monto no cuotas valor cuotas intereses

$ 50,977,684.96
no pagos 36 0
tasa periodo 2% 1 $2,000,000.00 $ 1,019,553.70
cuota -$2,000,000 2 $2,000,000.00 $ 999,944.77
3 $2,000,000.00 $ 979,943.67
4 $2,000,000.00 $ 959,542.54
Pagos = $2.000.000 5 $2,000,000.00 $ 938,733.39
N de pagos = 36 6 $2,000,000.00 $ 917,508.06
Tasa de interés = 24% N-m = 0,24/12 = 0,02 7 $2,000,000.00 $ 895,858.22
8 $2,000,000.00 $ 873,775.39
9 $2,000,000.00 $ 851,250.89
10 $2,000,000.00 $ 828,275.91
11 $2,000,000.00 $ 804,841.43
12 $2,000,000.00 $ 780,938.26
13 $2,000,000.00 $ 756,557.02
14 $2,000,000.00 $ 731,688.16
15 $2,000,000.00 $ 706,321.93
16 $2,000,000.00 $ 680,448.37
17 $2,000,000.00 $ 654,057.33
18 $2,000,000.00 $ 627,138.48
19 $2,000,000.00 $ 599,681.25
20 $2,000,000.00 $ 571,674.88
21 $2,000,000.00 $ 543,108.37
22 $2,000,000.00 $ 513,970.54
23 $2,000,000.00 $ 484,249.95
24 $2,000,000.00 $ 453,934.95
25 $2,000,000.00 $ 423,013.65
26 $2,000,000.00 $ 391,473.92
27 $2,000,000.00 $ 359,303.40
28 $2,000,000.00 $ 326,489.47
29 $2,000,000.00 $ 293,019.26
30 $2,000,000.00 $ 258,879.64
31 $2,000,000.00 $ 224,057.24
32 $2,000,000.00 $ 188,538.38
33 $2,000,000.00 $ 152,309.15
34 $2,000,000.00 $ 115,355.33
35 $2,000,000.00 $ 77,662.44
36 $2,000,000.00 $ 39,215.69
abono a capital capital saldo EJERCICIOS PARA SOLUCIONAR Y PUBLICAR EN LA
abonado unidad 3 ACTIVIDAD 5
50,977,684.96 Plazo de entrega jueves 12 de Marzo de 2020
$980,446.30 $980,446.30 $49,997,238.66
$1,000,055.23 $1,000,055.23 $48,997,183.43
$1,020,056.33 $1,020,056.33 $47,977,127.10 1. Un pequeño empresario para reponer su equipo
de producción hoy, está en capacidad de
$1,040,457.46 $1,040,457.46 $46,936,669.64 realizar 36 pagos de $2´000.000 mensuales, a partir
$1,061,266.61 $1,061,266.61 $45,875,403.04 del próximo mes; si el banco que
$1,082,491.94 $1,082,491.94 $44,792,911.10 financia la operación cobra una tasa de interés del
24% N-m. ¿De cuánto dinero dispondrá
$1,104,141.78 $1,104,141.78 $43,688,769.32 para la reposición de los equipos?
$1,126,224.61 $1,126,224.61 $42,562,544.71
$1,148,749.11 $1,148,749.11 $41,413,795.60
$1,171,724.09 $1,171,724.09 $40,242,071.51
$1,195,158.57 $1,195,158.57 $39,046,912.94
$1,219,061.74 $1,219,061.74 $37,827,851.20
$1,243,442.98 $1,243,442.98 $36,584,408.23
$1,268,311.84 $1,268,311.84 $35,316,096.39
$1,293,678.07 $1,293,678.07 $34,022,418.32
$1,319,551.63 $1,319,551.63 $32,702,866.69
$1,345,942.67 $1,345,942.67 $31,356,924.02
$1,372,861.52 $1,372,861.52 $29,984,062.50
$1,400,318.75 $1,400,318.75 $28,583,743.75
$1,428,325.12 $1,428,325.12 $27,155,418.63
$1,456,891.63 $1,456,891.63 $25,698,527.00
$1,486,029.46 $1,486,029.46 $24,212,497.54
$1,515,750.05 $1,515,750.05 $22,696,747.49
$1,546,065.05 $1,546,065.05 $21,150,682.44
$1,576,986.35 $1,576,986.35 $19,573,696.09
$1,608,526.08 $1,608,526.08 $17,965,170.01
$1,640,696.60 $1,640,696.60 $16,324,473.41
$1,673,510.53 $1,673,510.53 $14,650,962.88
$1,706,980.74 $1,706,980.74 $12,943,982.14
$1,741,120.36 $1,741,120.36 $11,202,861.78
$1,775,942.76 $1,775,942.76 $9,426,919.02
$1,811,461.62 $1,811,461.62 $7,615,457.40
$1,847,690.85 $1,847,690.85 $5,767,766.54
$1,884,644.67 $1,884,644.67 $3,883,121.88
$1,922,337.56 $1,922,337.56 $1,960,784.31
$1,960,784.31 $1,960,784.31 $0.00
 NAR Y PUBLICAR EN LA
TIVIDAD 5
12 de Marzo de 2020

para reponer su equipo

tá en capacidad de
.000 mensuales, a partir
si el banco que
una tasa de interés del
dinero dispondrá
de los equipos?
 monto no cuotas valor cuotas intereses abono a
57,600,000 capital
no pagos 60 0
tasa periodo 0.95% 1 $1,263,884.42 $ 547,200.00 $716,684.42
cuota -$1,263,884.42 2 $1,263,884.42 $ 540,391.50 $723,492.92
3 $1,263,884.42 $ 533,518.32 $730,366.11
V. del automóvil = $64.000.000 4 $1,263,884.42 $ 526,579.84 $737,304.58
Financiación = 90% del valor total 5 $1,263,884.42 $ 519,575.44 $744,308.98
N de pagos = 60 6 $1,263,884.42 $ 512,504.51 $751,379.91
Tasa de interés = 0,95% 7 $1,263,884.42 $ 505,366.40 $758,518.02
8 $1,263,884.42 $ 498,160.48 $765,723.94
Préstamo = 64.000.000 * 0,9 = 57.600.000 9 $1,263,884.42 $ 490,886.10 $772,998.32
10 $1,263,884.42 $ 483,542.62 $780,341.80
11 $1,263,884.42 $ 476,129.37 $787,755.05
12 $1,263,884.42 $ 468,645.70 $795,238.72
13 $1,263,884.42 $ 461,090.93 $802,793.49
14 $1,263,884.42 $ 453,464.39 $810,420.03
15 $1,263,884.42 $ 445,765.40 $818,119.02
16 $1,263,884.42 $ 437,993.27 $825,891.15
17 $1,263,884.42 $ 430,147.30 $833,737.12
18 $1,263,884.42 $ 422,226.80 $841,657.62
19 $1,263,884.42 $ 414,231.05 $849,653.37
20 $1,263,884.42 $ 406,159.35 $857,725.07
21 $1,263,884.42 $ 398,010.96 $865,873.46
22 $1,263,884.42 $ 389,785.16 $874,099.26
23 $1,263,884.42 $ 381,481.22 $882,403.20
24 $1,263,884.42 $ 373,098.39 $890,786.03
25 $1,263,884.42 $ 364,635.92 $899,248.50
26 $1,263,884.42 $ 356,093.06 $907,791.36
27 $1,263,884.42 $ 347,469.04 $916,415.38
28 $1,263,884.42 $ 338,763.09 $925,121.33
29 $1,263,884.42 $ 329,974.44 $933,909.98
30 $1,263,884.42 $ 321,102.30 $942,782.12
31 $1,263,884.42 $ 312,145.87 $951,738.55
32 $1,263,884.42 $ 303,104.35 $960,780.07
33 $1,263,884.42 $ 293,976.94 $969,907.48
34 $1,263,884.42 $ 284,762.82 $979,121.60
35 $1,263,884.42 $ 275,461.16 $988,423.26
36 $1,263,884.42 $ 266,071.14 $997,813.28
37 $1,263,884.42 $ 256,591.92 $1,007,292.50
38 $1,263,884.42 $ 247,022.64 $1,016,861.78
39 $1,263,884.42 $ 237,362.45 $1,026,521.97
40 $1,263,884.42 $ 227,610.49 $1,036,273.93
41 $1,263,884.42 $ 217,765.89 $1,046,118.53
42 $1,263,884.42 $ 207,827.76 $1,056,056.66
43 $1,263,884.42 $ 197,795.23 $1,066,089.19
44 $1,263,884.42 $ 187,667.38 $1,076,217.04
45 $1,263,884.42 $ 177,443.32 $1,086,441.10
46 $1,263,884.42 $ 167,122.13 $1,096,762.29
47 $1,263,884.42 $ 156,702.88 $1,107,181.54
48 $1,263,884.42 $ 146,184.66 $1,117,699.76
49 $1,263,884.42 $ 135,566.51 $1,128,317.91
50 $1,263,884.42 $ 124,847.49 $1,139,036.93
51 $1,263,884.42 $ 114,026.64 $1,149,857.78
52 $1,263,884.42 $ 103,102.99 $1,160,781.43
53 $1,263,884.42 $ 92,075.57 $1,171,808.85
54 $1,263,884.42 $ 80,943.38 $1,182,941.04
55 $1,263,884.42 $ 69,705.45 $1,194,178.98
56 $1,263,884.42 $ 58,360.74 $1,205,523.68
57 $1,263,884.42 $ 46,908.27 $1,216,976.15
58 $1,263,884.42 $ 35,347.00 $1,228,537.42
59 $1,263,884.42 $ 23,675.89 $1,240,208.53
60 $1,263,884.42 $ 11,893.91 $1,251,990.51
 capital saldo
abonado
57,600,000.00
$716,684.42 $56,883,315.58 2. Una persona desea comprar un automóvil que tiene un
precio de $64´000.000 a través de
$723,492.92 $56,159,822.66 un crédito. Si la empresa de financiamiento ofrece las
$730,366.11 $55,429,456.55 siguientes condiciones: préstamo
$737,304.58 $54,692,151.97 del 90% del valor total en cuotas iguales durante 60
meses y una tasa efectiva de interés
$744,308.98 $53,947,842.99 del 0,95% EM, ¿Cuál será el valor de la cuota mensual?
$751,379.91 $53,196,463.08
$758,518.02 $52,437,945.06
$765,723.94 $51,672,221.12
$772,998.32 $50,899,222.80
$780,341.80 $50,118,880.99
$787,755.05 $49,331,125.94 Valor de auto 64,000,000
$795,238.72 $48,535,887.22 financiación $ 0.90 90%
$802,793.49 $47,733,093.73
$810,420.03 $46,922,673.70 Monto $ 57,600,000.00
$818,119.02 $46,104,554.68
$825,891.15 $45,278,663.53
$833,737.12 $44,444,926.41
$841,657.62 $43,603,268.79
$849,653.37 $42,753,615.42
$857,725.07 $41,895,890.35
$865,873.46 $41,030,016.89
$874,099.26 $40,155,917.63
$882,403.20 $39,273,514.43
$890,786.03 $38,382,728.39
$899,248.50 $37,483,479.89
$907,791.36 $36,575,688.53
$916,415.38 $35,659,273.15
$925,121.33 $34,734,151.83
$933,909.98 $33,800,241.85
$942,782.12 $32,857,459.73
$951,738.55 $31,905,721.17
$960,780.07 $30,944,941.10
$969,907.48 $29,975,033.62
$979,121.60 $28,995,912.02
$988,423.26 $28,007,488.77
$997,813.28 $27,009,675.49
$1,007,292.50 $26,002,382.99
$1,016,861.78 $24,985,521.20
$1,026,521.97 $23,958,999.24
$1,036,273.93 $22,922,725.31
$1,046,118.53 $21,876,606.78
$1,056,056.66 $20,820,550.12
$1,066,089.19 $19,754,460.93
$1,076,217.04 $18,678,243.89
$1,086,441.10 $17,591,802.78
$1,096,762.29 $16,495,040.49
$1,107,181.54 $15,387,858.95
$1,117,699.76 $14,270,159.19
$1,128,317.91 $13,141,841.29
$1,139,036.93 $12,002,804.36
$1,149,857.78 $10,852,946.58
$1,160,781.43 $9,692,165.15
$1,171,808.85 $8,520,356.30
$1,182,941.04 $7,337,415.26
$1,194,178.98 $6,143,236.29
$1,205,523.68 $4,937,712.61
$1,216,976.15 $3,720,736.46
$1,228,537.42 $2,492,199.04
$1,240,208.53 $1,251,990.51
$1,251,990.51 -$0.00
 cuota no cuotas valor cuotas intereses
$300,000
no pagos 96 0
tasa periodo 0.83% 1 $300,000.00 $ -
Monto $43,776,403.87 2 $300,000.00 -$ 2,490.00
3 $300,000.00 -$ 5,000.67
4 $300,000.00 -$ 7,532.17
V. de los pagos = $300.000 5 $300,000.00 -$ 10,084.69
N de pagos = 8 años = 96 meses 6 $300,000.00 -$ 12,658.39
Tasa de interés = 10% N-m = 0,10%/12 = 0,833% 7 $300,000.00 -$ 15,253.46
8 $300,000.00 -$ 17,870.06
9 $300,000.00 -$ 20,508.38
10 $300,000.00 -$ 23,168.60
11 $300,000.00 -$ 25,850.90
12 $300,000.00 -$ 28,555.46
13 $300,000.00 -$ 31,282.47
14 $300,000.00 -$ 34,032.12
15 $300,000.00 -$ 36,804.59
16 $300,000.00 -$ 39,600.06
17 $300,000.00 -$ 42,418.74
18 $300,000.00 -$ 45,260.82
19 $300,000.00 -$ 48,126.48
20 $300,000.00 -$ 51,015.93
21 $300,000.00 -$ 53,929.37
22 $300,000.00 -$ 56,866.98
23 $300,000.00 -$ 59,828.98
24 $300,000.00 -$ 62,815.56
25 $300,000.00 -$ 65,826.93
26 $300,000.00 -$ 68,863.29
27 $300,000.00 -$ 71,924.85
28 $300,000.00 -$ 75,011.83
29 $300,000.00 -$ 78,124.43
30 $300,000.00 -$ 81,262.86
31 $300,000.00 -$ 84,427.34
32 $300,000.00 -$ 87,618.09
33 $300,000.00 -$ 90,835.32
34 $300,000.00 -$ 94,079.25
35 $300,000.00 -$ 97,350.11
36 $300,000.00 -$ 100,648.12
37 $300,000.00 -$ 103,973.50
38 $300,000.00 -$ 107,326.48
39 $300,000.00 -$ 110,707.29
40 $300,000.00 -$ 114,116.16
41 $300,000.00 -$ 117,553.32
42 $300,000.00 -$ 121,019.01
43 $300,000.00 -$ 124,513.47
44 $300,000.00 -$ 128,036.93
45 $300,000.00 -$ 131,589.64
46 $300,000.00 -$ 135,171.83
47 $300,000.00 -$ 138,783.76
48 $300,000.00 -$ 142,425.67
49 $300,000.00 -$ 146,097.80
50 $300,000.00 -$ 149,800.41
51 $300,000.00 -$ 153,533.75
52 $300,000.00 -$ 157,298.08
53 $300,000.00 -$ 161,093.66
54 $300,000.00 -$ 164,920.74
55 $300,000.00 -$ 168,779.58
56 $300,000.00 -$ 172,670.45
57 $300,000.00 -$ 176,593.61
58 $300,000.00 -$ 180,549.34
59 $300,000.00 -$ 184,537.90
60 $300,000.00 -$ 188,559.56
61 $300,000.00 -$ 192,614.61
62 $300,000.00 -$ 196,703.31
63 $300,000.00 -$ 200,825.95
64 $300,000.00 -$ 204,982.80
65 $300,000.00 -$ 209,174.16
66 $300,000.00 -$ 213,400.30
67 $300,000.00 -$ 217,661.53
68 $300,000.00 -$ 221,958.12
69 $300,000.00 -$ 226,290.37
70 $300,000.00 -$ 230,658.58
71 $300,000.00 -$ 235,063.05
72 $300,000.00 -$ 239,504.07
73 $300,000.00 -$ 243,981.95
74 $300,000.00 -$ 248,497.00
75 $300,000.00 -$ 253,049.53
76 $300,000.00 -$ 257,639.84
77 $300,000.00 -$ 262,268.25
78 $300,000.00 -$ 266,935.08
79 $300,000.00 -$ 271,640.64
80 $300,000.00 -$ 276,385.26
81 $300,000.00 -$ 281,169.25
82 $300,000.00 -$ 285,992.96
83 $300,000.00 -$ 290,856.70
84 $300,000.00 -$ 295,760.81
85 $300,000.00 -$ 300,705.62
86 $300,000.00 -$ 305,691.48
87 $300,000.00 -$ 310,718.72
88 $300,000.00 -$ 315,787.69
89 $300,000.00 -$ 320,898.72
90 $300,000.00 -$ 326,052.18
91 $300,000.00 -$ 331,248.42
92 $300,000.00 -$ 336,487.78
93 $300,000.00 -$ 341,770.63
94 $300,000.00 -$ 347,097.32
95 $300,000.00 -$ 352,468.23
96 $300,000.00 -$ 357,883.72
abono a capital capital abonado saldo

0.00
3. Un padre de familia quiere conocer de cuánto
$300,000.00 $300,000.00 -$300,000.00 dispondrá para la educación superior de su
$302,490.00 $302,490.00 -$602,490.00 hijo, si inicia un ahorro mensual de 300.000, un mes
$305,000.67 $305,000.67 -$907,490.67 antes de que cumpla 10 años y hasta
cuando cumpla 18, edad en la cual estima iniciará
$307,532.17 $307,532.17 -$1,215,022.84 los estudios universitarios; la fiducia
$310,084.69 $310,084.69 -$1,525,107.53 donde se realiza el ahorro asegura una de interés
$312,658.39 $312,658.39 -$1,837,765.92 del 10% N-m
$315,253.46 $315,253.46 -$2,153,019.38
$317,870.06 $317,870.06 -$2,470,889.44
$320,508.38 $320,508.38 -$2,791,397.82
$323,168.60 $323,168.60 -$3,114,566.42
$325,850.90 $325,850.90 -$3,440,417.33
$328,555.46 $328,555.46 -$3,768,972.79
$331,282.47 $331,282.47 -$4,100,255.26
$334,032.12 $334,032.12 -$4,434,287.38
$336,804.59 $336,804.59 -$4,771,091.97
$339,600.06 $339,600.06 -$5,110,692.03
$342,418.74 $342,418.74 -$5,453,110.77
$345,260.82 $345,260.82 -$5,798,371.59
$348,126.48 $348,126.48 -$6,146,498.08
$351,015.93 $351,015.93 -$6,497,514.01
$353,929.37 $353,929.37 -$6,851,443.38
$356,866.98 $356,866.98 -$7,208,310.36
$359,828.98 $359,828.98 -$7,568,139.33
$362,815.56 $362,815.56 -$7,930,954.89
$365,826.93 $365,826.93 -$8,296,781.82
$368,863.29 $368,863.29 -$8,665,645.11
$371,924.85 $371,924.85 -$9,037,569.96
$375,011.83 $375,011.83 -$9,412,581.79
$378,124.43 $378,124.43 -$9,790,706.22
$381,262.86 $381,262.86 -$10,171,969.08
$384,427.34 $384,427.34 -$10,556,396.42
$387,618.09 $387,618.09 -$10,944,014.51
$390,835.32 $390,835.32 -$11,334,849.84
$394,079.25 $394,079.25 -$11,728,929.09
$397,350.11 $397,350.11 -$12,126,279.20
$400,648.12 $400,648.12 -$12,526,927.32
$403,973.50 $403,973.50 -$12,930,900.81
$407,326.48 $407,326.48 -$13,338,227.29
$410,707.29 $410,707.29 -$13,748,934.58
$414,116.16 $414,116.16 -$14,163,050.73
$417,553.32 $417,553.32 -$14,580,604.06
$421,019.01 $421,019.01 -$15,001,623.07
$424,513.47 $424,513.47 -$15,426,136.54
$428,036.93 $428,036.93 -$15,854,173.47
$431,589.64 $431,589.64 -$16,285,763.11
$435,171.83 $435,171.83 -$16,720,934.95
$438,783.76 $438,783.76 -$17,159,718.71
$442,425.67 $442,425.67 -$17,602,144.37
$446,097.80 $446,097.80 -$18,048,242.17
$449,800.41 $449,800.41 -$18,498,042.58
$453,533.75 $453,533.75 -$18,951,576.33
$457,298.08 $457,298.08 -$19,408,874.42
$461,093.66 $461,093.66 -$19,869,968.08
$464,920.74 $464,920.74 -$20,334,888.81
$468,779.58 $468,779.58 -$20,803,668.39
$472,670.45 $472,670.45 -$21,276,338.84
$476,593.61 $476,593.61 -$21,752,932.45
$480,549.34 $480,549.34 -$22,233,481.79
$484,537.90 $484,537.90 -$22,718,019.69
$488,559.56 $488,559.56 -$23,206,579.25
$492,614.61 $492,614.61 -$23,699,193.86
$496,703.31 $496,703.31 -$24,195,897.17
$500,825.95 $500,825.95 -$24,696,723.11
$504,982.80 $504,982.80 -$25,201,705.91
$509,174.16 $509,174.16 -$25,710,880.07
$513,400.30 $513,400.30 -$26,224,280.38
$517,661.53 $517,661.53 -$26,741,941.91
$521,958.12 $521,958.12 -$27,263,900.02
$526,290.37 $526,290.37 -$27,790,190.39
$530,658.58 $530,658.58 -$28,320,848.97
$535,063.05 $535,063.05 -$28,855,912.02
$539,504.07 $539,504.07 -$29,395,416.09
$543,981.95 $543,981.95 -$29,939,398.04
$548,497.00 $548,497.00 -$30,487,895.05
$553,049.53 $553,049.53 -$31,040,944.58
$557,639.84 $557,639.84 -$31,598,584.42
$562,268.25 $562,268.25 -$32,160,852.67
$566,935.08 $566,935.08 -$32,727,787.74
$571,640.64 $571,640.64 -$33,299,428.38
$576,385.26 $576,385.26 -$33,875,813.64
$581,169.25 $581,169.25 -$34,456,982.89
$585,992.96 $585,992.96 -$35,042,975.85
$590,856.70 $590,856.70 -$35,633,832.55
$595,760.81 $595,760.81 -$36,229,593.36
$600,705.62 $600,705.62 -$36,830,298.98
$605,691.48 $605,691.48 -$37,435,990.47
$610,718.72 $610,718.72 -$38,046,709.19
$615,787.69 $615,787.69 -$38,662,496.87
$620,898.72 $620,898.72 -$39,283,395.60
$626,052.18 $626,052.18 -$39,909,447.78
$631,248.42 $631,248.42 -$40,540,696.20
$636,487.78 $636,487.78 -$41,177,183.98
$641,770.63 $641,770.63 -$41,818,954.60
$647,097.32 $647,097.32 -$42,466,051.93
$652,468.23 $652,468.23 -$43,118,520.16
$657,883.72 $657,883.72 -$43,776,403.87
ere conocer de cuánto
ación superior de su
sual de 300.000, un mes
a 10 años y hasta
n la cual estima iniciará
itarios; la fiducia
asegura una de interés
N-m
Valor futuro 4,500,000
Valor de los pagos 600,000
Tasa de interes 7% 0.035
4. Cuántos pagos semestrales de $6
padre de familia pa
universidad de su hijo que en fut
´500.000; el banco re
este tipo de ahorros una tasa
4. Cuántos pagos semestrales de $600.000 deberá realizar un
padre de familia para pagar la
universidad de su hijo que en futuro estima le costará $4
´500.000; el banco reconoce por
este tipo de ahorros una tasa de interés del 7% N-s
Valor presente $ 4,500,000
valor de pago $ 600,000
tasa de interes 3.5% 0.035
5. Cuántos pagos semestrales de
padre de familia p
universidad de su hijo que hoy día
cobra tasa de i
3,5% E
 5. Cuántos pagos semestrales de $600.000 deberá realizar un
padre de familia para pagar la
universidad de su hijo que hoy día cuesta $4´500.000; el banco
cobra tasa de interés del
3,5% ES