Research questions

Name:- _________________________________________________

Gender:- Male Female

Age:-
18-25
26-35
36-45
Above 45

Occupation :-
Business
Professional
Service
Others:- ________________

1) Does investment decisions are taken on the basis of credit rating reports?
a) Yes b) No

2) Your Knowledge about credit rating.

a) Simply a grading system
b) It shows exact financial position of the company
c) An indicator of credit risk.
d) Just an marketing strategy of the issuing company

3) Do you consider the following additional information apart from credit rating for investment
decisions?
a. Reputation of the issuing company
b. Company's past five years performance
c. Company’s investment policy
d. No consideration

4) Do you think that number of credit rating agencies established in India is enough?
a. Yes
b. No

5) Are you satisfied by the ratings given by the agencies?

a) Highly satisfied
b) Satisfies
c) Highly dissatisfied
d) Dissatisfied
6) Risk preference for investment
a) Risk free investment
b) Moderate risk investment
c) Low risk investment
d) High risk investment

7) Reason for considering the rating given by the Credit Rating Agencies.
a. Credibility of the issuers
b. Prompt payment of Interest and principal
c. Reputation of the issuer
d. Update information about the issuer

8) Preference of Credit Rating Agency

a. CRISIL
b. ICRA
c. CARE
d. FITCH

9) The purpose of credit rating

a. To measure credit risk
b. Assisting investments
c. Improving quality of instruments
d. Getting advice on enterprise development and identification of risk
e. Assurance about safety

10) Choice of investment

a. Bank term deposits
b. Bonds
c. Fixed Deposits
d. Debentures
e. Government Securities
f. Commercial papers

11) The advantage of getting credit rating to the issuers

a. Getting adequate quantum of bank loan
b. Concession in interest rate
c. Relaxation in providing collaterals
d. Reduction in transaction cost
e. Faster decision on the part of the investor

12) Do you think that the ratings given by the agencies help the investors?
a. Yes
b. No
c. maybe