1.

SEEDS should always try to share their experiences and knowledge with the beneficiaries
and should provide consultancy services to make success the loans they borrowed. The
loan risk ratio & non performing loan then obviously be reduced in the side of SEEDS.

2. SEEDS strive for efficiency, and score low on outreach to the poor, may ultimately cause
a higher poverty reduction at the macro level that score high on outreach indicators.

3. SEEDS should work directly in the community through regular and frequent visits of
villages and poor neighborhoods to meet existing clients and secure new ones.