1.

Consider the following:

1. Disbursement of 32 % of the Net Bank Credit to Total Priority Sector
2. Disbursement of 18% of the Net Bank Credit to Agriculture Sector
3. Disbursement of 10% of the Net Bank Credit to SSIs (Small Scale industries)
Which among the above targets have been fixed for the Foreign Banks Operating in
India?
(C)Only 1 & 3
2.Consider the following statements about a former Minister/ Prime Minister / Pr
esident of India?
1. His birthday falls in November and is celebrated as a National Observance all
over India
2. He is known to have established first Indian Institute of Technology and the
University Grants Commission
3. He served as head of CBSE, once upon a time
Which among the following personalities, the above statements refer to ?
(B)Maulana Abul Kalam Azad
3.Recently, a new category of Non Banking Finance Company i.e. Infrastructure In
vestment Company was created. What is the minimum cap as percentage of total ass
ets to be deployed in the "Infrastructure Projects" has been fixed for a Infrast
ructure Investment Company?
(B)75%
4.Micro Credit in India comes under which the following activities?
(D)Non Banking Finance : answer
5.In which state, the SHG-Post Office Linkage Programme was started as a pilot p
roject by NABARD in early this decade?
(C)Tamil Nadu
6.Consider the following committee's role played in the genesis of the given pro
grammes:
1. Lead Bank Scheme - Narsimaham Committee
2. SHG-Bank Linkage - S K Kalia Committee
Which among the above is/ are correct?
(B)2 only
7.National Mission on Financial Inclusion was recommended by which of the follow
ing committees?
(B)Rangarajan Committee : answer
9.Consider the following:
1. Housing Loans
2. Consumer Loans
3. Auto Loans
Which among the following represents the correct increasing order of amount disb
ursed in these segments by March 2010?
(A)1 2 3
(B)3 2 1
(C)2 3 1 :answer
(D)1 3 2
10.As per the latest All India Census of Micro, Small & Medium Enterprises (MSME
s) , which was conducted with reference year 2006-2007, which among the followin
g states leads in the number of Registered Micro, Small & Medium Enterprises (MS
MEs) in India?
(A)Tamil Nadu
11.Consider the following:
1. Restoration of the tax cuts
2. Compression in Government expenditure
3. Generation of revenue from 3G auction and disinvestment
The above activities have been recently taken up by the government for which of
the following?
(A)To achieve Inclusive growth targets
(B)To achieve Fiscal Consolidation targets : answer
(C)To Achieve Revenue Deficit targets
(D)To Achieve 11th Plan targets
12.Which among the following is known as highest dividend paying company in Indi
a?
(B)ONGC :answer
13.In context with the Credit Card Business in India, a Hot card refers to _____
_?
(C)Lost Credit Card :answer
14.Which of the following two states account for two third of the Total Kisan Cr
edit Cards Issued so far in India?
(B)Uttar Pradesh , Andhra Pradesh : answer
15.Which of the following bodies had recommended a Financial Activities Tax in t
he first half of 2010?
(D)G20 :answer
Quiz 457 : General Knoweldge For All Examinations
1.Gold Coast Crown colony was established in Sub-Saharan Africa in 1864 and it
got its independence in 1957, thus becoming the first Sub-Saharan free country.
What is the name of this country ?
(C)Ghana
2.Recently "Surena II" was unveiled in Iran. What is Surena II?
(D)A Humanoid Robot
3.Aircraft carrier admiral gorashkov is rechristened as which among the followin
g?
(B)INS Vikramaditya
4.Group of 77 at the United Nations is a loose coalition of developing nations f
or economic promotion. All the countries of which of the following continents ar
e members of the G-77?
(D)Latin America
5.Consider the following:
1. Support
2. Nutrition
For which of the above Epiphytes grow on another plants?
(A)Only 1
6.What was the name of the world currency that John Maynard Keynes conceptualize
d in the years 1940-42 and proposed at the Bretton Woods Conference?
(B)Bancor
7.Chinua Achebe, the author of ,Things Fall Apart (1958)which is the most widely
read book in modern African literature is from which of the following countries
?
(A)Nigeria
8.BRIC countries account for what fraction of world's population?
(A)40%
9.Which among the following was the apex court in of India during the British Er
a?
(C)Privy Council
10.Dalai lamas are considered reincarnations of which of the following?
(A)Avalokiteshwara
11.Which among the following is the first widely used herbicide ?
(A)2,4-D
12."Fish meal" is widely used as which among the following?
(C)Organic Fertilizer
13."Gitmo" is a slang used for which of the following?
(B)Guantanamo Bay Naval Base
14.Hodophobia is the fear of which of the following?
(B)Travel
15.Port Pipavav, which is the first private sector port in India, is located in
which of the following states?
(C)Gujarat
Quiz 454 : GK for Bank PO and Other Examinations
1.How many currencies are used in the Real Effective Exchange Rate (REER) that
is both trade and export weighted indicator?
D)36
2.Which among the following statement is NOT correct about the Reserve Bank of I
ndia?
(A)RBI resumes the responsibility of meeting directly all the reasonable demands
for accommodation
(B)RBI holds the Cash Reserves of the Banks
(C)RBI is an organ of the Government of India
(D)RBI is responsible for all banking operations of the State Governments: answe
r
3.The Rate at which the Reserve Bank of India discounts the Bills of Exchange of
the commercial Banks is known as the following?
(D)Bank Rate
4.Consider the following:
1. Supply of Credit
2. Cost of Credit
Which among the above are affected by the Open Market Operations conducted by th
e Reserve Bank of India?
(A)Only 1
5.The banks keep the Margin Requirements for the primary purpose of which of the
following?
(C)To maintain a cushion against the decline of value of security
6.Which among the following is NOT a quantitative measure of control ?
(D)Margin Requirements
7.Consider the following:
1. M1
2. M2
3. M3
4. M4
The Post office deposits are included in which of the above ?
(A)Only M2
(B)Only M1
(C)Only M3 & M4
(D)Only M2 & M4 : answer
8.Which among the following is India s first broad based benchmark of the Indian c
apital market?
(C)S&P CNX 500
9.Which among the following is the major functional area of the Asset Reconstruc
tion Companies?
(A)Infrastructure Finance
(B)Short Term Loans
(C)Medium Term project Financing
(D)Non Performing Assets: answer
10.Which among the following is essentially a debt under the seal of a company ?
(A)Share
(B)Preferential Share
(C)Zero Coupon Bond
(D)Debenture : answer
11.Household sector in India invests maximum part of its savings in which of the
following?
(A)Insurance
(B)Fixed Deposits : answer
(C)Mutual Funds
(D)Government Securities
12.Consider the following:
1. SEBI Act
2. Companies Act
3. Depositories Act
4. Prevention of Money Laundering Act
Which among the following represents their correct year of enactment?
(A)1 2 3 4
(B)2 1 4 3
(C)2 1 3 4 : answer
(D)3 2 1 4
13.Which among the following is main objective of setting up of National Securit
ies Clearing Corporation Ltd?
(A)Protecting the Interest of the investors
(B)Probe into the scams
(C)Protect the members from Counterparty Risk : answer
(D)Provide a medium for security transactions
4.Consider the following statements:
1. FIIs have been permitted to invest in all types of securities except the gove
rnment securities
2. The investments by FIIs enjoy full capital account convertibility
Which among the above statements is/ are correct ?
(A)Only 1 is correct
(B)Only 2 is correct : answer
(C)Both are correct
(D)None of them is correct

15.As a part of financial sector reforms, the Reserve Bank has deregulated inter
est rates on which of the following?
(A)All Bank deposits
(B)All Bank deposits, other than savings bank deposits : answer
(C)All Bank deposits, other than Current Account deposits.
(D)All Bank deposits, other than Fixed Deposits
Quiz 453: GK for All Examinations
1.Which among the following correctly described the plot of the Indian Play Mud
ra Rakshasha?
(A)Conflicts between Demons (Rakshasha) and Gods (Deva)
(B)Romantic Love story of a demon and a princess
(C)Story of a young Arya Man and a Court Dancer
(D)Intrigues at the time of accession of Chandragupta Maurya : answer
2.Which among the following countries dominated in the Mocha Coffee trade severa
l years ago?
(A)Iraq
(B)Lebanon
(C)Yemen : answer
(D)Iran
3.Which among the following country is world's largest tea exporter?
(A)Sri Lanka
(B)Kenya : answer
(C)India
(D)China
4.Which among the following deals with the love story of a man called Charudatta
and a nagarvadhu called "Vasanthasena"?
(A)Daskumarcharita
(B)Mrichhakatika : answer
(C)Satakatraya
(D)None of them
5.Which among the following dynasty was founded by Vindyashakti?
(A)Vakataka : answer
(B)Saatvahana
(C)Hoysala
(D)Kadamaba
6.Which among the following emperors introduced the two laws of Vyavahar Samta a
nd Danda Samata?
(A)Chandragupta Maurya
(B)Asoka : answer
(C)Chandragupta Vikramaditya
(D)Samudragupta
7.Which among the following finds highest weight age in the Index of Industrial
Production?
(A)Electricity : answer
(B)Finished Steel
(C)Crude Oil
(D)Coal
8.Which among the following is an essential feature of a Unitary Government ?
(A)Written Constitution
(B)Independence of Judiciary
(C)Double Citizenship
(D)None of them : answer
9.Which among the following is considered to be the official law book of the Gup
tas?
(A)Manusmriti
(B)Parashara Smriti
(C)Yajnavalkya Smriti : answer
(D)Vyasa Smriti
10.Which among the following is correct about Bhaddasala?
(A)He was a poet in the court of Chandragupta Maurya
(B)He was the general of the Nanda Army : answer
(C)He was an ambassador of Ceylon King sent to Asoka's court
(D)He was a playwright in the Gupta Era
11.Which among the following is India's first BVRAAM.?
(A)Nishant
(B)Astra :answer
(C) Shaurya
(D) Sagarika
12.Which among the following is not considered to be a Noble Truth as per the Bu
ddhist Traditions?
(A)Dukha
(B)Dukha Samudaya
(C)Dukha Bhanjana : answer
(D)Dukha Nirodha gaminipatha
13.Which among the following is NOT correctly matched:
(A)Steel Authority of India Ltd (SAIL) : New Delhi
(B)MECON Ltd. : Ranchi
(C)Hindustan Steel Works Construction Ltd (HSCL) : Kolkata
(D)Ferro Scrap Nigam Ltd.(FSNL) : Bokaro : answer
14.Which among the following is the correct definition of Tidal Flat?
(A)The sands uncovered by the low tides : answer
(B)A Tidal phenomenon in which the leading edge of the incoming tide forms a wav
e (or waves) of water that travel up a river or narrow bay against the direction
of the river or bay's current.
(C)Area of the sea shore or shore of water body which is exposed to air at low t
ides and water at high tides
(D)Difference between the height of water at low and high tides
15.Which among the following is the correct description of Nagara , Dravida and
Vesara?
(A)The three main racial groups
(B)Three Linguistic Divisions
(C)Three main styles of Indian temple architecture :answer
(D)Musical Gharanas

Quiz 451: GK & Current Affairs For All Examinations

1."Birdie" and "Eagle" are two terms related to which of the following sports?
(A)Polo
(B)Golf : answer
(C)Chess
(D)Billiards
2.Who among the following is known for starting the "Free Software movement" in
September 1983 and GNU Project to develop software that would free users from th
e restrictive licenses imposed by software companies?
(A)Georg C. F. Greve
(B)Benjamin Mako Hill
(C)Richard Stallman : answer
(D)Robert J. Chassell
3.Who among the following is the author of "I Predict: A Century of Hope Towards
an Era of Harmony with Nature and Freedom from Hunger" ?
(A)APJ Abdul Kalam
(B)M S Swaminathan: answer
(C)Manmohan Singh
(D)Amartya Sen

4."Chashma-3 and Chashma-4" which were recently news are the following type of p
ower projects of Pakistan?
(A)Thermal
(B)Hydropower
(C)Nuclear : answer
(D)Geothermal
5.Ex-Indradhanush is the name of an Air Force exercise which commenced on Octobe
r 18 and concluded on November 3 at Indian Air Force (IAF) base at Kalaikunda in
West Bengal's West Midnapore district. Which among the following was partner of
Indian Airforce in this Exercise?
(A)Royal Air Force, UK : answer
(B)Singapore Air Force
(C)French Air Force
(D)German Air Force
6.Recently a film 'Sonam' was screened at the 8th Tegernsee International Mounta
in Film Festival as a matinee show in Germany. What is the language of this film
?
(A)Assamese
(B)Arunachali : answer
(C)Bangali
(D)Gujarati
7.The National Agricultural Insurance Scheme (NAIS) which started as a Central S
ector Scheme since Rabi season 1999-2000, has been recently modified. The modifi
ed NAIS will be launched in how many districts as a Pilot scheme?
(A)50 Districts : answer
(B)100 Districts
(C)150 Districts
(D)200 Districts
8.Recently a Genetic Modification (GM) technique RIDL was in news. RIDL is being
developed for combating which of the following disease?
(A)Swine Flu
(B)Malaria : answer
(C)Cancer
(D)AIDS
9.Which of the following states in northern India , recently passed the Gau Seva
Aayog Bill,?
(A)Rajasthan
(B)Haryana : answer
(C)Uttar Pradesh
(D)Uttarakhand
10.Indira Gandhi super thermal power project, whose first unit recently went on
steam, is located in which of the following states?
(A)Uttarakhand
(B)Haryana : answer
(C)Punjab
(D)Uttar Pradesh
11."Mullaperiyar Dam" has been a long pending issue between which of the followi
ng two states?
(A)Karnataka & Kerala
(B)Andhra Pradesh and Tamil Nadu
(C)Karnataka & Tamil Nadu
(D)Tamil Nadu and Kerala : answer
12."Pratham" the first animal born in 1990 by the IVF (In vitro Fertilization) a
t the National Dairy Research Institute, Karnal was a ________ ?
(A)Cow
(B)Buffalo : answer
(C)Goat
(D)Sheep
13.In which state is located ONGC's Paltana Project which is this company's firs
t ever 726 MW commercial power project ?
(A)Assam
(B)Meghalaya
(C)Karnataka
(D)Tripura : answre
14.In which year RBI was empowered to regulate money, forex, G-sec and gold rela
ted securities market?
(A)2004
(B)2006 : answer
(C)2008
(D)2009
15.Indira Gandhi Institute of Development Research (IGIDR) located in Mumbai is
funded by which of the following?
(A)Ministry of Earth Sciences
(B)Ministry of Urban Development and Planning
(C)Ministry of Commerce
(D)Reserve Bank of India : answer
quiz 452
2.A person is not satisfied with the decision taken by "Banking Ombudsman". Who
will be the next appellate authority for him / her to approach to_______?
(A)Governor of RBI
(B)Deputy Governor of RBI : answer
(C)RBI Local Boards
(D)Chairman of the concerned Bank
3.In which of the following conditions, an account becomes a NPA (Non Performing
Asset) ?
(A)A bill purchased or discounted was overdue since last 87 days
(B)A cash Credit account is out of order for more than 90 Days : answer
(C)Interest and Principal is not paid for not less than 75 days
(D)Where a loan taken in Rabi is not paid by coming up Kharif season
4.Which of the following Government gets the stamp duty collected on promissory
notes?
(A)State Government 100% : answer
(B)Central Government 100 %
(C)State Government 50% and Central Government 50%
(D)State Government 25% and Central Government 75%
5.Which among the following is the correct CRAR fixed for Regional Rural Banks i
n India?
(A)4%
(B)5%
(C)6%
(D)None of them : answer
6.In context with the bank loan disbursements, a Crop maturing in minimum of whi
ch of the following periods is called a Short Term Crop?
(A)6 Months : answer
(B)12 Months
(C)15 Months
(D)2 Years
7.Which among the following is the incorrect statement:
(A)RBI is the sole authority to mint and distribute coins in India. : answre
(B)For distribution of coins RBI has more than 4000 Currency Chests
(C)The Currency Chests can be both Private and Government Banks
(D)A coin of maximum Rs. 1000 can be minted in India
8."Miadi Hundi" is very much similar in features of which of the following?
(A)A post dated Cheque
(B)A demand Draft
(C)A usance Bill of Exchange : answer
(D)A Promissory Note
9.Who among the following works as head of the "Board for Financial Supervision"
in India?
(A)Finance Minister
(B)RBI Governor : answer
(C)Minister of State for Finance
(D)Independent head appointed by President
10.The concept of "Bancassurance" originated from which of the following countri
es?
(A)Italy
(B)France : answer
(C)UK
(D)Portugal
11.Consider the following:
1. Open Market Operations
2. Liquidity Adjustment Facility
3. Market Stabilization Scheme
Which among the following is the correct order of their introduction?
(A)2 1 3
(B)1 2 3 : answer
(C)1 3 2
(D)3 2 1
12.At which of the following place is located a Note Printing Press that belongs
to RBI?
(A)Nasik
(B)Dewas
(C)Mysore : answer
(D)Chennai
13.In which year Public Debt Act was passed ?
(A)1938
(B)1940
(C)1944 : answer
(D)1948
14.A person has a Locker in a Bank. In this question the following statement hol
ds correct:
(A)Bank is trustee and person is beneficiary
(B)Bank is Lessee and person is lessor
(C)Bank is lessor and person is lessee : answer
(D)Bank is issuer and person is beneficiary
15.Who among the following heads the "Economic Intelligence Council " in India?
(A)Finance Minister : ANSWER
(B)Prime Minister
(C)RBI Governor
(D)RBI-Deputy Governor
16.For how many years the Banks are required to keep the records of suspicious a
ccounts?
(A)5 years
(B)8 years
(C)10 years : answer
(D)15 years

Quiz 450: GK (Indian Economy) for Public Services Examinations

1.Consider the following:
1. Disbursement of 32 % of the Net Bank Credit to Total Priority Sector
2. Disbursement of 18% of the Net Bank Credit to Agriculture Sector
3. Disbursement of 10% of the Net Bank Credit to SSIs (Small Scale industries)
Which among the above targets have been fixed for the Foreign Banks Operating in
India?
(A)Only 1
(B)Only 2 & 3
(C)Only 1 & 3 : answer
(D)Only 3
2.Consider the following statements about a former Minister/ Prime Minister / Pr
esident of India?
1. His birthday falls in November and is celebrated as a National Observance all
over India
2. He is known to have established first Indian Institute of Technology and the
University Grants Commission
3. He served as head of CBSE, once upon a time
Which among the following personalities, the above statements refer to ?
(A)Jawahar Lal Nehru
(B)Maulana Abul Kalam Azad : Answer
(C)S Radhakrishnan
(D)Zakir Hussain
3.Recently, a new category of Non Banking Finance Company i.e. Infrastructure In
vestment Company was created. What is the minimum cap as percentage of total ass
ets to be deployed in the "Infrastructure Projects" has been fixed for a Infrast
ructure Investment Company?
(A)50%
(B)75% : answer
(C)80%
(D)90%
4.Micro Credit in India comes under which the following activities?
(A)Commercial Banking
(B)Cooperative Banking
(C)Private Banking
(D)Non Banking Finance : answer
5.In which state, the SHG-Post Office Linkage Programme was started as a pilot p
roject by NABARD in early this decade?
(A)Rajasthan
(B)Maharashtra
(C)Tamil Nadu : answer
(D)Andhra Pradesh
6.Consider the following committee's role played in the genesis of the given pro
grammes:
1. Lead Bank Scheme - Narsimaham Committee
2. SHG-Bank Linkage - S K Kalia Committee
Which among the above is/ are correct?
(A)1 only
(B)2 only : answer
(C)Both 1 & 2
(D)Neither 1 nor 2
7.National Mission on Financial Inclusion was recommended by which of the follow
ing committees?
(A)Second Narsimham Committee
(B)Rangarajan Committee : answer
(C)Kalekar Committee
(D)Chakraborty Committee
8.Which among the following in India is responsible to create "Financial Inclusi
on Plans"?
(A)Reserve Bank of India
(B)Finance Secretariat
(C)State Governments
(D)None of Them : answer
9.Consider the following:
1. Housing Loans
2. Consumer Loans
3. Auto Loans
Which among the following represents the correct increasing order of amount disb
ursed in these segments by March 2010?
(A)1 2 3
(B)3 2 1
(C)2 3 1 : answer
(D)1 3 2
10.As per the latest All India Census of Micro, Small & Medium Enterprises (MSME
s) , which was conducted with reference year 2006-2007, which among the followin
g states leads in the number of Registered Micro, Small & Medium Enterprises (MS
MEs) in India?
(A)Tamil Nadu : answer
(B)Gujarat
(C)Uttar Pradesh
(D)Kerala
11.Consider the following:
1. Restoration of the tax cuts
2. Compression in Government expenditure
3. Generation of revenue from 3G auction and disinvestment
The above activities have been recently taken up by the government for which of
the following?
(A)To achieve Inclusive growth targets
(B)To achieve Fiscal Consolidation targets : answre
(C)To Achieve Revenue Deficit targets
(D)To Achieve 11th Plan targets
12.Which among the following is known as highest dividend paying company in Indi
a?
(A)Infosys
(B)ONGC : answer
(C)NTPC
(D)SAIL
13.In context with the Credit Card Business in India, a Hot card refers to _____
_?
(A)Low Interest Credit Card
(B)Unsolicited Credit Card
(C)Lost Credit Card : answer
(D)Highly Promoted Credit Card
14.Which of the following two states account for two third of the Total Kisan Cr
edit Cards Issued so far in India?
(A)Uttar Pradesh , Maharashtra
(B)Uttar Pradesh , Andhra Pradesh : answre
(C)Andhra Pradesh, Tamil Nadu
(D)Gujarat, Maharashtra
15.Which of the following bodies had recommended a Financial Activities Tax in t
he first half of 2010?
(A)World Economic Forum
(B)International Monetary Fund
(C)UNCTAD
(D)G20 ; answer