Name of the subject Management Of Financial Services

Name of the lecturer Mrs. Archana S. Joshi

Lesson Plan

Session No. Hours Topics to be covered

1 1.5 Financial services -Introduction

2 1.5 Meaning, characteristics of financial services
3 1.5 Types of financial services
4 1.5 Fund based & fee based financial services
5 1.5 NBFC -introduction, functions
6 1.5 Norms for NBFCs
7 1.5 Leasing - introduction, types of lease
8 1.5 Leasing - advantages & disadvantages
9 1.5 Financial evaluation of lease
10 1.5 Cross border leasing
11 1.5 Contents of lease agreements
12 1.5 Hire purchase
13 1.5 Bills discounting
14 1.5 Procedure of bills discounting
15 1.5 Factoring - introduction, meaning , features
16 1.5 Types of factoring
17 1.5 Credit rating - meaning, advantages
18 1.5 Rating agencies- functions
19 1.5 Rating methodology
20 1.5 Venture capital- introduction
21 1.5 Venture capital industry in india
22 1.5 Merchant banking -meaning, codes of conduct
23 1.5 Activities in new issue market
24 1.5 Managing issues of shares & bonds,
25 1.5 Mutual funds, mechanisms
26 1.5 Types of schemes
27 1.5 Mutual funds in India, recent developments
28 1.5 Securitization & financial reconstruction
29 1.5 Enforcement of security interest act, regulations
30 1.5 Recent developments

Total sessions = 30
Total hours = 45
l Services

Aid/ method used

1 Financial services -Introduction

1 Meaning, characteristics of financial services
2 Types of financial services
Fund based & fee based financial services

3 Leasing - introduction, types of lease

4 Leasing - advantages & disadvantages
6 Financial evaluation of lease
5 Cross border leasing
Contents of lease agreements

7 Hire purchase

8 NBFC -introduction, functions

9 Norms for NBFCs
Financial services
Introduction
management of money. Among these organizations are
investment funds and some government sponsored ente
the S&P 500
financial in the
serives at United States.
reasonable prices at right time. The f
& remain competitive. this sector is growing very fast al
political envirnment are also high. it is therefore, necess
themselves away from speculative transactoins.

Meaning
Financial services aim at providing funds or substitute o
Financial services basically mean all those kinds of servi
funds to execute the finalised project, and also to re-eng
down or wind up of the organisation so that all the conce
venture.

Features of Fianancial services

Intangibility
Inseparability of producing & supplying function
Perishability
Variability

Types of financial services

Provision of funds or its substitutes

Venture capital Venture capital
Various services of bank
Asset financing including term loans, leasing, hire purch
Trade financing like working capital finance, factoring, le
Fixed deposit management
credit cards

Managing investible funds

portfolio management
merchant banking
mutual & pension funds

Risk sharing
underwriting
insurance
export credit & gurantee

Consultancy services
Project preparatory services
preparation of project reports
appraisal of projects
rehabilitation of projects
credit rating
valuation of investments
merger, acquisition & restructuring etc.

Market operations
share broking
money market operations like purchase or sale of assets
asset management like depositiories, custodial services
registrar / share transfer agents
retail market operations
futures, options, derivatives etc

Research & development

equity or market research
investor education
training of personnel
market development
financial information services

Different financial services

hire purchase
leasing
factoring
credit rating
insurance
venture capital
mutual funds
merchant banking
loan syndication
depository services
custodial services
share registration services
debenture trusteship
credit cards
consumer credit
organizations are banks, credit card companies, insurance com
nt sponsored enterprises. As of 2004, the financial services in
t right time. The financial service organisations will have to de
owing very fast all over the world. however the risk of failure i
therefore, necessary that the professionals while availing the
nsactoins.

ds or substitute of funds for the desired venture at an optimum

ose kinds of services provided in financial terms where the es
and also to re-engineer the project either for growth or for sur
that all the concerned parties gets the best possible shares o

function
easing, hire purchase
ance, factoring, letter of credit etc.
e or sale of assets & investments
ustodial services
es, insurance companies, consumer finance companies, stock
ancial services industry represented 20% of the market capita
ons will have to develop appropriate strategies in several area
he risk of failure in this sector due to changes in economic, so
while availing the new opportunities should be careful & shoul

ure at an optimum cost to the promoters & with best possible

rms where the essential commodity is money.
growth or for survival. These are also necessary even to close
possible shares out of funds realised on closing down the
 companies, stock brokerages,
the market capitalization of
es in several areas to survive
s in economic, social or
e careful & should keep

with best possible returns to the investors within the regulator

sary even to close
ing down the
thin the regulatory framework prescribed by the society.
the society.