Tablas Punta

CUOTA A CAPITAL CONSTANTE
ESCENARIO 1
capital $ 2,000,000,000
periodos 12
tasa de interes
mensual 1.45%
abonos a capital $ 166,666,667
Periodo saldo inicial intereses abono a capital
1 $ 2,000,000,000 $ 29,000,000 $ 166,666,667

2 $ 1,833,333,333 $ 26,583,333 $ 166,666,667
3 $ 1,666,666,667 $ 24,166,667 $ 166,666,667
4 $ 1,500,000,000 $ 21,750,000 $ 166,666,667
5 $ 1,333,333,333 $ 19,333,333 $ 166,666,667
6 $ 1,166,666,667 $ 16,916,667 $ 166,666,667
7 $ 1,000,000,000 $ 14,500,000 $ 166,666,667
8 $ 833,333,333 $ 12,083,333 $ 166,666,667
9 $ 666,666,667 $ 9,666,667 $ 166,666,667
10 $ 500,000,000 $ 7,250,000 $ 166,666,667
11 $ 333,333,333 $ 4,833,333 $ 166,666,667
12 $ 166,666,667 $ 2,416,667 $ 166,666,667

ESCENARIO 3
capital $ 2,000,000,000
periodos 12
tasa de interes
mensual 1.11%
abonos a capital $ 166,666,667
1 $ 2,000,000,000 $ 22,200,000 $ 166,666,667

2 $ 1,833,333,333 $ 20,350,000 $ 166,666,667
3 $ 1,666,666,667 $ 18,500,000 $ 166,666,667
4 $ 1,500,000,000 $ 16,650,000 $ 166,666,667
5 $ 1,333,333,333 $ 14,800,000 $ 166,666,667
6 $ 1,166,666,667 $ 12,950,000 $ 166,666,667
7 $ 1,000,000,000 $ 11,100,000 $ 166,666,667
8 $ 833,333,333 $ 9,250,000 $ 166,666,667
9 $ 666,666,667 $ 7,400,000 $ 166,666,667

10 $ 500,000,000 $ 5,550,000 $ 166,666,667
11 $ 333,333,333 $ 3,700,000 $ 166,666,667
12 $ 166,666,667 $ 1,850,000 $ 166,666,667
ESCENARIO INTERES TOTAL TASA DE INTERES TIEMPO DEL CREDITO
1 $ 188,500,000 1.45% 12
2 $ 362,500,000 1.45% 24
3 $ 144,300,000 1.11% 12
4 $ 277,500,000 1.11% 24
NTE
capital
periodos
tasa de interes
mensual
abonos a capital
cuota a pagar saldo final Periodo
$ 195,666,667 $ 1,833,333,333 1
$ 193,250,000 $ 1,666,666,667 2
$ 190,833,333 $ 1,500,000,000 3
$ 188,416,667 $ 1,333,333,333 4
$ 186,000,000 $ 1,166,666,667 5
$ 183,583,333 $ 1,000,000,000 6
$ 181,166,667 $ 833,333,333 7
$ 178,750,000 $ 666,666,667 8
$ 176,333,333 $ 500,000,000 9
$ 173,916,667 $ 333,333,333 10
$ 171,500,000 $ 166,666,667 11
$ 169,083,333 $ - 12
$ 182,375,000 13
NTE 14
15
16
17
18
19
20
cuota a pagar saldo final
21
$ 188,866,667 $ 1,833,333,333 22
$ 187,016,667 $ 1,666,666,667 23
$ 185,166,667 $ 1,500,000,000 24
$ 183,316,667 $ 1,333,333,333
$ 181,466,667 $ 1,166,666,667
$ 179,616,667 $ 1,000,000,000
$ 177,766,667 $ 833,333,333 capital
$ 175,916,667 $ 666,666,667 periodos
tasa de interes
$ 174,066,667 $ 500,000,000 mensual
$ 172,216,667 $ 333,333,333 abonos a capital
$ 170,366,667 $ 166,666,667
$ 168,516,667 $ - Periodo
$ 178,691,667 1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
ESCENARIO 2
$ 2,000,000,000
24
1.45%
$ 83,333,333
saldo inicial intereses abono a capital cuota a pagar
$ 2,000,000,000 $ 29,000,000 $ 83,333,333 $ 112,333,333

$ 1,916,666,667 $ 27,791,667 $ 83,333,333 $ 111,125,000
$ 1,833,333,333 $ 26,583,333 $ 83,333,333 $ 109,916,667
$ 1,750,000,000 $ 25,375,000 $ 83,333,333 $ 108,708,333
$ 1,666,666,667 $ 24,166,667 $ 83,333,333 $ 107,500,000
$ 1,583,333,333 $ 22,958,333 $ 83,333,333 $ 106,291,667
$ 1,500,000,000 $ 21,750,000 $ 83,333,333 $ 105,083,333
$ 1,416,666,667 $ 20,541,667 $ 83,333,333 $ 103,875,000
$ 1,333,333,333 $ 19,333,333 $ 83,333,333 $ 102,666,667
$ 1,250,000,000 $ 18,125,000 $ 83,333,333 $ 101,458,333
$ 1,166,666,667 $ 16,916,667 $ 83,333,333 $ 100,250,000
$ 1,083,333,333 $ 15,708,333 $ 83,333,333 $ 99,041,667
$ 1,000,000,000 $ 14,500,000 $ 83,333,333 $ 97,833,333
$ 916,666,667 $ 13,291,667 $ 83,333,333 $ 96,625,000
$ 833,333,333 $ 12,083,333 $ 83,333,333 $ 95,416,667
$ 750,000,000 $ 10,875,000 $ 83,333,333 $ 94,208,333
$ 666,666,667 $ 9,666,667 $ 83,333,333 $ 93,000,000
$ 583,333,333 $ 8,458,333 $ 83,333,333 $ 91,791,667

$ 500,000,000 $ 7,250,000 $ 83,333,333 $ 90,583,333
$ 416,666,667 $ 6,041,667 $ 83,333,333 $ 89,375,000
$ 333,333,333 $ 4,833,333 $ 83,333,333 $ 88,166,667

$ 250,000,000 $ 3,625,000 $ 83,333,333 $ 86,958,333
$ 166,666,667 $ 2,416,667 $ 83,333,333 $ 85,750,000
$ 83,333,333 $ 1,208,333 $ 83,333,333 $ 84,541,667
$ 98,437,500
ESCENARIO 4
$ 2,000,000,000
24
1.11%
$ 83,333,333

$ 2,000,000,000 $ 22,200,000 $ 83,333,333 $ 105,533,333
$ 1,916,666,667 $ 21,275,000 $ 83,333,333 $ 104,608,333
$ 1,833,333,333 $ 20,350,000 $ 83,333,333 $ 103,683,333
$ 1,750,000,000 $ 19,425,000 $ 83,333,333 $ 102,758,333

$ 1,666,666,667 $ 18,500,000 $ 83,333,333 $ 101,833,333
$ 1,583,333,333 $ 17,575,000 $ 83,333,333 $ 100,908,333
$ 1,500,000,000 $ 16,650,000 $ 83,333,333 $ 99,983,333
$ 1,416,666,667 $ 15,725,000 $ 83,333,333 $ 99,058,333
$ 1,333,333,333 $ 14,800,000 $ 83,333,333 $ 98,133,333
$ 1,250,000,000 $ 13,875,000 $ 83,333,333 $ 97,208,333
$ 1,166,666,667 $ 12,950,000 $ 83,333,333 $ 96,283,333
$ 1,083,333,333 $ 12,025,000 $ 83,333,333 $ 95,358,333
$ 1,000,000,000 $ 11,100,000 $ 83,333,333 $ 94,433,333
$ 916,666,667 $ 10,175,000 $ 83,333,333 $ 93,508,333
$ 833,333,333 $ 9,250,000 $ 83,333,333 $ 92,583,333
$ 750,000,000 $ 8,325,000 $ 83,333,333 $ 91,658,333
$ 666,666,667 $ 7,400,000 $ 83,333,333 $ 90,733,333
$ 583,333,333 $ 6,475,000 $ 83,333,333 $ 89,808,333
$ 500,000,000 $ 5,550,000 $ 83,333,333 $ 88,883,333
$ 416,666,667 $ 4,625,000 $ 83,333,333 $ 87,958,333
$ 333,333,333 $ 3,700,000 $ 83,333,333 $ 87,033,333
$ 250,000,000 $ 2,775,000 $ 83,333,333 $ 86,108,333
$ 166,666,667 $ 1,850,000 $ 83,333,333 $ 85,183,333
$ 83,333,333 $ 925,000 $ 83,333,333 $ 84,258,333
$ 94,895,833
saldo final
$ 1,916,666,667
$ 1,833,333,333
$ 1,750,000,000
$ 1,666,666,667
$ 1,583,333,333
$ 1,500,000,000
$ 1,416,666,667
$ 1,333,333,333
$ 1,250,000,000
$ 1,166,666,667
$ 1,083,333,333
$ 1,000,000,000
$ 916,666,667
$ 833,333,333
$ 750,000,000
$ 666,666,667
$ 583,333,333
$ 500,000,000
$ 416,666,667
$ 333,333,333
$ 250,000,000
$ 166,666,667
$ 83,333,333
$ 0
saldo final
$ 1,916,666,667
$ 1,833,333,333
$ 1,750,000,000
$ 1,666,666,667
$ 1,583,333,333
$ 1,500,000,000
$ 1,416,666,667
$ 1,333,333,333
$ 1,250,000,000
$ 1,166,666,667
$ 1,083,333,333
$ 1,000,000,000
$ 916,666,667
$ 833,333,333
$ 750,000,000
$ 666,666,667
$ 583,333,333
$ 500,000,000
$ 416,666,667
$ 333,333,333
$ 250,000,000
$ 166,666,667
$ 83,333,333
$ 0
Cuota Fija
ESCENARIO 1
capital $ 2,000,000,000
periodos 60
tasa de interes
mensual 1.22%
CUOTA A PAGAR $ 47,202,759.84

1 $ 2,000,000,000 $ 24,400,000 $ 22,802,759.84
2 $ 1,977,197,240 $ 24,121,806 $ 23,080,953.51
3 $ 1,954,116,287 $ 23,840,219 $ 23,362,541.14
4 $ 1,930,753,746 $ 23,555,196 $ 23,647,564.14
5 $ 1,907,106,181 $ 23,266,695 $ 23,936,064.43
6 $ 1,883,170,117 $ 22,974,675 $ 24,228,084.41
7 $ 1,858,942,033 $ 22,679,093 $ 24,523,667.04
8 $ 1,834,418,365 $ 22,379,904 $ 24,822,855.78
9 $ 1,809,595,510 $ 22,077,065 $ 25,125,694.62
10 $ 1,784,469,815 $ 21,770,532 $ 25,432,228.09
11 $ 1,759,037,587 $ 21,460,259 $ 25,742,501.28
12 $ 1,733,295,086 $ 21,146,200 $ 26,056,559.79
13 $ 1,707,238,526 $ 20,828,310 $ 26,374,449.82
14 $ 1,680,864,076 $ 20,506,542 $ 26,696,218.11
15 $ 1,654,167,858 $ 20,180,848 $ 27,021,911.97
16 $ 1,627,145,946 $ 19,851,181 $ 27,351,579.30
17 $ 1,599,794,367 $ 19,517,491 $ 27,685,268.56
18 $ 1,572,109,098 $ 19,179,731 $ 28,023,028.84
19 $ 1,544,086,069 $ 18,837,850 $ 28,364,909.79
20 $ 1,515,721,160 $ 18,491,798 $ 28,710,961.69
21 $ 1,487,010,198 $ 18,141,524 $ 29,061,235.42
22 $ 1,457,948,962 $ 17,786,977 $ 29,415,782.50
23 $ 1,428,533,180 $ 17,428,105 $ 29,774,655.04
24 $ 1,398,758,525 $ 17,064,854 $ 30,137,905.83
25 $ 1,368,620,619 $ 16,697,172 $ 30,505,588.29
26 $ 1,338,115,031 $ 16,325,003 $ 30,877,756.46
27 $ 1,307,237,274 $ 15,948,295 $ 31,254,465.09
28 $ 1,275,982,809 $ 15,566,990 $ 31,635,769.57
29 $ 1,244,347,040 $ 15,181,034 $ 32,021,725.95
30 $ 1,212,325,314 $ 14,790,369 $ 32,412,391.01
31 $ 1,179,912,923 $ 14,394,938 $ 32,807,822.18
32 $ 1,147,105,101 $ 13,994,682 $ 33,208,077.61
33 $ 1,113,897,023 $ 13,589,544 $ 33,613,216.16
34 $ 1,080,283,807 $ 13,179,462 $ 34,023,297.40
35 $ 1,046,260,509 $ 12,764,378 $ 34,438,381.62
36 $ 1,011,822,128 $ 12,344,230 $ 34,858,529.88
37 $ 976,963,598 $ 11,918,956 $ 35,283,803.94
38 $ 941,679,794 $ 11,488,493 $ 35,714,266.35
39 $ 905,965,528 $ 11,052,779 $ 36,149,980.40
40 $ 869,815,547 $ 10,611,750 $ 36,591,010.16
41 $ 833,224,537 $ 10,165,339 $ 37,037,420.49
42 $ 796,187,116 $ 9,713,483 $ 37,489,277.02
43 $ 758,697,839 $ 9,256,114 $ 37,946,646.20
44 $ 720,751,193 $ 8,793,165 $ 38,409,595.28
45 $ 682,341,598 $ 8,324,567 $ 38,878,192.34
46 $ 643,463,406 $ 7,850,254 $ 39,352,506.29
47 $ 604,110,899 $ 7,370,153 $ 39,832,606.87
48 $ 564,278,292 $ 6,884,195 $ 40,318,564.67
49 $ 523,959,728 $ 6,392,309 $ 40,810,451.16
50 $ 483,149,277 $ 5,894,421 $ 41,308,338.66
51 $ 441,840,938 $ 5,390,459 $ 41,812,300.39
52 $ 400,028,638 $ 4,880,349 $ 42,322,410.46
53 $ 357,706,227 $ 4,364,016 $ 42,838,743.87
54 $ 314,867,483 $ 3,841,383 $ 43,361,376.54
55 $ 271,506,107 $ 3,312,375 $ 43,890,385.34
56 $ 227,615,721 $ 2,776,912 $ 44,425,848.04
57 $ 183,189,873 $ 2,234,916 $ 44,967,843.38
58 $ 138,222,030 $ 1,686,309 $ 45,516,451.07
59 $ 92,705,579 $ 1,131,008 $ 46,071,751.77
60 $ 46,633,827 $ 568,933 $ 46,633,827.15
Cuota Fija
ESCENARIO 2
capital $ 2,000,000,000
periodos 24
tasa de interes
mensual 1.66%
CUOTA A PAGAR $ 101,713,459.43

1 $ 2,000,000,000 $ 33,200,000 $ 68,513,459.43
2 $ 1,931,486,541 $ 32,062,677 $ 69,650,782.86
3 $ 1,861,835,758 $ 30,906,474 $ 70,806,985.85
4 $ 1,791,028,772 $ 29,731,078 $ 71,982,381.82
5 $ 1,719,046,390 $ 28,536,170 $ 73,177,289.36
6 $ 1,645,869,101 $ 27,321,427 $ 74,392,032.36
7 $ 1,571,477,068 $ 26,086,519 $ 75,626,940.10
8 $ 1,495,850,128 $ 24,831,112 $ 76,882,347.30
9 $ 1,418,967,781 $ 23,554,865 $ 78,158,594.27
10 $ 1,340,809,187 $ 22,257,432 $ 79,456,026.93
11 $ 1,261,353,160 $ 20,938,462 $ 80,774,996.98
12 $ 1,180,578,163 $ 19,597,598 $ 82,115,861.93
13 $ 1,098,462,301 $ 18,234,474 $ 83,478,985.24
14 $ 1,014,983,316 $ 16,848,723 $ 84,864,736.39
15 $ 930,118,579 $ 15,439,968 $ 86,273,491.02
16 $ 843,845,088 $ 14,007,828 $ 87,705,630.97
17 $ 756,139,457 $ 12,551,915 $ 89,161,544.44
18 $ 666,977,913 $ 11,071,833 $ 90,641,626.08
19 $ 576,336,287 $ 9,567,182 $ 92,146,277.07
20 $ 484,190,010 $ 8,037,554 $ 93,675,905.27
21 $ 390,514,104 $ 6,482,534 $ 95,230,925.30
22 $ 295,283,179 $ 4,901,701 $ 96,811,758.66
23 $ 198,471,420 $ 3,294,626 $ 98,418,833.85
24 $ 100,052,586 $ 1,660,873 $ 100,052,586.50
capital
periodos
tasa de interes
mensual
CUOTA A PAGAR

$ 47,202,759.84 $ 1,977,197,240 1
$ 47,202,759.84 $ 1,954,116,287 2
$ 47,202,759.84 $ 1,930,753,746 3
$ 47,202,759.84 $ 1,907,106,181 4
$ 47,202,759.84 $ 1,883,170,117 5
$ 47,202,759.84 $ 1,858,942,033 6
$ 47,202,759.84 $ 1,834,418,365 7
$ 47,202,759.84 $ 1,809,595,510 8
$ 47,202,759.84 $ 1,784,469,815 9
$ 47,202,759.84 $ 1,759,037,587 10
$ 47,202,759.84 $ 1,733,295,086 11
$ 47,202,759.84 $ 1,707,238,526 12
$ 47,202,759.84 $ 1,680,864,076 13
$ 47,202,759.84 $ 1,654,167,858 14
$ 47,202,759.84 $ 1,627,145,946 15
$ 47,202,759.84 $ 1,599,794,367 16
$ 47,202,759.84 $ 1,572,109,098 17
$ 47,202,759.84 $ 1,544,086,069 18
$ 47,202,759.84 $ 1,515,721,160 19
$ 47,202,759.84 $ 1,487,010,198 20
$ 47,202,759.84 $ 1,457,948,962 21
$ 47,202,759.84 $ 1,428,533,180 22
$ 47,202,759.84 $ 1,398,758,525 23
$ 47,202,759.84 $ 1,368,620,619 24
$ 47,202,759.84 $ 1,338,115,031 25
$ 47,202,759.84 $ 1,307,237,274 26
$ 47,202,759.84 $ 1,275,982,809 27
$ 47,202,759.84 $ 1,244,347,040 28
$ 47,202,759.84 $ 1,212,325,314 29
$ 47,202,759.84 $ 1,179,912,923 30
$ 47,202,759.84 $ 1,147,105,101 31
$ 47,202,759.84 $ 1,113,897,023 32
$ 47,202,759.84 $ 1,080,283,807 33
$ 47,202,759.84 $ 1,046,260,509 34
$ 47,202,759.84 $ 1,011,822,128 35
$ 47,202,759.84 $ 976,963,598 36
$ 47,202,759.84 $ 941,679,794 37
$ 47,202,759.84 $ 905,965,528 38
$ 47,202,759.84 $ 869,815,547 39
$ 47,202,759.84 $ 833,224,537 40
$ 47,202,759.84 $ 796,187,116 41
$ 47,202,759.84 $ 758,697,839 42
$ 47,202,759.84 $ 720,751,193 43
$ 47,202,759.84 $ 682,341,598 44
$ 47,202,759.84 $ 643,463,406 45
$ 47,202,759.84 $ 604,110,899 46
$ 47,202,759.84 $ 564,278,292 47
$ 47,202,759.84 $ 523,959,728 48
$ 47,202,759.84 $ 483,149,277 49
$ 47,202,759.84 $ 441,840,938 50
$ 47,202,759.84 $ 400,028,638 51
$ 47,202,759.84 $ 357,706,227 52
$ 47,202,759.84 $ 314,867,483 53
$ 47,202,759.84 $ 271,506,107 54
$ 47,202,759.84 $ 227,615,721 55
$ 47,202,759.84 $ 183,189,873 56
$ 47,202,759.84 $ 138,222,030 57
$ 47,202,759.84 $ 92,705,579 58
$ 47,202,759.84 $ 46,633,827 59
$ 47,202,759.84 -$ 0 60
$ 47,202,759.84
capital
periodos
tasa de interes
mensual
CUOTA A PAGAR

$ 101,713,459.43 $ 1,931,486,541 1
$ 101,713,459.43 $ 1,861,835,758 2
$ 101,713,459.43 $ 1,791,028,772 3
$ 101,713,459.43 $ 1,719,046,390 4
$ 101,713,459.43 $ 1,645,869,101 5
$ 101,713,459.43 $ 1,571,477,068 6
$ 101,713,459.43 $ 1,495,850,128 7
$ 101,713,459.43 $ 1,418,967,781 8
$ 101,713,459.43 $ 1,340,809,187 9
$ 101,713,459.43 $ 1,261,353,160 10
$ 101,713,459.43 $ 1,180,578,163 11
$ 101,713,459.43 $ 1,098,462,301 12
$ 101,713,459.43 $ 1,014,983,316 13
$ 101,713,459.43 $ 930,118,579 14
$ 101,713,459.43 $ 843,845,088 15
$ 101,713,459.43 $ 756,139,457 16
$ 101,713,459.43 $ 666,977,913 17
$ 101,713,459.43 $ 576,336,287 18
$ 101,713,459.43 $ 484,190,010 19
$ 101,713,459.43 $ 390,514,104 20
$ 101,713,459.43 $ 295,283,179 21
$ 101,713,459.43 $ 198,471,420 22
$ 101,713,459.43 $ 100,052,586 23
$ 101,713,459.43 $ - 24
$ 101,713,459.43

1 $ 832,165,590 1.22% 60
2 $ 441,123,026 1.66% 24
3 $ 319,157,517 1.22% 24
4 $ 1,173,926,818 1.66% 60
Cuota Fija
ESCENARIO 4
$ 2,000,000,000
60
1.66%
$ 52,898,780.30

$ 2,000,000,000 $ 33,200,000 $ 19,698,780.30 $ 52,898,780.30
$ 1,980,301,220 $ 32,873,000 $ 20,025,780.05 $ 52,898,780.30
$ 1,960,275,440 $ 32,540,572 $ 20,358,208.00 $ 52,898,780.30
$ 1,939,917,232 $ 32,202,626 $ 20,696,154.25 $ 52,898,780.30
$ 1,919,221,077 $ 31,859,070 $ 21,039,710.41 $ 52,898,780.30
$ 1,898,181,367 $ 31,509,811 $ 21,388,969.61 $ 52,898,780.30
$ 1,876,792,397 $ 31,154,754 $ 21,744,026.50 $ 52,898,780.30
$ 1,855,048,371 $ 30,793,803 $ 22,104,977.34 $ 52,898,780.30
$ 1,832,943,394 $ 30,426,860 $ 22,471,919.96 $ 52,898,780.30
$ 1,810,471,474 $ 30,053,826 $ 22,844,953.84 $ 52,898,780.30
$ 1,787,626,520 $ 29,674,600 $ 23,224,180.07 $ 52,898,780.30
$ 1,764,402,340 $ 29,289,079 $ 23,609,701.46 $ 52,898,780.30
$ 1,740,792,638 $ 28,897,158 $ 24,001,622.50 $ 52,898,780.30
$ 1,716,791,016 $ 28,498,731 $ 24,400,049.44 $ 52,898,780.30
$ 1,692,390,966 $ 28,093,690 $ 24,805,090.26 $ 52,898,780.30
$ 1,667,585,876 $ 27,681,926 $ 25,216,854.76 $ 52,898,780.30
$ 1,642,369,021 $ 27,263,326 $ 25,635,454.54 $ 52,898,780.30
$ 1,616,733,567 $ 26,837,777 $ 26,061,003.09 $ 52,898,780.30
$ 1,590,672,564 $ 26,405,165 $ 26,493,615.74 $ 52,898,780.30
$ 1,564,178,948 $ 25,965,371 $ 26,933,409.76 $ 52,898,780.30
$ 1,537,245,538 $ 25,518,276 $ 27,380,504.36 $ 52,898,780.30
$ 1,509,865,034 $ 25,063,760 $ 27,835,020.74 $ 52,898,780.30
$ 1,482,030,013 $ 24,601,698 $ 28,297,082.08 $ 52,898,780.30
$ 1,453,732,931 $ 24,131,967 $ 28,766,813.64 $ 52,898,780.30
$ 1,424,966,117 $ 23,654,438 $ 29,244,342.75 $ 52,898,780.30
$ 1,395,721,775 $ 23,168,981 $ 29,729,798.84 $ 52,898,780.30
$ 1,365,991,976 $ 22,675,467 $ 30,223,313.50 $ 52,898,780.30
$ 1,335,768,662 $ 22,173,760 $ 30,725,020.51 $ 52,898,780.30
$ 1,305,043,642 $ 21,663,724 $ 31,235,055.85 $ 52,898,780.30
$ 1,273,808,586 $ 21,145,223 $ 31,753,557.77 $ 52,898,780.30
$ 1,242,055,028 $ 20,618,113 $ 32,280,666.83 $ 52,898,780.30
$ 1,209,774,361 $ 20,082,254 $ 32,816,525.90 $ 52,898,780.30
$ 1,176,957,835 $ 19,537,500 $ 33,361,280.23 $ 52,898,780.30
$ 1,143,596,555 $ 18,983,703 $ 33,915,077.48 $ 52,898,780.30
$ 1,109,681,478 $ 18,420,713 $ 34,478,067.77 $ 52,898,780.30
$ 1,075,203,410 $ 17,848,377 $ 35,050,403.69 $ 52,898,780.30
$ 1,040,153,006 $ 17,266,540 $ 35,632,240.40 $ 52,898,780.30
$ 1,004,520,766 $ 16,675,045 $ 36,223,735.59 $ 52,898,780.30
$ 968,297,030 $ 16,073,731 $ 36,825,049.60 $ 52,898,780.30
$ 931,471,981 $ 15,462,435 $ 37,436,345.42 $ 52,898,780.30
$ 894,035,635 $ 14,840,992 $ 38,057,788.75 $ 52,898,780.30
$ 855,977,846 $ 14,209,232 $ 38,689,548.05 $ 52,898,780.30
$ 817,288,298 $ 13,566,986 $ 39,331,794.54 $ 52,898,780.30
$ 777,956,504 $ 12,914,078 $ 39,984,702.33 $ 52,898,780.30
$ 737,971,801 $ 12,250,332 $ 40,648,448.39 $ 52,898,780.30
$ 697,323,353 $ 11,575,568 $ 41,323,212.64 $ 52,898,780.30
$ 656,000,140 $ 10,889,602 $ 42,009,177.97 $ 52,898,780.30
$ 613,990,962 $ 10,192,250 $ 42,706,530.32 $ 52,898,780.30
$ 571,284,432 $ 9,483,322 $ 43,415,458.72 $ 52,898,780.30
$ 527,868,973 $ 8,762,625 $ 44,136,155.34 $ 52,898,780.30
$ 483,732,818 $ 8,029,965 $ 44,868,815.52 $ 52,898,780.30
$ 438,864,003 $ 7,285,142 $ 45,613,637.85 $ 52,898,780.30
$ 393,250,365 $ 6,527,956 $ 46,370,824.24 $ 52,898,780.30
$ 346,879,540 $ 5,758,200 $ 47,140,579.93 $ 52,898,780.30
$ 299,738,961 $ 4,975,667 $ 47,923,113.55 $ 52,898,780.30
$ 251,815,847 $ 4,180,143 $ 48,718,637.24 $ 52,898,780.30
$ 203,097,210 $ 3,371,414 $ 49,527,366.62 $ 52,898,780.30
$ 153,569,843 $ 2,549,259 $ 50,349,520.90 $ 52,898,780.30
$ 103,220,322 $ 1,713,457 $ 51,185,322.95 $ 52,898,780.30
$ 52,034,999 $ 863,781 $ 52,034,999.31 $ 52,898,780.30
$ 52,898,780.30
Cuota Fija
ESCENARIO 3
$ 2,000,000,000
24
1.22%
$ 96,631,563.23

$ 2,000,000,000 $ 24,400,000 $ 72,231,563.23 $ 96,631,563.23
$ 1,927,768,437 $ 23,518,775 $ 73,112,788.30 $ 96,631,563.23
$ 1,854,655,648 $ 22,626,799 $ 74,004,764.32 $ 96,631,563.23
$ 1,780,650,884 $ 21,723,941 $ 74,907,622.44 $ 96,631,563.23
$ 1,705,743,262 $ 20,810,068 $ 75,821,495.43 $ 96,631,563.23
$ 1,629,921,766 $ 19,885,046 $ 76,746,517.68 $ 96,631,563.23
$ 1,553,175,249 $ 18,948,738 $ 77,682,825.19 $ 96,631,563.23
$ 1,475,492,423 $ 18,001,008 $ 78,630,555.66 $ 96,631,563.23
$ 1,396,861,868 $ 17,041,715 $ 79,589,848.44 $ 96,631,563.23
$ 1,317,272,019 $ 16,070,719 $ 80,560,844.59 $ 96,631,563.23
$ 1,236,711,175 $ 15,087,876 $ 81,543,686.90 $ 96,631,563.23
$ 1,155,167,488 $ 14,093,043 $ 82,538,519.88 $ 96,631,563.23
$ 1,072,628,968 $ 13,086,073 $ 83,545,489.82 $ 96,631,563.23
$ 989,083,478 $ 12,066,818 $ 84,564,744.79 $ 96,631,563.23
$ 904,518,733 $ 11,035,129 $ 85,596,434.68 $ 96,631,563.23
$ 818,922,299 $ 9,990,852 $ 86,640,711.18 $ 96,631,563.23
$ 732,281,587 $ 8,933,835 $ 87,697,727.86 $ 96,631,563.23
$ 644,583,860 $ 7,863,923 $ 88,767,640.14 $ 96,631,563.23
$ 555,816,219 $ 6,780,958 $ 89,850,605.35 $ 96,631,563.23
$ 465,965,614 $ 5,684,780 $ 90,946,782.74 $ 96,631,563.23
$ 375,018,831 $ 4,575,230 $ 92,056,333.49 $ 96,631,563.23
$ 282,962,498 $ 3,452,142 $ 93,179,420.75 $ 96,631,563.23
$ 189,783,077 $ 2,315,354 $ 94,316,209.69 $ 96,631,563.23
$ 95,466,867 $ 1,164,696 $ 95,466,867.44 $ 96,631,563.23
$ 96,631,563.23
saldo final
$ 1,980,301,220
$ 1,960,275,440
$ 1,939,917,232
$ 1,919,221,077
$ 1,898,181,367
$ 1,876,792,397
$ 1,855,048,371
$ 1,832,943,394
$ 1,810,471,474
$ 1,787,626,520
$ 1,764,402,340
$ 1,740,792,638
$ 1,716,791,016
$ 1,692,390,966
$ 1,667,585,876
$ 1,642,369,021
$ 1,616,733,567
$ 1,590,672,564
$ 1,564,178,948
$ 1,537,245,538
$ 1,509,865,034
$ 1,482,030,013
$ 1,453,732,931
$ 1,424,966,117
$ 1,395,721,775
$ 1,365,991,976
$ 1,335,768,662
$ 1,305,043,642
$ 1,273,808,586
$ 1,242,055,028
$ 1,209,774,361
$ 1,176,957,835
$ 1,143,596,555
$ 1,109,681,478
$ 1,075,203,410
$ 1,040,153,006
$ 1,004,520,766
$ 968,297,030
$ 931,471,981
$ 894,035,635
$ 855,977,846
$ 817,288,298
$ 777,956,504
$ 737,971,801
$ 697,323,353
$ 656,000,140
$ 613,990,962
$ 571,284,432
$ 527,868,973
$ 483,732,818
$ 438,864,003
$ 393,250,365
$ 346,879,540
$ 299,738,961
$ 251,815,847
$ 203,097,210
$ 153,569,843
$ 103,220,322
$ 52,034,999
-$ 0
saldo final
$ 1,927,768,437
$ 1,854,655,648
$ 1,780,650,884
$ 1,705,743,262
$ 1,629,921,766
$ 1,553,175,249
$ 1,475,492,423
$ 1,396,861,868
$ 1,317,272,019
$ 1,236,711,175
$ 1,155,167,488
$ 1,072,628,968
$ 989,083,478
$ 904,518,733
$ 818,922,299
$ 732,281,587
$ 644,583,860
$ 555,816,219
$ 465,965,614
$ 375,018,831
$ 282,962,498
$ 189,783,077
$ 95,466,867
$ -
Cuota Fija
ESCENARIO 2
capital $ 2,000,000,000 total periodos
tasa de interes anual 23.88% Periodo de Gracia

tasa de interes
mensual 1.99%
periodos de
amortizacion
Periodo saldo inicial cuota a pagar intereses

1 $ 2,000,000,000 $ 39,800,000 $ 39,800,000.00
2 $ 2,000,000,000 $ 39,800,000 $ 39,800,000.00
3 $ 2,000,000,000 $ 39,800,000 $ 39,800,000.00
4 $ 2,000,000,000 $ 39,800,000 $ 39,800,000.00
5 $ 2,000,000,000 $ 39,800,000 $ 39,800,000.00
6 $ 2,000,000,000 $ 39,800,000 $ 39,800,000.00
7 $ 2,000,000,000 $ 133,286,940 $ 39,800,000.00
8 $ 1,906,513,060 $ 133,286,940 $ 37,939,609.88
9 $ 1,811,165,729 $ 133,286,940 $ 36,042,198.01
10 $ 1,713,920,986 $ 133,286,940 $ 34,107,027.63
11 $ 1,614,741,074 $ 133,286,940 $ 32,133,347.36
12 $ 1,513,587,480 $ 133,286,940 $ 30,120,390.86
13 $ 1,410,420,931 $ 133,286,940 $ 28,067,376.52
14 $ 1,305,201,367 $ 133,286,940 $ 25,973,507.20
15 $ 1,197,887,934 $ 133,286,940 $ 23,837,969.88
16 $ 1,088,438,963 $ 133,286,940 $ 21,659,935.36
17 $ 976,811,958 $ 133,286,940 $ 19,438,557.96
18 $ 862,963,575 $ 133,286,940 $ 17,172,975.15
19 $ 746,849,610 $ 133,286,940 $ 14,862,307.24
20 $ 628,424,977 $ 133,286,940 $ 12,505,657.04
21 $ 507,643,693 $ 133,286,940 $ 10,102,109.50
22 $ 384,458,862 $ 133,286,940 $ 7,650,731.36
23 $ 258,822,653 $ 133,286,940 $ 5,150,570.80
24 $ 130,686,283 $ 133,286,940 $ 2,600,657.04
$ 109,915,205
24 capital
6 tasa de interes anual

tasa de interes
mensual
18
amortizacion saldo final Periodo

$ 0.00 $ 2,000,000,000 1
$ 0.00 $ 2,000,000,000 2
$ 0.00 $ 2,000,000,000 3
$ 0.00 $ 2,000,000,000 4
$ 0.00 $ 2,000,000,000 5
$ 0.00 $ 2,000,000,000 6
$ 93,486,940.49 $ 1,906,513,060 7
$ 95,347,330.60 $ 1,811,165,729 8
$ 97,244,742.48 $ 1,713,920,986 9
$ 99,179,912.86 $ 1,614,741,074 10
$ 101,153,593.12 $ 1,513,587,480 11
$ 103,166,549.63 $ 1,410,420,931 12
$ 105,219,563.96 $ 1,305,201,367 13
$ 107,313,433.29 $ 1,197,887,934 14
$ 109,448,970.61 $ 1,088,438,963 15
$ 111,627,005.13 $ 976,811,958 16
$ 113,848,382.53 $ 862,963,575 17
$ 116,113,965.34 $ 746,849,610 18
$ 118,424,633.25 $ 628,424,977 19
$ 120,781,283.45 $ 507,643,693 20
$ 123,184,830.99 $ 384,458,862 21
$ 125,636,209.13 $ 258,822,653 22
$ 128,136,369.69 $ 130,686,283 23
$ 130,686,283.45 $ - 24
TASA DE INTERES
ESCENARIO INTERES TOTAL mensual
1 $ 637,964,928.79 1.99%
2 $ 350,691,913.29 1.11%
Cuota Fija
ESCENARIO 2
$ 2,000,000,000 total periodos 24
13.32% Periodo de Gracia 6
1.11%
periodos de
amortizacion 18
saldo inicial cuota a pagar intereses amortizacion

$ 2,000,000,000 $ 22,200,000 $ 22,200,000.00 $ 0.00
$ 2,000,000,000 $ 22,200,000 $ 22,200,000.00 $ 0.00
$ 2,000,000,000 $ 22,200,000 $ 22,200,000.00 $ 0.00
$ 2,000,000,000 $ 22,200,000 $ 22,200,000.00 $ 0.00
$ 2,000,000,000 $ 22,200,000 $ 22,200,000.00 $ 0.00
$ 2,000,000,000 $ 22,200,000 $ 22,200,000.00 $ 0.00
$ 2,000,000,000 $ 123,193,995 $ 22,200,000.00 $ 100,993,995.18
$ 1,899,006,005 $ 123,193,995 $ 21,078,966.65 $ 102,115,028.53
$ 1,796,890,976 $ 123,193,995 $ 19,945,489.84 $ 103,248,505.35
$ 1,693,642,471 $ 123,193,995 $ 18,799,431.43 $ 104,394,563.76
$ 1,589,247,907 $ 123,193,995 $ 17,640,651.77 $ 105,553,343.41
$ 1,483,694,564 $ 123,193,995 $ 16,469,009.66 $ 106,724,985.53
$ 1,376,969,578 $ 123,193,995 $ 15,284,362.32 $ 107,909,632.86
$ 1,269,059,945 $ 123,193,995 $ 14,086,565.39 $ 109,107,429.79
$ 1,159,952,516 $ 123,193,995 $ 12,875,472.92 $ 110,318,522.26
$ 1,049,633,993 $ 123,193,995 $ 11,650,937.33 $ 111,543,057.86
$ 938,090,935 $ 123,193,995 $ 10,412,809.38 $ 112,781,185.80
$ 825,309,750 $ 123,193,995 $ 9,160,938.22 $ 114,033,056.96
$ 711,276,693 $ 123,193,995 $ 7,895,171.29 $ 115,298,823.89
$ 595,977,869 $ 123,193,995 $ 6,615,354.34 $ 116,578,640.84
$ 479,399,228 $ 123,193,995 $ 5,321,331.43 $ 117,872,663.75
$ 361,526,564 $ 123,193,995 $ 4,012,944.86 $ 119,181,050.32
$ 242,345,514 $ 123,193,995 $ 2,690,035.20 $ 120,503,959.98
$ 121,841,554 $ 123,193,995 $ 1,352,441.25 $ 121,841,553.93
$ 97,945,496
TIEMPO DEL CREDITO

24
24
saldo final
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 1,899,006,005
$ 1,796,890,976
$ 1,693,642,471
$ 1,589,247,907
$ 1,483,694,564
$ 1,376,969,578
$ 1,269,059,945
$ 1,159,952,516
$ 1,049,633,993
$ 938,090,935
$ 825,309,750
$ 711,276,693
$ 595,977,869
$ 479,399,228
$ 361,526,564
$ 242,345,514
$ 121,841,554
$ -
ESCENARIO 1
capital
tasa de interes anual
tasa de interes mensual
Periodo Saldo inicial Cuota a pagar Intereses

1 $ 2,000,000,000 $ - $ 28,800,000
2 $ 2,028,800,000 $ - $ 29,214,720
3 $ 2,058,014,720 $ - $ 29,635,412
4 $ 2,087,650,132 $ - $ 30,062,162
5 $ 2,117,712,294 $ - $ 30,495,057
6 $ 2,148,207,351 $ - $ 30,934,186
7 $ 2,179,141,537 $ - $ 31,379,638
8 $ 2,210,521,175 $ - $ 31,831,505
9 $ 2,242,352,680 $ - $ 32,289,879
10 $ 2,274,642,558 $ - $ 32,754,853
11 $ 2,307,397,411 $ - $ 33,226,523
12 $ 2,340,623,934 $ - $ 33,704,985
13 $ 2,374,328,919 $ 84,982,538 $ 34,190,336
14 $ 2,323,536,717 $ 84,982,538 $ 33,458,929
15 $ 2,272,013,108 $ 84,982,538 $ 32,716,989
16 $ 2,219,747,558 $ 84,982,538 $ 31,964,365
17 $ 2,166,729,385 $ 84,982,538 $ 31,200,903
18 $ 2,112,947,750 $ 84,982,538 $ 30,426,448
19 $ 2,058,391,660 $ 84,982,538 $ 29,640,840
20 $ 2,003,049,962 $ 84,982,538 $ 28,843,919
21 $ 1,946,911,343 $ 84,982,538 $ 28,035,523
22 $ 1,889,964,328 $ 84,982,538 $ 27,215,486
23 $ 1,832,197,277 $ 84,982,538 $ 26,383,641
24 $ 1,773,598,379 $ 84,982,538 $ 25,539,817
25 $ 1,714,155,658 $ 84,982,538 $ 24,683,841
26 $ 1,653,856,961 $ 84,982,538 $ 23,815,540
27 $ 1,592,689,964 $ 84,982,538 $ 22,934,735
28 $ 1,530,642,161 $ 84,982,538 $ 22,041,247
29 $ 1,467,700,870 $ 84,982,538 $ 21,134,893
30 $ 1,403,853,224 $ 84,982,538 $ 20,215,486
31 $ 1,339,086,173 $ 84,982,538 $ 19,282,841
32 $ 1,273,386,476 $ 84,982,538 $ 18,336,765
33 $ 1,206,740,703 $ 84,982,538 $ 17,377,066
34 $ 1,139,135,231 $ 84,982,538 $ 16,403,547
35 $ 1,070,556,240 $ 84,982,538 $ 15,416,010
36 $ 1,000,989,712 $ 84,982,538 $ 14,414,252
37 $ 930,421,426 $ 84,982,538 $ 13,398,069
38 $ 858,836,956 $ 84,982,538 $ 12,367,252
39 $ 786,221,670 $ 84,982,538 $ 11,321,592
40 $ 712,560,724 $ 84,982,538 $ 10,260,874
41 $ 637,839,061 $ 84,982,538 $ 9,184,882
42 $ 562,041,405 $ 84,982,538 $ 8,093,396
43 $ 485,152,263 $ 84,982,538 $ 6,986,193
44 $ 407,155,918 $ 84,982,538 $ 5,863,045
45 $ 328,036,425 $ 84,982,538 $ 4,723,725
46 $ 247,777,612 $ 84,982,538 $ 3,567,998
47 $ 166,363,071 $ 84,982,538 $ 2,395,628
48 $ 83,776,161 $ 84,982,538 $ 1,206,377
$ 63,736,904
NARIO 1
periodo de
$ 2,000,000,000 amortizacion 36
17.28% total periodos 48 ta
1.44% periodo muerto 12 tasa
capital a amortizar $ 2,374,328,919
Amortizacion Saldo final Periodo

-$ 28,800,000 $ 2,028,800,000 1
-$ 29,214,720 $ 2,058,014,720 2
-$ 29,635,412 $ 2,087,650,132 3
-$ 30,062,162 $ 2,117,712,294 4
-$ 30,495,057 $ 2,148,207,351 5
-$ 30,934,186 $ 2,179,141,537 6
-$ 31,379,638 $ 2,210,521,175 7
-$ 31,831,505 $ 2,242,352,680 8
-$ 32,289,879 $ 2,274,642,558 9
-$ 32,754,853 $ 2,307,397,411 10
-$ 33,226,523 $ 2,340,623,934 11
-$ 33,704,985 $ 2,374,328,919 12
$ 50,792,202 $ 2,323,536,717 13
$ 51,523,609 $ 2,272,013,108 14
$ 52,265,549 $ 2,219,747,558 15
$ 53,018,173 $ 2,166,729,385 16
$ 53,781,635 $ 2,112,947,750 17
$ 54,556,090 $ 2,058,391,660 18
$ 55,341,698 $ 2,003,049,962 19
$ 56,138,619 $ 1,946,911,343 20
$ 56,947,015 $ 1,889,964,328 21
$ 57,767,052 $ 1,832,197,277 22
$ 58,598,897 $ 1,773,598,379 23
$ 59,442,721 $ 1,714,155,658 24
$ 60,298,697 $ 1,653,856,961 25
$ 61,166,998 $ 1,592,689,964 26
$ 62,047,803 $ 1,530,642,161 27
$ 62,941,291 $ 1,467,700,870 28
$ 63,847,646 $ 1,403,853,224 29
$ 64,767,052 $ 1,339,086,173 30
$ 65,699,697 $ 1,273,386,476 31
$ 66,645,773 $ 1,206,740,703 32
$ 67,605,472 $ 1,139,135,231 33
$ 68,578,991 $ 1,070,556,240 34
$ 69,566,528 $ 1,000,989,712 35
$ 70,568,286 $ 930,421,426 36
$ 71,584,470 $ 858,836,956 37
$ 72,615,286 $ 786,221,670 38
$ 73,660,946 $ 712,560,724 39
$ 74,721,664 $ 637,839,061 40
$ 75,797,656 $ 562,041,405 41
$ 76,889,142 $ 485,152,263 42
$ 77,996,345 $ 407,155,918 43
$ 79,119,493 $ 328,036,425 44
$ 80,258,814 $ 247,777,612 45
$ 81,414,540 $ 166,363,071 46
$ 82,586,910 $ 83,776,161 47
$ 83,776,161 -$ 0 48
TASA DE
INTERES
ESCENARIO INTERES TOTAL mensual TIEMPO DEL CREDITO
1 $ 1,059,371,370 1.44% 48
2 $ 1,156,733,863 1.55% 48
ESCENARIO 1
capital $ 2,000,000,000
tasa de interes anual 18.60%
tasa de interes mensual 1.55%
Saldo inicial Cuota a pagar Intereses Amortizacion

$ 2,000,000,000 $ - $ 31,000,000 -$ 31,000,000
$ 2,031,000,000 $ - $ 31,480,500 -$ 31,480,500
$ 2,062,480,500 $ - $ 31,968,448 -$ 31,968,448
$ 2,094,448,948 $ - $ 32,463,959 -$ 32,463,959
$ 2,126,912,906 $ - $ 32,967,150 -$ 32,967,150
$ 2,159,880,056 $ - $ 33,478,141 -$ 33,478,141
$ 2,193,358,197 $ - $ 33,997,052 -$ 33,997,052
$ 2,227,355,249 $ - $ 34,524,006 -$ 34,524,006
$ 2,261,879,256 $ - $ 35,059,128 -$ 35,059,128
$ 2,296,938,384 $ - $ 35,602,545 -$ 35,602,545
$ 2,332,540,929 $ - $ 36,154,384 -$ 36,154,384
$ 2,368,695,314 $ - $ 36,714,777 -$ 36,714,777
$ 2,405,410,091 $ 87,687,052 $ 37,283,856 $ 50,403,195
$ 2,355,006,896 $ 87,687,052 $ 36,502,607 $ 51,184,445
$ 2,303,822,451 $ 87,687,052 $ 35,709,248 $ 51,977,804
$ 2,251,844,647 $ 87,687,052 $ 34,903,592 $ 52,783,460
$ 2,199,061,187 $ 87,687,052 $ 34,085,448 $ 53,601,603
$ 2,145,459,584 $ 87,687,052 $ 33,254,624 $ 54,432,428
$ 2,091,027,156 $ 87,687,052 $ 32,410,921 $ 55,276,131
$ 2,035,751,025 $ 87,687,052 $ 31,554,141 $ 56,132,911
$ 1,979,618,114 $ 87,687,052 $ 30,684,081 $ 57,002,971
$ 1,922,615,143 $ 87,687,052 $ 29,800,535 $ 57,886,517
$ 1,864,728,626 $ 87,687,052 $ 28,903,294 $ 58,783,758
$ 1,805,944,868 $ 87,687,052 $ 27,992,145 $ 59,694,906
$ 1,746,249,962 $ 87,687,052 $ 27,066,874 $ 60,620,177
$ 1,685,629,785 $ 87,687,052 $ 26,127,262 $ 61,559,790
$ 1,624,069,994 $ 87,687,052 $ 25,173,085 $ 62,513,967
$ 1,561,556,028 $ 87,687,052 $ 24,204,118 $ 63,482,933
$ 1,498,073,094 $ 87,687,052 $ 23,220,133 $ 64,466,919
$ 1,433,606,176 $ 87,687,052 $ 22,220,896 $ 65,466,156
$ 1,368,140,019 $ 87,687,052 $ 21,206,170 $ 66,480,881
$ 1,301,659,138 $ 87,687,052 $ 20,175,717 $ 67,511,335
$ 1,234,147,803 $ 87,687,052 $ 19,129,291 $ 68,557,761
$ 1,165,590,042 $ 87,687,052 $ 18,066,646 $ 69,620,406
$ 1,095,969,636 $ 87,687,052 $ 16,987,529 $ 70,699,522
$ 1,025,270,114 $ 87,687,052 $ 15,891,687 $ 71,795,365
$ 953,474,749 $ 87,687,052 $ 14,778,859 $ 72,908,193
$ 880,566,556 $ 87,687,052 $ 13,648,782 $ 74,038,270
$ 806,528,285 $ 87,687,052 $ 12,501,188 $ 75,185,863
$ 731,342,422 $ 87,687,052 $ 11,335,808 $ 76,351,244
$ 654,991,178 $ 87,687,052 $ 10,152,363 $ 77,534,688
$ 577,456,489 $ 87,687,052 $ 8,950,576 $ 78,736,476
$ 498,720,013 $ 87,687,052 $ 7,730,160 $ 79,956,892
$ 418,763,122 $ 87,687,052 $ 6,490,828 $ 81,196,223
$ 337,566,898 $ 87,687,052 $ 5,232,287 $ 82,454,765
$ 255,112,134 $ 87,687,052 $ 3,954,238 $ 83,732,814
$ 171,379,320 $ 87,687,052 $ 2,656,379 $ 85,030,672
$ 86,348,648 $ 87,687,052 $ 1,338,404 $ 86,348,648
$ 65,765,289
periodo de
amortizacion 36
total periodos 48
periodo muerto 12
capital a amortizar $ 2,405,410,091
Saldo final
$ 2,031,000,000
$ 2,062,480,500
$ 2,094,448,948
$ 2,126,912,906
$ 2,159,880,056
$ 2,193,358,197
$ 2,227,355,249
$ 2,261,879,256
$ 2,296,938,384
$ 2,332,540,929
$ 2,368,695,314
$ 2,405,410,091
$ 2,355,006,896
$ 2,303,822,451
$ 2,251,844,647
$ 2,199,061,187
$ 2,145,459,584
$ 2,091,027,156
$ 2,035,751,025
$ 1,979,618,114
$ 1,922,615,143
$ 1,864,728,626
$ 1,805,944,868
$ 1,746,249,962
$ 1,685,629,785
$ 1,624,069,994
$ 1,561,556,028
$ 1,498,073,094
$ 1,433,606,176
$ 1,368,140,019
$ 1,301,659,138
$ 1,234,147,803
$ 1,165,590,042
$ 1,095,969,636
$ 1,025,270,114
$ 953,474,749
$ 880,566,556
$ 806,528,285
$ 731,342,422
$ 654,991,178
$ 577,456,489
$ 498,720,013
$ 418,763,122
$ 337,566,898
$ 255,112,134
$ 171,379,320
$ 86,348,648
-$ 0
Cuota Fija FINAL DEL PLAZO
ESCENARIO 1
capital $ 2,000,000,000
periodos 60
tasa de interes
mensual 1.66%
CUOTA A PAGAR $ 33,200,000.00
Periodo Cuota a pagar Intereses Abono a capital

1 $ 33,200,000.00 $ 33,200,000.00
2 $ 33,200,000.00 $ 33,200,000.00
3 $ 33,200,000.00 $ 33,200,000.00
4 $ 33,200,000.00 $ 33,200,000.00
5 $ 33,200,000.00 $ 33,200,000.00
6 $ 33,200,000.00 $ 33,200,000.00
7 $ 33,200,000.00 $ 33,200,000.00
8 $ 33,200,000.00 $ 33,200,000.00
9 $ 33,200,000.00 $ 33,200,000.00
10 $ 33,200,000.00 $ 33,200,000.00
11 $ 33,200,000.00 $ 33,200,000.00
12 $ 33,200,000.00 $ 33,200,000.00
13 $ 33,200,000.00 $ 33,200,000.00
14 $ 33,200,000.00 $ 33,200,000.00
15 $ 33,200,000.00 $ 33,200,000.00
16 $ 33,200,000.00 $ 33,200,000.00
17 $ 33,200,000.00 $ 33,200,000.00
18 $ 33,200,000.00 $ 33,200,000.00
19 $ 33,200,000.00 $ 33,200,000.00
20 $ 33,200,000.00 $ 33,200,000.00
21 $ 33,200,000.00 $ 33,200,000.00
22 $ 33,200,000.00 $ 33,200,000.00
23 $ 33,200,000.00 $ 33,200,000.00
24 $ 33,200,000.00 $ 33,200,000.00
25 $ 33,200,000.00 $ 33,200,000.00
26 $ 33,200,000.00 $ 33,200,000.00
27 $ 33,200,000.00 $ 33,200,000.00
28 $ 33,200,000.00 $ 33,200,000.00
29 $ 33,200,000.00 $ 33,200,000.00
30 $ 33,200,000.00 $ 33,200,000.00
31 $ 33,200,000.00 $ 33,200,000.00
32 $ 33,200,000.00 $ 33,200,000.00
33 $ 33,200,000.00 $ 33,200,000.00
34 $ 33,200,000.00 $ 33,200,000.00
35 $ 33,200,000.00 $ 33,200,000.00
36 $ 33,200,000.00 $ 33,200,000.00
37 $ 33,200,000.00 $ 33,200,000.00
38 $ 33,200,000.00 $ 33,200,000.00
39 $ 33,200,000.00 $ 33,200,000.00
40 $ 33,200,000.00 $ 33,200,000.00
41 $ 33,200,000.00 $ 33,200,000.00
42 $ 33,200,000.00 $ 33,200,000.00
43 $ 33,200,000.00 $ 33,200,000.00
44 $ 33,200,000.00 $ 33,200,000.00
45 $ 33,200,000.00 $ 33,200,000.00
46 $ 33,200,000.00 $ 33,200,000.00
47 $ 33,200,000.00 $ 33,200,000.00
48 $ 33,200,000.00 $ 33,200,000.00
49 $ 33,200,000.00 $ 33,200,000.00
50 $ 33,200,000.00 $ 33,200,000.00
51 $ 33,200,000.00 $ 33,200,000.00
52 $ 33,200,000.00 $ 33,200,000.00
53 $ 33,200,000.00 $ 33,200,000.00
54 $ 33,200,000.00 $ 33,200,000.00
55 $ 33,200,000.00 $ 33,200,000.00
56 $ 33,200,000.00 $ 33,200,000.00
57 $ 33,200,000.00 $ 33,200,000.00
58 $ 33,200,000.00 $ 33,200,000.00
59 $ 33,200,000.00 $ 33,200,000.00
60 $ 33,200,000.00 $ 33,200,000.00 $ 2,000,000,000

ESCENARIO 2
capital $ 2,000,000,000
periodos 24
tasa de interes
mensual 1.66%
CUOTA A PAGAR $ 33,200,000.00
Periodo Cuota a pagar Intereses Abono a capital

1 $ 33,200,000.00 $ 33,200,000.00
2 $ 33,200,000.00 $ 33,200,000.00
3 $ 33,200,000.00 $ 33,200,000.00
4 $ 33,200,000.00 $ 33,200,000.00
5 $ 33,200,000.00 $ 33,200,000.00
6 $ 33,200,000.00 $ 33,200,000.00
7 $ 33,200,000.00 $ 33,200,000.00
8 $ 33,200,000.00 $ 33,200,000.00
9 $ 33,200,000.00 $ 33,200,000.00
10 $ 33,200,000.00 $ 33,200,000.00
11 $ 33,200,000.00 $ 33,200,000.00
12 $ 33,200,000.00 $ 33,200,000.00
13 $ 33,200,000.00 $ 33,200,000.00
14 $ 33,200,000.00 $ 33,200,000.00
15 $ 33,200,000.00 $ 33,200,000.00
16 $ 33,200,000.00 $ 33,200,000.00
17 $ 33,200,000.00 $ 33,200,000.00
18 $ 33,200,000.00 $ 33,200,000.00
19 $ 33,200,000.00 $ 33,200,000.00
20 $ 33,200,000.00 $ 33,200,000.00
21 $ 33,200,000.00 $ 33,200,000.00
22 $ 33,200,000.00 $ 33,200,000.00
23 $ 33,200,000.00 $ 33,200,000.00
24 $ 33,200,000.00 $ 33,200,000.00 $ 2,000,000,000
ESCENARIO
1
2
3
4
ESCENARIO 3
capital $ 2,000,000,000
periodos 60
tasa de interes
mensual 1.99%
CUOTA A PAGAR $ 39,800,000.00
Saldo final Periodo Cuota a pagar Intereses

$ 2,000,000,000 1 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 2 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 3 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 4 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 5 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 6 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 7 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 8 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 9 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 10 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 11 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 12 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 13 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 14 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 15 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 16 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 17 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 18 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 19 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 20 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 21 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 22 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 23 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 24 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 25 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 26 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 27 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 28 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 29 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 30 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 31 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 32 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 33 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 34 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 35 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 36 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 37 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 38 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 39 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 40 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 41 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 42 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 43 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 44 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 45 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 46 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 47 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 48 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 49 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 50 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 51 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 52 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 53 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 54 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 55 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 56 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 57 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 58 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 59 $ 39,800,000.00 $ 39,800,000.00
$ - 60 $ 39,800,000.00 $ 39,800,000.00

ESCENARIO 4
capital $ 2,000,000,000
periodos 24
tasa de interes
mensual 1.99%
CUOTA A PAGAR $ 39,800,000.00
Saldo final Periodo Cuota a pagar Intereses

$ 2,000,000,000 1 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 2 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 3 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 4 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 5 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 6 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 7 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 8 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 9 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 10 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 11 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 12 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 13 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 14 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 15 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 16 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 17 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 18 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 19 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 20 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 21 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 22 $ 39,800,000.00 $ 39,800,000.00
$ 2,000,000,000 23 $ 39,800,000.00 $ 39,800,000.00
$ - 24 $ 39,800,000.00 $ 39,800,000.00
TASA DE
INTERES
INTERES TOTAL mensual TIEMPO DEL CREDITO
$ 1,992,000,000.00 1.66% 60
$ 796,800,000.00 1.66% 24
$ 2,388,000,000.00 1.99% 60
$ 955,200,000.00 1.99% 24
AL DEL PLAZO
ARIO 3
Abono a capital Saldo final

$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000 $ -
AL DEL PLAZO
ARIO 4
Abono a capital Saldo final

$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000
$ 2,000,000,000 $ -
Cuota Fija
ESCENARIO 1
capital $ 2,000,000,000
periodos 48
tasa de interes
mensual 1.33%
CUOTA A PAGAR $ 56,639,597.78
1 $ 2,000,000,000 $ 26,600,000 $ 30,039,597.78

2 $ 1,969,960,402 $ 26,200,473 $ 30,439,124.43
3 $ 1,939,521,278 $ 25,795,633 $ 30,843,964.79
4 $ 1,908,677,313 $ 25,385,408 $ 31,254,189.52
5 $ 1,877,423,123 $ 24,969,728 $ 31,669,870.24
6 $ 1,845,753,253 $ 24,548,518 $ 32,091,079.51
7 $ 1,813,662,174 $ 24,121,707 $ 32,517,890.87
8 $ 1,781,144,283 $ 23,689,219 $ 32,950,378.82
9 $ 1,748,193,904 $ 23,250,979 $ 33,388,618.86
10 $ 1,714,805,285 $ 22,806,910 $ 33,832,687.49
11 $ 1,680,972,598 $ 22,356,936 $ 34,282,662.23
12 $ 1,646,689,935 $ 21,900,976 $ 34,738,621.64
13 $ 1,611,951,314 $ 21,438,952 $ 35,200,645.31
14 $ 1,576,750,669 $ 20,970,784 $ 35,668,813.89
15 $ 1,541,081,855 $ 20,496,389 $ 36,143,209.12
16 $ 1,504,938,645 $ 20,015,684 $ 36,623,913.80
17 $ 1,468,314,732 $ 19,528,586 $ 37,111,011.85
18 $ 1,431,203,720 $ 19,035,009 $ 37,604,588.31
19 $ 1,393,599,132 $ 18,534,868 $ 38,104,729.33
20 $ 1,355,494,402 $ 18,028,076 $ 38,611,522.23
21 $ 1,316,882,880 $ 17,514,542 $ 39,125,055.48
22 $ 1,277,757,825 $ 16,994,179 $ 39,645,418.72
23 $ 1,238,112,406 $ 16,466,895 $ 40,172,702.79
24 $ 1,197,939,703 $ 15,932,598 $ 40,706,999.73
25 $ 1,157,232,703 $ 15,391,195 $ 41,248,402.83
26 $ 1,115,984,300 $ 14,842,591 $ 41,797,006.59
27 $ 1,074,187,294 $ 14,286,691 $ 42,352,906.77
28 $ 1,031,834,387 $ 13,723,397 $ 42,916,200.43
29 $ 988,918,187 $ 13,152,612 $ 43,486,985.90
30 $ 945,431,201 $ 12,574,235 $ 44,065,362.81
31 $ 901,365,838 $ 11,988,166 $ 44,651,432.14
32 $ 856,714,406 $ 11,394,302 $ 45,245,296.18
33 $ 811,469,110 $ 10,792,539 $ 45,847,058.62
34 $ 765,622,051 $ 10,182,773 $ 46,456,824.50
35 $ 719,165,226 $ 9,564,898 $ 47,074,700.27
36 $ 672,090,526 $ 8,938,804 $ 47,700,793.78
37 $ 624,389,732 $ 8,304,383 $ 48,335,214.34
38 $ 576,054,518 $ 7,661,525 $ 48,978,072.69
39 $ 527,076,445 $ 7,010,117 $ 49,629,481.06
40 $ 477,446,964 $ 6,350,045 $ 50,289,553.16
41 $ 427,157,411 $ 5,681,194 $ 50,958,404.21
42 $ 376,199,007 $ 5,003,447 $ 51,636,150.99
43 $ 324,562,856 $ 4,316,686 $ 52,322,911.80
44 $ 272,239,944 $ 3,620,791 $ 53,018,806.52
45 $ 219,221,138 $ 2,915,641 $ 53,723,956.65
46 $ 165,497,181 $ 2,201,113 $ 54,438,485.27
47 $ 111,058,696 $ 1,477,081 $ 55,162,517.13
48 $ 55,896,179 $ 743,419 $ 55,896,178.61
Cuota Fija
ESCENARIO 2
capital $ 2,000,000,000
periodos 72
tasa de interes
mensual 1.33%
CUOTA A PAGAR $ 43,339,647.21
1 $ 2,000,000,000 $ 26,600,000 $ 16,739,647.21

2 $ 1,983,260,353 $ 26,377,363 $ 16,962,284.51
3 $ 1,966,298,068 $ 26,151,764 $ 17,187,882.90
4 $ 1,949,110,185 $ 25,923,165 $ 17,416,481.74
5 $ 1,931,693,704 $ 25,691,526 $ 17,648,120.95
6 $ 1,914,045,583 $ 25,456,806 $ 17,882,840.96
7 $ 1,896,162,742 $ 25,218,964 $ 18,120,682.74
8 $ 1,878,042,059 $ 24,977,959 $ 18,361,687.82
9 $ 1,859,680,371 $ 24,733,749 $ 18,605,898.27
10 $ 1,841,074,473 $ 24,486,290 $ 18,853,356.72
11 $ 1,822,221,116 $ 24,235,541 $ 19,104,106.36
12 $ 1,803,117,010 $ 23,981,456 $ 19,358,190.98
13 $ 1,783,758,819 $ 23,723,992 $ 19,615,654.92
14 $ 1,764,143,164 $ 23,463,104 $ 19,876,543.13
15 $ 1,744,266,621 $ 23,198,746 $ 20,140,901.15
16 $ 1,724,125,720 $ 22,930,872 $ 20,408,775.13
17 $ 1,703,716,945 $ 22,659,435 $ 20,680,211.84
18 $ 1,683,036,733 $ 22,384,389 $ 20,955,258.66
19 $ 1,662,081,474 $ 22,105,684 $ 21,233,963.60
20 $ 1,640,847,510 $ 21,823,272 $ 21,516,375.32
21 $ 1,619,331,135 $ 21,537,104 $ 21,802,543.11
22 $ 1,597,528,592 $ 21,247,130 $ 22,092,516.93
23 $ 1,575,436,075 $ 20,953,300 $ 22,386,347.41
24 $ 1,553,049,728 $ 20,655,561 $ 22,684,085.83
25 $ 1,530,365,642 $ 20,353,863 $ 22,985,784.17
26 $ 1,507,379,858 $ 20,048,152 $ 23,291,495.10
27 $ 1,484,088,363 $ 19,738,375 $ 23,601,271.98
28 $ 1,460,487,091 $ 19,424,478 $ 23,915,168.90
29 $ 1,436,571,922 $ 19,106,407 $ 24,233,240.65
30 $ 1,412,338,681 $ 18,784,104 $ 24,555,542.75
31 $ 1,387,783,138 $ 18,457,516 $ 24,882,131.47
32 $ 1,362,901,007 $ 18,126,583 $ 25,213,063.82
33 $ 1,337,687,943 $ 17,791,250 $ 25,548,397.56
34 $ 1,312,139,545 $ 17,451,456 $ 25,888,191.25
35 $ 1,286,251,354 $ 17,107,143 $ 26,232,504.20
36 $ 1,260,018,850 $ 16,758,251 $ 26,581,396.50
37 $ 1,233,437,453 $ 16,404,718 $ 26,934,929.07
38 $ 1,206,502,524 $ 16,046,484 $ 27,293,163.63
39 $ 1,179,209,361 $ 15,683,484 $ 27,656,162.71
40 $ 1,151,553,198 $ 15,315,658 $ 28,023,989.67
41 $ 1,123,529,208 $ 14,942,938 $ 28,396,708.73
42 $ 1,095,132,500 $ 14,565,262 $ 28,774,384.96
43 $ 1,066,358,115 $ 14,182,563 $ 29,157,084.28
44 $ 1,037,201,030 $ 13,794,774 $ 29,544,873.50
45 $ 1,007,656,157 $ 13,401,827 $ 29,937,820.32
46 $ 977,718,337 $ 13,003,654 $ 30,335,993.33
47 $ 947,382,343 $ 12,600,185 $ 30,739,462.04
48 $ 916,642,881 $ 12,191,350 $ 31,148,296.89
49 $ 885,494,584 $ 11,777,078 $ 31,562,569.23
50 $ 853,932,015 $ 11,357,296 $ 31,982,351.41
51 $ 821,949,664 $ 10,931,931 $ 32,407,716.68
52 $ 789,541,947 $ 10,500,908 $ 32,838,739.31
53 $ 756,703,208 $ 10,064,153 $ 33,275,494.54
54 $ 723,427,713 $ 9,621,589 $ 33,718,058.62
55 $ 689,709,655 $ 9,173,138 $ 34,166,508.80
56 $ 655,543,146 $ 8,718,724 $ 34,620,923.37
57 $ 620,922,222 $ 8,258,266 $ 35,081,381.65
58 $ 585,840,841 $ 7,791,683 $ 35,547,964.02
59 $ 550,292,877 $ 7,318,895 $ 36,020,751.95
60 $ 514,272,125 $ 6,839,819 $ 36,499,827.95
61 $ 477,772,297 $ 6,354,372 $ 36,985,275.66
62 $ 440,787,021 $ 5,862,467 $ 37,477,179.82
63 $ 403,309,841 $ 5,364,021 $ 37,975,626.32
64 $ 365,334,215 $ 4,858,945 $ 38,480,702.15
65 $ 326,853,513 $ 4,347,152 $ 38,992,495.49
66 $ 287,861,017 $ 3,828,552 $ 39,511,095.67
67 $ 248,349,922 $ 3,303,054 $ 40,036,593.25
68 $ 208,313,328 $ 2,770,567 $ 40,569,079.94
69 $ 167,744,249 $ 2,230,999 $ 41,108,648.70
70 $ 126,635,600 $ 1,684,253 $ 41,655,393.73
71 $ 84,980,206 $ 1,130,237 $ 42,209,410.47
72 $ 42,770,796 $ 568,852 $ 42,770,795.62
capital
periodos
tasa de interes
mensual
CUOTA A PAGAR
$ 56,639,597.78 $ 1,969,960,402 1
$ 56,639,597.78 $ 1,939,521,278 2
$ 56,639,597.78 $ 1,908,677,313 3
$ 56,639,597.78 $ 1,877,423,123 4
$ 56,639,597.78 $ 1,845,753,253 5
$ 56,639,597.78 $ 1,813,662,174 6
$ 56,639,597.78 $ 1,781,144,283 7
$ 56,639,597.78 $ 1,748,193,904 8
$ 56,639,597.78 $ 1,714,805,285 9
$ 56,639,597.78 $ 1,680,972,598 10
$ 56,639,597.78 $ 1,646,689,935 11
$ 56,639,597.78 $ 1,611,951,314 12
$ 56,639,597.78 $ 1,576,750,669 13
$ 56,639,597.78 $ 1,541,081,855 14
$ 56,639,597.78 $ 1,504,938,645 15
$ 56,639,597.78 $ 1,468,314,732 16
$ 56,639,597.78 $ 1,431,203,720 17
$ 56,639,597.78 $ 1,393,599,132 18
$ 56,639,597.78 $ 1,355,494,402 19
$ 56,639,597.78 $ 1,316,882,880 20
$ 56,639,597.78 $ 1,277,757,825 21
$ 56,639,597.78 $ 1,238,112,406 22
$ 56,639,597.78 $ 1,197,939,703 23
$ 56,639,597.78 $ 1,157,232,703 24
$ 56,639,597.78 $ 1,115,984,300 25
$ 56,639,597.78 $ 1,074,187,294 26
$ 56,639,597.78 $ 1,031,834,387 27
$ 56,639,597.78 $ 988,918,187 28
$ 56,639,597.78 $ 945,431,201 29
$ 56,639,597.78 $ 901,365,838 30
$ 56,639,597.78 $ 856,714,406 31
$ 56,639,597.78 $ 811,469,110 32
$ 56,639,597.78 $ 765,622,051 33
$ 56,639,597.78 $ 719,165,226 34
$ 56,639,597.78 $ 672,090,526 35
$ 56,639,597.78 $ 624,389,732 36
$ 56,639,597.78 $ 576,054,518 37
$ 56,639,597.78 $ 527,076,445 38
$ 56,639,597.78 $ 477,446,964 39
$ 56,639,597.78 $ 427,157,411 40
$ 56,639,597.78 $ 376,199,007 41
$ 56,639,597.78 $ 324,562,856 42
$ 56,639,597.78 $ 272,239,944 43
$ 56,639,597.78 $ 219,221,138 44
$ 56,639,597.78 $ 165,497,181 45
$ 56,639,597.78 $ 111,058,696 46
$ 56,639,597.78 $ 55,896,179 47
$ 56,639,597.78 $ 0 48
$ 56,639,597.78
}
periodos
tasa de interes
mensual
CUOTA A PAGAR
$ 43,339,647.21 $ 1,983,260,353 1
$ 43,339,647.21 $ 1,966,298,068 2
$ 43,339,647.21 $ 1,949,110,185 3
$ 43,339,647.21 $ 1,931,693,704 4
$ 43,339,647.21 $ 1,914,045,583 5
$ 43,339,647.21 $ 1,896,162,742 6
$ 43,339,647.21 $ 1,878,042,059 7
$ 43,339,647.21 $ 1,859,680,371 8
$ 43,339,647.21 $ 1,841,074,473 9
$ 43,339,647.21 $ 1,822,221,116 10
$ 43,339,647.21 $ 1,803,117,010 11
$ 43,339,647.21 $ 1,783,758,819 12
$ 43,339,647.21 $ 1,764,143,164 13
$ 43,339,647.21 $ 1,744,266,621 14
$ 43,339,647.21 $ 1,724,125,720 15
$ 43,339,647.21 $ 1,703,716,945 16
$ 43,339,647.21 $ 1,683,036,733 17
$ 43,339,647.21 $ 1,662,081,474 18
$ 43,339,647.21 $ 1,640,847,510 19
$ 43,339,647.21 $ 1,619,331,135 20
$ 43,339,647.21 $ 1,597,528,592 21
$ 43,339,647.21 $ 1,575,436,075 22
$ 43,339,647.21 $ 1,553,049,728 23
$ 43,339,647.21 $ 1,530,365,642 24
$ 43,339,647.21 $ 1,507,379,858 25
$ 43,339,647.21 $ 1,484,088,363 26
$ 43,339,647.21 $ 1,460,487,091 27
$ 43,339,647.21 $ 1,436,571,922 28
$ 43,339,647.21 $ 1,412,338,681 29
$ 43,339,647.21 $ 1,387,783,138 30
$ 43,339,647.21 $ 1,362,901,007 31
$ 43,339,647.21 $ 1,337,687,943 32
$ 43,339,647.21 $ 1,312,139,545 33
$ 43,339,647.21 $ 1,286,251,354 34
$ 43,339,647.21 $ 1,260,018,850 35
$ 43,339,647.21 $ 1,233,437,453 36
$ 43,339,647.21 $ 1,206,502,524 37
$ 43,339,647.21 $ 1,179,209,361 38
$ 43,339,647.21 $ 1,151,553,198 39
$ 43,339,647.21 $ 1,123,529,208 40
$ 43,339,647.21 $ 1,095,132,500 41
$ 43,339,647.21 $ 1,066,358,115 42
$ 43,339,647.21 $ 1,037,201,030 43
$ 43,339,647.21 $ 1,007,656,157 44
$ 43,339,647.21 $ 977,718,337 45
$ 43,339,647.21 $ 947,382,343 46
$ 43,339,647.21 $ 916,642,881 47
$ 43,339,647.21 $ 885,494,584 48
$ 43,339,647.21 $ 853,932,015 49
$ 43,339,647.21 $ 821,949,664 50
$ 43,339,647.21 $ 789,541,947 51
$ 43,339,647.21 $ 756,703,208 52
$ 43,339,647.21 $ 723,427,713 53
$ 43,339,647.21 $ 689,709,655 54
$ 43,339,647.21 $ 655,543,146 55
$ 43,339,647.21 $ 620,922,222 56
$ 43,339,647.21 $ 585,840,841 57
$ 43,339,647.21 $ 550,292,877 58
$ 43,339,647.21 $ 514,272,125 59
$ 43,339,647.21 $ 477,772,297 60
$ 43,339,647.21 $ 440,787,021 61
$ 43,339,647.21 $ 403,309,841 62
$ 43,339,647.21 $ 365,334,215 63
$ 43,339,647.21 $ 326,853,513 64
$ 43,339,647.21 $ 287,861,017 65
$ 43,339,647.21 $ 248,349,922 66
$ 43,339,647.21 $ 208,313,328 67
$ 43,339,647.21 $ 167,744,249 68
$ 43,339,647.21 $ 126,635,600 69
$ 43,339,647.21 $ 84,980,206 70
$ 43,339,647.21 $ 42,770,796 71
$ 43,339,647.21 $ - 72
$ 43,339,647.21

1 $ 718,700,694 1.33% 48
2 $ 1,120,454,599 1.33% 72
3 $ 991,326,692 1.78% 48
4 $ 1,563,661,224 1.78% 72
Cuota Fija
ESCENARIO 3
$ 2,000,000,000
48
1.78%
$ 62,319,306.09
$ 2,000,000,000 $ 35,600,000 $ 26,719,306.09 $ 62,319,306.09

$ 1,973,280,694 $ 35,124,396 $ 27,194,909.74 $ 62,319,306.09
$ 1,946,085,784 $ 34,640,327 $ 27,678,979.13 $ 62,319,306.09
$ 1,918,406,805 $ 34,147,641 $ 28,171,664.96 $ 62,319,306.09
$ 1,890,235,140 $ 33,646,185 $ 28,673,120.59 $ 62,319,306.09
$ 1,861,562,019 $ 33,135,804 $ 29,183,502.14 $ 62,319,306.09
$ 1,832,378,517 $ 32,616,338 $ 29,702,968.48 $ 62,319,306.09
$ 1,802,675,549 $ 32,087,625 $ 30,231,681.32 $ 62,319,306.09
$ 1,772,443,868 $ 31,549,501 $ 30,769,805.24 $ 62,319,306.09
$ 1,741,674,062 $ 31,001,798 $ 31,317,507.78 $ 62,319,306.09
$ 1,710,356,555 $ 30,444,347 $ 31,874,959.42 $ 62,319,306.09
$ 1,678,481,595 $ 29,876,972 $ 32,442,333.69 $ 62,319,306.09
$ 1,646,039,261 $ 29,299,499 $ 33,019,807.23 $ 62,319,306.09
$ 1,613,019,454 $ 28,711,746 $ 33,607,559.80 $ 62,319,306.09
$ 1,579,411,894 $ 28,113,532 $ 34,205,774.37 $ 62,319,306.09
$ 1,545,206,120 $ 27,504,669 $ 34,814,637.15 $ 62,319,306.09
$ 1,510,391,483 $ 26,884,968 $ 35,434,337.69 $ 62,319,306.09
$ 1,474,957,145 $ 26,254,237 $ 36,065,068.90 $ 62,319,306.09
$ 1,438,892,076 $ 25,612,279 $ 36,707,027.13 $ 62,319,306.09
$ 1,402,185,049 $ 24,958,894 $ 37,360,412.21 $ 62,319,306.09
$ 1,364,824,637 $ 24,293,879 $ 38,025,427.55 $ 62,319,306.09
$ 1,326,799,209 $ 23,617,026 $ 38,702,280.16 $ 62,319,306.09
$ 1,288,096,929 $ 22,928,125 $ 39,391,180.75 $ 62,319,306.09
$ 1,248,705,748 $ 22,226,962 $ 40,092,343.76 $ 62,319,306.09
$ 1,208,613,405 $ 21,513,319 $ 40,805,987.48 $ 62,319,306.09
$ 1,167,807,417 $ 20,786,972 $ 41,532,334.06 $ 62,319,306.09
$ 1,126,275,083 $ 20,047,696 $ 42,271,609.61 $ 62,319,306.09
$ 1,084,003,474 $ 19,295,262 $ 43,024,044.26 $ 62,319,306.09
$ 1,040,979,429 $ 18,529,434 $ 43,789,872.25 $ 62,319,306.09
$ 997,189,557 $ 17,749,974 $ 44,569,331.97 $ 62,319,306.09
$ 952,620,225 $ 16,956,640 $ 45,362,666.08 $ 62,319,306.09
$ 907,257,559 $ 16,149,185 $ 46,170,121.54 $ 62,319,306.09
$ 861,087,437 $ 15,327,356 $ 46,991,949.70 $ 62,319,306.09
$ 814,095,488 $ 14,490,900 $ 47,828,406.41 $ 62,319,306.09
$ 766,267,081 $ 13,639,554 $ 48,679,752.04 $ 62,319,306.09
$ 717,587,329 $ 12,773,054 $ 49,546,251.63 $ 62,319,306.09
$ 668,041,078 $ 11,891,131 $ 50,428,174.90 $ 62,319,306.09
$ 617,612,903 $ 10,993,510 $ 51,325,796.42 $ 62,319,306.09
$ 566,287,106 $ 10,079,910 $ 52,239,395.59 $ 62,319,306.09
$ 514,047,711 $ 9,150,049 $ 53,169,256.84 $ 62,319,306.09
$ 460,878,454 $ 8,203,636 $ 54,115,669.61 $ 62,319,306.09
$ 406,762,784 $ 7,240,378 $ 55,078,928.53 $ 62,319,306.09
$ 351,683,856 $ 6,259,973 $ 56,059,333.45 $ 62,319,306.09
$ 295,624,522 $ 5,262,116 $ 57,057,189.59 $ 62,319,306.09
$ 238,567,333 $ 4,246,499 $ 58,072,807.56 $ 62,319,306.09
$ 180,494,525 $ 3,212,803 $ 59,106,503.54 $ 62,319,306.09
$ 121,388,022 $ 2,160,707 $ 60,158,599.30 $ 62,319,306.09
$ 61,229,422 $ 1,089,884 $ 61,229,422.37 $ 62,319,306.09
$ 62,319,306.09
Cuota Fija
ESCENARIO 4
$ 2,000,000,000
72
1.78%
$ 49,495,294.78
$ 2,000,000,000 $ 35,600,000 $ 13,895,294.78 $ 49,495,294.78

$ 1,986,104,705 $ 35,352,664 $ 14,142,631.02 $ 49,495,294.78
$ 1,971,962,074 $ 35,100,925 $ 14,394,369.86 $ 49,495,294.78
$ 1,957,567,704 $ 34,844,705 $ 14,650,589.64 $ 49,495,294.78
$ 1,942,917,115 $ 34,583,925 $ 14,911,370.14 $ 49,495,294.78
$ 1,928,005,745 $ 34,318,502 $ 15,176,792.52 $ 49,495,294.78
$ 1,912,828,952 $ 34,048,355 $ 15,446,939.43 $ 49,495,294.78
$ 1,897,382,013 $ 33,773,400 $ 15,721,894.95 $ 49,495,294.78
$ 1,881,660,118 $ 33,493,550 $ 16,001,744.68 $ 49,495,294.78
$ 1,865,658,373 $ 33,208,719 $ 16,286,575.74 $ 49,495,294.78
$ 1,849,371,797 $ 32,918,818 $ 16,576,476.79 $ 49,495,294.78
$ 1,832,795,320 $ 32,623,757 $ 16,871,538.07 $ 49,495,294.78
$ 1,815,923,782 $ 32,323,443 $ 17,171,851.45 $ 49,495,294.78
$ 1,798,751,931 $ 32,017,784 $ 17,477,510.41 $ 49,495,294.78
$ 1,781,274,421 $ 31,706,685 $ 17,788,610.09 $ 49,495,294.78
$ 1,763,485,810 $ 31,390,047 $ 18,105,247.35 $ 49,495,294.78
$ 1,745,380,563 $ 31,067,774 $ 18,427,520.76 $ 49,495,294.78
$ 1,726,953,042 $ 30,739,764 $ 18,755,530.62 $ 49,495,294.78
$ 1,708,197,512 $ 30,405,916 $ 19,089,379.07 $ 49,495,294.78
$ 1,689,108,133 $ 30,066,125 $ 19,429,170.02 $ 49,495,294.78
$ 1,669,678,963 $ 29,720,286 $ 19,775,009.24 $ 49,495,294.78
$ 1,649,903,953 $ 29,368,290 $ 20,127,004.41 $ 49,495,294.78
$ 1,629,776,949 $ 29,010,030 $ 20,485,265.09 $ 49,495,294.78
$ 1,609,291,684 $ 28,645,392 $ 20,849,902.81 $ 49,495,294.78
$ 1,588,441,781 $ 28,274,264 $ 21,221,031.07 $ 49,495,294.78
$ 1,567,220,750 $ 27,896,529 $ 21,598,765.43 $ 49,495,294.78
$ 1,545,621,985 $ 27,512,071 $ 21,983,223.45 $ 49,495,294.78
$ 1,523,638,761 $ 27,120,770 $ 22,374,524.83 $ 49,495,294.78
$ 1,501,264,236 $ 26,722,503 $ 22,772,791.37 $ 49,495,294.78
$ 1,478,491,445 $ 26,317,148 $ 23,178,147.06 $ 49,495,294.78
$ 1,455,313,298 $ 25,904,577 $ 23,590,718.08 $ 49,495,294.78
$ 1,431,722,580 $ 25,484,662 $ 24,010,632.86 $ 49,495,294.78
$ 1,407,711,947 $ 25,057,273 $ 24,438,022.12 $ 49,495,294.78
$ 1,383,273,925 $ 24,622,276 $ 24,873,018.92 $ 49,495,294.78
$ 1,358,400,906 $ 24,179,536 $ 25,315,758.65 $ 49,495,294.78
$ 1,333,085,147 $ 23,728,916 $ 25,766,379.16 $ 49,495,294.78
$ 1,307,318,768 $ 23,270,274 $ 26,225,020.71 $ 49,495,294.78
$ 1,281,093,747 $ 22,803,469 $ 26,691,826.07 $ 49,495,294.78
$ 1,254,401,921 $ 22,328,354 $ 27,166,940.58 $ 49,495,294.78
$ 1,227,234,981 $ 21,844,783 $ 27,650,512.12 $ 49,495,294.78
$ 1,199,584,469 $ 21,352,604 $ 28,142,691.24 $ 49,495,294.78
$ 1,171,441,777 $ 20,851,664 $ 28,643,631.14 $ 49,495,294.78
$ 1,142,798,146 $ 20,341,807 $ 29,153,487.78 $ 49,495,294.78
$ 1,113,644,658 $ 19,822,875 $ 29,672,419.86 $ 49,495,294.78
$ 1,083,972,239 $ 19,294,706 $ 30,200,588.93 $ 49,495,294.78
$ 1,053,771,650 $ 18,757,135 $ 30,738,159.41 $ 49,495,294.78
$ 1,023,033,490 $ 18,209,996 $ 31,285,298.65 $ 49,495,294.78
$ 991,748,192 $ 17,653,118 $ 31,842,176.97 $ 49,495,294.78
$ 959,906,015 $ 17,086,327 $ 32,408,967.72 $ 49,495,294.78
$ 927,497,047 $ 16,509,447 $ 32,985,847.34 $ 49,495,294.78
$ 894,511,200 $ 15,922,299 $ 33,572,995.43 $ 49,495,294.78
$ 860,938,204 $ 15,324,700 $ 34,170,594.74 $ 49,495,294.78
$ 826,767,609 $ 14,716,463 $ 34,778,831.33 $ 49,495,294.78
$ 791,988,778 $ 14,097,400 $ 35,397,894.53 $ 49,495,294.78
$ 756,590,884 $ 13,467,318 $ 36,027,977.05 $ 49,495,294.78
$ 720,562,906 $ 12,826,020 $ 36,669,275.04 $ 49,495,294.78
$ 683,893,631 $ 12,173,307 $ 37,321,988.14 $ 49,495,294.78
$ 646,571,643 $ 11,508,975 $ 37,986,319.53 $ 49,495,294.78
$ 608,585,324 $ 10,832,819 $ 38,662,476.02 $ 49,495,294.78
$ 569,922,848 $ 10,144,627 $ 39,350,668.09 $ 49,495,294.78
$ 530,572,180 $ 9,444,185 $ 40,051,109.98 $ 49,495,294.78
$ 490,521,070 $ 8,731,275 $ 40,764,019.74 $ 49,495,294.78
$ 449,757,050 $ 8,005,675 $ 41,489,619.29 $ 49,495,294.78
$ 408,267,431 $ 7,267,160 $ 42,228,134.51 $ 49,495,294.78
$ 366,039,296 $ 6,515,499 $ 42,979,795.31 $ 49,495,294.78
$ 323,059,501 $ 5,750,459 $ 43,744,835.66 $ 49,495,294.78
$ 279,314,665 $ 4,971,801 $ 44,523,493.74 $ 49,495,294.78
$ 234,791,171 $ 4,179,283 $ 45,316,011.93 $ 49,495,294.78
$ 189,475,159 $ 3,372,658 $ 46,122,636.94 $ 49,495,294.78
$ 143,352,523 $ 2,551,675 $ 46,943,619.88 $ 49,495,294.78
$ 96,408,903 $ 1,716,078 $ 47,779,216.31 $ 49,495,294.78
$ 48,629,686 $ 865,608 $ 48,629,686.36 $ 49,495,294.78
$ 49,495,294.78
saldo final
$ 1,973,280,694
$ 1,946,085,784
$ 1,918,406,805
$ 1,890,235,140
$ 1,861,562,019
$ 1,832,378,517
$ 1,802,675,549
$ 1,772,443,868
$ 1,741,674,062
$ 1,710,356,555
$ 1,678,481,595
$ 1,646,039,261
$ 1,613,019,454
$ 1,579,411,894
$ 1,545,206,120
$ 1,510,391,483
$ 1,474,957,145
$ 1,438,892,076
$ 1,402,185,049
$ 1,364,824,637
$ 1,326,799,209
$ 1,288,096,929
$ 1,248,705,748
$ 1,208,613,405
$ 1,167,807,417
$ 1,126,275,083
$ 1,084,003,474
$ 1,040,979,429
$ 997,189,557
$ 952,620,225
$ 907,257,559
$ 861,087,437
$ 814,095,488
$ 766,267,081
$ 717,587,329
$ 668,041,078
$ 617,612,903
$ 566,287,106
$ 514,047,711
$ 460,878,454
$ 406,762,784
$ 351,683,856
$ 295,624,522
$ 238,567,333
$ 180,494,525
$ 121,388,022
$ 61,229,422
-$ 0
saldo final
$ 1,986,104,705
$ 1,971,962,074
$ 1,957,567,704
$ 1,942,917,115
$ 1,928,005,745
$ 1,912,828,952
$ 1,897,382,013
$ 1,881,660,118
$ 1,865,658,373
$ 1,849,371,797
$ 1,832,795,320
$ 1,815,923,782
$ 1,798,751,931
$ 1,781,274,421
$ 1,763,485,810
$ 1,745,380,563
$ 1,726,953,042
$ 1,708,197,512
$ 1,689,108,133
$ 1,669,678,963
$ 1,649,903,953
$ 1,629,776,949
$ 1,609,291,684
$ 1,588,441,781
$ 1,567,220,750
$ 1,545,621,985
$ 1,523,638,761
$ 1,501,264,236
$ 1,478,491,445
$ 1,455,313,298
$ 1,431,722,580
$ 1,407,711,947
$ 1,383,273,925
$ 1,358,400,906
$ 1,333,085,147
$ 1,307,318,768
$ 1,281,093,747
$ 1,254,401,921
$ 1,227,234,981
$ 1,199,584,469
$ 1,171,441,777
$ 1,142,798,146
$ 1,113,644,658
$ 1,083,972,239
$ 1,053,771,650
$ 1,023,033,490
$ 991,748,192
$ 959,906,015
$ 927,497,047
$ 894,511,200
$ 860,938,204
$ 826,767,609
$ 791,988,778
$ 756,590,884
$ 720,562,906
$ 683,893,631
$ 646,571,643
$ 608,585,324
$ 569,922,848
$ 530,572,180
$ 490,521,070
$ 449,757,050
$ 408,267,431
$ 366,039,296
$ 323,059,501
$ 279,314,665
$ 234,791,171
$ 189,475,159
$ 143,352,523
$ 96,408,903
$ 48,629,686
$ 0
Cuadro de resultado de amortizaciones
Monto del Tasa efectiva
Escenario
crédito mensual
1 $ 2,000,000,000 1.45%
2 $ 2,000,000,000 1.45%
CUOTA CAPITAL
CONSTANTE
3 $ 2,000,000,000 1.11%
4 $ 2,000,000,000 1.11%
1 $ 2,000,000,000 1.22%
2 $ 2,000,000,000 1.66%
AMORTIZACION
CUOTA FIJA
3 $ 2,000,000,000 1.22%
4 $ 2,000,000,000 1.66%
CUOTA DE 1 $ 2,000,000,000 1.99%

PERIDO FIJA DE
GRACIA 2 $ 2,000,000,000 1.11%
1 $ 2,000,000,000 1.44%
CUOTA FIJA DE
PERIODO MUERTO 2 $ 2,000,000,000 1.55%
1 $ 2,000,000,000 1.66%
2 $ 2,000,000,000 1.66%
PAGO UNICO AL
FINAL DEL PLAZO
3 $ 2,000,000,000 1.99%
4 $ 2,000,000,000 1.99%
1 $ 2,000,000,000 1.33%
2 $ 2,000,000,000 1.33%
SISTEMA DE
CUOTA FIJA
3 $ 2,000,000,000 1.78%
4 $ 2,000,000,000 1.78%
ado de amortizaciones
Cuota mensual a Intereses primer
Intereses totales
pagar año
$ 182,375,000 $ 188,500,000 $ 188,500,000
$ 98,437,500 $ 362,500,000 $ 268,250,000
$ 178,691,667 $ 144,300,000 $ 144,300,000
$ 94,895,833 $ 277,500,000 $ 205,350,000
$ 47,202,759.84 $ 832,165,590 $ 273,671,644
$ 101,713,459.43 $ 441,123,026 $ 319,023,814
$ 96,631,563.23 $ 319,157,517 $ 232,207,727
$ 52,898,780.30 $ 1,173,926,818 $ 375,578,002
$ 109,915,205 $ 637,964,928.79 $ 448,942,573.74
$ 97,945,496 $ 350,691,913.29 $ 249,333,549.35
$ 63,736,904 $ 1,059,371,370 $ 374,328,919
$ 65,765,289 $ 1,156,733,863 $ 405,410,091
$ 33,200,000.00 $ 1,992,000,000.00 $ 398,400,000.00
$ 33,200,000.00 $ 796,800,000.00 $ 398,400,000.00
$ 39,800,000.00 $ 2,388,000,000.00 $ 477,600,000.00
$ 39,800,000.00 $ 955,200,000.00 $ 477,600,000.00
$ 56,639,597.78 $ 718,700,694 $ 291,626,487
$ 43,339,647.21 $ 1,120,454,599 $ 303,834,585
$ 62,319,306.09 $ 991,326,692 $ 393,870,934
$ 49,495,294.78 $ 1,563,661,224 $ 409,867,320

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CUOTA A CAPITAL CONSTANTE

abonos a capital $ 166,666,667

Periodo saldo inicial intereses abono a capital

1 $ 2,000,000,000 $ 29,000,000 $ 166,666,667

CUOTA A CAPITAL CONSTANTE

Periodo saldo inicial intereses abono a capital

1 $ 2,000,000,000 $ 22,200,000 $ 166,666,667

9 $ 666,666,667 $ 7,400,000 $ 166,666,667

cuota a pagar saldo final Periodo

saldo inicial intereses abono a capital cuota a pagar

$ 2,000,000,000 $ 29,000,000 $ 83,333,333 $ 112,333,333

$ 583,333,333 $ 8,458,333 $ 83,333,333 $ 91,791,667

$ 333,333,333 $ 4,833,333 $ 83,333,333 $ 88,166,667

saldo inicial intereses abono a capital cuota a pagar

$ 1,750,000,000 $ 19,425,000 $ 83,333,333 $ 102,758,333

Periodo saldo inicial intereses abono a capital

Periodo saldo inicial intereses abono a capital

cuota a pagar saldo final Periodo

cuota a pagar saldo final Periodo

ESCENARIO INTERES TOTAL TASA DE INTERES TIEMPO DEL CREDITO

saldo inicial intereses abono a capital cuota a pagar

saldo inicial intereses abono a capital cuota a pagar

tasa de interes anual 23.88% Periodo de Gracia

Periodo saldo inicial cuota a pagar intereses

6 tasa de interes anual

amortizacion saldo final Periodo

13.32% Periodo de Gracia 6

saldo inicial cuota a pagar intereses amortizacion

TIEMPO DEL CREDITO

tasa de interes anual

tasa de interes mensual

Periodo Saldo inicial Cuota a pagar Intereses

17.28% total periodos 48 ta

1.44% periodo muerto 12 tasa

capital a amortizar $ 2,374,328,919

Amortizacion Saldo final Periodo

tasa de interes anual 18.60%

tasa de interes mensual 1.55%

Saldo inicial Cuota a pagar Intereses Amortizacion

capital a amortizar $ 2,405,410,091

Periodo Cuota a pagar Intereses Abono a capital

Cuota Fija FINAL DEL PLAZO

Periodo Cuota a pagar Intereses Abono a capital

Saldo final Periodo Cuota a pagar Intereses

Cuota Fija FINAL DEL PLAZO

Saldo final Periodo Cuota a pagar Intereses

Abono a capital Saldo final

Abono a capital Saldo final

CUOTA A PAGAR $ 56,639,597.78

Periodo saldo inicial intereses abono a capital

1 $ 2,000,000,000 $ 26,600,000 $ 30,039,597.78

CUOTA A PAGAR $ 43,339,647.21

Periodo saldo inicial intereses abono a capital

1 $ 2,000,000,000 $ 26,600,000 $ 16,739,647.21

cuota a pagar saldo final Periodo

cuota a pagar saldo final Periodo

ESCENARIO INTERES TOTAL TASA DE INTERES TIEMPO DEL CREDITO

saldo inicial intereses abono a capital cuota a pagar

$ 2,000,000,000 $ 35,600,000 $ 26,719,306.09 $ 62,319,306.09

saldo inicial intereses abono a capital cuota a pagar

$ 2,000,000,000 $ 35,600,000 $ 13,895,294.78 $ 49,495,294.78

CUOTA DE 1 $ 2,000,000,000 1.99%

$ 98,437,500 $ 362,500,000 $ 268,250,000