Home Quick Budget Budget by Month Tracking Comparison

Start a Quick Budget Start a Budget by Month

(click here) (click here)

Move from worksheet to worksheet by clicking the blue buttons at the top of each worksheet.
Demo users: Income and the first 3 spending categories are open to demo users.

Budget Planner 1 - 2 - 3

#1 - Build a Budget #2 - Track Income/Spending #3 - Compare

Use the Quick Budget sheet (for Track your actual income and
simple budgets) or the spending on this sheet or use the
Daily Spending Record
Budget by Month sheet (click here).

Pre- Customized Versions (at no additional cost)

Need additional spending cateogories? Using another currency? See our Pre-Customized versions below
Available at no additional cost (all versions are available for free after purchasing the Budget Planner on our website)
Expanded (additional rows) Cents version
Additional Categories Pounds version
Daily Linked (A Daily Spending sheet for each Month) Euro version
Expanded & Daily Linked

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by usi
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures
Make sure "Use this budget on Comparison sheet" is selected. (If this box is not selected, the "Budget By Month" figure
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the dro
the "Income" section.
Make sure "Use this budget on Comparison sheet" is selected if you are building 'a budget by month. (If this box is not
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. These figures will be compared to your budgeted figures on t

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop d
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a lon
you stick to your budget.

Financial Calculators available at Simpleplanning.com:

- Budget Planner - Mortgage Calculator Net Worth Calculator
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 Comparison Daily Spending Help

#3 - Compare Budget to Actuals

Compare your budgeted income and
spending to your actuals. Are you
over or under your budget?

Purchase now!
ed versions below
udget Planner on our website).

January
Enter the "Frequency" by using the drop down menu February
o your Tracking (actual) figures on the "Comparison" sheet. March
, the "Budget By Month" figures will be used for April
May
June
July
budget month by using the drop down box in August
September
et by month. (If this box is not selected, October
 November
December

d to your budgeted figures on the "Comparison" page.

me periods by using the drop down box above the

This simple record goes a long way in helping

Invoice Template
Business Suite

ng terms and conditions:

chaser is granted a "license" to use this product.
umber of licenses originally purchased from

hout the written consent from Simpleplanning.com.

naccurate assumptions, calculation errors,

g this software.
 Enter what you plan on spending below.
Next: Track your actual spending
(click here)
Use the Quick Budgeton the Comparison sheet
Category Name Frequency Amount Monthly Yearly Budget Summary Chart: Monthly
Income $7,050 $84,800
Salary/Wages (Bill) Monthly $3,400 $3,400 $40,800 Income $7,050
Salary/Wages (Jane) Monthly $3,400 $3,400 $40,800
Other Monthly $50 $50 $600
Other Weekly $50 $200 $2,600
Other Monthly $- $- Spending $5,887

Type over sample categories & amounts

Spending $5,887 $71,200
Transportation $512 $6,300
Net $1,163
Auto Loan/Lease Monthly $200 $200 $2,400
Insurance Semi-Annually $100 $17 $200
John's bus pass Monthly $40 $40 $480
Gas Weekly $40 $160 $2,080 Spending Summary
Maintenance Yearly $200 $17 $200
Registration/Inspection Yearly $100 $8 $100
Other Monthly $70 $70 $840 $512
$607
Other Monthly $- $-
Other Purchased Planner includes:
Monthly $- $-
Other -Additional
Monthlycategories/rows $- $-
-Alternate currencies
Home $1,422 $17,060 $1,115
Mortgage Monthly $1,000 $1,000 $12,000 $1,422
Rent Monthly $- $-
Maintenance Monthly $50 $50 $600
Insurance Monthly $50 $50 $600
Furniture Semi-Annually $250 $42 $500
Household Supplies Monthly $30 $30 $360
Real Estate Tax Quarterly $750 $250 $3,000
Other Monthly $- $-
Other Monthly $- $-
Other Monthly $- $- $310
$960
Transportati Home Utilities Health
Utilities $310 $3,720 on $600
$362
Phone - Home Monthly $40 $40 $480 Entertainme Dining Kids Miscellaneo
Phone - Cell Monthly $30 $30 $360 nt us
Cable Monthly $40 $40 $480
Gas Monthly $40 $40 $480
Other Monthly $40 $40 $480
Water Monthly $40 $40 $480
Electricity Monthly $50 $50 $600
Internet Monthly $30 $30 $360
Other Monthly $- $-
Other Monthly $- $-

Health $600 $7,200

Dental Monthly $50 $50 $600
Medical Monthly $500 $500 $6,000
Medication CellsMonthly
locked for Demo users
$15 $15 $180
Vision/contacts Monthly $5 $5 $60
Life Insurance Monthly $10 $10 $120
Other Monthly $20 $20 $240
Other Semi-Annually $- $-
Other Monthly $- $-
Other Monthly $- $-
Other Monthly $- $-

Entertainment $362 $4,400

Memberships Monthly $60 $60 $720
Events Quarterly $75 $25 $300
Subscriptions Cells locked
Monthly for Demo users
$15 $15 $180
Movies Monthly $20 $20 $240
Music Monthly $15 $15 $180
Hobbies Weekly $15 $60 $780
Travel/ Vacation Yearly $2,000 $167 $2,000
Other Monthly $- $-
Other Monthly $- $-
Other Monthly $- $-

Dining $960 $11,780

Dining out Monthly $100 $100 $1,200
Coffee Weekly $10 $40 $520
Takeout Cells locked
Weekly for Demo users
$20 $80 $1,040
fast food Weekly $10 $40 $520
Lunch at work Weekly $25 $100 $1,300
Groceries Monthly $600 $600 $7,200
Other Weekly $- $-
Other Yearly $- $-
Other Monthly $- $-
Other Monthly $- $-

Kids $1,115 $13,380

Clothes Monthly $30 $30 $360
Child care Monthly $1,000 $1,000 $12,000
School supplies Cells locked for Demo users
Monthly $10 $10 $120
Babysitter Monthly $60 $60 $720
Tuition Monthly $- $-
Music lessons Monthly $15 $15 $180
Other Bi-Weekly/Fortnight $- $-
Other Yearly $- $-
Other Monthly $- $-
Other Monthly $- $-

Miscellaneous $607 $7,360

401k Monthly $20 $20 $240
IRA Semi-Annually $150 $25 $300
Donations Cells locked for Demo users
Monthly $70 $70 $840
Dry Cleaning Monthly $30 $30 $360
New Clothes Semi-Annually $100 $17 $200
College Loans Monthly $300 $300 $3,600
Pocket Money Weekly $20 $80 $1,040
Gifts Monthly $50 $50 $600
Credit Card Monthly $15 $15 $180
Other Monthly $- $-
Other Bi-Weekly/Fortnight $- $-
Other Monthly $- $-
 Enter what you plan on spending below.
Next: Track your actual spending
(click here)
Use the on the Comparison sheet
Quick Budget 2
Category Name Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Budget
12 Months Year to Summary
Date Feb Chart: Current Month
Income $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $6,950 $83,400 13900

Salary/Wages (Bill) $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $40,800 Income
6800
$6,950
Salary/Wages (Jane) $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $3,400 $40,800 6800

Other $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 100

Other $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $1,200
Spending $5,645
200

Other $- 0

Type over sample categories & amounts

Spending $5,826 $5,645 $5,945 $6,320 $5,645 $5,645 $7,645 $5,645 $5,745 $5,945 $5,745 $5,945 $71,216 11471
Net $1,305
Transportation $666 $570 $570 $570 $570 $570 $570 $570 $570 $770 $570 $570 $7,136 1236

Auto Loan/Lease $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $200 $2,400 400

Insurance $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $1,200 200

John's bus pass $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 80

Gas $160 $160 $160 $160 $160 $160 $160 $160 $160 $160 $160 $160 $1,920 Spending Summary
320

Maintenance $200 $200 0

Registration/Inspection $96 $96 96

Other $70 $70 $70 $70 $70 $70 $70 $70 $70 $70 $70 $70 $840 140

$515 $570
Other $- 0

Other $- 0

Other $-
Purchased Planner includes:
0

-Additional categories/rows $1,115

Home $1,380 $1,380 $1,380 $1,880 $1,380
-Alternate currencies $1,380 $1,380 $1,380 $1,380 $1,380 $1,380 $1,380 $17,060 2760

Mortgage $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $12,000
$1,380
2000

Rent $- $- $- $- $- $- $- $- $- $- $- $- $- 0

Maintenance $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 100

Insurance $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 100

Furniture $500 $500 0

Household Supplies $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 60

Real Estate Tax $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $250 $3,000 500

Other $- 0

Other $- 0

Other $- 0

$960 $310
Transportati Home Utilities Health
Utilities $310 $310 $310 $310 $310 $310 $310 $310 $310 $310 $310 $310 $3,240 on 620

$195 $600
Phone - Home $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 Entertainme
80
Dining Kids Miscellaneo
Phone - Cell $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 nt 60 us
Cable $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 80

Gas $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480
Spending by Month
80

Other $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40
Water $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480
$9,000 80

Electricity $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 100

Internet $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 $8,000 60

Other $- 0

Other $- $7,000 0

Health $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $7,200 $6,000
1200

Dental $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $50 $600 100

Medical $500 $500 $500 $500 $500 $500 $500 $500 $500 $500 $500 $500 $6,000 $5,000
1000

Medication Cells$15
locked $15 $15
for Demo users $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 30

Vision/contacts $5 $5 $5 $5 $5 $5 $5 $5 $5 $5 $5 $5 $60 $4,000

Life Insurance $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $120
Other $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $240 $3,000
Other $-
$2,000
0

Other $- 0

Other $-
$1,000 0

Other $- 0

$0
Entertainment $195 $195 $195 $195 $195 $195 $2,195 $195 $195 $195 $195 $195 $4,340 390
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Memberships $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $720 120

Events $25 $25 $25 $25 $25 $25 $25 $25 $25 $25 $25 $25 $300 50

Subscriptions $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180
Cells locked for Demo users 30

Movies $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $240 40

Music $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 30

Hobbies $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $720 120

Travel/ Vacation $2,000 $2,000 0

Other $- 0

Other $- 0

Other $- 0

Dining $960 $960 $960 $960 $960 $960 $960 $960 $960 $960 $960 $960 $11,520 1920

Dining out $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $1,200 200

Coffee $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 80

Takeout $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $960
Cells locked for Demo users 160

fast food $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $40 $480 80

Lunch at work $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $1,200 200

Groceries $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $600 $7,200 1200

Other $- 0

Other $- 0

Other $- 0

Other $- 0

Kids $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $1,115 $13,380 2230

Clothes $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 60

Child care $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $12,000 2000

School supplies
Cells$10 $10
locked for $10
Demo users $10 $10 $10 $10 $10 $10 $10 $10 $10 $120 20

Babysitter $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $60 $720 120

Tuition $- 0

Music lessons $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 30

Other $- 0

Other $- 0

Other $- 0

Other $- 0

Miscellaneous $600 $515 $815 $690 $515 $515 $515 $515 $615 $615 $615 $815 $7,340 1115

401k $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $20 $240 40

IRA $25 $150 $175 25

Donations
Cells$70 $60
locked for $60
Demo users $60 $60 $60 $60 $60 $60 $60 $60 $60 $730 130

Dry Cleaning $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $30 $360 60

New Clothes $100 $100 $200 0

College Loans $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $3,600 600

Pocket Money $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $80 $960 160

Gifts $50 $150 $75 $100 $100 $300 $775 50

Credit Card $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $15 $180 30

Other $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $10 $120 20

Other $- 0

Other $- 0
 Next: Compare actual spending
Enter what you actually spend below. or Track spending Daily to your budget (click here) 2
Category Name Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Tracking
Year to Date Year to Summary
Date Feb Chart: March
Income $6,800 $6,825 $6,950 $- $- $- $- $- $- $- $- $- $20,575 ###
Salary/Wages (Bill) $3,400 $3,400 $3,400 $10,200 ### Income $6,950
Salary/Wages (Jane) $3,400 $3,400 $3,400 $10,200 ###
Other $- $25 $150 $175 $25
Other $- $-
Other Let's you know when $- $-
Spending $6,376
spending is over budget. $-
Under Under
Over Budget
Budget Budget $-

Spending $5,836 $5,596 $6,376 $- $- $- $- $- $- $- $- $- $17,808 ###

Net $574
Transportation $460 $650 $550 $- $- $- $- $- $- $- $- $- $1,660 ###
Auto Loan/Lease $200 $200 $200 $600 $400
Insurance $100 $100 $100 $300 $200
John's bus pass $- $-
Spending by Month
Gas $- $- $7,000
Maintenance $100 $120 $100 $320 $220
Registration/Inspection $170 $170 $170
$6,000
Other $- $-
Other $60 $60 $70 $190 $120
Other $35 $35 $-
$5,000
Other Type over sample categories &$45
amounts $45 $-
$- $4,000
Home $1,480 $1,440 $1,505 $- $- $- $- $- $- $- $- $- $4,425 ###
Mortgage $1,000 $1,000 $1,000 $3,000 ###$3,000
Rent $- $-
Maintenance $50 $- $50 $100 $50
$2,000
Insurance $50 $50 $50 $150 $100
Furniture $- $-
Household Supplies $30 $30 $30 $90 $60$1,000
Real Estate Tax $350 $360 $375 $1,085 $710
Other $- $- $0 Spending Income
Other $- $- Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Other $- $-
$-
Utilities $280 $270 $274 $- $- $- $- $- $- $- $- $- $824 $550
Phone - Home $40 $40 $46 $126 $80
Phone - Cell $30 $30 $38 $98 $60
Cable $40 $40 $40 $120 $80
Gas $30 $30 $30 $90 $60
Other $40 $40 $40 $120 $80
Water $- $- $- $- $-
Electricity $70 $60 $50 $180 $130
Internet $30 $30 $30 $90 $60
Other $- $-
Other $- $-
$-
Health $550 $550 $550 $- $- $- $- $- $- $- $- $- $1,650 ###
Dental $10 $10 $10 $30 $20
Medical $500 $500 $500 $1,500 ###
Cells locked for Demo users
Medication $- $-
Vision/contacts $- $-
Life Insurance $- $-
Other $30 $30 $30 $90 $60
Other $- $-
Other $10 $10 $10 $30 $20
Other $- $-
Other $- $-
$-
Entertainment $282 $187 $454 $- $- $- $- $- $- $- $- $- $923 $469
Memberships $60 $60 $60 $180 $120
Events $100 $75 $200 $375 $175
Subscriptions $50
Cells locked for Demo users $50 $50
Movies $15 $15 $25 $55 $30
Music $22 $22 $44 $88 $44
Hobbies $15 $15 $30 $60 $30
Travel/ Vacation $20 $40 $60 $20
Other $- $-
Other $55 $55 $-
Other $- $-
$-
Dining $1,007 $862 $1,039 $- $- $- $- $- $- $- $- $- $2,908 ###
Dining out $150 $150 $250 $550 $300
Coffee $100 $75 $80 $255 $175
Takeout $50
Cells locked for Demo users $50 $50
fast food $15 $15 $25 $55 $30
Lunch at work $22 $22 $44 $88 $44
Groceries $650 $600 $600 $1,850 ###
Other $20 $40 $60 $20
Other $- $-
Other $- $-
Other $- $-
$-
Kids $1,182 $1,112 $1,254 $- $- $- $- $- $- $- $- $- $3,548 ###
Clothes $60 $60 $60 $180 $120
Child care $1,000 $1,000 $1,000 $3,000 ###
School supplies $50
Cells locked for Demo users $50 $50
Babysitter $15 $15 $25 $55 $30
Tuition $22 $22 $44 $88 $44
Music lessons $15 $15 $30 $60 $30
Other $20 $40 $60 $20
Other $- $-
Other $55 $55 $-
Other $- $-
$-
Miscellaneous $595 $525 $750 $- $- $- $- $- $- $- $- $- $1,870 ###
401k $20 $20 $20 $60 $40
IRA $15 $45 $25 $85 $60
Donations $60
Cells$60
locked for
$60
Demo users $180 $120
Dry Cleaning $- $-
New Clothes $- $-
College Loans $300 $300 $300 $900 $600
Pocket Money $100 $100 $120 $320 $200
Gifts $100 $150 $250 $100
Credit Card $30 $30 $-
Other $45 $45 $-
Other $- $-
Other $- $-

$(51) $(291) $489 $(5,887) $(5,887) $(5,887) $(5,887) $(5,887) $(5,887) $(5,887) $(5,887) $(5,887)
 Compare your budget to your actual spending below. Mar
March
Category Name Budget Tracking Compare Budget vs Tracking Summary
Income $7,050 $6,950 ($100)
$7,050
Salary/Wages (Bill) $3,400 $3,400 $0
Income Budget
Salary/Wages (Jane) $3,400 $3,400 $0 $6,950
Other $50 $150 $100 Tracking
Other Select month $200 ($200)
$5,887
Other $0 $0
Spending
$6,376
Spending $5,887 $6,376 $489
Transportation $512 $550 $38 $1,163
Auto Loan/Lease $200 $200 $0
Net
$574
Insurance $17 $100 $83
John's bus pass $40 ($40)
Gas $160 ($160)
Maintenance $17
Over $100
budget in red $83
Registration/Inspection $8 ($8) Where Are You Overspending? (vs Budget)
Other $70 ($70)
Under budget in green $200 Over Budget Under Budget
Other $0 $70 $70
Other $0 $35 $35 $143
$150 $139
Other $0 $45 $45
$92
Home $1,422 $1,505 $83 $100 $83 $79
Mortgage $1,000 $1,000 $0
Rent $0 $0 $50 $38
Maintenance $50 $50 $0
Insurance $50 $50 $0 $0
Furniture $42 ($42) -$36
-$50
Household Supplies $30 $30 $0 -$50
Real Estate Tax $250 $375 $125
Other $0 $0 -$100
Other $0 $0 Home Healt Dinin Misce
Other $0 $0 Trans Utili Enter Kids

Utilities $310 $274 ($36)

Phone - Home $40 $46 $6
Phone - Cell $30 $38 $8
Cable $40 $40 $0
Gas $40 $30 ($10)
Other $40 $40 $0
Water $40 $0 ($40)
Electricity $50 $50 $0
Internet $30 $30 $0
Other $0 $0
Other $0 $0

Health $600 $550 ($50)

Dental $50 $10 ($40)
Medical $500 $500 $0
Medication $15 ($15)
Vision/contacts $5 ($5)
Life Insurance $10 ($10)
Other $20 $30 $10
Other $0 $0
Other $0 $10 $10
Other $0 $0
Other $0 $0

Entertainment $362 $454 $92

Memberships $60 $60 $0
Events $25 $200 $175
Subscriptions $15 ($15)
Movies $20 $25 $5
Music $15 $44 $29
Hobbies $60 $30 ($30)
Travel/ Vacation $167 $40 ($127)
Other $0 $0
Other $0 $55 $55
Other $0 $0

Dining $960 $1,039 $79

Dining out $100 $250 $150
Coffee $40 $80 $40
Takeout $80 ($80)
fast food $40 $25 ($15)
Lunch at work $100 $44 ($56)
Groceries $600 $600 $0
Other $0 $40 $40
Other $0 $0
Other $0 $0
Other $0 $0

Kids $1,115 $1,254 $139

Clothes $30 $60 $30
Child care $1,000 $1,000 $0
School supplies $10 ($10)
Babysitter $60 $25 ($35)
Tuition $0 $44 $44
Music lessons $15 $30 $15
Other $0 $40 $40
Other $0 $0
Other $0 $55 $55
Other $0 $0

Miscellaneous $607 $750 $143

401k $20 $20 $0
IRA $25 $25 $0
Donations $70 $60 ($10)
Dry Cleaning $30 ($30)
New Clothes $17 ($17)
College Loans $300 $300 $0
Pocket Money $80 $120 $40
Gifts $50 $150 $100
Credit Card $15 $30 $15
Other $0 $45 $45
Other $0 $0
Other $0 $0
 Next: Compare actual spending
to your budget (click here)

Category Name 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Spending $1,075 $435 $480 $100 $640 $- $15 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $2,745

Transportation $75 $15 $- $- $100 $- $15 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $205
Auto Loan/Lease $15 $15
Insurance $100 $100
John's bus pass $15 $15 $30
Gas $-
Maintenance
Registration/Inspection
Other This sheet is optional. Use this sheet to keep track of what you spend on a daily basis. $-
Other $60 a We provide a version of the Budget Planner with 12 Daily Spending sheets (one for each month). Each sheet is $60
Other linked to the Tracking sheet so you won't have to enter your actual spending in two different places. $-
Other (we provide this version to you at no additional charge) $-

Home $1,000 $- $- $100 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $1,100

Mortgage $1,000 $1,000
Rent $-
Maintenance $-
Insurance $-
Furniture $-
Household Supplies $-
Real Estate Tax $100 $100
Other $-
Other $-
Other $-

Utilities $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

Phone - Home $40 $40
Phone - Cell $30 $30
Cable $40 $40
Gas $40 $40
Other $20 $20
Water
Electricity $40 $40
Internet $30 $30
Other $-
Other $-

Health $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

Dental $40 $40
Medical $30 $30
Medication $40 $40
Vision/contacts $40 $40
Life Insurance $20 $20
Other
Other $40 $40
Other $30 $30
Other $-
Other $-

Entertainment $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

Memberships $40 $40
Events $30 $30
Subscriptions $40 $40
Movies $40 $40
Music $20 $20
Hobbies
Travel/ Vacation $40 $40
Other $30 $30
Other $-
Other $-

Dining $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

Dining out $40 $40
Coffee $30 $30
Takeout $40 $40
fast food $40 $40
Lunch at work $20 $20
Groceries
Other $40 $40
Other $30 $30
Other $-
Other $-

Kids $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

Clothes $40 $40
Child care $30 $30
School supplies $40 $40
Babysitter $40 $40
Tuition $20 $20
Music lessons
Other $40 $40
Other $30 $30
Other $-
Other $-

Miscellaneous $- $70 $80 $- $90 $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $- $240

401k $40 $40
IRA $30 $30
Donations $40 $40
Dry Cleaning $40 $40
New Clothes $20 $20
College Loans
Pocket Money $40 $40
Gifts $30 $30
Credit Card $-
Other $-
Other $-
Other $-
 Home Quick Budget Budget by Month Tracking Comparison

FAQ's
Why is the planner password protected?
We password protect our planner in order to maintain the integrity of the calculations (we do not provide the password to u
This ensures that the calculations and graphs work properly. Only the white cells in the planner are open for input; shaded
cells are password protected.

How can I add additional rows?

Go to the Home tab and click the Budget Planner_Additional Categories link. Save this file to your computer before you b

How do I change the category names?

You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Mon
These new titles will flow through each sheet of the planner.

Why doesn't the Tracking by Day sheet link back to the Tracking by Month sheet?
The Tracking by Day sheet as a way to record your spending habits by day for a single month. We recommend using this
so you get a clear idea of where you money goes and when it goes. Bad spending habits can be corrected within one mo
Once you have recognized these daily habits, we recommend using the monthly tracking sheet thereafter.
If you chose to continue using the Tracking by Day sheet you may download the Daily Linked version on the Home sheet.

Why aren't my budget category names flowing through the rest of the sheets in the planner?
At the top of the Tracking by Month, Tracking by Day or Budget vs Tracking sheets, you will need to select which budget s
If you completed a Budget by Month, then Select Budget by Month. If you completed a Quick Budget, then select Quick B
Once the selection is made, your category names will flow through.

Why can't I change the category names on Tracking sheet?

You can change the default categories/subcategories on either one of the budget sheets (Quick Budget or Budget by Mon
These new titles will flow through each sheet of the planner, including the Tracking sheet
*Make sure "Use this budget for comparison purposes" is selected at the top of the budget sheet you decide to use. Once
your new titles will flow through each sheet of the planner.

How do I change the width of the columns?

Select a cell in the column you would like to widen. Select Format on the menu bar and then Column, Width…

Why doesn't the Quick Budget sheet link to the Budget by Month sheet?
Both the Quick Budget and the Budget by Month sheet are budget sheets, but you will need to choose one or the other. T
sheet is meant for budget's that don't change from one month to the next. The Budget by Month sheet is meant for budge
month to the next. It's up to you which one you decide to use.
*Make sure you select "Use this budget on Comprison sheet" at the top of your Budget. This will insure the proper budget
on the Comparison

How do I see my figures down to the cent?

Select only the white input cells that you would like to adjust.
Click the $ icon on the Excel Format toolbar.
If you don't see a $ icon on the format toolbar, select Format, Cells, Number tab and then Currency. Click OK.
 Comparison Daily Spending Help

do not provide the password to unprotect).

lanner are open for input; shaded

le to your computer before you begin using.

(Quick Budget or Budget by Month).

onth. We recommend using this sheet for a month

s can be corrected within one month of using this sheet.
sheet thereafter.
nked version on the Home sheet.

s in the planner?
will need to select which budget sheet you used.
Quick Budget, then select Quick Budget.

(Quick Budget or Budget by Month).

et sheet you decide to use. Once this selection is made,

hen Column, Width…

ed to choose one or the other. The Quick Budget

y Month sheet is meant for budgets that vary one

This will insure the proper budget information is populated

Currency. Click OK.