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Family Health Optima - Zone - 1 - Premium including GST @18% (Mumbai+Thane, Delhi+NCR, Ahmedabad, Baroda Surat)

Sum Insured 3,00,000 Sum Insured 15,00,000


16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 8508 9352 13352 16083 20703 26290 32916 36757 40338 43495 1A+1C 15977 17405 24131 29075 36857 46268 57431 63891 69927 75237
1A+2C 11092 11948 15889 19163 23447 30137 36615 40899 44899 48415 1A+2C 20326 21765 28409 34261 41471 52746 63661 70871 77603 83526
1A+3C 15139 16744 22367 27276 33471 42415 48640 54363 59708 64410 1A+3C 27140 29848 39318 47926 58357 73426 83904 93545 102542 110460
2A 9458 11210 16160 20125 25305 31400 36881 41200 44421 47896 2A 17576 20532 28863 35878 44610 54870 64104 71372 76794 82653
2A+1C 11552 13251 18278 22573 28202 33654 38562 43082 47294 51006 2A+1C 21104 23966 32432 40008 49483 58670 66936 74541 81638 87886
2A+2C 14195 15700 20957 25565 31353 37441 42917 47955 52658 56793 2A+2C 25559 28090 36940 45047 54793 65042 74263 82748 90665 97639
2A+3C 18750 20762 27789 33866 41601 49737 57059 63797 70080 75614 2A+3C 33229 36610 48445 59018 72051 85751 98082 109421 120012 129328

Sum Insured 4,00,000 Sum Insured 20,00,000


16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 9647 10591 15069 18237 23411 29671 37093 41394 45406 48935 1A+1C 18007 19600 27134 32580 41294 51837 64334 71579 78334 84282
1A+2C 12538 13493 17912 21683 26485 33978 41235 46032 50510 54451 1A+2C 22874 24485 31925 38385 46468 59089 71313 79390 86931 93562
1A+3C 17069 18868 25169 30774 37713 47731 54699 61112 67101 72364 1A+3C 30509 33536 44138 53696 65372 82252 93987 104784 114861 123735
2A 10709 12673 18213 22762 28568 35394 41536 46368 49973 53873 2A 19789 23099 32432 40203 49979 61472 71815 79951 86028 92589
2A+1C 13057 14957 20585 25506 31813 37919 43418 48474 53194 57348 2A+1C 23748 26945 36427 44822 55436 65726 74983 83503 91450 98447
2A+2C 16019 17700 23588 28857 35341 42156 48292 53932 59201 63838 2A+2C 28739 31571 41483 50469 61390 72865 83190 92695 101563 109368
2A+3C 21116 23370 31241 38155 46822 55932 64133 71673 78718 84913 2A+3C 37323 41111 54363 66121 80718 96058 109870 122573 134426 144863

Sum Insured 5,00,000 Sum Insured 25,00,000

16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 10602 11558 16095 19889 25335 31919 39725 44244 48463 52180 1A+1C 19913 21665 29960 35866 45454 57053 70800 78765 86199 92742
1A+2C 13529 14502 18980 23517 28562 36450 44079 49123 53832 57979 1A+2C 25270 27046 35223 42256 51147 65036 78476 87361 95657 102955
1A+3C 18125 19948 26332 33075 40374 50911 58239 64983 71278 76818 1A+3C 33665 36999 48663 59100 71945 90506 103421 115298 126384 136137
2A 11676 13670 19287 24650 30757 37931 44392 49477 53271 57366 2A 21877 25518 35789 44256 55006 67649 79031 87981 94660 101881
2A+1C 14060 15983 21688 27535 34167 40592 46374 51690 56658 61024 2A+1C 26231 29754 40179 49342 61012 72328 82517 91887 100630 108324
2A+2C 17063 18768 24733 31064 37884 45047 51501 57437 62971 67850 2A+2C 31718 34834 45743 55549 67561 80181 91544 101999 111752 120342
2A+3C 22231 24509 32485 40834 49955 59537 68157 76092 83497 90010 2A+3C 41164 45330 59909 72765 88819 105699 120885 134862 147901 159383

Sum Insured 10,00,000


16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 13541 14744 20449 24414 31010 38987 48445 53920 59035 63537
1A+2C 17222 18443 24072 28810 34922 44474 53725 59838 65537 70558
1A+3C 22998 25293 33317 40391 49230 61997 70877 79048 86677 93385
2A 14892 17393 24461 30184 37577 46274 54103 60257 64859 69821
2A+1C 17883 20308 27482 33677 41713 49495 56498 62947 68959 74252
2A+2C 21659 23807 31305 37949 46209 54894 62711 69903 76612 82517
2A+3C 28161 31022 41052 49790 60835 72446 82895 92506 101480 109374

Strictly for internal circulation and training purpose only. In case of Discrepancy PREMIA will prevail
Family Health Optima Zone 1 Premium Chart version 1.5_18July2017
Family Health Optima - Zone - 1 a - Premium including GST @18%
(Chennai, Bangalore, Pune, Nasik, Ernakulam, Trivandrum and Rest of Gujarat)

Sum Insured 3,00,000 Sum Insured 15,00,000

16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 7428 8160 11605 13989 17971 22792 28509 31813 34904 37624 1A+1C 14780 16072 22196 26751 33825 42386 52534 58410 63891 68717
1A+2C 9652 10390 13788 16644 20337 26108 31695 35388 38834 41866 1A+2C 18733 20042 26078 31471 38026 48274 58198 64753 70871 76258
1A+3C 13145 14526 19376 23641 28981 36692 42061 46994 51601 55655 1A+3C 24928 27388 35996 43896 53371 67071 76600 85361 93545 100743
2A 8242 9759 14024 17476 21942 27199 31925 35642 38421 41418 2A 16231 18915 26491 32940 40875 50203 58599 65207 70139 75461
2A+1C 10054 11517 15847 19588 24438 29140 33370 37264 40899 44097 2A+1C 19441 22042 29736 36692 45306 53661 61171 68086 74541 80216
2A+2C 12331 13629 18160 22166 27158 32403 37123 41471 45524 49088 2A+2C 23494 25789 33837 41276 50138 59454 67838 75550 82748 89084
2A+3C 16260 17989 24048 29323 35990 43005 49318 55124 60540 65313 2A+3C 30462 33536 44297 53979 65826 78281 89485 99799 109421 117894

Sum Insured 4,00,000 Sum Insured 20,00,000


16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 8437 9251 13110 15895 20355 25754 32155 35860 39318 42362 1A+1C 16662 18113 24963 29978 37902 47489 58853 65431 71579 76983
1A+2C 10927 11759 15564 18868 23004 29471 35725 39860 43719 47117 1A+2C 21087 22556 29317 35258 42604 54085 65195 72541 79390 85420
1A+3C 14839 16390 21818 26703 32686 41324 47330 52858 58021 62558 1A+3C 28031 30780 40421 49177 59797 75137 85810 95621 104784 112849
2A 9352 11045 15824 19800 24804 30686 35978 40144 43259 46616 2A 18284 21293 29783 36910 45796 56245 65649 73048 78570 84535
2A+1C 11375 13015 17871 22166 27600 32863 37601 41961 46032 49613 2A+1C 21883 24792 33412 41111 50764 60115 68529 76275 83503 89863
2A+2C 13930 15381 20455 25051 30645 36515 41807 46669 51212 55206 2A+2C 26420 28993 38008 46244 56168 66605 75992 84630 92695 99793
2A+3C 18325 20267 27052 33064 40539 48392 55460 61962 68033 73372 2A+3C 34226 37666 49719 60469 73744 87692 100241 111793 122573 132054

Sum Insured 5,00,000 Sum Insured 25,00,000

16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 9652 10508 14555 17836 22656 28479 35388 39388 43123 46409 1A+1C 18438 20031 27571 33011 41725 52268 64770 72010 78765 84712
1A+2C 12266 13133 17128 21045 25512 32491 39247 43707 47879 51542 1A+2C 23305 24922 32356 38822 46899 59525 71750 79827 87361 93999
1A+3C 16367 17995 23694 29506 35961 45288 51778 57743 63313 68216 1A+3C 30940 33972 44575 54127 65809 82683 94418 105221 115298 124166
2A 10608 12390 17405 22048 27453 33807 39524 44020 47377 51006 2A 20225 23535 32869 40633 50410 61903 72246 80382 86459 93019
2A+1C 12738 14455 19553 24603 30474 36155 41271 45979 50374 54239 2A+1C 24178 27382 36863 45259 55873 66157 75414 83933 91887 98878
2A+2C 15417 16939 22267 27724 33760 40102 45808 51065 55962 60274 2A+2C 29170 32002 41920 50899 61820 73296 83627 93132 101999 109805
2A+3C 20031 22066 29187 36374 44439 52923 60552 67573 74128 79892 2A+3C 37760 41542 54799 66552 81149 96495 110301 123003 134862 145293

Sum Insured 10,00,000

16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 12526 13623 18809 22450 28444 35695 44291 49271 53920 58015
1A+2C 15871 16986 22101 26444 32002 40686 49094 54652 59838 64399
1A+3C 21128 23211 30503 36975 45005 56616 64688 72116 79048 85149
2A 13753 16030 22450 27695 34415 42321 49436 55035 59212 63726
2A+1C 16473 18674 25199 30869 38173 45247 51619 57478 62947 67756
2A+2C 19907 21854 28674 34751 42262 50162 57265 63803 69903 75272
2A+3C 25813 28420 37536 45519 55560 66115 75614 84352 92506 99686

Strictly for internal circulation and training purpose only. In case of Discrepancy PREMIA will prevail

Family Health Optima Zone 1-a Premium Chart version 1.5_18July2017


Family Health Optima - Zone - 2 - Premium including GST @18% (Coimbatore, Indore City, and Rest of Kerala)

Sum Insured 3,00,000 Sum Insured 15,00,000

16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 7110 7800 11080 13369 17163 21753 27193 30344 33288 35872 1A+1C 14408 15659 21600 26049 32916 41229 51076 56782 62109 66794
1A+2C 9228 9930 13169 15895 19417 24910 30232 33748 37028 39914 1A+2C 18243 19511 25376 30627 36993 46946 56575 62941 68883 74110
1A+3C 12549 13871 18485 22562 27647 34993 40102 44799 49188 53047 1A+3C 24255 26644 34999 42692 51896 65195 74446 82954 90895 97887
2A 7882 9328 13387 16685 20945 25948 30450 33990 36633 39489 2A 15812 18420 25777 32061 39760 48817 56970 63384 68169 73343
2A+1C 9605 10998 15128 18697 23323 27795 31831 35536 38999 42043 2A+1C 18927 21452 28922 35701 44067 52174 59466 66180 72446 77957
2A+2C 11776 13010 17328 21157 25907 30904 35400 39536 43400 46799 2A+2C 22863 25093 32910 40150 48752 57796 65938 73426 80417 86565
2A+3C 15517 17163 22933 27972 34320 40999 47011 52545 57702 62245 2A+3C 29630 32615 43058 52481 63986 76075 86960 96967 106312 114537

Sum Insured 4,00,000 Sum Insured 20,00,000


16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 8077 8856 12532 15198 19446 24591 30680 34214 37506 40403 1A+1C 16243 17653 24302 29199 36887 46197 57224 63614 69579 74830
1A+2C 10449 11240 14862 18030 21972 28125 34084 38020 41695 44934 1A+2C 20538 21966 28527 34320 41453 52599 63384 70517 77166 77166
1A+3C 14172 15653 20821 25494 31187 39418 45135 50404 55318 59637 1A+3C 27282 29954 39312 47837 58145 73036 83397 92925 101822 109652
2A 8950 10561 15110 18915 23683 29282 34326 38297 41259 44457 2A 17818 20744 28981 35925 44551 54699 63826 71007 76370 82163
2A+1C 10880 12437 17063 21169 26344 31359 35872 40026 43902 47312 2A+1C 21311 24137 32509 40008 49371 58451 66623 74139 81160 87332
2A+2C 13310 14691 19523 23919 29246 34840 39872 44510 48834 52640 2A+2C 25718 28214 36969 44988 54622 64753 73868 82258 90087 96972
2A+3C 17499 19340 25807 31553 38669 46150 52882 59071 64853 69939 2A+3C 33294 36639 48339 58799 71685 85226 97415 108625 119092 128301

Sum Insured 5,00,000 Sum Insured 25,00,000

16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 9304 10136 14072 17116 21747 27352 33990 37843 41430 44592 1A+1C 17983 19529 26845 32149 40616 50852 62983 70015 76576 82346
1A+2C 11841 12685 16567 20202 24497 31205 37701 41990 45996 49525 1A+2C 22709 24273 31494 37790 45637 57891 69762 77603 84919 91362
1A+3C 15830 17411 22939 28338 34545 43513 49749 55490 60841 65555 1A+3C 30120 33058 43353 52652 63991 80376 91775 102259 112041 120649
2A 10237 11965 16833 21169 26361 32468 37967 42291 45519 49005 2A 19712 22927 31990 39554 49041 60204 70245 78146 84046 90412
2A+1C 12302 13971 18915 23624 29264 34733 39648 44179 48404 52121 2A+1C 23553 26662 35866 44044 54345 64334 73319 81591 89308 96099
2A+2C 14903 16384 21553 26621 32426 38521 44014 49064 53779 57926 2A+2C 28397 31152 40775 49519 60121 71266 81290 90518 99132 106707
2A+3C 19382 21358 28273 34940 42698 50852 58186 64941 71243 76783 2A+3C 36739 40415 53283 64717 78889 93781 107191 119522 131033 141163

Sum Insured 10,00,000

16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 12213 13275 18308 21860 27677 34722 43070 47902 52416 56386
1A+2C 15464 16544 21506 25736 31134 39565 47725 53124 58156 62587
1A+3C 20562 22585 29665 35961 43760 55029 62870 70080 76812 82736
2A 13405 15617 21848 26951 33477 41153 48061 53495 57555 61938
2A+1C 16048 18184 24515 30037 37123 43996 50180 55867 61177 65850
2A+2C 19382 21270 27889 33807 41099 48764 55661 62009 67933 73142
2A+3C 25116 27642 36497 44256 54009 64251 73473 81957 89875 96843

Strictly for internal circulation and training purpose only. In case of Discrepancy PREMIA will prevail

Family Health Optima Zone 2 Premium Chart version 1.5_18July2017


Family Health Optima - Zone - 3 - Premium including GST @18% (Rest of India)

Sum Insured 3,00,000 Sum Insured 15,00,000


16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 6525 7157 10136 12237 15688 19859 24804 27671 30344 32698 1A+1C 13541 14703 20208 24385 30739 38439 47554 52840 57767 62109
1A+2C 8449 9086 12030 14538 17735 22733 27565 30763 33748 36374 1A+2C 17092 18272 23700 28621 34515 43731 52646 58540 64045 68883
1A+3C 11470 12667 16868 20597 25217 31895 36539 40810 44799 48309 1A+3C 22668 24874 32615 39790 48315 60628 69189 77072 84423 90895
2A 7228 8537 12231 15257 19122 23671 27765 30987 33388 35984 2A 14844 17263 24072 29948 37076 45465 53012 58947 63384 68169
2A+1C 8797 10060 13812 17086 21287 25352 29016 32391 35536 38303 2A+1C 17735 20066 26987 33317 41064 48569 55324 61537 67343 72446
2A+2C 10768 11889 15812 19317 23641 28178 32267 36025 39536 42628 2A+2C 21376 23441 30674 37436 45406 53779 61313 68251 74718 80417
2A+3C 14166 15665 20910 25512 31288 37359 42822 47849 52545 56670 2A+3C 27642 30403 40073 48858 59507 70706 80777 90046 98701 106312

Sum Insured 4,00,000 Sum Insured 20,00,000


16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 7422 8130 11470 13930 17794 22467 28007 31217 34214 36846 1A+1C 15281 16579 22745 27329 34450 43070 53283 59201 64723 69579
1A+2C 9582 10296 13594 16508 20090 25683 31099 34680 38020 40964 1A+2C 19258 20579 26656 32072 38680 48994 58982 65584 71744 77166
1A+3C 12962 14308 19010 23293 28468 35949 41147 45937 50404 54333 1A+3C 25494 27972 36639 44586 54133 67921 77514 86341 94577 101822
2A 8213 9682 13818 17311 21641 26739 31323 34928 37618 40527 2A 16738 19441 27069 33559 41548 50941 59395 66045 71007 76370
2A+1C 9971 11387 15588 19358 24066 28621 32727 36503 40026 43123 2A+1C 19972 22585 30338 37335 46008 54416 61985 68942 75443 81160
2A+2C 12178 13434 17830 21860 26703 31789 36368 40574 44510 47967 2A+2C 24048 26367 34468 41949 50870 60251 68694 76458 83709 90087
2A+3C 15983 17665 23541 28798 35270 42067 48185 53820 59071 63696 2A+3C 31069 34161 44993 54740 66670 79208 90494 100872 110566 119092

Sum Insured 5,00,000 Sum Insured 25,00,000

16 D 36 46 51 56 61 66 71 76 16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80 Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 8732 9505 13145 15735 19948 25040 31075 34574 37843 40710 1A+1C 16921 18349 25128 30096 37931 47412 58646 65154 71231 76576
1A+2C 11086 11865 15458 18544 22444 28544 34450 38350 41990 45200 1A+2C 21293 22745 29429 35317 42580 53932 64918 72181 78960 84919
1A+3C 14774 16237 21358 25936 31577 39731 45401 50616 55490 59773 1A+3C 28161 30881 40415 49082 59578 74747 85302 95008 104070 112041
2A 9599 11198 15706 19417 24143 29695 34692 38621 41554 44728 2A 18526 21500 29889 36952 45737 56068 65366 72682 78146 84046
2A+1C 11505 13057 17635 21653 26780 31748 36220 40338 44179 47554 2A+1C 22078 24957 33483 41105 50646 59897 68216 75874 83019 89308
2A+2C 13918 15287 20078 24379 29653 35199 40185 44775 49064 52835 2A+2C 26568 29111 38026 46179 55997 66310 75597 84140 92111 99132
2A+3C 18066 19895 26302 31937 38993 46404 53076 59212 64941 69980 2A+3C 34285 37689 49607 60251 73372 87161 99574 110997 121652 131033

Sum Insured 10,00,000

16 D 36 46 51 56 61 66 71 76
Family size/ to to to to to to to to to above
Age in yrs 35 45 50 55 60 65 70 75 80 80
1A+1C 11481 12467 17128 20444 25836 32356 40085 44557 48740 52416
1A+2C 14490 15488 20090 24037 29034 36840 44398 49395 54056 58156
1A+3C 19210 21087 27642 33500 40722 51159 58416 65095 71325 76812
2A 12585 14632 20402 25158 31205 38309 44704 49737 53495 57555
2A+1C 15033 17010 22874 28019 34580 40940 46669 51932 56852 61177
2A+2C 18119 19871 26001 31506 38262 45353 51743 57619 63106 67933
2A+3C 23429 25771 33966 41182 50209 59696 68239 76092 83426 89875

Strictly for internal circulation and training purpose only. In case of Discrepancy PREMIA will prevail

Family Health Optima Zone 3 Premium Chart version 1.5_18July2017

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