MAY 2016 U/ID 22204/UCZD/

UCVJ

Time : Three hours Maximum : 100 marks

SECTION A — (10 × 3 = 30 marks)

Answer any TEN questions.

1. What do you mean by ‘EFT’?

ªßÚÝ {v©õØÓ® GßÓõÀ GßÚ?

2. State the various types of deposit accounts.

øÁ¨¦U PnUSPÎß ÁøPPÒ ¯õøÁ?

3. Define insurance.
Põ¨¥k Áøμ»UPn® u¸P.

4. What is venture capital?

xoPμ •u½k GßÓõÀ GßÚ?

5. What is leasing?
SzuøP°kuÀ GßÓõÀ GßÚ?

6. What is ‘FDR’?
uÁøn øÁ¨¦ μ^x GßÓõÀ GßÚ?
7. Define cheque.
"Põ÷\õø»' Áøμ»UPn® u¸P.

8. What do you mean by ‘Negligence’?

PÁÚU SøÓÂßø© Gߣx ¯õx?

9. Describe the origin of bank.

Á[Q°ß ÷uõØÓzøu ÂÁ›.

10. What are personal loans?

uÛ|£º PhßPÒ Gß£Ú ¯õøÁ?

11. What is moral suation?

AÔÄÖzuÀ GßÓõÀ GßÚ?

12. What is PIN?

uÛ|£º Aøh¯õÍ Gs GßÓõÀ GßÚ?

SECTION B — (5 × 6 = 30 marks)

Answer any FIVE questions.

13. Explain the primary functions of commercial bank.

ÁoP Á[QPÎß •ußø©¨ £oPøÍ ÂÍUSP.

2 U/ID 22204/UCZD/
UCVJ
14. What are the features of negotiable instruments?

©õØÖ•øÓ BÁnzvß ]Ó¨£®\[PÒ ¯õøÁ?

15. What are the essential requisites of a valid

cheque?

Põ÷\õø»°ß •UQ¯ ]Ó¨¤¯À¦PÒ ¯õøÁ?

16. What are the advantages of E-banking

ªßÚÝ Á[Q°¯¼ß |ßø©PÒ ¯õøÁ?

17. Give the legal status of a married women.

v¸©n©õÚ ö£sPÎß \mh {ø»ø©ø¯ ÂÍUSP.

18. What are the nature of banker-customer relations?

Á[Q¯º ÁõiUøP¯õͺ EÓÂß ußø©PÒ ¯õøÁ?

19. What are the precautions to be taken by the

paying banking?

£n® ÁÇ[S® Á[Q¯º GkUS® •ßöÚa\›UøP

|hÁiUøPPÒ ¯õøÁ?

20. Explain various types of insurance.

Põ¨¥miß ÁøPPøÍ ÂÍUSP.

3 U/ID 22204/UCZD/
UCVJ
 SECTION C — (2 × 20 = 40 marks)

Answer any TWO questions.

21. ‘‘ Recent trends in Indian banking’’- Explain.

C¢v¯ Á[Q¯¼ß uØPõ»¨ ÷£õUS ÂÁ›.

22. Explain types of factoring.

HmkUPhß uμS ÁoPzvß ÁøPPøÍ ÂÍUSP.

23. What is crossing? What are its types?

RÓÀ CkuÀ GßÓõÀ GßÚ? Auß ÁøPPøÍ TÖP.

24. What are the general principles of lending?

Phß öuõhº£õÚ ö£õxU÷Põm£õkPÒ ¯õøÁ?

——————————

4 U/ID 22204/UCZD/
UCVJ