Key Fact Statement

SBI TERM LOAN

1 Loan amount Rs.

2 Loan term ………. Years…….. months including moratorium of ………. months
3 Interest type (fixed or floating) Floating
4 (a) Interest chargeable (In case ..….% (MCLR + ……) 01 year MCLR
of Floating Rate Loans)
5 Date of reset of interest Every one year from the date of disbursement.
6 Mode of communication of Bank’s web-site: www.sbi.co.in &
changes in interest rates entry in statement of loan account
7 Fee payable
A On Application- Processing fee-0.35% of Loan Amount plus Service Tax (15%)
Minimum Rs. 2,000/- plus service tax (15%)
Maximum Rs. 10,000/- plus service tax (15%)
Legal Charges (TIR / Search Report),Certified copy of Agreement & Valuation Report

LOAN AMT TIR VALUATION CERTIFIED TOTAL

COPY
Less than 50Lacs Rs.4000 Rs.1770* -- Rs.5770
Rs.50 lacs to Rs.4000 Rs.1770 * Rs.3000 Rs.8770
Rs.1 Cr
Above Rs.1Cr Rs.8000 Rs.3540* Rs.3000 Rs.14450

* In add Rs.1,770/-(Property > 15 years old)

On Sanction-
Stamp Duty for Mortgage- 0.20% of Loan Amount
Franking Charges (including CERSAI)-Rs.1,500/- Approx.
Registration with Sub-Registrar office estimated expenses –Rs.3,100/-

Property Insurance (Mandatory)- Rs.27/lac/year (Roughly) (on construction cost / on loan amount)
(Intimation of mortgage is to be done on completion of flat)
B Foreclosure Charges NIL
C Fee refundable if loan not Processing Fee will be refunded, if not sanctioned. However, processing
Sanctioned/disbursed fee will not be refunded if the loan is sanctioned but not disbursed.
D Penalty for bouncing of EMI (i) Rs.500/- plus service tax for every delayed EMI payment.
(ii) Rs.250/- ECS/SI returned charges
(iii) Enhanced rate of interest @2% p.a. on irregular amount over and
above the applicable interest rate, if the EMI remains unpaid for
more than 30 days.
8 EMI payable. Rs. ………../-(EMIs may vary consequent upon changes in interest rate.
Emi/Pre-EMI will be payable after one month from the disbursement
date.
9 Details of security/collateral Equitable Mortgage of the property
obtained
10 Interest Certificate/ Account May be obtained either from Home Branch or can be download online
Statement through Internet Banking Facility.
11 Home Branch Name-……………………………..Branch Code-…………..

Copy received & Terms accepted

Applicant/ Co-Applicant Marketing Executive

 Key Fact Statement
SBI TERM LOAN /MAXGAIN (TAKEOVER)
1 Loan amount Rs.
2 Loan term ………. Years…….. months including moratorium of
………. months
3 Interest type (fixed or floating) Floating
4 (a) Interest chargeable (In case of ….% (MCLR + ……) 01 year MCLR
Floating Rate Loans)
5 Date of reset of interest One year
6 Mode of communication of changes Bank’s web-site: www.sbi.co.in &
in interest rates entry in statement of loan account
7 Fee payable
A On Application- Processing fee-0.35% of Loan amount plus service Tax(15%)
Minimum Rs. 2,000/- plus service tax (15%)
Maximum Rs. 10,000/- plus service tax (15%)
Legal Charges (TIR / Search Report),Certified copy of Agreement & Valuation Report

LOAN AMT TIR VALUATION CERTIFIED TOTAL

COPY
Less than 50Lacs Rs.4000 Rs.1770* -- Rs.5770
Rs.50 lacs to Rs.4000 Rs.1770 * Rs.3000 Rs.8770
Rs.1 Cr
Above Rs.1Cr Rs.8000 Rs.3540* Rs.3000 Rs.14450

* In add Rs.1,770/-(Property > 15 years old)

On Sanction-
Stamp Duty-0.20% of Loan Amount
Franking Charges (including CERSAI)-Rs.1,500/- Approx.
Registration with Sub-Registrar office estimated expenses –Rs.3,100/-

Property Insurance (Mandatory)- Rs.27/lac/year (Roughly) (on construction cost / on loan amount)
(Intimation of mortgage is to be done on completion of flat)
B Foreclosure Charges NIL
C Fee refundable if loan not Processing Fee will be refunded, if not sanctioned. However,
Sanctioned/disbursed processing fee will not be refunded if the loan is sanctioned
but not disbursed.
D Penalty for bouncing of EMI i. Rs.500/- plus service tax for every delayed EMI
payment.
ii. Rs.250/- ECS/SI returned charges
iii. Enhanced rate of interest @2% p.a. on irregular
amount over and above the applicable interest rate, if
the EMI remains unpaid for more than 30 days.
8 EMI payable. Rs. /-(EMIs may vary consequent upon changes in
interest rate. Emi/Pre-EMI will be payable after one month
from the disbursement date.
9 Details of security/collateral obtained Equitable Mortgage of the property
10 Interest Certificate/ Account Statement As on 31st March every year by 30th
April and to be obtained either from Home Branch or can be
download online through INB.
11 Home Branch Name-……………………………..Branch Code-…………..
Important Note- Disbursement of takeover amount will be directly made to the bank. .Official from RACPC will
accompany to collect the original documents.

Copy received & Terms accepted

Applicant/ Co-Applicant Marketing Executive

 Key Fact Statement
SBI NRI HOME LOAN
1 Loan amount Rs.
2 Loan term ………. Years…….. months including moratorium of ……….
months
3 Interest type (fixed or floating) Floating
4 (a) Interest chargeable (In case of ….% (MCLR + ……) 01 year MCLR
Floating Rate Loans)
5 Date of reset of interest One year
6 Mode of communication of changes Bank’s web-site: www.sbi.co.in &
in interest rates entry in statement of loan account
7 Fee payable
A On Application- Processing fee-0.35% of Loan Amount plus Service Tax (15%)
Minimum Rs. 2,000/- plus service tax (15%)
Maximum Rs. 10,000/- plus service tax (15%)
Legal Charges (TIR / Search Report), Certified copy of Agreement & Valuation Report

LOAN AMT TIR VALUATION CERTIFIED TOTAL

COPY
Less than 50Lacs Rs.4000 Rs.1770* -- Rs.5770
Rs.50 lacs to Rs.4000 Rs.1770 * Rs.3000 Rs.8770
Rs.1 Cr
Above Rs.1Cr Rs.8000 Rs.3540* Rs.3000 Rs.14450

* In add Rs.1,770/-(Property > 15 years old)

On Sanction-
Stamp Duty-0.20% of Loan Amount
Franking Charges (including CERSAI)-Rs.1,500/- Approx.
Registration with Sub-Registrar office estimated expenses –Rs.3,100/-

Property Insurance (Mandatory)- Rs.27/lac/year (Roughly) (on construction cost / on loan amount)
(Intimation of mortgage is to be done on completion of flat)
B Foreclosure Charges NIL
C Fee refundable if loan not Processing Fee will be refunded, if not sanctioned. However,
Sanctioned/disbursed processing fee will not be refunded if the loan is sanctioned but
not disbursed.
D Penalty for bouncing of EMI i. Rs.500/- plus service tax for every delayed EMI
payment.
ii. Rs.250/- ECS/SI returned charges
iii. Enhanced rate of interest @2% p.a. on irregular amount
over and above the applicable interest rate, if the EMI
remains unpaid for more than 30 days.
8 EMI payable. Rs. /-(EMIs may vary consequent upon changes in
interest rate. Emi/Pre-EMI will be payable after one month from
the disbursement date.
9 Details of security/collateral obtained Equitable Mortgage of the property
10 Interest Certificate/ Account Statement As on 31st March every year by 30th
April and to be obtained either from Home Branch or can be
download online through INB.
11 Home Branch Name-……………………………..Branch Code-…………..
Important Note- If documents are to be executed by POA Holder, POA as per Bank’s format to be provided before
documentation.

Copy received & Terms accepted

Applicant/ Co-Applicant Marketing Executive

Copy received & Terms accepted

Applicant/ Co-Applicant Marketing Executive