High Yield Opportunity Trust

‘HYOT’ Fact Sheet 2020

Why HYOT?

Diversification Liquidity DRIP Hassle Free Transparency

Access to a portfolio of Quarterly with Distribution re-investment Invest passively Quarterly reports and annual
exclusive off-market projects 30 day’s notice1 plan with 2% bonus in real estate audited financial statements Second
Mortgage

Partners PledgeTM
Valour Partners has teamed up with the Princess Margaret Cancer Foundation to create a
first of its kind program, whereby investors have an opportunity to donate a portion of their
VALOU
monthly distribution to cancer discovery research while we pledge to donate alongside you.
5-7% 7-14%
Institutional Financing / Construction Loans / First Mortgage

Example of How a Real Estate Project is Financed (Ex. RBC, TD, etc.)

WEIGHTING

WEIGHTING

Institutional Financing / Construction Loans / First Mortgage Second Bridge

Bridge
(Ex. RBC, TD, etc.) Mortgage
RETURNS Financing
Equity
Equity
Mortgage Financing
RISK

RETURNS
5-7% 7-14% 14-18% 18-25% +
RISK
VALOUR Partners Target Investments
10-14%+

The Power of Compound Interest Simplified**

Trust Terms*
VALOUR Partners Target Investments
$800,000
Fund Target Raise Minimum Investment 9-12%+
$700,000
$200,000,000 5-7% $50,000 $600,000 7-14% DRIP
14-18% 18-25%+
With 2%
Institutional Financing / Construction Loans / First Mortgage Bonus
$500,000
Distributions (Ex. RBC, TD, etc.)
Registered Plan Status
$400,000
RRSP
Paid Monthly
WEIGHTING Eligible TFSA $300,000 Difference Of
RRIF NO DRIP $462,459
$200,000
Liquidity Term
$100,000
Quarterly redemption Open for Continuous
YEAR YEAR YEAR YEAR YEAR YEAR YEAR YEAR YEAR YEAR YEAR
with 30 day’s notice1 Investment 0 2 4 6 8 10 12 14 16 18 20
**These are hypothetical results only and are not indicative of future results. The assumptions used are:
RETURNS *See Offering Memorandum for more details A. Growth of $100k over 20 year period with no taxes
B. Assuming 10% annual return with monthly distribution reinvested in units at the 2% DRIP bonus

RISK
Opportunity Valour Partners High Yield Opportunity Trust (the “Trust”) has been formed to pool investor capital together
to invest directly or indirectly in a diversified portfolio of mortgage and equity arrangements in connection with real estate
development properties, primarily controlled by the Valour Group. The Trust seeks to provide investors with an attractive
monthly income stream in addition to long term capital growth and an opportunity to partner with a seasoned developer to
develop attractive off-market properties.

Target Return: 10-14%+ Per Year

0 This Fact Sheet is for general information purposes only and does not constitute a solicitation to buy or an offer to sell securities, nor shall it form the basis of an act Auditors
as any inducement to enter into a contract or commitment. These materials do not provide disclosure of all information required for an investor to make an informed
investment decision and is meant to be read in conjunction with and is qualified in its entirety by the Offering Memorandum dated February 27, 2020. Investors should
0 read the Offering Memorandum, especially the risk factors relating to the securities offered, before making an investment decision. Private Capital Market securities

DRIP
are considered high risk and for qualified investors only. This document is provided for information purposes only, you are notified that disclosing, copying, distributing,
or taking any action in reliance on the contents of this information is strictly prohibited. Certain statements contained in this document may constitute forward-looking
0 statements. The use of any of the words “target”, “anticipate”, “continue”, “estimate”, “expect”, “may”, “will”, “project”, “should”, “believe” and similar expressions are intended
With 2%
to identify forward-looking statements. These statements involve known and unknown risks, uncertainties and other factors that may cause actual results or events to Legal Counsel
Bonus
differ materially from those anticipated in such forward-looking statements. We disclaim any intent or obligation to update any such information or statements, whether
0 as a result of new information, future events or results or otherwise, other than as required by applicable securities laws.

All references to target returns or target investments are targets only, and there can be no assurance the targets will be achieved.
0 1. Redemptions may be subject to certain restrictions and early redemption fees, see Offering Memorandum for full details.

0 Difference Of
NO DRIP $462,459
For more information and to receive a copy of the Offering Memorandum, contact Info@VALOURPartners.ca
0

0
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