre, China and South Africa;  and
representative offices in United Arab Emirates, Bangladesh, Malaysia and Indonesia. The
company's UK subsidiary has also established branches in Belgium and Germany.
 OBJECTIVES OF THE STUDY

 To analyze the Cash flow statement in ICICI.

 To study the cash management of ICICI.
 To know the sources of Cash inflow and cash outlets.
 To study the cash flow statement for investors.
 To study the Cash flow from Operating Activities.

HYPOTHESIS

H0 :- There is no significant difference between the trends of Investing activities of the

ICICI.

H1 :- There is significant difference between the trends of Operating activities of the ICICI.
 RESEARCH METHODOLOGY

Research methodology is away to systematically solve the research problem, as to how

research is done scientifically. It is generally adapted by researcher to study his research
problem along with logic behind them. It is necessary for the researcher to develop certain
tests. This also clarify time, scope, data sources etc. of proposed study. Another significant
aspect is tools and techniques which are used for the study.

RESEARCH DESIGN

Research design is a pre-planned sketch for the explanation of a problem. It is the first
step to take and the whole research. Study will conduct on the basis of this research design. It
gives us a due that how the further process would be taking place and how would be the
research study carry into classification, interpretation and suggestions. This is a guideline for
the whole work.

RESEARCH TECHNIQUES

A researcher is using descriptive research for the research.

RESEARCH METHOD

A researcher is using quantitative research method for the research.

SAMPLE DESIGN

Researcher is using sampling method in which some elements of the population are included
in the sample.

SAMPLE TECHNIQUES

A researcher is using random sampling research method for the research.

SAMPLING METHOD

Probability sampling is based on the fact that every member of a population has a
known & equal chance of being selected.
SAMPLING TECHNIQUES

Random sampling method is used in descriptive research where the researcher is

interested in getting an inexpensive approximation of the truth. A simple random sample is a
subset of a statistical population in which each member of the subset has an equal probability.
This probability method is often used during preliminary research efforts to get a gross
estimate of the results, without incurring the cost or time required to select a random sample.

SAMPLE AREA :-

The sampling area is East Nagpur.

SCOPE

 The particular company – ICICI Bank is selected because of convenience of carrying

out the required research and to get in-depth knowledge about the company.

DATA COLLECTION

Data collection is the systematic approach to gathering and measuring information from a
variety of sources to get a complete and accurate picture of an area of interest.

The data used for this study are

1. PRIMARY DATA

2. SECONDARY DATA

PRIMARY DATA

Primary data consisted of original information gathered for the specific purpose. Data
was collected from the primary sources i.e. questionnaire was developed with the help of
which personal interview were carried out. Also along with this researcher earned out
personal interviews with direct users like contractor and domestic users.
SECONDARY DATA

Secondary data is the second hand based data. The secondary data are collected from
Nagpur city Authorized by, from Financial Statement, from website of the company, news
papers, and magazine.

This project is based on secondary data

CONCLUSION
Conclusion of this project depends on after successfully data analysis and interpreted and
completion of final project and research.

SUGGESTIONS
Suggestion are idea and opinion give after successful completed full research and final
project.
 BIBLIOGRAPHY

BOOKS

 S.N. Maheshwari, Financial management, Eleventh Edition 2006, Sultan Chaqnd &
Sons, Educational Publishers. New Delhi.
 I.M Pandey, Financial management, Ninth Edition, Vikas publishing house pvt Ltd.
 M.Y Khan- P.K Jain, Management Accounting, Third edition, Tata Mc Graw-Hill
Publishing co. Ltd
 B.L. Gupta, Management of Liquidity and Profitability, Arihant Publishing House,
Jaipur.

Websites:-

 www.slidershare.com
 www.icicibank.com