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1, New
Tank Street, Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034. Ph: 044-28288800. Insurance is the subject matter of solicitation.
IRDA Registration No: 129
Star & Allied Health General Insurance is India’s First Stand-Alone Health Insurance
Company in India. It specializes in Health Insurance that deals with Personal
Accident, Mediclaim and Overseas Travel Insurance, with a capital base of Rs.108
crores, more than what is adequate to form a General Insurance Company. One of the
collaborating partners is Oman Insurance Company which is one of the leading
Insurance Companies in the Middle East and is headed by Mr. Jagannathan, Chairman
and Managing Director of the organization. The salient features of Star & Allied
Health include:-
About Us
Our Vision:
PROTECTING HEALTH, PROMOTING HEALTH
Our Mission:
Ultimate Customer Satisfaction
Teamwork:
Led by stalwarts of the insurance industry, the team blends vast industry expertise with
high service standards to provide you the best of healthcare options.
Commitment:
We are committed to become a STAR in health and related insurance by offering our
clients the utmost flexibility to create a plan that's right for them. And by offering
affordable financial protection that effectively addresses their long term health needs.
Our excellence in customer services consistently backs our industry expertise.
Capital Structure:
Star Health and Allied Insurance Company Limited (Star Health) has a capital base of
Rs.303 crores, more than sufficient to form a General Insurance Company. However, Star
Health has chosen to be in the field of Health. It is India's first stand-alone Health
Insurance Company in India and deals in Personal Accident, Mediclaim and Overseas
Travel Insurance.
Performance
Total Premium upto the month of March 2010 is Rs. 960 crores
Public Disclosure
2006 - 2007
2007 - 2008
2008 - 2009
2009 - 2010
2010 - 2011 Q1
2010 -11 H1
Exclusive Features:
Cashless service without TPA intervention the USP of the Company
Direct tie-up with hospitals on all India basis
Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting
the policy number, any person can contact our Doctor on the toll free number 1800
425 2255 for medical advices
24x7 in-house Call Center
Toll free telephone assistance
Complete knowledge backed website to offer medical information, including health
tips.
KEY PERSONNEL
Mr. T. N. Santhanakrishnan, Executive Director.He has wide experience in the
banking sector and various other fields. He has served as CEO, Principal and
Programme Director- Investments/Treasury/Credit and Joint General Manager of
large public sector banking institutions.
Mr. S. Sundaresan- Executive Director - He has a rich experience in all the operations
of General Insurance Industry. He retired as General Manager of a leading public
sector insurance company after serving the company for four decades. At present he is
taking care of entire Claims operations of the Company, Satellite claims offices ,
Customer care center, Co-ordination for marketing, etc., for Karnataka and Western
region and work relating to Government projects.
Mr. V. Jayaprakash - Executive Director - He qualified as a lawyer and has a rich
experience in all segments of Insurance industry. He retired as General Manager of a
leading public sector insurance company. At present he is taking care of entire
Marketing co-ordination of the Company,Publicity,HR and Administration,legal and
direct supervision of Hyderabad , Cochin and Government and Corporate business of
Delhi office headed by Mr.P.C. Tripathy.
Mr. S. Ramaswamy, Chief Financial Officer.He is a Senior Chartered Accountant
with over 27 years of work experience in Insurance.
Mr. C. M. Kannan Unni, Vice President - Company Secretary.He is a Chartered
Accountant and Company Secretary by profession. He has more than 25 years of
experience in finance as well as information technology management.
Mr. K. C. Kumar,MBA., Vice President - HR & Admin. He has 24 years of banking
experience including 3.5 years of overseas exposure.
Mr. A.M. Mallesh, Vice President - Marketing.He is a Post Graduate in Economics
has 20 years of rich experience in General Insurance Industry coupled with 6 years of
IT exposure. He has been recognized by conferring Mother Theresa Award for
Excellence in Insurance Field.
Mr. Anand Roy, Assistant Vice President - Marketing.He is an MBA from a premier
institute and has over 8 years experience in Sales & Marketing in the insurance and
banking sectors.
Mr. Vishwajeet Mohnot, Assistant Vice President - Marketing.He is an MBA and has
25 years of rich experience in General Insurance industry.
Mr. H. Srinivasan, Assistant Vice President Technical.He has finished his Post
graduation in Management.He is a fellow of Insurance Institute of India. He has 26
years of experience in General Insurance industry.
Mrs.D.Rama, Assistant Vice President - Product cell. She is a post graduate in
economics with more than 2 decades of experience in general insurance field.
Mr.S.Kannan, Assistant Vice President - IT. He is a Charted Accountant having three
decades of rich experience in Finance and IT in the General Insurance field.
Accident Care
There are many types of accidents that can happen suddenly, or that one may be
particularly exposed to the risk of. The consequences could be serious - ranging from
disabilities to weeks of hospitalization. By way of prudence and caution, you should
be suitably insured according to your standard of living. STAR Health Accident Care
Insurance provides compensation in the event of death, permanent disability and
injuries suffered due to accidents.
Free Benefits
Educational grant to children at Rs.5000/- per child and Rs.10, 000/- for 2
children (maximum 2children)
Transportation expenses of the mortal remains of the insured up to a maximum
of Rs.3000/-
Travel expenses of one relative up to a maximum of Rs.1000/- to the place of
accident
Student Insurance
Under the pressure to perform and to compete, and coping with the dynamic pace and
complexity of the modern world, students are more vulnerable to illnesses. Star
Health has a policy that not only reimburses hospitalisation expenses, it can also
enable the student's education to continue despite the demise of an earning parent. It
also grants compensation in the event of death or disability of the student. Star
Student Care Insurance Policy is available separately for School and for College
students. Schools and Colleges respectively can avail of this policy.
Travel Insurance
There is a world of
exotic sights and
sounds that brings us
pleasure when we
holiday
abroad with our families. And just as
important to us is every member returning
home safe and sound.here is a need to
protect the family from risks that may be
merely inconvenience.
Travel Insurance
All of us tackle problems well
when you are in an alien land,
dealing in home currency,
There is a world of
exotic sights and
sounds that brings us
pleasure when we
holiday
abroad with our families. And just as
important to us is every member returning
home safe and sound.here is a need to
protect the family from risks that may be
merely inconvenience.
Star Health and Allied insurance Co. ltd, and Shriram life
Insurance Co. Ltd, Present Star Shri family Care, a policy
that offers both life and health cover, with the increasing
number of life threatening diseases and the mounting
medical expenses, you need complete protection that
Star Shri family Care offers.
Corporate Solutions
One of the contemporary practices in positive HR is to handle all the healthcare
matters for the company personnel so that in turn they can dedicate themselves better
to the organization's goals. India's first Health insurer, Star Health offers customised
solutions to meet your Company's requirements.
Why should you choose Star Health Insurance to manage your employee health
insurance portfolio?
Large Hospital Network
STAR Health has a large number of more than 4,500 network hospitals across the
country offering CASHLESS treatment to its members.
Experienced Personnel
All our Managers have prior experience in implementing and servicing large
Health insurance schemes. They are very well versed with the claim processes.
This will ensure a smooth & effortless transition.
In-house Claims Processing
STAR Health has its own medical officers and technical staff to handle the
network provider claims as well as the reimbursement claims. Our experienced
staff will adjudicate the claims in a speedy manner and reduce turn around time.
This also means that your employees will have a single point of contact - No more
depending on any Third Party for claims related issues or ID cards
Cost Containment through Case Management and Medical Audit At Star Health
we understand that hospitals bills are a major cause of concern for corporates.
Field visit professional monitor the health status of the member by visiting
hospitals directly. The medical audit conducted periodically on hospitals will help
in ascertaining the quality and cost of care provided by the network hospitals.
Medical services offered by in-house doctors
Medical Authorization
Medical Case Management
Medical Outcome Audit
Medical Scrutiny
Random Inspection at Network Hospital
Record Verification at Network Hospitals
Rationalization of Tariffs at Network Hospitals
24x7 Doctor on Call
STAR Health offers round the clock General Practitioner advice and medical
counseling to its insured members. All that your employees have to do is call our
toll free helpline number-1800 425 2255.
24x7 Call Centre
STAR Health's 24x7 in-house call centre is accessible through a nation wide toll free
number - 1800 425 2255. Your employees can call the call centre for assistance in
information on:
Network hospitals
Support services in an Emergency
Coverage eligibility
Claims- documentation support, query handling
Claims settlement status
General information on health insurance plan
Help Desk
STAR Health can place a dedicated, 5 days a week, client-service executive for
conducting Help Desk services inside the premises of your company. The client
service executive at the help desk will provide seamless and prompt delivery of the
following services:
Attending to the queries of the employees and HR Dept.
Attending to the queries of your employees at the network hospitals at the time of
hospitalization
Hastening the process of pre-authorization during emergencies.
Follow up with the enrolment and claims management team, to provide responses
in record time
Conducting employee orientation and induction programs on the health policy.
Information on network of diagnostic centers, hospitals and nursing homes
Protocols of reimbursement in case of in-patient services availed outside the
network hospital.
Collection of the claim documents from the members for non-network claims
Generation of documentation checklist, recording the deficiencies in the
checklist, communicating deficiencies to the members and recovery of the
deficient documents from the members.
Comprehensive Report on Utilization
Rural Micro Health Insurance
The greater percentage of the Indian population lives in rural areas which have very
limited healthcare facilities. The tragedy is when any illness or disease affects them
there is no source of finance available to them to meet the expenses. This pushes them
further into debt. A right solution therefore is a Health insurance which provides
protection at affordable rates within their capacity to pay. Star's Micro Health
insurance policy precisely fits into this requirement.
Benefits
Hospitalisation cover: In-patient hospitalisation expenses for a minimum of 24
hours. Includes room rent, boarding and nursing expenses with maximum limit of
Rs.150/- per day subject to Rs.5000/- per hospitalisation
Surgeon's fees, Consultant's fees, Anaesthetist's fees upto a maximum of
Rs.4500/- per hospitalisation
Cost of blood, oxygen, diagnostic expenses, pace-makers, artificial limbs,
medicines and drugs, etc subject to a maximum of Rs.4500/- per hospitalisation
Emergency ambulance charges for transporting the insured patient at Rs.350/- per
hospitalisation and Rs.1000/- per policy period
Total expenses payable under all heads are limited to Rs.15,000/- per
hospitalisation and to Rs.30,000/- per policy period
Tax Benefit
Amount paid by any mode other than by cash for this insurance is eligible for
relief under Section 80D of the Income Tax Act.
Government Projects
STAR HEALTH has been venturing into many futuristic and far-reaching social
initiatives to bring millions of people into the fold of Health Insurance. It has
successfully worked in collaboration with Government and public agencies to ensure
medical coverage for a large number of ailments to Government/Public sector
employees, farmers, artisans, members of Welfare board and several other low
income groups for whom Insurance was hitherto not in their visionary.
The most notable highlights of this ongoing endeavour from Star Health are the
Aarogyasri Scheme implemented in Andhra Pradesh and the Kalaignar Insurance
Scheme for Life Saving Treatments launched in Tamil Nadu.