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FLORIDA

SUNTRUST
https://www.suntrust.com
EMAIL:

Thank you for contacting SunTrust. We do not use Chexsystems. The verification that we
use is Telecheck and Decision Power. I will tell you that we have been able to approve many
people who do have record with Chexsystems, so please give us a try. We offer several
checking and savings account options for you to choose from.

- To get an account here please make sure you are not reported to EWS .. if
you are, the account may be opened but will later be closed.

SPECIAL NOTE: ALTHOUGH SUNTRUST INSISTS THAT THEY DO NOT USE


CHEXSYSTEMS, some people have reported to me that they were able to open an
account but later they were told the account was being closed due to
chexsystems, while others remained open. So this may be one that you might
want to try, and I would say that after a month if the account is still open , I would
then set up direct deposit etc ( it is always wise to have a back up account and
never have all your money in one place)

TRUSTCO BANK

http://trustcobank.com

THIS BANKS DOES NOT USE CHEXSYSTEMS

Trustco Bank is so friendly with new accounts. You have to go into the bank to open the account but they don't even type your
information into a computer. You just sign the papers. You can sign up for internet access and bill pay. Be careful about going
negative though. It's only $25 to open an account!
Here is a new one that looks as if it is going to be a good one ... I also called
several of the locations there and they told me NO they do not use chexsystems

CAPITAL CITY BANK


http://www.ccbg.com/default.html

EMAIL:
Thank you for your e-mail. While Capital City Bank does reserve the right to use information
obtained from credit or consumer reporting agencies when opening a new account, it is not
common practice to request such information for new clients.

If you have any questions or need further assistance, please let us know. You may also
contact Capital City Bank Direct at 850.402.7500 or toll-free at 888.671.0400, Monday -
Friday, 8:00 a.m. - 6:00 p.m. ET.

Alicia
Direct Banking
Capital City Bank

LOCATIONS:
Florida
Alachua County
Bradford County
Citrus County
Clay County
Dixie County
Gadsden County
Gilchrist County
Gulf County
Hernando County
Jefferson County
Leon County
Levy County
Madison County
Pasco County
Putnam County
St. Johns County
Suwannee County
Taylor County
Wakulla County
Washington County
FIFTH THIRD BANK
https://www.53.com
Email:
We do have an account called Basic53 checking. This is an where the applicant does not
qualify for regular checking account. To obtain more information regarding this account type
please visit a local Fifth Third location or contact Fifth Third New Accounts directly at 1-800-
275-4858.

Fifth Third Bank values your business and appreciates you as a customer. If you need
further assistance, please email us 24 hours a day or call a Fifth Third Customer Service
Professional at 1-800-972-3030. They are available Monday through Friday from 7 AM to
Midnight and Saturday and Sunday from 8 AM to 5 PM ET.

Member FDIC, Equal Housing Lender

Sincerely,
Codi
Customer Service Representative

PLEASE NOTE THAT Fifth Third is now using EWS. After a week of the account
being opened, they will run EWS and if you have any negative, they will close the
account. Please be sure to find out if you are reported to EWS prior to trying to
open an account with this bank.

Special notes:
Apparently people are being approved. This is the 3rd person to say they were that I am
aware of.

Fifth Third Bank has an account called Basic53 which allows customers a checking accounts
who is currently on chexsystems. I called the customer services number and the rep could
not identify me due to the fraud alert on my credit report. I went to the local branch and the
rep took all of my information and instantly approved me not for the basic53, but for a FREE
CHECKING ACCOUNT. I am so happy right now. So if anybody have a FIFTH THIRD BANK in
their area and is currently on chexsystems i recommend this bank. OH AND BY THE WAY,
MY CHEXSYSTEMS REPORT IS HORRIBLE.

---- it has been reported that the report must be paid and not show fraud
People's Alliance Federal credit union
http://pafcu.org

I asked if they use chexsystems, telecheck or a credit report and here is how they responded.
EMAIL:

We do not use any of these.


Thank you
Jennifer
Sr. Operations Manager

Updated email from 12-3-07

We don't use any of those. We give everyone a new chance.

Thank you
Jennifer
Senior Operations Manager
People's Alliance FCU
Membership requirements:
Miami and Hialeah, Florida.
If you live, work, worship or attend school within any of the above boundaries you can save and borrow at People's Alliance

Federal Credit Union (PAFCU).


5757 Blue Lagoon Drive
Suite 100
Miami, FL 33126
-----------------------------------------------------------------------------

Bank Of America
URL: www.bankofamerica.com

-Most people reported to chexsystems have been able to get accounts with Bank of America. Most are
still able to get account and others are being denied. This is one that you may want to consider taking a
shot at. Once the account is opened, it will not close unless there is a problem with the account.
(I had one person that was closed after 6 months because he lost his debit card and requested a new
one. Apparently this made them run a check on him and they decided to close the account)

. So this may be one that you might want to try, and I would say that after a
month if the account is still open , I would then set up direct deposit etc ( it is
always wise to have a back up account and never have all your money in one
place)

*** They also offer business accounts and it has been reported that they will only run the
Corporation or the LLC through chexsystems not the signer ***
Grow Financial Federal Credit Union
https://www.growfinancial.org/index.cfm
-does not use chexsystems
Membership:
Are you eligible to become a member of Grow Financial?
If you fall into any category below, the answer is YES!

• Employee of approved Select Employee Groups


• Immediate family member of an existing member
• Resident of the same household of an existing member
• Active & Retired Military
• MacDill Air Force Base Civilian Personnel

None of these describe you? Not to worry—you can still become a member of Grow Financial!
Just join the Friends of Military Families, LLC and become instantly eligible for membership.

Friends of Military Families, LLC is an organization whose purpose is to bring together


individuals (age 18 and older and reside in the state of Florida) who share a common goal of
improving the lives of our military personnel and their families. Charitable support will be
provided to recognized non-profit organizations affiliated with MacDill Air Force Base through
the donation of fees collected through membership in Friends of Military Families, LLC. There
is a one-time membership fee of $5.00 to join the Friends of Military Families, LLC.

And remember-once you become a member of Grow Financial, you're a member for life, even if
you change jobs or move away.

What does it cost? Only $10.00. $5.00 is your lifetime membership fee (one-time, non-
refundable) and an additional $5.00 deposit opens a Savings (Share) Account. This $5.00 deposit
represents one Credit Union share and must stay in your account as long as you are a member.

Email:

Thank you for emailing Grow Financial Federal Credit Union's Contact Center. We appreciate
your inquiry on what information we use to open new accounts and we are happy to provide
you with that information.

When a new account application is received, we pull the credit of the applicants. The
information found on a credit report provides us with necessary information that we use to
determine what products and services you qualify for and which ones will best suit your needs.
This information is kept confidential and secure.

I make it my personal goal to resolve all of your concerns. I hope I have done that for you today

We appreciate your business and thank you for your membership with Grow Financial Federal
Credit Union. Should you feel your concerns are not resolved, please reply to this e-mail. If you
have questions regarding a different matter, please submit a new inquiry from our web site.
Nathan
E-mail Specialist
Member Contact Center
Grow Financial Federal Credit Union

CAMPUS USA CREDIT UNION


http://www.campuscu.com/ASP/home.asp

Membership:
Anyone who lives, works or attends school in Alachua, Clay, Columbia, Lake, Marion or
Sumter counties is eligible for membership.
Email:
Good morning
We pull Credit through Equifax.
Have a great day,
Miryam

FLORIDA CREDIT UNION


http://flcu.org

EMAIL:
We use telecheck and your Equifax credit report.
Thank you
Florida Credit Union

- To qualify for membership you need to live, work or worship in one of the following counties: Alachua, Gilchrist, Marion,
Bradford, Union, Southern Clay or Columbia counties or if you have a family member that is a member here.
Thank you

----------------------------------------------------------------------

FIRST CHOICE CREDIT UNION


http://firstchoicecu.org

EMAIL:
We require a valid drivers license and social security card. With a checking account we will pull credit.
Natalie
Membership requirements
Anyone living or working in Palm Beach County
Individuals holding a professional license from the State of Florida
see web site for other options.
Updated email from 12-3-07
We do pull your credit report to establish a checking account.
Thank you,
Sandra
MID FLORIDA FEDERAL CREDIT UNION
http://www.midflorida.com

EMAIL:
We use a credit report from Equifax.
Please let me know if I can assist you further.
Thanks,
Jason
MIDFLORIDA E-Services Manager

Updated email: 12-2-07

Good Morning:
Thank you for your recent email regarding MIDFLORIDA membership. To become a
member you must live or work in one of our chartered counties (Polk, Highlands,
Sumter, Hardy, Okeechobee, Desoto, Glades, Poinciana area of Osceola County, Dade
City area of Pasco County, Hernando County East of 75, Martin County West of 609). A
regular savings account with MIDFLORIDA makes you a share holder in our
organization. A $5 initial deposit is required and dividends earned are compounded and
paid monthly. We recommend that you maintain $100 in the regular savings account to
avoid deterrent fees. You will need to visit the nearest branch and bring with you a valid
state issued id as well as your social security number. MIDFLORIDA will obtain a credit
report prior to opening an account for you.
Please let us know if you need any other assistance. Thank you for considering
MIDFLORIDA Federal Credit Union!

Sincerely,
Carmalita
Online Services Specialist

-------------------------------------------------------------------

1ST CREDIT UNION OF GAINESVILLE


http://1stcu.com

EMAIL:
1st CU uses a Credit Report from Equifax.
Regards
Marilyn
Member services

Membership is open to anyone living or working in the Gainesville area. If you are a registered voter and a resident of Alachua,
Bradford, Gilchrist, Levy or Union county, you are also eligible for membership
KENNEDY SPACE CENTER FEDERAL CREDIT UNION
http://kscfcu.org
EMAIL:
We pull credit report.
Please let me know if you have further questions.
Thank You,
Ann
Updated email 12-2-07

The Credit Union uses Equifax Credit Services for new account verification. Thank You.
You are eligible for membership if you live, work, or worship in Brevard or Volusia County

-----------------------------------------------------------------------

EGLIN FEDERAL CREDIT UNION


http://www.eglinfcu.org
MEMBERSHIP:
North Okaloosa County
Persons who live, work, worship or attend school in, and businesses and other entities
located North of Shoal River Bridge in Okaloosa County.

South Okaloosa County


Persons who live, work, worship or attend school in, and businesses and other entities
located in specific areas of Shalimar, Fort Walton Beach, Florosa and Wynnehaven.

EMAIL:
Eglin Federal Credit Union does not use any of the systems you mentioned. The
requirement for a new account is to qualify for membership. If you go to our
website www.eglinfcu.org you will find the list to qualify for membership.
If you have any questions feel free to call me at (800) 367-6159 ext. 1220.
Sincerely,
Barbara

OLD FLORIDA BANK


http://oldflbank.com

EMAIL:
2/2/04
Old Florida Bank verifies new accounts by pulling a credit report on each authorized signer on an account. If you have any
further questions please feel free to contact us again. Thank you for your interest in Old Florida Bank.
Melody
Executive Assistant
Old Florida Bank
---------------------------------------------------------------------
BANK OF PENSACOLA
http://bankofpensacola.com
EMAIL from 12-02-07
We do use Equifax to verify new accounts. If you have any questions please call us at 436-7800 so we can further assist you.
Thank you,
Sharon

I asked them if they used chexsystems as well and they said no. Equifax and Chexsystems are two separate entities
----------------------------------------------------------------

QUINCY STATE BANK


-no longer have a web site
EMAIL:
We currently use Equifax
locations:
Quincy State Bank the Havana
850-539-8114 Fax: 850-539-8116 201 S Main St, Havana, FL 32333

---------------------------------------------------------------

COMPASS BANK
They use Telecheck and a credit report
Email below:
We do verify through Telecheck and we do a credit inquiry. You will also need to have 2 forms of ID to open a new accounts
Message from Compass Web.

When we process a checking account we check Telecheck and also do a


credit check. If you are approved through either one we can open a
compass Free Checking account for you. IF you are turned down through
both systems we still can offer you our Basic Checking Account. IT does
have a $5 monthly service charge, but you still get a free check card
with the accounts. If you would like to apply you can call
1-800-Compass
and we can do everything over the phone.
but please note:
We’re glad you have decided to apply for a new checking account with Compass Bank. This online account application should
take you 5-10 minutes to complete and will save you 45 minutes (or more) when you visit a branch. As the last step of this
process, you will need to visit a Compass Bank branch so we can confirm your identity.
PLEASE NOTE THERE HAVE BEEN MANY COMPLAINTS ABOUT THIS BANKS ABOUT THEIR POLICIES AND
PROCEDURES
Locations: see web site

********PLEASE NOTE THAT THIS BANK NOW USES EWS. PEOPLE HAVE BEEN TURNED DOWN DUE TO EWS, DO NOT
APPLY FOR THIS ACCOUNT BEFORE SEEING IF YOU HAVE A REPORT ON EWS ********

ARMY AVIATION CENTER FEDERAL CREDIT UNION


http://aacfcu.com
-must be paid and not show fraud for a checking but anyone can get a savings

-USE CHEXSYSTEMS BUT ANYONE THAT QUALIFIES FOR MEMBERSHIP CAN GET A SAVINGS ACCOUNT
EMAIL:
Thank you for your recent email. If you qualify for membership you may open a savings account. If it has been 2 years from the
date the account was paid in full then you could possibly be approved for a checking account. If you have any further questions
please contact us again.
Nekole
AACFCU
800-448-4096

Everyone who lives, works, worships, and attends school in Walton County, Florida IS ELGIBLE
-------------------------------------------------------------------

EASTERN FINANCIAL
http://effcu.org
-chexsystems must be paid and not indicate fraud

Anyone who lives in Dade, Broward, or Palm Beach Counties or if you are employed by one of their sponsor groups. They have
an account called fresh start checking. It is only $5 to open (must also open a $5 savings account) and has a $10 monthly fee. If
your account remains in good standing for a year, you can switch to one of the regular checking they offer with no fees. It offers
all the features of a regular account, including up to $300 free overdraft protection. It does require direct deposit of at least $500
dollars a month. If you are really in need of a local bank, this seems to be the best option. It is an account especially for people in
chexsystems.

Please note: this account can be switched to a regular checking once the account is in good standing for 6 months.

---------------------------------------------------------------------

VANGUARD BANK

http://vanguardbank.com

EMAIL:

At Vanguard we use Equifax to verify all new accounts. Thank you


Account Services
Vanguard Bank and Trust
850-729-5500

------------------------------------------------------------------------
FIRST COAST COMMUNITY BANK

http://fccbank.com

EMAIL:
Any new account we open is run through Equifax.
Let me know if you have any other questions.
Thanks

------------------------------------------------

JETSTREAM FEDERAL CREDIT UNION

http://jetstreamfcu.org

-IF CHEX IS PAID YOU CAN OPEN A SAVINGS ONLY


EMAIL:
IF YOU HAVE CHEXSYSTEMS, YOU CAN OPEN A SAVINGS BUT NOT A CHECKING ACCT
Febe
Membership is open to anyone who lives, works or worships in sections of Dade County, Florida

-SHOULD NOT SHOW FRAUD


---------------------------------------------------------

PEOPLE'S CREDIT UNION

http://peopcu.org

-USE CHEXSYSTEMS BUT HAVE 2ND CHANCE CHECKING IF PAID


EMAIL:
Hello good afternoon. Yes you may get an account with us.
However if your name is still under chexsystems you will have to get
An Second chance account with us
Donn

Second Chance Checking


When Everyone Say’s “No” we say “Yes”!

Value, Convenience and a New Beginning

One time Membership Fee $ 5.00


One time Administrative Fee: $ 20.00
Minimum Deposit to Savings: 300.00
(Membership Share – As an account holder all members must maintain $50.00 in their savings (share) account. 2nd Chance
Checking members must maintain $250. on hold in their savings (share) account as security. Deposits on hold will earn interest.)

AND

Minimum Deposit to Checking:$ 50.00


(Cost of checks will be deducted from this amount.)

Total amount to set up your account: $375.00

Monthly service fee only $10. per month includes:

►No per check charges


►ATM Card (Nationwide access)
►VISA/Debit Card (Worldwide access)
►Unlimited Audio Teller Transactions
►Unlimited On-Line Banking
►Unlimited On-Line Bill Payer
►Direct Deposit of your Paycheck, or any reoccurring deposit such as social security, pension, etc.

A NEW BEGINNING..with a federally insured well


established local financial institution.
Helping members just like you for over 50 Years.

You too can join Peoples Credit Union if you live, work or own property in Miami-Dade or Broward Counties

Email from people who got accounts

I went to people’s credit union here in Florida, they explained that they hold approx. $225.00 in a savings
account and then you can get a checking that they charge $10 a month. There are some other fees. I
realize you have spoken with them before, but I am just trying to give first hand knowledge. They also
said that in one year you will not be able to get a regular checking account, unless you are out of
chexsystems. They are not like Chase my access
--------------------------------------------------------

KEY WEST BANK

http://keywestbank.cc

-THEY USE TELECHECK


EMAIL
telecheck
Pat

-----------------------------------------------------------

1st National Bank of South Florida

http://1stnatbank.com

-chexsystems must be paid and not indicate fraud

New Opportunity Checking


Have you been reported to Chexsystems? This account offers you an opportunity to establish a new checking account without
worrying about a Chexsystems report. Open a "New Opportunity Checking" Account and receive these benefits: No Per-Check
Fee
FREE Online Banking
FREE Online Bill Pay
FREE Online Statements
Opening required deposit- $100. Monthly balance fee - $15.00 per month.
-after 6 months to a year you may be able to apply for a regular account
---------------------------------------------------------------

CHASE BANK
http://chase.com

-ANYONE CAN GET THIS ACCOUNT EVEN IF ON CHEXSYSTEMS


-MAY BE ABLE TO CONVERT TO REGULAR ACCOUNT AFTER 6 MONTHS TO A YEAR
EMAIL:

Thank you for contacting the Internet Service Center.

Here is the information that you requested.

Chase Access Checking


Cost/Fees Minimum to Open:
$25
Monthly Service Fee:
$10
Pays Interest?
No
Convenience:
Debit Card
Free Chase Access Check Card
Overdraft Protection:
Options available
Automatic Savings Program:
Not available
Online® Bill Payment:
Free
Limitations:

Changing the account to another checking account type is


not permitted

Certain types of electronic fund transfers, such as


overnight check, online wire transfer and ACH origination,
are not available

Deposits cannot be made through ATMs

Chase Access Card limit of $400 per day for ATM and cannot
be increased

Chase Access Check Card purchases are approved up to $400


a day only if the account balance after each purchase is
at least $100

Some check deposits may not be available for up to 5


business days

Chase may close or restrict access to the account if it is


not managed properly

Other Benefits:
0.25% interest rate discount for home equity loan with
automatic payment (subject to credit approval)
Free Online Banking with Free Alerts

The Fine Print:


Chase may close or restrict account or Check Card if
account is not managed properly

If you have any questions or require further assistance,


please e-mail us via the secure Message Center or contact
our Internet Service Center at 1-877-242-7372.

Thank you,
Becky
Internet Service Center

BANKCO POPULAR
http://www.bancopopular.com/us/personal/us-per-home-en.jsp

FOR BUSINESS ACCOUNTS ONLY must be a corporation or an LLC SEE EMAIL BELOW

EMAIL:
Dear Customer,

Thank you for your response. Banco Popular will access ChexSystems
database to obtain information based on the ITIN for the business
not for the authorized signer. However, if it is a Sole Proprietor
or Sole Proprietor DBA, and your social security is going to be used
to identify the account, the information obtain will be the one
under your social security number.

We hope this information is helpful. Should you have any further


questions or concerns please feel free to contact us via email or
call us at 1-800-377-0800 Monday to Friday between 7:30am and
12:00am Eastern Time and Saturdays and Sundays between 9:00am and
6:00pm Eastern Time.

Thank you for banking with Banco Popular, and remember it's always a
pleasure to assist you!!!

Sincerely,
Thainel
Banco Popular North America
Popular Net Banking Team

Banco Popular has more than 140 branches in


California, Florida, Illinois, New Jersey, New York, and Texas.

For personal accounts


Email:
Dear Customer
Thank you for your recent inquiry and your interest in Banco Popular.
Although we verify the information on ChexSystems database, an account might be open with some
restrictions. For a checking account the minimum balance to open an account is only $50 and for a savings account is only
$25. We hope this information is helpful. Should you have any further questions or concerns please feel free
to contact us via email or call us at 1-800-377-0800 Monday to Friday between 7:30am and 12:00am
Eastern Time and Saturdays and Sundays between 9:00am and 6:00pm Eastern Time.
Thank you for banking with Banco Popular, and remember it's always a pleasure to assist you!!!
Sincerely,
Thainel
Banco Popular North America
Popular Net Banking Team

EverBank
URL: www.everbank.com
Important Information:
It has been reported that they are very picky about the credit situation, but going in person to a branch we
have been told that they are lenient and do not care as much about the credit
Email:
Thank you for your message. Your over all credit report is what we use for reviewing applications. Should
you have any further questions, please feel free to contact our Customer Care Center 24 hours a day, 7
days a week toll-free at 888.882.EVER (3837) or if you prefer, email us at service@everbank.com.
Happy EverBanking!
Tracy
Customer Care Specialist

Email #2

Dear Sir Or Madam,


Thank you for your message. For the application and approval process, Everbank does not contact
Chexsystems. Each application is subject to a credit review by our Risk department. To approve
applications, Everbank runs a credit report to match the information provided to us and to see
if the credit score meets our requirements. Should you have any further questions, please feel free to
contact our Customer Care Center 24-hours a day toll-free at 888.882.3837 or if you prefer, email us at
service@everbank.com.

Email #3
We are not looking for a particular credit score we use the credit report for
verification purposes since we have to be in compliance with the Patriot Act
"knowing your customer" You can apply at www.everbank.com and once you have
completed the application you can print the application and mail it in to us.
George

Deposit Making Information:


Direct Deposit For quick access to funds, set up the direct deposit of your paychecks and/or Social
Security payments.
External Transfers Use their online External Transfers feature to move money between EverBank and
non-EverBank financial accounts. It's secure, and can be done any time, day or night, in the EverOne
Financial Center.
Bank-by-Mail Use one of your handy postage-paid Bank-By-Mail envelopes to mail your deposits.
Wiring Funds There is no fee to send a wire transfer to EverBank. ATM. Make a deposit at over 13,000
deposit-taking ATMs across the nation.
.
Other Important Information:
EverBank will even reimburse you for up to $6.00 a month in surcharges levied by ATM operators (simply
use one of their convenient bank-by-mail envelopes to mail EverBank your ATM receipts within 90 days
of the transaction)!
You'll also enjoy the security of Verified by Visa, a service that protects your Visa CheckCard with a
personal password so that only you can use your card online
To locate an ATM near you go to web site and click link They have ATMS all over that take deposits
****They also have business accounts****
Locations:
Jacksonville Fl

Transportation Alliance Bank

URL: https://www.tabbank.com

Transportation Alliance Bank-owned ATMs located in Flying J Travel Plazas


FL DADE CITY I-75 Exit 59
FL FT. PIERCE (ST. LUCIE) I-95 Exit 66B
FL QUINCY (TALLAHASSEE) I-10/Hwy 90 Exit 27
FL ST. AUGUSTINE I-95 & SR 206 Exit 305
FL TAMPA (SEFFNER) I-4 & SR 579 Exit 8

Special Note

It has been reported that this bank does not use chexsystems and that ANYONE can get an account with
them

Email:
We have used Chexsystems in the past, but we are not using them at this time.
Thank you for your inquiry.
Debbie
New Accounts Supervisor
Transportation Alliance Bank
(801) 624-4831
(800) 355-3063 EXT 4831

Important Information:

STEP 1 – Open An Account


To open an account with Transportation Alliance Bank, fill out an Application. Fill in the blanks, click the
submit button, then print the page, sign it and mail or fax it to us so we can begin processing and opening
your account. Once your account is open, you will have access to all of our bank’s services, including
FREE online banking, Online Bill Pay, 24-hour automated telephone banking, and Flying J discounts and
rebates.
Note: We must have a signed application (by mail or fax) to open your account.
STEP 2 – Fund Your Account

****** you can fund your account with a credit or debit card , FOR INITIAL DEPOSIT ONLY *****
The BEST way to fund your account on a regular basis is by Direct Deposit of your paycheck. With Direct
Deposit, you’ll get Online Bill Pay for FREE.

+ Direct Deposit Request Use this form to notify your employer (or other source) to begin placing deposits
in your new account automatically.
https://tabbank.com/home/custserv/applications/directdepositauthorization.pdf
The FASTEST ways to get your account funded and started are found below:

+ Make deposits using 3rd Party Checks: ComCheck, T-Chek, EFS, TCH-Check, or even Western
Union®. These are considered guaranteed funds and are available within an hour. They can be done 24
hours a day, 7 days a week by calling our customer service department.

+ You can send money from an external bank account by wire. You will have same-day access to your
money.

+ You can request money from an external bank account by ACH transfer, which you must set up before
hand. You will have access to funds within two business days. 90 days after opening your account you
can apply for Transportation Alliance Bank Express ACH , which gives you access to transferred funds
within one business day.

+ You can also buy a Flying J gift card at any Flying J and call our customer service department to
deposit that money into your account.

+ Or you can just mail in a check (with a deposit slip).


Once your account is funded, you can view your account balance information or make transfers anytime
online or via our customer service department. When you receive your card, just call to activate it and
begin using it anywhere MasterCard® is accepted. Cash can be withdrawn at any ATM where
MasterCard® is accepted, including over 160 Transportation Alliance Bank ATMs conveniently located in
Flying J Travel Plazas nationwide.
STEP 3 – Access Your Account
Setting up your Online Banking Account has never been so easy. Go to our homepage. On the Secure
Login section in the top left corner of the page, you will see boxes for your User ID and Password. This is
where you will enter that information, once you have set up your Online Banking Account. To set up your
Online Banking Account click on the First Time User link below the User ID box. Then enter the requested
information to verify your identity, and then choose a User ID and Password. Then use that User ID and
Password to log into your account.
STEP 4 – Order Checks
To order checks for your account, just call our customer service department at 800-355-3063. A customer
service representative will order your checks for you. You can go to www.Harland.net to see the different
styles of checks you can order. The cost of checks, which varies depending on the style, start as low as
$10 for 150 checks. Delivery takes about two weeks.
Congratulations, You're Done!
With the above steps complete, you are ready to start enjoying the advantages of Transportation Alliance
Bank. Should you need additional help, please call 1-866-TAB-BANK (1-866-822-2265).

Jax Federal Credit Union


http://www.jaxfcu.org

Membership:

You live, work, worship or learn in Duval, St. Johns, Clay, Baker or Nassau County you can get an account

Special Notes:
They only pull a credit
report. You can get a savings if your score is too low. However, if
you do direct deposit into savings, after a month, they will open a
checking with a limited debit card.

If you have any questions or would like to view the non-chexsystems nationwide list of banks and credit unions ( for
anyone regardless of where you live) please join my forum at www.chexvictims.net