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privire la privire la
dezvăluirea dezvăluirea
informaţiei despre informaţiei despre
activitatea
Anexa activitatea
nr. 1 la „Regulamentul cu privire la dezvăluirea
BC''Moldova
informaţiei BC''Moldova
despre activitatea BC''Moldova Agroindbank''SA”
Agroindbank''SA” Agroindbank''SA”
Informaţie privind activitatea economico-financiară
a BC"Moldova Agroindbank"SA
ACTIVE
2.1 Mijloace băneşti datorate de bănci, cu excepţia Băncii mil.lei 2,365.39 1,901.03 2,810.98
Naționale a Moldovei (suma de bază) ³
2.2 Mijloace băneşti datorate de băncile străine (suma de mil.lei 2,365.35 1,900.99 2,810.94
bază) ⁴
2.3 Mijloace băneşti datorate de bănci, cu excepţia Băncii 0.73 0.59 0.95
Naționale a Moldovei (suma de bază)/Fondurile
2.4 proprii
Mijloace băneşti datorate de băncile străine (suma de 0.73 0.59 0.95
bază)/Fondurile proprii
2.5 Soldul datoriei la credite (suma de bază) mil.lei 12,024.23 11,649.41 10,947.84
2.6 Soldul datoriei la credite neperformante (suma de bază) mil.lei 953.17 958.83 1,268.19
2.7 Soldul datoriei la credite neperformante (suma de %
bază)/Fondurile proprii 29.28 29.95 43.04
2.8 Soldul datoriei la credite neperformante net (suma de % 5.01 4.96 12.06
bază)/Fondurile proprii ⁵
2.9 Soldul datoriei la credite neperformante (suma de %
bază)/Soldul datoriei la credite (suma de bază) 7.93 8.23 11.58
2.16 Soldul datoriei la credite în valută străină (suma de % 41.86 41.78 45.04
bază)/soldul datoriei la credite (suma de bază)
2.17 Soldul datoriei la credite acordate nerezidenților (suma % 0.50 0.67 1.46
de bază)/Soldul datoriei la credite (suma de bază)
2.18 Total active/Total capital
5.79 5.64 6.09
1
Nr.crt Denumirea indicatorilor Unitatea de Normativ De facto
măsură
luna precedentă anul precedent celui
luna gestionară
celei gestionare gestionar
2.21 Total expuneri faţă de persoanele afiliate/Fonduri % ≤20 45.09 28.58 8.98
proprii de nivel 1
2.22 Soldul datoriei la credite,suma de baza/Soldul 0.69 0.67 0.62
depozitelor (suma de baza)
2.23 Soldul datoriei la credite, suma de bază pe tipuri de mil.lei 12,024.23 11,649.41 10,947.84
debitori:
- Persoane juridice rezidente, inclusiv persoane fizice mil.lei 8,702.72 8,393.67 8,163.60
care practică activitate de întreprinzător sau alt tip de
activitate.
- Persoane juridice nerezidente , inclusiv persoane mil.lei 59.61 77.44 160.00
fizice care practică activitate de întreprinzător sau alt
tip de activitate.
4.8 Mijloace băneşti datorate băncilor straine (suma de mil.lei 4.51 19.01 44.77
bază)18
4.9 Mijloace băneşti datorate băncilor, cu excepţia celor de 0.00 0.01 0.02
la Banca Națională a Moldovei (suma de
bază)/Fondurile proprii
4.10 Mijloace băneşti datorate băncilor străine (suma de 0.00 0.01 0.02
bază)/Fondurile proprii
2
Nr.crt Denumirea indicatorilor Unitatea de Normativ De facto
măsură
luna precedentă anul precedent celui
luna gestionară
celei gestionare gestionar
5.4 Total active bilanţiere în valuta străină/ Total active % 36.36 35.47 38.69
DATE GENERALE
6.1 Numărul total de angajaţi ai băncii 21 nr. 1,964 1,954 1,921
6.2 Subdiviziuni ale băncii: nr. 191 191 186
- sucursale nr. 66 66 66
- reprezentanţe nr. 0 0 0
- agenţii nr. 125 125 120
- puncte de schimb valutar nr. 0 0 0
Nota:1. Informaţia la situaţia 30.06.2018 şi 31.12.2017-Ajustata este dezvăluită, conform cerinţelor expuse în Regulamentul cu privire la dezvăluirea de către băncile din
R.Moldova a informaţiei aferente activităţilor lor.
L.Ş.
3
Annex no.1 to the Regulation on disclosure of information on
the financial activity of the licensed banks from the Republic
of Moldova
as of 30 September 2018
Nr. Indicators Unit of Minimum De facto
level
measure month year
preceding the preceding the
Reporting month reporting month reporting year
ASSETS
2.1 Funds due from banks, excluding National Bank of MDL millions 2,365.39 1,901.03 2,810.98
Moldova
(principal amount) ³
2.2 Funds due from foreign banks (principal amount) ⁴ MDL millions 2,365.35 1,900.99 2,810.94
2.3 Funds due from banks, excluding National Bank of 0.73 0.59 0.95
Moldova
(principal amount)/TRC
2.4 Funds due from foreign banks (principal amount)/TRC 0.73 0.59 0.95
2.5 Balance of credit debt (principal amount) MDL millions 12,024.23 11,649.41 10,947.84
2.6 Balance of non-performing credits debt (principal MDL millions 953.17 958.83 1,268.19
2.7 amount)
Balance of non-performing credits debt (principal %
amount)/TRC 29.28 29.95 43.04
2.8 Balance of net non-performing credits debt (principal % 5.01 4.96 12.06
amount)/TRC ⁵
2.9 Balance of non-performing credits debt (principal %
amount)/Balance of credit debt (principal amount) 7.93 8.23 11.58
2.13 Calculated amount of the allowance for balance of credit % 9.17 9.40 10.75
debt (principal amount) / Balance of credit debt
(principal amount)
2.14 Total past due credits⁷ MDL millions 744.80 755.07 842.76
2.15 Monthly average value of interest-bearing assets/ %
Monthly average value of assets 8 87.04 87.20 87.45
2.16 Balance of debt of credits in foreign currency (principal % 41.86 41.78 45.04
amount) /Balance of credit debt (principal amount)
4
Nr. Indicators Unit of Minimum De facto
level
measure month year
preceding the preceding the
Reporting month reporting month reporting year
2.21 Total exposures to affiliated persons / Tier I capital % ≤20 45.09 28.58 8.98
2.22 Balance of credit debt, principal amount / Balance of 0.69 0.67 0.62
deposits (principal amount)
2.23 Balance of credit debt, principal amount by type of MDL millions 12,024.23 11,649.41 10,947.84
borrowers:
-Resident legal entities, including individuals MDL millions 8,702.72 8,393.67 8,163.60
performing an entrepreneurial activity or other type of
activity
-Non-resident legal entities, including individuals MDL millions 59.61 77.44 160.00
performing
an entrepreneurial activity or other type of activity
-Resident individuals MDL millions 3,261.60 3,178.10 2,624.14
- Non-resident individuals MDL millions 0.30 0.20 0.10
2.24 Balance of credit debt, principal amount by type of MDL millions 12,024.23 11,649.41 10,947.84
currencies:
- granted in MDL MDL millions 6,990.75 6,782.06 6,017.11
-granted in USD (equivalent in MDL) MDL millions 1,583.06 1,547.52 1,333.45
-granted in EUR (equivalent in MDL) MDL millions 3,450.42 3,319.83 3,597.28
- granted in other foreign currencies (equivalent in MDL millions 0.00 0.00 0.00
2.25 MDL)
Tangible assets/TRC % ≤50 30.38 29.59 30.23
2.26 Tangible assets and shareholdings/TRC % ≤100 39.33 38.69 39.58
INCOME AND PROFITABILITY 0
3.1 Return on assets (ROA)10 % 2.52 2.78 2.07
Return on equity (ROE)¹¹ % 15.65 17.31 12.86
3.2
4.5 Balance of deposits of legal entities, excluding banks % 26.60 26.93 28.51
(principal amount) / Balance of deposits (principal
amount)
4.6 Balance of deposits in foreign currency (principal % 45.31 45.48 46.64
amount) /
Balance of deposits (principal amount)
4.7 Funds due to banks, excluding those from the National MDL millions 6.96 22.14 47.25
Bank of Moldova (principal amount)17
4.8 Funds due to foreign banks (principal amount)18 MDL millions 4.51 19.01 44.77
4.9 Funds due to banks, excluding those from the National 0.00 0.01 0.02
Bank of Moldova (principal amount)/TRC
4.10 Funds due to foreign banks (principal amount) / TRC 0.00 0.01 0.02
5
Nr. Indicators Unit of Minimum De facto
level
measure month year
preceding the preceding the
Reporting month reporting month reporting year
5.1 Share of balance sheet assets in foreign currency and % 37.25 36.30 39.08
foreign
currency-linked assets in total assets19
5.2 Share of balance sheet liabilities in foreign currency and % 37.55 36.27 38.63
foreign currency-linked liabilities in total assets20
5.3 Total balance sheet liabilities in foreign currency /Total % 45.39 44.09 46.23
liabilities
5.4 Total balance sheet assets in foreign currency /Total asset % 36.36 35.47 38.69
GENERAL DATE
6.1 Total number of bank’s employees 21 nr. 1,964 1,954 1,921
6.2 Subdivisions of bank:: nr. 191 191 186
-branches nr. 66 66 66
- reprezentanative office nr. 0 0 0
- agencies nr. 125 125 120
- foreign exchange offices nr. 0 0 0
Note: Information shall be disclosed in accordance with the requirements under the Regulation on disclosure of information on the financial activity of the licensed banks
from the Republic of Moldova.
Date 19.10.2018
Stamp
6
Приложение № 1 к Регламенту о порядке раскрытия
банками Республики Молдова информации о своей
деятельности BC''Moldova Agroindbank''SA”
7
Nr.crt Denumirea indicatorilor Единица Норматив Фактически
измерения Год,
Месяц,предшеству
Отчетный месяц предшествующий
ющий отчетному
отчетному
8
Nr.crt Denumirea indicatorilor Единица Норматив Фактически
измерения Год,
Месяц,предшеству
Отчетный месяц предшествующий
ющий отчетному
отчетному
Главный бухгалтер
Carolina Semeniuc
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